Common use of CERTAIN OTHER ASSETS Clause in Contracts

CERTAIN OTHER ASSETS. Certificate No. : A-1-[ ] A-2-[ ] A-3-[ ] M-1-[ ] M-2-[ ] M-3-[ ] B-1-[ ] B-2-[ ] B-3-[ ] Cut-off Date : October 1, 2003 First Distribution Date : November 25, 2003 Initial Certificate Balance of this Certificate ("Denomination") : $ Initial Certificate [A-1] [$240,798,000] Balances of all [A-2] [$159,000,000] Certificates of this Class [A-3] [$ 61,980,000] [M-1] [$ 37,403,000] [M-2] [$ 30,209,000] [M-3] [$ 8,631,000] [B-1] [$ 8,631,000] [B-2] [$ 8,631,000] : [B-3] [$ 7,194,000] MORGAN STANLEY ABS CAPITAL I INC. Morgan Stanley ABS Capital I Inc. Trxxx 0000-XX0 Mortgage Pass-Through Certificates, Series 2003-HE3 [Class A-][Class M-][Class B-] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, Accredited, Chase or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley ABS Capital I Inc., ax xxxxsxxxx (xhe "Depositor"), Chase Manhattan Mortgage Corporation, as servicer ("Chase"), Accredited Home Lenders, Inc., as servicer and responsible party ("Accredited") and Deutsche Bank National Trust Company, as trustee (the "Trustee"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee. * * *

CERTAIN OTHER ASSETS. Certificate No. : A-1-[ ] A-2-[ ] A-3-[ ] M-1-[ ] M-2-[ ] M-3-[ ] B-1-[ ] B-2-[ ] B-3-[ ] Cut-off Date : October 1, 2003 2002 First Distribution Date : November 25, 2003 2002 Initial Certificate Balance of this Certificate ("Denomination") : $ $[ ] Initial Certificate Balances of all [A-1] [$240,798,000] Balances of all [A-2] [$159,000,000$ 458,365,000] Certificates of this Class [A-2] [$ 50,000,000] [A-3] [$ 61,980,000158,873,000] [M-1] [$ 37,403,00051,484,000] [M-2] [$ 30,209,00039,128,000] [M-3] [$ 8,631,0008,238,000] [B-1] [$ 8,631,00032,950,000] : [B-2] [$ 8,631,000] : [B-3] [$ 7,194,00012,356,000] MORGAN STANLEY ABS DEAN WITTER CAPITAL I INC. Morgan Stanley ABS Capital I Stanxxx Xxax Xxxxxx Xxxxxxx X Inc. Trxxx 0000Trust 2002-XX0 Mortgage PassNC5 Mxxxxxxx Xxxx-Through Xxxxxxh Certificates, Series 20032002-HE3 NC5 [Class A-][Class M-][Class B-B] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, Accreditedthe Responsible Party, Chase the Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley ABS Dean Witter Capital I Inc., ax xxxxsxxxx as depositor (xhe the "DepositorDepoxxxxx"), Chase Manhattan Mortgage CorporationXxx Xxxxxxxxx Xxxk, as servicer (the "ChaseServicer"), Accredited Home Lenders, Inc.NC Capital Corporation, as servicer and responsible party (the "AccreditedResponsible Party") ), and Deutsche Bank National Trust Company, as trustee (the "Trustee"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee. * * *

CERTAIN OTHER ASSETS. Certificate No. : A-1-[ [] A-2-[ [] A-3-[ [] M-1-[ [] M-2-[ ] M-3-[ [] B-1-[ [] B-2-[ ] B-3-[ [] Cut-off Date : October November 1, 2003 2002 First Distribution Date : November 25December 26, 2003 2002 Initial Certificate Balance of this Certificate ("Denomination") : $ $[__________________] Initial Certificate [A-1] [$240,798,000396,845,000] Balances of all [A-2] [$159,000,000176,253,000] Certificates of this Class [A-3] [$ 61,980,000$107,250,000] [M-1] [$ 37,403,000$53,756,000] [M-2] [$ 30,209,000] [M-3] [$ 8,631,000$46,196,000] [B-1] [$ 8,631,000$34,857,000] : [B-2] [$ 8,631,000] : [B-3] [$ 7,194,000$10,079,000] MORGAN STANLEY ABS CAPITAL I INC. Morgan Stanley ABS Capital I Inc. Trxxx 0000Cxxxxxx X Xxx. Trust 2002-XX0 Mortgage PassNC6 Mortgagx Xxxx-Through Xxxxxxx Certificates, Series 20032002-HE3 NC6 [Class A-][Class M-][Class B-B] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, Accreditedthe Responsible Party, Chase the Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley ABS Capital I Inc., ax xxxxsxxxx as depositor (xhe the "Depositor"), Chase Manhattan Mortgage CorporationOcwex Xxxxrxx Xxxx FSB, as servicer (the "ChaseServicer"), Accredited Home Lenders, Inc.NC Capital Corporation, as servicer and responsible party (the "AccreditedResponsible Party") ), and Deutsche Bank National Trust Company, as trustee (the "Trustee"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee. * * *

CERTAIN OTHER ASSETS. Certificate No. : A-1-[ ] A-2-[ ] A-3-[ ] M-1-[ ] M-2-[ ] M-3-[ ] B-1-[ ] B-2-[ ] B-3-[ ] Cut-off Date : October February 1, 2003 First Distribution Date : November March 25, 2003 Initial Certificate Balance of this Certificate ("Denomination") : $ $[ ] Initial Certificate [A-1] [$240,798,000545,640,000] Balances of all [A-2] [$159,000,000185,000,000] Certificates of this Class [A-3] [$ 61,980,000$146,333,000] [M-1] [$ 37,403,000$70,375,000] [M-2] [$ 30,209,000$56,840,000] [M-3] [$ 8,631,000$18,947,000] [B-1] [$ 8,631,000$25,985,000] : [B-2] [$ 8,631,000$14,075,000] ISIN: [B-3A-1] [$ 7,194,000US61746W B410 ] MORGAN STANLEY ABS DEAN WITTER CAPITAL I INC. Morgan Stanley ABS Capital I Inc. Trxxx 0000Dxxx Xxtxxx Xxxxxxx X Xxx. Trust 2003-XX0 Mortgage PassNC2 Xxxxxaxx Xxxx-Through CertificatesXxxxxxx Xxxtificates, Series 2003-HE3 NC2 [Class A-][Class M-][Class B-B] evidencing a percentage interest in the distributions allocable to the Certificates of the above-referenced Class. Principal in respect of this Certificate is distributable monthly as set forth herein. Accordingly, the Certificate Balance at any time may be less than the Certificate Balance as set forth herein. This Certificate does not evidence an obligation of, or an interest in, and is not guaranteed by the Depositor, Accreditedthe Responsible Party, Chase the Servicer or the Trustee referred to below or any of their respective affiliates. Neither this Certificate nor the Mortgage Loans are guaranteed or insured by any governmental agency or instrumentality. This certifies that CEDE & CO. is the registered owner of the Percentage Interest evidenced by this Certificate (obtained by dividing the denomination of this Certificate by the aggregate of the denominations of all Certificates of the Class to which this Certificate belongs) in certain monthly distributions pursuant to a Pooling and Servicing Agreement dated as of the Cut-off Date specified above (the "Agreement") among Morgan Stanley ABS Dean Witter Capital I Inc., ax xxxxsxxxx as depositor (xhe the "Depositor"), Chase Manhattan Mortgage Xxe Xxxxxxxxx Xxxx, xx servicer (the "Servicer"), NC Capital Corporation, as servicer responsible party (the "ChaseResponsible Party"), Accredited Home Lenders, Inc., as servicer and responsible party ("Accredited") and Deutsche Bank National Trust Company, as trustee (the "Trustee"). To the extent not defined herein, the capitalized terms used herein have the meanings assigned in the Agreement. This Certificate is issued under and is subject to the terms, provisions and conditions of the Agreement, to which Agreement the Holder of this Certificate by virtue of the acceptance hereof assents and by which such Holder is bound. Reference is hereby made to the further provisions of this Certificate set forth on the reverse hereof, which further provisions shall for all purposes have the same effect as if set forth at this place. This Certificate shall not be entitled to any benefit under the Agreement or be valid for any purpose unless manually countersigned by an authorized signatory of the Trustee. * * *