Common use of Certain Loans and Related Matters Clause in Contracts

Certain Loans and Related Matters. Except as set forth in Section 3.4(o) of its Disclosure Schedule, on November 30, 2010, neither ANB nor any of the ANB Subsidiaries was a party to any written or oral: (i) loan agreement, note or borrowing arrangement, under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) loan agreement, note or borrowing arrangement which had been classified by any bank examiner (whether regulatory or internal) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangement, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the ANB Subsidiaries; or (iv) loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to ANB or any of the ANB Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.

Certain Loans and Related Matters. Except as set forth in Section 3.4(o3.3(p) of its Disclosure Schedule, on November 30August 15, 20102014, neither ANB MainStreet nor any of the ANB MainStreet Subsidiaries was a party to any written or oral: (i) loan, loan agreement, note loan commitment, letter of credit, note, borrowing arrangement or borrowing arrangementother extension of credit (a “Loan”), under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) loan agreement, note or borrowing arrangement Loan which had been classified by any bank examiner (whether regulatory regulatory, internal or internalby external consultant) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangementLoan, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the ANB MainStreet Subsidiaries; or (iv) loan agreement, note or borrowing arrangement Loan in violation of any law, regulation or rule applicable to ANB MainStreet or any of the ANB MainStreet Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.

Certain Loans and Related Matters. Except as set forth in Section 3.4(o3.3(o) of its Disclosure Schedule, on November 30August 31, 20102013, neither ANB UFBC nor any of the ANB UFBC Subsidiaries was a party to any written or oral: (i) loan, loan agreement, note loan commitment, letter of credit, note, borrowing arrangement or borrowing arrangementother extension of credit (a “Loan”), under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) loan agreement, note or borrowing arrangement Loan which had been classified by any bank examiner (whether regulatory regulatory, internal or internalby external consultant) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangementLoan, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the ANB UFBC Subsidiaries; or (iv) loan agreement, note or borrowing arrangement Loan in violation of any law, regulation or rule applicable to ANB UFBC or any of the ANB UFBC Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.

Certain Loans and Related Matters. Except as set forth in Section 3.4(o3.3(p) of its Holding Company’s Disclosure Schedule, on November 30December 1, 20102015, neither ANB Holding Company nor any of the ANB Holding Company Subsidiaries was a party to any written or oral: (i) loan, loan agreement, note loan commitment, letter of credit, note, borrowing arrangement or borrowing arrangementother extension of credit (a “Loan”), under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) loan agreement, note or borrowing arrangement Loan which had been classified by any bank examiner (whether regulatory regulatory, internal or internalby external consultant) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangementLoan, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the ANB Holding Company Subsidiaries; or (iv) loan agreement, note or borrowing arrangement Loan in violation of any law, regulation or rule applicable to ANB Holding Company or any of the ANB Holding Company Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.

Certain Loans and Related Matters. Except as set forth in Section 3.4(o3.3(q) of its Disclosure Schedule, on November 30, 2010Letter, neither ANB it nor any of the ANB its Subsidiaries was is a party to any written or oral: (i) loan agreement, note or borrowing arrangement, under the terms of which the obligor was is sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) loan agreement, note or borrowing arrangement which had has been classified by any bank examiner (whether regulatory or internal) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangement, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the ANB its Subsidiaries; or (iv) loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to ANB it or any of the ANB its Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.

Certain Loans and Related Matters. Except as set forth in Section 3.4(o3.3(p) of its Holding Company’s Disclosure Schedule, on November 30as of March 1, 20102017, neither ANB Holding Company nor any of the ANB Holding Company Subsidiaries was a party to any written or oral: (i) loan, loan agreement, note loan commitment, letter of credit, note, borrowing arrangement or borrowing arrangementother extension of credit (a “Loan”), under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) loan agreement, note or borrowing arrangement Loan which had been classified by any bank examiner (whether regulatory regulatory, internal or internalby external consultant) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangementLoan, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the ANB Holding Company Subsidiaries; or (iv) loan agreement, note or borrowing arrangement Loan in violation of any law, regulation or rule applicable to ANB Holding Company or any of the ANB Holding Company Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.