Common use of Change in Circumstances Clause in Contracts

Change in Circumstances. Section 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02. Illegality...................................................30 Section 8.03. Increased Cost and Reduced Return............................31 Section 8.04. Taxes........................................................32 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE

Change in Circumstances. 40 Section 8.01. 8.1 Basis for Determining Interest Rate Inadequate or Unfair.....30 ................................40 Section 8.02. 8.2 Illegality...................................................30 ..........................................40 Section 8.03. 8.3 Increased Cost and Reduced Return............................31 ...................41 Section 8.048.4 Taxes. Taxes........................................................32 .............................................42 Section 8.05. 8.5 Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE...................................43

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Interest Rate Inadequate or Unfair.....30 Section ..........66 SECTION 8.02. Illegality...................................................30 Section ......................................................................67 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ...............................................67 SECTION 8.04. Taxes........................................................32 Section ...........................................................................69 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section ......................71 SECTION 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE............................................................72

Change in Circumstances. Section 8.0171 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02...................... 71 SECTION 8.2. Illegality...................................................30 Section 8.03................................ 72 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04......... 72 SECTION 8.4. Taxes........................................................32 Section 8.05..................................... 74 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE......................... 77 ARTICLE IX

Change in Circumstances. Section 8.01SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02.... 81 SECTION 8.2. Illegality...................................................30 Section 8.03.................................................. 82 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04........................... 83 SECTION 8.4. Taxes........................................................32 Section 8.05....................................................... 84 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.. 87

Change in Circumstances. Section 8.0193 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02Unfair ........................... 93 SECTION 8.2. Illegality...................................................30 Section 8.03Illegality ..................................... 94 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04Return .............. 94 SECTION 8.4. Taxes........................................................32 Section 8.05Taxes .......................................... 96 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELoans .............................. 99 ARTICLE IX MISCELLANEOUS ......................................................... 100

Change in Circumstances. Section 8.01SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02.....................87 SECTION 8.2. Illegality...................................................30 Section 8.03....................................87 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04.............88 SECTION 8.4. Taxes........................................................32 Section 8.05.........................................90 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.........93

Change in Circumstances. Section 8.0161 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02Unfair .............................. 61 SECTION 8.2. Illegality...................................................30 Section 8.03Illegality .......................................... 62 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04Return ................... 62 SECTION 8.4. Taxes........................................................32 Section 8.05Taxes ............................................... 64 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELoans ................................. 67 ARTICLE IX

Change in Circumstances. 48 Section 8.018.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 ...................................48 Section 8.028.2. Illegality...................................................30 .............................................48 Section 8.038.3. Increased Cost and Reduced Return............................31 ......................49 Section 8.048.4. Taxes........................................................32 ..................................................50 Section 8.058.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06......................................52 ARTICLE IX. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGEGUARANTY........................................................53

Change in Circumstances. Section 29 SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section Unfair ............... 29 SECTION 8.02. Illegality...................................................30 Section Illegality ............................................................. 29 SECTION 8.03. Increased Cost and Reduced Return............................31 Section Return ...................................... 30 SECTION 8.04. Taxes........................................................32 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELoans ............. 31

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ..................................................................... 35 SECTION 8.02. Illegality...................................................30 Section ............................................................................. 35 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ...................................................... 36 SECTION 8.04. Taxes........................................................32 Section .................................................................................. 37 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section ...................................................................... 39 SECTION 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE................................................................... 39 SECTION 8.07. Election to Terminate.................................................................. 40 ARTICLE IX MISCELLANEOUS

Change in Circumstances. Section 8.01. SECTION 8.01 Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02. .................. 38 8.02 Illegality...................................................30 Section 8.03. ................................................................ 39 8.03 Increased Cost and Reduced Return............................31 Section 8.04. ......................................... 40 8.04 Taxes........................................................32 Section 8.05. ..................................................................... 41 8.05 Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section ................ 43 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE

Change in Circumstances. Section 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 ..................................... 65 Section 8.02. Illegality...................................................30 ................................................... 65 Section 8.03. Increased Cost and Reduced Return............................31 ............................ 66 Section 8.04. Taxes........................................................32 ........................................................ 67 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 ........................................ 70 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE......................................... 71

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ......51 SECTION 8.02. Illegality...................................................30 Section ....................................................52 SECTION 8.03. Increased Cost and Reduced Return............................31 Section .............................52 SECTION 8.04. Taxes........................................................32 Section .........................................................54 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section ....55 SECTION 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE..........................................56 ARTICLE 9 MISCELLANEOUS

Change in Circumstances. Section 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 ........................ 81 Section 8.02. Illegality...................................................30 ...................................................................... 82 Section 8.03. Increased Cost and Reduced Return............................31 ............................................... 82 Section 8.04. Taxes........................................................32 ........................................................................... 84 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 ...................... 86 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE............................................................ 86

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ......125 SECTION 8.02. Illegality...................................................30 Section ....................................................125 SECTION 8.03. Increased Cost and Reduced Return............................31 Section .............................126 SECTION 8.04. Taxes........................................................32 Section .........................................................127 SECTION 8.05. Base Rate ABR Loans Substituted for Affected Euro-Dollar Currency Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE........130

Change in Circumstances. Section 8.01. 8.1 Basis for Determining Interest Rate Inadequate or Unfair.....30 .................. 45 Section 8.02. 8.2 Illegality...................................................30 ................................................................ 45 Section 8.03. 8.3 Increased Cost and Reduced Return............................31 ......................................... 46 Section 8.04. 8.4 Taxes........................................................32 ..................................................................... 47 Section 8.05. 8.5 Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE................ 49 ARTICLE IX

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section Unfair .................................................... 45 SECTION 8.02. Illegality...................................................30 Section Illegality ................................................. 45 SECTION 8.03. Increased Cost and Reduced Return............................31 Section Return .......................... 46 SECTION 8.04. Taxes........................................................32 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELoans ..................................................... 47 SECTION 8.05.

Change in Circumstances. Section 8.01. 8.1 Basis for Determining Interest Rate Inadequate or Unfair.....30 ............................................ 63 Section 8.02. 8.2 Illegality...................................................30 ......................................... 64 Section 8.03. 8.3 Increased Cost and Reduced Return............................31 .................. 65 Section 8.04. 8.4 Taxes........................................................32 .............................................. 66 Section 8.05. 8.5 Base Rate Loans Substituted for Affected Euro-Euro- Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE...................................... 68 ARTICLE IX MISCELLANEOUS

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section .......70 SECTION 8.02. Illegality...................................................30 Section .....................................................71 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ..............................72 SECTION 8.04. Taxes........................................................32 Section ..........................................................73 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section .....75 SECTION 8.06. Substitution of BankLender.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE76

Change in Circumstances. Section 8.01. SECTION 8.1 Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02. .................................................... 79 8.2 Illegality...................................................30 Section 8.03. .................................................. 80 8.3 Increased Cost and Reduced Return............................31 Section 8.04. ........................... 81 8.4 Taxes........................................................32 Section 8.05. ....................................................... 83 8.5 Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE......................................... 86 ARTICLE IX MISCELLANEOUS

Change in Circumstances. Section 8.0199 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02.......... 99 SECTION 8.2. Illegality...................................................30 Section 8.03........................................................ 99 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04................................. 100 SECTION 8.4. Taxes........................................................32 Section 8.05............................................................. 102 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE........ 105 ARTICLE IX

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ...........................63 SECTION 8.02. Illegality...................................................30 Section .......................................63 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ................64 SECTION 8.04. Taxes........................................................32 Section ............................................65 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE..............................67

Change in Circumstances. Section 8.0127 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02.............27 8.2. Illegality...................................................30 Section 8.03...........................................................27 8.3. Increased Cost and Reduced Return............................31 Section 8.04....................................28 8.4. Taxes........................................................32 Section 8.05................................................................28 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Eurodollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE............29 ARTICLE 9: GUARANTY.........................................................30

Change in Circumstances. Section 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Unfair ..... 83 Section 8.02. Illegality...................................................30 Illegality ................................................... 83 Section 8.03. Increased Cost and Reduced Return............................31 Return ............................ 84 Section 8.04. Taxes........................................................32 Taxes ........................................................ 85 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Loans ... 87 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELender ....................................... 88

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ........................................43 SECTION 8.02. Illegality...................................................30 Section .......................................44 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ................44 SECTION 8.04. Taxes........................................................32 Section ............................................46 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE................................47

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ................................................ 63 SECTION 8.02. Illegality...................................................30 Section .............................................. 64 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ....................... 64 SECTION 8.04. Taxes........................................................32 Section ................................................... 65 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE..................................... 67

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ............................................ 40 SECTION 8.02. Illegality...................................................30 Section ............................................. 40 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ...................... 41 SECTION 8.04. Taxes........................................................32 Section .................................................. 42 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.................................... 44

Change in Circumstances. Section 8.0138 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02...........................................................38 8.2. Illegality...................................................30 Section 8.03..........................................................38 8.3. Increased Cost and Reduced Return............................31 Section 8.04...................................39 8.4. Taxes........................................................32 Section 8.05...............................................................40 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE...................42 ARTICLE IX GUARANTY..................................42

Change in Circumstances. 97 Section 8.018.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 ...............97 Section 8.028.2. Illegality...................................................30 .............................................................98 Section 8.038.3. Increased Cost and Reduced Return............................31 ......................................99 Section 8.048.4. Taxes........................................................32 .................................................................101 Section 8.058.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE............

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ........................................46 SECTION 8.02. Illegality...................................................30 Section .......................................47 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ................48 SECTION 8.04. Taxes........................................................32 Section ............................................49 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE...............................51

Change in Circumstances. Section 8.018.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 .................................................................104 Section 8.028.2. Illegality...................................................30 ...........................................................................104 Section 8.038.3. Increased Cost and Reduced Return............................31 ....................................................106 Section 8.048.4. Taxes........................................................32 ................................................................................108 Section 8.058.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE....................................................................111 ARTICLE IX MISCELLANEOUS

Change in Circumstances. Section 8.01. 37 8.01 Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02. ......................................37 8.02 Illegality...................................................30 Section 8.03. ....................................................................................37 8.03 Increased Cost and Reduced Return............................31 Section 8.04. Taxes........................................................32 Section 8.05. .............................................................38 8.04 Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE....................................39 ARTICLE IX

Change in Circumstances. Section 8.0189 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02....................................89 SECTION 8.2. Illegality...................................................30 Section 8.03..............................................90 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04.......................91 SECTION 8.4. Taxes........................................................32 Section 8.05...................................................93 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.......................................95 ARTICLE IX

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section .......60 SECTION 8.02. Illegality...................................................30 Section .....................................................60 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ..............................61 SECTION 8.04. Taxes........................................................32 Section ..........................................................62 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.....64

Change in Circumstances. Section 8.01. 8.01 Basis for Determining Interest Rate Inadequate or Unfair.....30 .......107 Section 8.02. 8.02 Illegality...................................................30 .....................................................108 Section 8.03. 8.03 Increased Cost and Reduced Return............................31 ..............................108 Section 8.04. 8.04 Taxes........................................................32 ..........................................................109 Section 8.05. 8.05 Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.....112

Change in Circumstances. Section 8.0193 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02................................. 93 SECTION 8.2. Illegality...................................................30 Section 8.03............................................................................... 94 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04........................................................ 95 SECTION 8.4. Taxes........................................................32 Section 8.05.................................................................................... 96 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE............................... 99 ARTICLE IX MISCELLANEOUS.............................................. 100

Change in Circumstances. Section 8.01. 8.01 Basis for Determining Interest Rate Inadequate or Unfair.....30 . Section 8.02. 8.02 Illegality...................................................30 ........................................ Section 8.03. 8.03 Increased Cost and Reduced Return............................31 ................. Section 8.04. 8.04 Taxes........................................................32 ............................................. Section 8.05. 8.05 Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 . Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE

Change in Circumstances. Section 8.01. SECTION 8.1 Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02. .................................................................... 81 8.2 Illegality...................................................30 Section 8.03. .................................................................... 81 8.3 Increased Cost and Reduced Return............................31 Section 8.04. ............................................. 82 8.4 Taxes........................................................32 Section 8.05. ......................................................................... 84 8.5 Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE......................................................... 86

Change in Circumstances. 37 Section 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 ....................... 37 Section 8.02. Illegality...................................................30 ..................................................................... 38 Section 8.03. Increased Cost and Reduced Return............................31 .............................................. 38 Section 8.04. Taxes........................................................32 Section 8.05. Base Rate Substitution of Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE........................... 40

Change in Circumstances. Section 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Unfair.37 Section 8.02. Illegality...................................................30 ...............................................38 Section 8.03. Increased Cost and Reduced Return............................31 ........................38 Section 8.04. Taxes........................................................32 ....................................................40 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 ..........................................................42 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.....................................42

Change in Circumstances. Section 8.0164 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02..................... 64 SECTION 8.2. Illegality...................................................30 Section 8.03................................. 65 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04.......... 66 SECTION 8.4. Taxes........................................................32 Section 8.05...................................... 68 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE........................ 70 ARTICLE IX

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section .......53 SECTION 8.02. Illegality...................................................30 Section .....................................................54 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ..............................54 SECTION 8.04. Taxes........................................................32 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.....56

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ..................................................48 SECTION 8.02. Illegality...................................................30 Section 8.03. Increased Cost and Reduced Return............................31 Section 8.04. Taxes........................................................32 Section ................................................48 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.......................................52

Change in Circumstances. 70 Section 8.01. 8.01 Basis for Determining Interest Rate Inadequate or Unfair.....30 ..................................70 Section 8.02. 8.02 Illegality...................................................30 ................................................................................71 Section 8.03. 8.03 Increased Cost and Reduced Return............................31 .........................................................72 Section 8.04. 8.04 Taxes........................................................32 .....................................................................................73 Section 8.05. 8.05 Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 ................................75 Section 8.06. 8.06 Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE......................................................................76 ARTICLE 9 MISCELLANEOUS...............................................................................76

Change in Circumstances. 53 Section 8.01. 8.01 Basis for Determining Interest Rate Inadequate or Unfair.....30 ............................ 53 Section 8.02. 8.02 Illegality...................................................30 .......................................................................... 53 Section 8.03. 8.03 Increased Cost and Reduced Return............................31 ................................................... 54 Section 8.04. Taxes........................................................32 Section 8.05. Base Rate 8.04 Substitution of Loans Substituted for Affected Euro-Dollar Loans...34 ................................ 55 Section 8.06. 8.05 Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELender.............................................................. 55 ARTICLE IX GUARANTEE................................................................................ 56

Change in Circumstances. Section 8.01SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02.......................................... 93 SECTION 8.2. Illegality...................................................30 Section 8.03........................................... 94 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04.................... 95 SECTION 8.4. Taxes........................................................32 Section 8.05................................................ 96 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.................................. 99 ARTICLE IX

Change in Circumstances. Section 8.01SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02.................................................. 91 SECTION 8.2. Illegality...................................................30 Section 8.03.............................................. 92 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04....................... 93 SECTION 8.4. Taxes........................................................32 Section 8.05................................................... 95 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE................................................... 97 ARTICLE IX MISCELLANEOUS

Change in Circumstances. Section 8.0160 SECTION 8.1. Basis for Determining Interest Rate Rate..... Inadequate or Unfair.....30 Section 8.02.................... 60 SECTION 8.2. Illegality...................................................30 Section 8.03.............................. 61 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04....... 61 SECTION 8.4. Taxes........................................................32 Section 8.05................................... 63 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE....................... 65

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ....................................64 SECTION 8.02. Illegality...................................................30 Section ..............................................65 SECTION 8.03. Increased Cost and Reduced Return............................31 Section .......................65 SECTION 8.04. Taxes........................................................32 Section ...................................................67 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.......................................68

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ....61 SECTION 8.02. Illegality...................................................30 Section ..................................................61 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ...........................62 SECTION 8.04. Taxes........................................................32 Section .......................................................64 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.......................................................65

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ........................................ 67 SECTION 8.02. Illegality...................................................30 Section ........................................... 67 SECTION 8.03. Increased Cost and Reduced Return............................31 Section .................... 68 SECTION 8.04. Taxes........................................................32 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELoans 70

Change in Circumstances. Section 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Unfair ................................................... 40 Section 8.02. Illegality...................................................30 Illegality ............................................... 41 Section 8.03. Increased Cost and Reduced Return............................31 Return ........................ 41 Section 8.04. Taxes........................................................32 Taxes .................................................... 42 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Loans .................................................... 45 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELender ................................... 46

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ....50 SECTION 8.02. Illegality...................................................30 Section ..................................................50 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ...........................51 SECTION 8.04. Taxes........................................................32 Section 8.05. Base Alternative Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section .......52 SECTION 8.05. Determination of Alternative Rate; Prepayment of Certain Affected Loans..............................................52 SECTION 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE........................................53

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ........................48 SECTION 8.02. Illegality...................................................30 Section ......................................................................48 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ...............................................49 SECTION 8.04. Taxes........................................................32 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE............................50

Change in Circumstances. Section 8.0168 SECTION 8.1. Basis for Determining Interest Rate Inadequate Inad equate or Unfair.....30 Section 8.02....... 68 SECTION 8.2. Illegality...................................................30 Section 8.03...................................................... 69 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04............................... 70 SECTION 8.4. Taxes........................................................32 Section 8.05........................................................... 71 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE...... 74 ARTICLE IX MISCELLANEOUS.................................. 75

Change in Circumstances. 69 Section 8.01. 8.1 Basis for Determining Interest Rate Inadequate or Unfair.....30 ........................................ 69 Section 8.02. 8.2 Illegality...................................................30 ...................................................................................... 69 Section 8.03. 8.3 Increased Cost and Reduced Return............................31 ............................................................... 70 Section 8.04. 8.4 Taxes........................................................32 ........................................................................................... 71 Section 8.05. 8.5 Alternate Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE............................ 73 ARTICLE IX MISCELLANEOUS........................................................................................... 73

Change in Circumstances. 101 Section 8.018.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 ..........................................101 Section 8.028.2. Illegality...................................................30 .....................................................101 Section 8.038.3. Increased Cost and Reduced Return............................31 ..............................102 Section 8.048.4. Taxes........................................................32 ..........................................................104 Section 8.058.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 .............................................107 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE8.6.

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section .... 45 SECTION 8.02. Illegality...................................................30 Section .................................................. 46 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ........................... 46 SECTION 8.04. Taxes........................................................32 Section ....................................................... 48 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar EuroDollar Loans...34 Section ............................................................... 49 SECTION 8.06. Substitution Replacement of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE......................................... 50

Change in Circumstances. Section 8.0178 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02......................................................78 SECTION 8.2. Illegality...................................................30 Section 8.03..................................................78 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04...........................79 SECTION 8.4. Taxes........................................................32 Section 8.05.......................................................81 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE.......................................................83 ARTICLE IX

Change in Circumstances. Section 8.0165 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02........65 SECTION 8.2. Illegality...................................................30 Section 8.03......................................................65 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04...............................66 SECTION 8.4. Taxes........................................................32 Section 8.05...........................................................68 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE...............................................70 ARTICLE IX

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 58 SECTION 8.02. Illegality...................................................30 Section 59 SECTION 8.03. Increased Cost and Reduced Return............................31 Section 59 SECTION 8.04. Taxes........................................................32 Section 61 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE........................................................63 ARTICLE 9 MISCELLANEOUS

Change in Circumstances. Section 8.01. 81 SECTION 8.1 Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02. ............................. 81 SECTION 8.2 Illegality...................................................30 Section 8.03. ....................................... 81 SECTION 8.3 Increased Cost and Reduced Return............................31 Section 8.04. ................ 82 SECTION 8.4 Taxes........................................................32 Section 8.05. ............................................ 84 SECTION 8.5 Alternate Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE................... 86

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 41 SECTION 8.02. Illegality...................................................30 Section 42 SECTION 8.03. Increased Cost and Reduced Return............................31 Section 43 SECTION 8.04. Taxes........................................................32 Section 44 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section ........................................46 SECTION 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE46

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section .........................58 SECTION 8.02. Illegality...................................................30 Section .......................................................................58 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ................................................59 SECTION 8.04. Taxes........................................................32 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06.......................61 SECTION 8.05. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELender...........................................................61 ARTICLE 9 MISCELLANEOUS

Change in Circumstances. Section SECTION 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section ...........................................50 SECTION 8.02. Illegality...................................................30 Section .....................................................51 SECTION 8.03. Increased Cost and Reduced Return............................31 Section ..............................52 SECTION 8.04. Taxes........................................................32 Section ..........................................................53 SECTION 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section ..............................................55 SECTION 8.06. Substitution of BankLender.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE56

Change in Circumstances. Section 8.01. Basis for Determining Interest Rate Inadequate or Unfair.....30 .................................................79 Section 8.02. Illegality...................................................30 .............................................79 Section 8.03. Increased Cost and Reduced Return............................31 ......................80 Section 8.04. Taxes........................................................32 ..................................................82 Section 8.05. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 ..................................................84 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGE...................................84

Change in Circumstances. Section 8.01. 8.01 Basis for Determining Interest Rate Inadequate or Unfair.....30 .............................. 47 Section 8.02. 8.02 Illegality...................................................30 ............................................................................ 47 Section 8.03. 8.03 Increased Cost and Reduced Return............................31 ..................................................... 48 Section 8.04. 8.04 Taxes........................................................32 ................................................................................. 49 Section 8.05. Base 8.05 Alternative Rate Loans Substituted for Affected Euro-Dollar Loans...34 ..................... 51 Section 8.06. 8.06 Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGEPurchaser............................................................. 51 Section 8.07 Participants.......................................................................... 52

Change in Circumstances. Section 8.0166 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02.............. 66 SECTION 8.2. Illegality...................................................30 Section 8.03............................................................ 67 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04..................................... 67 SECTION 8.4. Taxes........................................................32 Section 8.05................................................................. 69 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06............ 71 ARTICLE IX THE AMB CONSOLIDATION TRANSACTIONS............................ 71 SECTION 9.1. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGEThe AMB Consolidation Transactions.................................... 71

Change in Circumstances. Section 8.0160 SECTION 8.1. Basis for Determining Interest Rate Inadequate or Unfair.....30 Section 8.02Unfair ........................................ 60 SECTION 8.2. Illegality...................................................30 Section 8.03Illegality ....................................... 60 SECTION 8.3. Increased Cost and Reduced Return............................31 Section 8.04Return ................ 61 SECTION 8.4. Taxes........................................................32 Section 8.05Taxes ............................................ 63 SECTION 8.5. Base Rate Loans Substituted for Affected Euro-Dollar Loans...34 Section 8.06. Substitution of Bank.........................................34 TABLE OF CONTENTS (CONTINUED) PAGELoans ................................ 64