Common use of Certain Loans and Related Matters Clause in Contracts

Certain Loans and Related Matters. (A) Except as set forth in Section 5.19(A) of the Schedules, as of August 31, 2021, neither TCBI nor any of its Subsidiaries is a party to any written or oral: (i) loan agreement, note or borrowing arrangement, other than credit card loans and other loans the unpaid balance of which does not exceed $25,000 per loan, under the terms of which the obligor is sixty (60) days delinquent in payment of principal or interest or in default of any other material provisions as of the date of this Agreement; (ii) loan agreement, note or borrowing arrangement which has been or, in the exercise of reasonable diligence by TCBI or any of its Subsidiaries, should have been classified as “substandard,” “doubtful,” “loss,” “other loans especially mentioned,” “other assets especially mentioned” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangement, including any loan guaranty, with any director or executive officer of TCBI or any of its Subsidiaries, or any ten percent (10%) or more shareholder of TCBI, or any Person controlling, controlled by or under common control with any of the foregoing; or (iv) loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to TCBI or any of its Subsidiaries including those promulgated, interpreted or enforced by any regulatory agency with supervisory jurisdiction over TCBI or any of its Subsidiaries and which violation is reasonably likely to result in a Material Adverse Change on TCBI or Texas Citizens Bank.

Certain Loans and Related Matters. (Aa) Except as set forth in Section 5.19(A) of Schedule 2.9(a), the Schedules, as of August 31, 2021, neither TCBI nor any of its Subsidiaries Bank is not a party to --------------- any written or oral: (i) loan agreement, note or borrowing arrangement, other than credit card loans and other loans the unpaid balance of which does not exceed $25,000 15,000 per loan, under the terms of which the obligor is sixty (60) days delinquent in payment of principal or interest or in default of any other material provisions as of the date of this Agreementhereof; (ii) loan agreement, note or borrowing arrangement which has been classified or, in the exercise of reasonable diligence by TCBI the Seller or the Bank or any of its Subsidiariesregulatory agency with supervisory jurisdiction over the Seller or the Bank, should have been classified as “"substandard,” “" "doubtful,” “" "loss,” “" "other loans especially mentioned,” “" "other assets especially mentioned” " or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangement, including any loan guaranty, with any director or executive officer of TCBI the Seller, the Bank or any other subsidiary of its Subsidiariesthe Seller, or any ten percent (10%) or more shareholder of TCBIthe Seller, or any Person person, corporation or enterprise controlling, controlled by or under common control with any of the foregoing; or (iv) loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to TCBI the Seller or any of its Subsidiaries including the Bank including, but not limited to, those promulgated, interpreted or enforced by any regulatory agency with supervisory jurisdiction over TCBI the Seller or any of its Subsidiaries the Bank and which violation is reasonably likely to result in could have a Material Adverse Change Effect on TCBI or Texas Citizens the Condition of the Bank.

Certain Loans and Related Matters. (A) Except as set forth in Section 5.19(A) Disclosure Schedule 3.5, Xxxxx is not a party as of the Schedules, as of August 31, 2021, neither TCBI nor any of its Subsidiaries is a party date hereof to any written or oral: (i) loan agreement, note or borrowing arrangement, other than credit card loans and other loans the unpaid balance of which does not exceed $25,000 5,000 per loan, under the terms of which the obligor is sixty (60) days delinquent in payment of principal or interest or in default of any other material provisions provision as of the date of this Agreementhereof; (ii) loan agreement, note or borrowing arrangement which has been or, in the exercise of reasonable diligence by TCBI or any of its Subsidiaries, should have been classified as “"substandard,” “" "doubtful,” “" "loss,” “other loans especially mentioned,” “other assets especially mentioned” " or any comparable classifications by such personsclassifications; (iii) loan agreement, note or borrowing arrangement, including any loan guaranty, with any director or executive officer of TCBI or any of its Subsidiaries, Xxxxx or any ten percent (10%) or more shareholder of TCBIXxxxx, or any Person person, corporation or enterprise controlling, controlled by or under common control with any of the foregoing; or (iv) loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to TCBI or any of its Subsidiaries including Xxxxx including, but not limited to, those promulgated, interpreted or enforced by any regulatory agency with supervisory jurisdiction over TCBI or any of its Subsidiaries the Regulatory Authorities and which violation is reasonably likely could have a material adverse effect on the Condition of Xxxxx. As of the date of any Financial Statement of Xxxxx and any Call Report of Xxxxx subsequent to result the execution of this Agreement, including the date of the Financial Statements of Xxxxx and the Call Reports of Xxxxx that immediately precede the Effective Time of the Share Exchange, there shall not have been any material increase in a Material Adverse Change on TCBI the loan agreements, notes or Texas Citizens Bankborrowing arrangements described in (i) through (iv) above and Disclosure Schedule 3.5.

Certain Loans and Related Matters. (A) A. Except as set forth in Section 5.19(A) 5.19A of the Schedules, as of August 31September 30, 20212019, neither TCBI PBI nor any of its Subsidiaries is a party to any written or oral: (i) loan agreement, note or borrowing arrangement, other than credit card loans and other loans the unpaid balance of which does not exceed $25,000 per loan, under the terms of which the obligor is sixty (60) days delinquent in payment of principal or interest or in default of any other material provisions as of the date of this Agreement; (ii) loan agreement, note or borrowing arrangement which has been or, in the exercise of reasonable diligence by TCBI PBI or any of its Subsidiaries, should have been classified as “substandard,” “doubtful,” “loss,” “other loans especially mentioned,” “other assets especially mentioned” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangement, including any loan guaranty, with any director or executive officer of TCBI PBI or any of its Subsidiaries, or any ten percent (10%) % or more shareholder of TCBIPBI, or any Person controlling, controlled by or under common control with any of the foregoing; or (iv) loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to TCBI PBI or any of its Subsidiaries including those promulgated, interpreted or enforced by any regulatory agency with supervisory jurisdiction over TCBI PBI or any of its Subsidiaries and which violation is reasonably likely to result in a Material Adverse Change on TCBI PBI or Texas Citizens Pedestal Bank.

Certain Loans and Related Matters. (A) A. Except as set forth in Section 5.19(A) 5.19A of the Schedules, as of August December 31, 20212016, neither TCBI BOJ nor any of its Subsidiaries is a party to any written or oral: (i) loan agreement, note or borrowing arrangement, other than credit card loans and other loans the unpaid balance of which does not exceed $25,000 10,000 per loan, under the terms of which the obligor is sixty (60) days delinquent in payment of principal or interest or in default of any other material provisions as of the date of this Agreement; (ii) loan agreement, note or borrowing arrangement which has been or, in the exercise of reasonable diligence by TCBI BOJ or any of its Subsidiaries, should have been classified as “substandard,” “doubtful,” “loss,” “other loans especially mentioned,” “other assets especially mentioned” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangement, including any loan guaranty, with any director or executive officer of TCBI BOJ or any of its Subsidiaries, or any ten percent (10%) % or more shareholder of TCBIBOJ, or any Person controlling, controlled by or under common control with any of the foregoing; or (iv) loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to TCBI BOJ or any of its Subsidiaries including those promulgated, interpreted or enforced by any regulatory agency with supervisory jurisdiction over TCBI BOJ or any of its Subsidiaries and which violation is reasonably likely to result in a Material Adverse Change on TCBI BOJ or Texas Citizens Highlands Bank.

Certain Loans and Related Matters. (A) A. Except as set forth in Section 5.19(A) 5.19A of the Schedules, as of August 31April 30, 20212018, neither TCBI RSBI nor any of its Subsidiaries is a party to any written or oral: (i) loan agreement, note or borrowing arrangement, other than credit card loans and other loans the unpaid balance of which does not exceed $25,000 10,000 per loan, under the terms of which the obligor is sixty (60) days delinquent in payment of principal or interest or in default of any other material provisions as of the date of this Agreement; (ii) loan agreement, note or borrowing arrangement which has been or, in the exercise of reasonable diligence by TCBI RSBI or any of its Subsidiaries, should have been classified as “substandard,” “doubtful,” “loss,” “other loans especially mentioned,” “other assets especially mentioned” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangement, including any loan guaranty, with any director or executive officer of TCBI RSBI or any of its Subsidiaries, or any ten percent (10%) % or more shareholder of TCBIRSBI, or any Person controlling, controlled by or under common control with any of the foregoing; or (iv) loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to TCBI RSBI or any of its Subsidiaries including those promulgated, interpreted or enforced by any regulatory agency with supervisory jurisdiction over TCBI RSBI or any of its Subsidiaries and which violation is reasonably likely to result in a Material Adverse Change on TCBI RSBI or Texas Citizens Richland State Bank.

Certain Loans and Related Matters. (Aa) Except as set forth in Section 5.19(A) of the SchedulesSchedule 3.12(a), as of August March 31, 20212005, neither TCBI Gateway nor any of its Subsidiaries Gateway Bank is a party to any written or oral: (i) loan agreement, note or borrowing arrangement, other than credit card loans and other loans the unpaid balance of which does not exceed $25,000 per loan, under the terms of which the obligor is sixty (60) days delinquent in payment of principal or interest or in default of any other material provisions as of the date of this Agreementhereof; (ii) loan agreement, note or borrowing arrangement which has been classified or, in the exercise of reasonable diligence by TCBI Gateway or Gateway Bank or any of its Subsidiariesregulatory agency with supervisory jurisdiction over Gateway or Gateway Bank, should have been classified as “substandard,” “doubtful,” “loss,” “other loans especially mentioned,” “other assets especially mentioned” or any comparable classifications by such persons; (iii) loan agreement, note or borrowing arrangement, including any loan guaranty, with any director or executive officer of TCBI Gateway or any of its Subsidiaries, or any ten percent (10%) % or more greater shareholder of TCBIGateway, or any Person person, corporation or enterprise controlling, controlled by or under common control with any of the foregoing; or (iv) loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to TCBI Gateway or any of its Subsidiaries including including, but not limited to, those promulgated, interpreted or enforced by any regulatory agency with supervisory jurisdiction over TCBI Gateway or any of its Subsidiaries and which violation is reasonably likely to result in could have a Material Adverse Change Effect on TCBI or Texas Citizens BankGateway.