Common use of Claiming or Declining an e-Transfer Clause in Contracts

Claiming or Declining an e-Transfer. If you are a Recipient, you may claim an e-Transfer using Online Banking or the online banking service of another Participating Financial Institution. In order to claim or decline an e-Transfer using the online banking services of another Participating Financial Institution you may be required to accept the terms and conditions provided by that Participating Financial Institution for its online banking service. Other Participating Financial Institutions may charge additional fees for using this service. • Except in the case of an Autodeposit Transfer, if you are a Recipient, you must provide the correct Security Question & Answer to claim or decline an e-Transfer. • If you successfully claim the e-Transfer using Online Banking or the online banking service of another Participating Financial Institution you should generally receive funds immediately. Regardless of how you claim the e-Transfer, the actual time to receive funds may vary and you acknowledge that it may take significantly longer to receive funds in your Account. We cannot guarantee the date that you will receive the transfer amount in your Account and we will not be liable for any costs, expenses, losses or inconvenience that you may incur as a result of a delay in processing an e-Transfer. • If you are a Sender and a Recipient declines an e-Transfer, we will provide notice to you that the Recipient has declined it, and the e-Transfer will no longer be available to the Recipient.

Claiming or Declining an e-Transfer.  If you are a Recipient, you may claim an e-Transfer using Online Banking or the online banking service of another Participating Financial Institution. In order to claim or decline an e-Transfer using the online banking services of another Participating Financial Institution you may be required to accept the terms and conditions provided by that Participating Financial Institution for its online banking service. Other Participating Financial Institutions may charge additional fees for using this service. •  Except in the case of an Autodeposit Transfer, if you are a Recipient, you must provide the correct Security Question & Answer to claim or decline an e-Transfer. •  If you successfully claim the e-Transfer using Online Banking or the online banking service of another Participating Financial Institution you should generally receive funds immediately. Regardless of how you claim the e-Transfer, the actual time to receive funds may vary and you acknowledge that it may take significantly longer to receive funds in your Account. We cannot guarantee the date that you will receive the transfer amount in your Account and we will not be liable for any costs, expenses, losses or inconvenience that you may incur as a result of a delay in processing an e-Transfer. •  If you are a Sender and a Recipient declines an e-Transfer, we will provide notice to you that the Recipient has declined it, and the e-Transfer will no longer be available to the Recipient.

Claiming or Declining an e-Transfer. If you are a an intended Recipient, you may claim an e-Transfer using Online Banking or the online banking service of another Participating Financial Institution. In order to claim or decline an e-e- Transfer using the online banking services service of another Participating Financial Institution you may be required to accept the terms and conditions provided by that Participating Financial Institution for its online banking service. Other Participating Financial Institutions may charge additional fees for using this service. • Except in the case of an Autodeposit Transfer, if you are a Recipient, you must provide the correct Security Question & Answer to claim or decline an e-Transfer. • If you successfully claim the e-Transfer using Online Banking or the online banking service of another Participating Financial Institution Institution, you should generally receive funds the Transfer Amount immediately. Regardless of how you claim the e-Transfer, the actual time to receive funds may vary and you acknowledge that it may take significantly longer to receive funds in your Account. We cannot guarantee the date that you will receive the transfer amount Transfer Amount in your Account and we will not be liable for any costs, expenses, losses or inconvenience that you may incur as a result of a delay in processing an e-Transfer. • If you are a Sender and a Recipient declines an e-Transfer, we will provide notice to you that the Recipient has declined it, and the e-Transfer will no longer be available to the Recipient.

Claiming or Declining an e-Transfer. If you are a Recipient, you may claim an e-Transfer using Online Banking or the online banking service of another Participating Financial Institution. In order to claim or decline an e-Transfer using the online banking services of another Participating Financial Institution you may be required to accept the terms and conditions provided by that Participating Financial Institution for its online banking service. Other Participating Financial Institutions may charge additional fees for using this service. • Except in the case of an Autodeposit Transfer, if you are a Recipient, you must provide the correct Security Question & Answer to claim or decline an e-Transfer. • If you successfully claim the e-Transfer using Online Banking or the online banking service of another Participating Financial Institution you should generally receive funds immediately. Regardless of how you claim the e-Transfer, the actual time to receive funds may vary and you acknowledge that it may take significantly longer to receive funds in your Account. We cannot guarantee the date that you will receive the transfer amount in your Account and we will not be liable for any costs, expenses, losses or inconvenience that you may incur as a result of a delay in processing an e-Transfer. • If you are a Sender and a Recipient declines an e-Transfer, we will provide notice to you that the Recipient has declined it, and the e-Transfer will no longer be available to the Recipient.