Common use of Class Operating Expense Limit Clause in Contracts

Class Operating Expense Limit. The Operating Expense Limit in any year with respect to each class of a Fund shall be a percentage of the average daily net assets of the class, as set forth in the following table: Fund – Investor Class Shares Operating Expense Limit Core Growth Fund 1.50 % Emerging India Fund 1.75 % Emerging Markets Select Fund 1.50 % Fund – Investor Class Shares Operating Expense Limit Emerging Markets Small Cap Fund 1.95 % Frontier Emerging Small Countries Fund 2.15 % Global Opportunities Fund 1.75 % Global Select Fund 1.35 % Global Value Fund 1.10 % International Growth Fund 1.75 % International Opportunities Fund 2.25 % International Select Fund 1.30 % Micro Cap Fund 1.95 % Micro Cap Value Fund 1.95 % Small Cap Growth Fund 1.50 % Small Cap Value Fund 1.50 % Ultra Growth Fund 1.50 % U.S. Treasury Fund 0.75 % Fund – Institutional Class Shares Operating Expense Limit Core Growth Fund 1.05 % Emerging India Fund 1.50 % Emerging Markets Select Fund 1.20 % Emerging Markets Small Cap Fund 1.80 % Frontier Emerging Small Countries Fund 1.95 % Global Opportunities Fund 1.35 % Global Select Fund 0.95 % Global Value Fund 0.95 % International Growth Fund 1.35 % International Opportunities Fund 1.95 % International Select Fund 0.90 % Micro Cap Fund 1.60 % Micro Cap Value Fund 1.60 % Small Cap Growth Fund 1.05 % Small Cap Value Fund 1.05 % Ultra Growth Fund 1.05 %

Class Operating Expense Limit. The Operating Expense Limit in any year with respect to each class of a Fund shall be a percentage of the average daily net assets of the class, as set forth in the following table: Fund – Investor Class Shares Operating Expense Limit Core Growth Fund 1.50 1.50% Emerging India Fund 1.75 1.75% Emerging Markets Select Fund 1.50 1.50% Fund – Investor Class Shares Operating Expense Limit Emerging Markets Small Cap Fund 1.95 1.95% Frontier Emerging Small Countries Fund 2.15 2.15% Global Opportunities Fund 1.75 1.75% Global Select Fund 1.35 1.35% Global Value Fund 1.10 1.10% Greater China Fund 1.50% International Growth Fund 1.75 1.75% International Opportunities Fund 2.25 2.25% International Select Fund 1.30 1.30% Long/Short Alpha Fund 1.75% Micro Cap Fund 1.95 1.95% Micro Cap Value Fund 1.95 1.95% Small Cap Growth Fund 1.50 1.50% Small Cap Value Fund 1.50 1.50% Ultra Growth Fund 1.50 1.50% U.S. Treasury Fund 0.75 0.75% Fund – Institutional Class Shares Operating Expense Limit Core Growth Fund 1.05 1.05% Emerging India Fund 1.50 1.50% Emerging Markets Select Fund 1.20 1.20% Emerging Markets Small Cap Fund 1.80 1.80% Frontier Emerging Small Countries Fund 1.95 1.95% Global Opportunities Fund 1.35 1.35% Global Select Fund 0.95 0.95% Global Value Fund 0.95 0.95% Greater China Fund 1.25% International Growth Fund 1.35 1.35% International Opportunities Fund 1.95 1.95% International Select Fund 0.90 0.90% Long/Short Alpha Fund 1.50% Micro Cap Fund 1.60 1.60% Micro Cap Value Fund 1.60 1.60% Small Cap Growth Fund 1.05 1.05% Small Cap Value Fund 1.05 1.05% Ultra Growth Fund 1.05 1.05%

Class Operating Expense Limit. The Operating Expense Limit in any year with respect to each class of a Fund shall be a percentage of the average daily net assets of the class, as set forth in the following table: Fund – Investor Class Shares Operating Expense Limit Core Growth Fund 1.50 1.50% Emerging India Fund 1.75 1.75% Emerging Markets Select Fund 1.50 1.50% Fund – Investor Class Shares Operating Expense Limit Emerging Markets Small Cap Fund 1.95 1.95% Frontier Emerging Small Countries Fund 2.15 2.15% Global Opportunities Fund 1.75 1.75% Global Select Fund 1.35 1.35% Global Value Fund 1.10 1.10% Greater China Fund 1.50% International Growth Fund 1.75 1.75% International Opportunities Fund 2.25 2.25% International Select Fund 1.30 1.30% Micro Cap Fund 1.95 1.95% Micro Cap Value Fund 1.95 1.95% Small Cap Growth Fund 1.50 1.50% Small Cap Value Fund 1.50 1.50% Ultra Growth Fund 1.50 1.50% U.S. Treasury Fund 0.75 0.75% Fund – Institutional Class Shares Operating Expense Limit Core Growth Fund 1.05 1.05% Emerging India Fund 1.50 1.50% Emerging Markets Select Fund 1.20 1.20% Emerging Markets Small Cap Fund 1.80 1.80% Frontier Emerging Small Countries Fund 1.95 1.95% Global Opportunities Fund 1.35 1.35% Global Select Fund 0.95 0.95% Global Value Fund 0.95 0.95% Greater China Fund 1.25% International Growth Fund 1.35 1.35% International Opportunities Fund 1.95 1.95% International Select Fund 0.90 0.90% Micro Cap Fund 1.60 1.60% Micro Cap Value Fund 1.60 1.60% Small Cap Growth Fund 1.05 1.05% Small Cap Value Fund 1.05 1.05% Ultra Growth Fund 1.05 1.05%

Class Operating Expense Limit. The Operating Expense Limit in any year with respect to each class of a Fund shall be a percentage of the average daily net assets of the class, as set forth in the following table: Fund – Investor Class Shares Operating Expense Limit Core Growth Fund 1.50 1.50% Emerging India Fund 1.75 1.75% Emerging Markets Select Fund 1.50 1.50% Fund – Investor Class Shares Operating Expense Limit Emerging Markets Small Cap Fund 1.95 1.95% Frontier Emerging Small Countries Fund 2.15 2.25% Global Opportunities Fund 1.75 % Global Select Fund 1.35 % Global Value Fund 1.10 1.75% International Growth Fund 1.75 1.75% International Opportunities Fund 2.25 2.25% International Select Large Cap Value Fund 1.30 1.10% Long/Short Fund 1.60% Micro Cap Fund 1.95 1.95% Micro Cap Value Fund 1.95 1.95% Small Cap Growth Fund 1.50 1.50% Small Cap Value Fund 1.50 1.50% Strategic Income Fund 0.95% Ultra Growth Fund 1.50 1.50% World Innovators Fund 1.95% U.S. Treasury Fund 0.75 0.75% Fund – Institutional Class Shares Operating Expense Limit Core Growth Fund 1.05 1.05% Emerging India Fund 1.50 1.50% Emerging Markets Select Fund 1.20 1.20% Emerging Markets Small Cap Fund 1.80 1.80% Frontier Emerging Small Countries Fund 1.95 2.05% Global Opportunities Fund 1.35 % Global Select Fund 0.95 % Global Value Fund 0.95 1.35% International Growth Fund 1.35 1.35% International Opportunities Fund 1.95 1.95% International Select Fund 0.90 % Micro Cap Fund 1.60 % Micro Large Cap Value Fund 1.60 0.95% Long/Short Fund 1.15% Small Cap Growth Fund 1.05 1.05% Small Cap Value Fund 1.05 1.05% Ultra Growth World Innovators Fund 1.05 1.55%

Class Operating Expense Limit. The Operating Expense Limit in any year with respect to each class of a Fund shall be a percentage of the average daily net assets of the class, as set forth in the following table: Fund – Investor Class Shares Operating Expense Limit Core Growth Fund 1.50 1.50% Emerging India Fund 1.75 1.75% Emerging Markets Select Fund 1.50 1.50% Fund – Investor Class Shares Operating Expense Limit Emerging Markets Small Cap Fund 1.95 1.95% Frontier Emerging Small Countries Fund 2.15 2.15% Global Opportunities Fund 1.75 % Global Select Fund 1.35 1.75% Global Value Fund 1.10 1.10% International Growth Fund 1.75 1.75% International Opportunities Fund 2.25 % International Select Fund 1.30 2.25% Micro Cap Fund 1.95 1.95% Micro Cap Value Fund 1.95 1.95% Small Cap Growth Fund 1.50 1.50% Small Cap Value Fund 1.50 1.50% Ultra Growth Fund 1.50 1.50% U.S. Treasury Fund 0.75 0.75% Fund – Institutional Class Shares Operating Expense Limit Core Growth Fund 1.05 1.05% Emerging India Fund 1.50 1.50% Emerging Markets Select Fund 1.20 1.20% Emerging Markets Small Cap Fund 1.80 1.80% Frontier Emerging Small Countries Fund 1.95 1.95% Global Opportunities Fund 1.35 % Global Select Fund 0.95 1.35% Global Value Fund 0.95 0.95% International Growth Fund 1.35 1.35% International Opportunities Fund 1.95 % International Select Fund 0.90 % Micro Cap Fund 1.60 % Micro Cap Value Fund 1.60 1.95% Small Cap Growth Fund 1.05 1.05% Small Cap Value Fund 1.05 % Ultra Growth Fund 1.05 1.05%

Class Operating Expense Limit. The Operating Expense Limit in any year with respect to each class of a Fund shall be a percentage of the average daily net assets of the class, as set forth in the following table: Fund – Investor Class Shares Operating Expense Limit Core Growth Fund 1.50 1.50% Emerging India Fund 1.75 1.75% Emerging Markets Select Fund 1.50 1.50% Fund – Investor Class Shares Operating Expense Limit Emerging Markets Small Cap Fund 1.95 1.95% Frontier Emerging Small Countries Fund 2.15 2.15% Global Opportunities Fund 1.75 1.75% Global Select Fund 1.35 1.35% Global Value Fund 1.10 1.10% Greater China Fund 1.50% International Growth Fund 1.75 1.75% International Opportunities Fund 2.25 2.25% International Select Fund 1.30 1.30% Long/Short Alpha Fund 1.75% Micro Cap Fund 1.95 1.95% Micro Cap Value Fund 1.95 1.95% Small Cap Growth Fund 1.50 1.50% Small Cap Value Fund 1.50 1.50% Ultra Growth Fund 1.50 1.50% U.S. Select Fund 1.00% U.S. Treasury Fund 0.75 0.75% Fund – Institutional Class Shares Operating Expense Limit Core Growth Fund 1.05 1.05% Emerging India Fund 1.50 1.50% Emerging Markets Select Fund 1.20 1.20% Emerging Markets Small Cap Fund 1.80 1.80% Frontier Emerging Small Countries Fund 1.95 1.95% Global Opportunities Fund 1.35 1.35% Global Select Fund 0.95 0.95% Global Value Fund 0.95 0.95% Greater China Fund 1.25% International Growth Fund 1.35 1.35% International Opportunities Fund 1.95 1.95% International Select Fund 0.90 0.90% Long/Short Alpha Fund 1.50% Micro Cap Fund 1.60 1.60% Micro Cap Value Fund 1.60 1.60% Small Cap Growth Fund 1.05 1.05% Small Cap Value Fund 1.05 1.05% Ultra Growth Fund 1.05 1.05% U.S. Select Fund 0.85%

Class Operating Expense Limit. The Operating Expense Limit in any year with respect to each class of a Fund shall be a percentage of the average daily net assets of the class, as set forth in the following table: Fund – Investor Class Shares Operating Expense Limit Core Growth Fund 1.50 1.50% Emerging India Fund 1.75 1.75% Emerging Markets Small Cap Fund 1.95% Emerging Markets Select Fund 1.50 % Fund – Investor Class Shares Operating Expense Limit Emerging Markets Small Cap Fund 1.95 1.50% Frontier Emerging Small Countries Fund 2.15 2.25% Global Opportunities Fund 1.75 % Global Select Fund 1.35 % Global Value Fund 1.10 1.75% International Growth Fund 1.75 1.75% International Opportunities Fund 2.25 2.25% International Select Large Cap Value Fund 1.30 1.10% Long/Short Fund 1.60% Micro Cap Fund 1.95 1.95% Micro Cap Value Fund 1.95 1.95% Small Cap Growth Fund 1.50 1.50% Small Cap Value Fund 1.50 1.50% Strategic Income Fund 0.95% Ultra Growth Fund 1.50 1.50% World Innovators Fund 1.95% U.S. Treasury Fund 0.75 0.75% Fund – Institutional Class Shares Operating Expense Limit Core Growth Fund 1.05 1.05% Emerging India Fund 1.50 % Emerging Markets Select Fund 1.20 1.50% Emerging Markets Small Cap Fund 1.80 1.80% Emerging Markets Select Fund 1.20% Frontier Emerging Small Countries Fund 1.95 2.05% Global Opportunities Fund 1.35 % Global Select Fund 0.95 % Global Value Fund 0.95 1.35% International Growth Fund 1.35 1.35% International Opportunities Fund 1.95 1.95% International Select Fund 0.90 % Micro Cap Fund 1.60 % Micro Large Cap Value Fund 1.60 0.95% Long/Short Fund 1.15% Small Cap Growth Fund 1.05 1.05% Small Cap Value Fund 1.05 1.05% Ultra Growth World Innovators Fund 1.05 1.55%

Class Operating Expense Limit. The Operating Expense Limit in any year with respect to each class of a Fund shall be a percentage of the average daily net assets of the class, as set forth in the following table: Fund – Investor Class Shares Operating Expense Limit Core Growth Fund 1.50 1.50% Emerging India Fund 1.75 1.75% Emerging Markets Select Fund 1.50 1.50% Fund – Investor Class Shares Operating Expense Limit Emerging Markets Small Cap Fund 1.95 1.95% Frontier Emerging Small Countries Fund 2.15 2.15% Global Opportunities Fund 1.75 % Global Select Fund 1.35 1.75% Global Value Fund 1.10 1.10% International Growth Fund 1.75 1.75% International Opportunities Fund 2.25 2.25% International Select Long/Short Fund 1.30 1.60% Micro Cap Fund 1.95 1.95% Micro Cap Value Fund 1.95 1.95% Small Cap Growth Fund 1.50 1.50% Small Cap Value Fund 1.50 1.50% Strategic Income Fund 0.95% Ultra Growth Fund 1.50 1.50% World Innovators Fund 1.95% U.S. Treasury Fund 0.75 0.75% Fund – Institutional Class Shares Operating Expense Limit Core Growth Fund 1.05 1.05% Emerging India Fund 1.50 1.50% Emerging Markets Select Fund 1.20 1.20% Emerging Markets Small Cap Fund 1.80 1.80% Frontier Emerging Small Countries Fund 1.95 1.95% Global Opportunities Fund 1.35 % Global Select Fund 0.95 1.35% Global Value Fund 0.95 0.95% International Growth Fund 1.35 1.35% International Opportunities Fund 1.95 1.95% International Select Long/Short Fund 0.90 % Micro Cap Fund 1.60 % Micro Cap Value Fund 1.60 1.15% Small Cap Growth Fund 1.05 1.05% Small Cap Value Fund 1.05 1.05% Ultra Growth World Innovators Fund 1.05 1.55%