Common use of Changes to Bank List Clause in Contracts

Changes to Bank List. One or more of the Program Banks included on the Bank List may be replaced with a Program Bank not previously included on the Bank List or a Program Bank may be deleted from the Bank List. In addition, Program Banks designated as Priority Banks may be replaced with a Program Bank not previously designated as a Priority Bank or a Program Bank may be removed from the list of designated Priority Banks. We will notify you if the Bank List has changed in accordance with the section titled “Changes to the Program.” Continued use of your Deposit Account and/or the Program after receipt of the initial Bank List or notice of subsequent changes to such list will constitute your consent to such list. An increase in the number of Priority Banks in the future may not increase the potential FDIC coverage available in the Program. A decrease in the number of Priority Banks in the future could decrease the potential FDIC coverage available in the Program. A decrease in the number of Priority Banks in the future could decrease the potential FDIC coverage available in the Program. You agree that deposits and withdrawals of your funds made after a change to the Bank List will occur as described below under “Deposit Procedures” and “Withdrawal Procedures,” respectively. If a Program Bank at which you have funds in a Sub- Deposit Account(s) no longer makes the Sub-Deposit Account(s) available through the Program, we may move funds to another Program Bank on the Bank List on or about the day that the Program Bank leaves the Program or return funds to the Account.

Changes to Bank List. One or more of the Program Banks included on the Bank List may be replaced with a Program Bank not previously included on the Bank List or a Program Bank may be deleted from the Bank List. In addition, Program Banks designated as Priority Banks may be replaced with a Program Bank not previously designated as a Priority Bank or a Program Bank may be removed from the list of designated Priority Banks. We will notify you if the Bank List has changed in accordance with the section titled “Changes to the Program.” Continued use of your Deposit Account and/or the Program after receipt of the initial Bank List or notice of subsequent changes to such list will constitute your consent to such list. An increase in the number of Priority Banks in the future may not increase the potential FDIC coverage available in the Program. A decrease in the number of Priority Banks in the future could decrease the potential FDIC coverage available in the Program. A decrease in the number of Priority Banks in the future could decrease the potential FDIC coverage available in the Program. You agree that deposits and withdrawals of your funds made after a change to the Bank List will occur as described below under “Deposit Procedures” and “Withdrawal Procedures,” respectively. If a Program Bank at which you have funds in a Sub- Sub-Deposit Account(s) no longer makes the Sub-Deposit Account(s) available through the Program, we may move funds to another Program Bank on the Bank List on or about the day that the Program Bank leaves the Program or return funds to the Account.

Changes to Bank List. One or more of the Program Banks included on the Bank List may be replaced with a Program Bank not previously included on the Bank List or a Program Bank may be deleted from the Bank List. In addition, Program Banks designated as Priority Banks may be replaced with a Program Bank not previously designated as a Priority Bank or a Program Bank may be removed from the list of designated Priority Banks. We will notify you if the Bank List has changed in accordance with the section titled “Changes to the Program.” Continued use of your Deposit Account and/or the Program after receipt of the initial Bank List or notice of subsequent changes to such list will constitute your consent to such list. An increase in the number of Priority Banks in the future may not increase the potential FDIC coverage available in the Program. A decrease in the number of , and there can be no assurance that additional Priority Banks in the future could decrease the potential will be added or your FDIC insurance coverage available in the Programwill increase. A decrease in the number of Priority Banks in the future could decrease the potential FDIC coverage available in the Program. You agree that deposits and withdrawals of your funds made after a change to the Bank List will occur as described below under “Deposit Procedures” and “Withdrawal Procedures,” respectively. If a Program Bank at which you have funds in a Sub- Deposit Sub−Deposit Account(s) no longer makes the Sub-Deposit Sub−Deposit Account(s) available through the Program, we may move funds to another Program Bank on the Bank List on or about the day that the Program Bank leaves the Program or return funds to the your Account.

Changes to Bank List. One or more of the Program Banks included on the Bank List may be replaced with a Program Bank not previously included on the Bank List or a Program Bank may be deleted from the Bank List. In addition, Program Banks designated as Priority Banks may be replaced with a Program Bank not previously designated as a Priority Bank or a Program Bank may be removed from the list of designated Priority Banks. We will notify you if the Bank List has changed in accordance with the section titled “Changes to the Program.” Continued use of your Deposit Account and/or the Program after receipt of the initial Bank List or notice of subsequent changes to such list will constitute your consent to such list. An increase in the number of Priority Banks in the future may not increase the potential FDIC coverage available in the Program. A decrease in the number of , and there can be no assurance that additional Priority Banks in the future could decrease the potential will be added or your FDIC insurance coverage available in the Programwill increase. A decrease in the number of Priority Banks in the future could decrease the potential FDIC coverage available in the Program. You agree that deposits and withdrawals of your funds made after a change to the Bank List will occur as described below under “Deposit Procedures” and “Withdrawal Procedures,” respectively. If a Program Bank at which you have funds in a Sub- Sub-Deposit Account(s) no longer makes the Sub-Deposit Account(s) available through the Program, we may move funds to another Program Bank on the Bank List on or about the day that the Program Bank leaves the Program or return funds to the your Account.