Common use of Certain Loans and Related Matters Clause in Contracts

Certain Loans and Related Matters. Except as set forth in Section 3.3(p) of its Disclosure Schedule, on August 15, 2014, neither MainStreet nor any of the MainStreet Subsidiaries was a party to any written or oral: (i) loan, loan agreement, loan commitment, letter of credit, note, borrowing arrangement or other extension of credit (a “Loan”), under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) Loan which had been classified by any bank examiner (whether regulatory, internal or by external consultant) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) Loan, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the MainStreet Subsidiaries; or (iv) Loan in violation of any law, regulation or rule applicable to MainStreet or any of the MainStreet Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.

Certain Loans and Related Matters. Except as set forth in Section 3.3(p3.4(o) of its Disclosure Schedule, on August 15November 30, 20142010, neither MainStreet ANB nor any of the MainStreet ANB Subsidiaries was a party to any written or oral: (i) loan, loan agreement, loan commitment, letter of credit, note, note or borrowing arrangement or other extension of credit (a “Loan”)arrangement, under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) Loan loan agreement, note or borrowing arrangement which had been classified by any bank examiner (whether regulatory, internal regulatory or by external consultantinternal) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) Loanloan agreement, note or borrowing arrangement, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the MainStreet ANB Subsidiaries; or (iv) Loan loan agreement, note or borrowing arrangement in violation of any law, regulation or rule applicable to MainStreet ANB or any of the MainStreet ANB Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.

Certain Loans and Related Matters. Except as set forth in Section 3.3(p3.3(o) of its Disclosure Schedule, on August 1531, 20142013, neither MainStreet UFBC nor any of the MainStreet UFBC Subsidiaries was a party to any written or oral: (i) loan, loan agreement, loan commitment, letter of credit, note, borrowing arrangement or other extension of credit (a “Loan”), under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) Loan which had been classified by any bank examiner (whether regulatory, internal or by external consultant) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) Loan, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the MainStreet UFBC Subsidiaries; or (iv) Loan in violation of any law, regulation or rule applicable to MainStreet UFBC or any of the MainStreet UFBC Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.

Certain Loans and Related Matters. Except as set forth in Section 3.3(p) of its Holding Company’s Disclosure Schedule, on August 15December 1, 20142015, neither MainStreet Holding Company nor any of the MainStreet Holding Company Subsidiaries was a party to any written or oral: (i) loan, loan agreement, loan commitment, letter of credit, note, borrowing arrangement or other extension of credit (a “Loan”), under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) Loan which had been classified by any bank examiner (whether regulatory, internal or by external consultant) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) Loan, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the MainStreet Holding Company Subsidiaries; or (iv) Loan in violation of any law, regulation or rule applicable to MainStreet Holding Company or any of the MainStreet Holding Company Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.

Certain Loans and Related Matters. Except as set forth in Section 3.3(p) of its Holding Company’s Disclosure Schedule, on August 15as of March 1, 20142017, neither MainStreet Holding Company nor any of the MainStreet Holding Company Subsidiaries was a party to any written or oral: (i) loan, loan agreement, loan commitment, letter of credit, note, borrowing arrangement or other extension of credit (a “Loan”), under the terms of which the obligor was sixty (60) days delinquent in payment of principal or interest or in default of any other provision as of the date hereof; (ii) Loan which had been classified by any bank examiner (whether regulatory, internal or by external consultant) as “Other Loans Specially Mentioned,” “Special Mention,” “Substandard,” “Doubtful,” “Loss,” “Classified,” “Criticized,” “Watch List,” or any comparable classifications by such persons; (iii) Loan, including any loan guaranty, with any of its directors or executive officers or directors or executive officers of any of the MainStreet Holding Company Subsidiaries; or (iv) Loan in violation of any law, regulation or rule applicable to MainStreet Holding Company or any of the MainStreet Holding Company Subsidiaries including, but not limited to, those promulgated, interpreted or enforced by any Governmental Authority.