Common use of Collections and Allocations Clause in Contracts

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 1998-1 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Account, the Defeasance Funding Account, the Defeasance Reserve Account, the Distribution Account, the CTO Reserve Account and the Payment Reserve Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 1998-1 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 1998-1 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day allocable to the Series 1998-1 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 to be allocated to the Series 1998-1 Securities and applied as Available Series 1998-1 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 1998-1 2 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Account, the Defeasance Funding Account, the Defeasance Reserve Account, the Distribution Account, the CTO Reserve Account and the Payment Reserve Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 1998-1 2 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 1998-1 2 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day allocable to the Series 1998-1 2 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 to be allocated to the Series 1998-1 2 Securities and applied as Available Series 1998-1 2 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19981997-1 Securities2 Certificates, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account and the Payment Reserve AccountPre-Funding Account maintained for this Series, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19981997-1 Securities 2 Certificates shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Allocation Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Allocation Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 19981997-1 Securities 2 Certificates shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Allocation Percentage and (y) during any Amortization Period, the Fixed/Floating Allocation Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19981997-1 Securities 2 Certificates shall be determined by multiplying the Default Amount aggregate amount of such Receivables in Defaulted Accounts by the Floating Allocation Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 3,520,012.22 to be allocated to the Series 19981997-1 Securities 2 Certificates and applied as Available Series 19981997-1 2 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 1998-1 3 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Account, the Defeasance Funding Account, the Defeasance Reserve Cap Proceeds Account, the Distribution Account, the CTO Payment Reserve Account, the Class C Reserve Account, the Revolving Receivables Reserve Account and the Payment Reserve AccountPrincipal Funding Account maintained for this Series, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 1998-1 1998- 3 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 1998-1 3 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day allocable to the Series 1998-1 3 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit Payments to the Interest Funding Account in Holder of the amount of $2,000,000 to be allocated to Exchangeable Transferor Security. On each Business Day, the Series 1998-1 Securities Servicer shall allocate and applied as Available Series 1998-1 Finance Charge pay Collections in accordance with the Daily Report to the Holder of the Exchangeable Transferor Security in accordance with subsection 4.9(a4.3(b) of the Agreement; provided, however, that such amounts shall be applied in accordance with Section 4.10 hereof to the extent specified therein. Notwithstanding the foregoing and any other provisions of this Series Supplement, amounts payable to the Transferor shall instead be deposited in the Excess Funding Account to the extent necessary to prevent the Transferor Interest from being less than the Minimum Transferor Interest.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19982001-1 3 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Cap Proceeds Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account, the Funding Period Reserve Account and the Payment Reserve Pre-Funding Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19982001-1 3 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 19982001-1 3 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any the Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19982001-1 3 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 to be allocated to the Series 1998-1 Securities and applied as Available Series 1998-1 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19982000-1 3 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Cap Proceeds Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account and the Payment Reserve Pre-Funding Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19982000-1 3 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 19982000-1 3 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any the Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19982000-1 3 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date Date, the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 1 to be allocated to the Series 19982000-1 3 Securities and applied as Available Series 19982000-1 3 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 1998-1 2 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Cap Proceeds Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Reserve Account and the Payment Reserve Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 1998-1 2 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 1998-1 2 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 1998-1 2 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 $ to be allocated to the Series 1998-1 2 Securities and applied as Available Series 1998-1 2 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19981997-1 SecuritiesCertificates, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account and the Payment Reserve AccountPre-Funding Account maintained for this Series, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19981997-1 Securities Certificates shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Allocation Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Allocation Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 19981997-1 Securities Certificates shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Allocation Percentage and (y) during any Amortization Period, the Fixed/Fixed/ Floating Allocation Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19981997-1 Securities Certificates shall be determined by multiplying the Default Amount aggregate amount of such Receivables in Defaulted Accounts by the Floating Allocation Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 __________ to be allocated to the Series 19981997-1 Securities Certificates and applied as Available Series 19981997-1 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19981997-1 SecuritiesCertificates, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account and the Payment Reserve AccountPre- Funding Account maintained for this Series, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19981997-1 Securities Certificates shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Allocation Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Allocation Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 19981997-1 Securities Certificates shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Allocation Percentage and (y) during any Amortization Period, the Fixed/Floating Allocation Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19981997-1 Securities Certificates shall be determined by multiplying the Default Amount aggregate amount of such Receivables in Defaulted Accounts by the Floating Allocation Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 3,000,000 to be allocated to the Series 19981997-1 Securities Certificates and applied as Available Series 19981997-1 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19982001-1 4 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Cap Proceeds Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account, the Funding Period Reserve Account and the Payment Reserve Pre-Funding Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19982001-1 4 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 19982001-1 4 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any the Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19982001-1 4 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 to be allocated to the Series 1998-1 Securities and applied as Available Series 1998-1 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 1998-1 3 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Cap Proceeds Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Reserve Account and the Payment Reserve Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 1998-1 3 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 1998-1 3 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 1998-1 3 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 $ to be allocated to the Series 1998-1 3 Securities and applied as Available Series 1998-1 3 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. (a) The Servicer will apply shall apply, or will shall instruct the Trustee to apply apply, all Collections and other funds on deposit in the Collection Account and the Excess Funding Account allocable that are allocated to the Series 19981997-1 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Account, the Defeasance Funding Account, the Defeasance Reserve Account, the Distribution Account, the CTO Reserve Account and the Payment Reserve Account, 2 Certificates as described in this Article IV. On each Business Day, (i) the amount Collections of Finance Charge Receivables (including interest and other investment earnings, if any (net of losses and investment expenses), on funds on deposit in the Excess Funding Account) with respect to any Collection Period shall be allocated to Series 1997-2 in an amount equal to the product of such Collections available and the applicable Invested Percentage for such Collection Period. Collections of Principal Receivables with respect to any Collection Period shall be allocated to Series 1997-2 in an amount equal to the product of such Collections and the applicable Invested Percentage for such Collection Period. (b) During the Revolving Period or the Amortization Period (other than an Early Amortization Period), if daily deposits of Collections of Finance Charge Receivables are required pursuant to Section 4.1(e), the Servicer shall deposit Collections of Finance Charge Receivables allocable to Series 1997-2 into the Collection Account in accordance with Section 4.1(e). During the Early Amortization Period, the Servicer shall deposit Collections of Finance Charge Receivables allocable to the Series 19981997-1 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in 2 into the Collection Account on a daily basis in accordance with Section 4.1(e). If daily deposits are not required pursuant to Section 4.1(e) or this Section 4.2(b), the Servicer shall, subject to Section 4.1(i), deposit Collections of Finance Charge Receivables allocable to Series 1997-2 with respect to any Collection Period into the Series 1998-1 Securities shall be determined by multiplying Collection Account on the aggregate amount of such Principal Collections by following Transfer Date. (xc) during During the Revolving Period, so long as the Floating Percentage and (y) during any Amortization PeriodAvailable Enhancement Amount is not less than the Required Enhancement Amount, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Servicer need not deposit Collections of Principal Receivables allocable to Series 1997-2 into the Series 1998-1 Securities Collection Account on a daily basis and may distribute such Collections to the Transferor; provided, however, that such Collections of Principal Receivables shall be determined by multiplying deposited in the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Excess Funding Account in accordance with Section 4.1(f); and, provided further, that if the Aggregate Invested Amount exceeds the sum of the Aggregate Principal Receivables and the Excess Funding Amount on any Business Day, the Servicer shall deposit Collections of Principal Receivables that would otherwise be distributed to the Transferor on such day into the Excess Funding Account on such day in an amount equal to such excess. During the Accumulation Period, after an amount of $2,000,000 Collections of Principal Receivables allocable to be allocated Series 1997-2 equal to the Controlled Deposit Amount for the applicable Distribution Date has been deposited into the Collection Account, and so long as the Available Enhancement Amount is not less than the Required Enhancement Amount, the Servicer need not deposit Collections of Principal Receivables allocable to Series 19981997-1 Securities 2 into the Collection Account on a daily basis and applied as Available Series 1998-1 Finance Charge may distribute such Collections to the Transferor; provided, however, that such Collections of Principal Receivables shall be deposited in the Excess Funding Account in accordance with subsection 4.9(a) Section 4.1(f); and, provided further, that if the Aggregate Invested Amount exceeds the sum of the AgreementAggregate Principal Receivables and the Excess Funding Amount on any Business Day, the Servicer shall deposit Collections of Principal Receivables that would otherwise be distributed to the Transferor on such day into the Excess Funding Account on such day in an amount equal to such excess. If and for so long as the Required Enhancement Amount exceeds the Available Enhancement Amount, the Servicer shall deposit Collections of Principal Receivables allocable to Series 1997-2 into the Collection Account on a daily basis. If daily deposits are not required pursuant to Section 4.1(e) or this Section 4.2(b), the Servicer shall, subject to Section 4.1(i), deposit Collections of Principal Receivables allocable to Series 1997-2 with respect to any Collection Period into the Collection Account on the following Transfer Date. (d) Notwithstanding the foregoing, the Servicer need not make daily deposits of Collections into the Collection Account at any time when the requirements of Section 4.1(e) are satisfied.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 1998-1 1999- Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Reserve Account and the Payment Reserve AccountAccount maintained for this Series, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 1998-1 1999- Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 1998-1 1999- Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 1998-1 1999- Securities shall be determined by multiplying the Default Amount aggregate amount of such Receivables in Defaulted Accounts by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 $ to be allocated to the Series 1998-1 1999- Securities and applied as Available Series 1998-1 1999- Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19981997-1 Securities2 Certificates, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account and the Payment Reserve AccountPre-Funding Account maintained for this Series, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19981997-1 Securities 2 Certificates shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Allocation Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Allocation Percentage, (ii) the amount of Principal Collections available in the Collection Collec- tion Account allocable to the Series 19981997-1 Securities 2 Certificates shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Allocation Percentage and (y) during any Amortization Period, the Fixed/Floating Allocation Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19981997-1 Securities 2 Certificates shall be determined by multiplying the Default Amount aggregate amount of such Receivables in Defaulted Accounts by the Floating Allocation Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 $ to be allocated to the Series 19981997-1 Securities 2 Certificates and applied as Available Series 19981997-1 2 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19982001-1 2 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Cap Proceeds Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account, the Funding Period Reserve Account and the Payment Reserve Pre-Funding Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19982001-1 2 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 19982001-1 2 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any the Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19982001-1 2 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 to be allocated to the Series 1998-1 Securities and applied as Available Series 1998-1 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19981999-1 2 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Cap Proceeds Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account and the Payment Reserve Pre-Funding Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19981999-1 2 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 19981999-1 2 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any the Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19981999-1 2 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date Date, the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 to be allocated to the Series 19981999-1 2 Securities and applied as Available Series 19981999-1 2 Finance Charge Collections Collection in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 19982004-1 2 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Cap Proceeds Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Payment Reserve Account, the Funding Period Reserve Account and the Payment Reserve Pre-Funding Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 19982004-1 2 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 19982004-1 2 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any the Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 19982004-1 2 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 to be allocated to the Series 1998-1 Securities and applied as Available Series 1998-1 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.

Collections and Allocations. The Servicer will apply or will instruct the Trustee to apply all funds on deposit in the Collection Account and the Excess Funding Account allocable to the Series 1998-1 3 Securities, and all funds on deposit in the Interest Funding Account, the Principal Account, the Revolving Receivables Reserve Cap Proceeds Account, the Defeasance Principal Funding Account, the Defeasance Accumulation Period Reserve Account, the Distribution Account, the CTO Reserve Account and the Payment Reserve Account, as described in this Article IV. On each Business Day, (i) the amount of Finance Charge Collections available in the Collection Account allocable to the Series 1998-1 3 Securities shall be determined by multiplying the aggregate amount of such Finance Charge Collections by (x) prior to the Pay Out Commencement Date, the Floating Percentage and (y) on and after the Pay Out Commencement Date, the Fixed/Floating Percentage, (ii) the amount of Principal Collections available in the Collection Account allocable to the Series 1998-1 3 Securities shall be determined by multiplying the aggregate amount of such Principal Collections by (x) during the Revolving Period, the Floating Percentage and (y) during any Amortization Period, the Fixed/Floating Percentage, and (iii) the Default Amount on such Business Day Receivables in Defaulted Accounts allocable to the Series 1998-1 3 Securities shall be determined by multiplying the Default Amount by the Floating Percentage. In addition, on the Closing Date the Transferor shall make a deposit to the Interest Funding Account in the amount of $2,000,000 3,931,354.17 to be allocated to the Series 1998-1 3 Securities and applied as Available Series 1998-1 3 Finance Charge Collections in accordance with subsection 4.9(a) of the Agreement.