Common use of Collection, Use or Disclosure of Information Clause in Contracts

Collection, Use or Disclosure of Information. 9.1 COLLECTION, USE AND PARTIES TO WHOM DISCLOSURE MAY BE MADE You consent to, and shall procure that all relevant individuals whose information has been disclosed to us by or through you (including authorised signatories and authorised persons) (collectively “Relevant Individuals”) consent to, us, our officers, employees, agents and advisers collecting, using or disclosing such information relating to you (and the Relevant Individuals) including details of the Card Account, the Card and/or credit cards (if any) with us, to the following persons wherever situated (whether in Singapore or elsewhere) to the extent that the information is personal data, in connection with the purposes set out in our Data Protection Policy (accessible at: xxxx://xxxx. xxxxxxx0x.xxx.xx/xxxxxx/xxxxxxxx-xxxxxxx-xxxxxx/xxxxxxxx-xxxxxxx/xxxxxxx-xxxxxx.xxxx), or as is otherwise required or permitted in accordance with applicable law: (a) any member of Visa International Service Association and/or Mastercard International Incorporated; (b) any Participant, Merchant, bank or financial institution; (c) our holding companies and any of our branches, representative offices, subsidiaries, related corporations and affiliates; (d) our stationery printer or agent for the purpose of printing and/or mailing personalised Cards and other documents; (e) any court, government and regulatory agency or authority; (f) any joint Card Account holders; (g) any actual or potential assignee or transferee of, or participant or sub participant in, any of our rights or obligations herein (or any of their agents or professional advisers), or any person who has or may enter into contracts with us in relation to our interests herein; (h) any credit bureau or credit reference or evaluation agency and any member or subscriber of such credit bureau or agency; (i) the Alumni/Association (if applicable); (j) any service provider or any other related person(s) including third party service providers, sales and telemarketing agencies, business partners or otherwise under conditions of confidentiality imposed on such service providers, for the purpose of data processing or providing any service on behalf of us to you or in connection with such outsourcing arrangements we may have with any third party where we have outsourced certain functions to the third party; (k) any debt collection agency or person engaged by us to collect any sums of money owing to us from you; (l) your agent, executor or administrator, receiver, receiver and manager, judicial manager and any person in connection with any compromise or arrangement or any insolvency proceeding relating to you; (m) to the extent the information is personal data, to the persons identified in our Data Protection Policy; and (n) to any other person to whom disclosure is permitted or required by law. This clause 9.1 is not and shall not be deemed to constitute, an express or implied agreement by us with you for a higher degree of confidentiality than that prescribed under any applicable law, including the Banking Act (Chapter 19). The consent and our right under this clause 9.1 are in addition and are not affected by any other agreement with you and shall survive the termination of any or all of your credit cards and/or other accounts and the termination of any relationship between us and you. If any Relevant Individuals should withdraw their consent to any or all use of their personal data, depending on the nature of the withdrawal request, we may not be in a position to continue providing our products or services to you or administer your Card and Card Account. Such withdrawal may accordingly constitute a repudiatory breach of your obligations under this Agreement, and we may upon notice to you terminate your Card and Card Account without prejudice to our other rights and remedies at law against you. To the extent that the Relevant Individuals are providing their personal data to us through you in connection with the Card and the Card Account, you acknowledge and agree that you are responsible for ensuring that each Relevant Individual consents to the collection, use, disclosure and/or processing of their personal data by us and our authorised service providers for purposes set out in our Data Protection Policy, which we may update from time to time. You shall furnish each Relevant Individual with a copy of the terms that apply to the Card and the Card Account and the aforesaid Data Protection Policy.

Collection, Use or Disclosure of Information. 9.1 COLLECTION, USE AND PARTIES TO WHOM DISCLOSURE MAY BE MADE You consent to, and shall procure that all relevant individuals whose information has been disclosed to us by or through you (including authorised signatories and authorised persons) (collectively “Relevant Individuals”) consent to, us, our officers, employees, agents and advisers collecting, using or disclosing such information relating to you (and the Relevant Individuals) including details of the Card Account, the Card and/or credit cards (if any) with us, to the following persons wherever situated (whether in Singapore or elsewhere) to the extent that the information is personal data, in connection with the purposes set out in our Data Protection Policy (accessible at: xxxx://xxxx. xxxxxxx0x.xxx.xx/xxxxxx/xxxxxxxx-xxxxxxx-xxxxxx/xxxxxxxx-xxxxxxx/xxxxxxx-xxxxxx.xxxx), or as is otherwise required or permitted in accordance with applicable law: (a) any member of Visa International Service Association and/or Mastercard International Incorporated; (b) any Participant, Merchant, bank or financial institution; (c) our holding companies and any of our branches, representative offices, subsidiaries, related corporations and affiliates; (d) our stationery printer or agent for the purpose of printing and/or mailing personalised Cards and other documents; (e) any court, government and regulatory agency or authority; (f) any joint Card Account holders; (g) any actual or potential assignee or transferee of, or participant or sub participant in, any of our rights or obligations herein (or any of their agents or professional advisers), or any person who has or may enter into contracts with us in relation to our interests herein; (h) any credit bureau or credit reference or evaluation agency and any member or subscriber of such credit bureau or agency; (i) the Alumni/Association (if applicable); (j) any service provider or any other related person(s) including third party service providers, sales and telemarketing agencies, business partners or otherwise under conditions of confidentiality imposed on such service providers, for the purpose of data processing or providing any service on behalf of us to you or in connection with such outsourcing arrangements we may have with any third party where we have outsourced certain functions to the third party; (k) any debt collection agency or person engaged by us to collect any sums of money owing to us from you; (l) your agent, executor or administrator, receiver, receiver and manager, judicial manager and any person in connection with any compromise or arrangement or any insolvency proceeding relating to you; (m) to the extent the information is personal data, to the persons identified in our Data Protection Policy; and (n) to any other person to whom disclosure is permitted or required by law. This clause 9.1 is not and shall not be deemed to constitute, an express or implied agreement by us with you for a higher degree of confidentiality than that prescribed under any applicable law, including the Banking Act (Chapter 19). The consent and our right under this clause clause 9.1 are in addition and are not affected by any other agreement with you and shall survive the termination of any or all of your credit cards and/or other accounts and the termination of any relationship between us and you. If any Relevant Individuals should withdraw their consent to any or all use of their personal data, depending on the nature of the withdrawal request, we may not be in a position to continue providing our products or services to you or administer your Card and Card Account. Such withdrawal may accordingly constitute a repudiatory breach of your obligations under this Agreement, and we may upon notice to you terminate your Card and Card Account without prejudice to our other rights and remedies at law against you. To the extent that the Relevant Individuals are providing their personal data to us through you in connection with the Card and the Card Account, you acknowledge and agree that you are responsible for ensuring that each Relevant Individual consents to the collection, use, disclosure and/or processing of their personal data by us and our authorised service providers for purposes set out in our Data Protection Policy, which we may update from time to time. You shall furnish each Relevant Individual with a copy of the terms that apply to the Card and the Card Account and the aforesaid Data Protection Policy.

Collection, Use or Disclosure of Information. 9.1 COLLECTION, USE AND PARTIES TO WHOM DISCLOSURE MAY BE MADE You consent to, and shall procure that all relevant individuals whose information has been disclosed to us by or through you (including authorised signatories and authorised persons) (collectively “Relevant Individuals”) consent to, us, our officers, employees, agents and advisers collecting, using or disclosing such information relating to you (and the Relevant Individuals) including details of the Card Account, the Card and/or credit cards (if any) with us, to the following persons wherever situated (whether in Singapore or elsewhere) to the extent that the information is personal data, in connection with the purposes set out in our Data Protection Policy (accessible at: xxxx://xxxx. xxxxxxx0x.xxx.xx/xxxxxx/xxxxxxxx-xxxxxxx-xxxxxx/xxxxxxxx-xxxxxxx/xxxxxxx-xxxxxx.xxxxxxxx://xxxx.xxxxxxx0x.xxx.xx/footer/security-privacy- client/security-privacy/privacy-policy.aspx), or as is otherwise required or permitted in accordance with applicable law: (a) any member of Visa International Service Association and/or Mastercard MasterCard International Incorporated; (b) any Participant, Merchant, bank or financial institution; (c) our holding companies head office, and any of the our branches, representative offices, subsidiaries, related corporations and affiliates; (d) our stationery printer or agent for the purpose of printing and/or mailing personalised Cards and other documents; (e) any court, government and regulatory agency or authority; (f) any joint Card Account holders; (g) any actual or potential assignee or transferee of, or participant or sub participant in, any of our rights or obligations herein (or any of their agents or professional advisers), or any person who has or may enter into contracts with us in relation to our interests herein; (h) any credit bureau or credit reference or evaluation agency and any member or subscriber of such credit bureau or agency; (i) the Alumni/Association (if applicable); (j) any service provider or any other related person(s) including third party service providers, sales and telemarketing agencies, business partners or otherwise under conditions of confidentiality imposed on such service providers, for the purpose of data processing or providing any service on behalf of us to you or in connection with such outsourcing arrangements we may have with any third party where we have outsourced certain functions to the third party; (k) any debt collection agency or person engaged by us to collect any sums of money owing to us from you; (l) your agent, executor or administrator, receiver, receiver and manager, judicial manager and any person in connection with any compromise or arrangement or any insolvency proceeding relating to you; (m) to the extent the information is personal data, to the persons identified in our Data Protection Policy; and (n) to any other person to whom disclosure is permitted or required by law. This clause 9.1 is not and shall not be deemed to constitute, an express or implied agreement by us with you for a higher degree of confidentiality than that prescribed under any applicable law, including the Banking Act (Chapter 19). The consent and our right under this clause 9.1 are in addition and are not affected by any other agreement with you and shall survive the termination of any or all of your credit cards and/or other accounts and the termination of any relationship between us and you. If any Relevant Individuals should withdraw their consent to any or all use of their personal data, depending on the nature of the withdrawal request, we may not be in a position to continue providing our products or services to you or administer your Card and Card Account. Such withdrawal may accordingly constitute a repudiatory breach of your obligations under this Agreement, and we may upon notice to you terminate your Card and Card Account without prejudice to our other rights and remedies at law against you. To the extent that the Relevant Individuals are providing their personal data to us through you in connection with the Card and the Card Account, you acknowledge and agree that you are responsible for ensuring that each Relevant Individual consents to the collection, use, disclosure and/or processing of their personal data by us and our authorised service providers for purposes set out in our Data Protection Policy, which we may update from time to time. You shall furnish each Relevant Individual with a copy of the terms that apply to the Card and the Card Account and the aforesaid Data Protection Policy.

Collection, Use or Disclosure of Information. 9.1 10.1 COLLECTION, USE AND PARTIES TO WHOM DISCLOSURE MAY BE MADE You consent to, to and (where relevant) shall procure that all relevant individuals persons whose data or information (including any personal data) has been disclosed to us by or through you (including the beneficial owners, authorised signatories and authorised persons) (collectively “Relevant IndividualsPersons”) consent to, to us, our officers, employees, agents and advisers collecting, collecting and using or disclosing such information relating to you (and the Relevant IndividualsPersons) including details of your Card Account(s), Card transactions, or tax or tax-related information (as the Card Account, case may be) and disclosing the Card and/or credit cards (if any) with us, same to the following persons wherever situated (situated, whether in Singapore or elsewhere) to the extent that the information is personal data, in connection with the purposes set out in our Data Protection Policy (accessible at: xxxx://xxxx. xxxxxxx0x.xxx.xx/xxxxxx/xxxxxxxx-xxxxxxx-xxxxxx/xxxxxxxx-xxxxxxx/xxxxxxx-xxxxxx.xxxx), or as is otherwise required or permitted in accordance with applicable law: (a) any member of Visa International Service Association and/or Mastercard International Incorporated; (b) any Participant, Merchant, bank or financial institution; (c) our holding companies and any of our branches, representative offices, subsidiaries, related corporations and affiliates; (d) our stationery printer or agent for the purpose of printing and/or mailing personalised Cards and other documents; (e) any court, government and regulatory agency or authority; (f) any joint Card Account holders; (g) any actual or potential assignee or transferee of, or participant or sub participant in, any of our rights or obligations herein (or any of their agents or professional advisers), or any person who has or may enter into contracts with us in relation to our interests herein; (h) any credit bureau or credit reference or evaluation agency and any member or subscriber of such credit bureau or agency; (i) the Alumni/Association (if applicable); (j) any service provider or any other related person(s) including third party service providers, sales and telemarketing agencies, business partners or otherwise under conditions of confidentiality imposed on such service providers, for the purpose of data processing or providing any service on behalf of us to you or in connection with such outsourcing arrangements we may have with any third party where we have outsourced certain functions to the third party; (k) any debt collection agency or person engaged by us to collect any sums of money owing to us from you; (l) your agent, executor or administrator, receiver, receiver and manager, judicial manager and any person in connection with any compromise or arrangement or any insolvency proceeding relating to you; (m) to the extent the information is personal data, to the persons identified in our Data Protection Policy; and (n) to any other person to whom disclosure is permitted or required by lawbylaw and, to the extent that such data or information is personal data, collecting and using such data for or in connection with the purposes set out in our Data Protection Policy accessible at:xxx.xxxxxxx0x.xxx.xx, as well as the purposes set out above, and disclosing such data to the above-mentioned parties as well as to the persons identified in our Data Protection Policy. This clause 9.1 Clause 10.1 is not and shall not be deemed to constitute, an express or implied agreement by us with you for a higher degree of confidentiality than that prescribed under any applicable law, including the Banking Act (Chapter 19)Xxx 0000 of Singapore. The consent and our right under this clause 9.1 Clause 10.1 are in addition and are not affected by any other agreement with you and shall survive the termination of any or all of your credit cards Cards and/or other accounts and the termination of any relationship between us and you. If any Relevant Individuals Person should withdraw their consent to any or all use of their personal data, depending on the nature of the withdrawal request, we may not be in a position to continue providing our products or services to you or administer your Card and Card Account. Such withdrawal may accordingly constitute a repudiatory breach of your obligations under this Agreement, and we may upon notice to you terminate your Card and Card Account without prejudice to our other rights and remedies at law against you. To the extent that the Relevant Individuals Persons are providing their personal data to us through you in connection with the Card and the Card Account, you acknowledge and agree that you are responsible for ensuring that each Relevant Individual Person consents to the collection, use, disclosure and/or processing of their personal data by us and our authorised service providers for purposes set out in our Data Protection Policy, which we may update from time to time. You shall furnish each Relevant Individual Person with a copy of the terms that apply to the Card and the Card Account and the aforesaid Data Protection Policy.

Collection, Use or Disclosure of Information. 9.1 COLLECTION, USE AND PARTIES TO WHOM DISCLOSURE MAY BE MADE You 18.1 The Firm and the Cardmember consent to, to and (where relevant) shall procure that all relevant individuals persons whose data or information (including any personal data) has been disclosed to us the Bank by or through you the Firm and/or the Cardmember (including authorised signatories and authorised persons) (collectively “Relevant IndividualsPersons”) consent toto the Bank, us, our the Bank’s officers, employees, agents and advisers collecting, collecting and using or disclosing such information relating to you the Firm and/or the Cardmember and (and where relevant) the Relevant Individuals) Persons, including details of the Firm’s and Cardmembers’ Card Account, Accounts and any underlying transactions (as the Card and/or credit cards (if anycase may be) with us, and disclosing the same to the following persons wherever situated (situated, whether in Singapore or elsewhere) to the extent that the information is personal data, in connection with the purposes set out in our Data Protection Policy (accessible at: xxxx://xxxx. xxxxxxx0x.xxx.xx/xxxxxx/xxxxxxxx-xxxxxxx-xxxxxx/xxxxxxxx-xxxxxxx/xxxxxxx-xxxxxx.xxxx), elsewhere or as is otherwise required or permitted in accordance with applicable law: (a) any member or licensee of Visa International Service Association and/or Mastercard MasterCard International Incorporated; (b) any Participant, Merchant, bank bank, or financial institutioninstitution (whether acting as the Bank’s correspondent banks, agent banks or in relation to the provision of the Bank’s products or services or otherwise), including but not limited to wire transfer service providers, exchanges, trading platforms, alternative trading systems, clearing houses, trade repositories and/or depositories; (c) our the Bank’s holding companies companies, and any of our the Bank’s branches, representative offices, subsidiaries, related corporations and affiliates; (d) our the Bank’s stationery printer or agent for the purpose of printing and/or mailing personalised Cards and other documents; (e) any court, government and regulatory government, regulatory, law enforcement, tax or fiscal agency or authority, and/or any self- regulatory organisation in any jurisdiction; (f) any joint Card Account holders; (g) any actual or potential assignee or transferee of, or participant or sub sub-participant in, any of our the Bank’s rights or obligations herein (or any of their the Bank’s agents or professional advisers), or any person who has or may enter into contracts with us the Bank in relation to our the Bank’s interests herein; (hg) any credit bureau or credit reference or evaluation agency and any member or subscriber of such credit bureau or agency; (i) the Alumni/Association (if applicable); (jh) any service provider or any other related person(s) including third party service providers, sales and telemarketing agencies, business partners or otherwise (whether situated in or outside Singapore), under conditions of confidentiality imposed on such service providers, for the purpose of data processing or providing any service on behalf of us the Bank to you the Firm and/or the Cardmember or in connection with such outsourcing arrangements we the Bank may have with any third party where we have the Bank has outsourced certain functions to the third party; (ki) any debt collection agency or person engaged by us the Bank to collect any sums of money owing to us the Bank from youthe Cardmember; (lj) your any agent, executor or administrator, receiver, receiver and manager, judicial manager and any person in connection with any compromise or arrangement or any insolvency proceeding relating to youthe Firm and/or Cardmember; (mk) to any of the extent Firm’s director (in the information is personal datacase of a company) or partner (in the case of a partnership, to the persons identified in our Data Protection Policylimited partnership or limited liability partnership) and account signatory; and (nl) to any other person to whom disclosure is permitted or required by lawlaw and, to the extent that such data or information is personal data, collecting and using such data for or in connection with the purposes set out in the Bank’s Data Protection Policy accessible at: xxx.xxxxxxx0x.xxx.xx, as well as the purposes set out above, and disclosing such data to the above-mentioned parties as well as to the persons identified in the Bank’s Data Protection Policy. This clause 9.1 Clause 18 is not not, and shall not be deemed to constitute, an express or implied agreement by us the Bank with you the Firm or the Cardmember for a higher degree of confidentiality than that prescribed under any applicable law, including Section 47 of the Banking Act (Chapter 19)1970 of Singapore and in the Third Schedule to the Banking Act 1970. The consent and our right the Bank’s rights under this clause 9.1 are Clause 18 shall be in addition to and are shall not be in any way prejudiced or affected by any other agreement with you and shall survive agreement, expressed or implied, between the termination of Bank, the Firm or the Cardmember in relation to any information relating to the Firm or all of your credit cards and/or other accounts the Cardmember and the termination of any relationship between us the Bank and youthe Firm or the Cardmember, nor shall any such other agreement be in any way prejudiced or affected by this Clause. If any Relevant Individuals Person should withdraw their its consent to any or all use of their its personal data, depending on the nature of the withdrawal request, we the Bank may not be in a position to continue providing our the Bank’s products or services to you the Firm and/or Cardmember or administer your Card and the Firm and/or the Cardmember’s Card Account. Such withdrawal may accordingly constitute a repudiatory breach of your the Firm’s and the Cardmember’s obligations under this Agreementthese Terms and Conditions, and we the Bank may upon notice to you the Firm terminate your Card and the Card Account without prejudice to our the Bank’s other rights and remedies at law against you. To the extent that the Relevant Individuals are providing their personal data to us through you in connection with the Card Firm and/or Cardmember. 18.2 The Firm and the Card Account, you Cardmember acknowledge and agree that you are responsible overseas service providers may be required by law to disclose information received from the Bank to third parties, such circumstances include the service provider being compelled to disclose information pursuant to a court order, police investigations and criminal prosecutions for ensuring tax evasion or other offences. 18.3 The Firm and the Cardmember acknowledge and agree that each Relevant Individual consents the Bank does not warrant the security of any information sent or transmitted to the collectionFirm and/or the Cardmember whether electronically or otherwise and the Firm and the Cardmember hereby accept the risk that any information sent or transmitted to the Firm and/or the Cardmember may be accessed by unauthorised third parties. The Firm and the Cardmember shall not hold the Bank or any of its officers, useemployees or agents responsible or liable in contract, tort (including breach of statutory duty), equity or otherwise for any such access or disclosure or for any damages, losses, expenses or costs (whether direct or indirect, or whether foreseeable or not) suffered or incurred by the Firm and/or processing the Cardmember as a result of their personal data by us any such access or disclosure. 18.4 The Firm and our authorised service providers for purposes set out in our Data Protection Policy, which we may update the Cardmember acknowledge and agree that the Bank will conduct credit checks to assess the creditworthiness of the Firm and the Cardmember. The Firm and the Cardmember irrevocably authorises the Bank to conduct such credit checks and to obtain and/or verify information about the Firm and the Cardmember from any credit bureau or body from time to time. You shall furnish each Relevant Individual time in accordance with a copy of the terms that apply to the Card and the Card Account and the aforesaid Data Protection Policyapplicable law.