Common use of CERTAIN OTHER LOAN CRITERIA Clause in Contracts

CERTAIN OTHER LOAN CRITERIA. Not in claims status, not previously rejected • Not in litigation • Last disbursement was on or before the related Subsequent Cutoff Date • Loan is not swap-pending * Based upon VG Funding’s estimated calculations, which may be adjusted upward or downward based upon Funding’s reconciliation. ** Includes interest to be capitalized. Purchase Agreement (VG FUNDING) Guarantor(s): [TO BE PROVIDED] [SLM TO PROVIDE] Purchase Agreement (VG FUNDING)

CERTAIN OTHER LOAN CRITERIA. Not in claims status, not previously rejected • Not in litigation • Last disbursement was on or before the related Subsequent Statistical Cutoff Date • Loan is not swap-pending * Based upon VG Funding’s estimated calculations, which may be adjusted upward or downward based upon Funding’s reconciliation. ** Includes interest to be capitalized. Purchase Agreement (VG FUNDING) Guarantor(s): [TO BE PROVIDED] [SLM TO PROVIDE] Purchase Agreement (VG FUNDING)

CERTAIN OTHER LOAN CRITERIA. Not in claims status, not previously rejected • Not in litigation • Last disbursement was on or before the related Subsequent Cutoff Date • Loan is not swap-pending * Based upon VG Funding’s estimated calculations, which may be adjusted upward or downward based upon VG Funding’s reconciliation. ** Includes interest to be capitalized. Purchase Agreement (VG FUNDING) Guarantor(s): [TO BE PROVIDED] [SLM TO PROVIDE] Purchase Agreement (VG FUNDING)]

CERTAIN OTHER LOAN CRITERIA. n Not in claims status, not previously rejected • n Not in litigation • n Last disbursement was on or before the related Subsequent Cutoff Date • n Loan is not swap-pending * Based upon VG Funding’s estimated calculations, which may be adjusted upward or downward based upon Funding’s reconciliation. ** Includes interest to be capitalized. Purchase Agreement — Master (VG FUNDING) Guarantor(s): [TO BE PROVIDED] [SLM TO PROVIDE] Purchase Agreement — Master (VG FUNDING)

CERTAIN OTHER LOAN CRITERIA. n Not in claims status, not previously rejected • n Not in litigation • n Last disbursement was on or before the related Subsequent Cutoff Date • n Loan is not swap-pending * *Based upon VG Funding’s estimated calculations, which may be adjusted upward or downward based upon Funding’s reconciliation. ** Includes interest to be capitalized. Purchase Agreement (VG FUNDING) Guarantor(s): [TO BE PROVIDED] [SLM TO PROVIDE] Purchase Agreement (VG FUNDING)

CERTAIN OTHER LOAN CRITERIA. Not in claims status, not previously rejected • Not in litigation • Last disbursement was on or before the related Subsequent Cutoff Date • Loan is not swap-pending * *Based upon VG Funding’s estimated calculations, which may be adjusted upward or downward based upon Funding’s reconciliation. ** Includes interest to be capitalized. Purchase Agreement (VG FUNDING) Guarantor(s): [TO BE PROVIDED] [SLM TO PROVIDE] Purchase Agreement (VG FUNDING)

CERTAIN OTHER LOAN CRITERIA. < Not in claims status, not previously rejected • < Not in litigation • < Last disbursement was on or before the related Subsequent Cutoff Date • < Loan is not swap-pending * Based upon VG Funding’s estimated calculations, which may be adjusted upward or downward based upon Funding’s reconciliation. ** Includes interest to be capitalized. Purchase Agreement (VG FUNDING) Guarantor(s): [TO BE PROVIDED] [SLM TO PROVIDE] Purchase Agreement (VG FUNDING)