Common use of Client Money Disclosures Clause in Contracts

Client Money Disclosures. We do not pay premium to insurers on your behalf until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Company) where such transfer is required in order to carry out services for you. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;

Client Money Disclosures. We do not pay premium to insurers on your behalf until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Company) where such transfer is required in order to carry out services for you. Where this section uses a term which is defined in the General Data Protection Regulation (Regulation (EU) 2016/679) ("Regulation"), then the definition set out in the Regulation shall apply. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;

Client Money Disclosures. We do not pay premium to insurers on your behalf until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Companysubsidiary of The Group) where such transfer is required in order to carry out services for you. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information. information We will not disclose any confidential information we hold about you to others without your prior consent except: (i)  to the extent we are required to do so by law or a regulator; (ii)  to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii)  to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;;  to premium finance companies to the extent necessary to enable them to provide you with greater choice in making premium payments; and  to other subsidiaries of The Group to the extent necessary to facilitate the effective management, administration, or operation of those businesses. By way of exception to the foregoing, you agree that we may:  use any information you provide to create anonymised industry or sector- wide statistics which may be shared with third parties, on the condition that unless we have obtained your consent, information specific to you will not be revealed other than on an anonymised basis and as part of an industry or sector-wide comparison; and  share information concerning your insurance arrangement with insurers where this is necessary to enable insurers to decide whether to participate in any arrangement made by The Group whereby participating insurers agree to automatically insure (wholly or partly) a portfolio of risks without making underwriting decisions on a case by case basis for individual risks within such portfolio. Remuneration The Group receives for administering such arrangement (also known as“Facility”) is described in the Market Derived Income addendum. If you provide us with any information which constitutes ‘personal information’ or ‘sensitive information’ under the Privacy ▇▇▇ ▇▇▇▇, we will treat such information at all times in accordance with the Privacy ▇▇▇ ▇▇▇▇, and you agree that we may handle such information in accordance with our Privacy Policy, which is available online at ▇▇▇▇.▇▇▇▇.▇▇▇.▇▇/▇▇▇▇▇▇▇, or upon request. You agree that you will not provide any information which constitutes ‘personal information’ or ‘sensitive information’ under the Privacy ▇▇▇ ▇▇▇▇, unless you have ensured that you have obtained all necessary consents and provided any required notices, or that you are otherwise permitted to provide under the Privacy ▇▇▇ ▇▇▇▇, so that such information you provide to us can be lawfully used or disclosed in the manner and for the purposes anticipated by this Agreement. You will also ensure that any such information you do provide to us is relevant for such purposes, and is reliable for its intended use, accurate, complete and current. We do not tolerate unethical behaviour either in our own activities or in those with whom we seek to do business. We will comply with all applicable laws, rules, regulations and accounting standards.

Client Money Disclosures. We do not Where allowed by local laws and regulations and where we have specifically agreed to pay premium to insurers on your behalf on reinsurance business, we will not do so until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf (in respect opf reinsurance business) or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers (re)insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance (re)insurance upon which we have made payment to you or on your behalf, or on any other insurance (re)insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Company) where such transfer is required in order to carry out services for you. Where this section uses a term which is defined in the General Data Protection Regulation (Regulation (EU) 2016/679) or Data Protection Law (Official Gazette of the Republic of Serbia no. 87/2018) ("Regulation"), then the definition set out in the Regulation shall apply.] We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information and use that information in the ways contemplated by this Agreement. The provisions of this section supersede and extinguish any prior agreement in relation to data protection and/or confidentiality. For the avoidance of any doubt, where you have not yet appointed us as your broker, but in contemplation of such a possible appointment you pass to us information which is proprietary and/or confidential to you, the provisions of this section shall apply as regards such information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;:

Client Money Disclosures. We do not [Where allowed by local laws and regulations] and where we have specifically agreed to pay premium to insurers on your behalf behalf, we will not do so until we have received it from you, nor will we pay claims or other monies due to you before youbefore they have been received from insurers (or other relevant third parties). However, in the event theevent that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, ,insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ WTW Company) where such transfer is required in order to carry out services for you. Where this section uses a term, which is defined in the General Data Protection Regulation (Regulation (EU) 2016/679) (“Regulation”), then the definition set out in the Regulation shall apply. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information and use that information in the ways contemplated by this Agreement. The provisions of this section supersede and extinguish any prior agreement in relation to data protection and/or confidentiality. For the avoidance of any doubt, where you have not yet appointed us as your insurance intermediary, but in contemplation of such a possible appointment you pass to us information which is proprietary and/or confidential to you, the provisions of this section shall apply as regards such information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;:

Client Money Disclosures. We do not [Where allowed by local laws and regulations] and where we have specifically agreed to pay premium to insurers on your behalf behalf, we will not do so until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ WTW Company) where such transfer is required in order to carry out services for you. Where this section uses a term, which is defined in the General Data Protection Regulation (Regulation (EU) 2016/679) (“Regulation”), then the definition set out in the Regulation shall apply. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information and use that information in the ways contemplated by this Agreement. The provisions of this section supersede and extinguish any prior agreement in relation to data protection and/or confidentiality. For the avoidance of any doubt, where you have not yet appointed us as your insurance intermediary, but in contemplation of such a possible appointment you pass to us information which is proprietary and/or confidential to you, the provisions of this section shall apply as regards such information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;:

Client Money Disclosures. We do not pay premium to insurers on your behalf until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. .. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Company) where such transfer is required in order to carry out services for you. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;

Client Money Disclosures. We do not pay premium to insurers on your behalf until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Companysubsidiary of The Group) where such transfer is required in order to carry out services for you. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information. information We will not disclose any confidential information we hold about you to others without your prior consent except: (i) ▪ to the extent we are required to do so by law or a regulator; (ii) ▪ to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) ▪ to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;; ▪ to premium finance companies to the extent necessary to enable them to provide you with greater choice in making premium payments; and ▪ to other subsidiaries of The Group to the extent necessary to facilitate the effective management, administration, or operation of those businesses. By way of exception to the foregoing, you agree that we may: ▪ use any information you provide to create anonymised industry or sector- wide statistics which may be shared with third parties, on the condition that unless we have obtained your consent, information specific to you will not be revealed other than on an anonymised basis and as part of an industry or sector-wide comparison; and ▪ share information concerning your insurance arrangement with insurers where this is necessary to enable insurers to decide whether to participate in any arrangement made by The Group whereby participating insurers agree to automatically insure (wholly or partly) a portfolio of risks without making underwriting decisions on a case by case basis for individual risks within such portfolio. Remuneration The Group receives for administering such arrangement (also known as“Facility”) is described in the Market Derived Income addendum. If you provide us with any information which constitutes ‘personal information’ or ‘sensitive information’ under the Privacy ▇▇▇ ▇▇▇▇, we will treat such information at all times in accordance with the Privacy ▇▇▇ ▇▇▇▇, and you agree that we may handle such information in accordance with our Privacy Policy, which is available online at ▇▇▇▇.▇▇▇▇.▇▇▇.▇▇/▇▇▇▇▇▇▇, or upon request. You agree that you will not provide any information which constitutes ‘personal information’ or ‘sensitive information’ under the Privacy ▇▇▇ ▇▇▇▇, unless you have ensured that you have obtained all necessary consents and provided any required notices, or that you are otherwise permitted to provide under the Privacy ▇▇▇ ▇▇▇▇, so that such information you provide to us can be lawfully used or disclosed in the manner and for the purposes anticipated by this Agreement. You will also ensure that any such information you do provide to us is relevant for such purposes, and is reliable for its intended use, accurate, complete and current. We do not tolerate unethical behaviour either in our own activities or in those with whom we seek to do business. We will comply with all applicable laws, rules, regulations and accounting standards.

Client Money Disclosures. We do not pay premium to insurers on your behalf until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another subsidiary of ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ CompanyPLC) where such transfer is required in order to carry out services for you. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;

Client Money Disclosures. We do not pay premium to insurers on your behalf until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Companysubsidiary of The Group) where such transfer is required in order to carry out services for you. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information. information We will not disclose any confidential information we hold about you to others without your prior consent except: (i) ▪ to the extent we are required to do so by law or a regulator; (ii) ▪ to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) ▪ to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;; ▪ to premium finance companies to the extent necessary to enable them to provide you with greater choice in making premium payments; and ▪ to other subsidiaries of The Group to the extent necessary to facilitate the effective management, administration, or operation of those businesses. By way of exception to the foregoing, you agree that we may: ▪ use any information you provide to create anonymised industry or sector-wide statistics which may be shared with third parties, on the condition that unless we have obtained your consent, information specific to you will not be revealed other than on an anonymised basis and as part of an industry or sector-wide comparison; and ▪ share information concerning your insurance arrangement with insurers where this is necessary to enable insurers to decide whether to participate in any arrangement made by The Group whereby participating insurers agree to automatically insure (wholly or partly) a portfolio of risks without making underwriting decisions on a case by case basis for individual risks within such portfolio. Remuneration The Group receives for administering such arrangement (also known as“Facility”) is described in the Market Derived Income addendum. If you provide us with any information which constitutes ‘personal information’ or ‘sensitive information’ under the Privacy ▇▇▇ ▇▇▇▇, we will treat such information at all times in accordance with the Privacy ▇▇▇ ▇▇▇▇, and you agree that we may handle such information in accordance with our Privacy Policy, which is available online at ▇▇▇▇.▇▇▇▇.▇▇▇.▇▇/▇▇▇▇▇▇▇, or upon request. You agree that you will not provide any information which constitutes ‘personal information’ or ‘sensitive information’ under the Privacy ▇▇▇ ▇▇▇▇, unless you have ensured that you have obtained all necessary consents and provided any required notices, or that you are otherwise permitted to provide under the Privacy ▇▇▇ ▇▇▇▇, so that such information you provide to us can be lawfully used or disclosed in the manner and for the purposes anticipated by this Agreement. You will also ensure that any such information you do provide to us is relevant for such purposes, and is reliable for its intended use, accurate, complete and current. We do not tolerate unethical behaviour either in our own activities or in those with whom we seek to do business. We will comply with all applicable laws, rules, regulations and accounting standards.

Client Money Disclosures. We do not pay premium to insurers on your behalf until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held are required by us for law to place all monies which we receive from you or from an insurer into a separate insurance broking premium account maintained with a bank in accordance with our practices. This means that client money will Singapore, and the circumstances under which moneys may be held separately paid out from our own moneythe insurance broking premium account is regulated by law. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Company) where such transfer is required in order to carry out services for to you. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;

Client Money Disclosures. We do not [Where allowed by local laws and regulations] and where we have specifically agreed to pay premium to insurers on your behalf behalf, we will not do so until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Company) where such transfer is required in order to carry out services for you. Where this section uses a term, which is defined in the General Data Protection Regulation (Regulation (EU) 2016/679) (“Regulation”), then the definition set out in the Regulation shall apply. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information and use that information in the ways contemplated by this Agreement. For the avoidance of any doubt, where you have not yet appointed us as your insurance intermediary, but in contemplation of such a possible appointment you pass to us information which is proprietary and/or confidential to you, the provisions of this section shall apply as regards such information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;:

Client Money Disclosures. We do not Where allowed by local laws and regulations and where we have specifically agreed to pay premium to insurers on your behalf behalf, we will not do so until we have received it from you, nor will we pay claims or other monies due to you before they have been received from insurers (or other relevant third parties). However, in the event that we make any payment on your behalf or make any payment to you prior to our being in receipt of relevant funds from either yourself, insurers or other third parties, we shall be entitled, without prejudice to any other remedy available, to recover that amount by way of deducting that sum from any amount due to you, whether on the insurance upon which we have made payment to you or on your behalf, or on any other insurance we handle for you. We will treat any balances held by us for you in accordance with our practices. This means that client money will be held separately from our own money. Please note that your money may be transferred to another person or party in another jurisdiction (such as another insurance intermediary or another ▇▇▇▇▇▇ ▇▇▇▇▇▇ ▇▇▇▇▇▇ Company) where such transfer is required in order to carry out services for you. Where this section uses a term which is defined in the General Data Protection Regulation (Regulation (EU) 2016/679) (“Regulation”), then the definition set out in the Regulation shall apply. We will at all times treat all confidential information we hold about you as private and confidential and protect it in the same way we would protect our own confidential information and use that information in the ways contemplated by this Agreement. The provisions of this section supersede and extinguish any prior agreement in relation to data protection and/or confidentiality. For the avoidance of any doubt, where you have not yet appointed us as your broker, but in contemplation of such a possible appointment you pass to us information which is proprietary and/or confidential to you, the provisions of this section shall apply as regards such information. We will not disclose any confidential information we hold about you to others without your prior consent except: (i) to the extent we are required to do so by law or a regulator; (ii) to insurers, surveyors, loss adjustors, IT service providers, administrative support service providers, and other like persons to the extent necessary to provide our services to you in a timely manner; (iii) to loss assessors, lawyers, and other like persons to the extent necessary to enable such third parties to provide information or services you have requested;: