Common use of Cash Investment Clause in Contracts

Cash Investment. You must make ONE selection below. This type of account may not retain excess cash balances in Credit Interest (CIP). Excess cash balances must sweep to one of the funds or bank insured deposit options below. Applications without a selection will be rejected.  Sweep to Bank Insured Deposit (FDIC Insured Deposit Account)  Sweep to Federated Florida Muni Fund  Sweep to Dreyfus General Money Market Fund  Sweep to Federated California Muni Fund  Sweep to Dreyfus General Muni Fund  Sweep to Federated Minnesota Muni Fund  Sweep to Dreyfus General Government Fund  Sweep to Federated New York Muni Fund  Sweep to Dreyfus General Treasury Prime Fund  Sweep to Federated Govt Obligations CS Fund  Sweep to Federated Muni Obligations CS Fund  Sweep to Federated Prime Obligations CS Fund For Office Use Only: Acct.# Office: Reg. Rep: Name for Filing: The sweep program is provided by HTS to its customers offering you the option of automatically transferring excess cash balances in your securities account to either an account at a bank whose deposits are insured by the FDIC or a money market mutual fund product. A sweep of your excess cash balance allows you to earn interest on the funds while retaining the flexibility to quickly access that cash to purchase securities or withdraw it. HTS may change the products available under the sweep program, however you will receive 30 days notice before certain specified changes are made. For existing accounts, please notify your Financial Advisor if you wish to sweep cash balances to the Bank Insured Deposit, Dreyfus General Money Market Fund, or other selection. Individual retirement accounts and qualified retirement plan accounts may not retain excess cash balances in CIP. Therefore, these specific types of accounts must affirmatively select either the money market fund option or Bank Insured Deposit option. The Bank Insured Deposit is a program which involves a series of FDIC-insured bank accounts maintained at various participant banks, including PlainsCapital Bank, an affiliate of Hilltop Securities Inc. (HTS). Bank deposits are generally insured up to $250,000 per account holder, while your IRA and other qualifying self-directed retirement funds on deposit are separately insured up to $250,000. Balances in Bank Insured Deposit up to $5 million may be covered depending on the number of participant banks in the program. Account balances in excess of the combined coverage limits of the participant banks will be swept by HTS to a money market fund. A list of participant banks is available at xxx.xxxxxxxxxxxxxxxxx.xxx. Deposits you may have directly placed with any participant bank should be taken into account when assessing your FDIC coverage. If you have a deposit with one of the participant banks that is separate from a balance in the Bank Insured Deposit, please notify your Financial Advisor if the combined deposits are in excess of $250,000. I acknowledge that I have been notified of the general terms and conditions of the products available through the sweep program. I acknowledge that the terms and conditions of my sweep selection will be mailed to me. Information regarding FDIC coverage is available at xxx.xxxx.xxx. Cash balances invested in the Bank Insured Deposit are not covered by SIPC or excess-SIPC coverage. Please consult your Financial Advisor, as certain types of accounts may not be eligible to invest in the Bank Insured Deposit. HTS or your Financial Advisor may receive a fee or compensation with respect to the Bank Insured Deposit. For more information concerning your cash account options, please contact your Financial Advisor. For complete sweep account disclosures please see the Customer Information Brochure.

Cash Investment. You must make ONE selection below. This type of account may not retain excess cash balances in Credit Interest (CIP). Excess cash balances must sweep to one of the funds or bank insured deposit options below. Applications without a selection will be rejected.  Sweep to Bank Insured Deposit (FDIC Insured Deposit Account)  Sweep to Federated Florida California Muni Fund  Sweep to Dreyfus General Money Market Fund  Sweep to Federated California New York Muni Fund  Sweep to Dreyfus General Muni Fund  Sweep to Federated Minnesota Muni Govt Obligations CS Fund  Sweep to Dreyfus General Government Fund  Sweep to Federated New York Muni Obligations CS Fund  Sweep to Dreyfus General Treasury Prime Fund  Sweep to Federated Govt Obligations CS Fund  Sweep to Federated Muni Obligations CS Fund  Sweep to Federated Prime Obligations CS Fund For Office Use Only: Acct.# Office: Reg. Rep: Name for Filing: The sweep program is provided by HTS to its customers offering you the option of automatically transferring excess cash balances in your securities account to either an account at a bank whose deposits are insured by the FDIC or a money market mutual fund product. A sweep of your excess cash balance allows you to earn interest on the funds while retaining the flexibility to quickly access that cash to purchase securities or withdraw it. HTS may change the products available under the sweep program, however you will receive 30 days notice before certain specified changes are made. For existing accounts, please notify your Financial Advisor if you wish to sweep cash balances to the Bank Insured Deposit, Dreyfus General Money Market Fund, or other selection. Individual retirement accounts and qualified retirement plan accounts may not retain excess cash balances in CIP. Therefore, these specific types of accounts must affirmatively select either the money market fund option or Bank Insured Deposit option. The Bank Insured Deposit is a program which involves a series of FDIC-insured bank accounts maintained at various participant banks, including PlainsCapital Bank, an affiliate of Hilltop Securities Inc. (HTS). Bank deposits are generally insured up to $250,000 per account holder, while your IRA and other qualifying self-directed retirement funds on deposit are separately insured up to $250,000. Balances in Bank Insured Deposit up to $5 million may be covered depending on the number of participant banks in the program. Account balances in excess of the combined coverage limits of the participant banks will be swept by HTS to a money market fund. A list of participant banks is available at xxx.xxxxxxxxxxxxxxxxx.xxx. Deposits you may have directly placed with any participant bank should be taken into account when assessing your FDIC coverage. If you have a deposit with one of the participant banks that is separate from a balance in the Bank Insured Deposit, please notify your Financial Advisor if the combined deposits are in excess of $250,000. I acknowledge that I have been notified of the general terms and conditions of the products available through the sweep program. I acknowledge that the terms and conditions of my sweep selection will be mailed to me. Information regarding FDIC coverage is available at xxx.xxxx.xxx. Cash balances invested in the Bank Insured Deposit are not covered by SIPC or excess-SIPC coverage. Please consult your Financial Advisor, as certain types of accounts may not be eligible to invest in the Bank Insured Deposit. HTS or your Financial Advisor may receive a fee or compensation with respect to the Bank Insured Deposit. For more information concerning your cash account options, please contact your Financial Advisor. For complete sweep account disclosures please see the Customer Information Brochure.

Cash Investment. You must make ONE selection below. This type of account may not retain excess cash balances in Credit Interest (CIP). Excess cash balances must sweep to one of the funds or bank insured deposit options below. Applications without a selection will be rejected.  Sweep to Bank Insured Deposit (FDIC Insured Deposit Account)  Sweep to Federated Florida Muni Fund Dreyfus Money Market  Sweep to Dreyfus General National Municipal Money Market Fund  Sweep to Federated California Muni Fund  Sweep to Dreyfus General Muni Fund  Sweep to Federated Minnesota Muni Fund Government Cash Management  Sweep to Dreyfus General Government Fund  Sweep to Federated New York Muni Fund  Sweep to Dreyfus General Treasury Prime Fund  Sweep to Federated Govt Obligations CS Fund  Sweep to Federated Muni Obligations CS Fund  Sweep to Federated Prime Obligations CS Fund For Office Use Only: Acct.# Office: Reg. Rep: Name for Filing: Securities Cash Management The sweep program is provided by HTS to its customers offering you the option of automatically transferring excess cash balances in your securities account to either an account at a bank whose deposits are insured by the FDIC or a money market mutual fund product. A sweep of your excess cash balance allows you to earn interest on the funds while retaining the flexibility to quickly access that cash to purchase securities or withdraw it. HTS may change the products available under the sweep program, however you will receive 30 days notice before certain specified changes are made. For existing accounts, please notify your Financial Advisor Professional if you wish to sweep cash balances to the Bank Insured Deposit, Dreyfus General Money Market FundMarket, or other selection. Individual retirement accounts and qualified retirement plan accounts may not retain excess cash balances in CIP. Therefore, these specific types of accounts must affirmatively select either the money market fund option or Bank Insured Deposit option. The Bank Insured Deposit is a program which involves a series of FDIC-insured bank accounts maintained at various participant banks, including PlainsCapital Bank, an affiliate of Hilltop Securities Inc. (HTS). Bank deposits are generally insured up to $250,000 per account holder, while your IRA and other qualifying self-directed retirement funds on deposit are separately insured up to $250,000. Balances in Bank Insured Deposit up to $5 million may be covered depending on the number of participant banks in the program. Account balances in excess of the combined coverage limits of the participant banks will be swept by HTS to a money market fund. A list of participant banks is available at xxx.xxxxxxxxxxxxxxxxx.xxx. Deposits you may have directly placed with any participant bank should be taken into account when assessing your FDIC coverage. If you have a deposit with one of the participant banks that is separate from a balance in the Bank Insured Deposit, please notify your Financial Advisor Professional if the combined deposits are in excess of $250,000. I acknowledge that I have been notified of the general terms and conditions of the products available through the sweep program. I acknowledge that the terms and conditions of my sweep selection will be mailed to me. Information regarding FDIC coverage is available at xxx.xxxx.xxx. Cash balances invested in the Bank Insured Deposit are not covered by SIPC or excess-SIPC coverage. Please consult your Financial AdvisorProfessional, as certain types of accounts may not be eligible to invest in the Bank Insured Deposit. HTS or your Financial Advisor Professional may receive a fee or compensation with respect to the Bank Insured Deposit. For more information concerning your cash account options, please contact your Financial AdvisorProfessional. For complete sweep account disclosures please see the Customer Information Brochure.

Cash Investment. You must make ONE selection below. This type of account may not retain excess cash balances in Credit Interest (CIP). Excess cash balances must sweep to one of the funds or bank insured deposit options belowprogram. Applications without a selection will be rejected.  ❑ Sweep to Bank Insured Deposit (FDIC Insured Deposit Account)  Sweep to Federated Florida Muni Fund  Sweep to Dreyfus General Money Market Fund  Sweep to Federated California Muni Fund  Sweep to Dreyfus General Muni Fund  Sweep to Federated Minnesota Muni Fund  Sweep to Dreyfus General Government Fund  Sweep to Federated New York Muni Fund  Sweep to Dreyfus General Treasury Prime Fund  Sweep to Federated Govt Obligations CS Fund  Sweep to Federated Muni Obligations CS Fund  Sweep to Federated Prime Obligations CS Fund For Office Use Only: Acct.# Office: Reg. Rep: Name for Filing: The sweep program is provided by HTS to its customers offering you the option of ability to automatically transferring transfer excess cash balances in your securities account to either an account at a bank whose deposits are insured by the FDIC or a money market mutual fund productFDIC. A sweep of your excess cash balance allows you to earn interest on the funds while retaining the flexibility to quickly access that cash to purchase securities or withdraw it. HTS may change the products available under the sweep program, however you will receive 30 days notice before certain specified changes are made. For existing accounts, please notify your Financial Advisor Professional if you wish to sweep cash balances to the Bank Insured Deposit, Dreyfus General Money Market Fund, or other selectionDeposit program. Individual retirement accounts and qualified retirement plan accounts may not retain excess cash balances in CIP. Therefore, these specific types of accounts must affirmatively select either the money market fund option or Bank Insured Deposit optionprogram. The Bank Insured Deposit is a program which involves a series of FDIC-insured bank accounts maintained at various participant banks, including PlainsCapital Bank, an affiliate of Hilltop Securities Inc. (HTS). Bank deposits are generally insured up to $250,000 per account holder, while your IRA and other qualifying self-directed retirement funds on deposit are separately insured up to $250,000. Balances in Bank Insured Deposit up to $5 million may be covered depending on the number of participant banks in the program. Account balances in excess of the combined coverage limits of the participant banks will be swept by HTS to a money market fund. A list of participant banks is available at xxx.xxxxxxxxxxxxxxxxx.xxx. Deposits you may have directly placed with any participant bank should be taken into account when assessing your FDIC coverage. If you have a deposit with one of the participant banks that is separate from a balance in the Bank Insured Deposit, please notify your Financial Advisor Professional if the combined deposits are in excess of $250,000. I acknowledge that I have been notified of the general terms and conditions of the products available through the sweep program. I acknowledge that the terms and conditions of my sweep selection will be mailed to me. Information regarding FDIC coverage is available at xxx.xxxx.xxx. Cash balances invested in the Bank Insured Deposit are not covered by SIPC or excess-SIPC coverage. Please consult your Financial AdvisorProfessional, as certain types of accounts may not be eligible to invest in the Bank Insured Deposit. HTS or your Financial Advisor Professional may receive a fee or compensation with respect to the Bank Insured Deposit. For more information concerning your cash account options, please contact your Financial AdvisorProfessional. For complete sweep account disclosures please see the Customer Information Brochure., as well as our website: xxx.xxxxxxxxxxxxxxxxx.xxx/xxxxxxxxxxx/xxxxx-xxxxxxx-xxxxxxxxxx/.

Cash Investment. You must make ONE selection below. This type of account may not retain excess cash balances in Credit Interest (CIP). Excess cash balances must sweep to one of the funds or bank insured deposit options below. Applications without a selection will be rejected.  ❑ Sweep to Bank Insured Deposit (FDIC Insured Deposit Account)  Sweep to Federated Florida Muni Fund  ❑ Sweep to Dreyfus General Money Market Fund  Sweep to Federated California Muni Fund  ❑ Sweep to Dreyfus General Muni Fund  Sweep to Federated Minnesota Muni Fund  National Municipal Money Market ❑ Sweep to Dreyfus General Government Fund  Sweep to Federated New York Muni Fund  Cash Management ❑ Sweep to Dreyfus General Treasury Prime Fund  Sweep to Federated Govt Obligations CS Fund  Sweep to Federated Muni Obligations CS Fund  Sweep to Federated Prime Obligations CS Fund For Office Use Only: Acct.# Office: Reg. Rep: Name for Filing: Securities Cash Management The sweep program is provided by HTS to its customers offering you the option of automatically transferring excess cash balances in your securities account to either an account at a bank whose deposits are insured by the FDIC or a money market mutual fund product. A sweep of your excess cash balance allows you to earn interest on the funds while retaining the flexibility to quickly access that cash to purchase securities or withdraw it. HTS may change the products available under the sweep program, however you will receive 30 days notice before certain specified changes are made. For existing accounts, please notify your Financial Advisor Professional if you wish to sweep cash balances to the Bank Insured Deposit, Dreyfus General Money Market FundMarket, or other selection. Individual retirement accounts and qualified retirement plan accounts may not retain excess cash balances in CIP. Therefore, these specific types of accounts must affirmatively select either the money market fund option or Bank Insured Deposit option. The Bank Insured Deposit is a program which involves a series of FDIC-insured bank accounts maintained at various participant banks, including PlainsCapital Bank, an affiliate of Hilltop Securities Inc. (HTS). Bank deposits are generally insured up to $250,000 per account holder, while your IRA and other qualifying self-directed retirement funds on deposit are separately insured up to $250,000. Balances in Bank Insured Deposit up to $5 million may be covered depending on the number of participant banks in the program. Account balances in excess of the combined coverage limits of the participant banks will be swept by HTS to a money market fund. A list of participant banks is available at xxx.xxxxxxxxxxxxxxxxx.xxx. Deposits you may have directly placed with any participant bank should be taken into account when assessing your FDIC coverage. If you have a deposit with one of the participant banks that is separate from a balance in the Bank Insured Deposit, please notify your Financial Advisor Professional if the combined deposits are in excess of $250,000. I acknowledge that I have been notified of the general terms and conditions of the products available through the sweep program. I acknowledge that the terms and conditions of my sweep selection will be mailed to me. Information regarding FDIC coverage is available at xxx.xxxx.xxx. Cash balances invested in the Bank Insured Deposit are not covered by SIPC or excess-SIPC coverage. Please consult your Financial AdvisorProfessional, as certain types of accounts may not be eligible to invest in the Bank Insured Deposit. HTS or your Financial Advisor Professional may receive a fee or compensation with respect to the Bank Insured Deposit. For more information concerning your cash account options, please contact your Financial AdvisorProfessional. For complete sweep account disclosures please see the Customer Information Brochure.

Cash Investment. You must make ONE selection below. This type of account may not retain excess cash balances in Credit Interest (CIP). Excess cash balances must sweep to one of the funds or bank insured deposit options below. Applications without a selection will be rejected.  Sweep to Bank Insured Deposit (FDIC Insured Deposit Account)  Sweep to Federated Florida Muni Fund Dreyfus Money Market  Sweep to Dreyfus General National Municipal Money Market Fund  Sweep to Federated California Muni Fund  Sweep to Dreyfus General Muni Fund  Sweep to Federated Minnesota Muni Fund Government Cash Management  Sweep to Dreyfus General Government Fund  Sweep to Federated New York Muni Fund  Sweep to Dreyfus General Treasury Prime Fund  Sweep to Federated Govt Obligations CS Fund  Sweep to Federated Muni Obligations CS Fund  Sweep to Federated Prime Obligations CS Fund For Office Use Only: Acct.# Office: Reg. Rep: Name for Filing: Securities Cash Management The sweep program is provided by HTS to its customers offering you the option of automatically transferring excess cash balances in your securities account to either an account at a bank whose deposits are insured by the FDIC or a money market mutual fund product. A sweep of your excess cash balance allows you to earn interest on the funds while retaining the flexibility to quickly access that cash to purchase securities or withdraw it. HTS may change the products available under the sweep program, however you will receive 30 days notice before certain specified changes are made. For existing accounts, please notify your Financial Advisor Professional if you wish to sweep cash balances to the Bank Insured Deposit, Dreyfus General Money Market FundMarket, or other selection. Individual retirement accounts and qualified retirement plan accounts may not retain excess cash balances in CIP. Therefore, these specific types of accounts must affirmatively select either the money market fund option or Bank Insured Deposit option. The Bank Insured Deposit is a program which involves a series of FDIC-insured bank accounts maintained at various participant banks, including PlainsCapital Bank, an affiliate of Hilltop Securities Inc. (HTS). Bank deposits are generally insured up to $250,000 per account holder, while your IRA XXX and other qualifying self-directed retirement funds on deposit are separately insured up to $250,000. Balances in Bank Insured Deposit up to $5 million may be covered depending on the number of participant banks in the program. Account balances in excess of the combined coverage limits of the participant banks will be swept by HTS to a money market fund. A list of participant banks is available at xxx.xxxxxxxxxxxxxxxxx.xxx. Deposits you may have directly placed with any participant bank should be taken into account when assessing your FDIC coverage. If you have a deposit with one of the participant banks that is separate from a balance in the Bank Insured Deposit, please notify your Financial Advisor Professional if the combined deposits are in excess of $250,000. I acknowledge that I have been notified of the general terms and conditions of the products available through the sweep program. I acknowledge that the terms and conditions of my sweep selection will be mailed to me. Information regarding FDIC coverage is available at xxx.xxxx.xxx. Cash balances invested in the Bank Insured Deposit are not covered by SIPC or excess-SIPC coverage. Please consult your Financial AdvisorProfessional, as certain types of accounts may not be eligible to invest in the Bank Insured Deposit. HTS or your Financial Advisor Professional may receive a fee or compensation with respect to the Bank Insured Deposit. For more information concerning your cash account options, please contact your Financial AdvisorProfessional. For complete sweep account disclosures please see the Customer Information Brochure.

Cash Investment. You must make ONE selection below. This type of account may not retain excess cash balances in Credit Interest (CIP). Excess cash balances must sweep to one of the funds or bank insured deposit options below. Applications without a selection will be rejected.  Sweep to Bank Insured Deposit (FDIC Insured Deposit Account)  Sweep to Federated Florida California Muni Fund  Sweep to Dreyfus General Money Market Fund  Sweep to Federated California New York Muni Fund  Sweep to Dreyfus General Muni Fund  Sweep to Federated Minnesota Muni Govt Obligations CS Fund  Sweep to Dreyfus General Government Fund  Sweep to Federated New York Muni Obligations CS Fund  Sweep to Dreyfus General Treasury Prime Fund  Sweep to Federated Govt Obligations CS Fund  Sweep to Federated Muni Obligations CS Fund  Sweep to Federated Prime Obligations CS Fund For Office Use Only: Acct.# Office: Reg. Rep: Name for Filing: The sweep program is provided by HTS to its customers offering you the option of automatically transferring excess cash balances in your securities account to either an account at a bank whose deposits are insured by the FDIC or a money market mutual fund product. A sweep of your excess cash balance allows you to earn interest on the funds while retaining the flexibility to quickly access that cash to purchase securities or withdraw it. HTS may change the products available under the sweep program, however you will receive 30 days notice before certain specified changes are made. For existing accounts, please notify your Financial Advisor Professional if you wish to sweep cash balances to the Bank Insured Deposit, Dreyfus General Money Market Fund, or other selection. Individual retirement accounts and qualified retirement plan accounts may not retain excess cash balances in CIP. Therefore, these specific types of accounts must affirmatively select either the money market fund option or Bank Insured Deposit option. The Bank Insured Deposit is a program which involves a series of FDIC-insured bank accounts maintained at various participant banks, including PlainsCapital Bank, an affiliate of Hilltop Securities Inc. (HTS). Bank deposits are generally insured up to $250,000 per account holder, while your IRA and other qualifying self-directed retirement funds on deposit are separately insured up to $250,000. Balances in Bank Insured Deposit up to $5 million may be covered depending on the number of participant banks in the program. Account balances in excess of the combined coverage limits of the participant banks will be swept by HTS to a money market fund. A list of participant banks is available at xxx.xxxxxxxxxxxxxxxxx.xxx. Deposits you may have directly placed with any participant bank should be taken into account when assessing your FDIC coverage. If you have a deposit with one of the participant banks that is separate from a balance in the Bank Insured Deposit, please notify your Financial Advisor Professional if the combined deposits are in excess of $250,000. I acknowledge that I have been notified of the general terms and conditions of the products available through the sweep program. I acknowledge that the terms and conditions of my sweep selection will be mailed to me. Information regarding FDIC coverage is available at xxx.xxxx.xxx. Cash balances invested in the Bank Insured Deposit are not covered by SIPC or excess-SIPC coverage. Please consult your Financial AdvisorProfessional, as certain types of accounts may not be eligible to invest in the Bank Insured Deposit. HTS or your Financial Advisor Professional may receive a fee or compensation with respect to the Bank Insured Deposit. For more information concerning your cash account options, please contact your Financial AdvisorProfessional. For complete sweep account disclosures please see the Customer Information Brochure.

Cash Investment. You must make (CHECK ONLY ONE selection belowBELOW. This type of account may not retain excess cash balances in Credit Interest (CIP). Excess cash balances must sweep to one of the funds or bank insured deposit options below. Applications without a selection will be rejected. IF YOU DO NOT MAKE A SELECTION, YOUR FUNDS WILL BE INVESTED IN THE DREYFUS FUNDS GENERAL MONEY MARKET FUNDS, CLASS B SHARES.) Dreyfus Funds  Sweep to General Money Market Funds, Class B Shares  General Government Securities Money Market Fund, Class B Shares  General Municipal Money Market Fund, Class B Shares  Bank Insured Deposit (FDIC Insured Deposit Accountdeposit account) Federated Funds  Sweep to Federated Florida Muni Fund Municipal Cash Trust  Sweep to Dreyfus General Money Market Fund Minnesota Municipal Cash Trust  Sweep to Federated California Muni Fund Municipal Cash Trust  Sweep to Dreyfus General Muni Fund  Sweep to Federated Minnesota Muni Fund  Sweep to Dreyfus General Government Fund  Sweep to Federated New York Muni Fund  Sweep to Dreyfus General Treasury Prime Fund  Sweep to Federated Govt Obligations CS Fund  Sweep to Federated Muni Obligations CS Fund  Sweep to Federated Prime Obligations CS Fund NY Municipal Trust For Office Use Only: Acct.# Office: Reg. Rep: Name for Filing: The For new accounts, if no selection of a money fund is made, your account will sweep program is provided by HTS to its customers offering you the option of automatically transferring excess cash balances in your securities account to either an account at a bank whose deposits are insured by the FDIC or a money market mutual fund product. A sweep of your excess cash balance allows you to earn interest on the funds while retaining the flexibility to quickly access that cash to purchase securities or withdraw it. HTS may change the products available under the sweep program, however you will receive 30 days notice before certain specified changes are madeDreyfus General Money Market Fund. For existing accounts, please notify your Financial Advisor broker if you wish to sweep cash balances to the Bank Insured Deposit, Dreyfus General Money Market Fund, the Bank Insured Deposit or other selection. Individual retirement accounts and qualified retirement plan accounts may not retain excess cash balances in CIP. Therefore, these specific types of accounts must affirmatively select either the money market fund option or Accounts eligible to sweep to Bank Insured Deposit optionare typically those where the beneficial owner is a person and all required customer identification information is on file. If your account is ineligible it will be set to sweep to Credit Interest (CIP) or to a selected money market fund. The Bank Insured Deposit is a program administered by Liquid Insured Deposits (“LIDs”), which involves a series of FDIC-FDIC- insured bank accounts maintained at various participant banks, including PlainsCapital BankSouthwest Securities FSB, Dallas, Texas, an affiliate of Hilltop Securities Inc. (HTS)SWST. Bank deposits are generally insured up to $250,000 per account holderdepositor, while your IRA and other qualifying self-directed retirement funds on deposit are separately insured up to $250,000. Balances in Bank Insured Deposit up to $5 2.5 million may be covered depending on the number of participant banks in the program. Account balances in excess of the combined coverage limits of the participant banks will be swept by HTS SWST either to the CIP account or to a money market fund, dependent on the type of account. A list of participant banks is available at xxx.xxxxxxxxxxxxxxxxx.xxxxxx.xxxx.xxx. Deposits you may have directly placed with any participant bank should be taken into account when assessing your FDIC coverage. If you have a deposit with one of the participant banks that is separate from a balance in the Bank Insured Deposit, please notify your Financial Advisor broker if the combined deposits are in excess of $250,000. I acknowledge that I am aware that if I elect or otherwise have been notified of cash swept to the general terms Bank Insured Deposit, the LIDs Terms and conditions of the products available through the sweep program. I acknowledge that the terms and conditions of my sweep selection Conditions document will be mailed to me. Information regarding FDIC coverage is available at xxx.xxxx.xxx. Cash balances invested in the Bank Insured Deposit are not covered by SIPC or excess-SIPC coverage. Please consult your Financial Advisorbroker, as certain types of accounts accounts, including corporations, partnerships and employee benefit Plans may not be eligible to invest in the Bank Insured Deposit. HTS or your Financial Advisor Your broker may receive a fee or compensation with respect to the Bank Insured DepositDeposits. For more information concerning your cash account options, please contact your Financial Advisorbroker. For complete sweep account disclosures please see the our Customer Information Brochure.