Common use of COMMITMENTS AND PRO RATA SHARES Clause in Contracts

COMMITMENTS AND PRO RATA SHARES. BANK COMMITMENTS PRO RATA SHARE ------------------------------------------------------------------------------------------------------------------ Bank of America National Trust and Savings $30,000,000 17.14286% Association ------------------------------------------------------------------------------------------------------------------ Deutsche Bank AG, New York Branch and/or Cayman $27,500,000 15.71429% Island Branch ------------------------------------------------------------------------------------------------------------------ The Bank of New York $27,500,000 15.71429% ------------------------------------------------------------------------------------------------------------------ Fleet National Bank $22,500,000 12.85714% ------------------------------------------------------------------------------------------------------------------ Bank of Montreal $22,500,000 12.85714% ------------------------------------------------------------------------------------------------------------------ Bank Boston, N.A. $15,000,000 8.57143% ------------------------------------------------------------------------------------------------------------------ State Street Bank and Trust Company $15,000,000 8.57143% ------------------------------------------------------------------------------------------------------------------ SunTrust Bank, Atlanta $15,000,000 8.57143% ------------------------------------------------------------------------------------------------------------------ TOTAL $175,000,000 100.0% ------------------------------------------------------------------------------------------------------------------ 83 SCHEDULE 5.5 Litigation NONE 84 SCHEDULE 5.7 ERISA NONE 85 SCHEDULE 5.11 Permitted Liabilities None, other than as contained in the footnotes to the financial statements referred to in Section 5.11(b). 86 SCHEDULE 5.12 Environmental Matters NONE 87 SCHEDULE 5.16 Subsidiaries and Minority Interests Subsidiaries of Guarantor Phoenix Home Life Mutual Insurance Company Connecticut River Discovery Center Foundation, Inc. (0%) Phoenix Foundation (0%) PM Holdings, Inc. (100%) Aberdeen Asset Management PLC (16%) Adriaen's Landing Management Company, LLC (100%) American Phoenix Corporation (85%) American Brokerage Corporation of Philadelphia (96.25%) American Phoenix Corporation of Connecticut (73.84%) GLB Advisers, Inc. (100%) American Phoenix Corporation of Maryland (100%) Poor, Bowex, Xxrtxxxx & Xennxxx xx PA, Inc. (51%) American Phoenix Corporation of Miami (85%) American Phoenix Corporation of Northern New Jersey (formerly American Phoenix Insurance Agency, Inc. (NJ) (100%) Giacxxxx Xxxe Associates, Inc. (100%) American Phoenix Corporation of Orlando (100%) American Phoenix Corporation of Western New York (94.44%) American Phoenix Insurance Agency of Chambersburg, Inc. (formerly known as McDoxxxx Xxxurance, Inc.) (87.4%) American Phoenix Insurance Agency of Georgia, Inc. (100%) American Phoenix Insurance Agency of Massachusetts, Inc. (formerly known as Caddxxx & Xyerx Xxxurance Agency) (80%) American Phoenix Insurance Agency, Inc. (100%) Howaxx Xxxx Xxxncy, Inc. (100%) Kalvxx-Xxxxxx Xxxdings, Ltd. (100%) American Phoenix Corporation of New York (100%) Kalvxx-Xxxxxx Xxxe Consultants, Inc. (100%) Kalvxx-Xxxxxx Xxxsulting Group, Inc. (100%) KAMMSAC International, Ltd. (100%) Property Owners & Managers Purchasing Group, Inc. (100%) Lees Xxxxxxx Xxxry (Holdings) Ltd. (63.02%) McCax Xxxporation (81.39%) Ashurst Processing Agency, Inc. (100%) McCax Xxxefits Corporation (100%) Nichxxxx & Xannxx Xxxncy, Inc. (100%) Premium Funding Associates Inc. (100%) Premium Funding Associates of New York, Inc. (100%) The Managing Agency Group, Inc. (100%) 88 American Phoenix Life and Reassurance Company (100%) APLAR Services, Ltd. (100%) Phoenix Life and Reassurance Company of New York (100%) Emprendimiento Compatido, S.A. (35%) Financial Administrative Services (TPA License Info only!) (%) Financial Administrative Services, Inc. (100%) HLI Management Corporation (100%) PHL Associates, Inc. (100%) PHL Associates Insurance Agency of AL, Inc. (100%) PHL Associates Insurance Agency of MA, Inc. (100%) PHL Associates Insurance Agency of MS, P.C. (%) PHL Associates Insurance Agency of NM, Inc. (100%) PHL Associates Insurance Agency of OH, Inc. (%) PHL Associates of Texas, Inc. (%) PHL Global Holding Company (100%) Phoenix Global Solutions (India), Pvt. Ltd. (100%) PHL Variable Insurance Company (100%) Phoenix-Aberdeen International Advisors, LLC (50%) Phoenix Founders Inc. (100%) 238 Xxxxxxxx Xxxx., Xnc. (100%) Phoenix Realty Equity Investments, Inc. (100%) Phoenix Realty Investors, Inc. (100%) Phoenix Global Solutions, Inc. (100%) Phoenix Group Holdings, Inc. (100%) Clinical Disability Management, Inc. (100%) Phoenix American Life Insurance Company (100%) Phoenix Dental Services, Inc. (100%) California Benefits Dental Plan (100%) Phoenix Group Services, Inc. (100%) Phoenix International Capital Corporation (formerly, Phoenix Strategic Capital Corporation) (100%) Phoenix Strategic Capital Corporation (100%) PractiCare, Inc. (100%) Phoenix Investment Partners, Ltd. (60%) CBO Investments Co. (100%) DP Holdings, Ltd. (100%) DPCM Holdings, Inc. (100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca capital Management LLC (74.9%) 89 IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. Phoenix Life and Annuity Company (100%) Phoenix Life Insurance Company (100%) Phoenix National Insurance Company (formerly Community National Assurance Company) (100%) Phoenix Real Estate Securities Inc. (100%) Phoenix Realty Group, Inc. (100%) Phoenix Realty Advisors, Inc. (100%) Phoenix Corporate Services, LLC (55%) Pinnacle Realty Management Company, Inc. (50%) Phoenix Realty Securities, Inc. (100%) Phoenix Shell Company, Inc. (formerly WorkXxxx.xxx Xxx.) (100%) Phoenix Variable Advisors, Inc. (0%) PM Trust Holding Company (100%) Charter Holding Corp. (80%) Charter New England Agency, Inc. (100%) Charter Trust Company (100%) Phoenix Charter Oak Trust Company (100%) PML International Insurance Limited (100%) The Webbist Inc. (100%) WorkPlus Insurance Services Inc. (formerly PHOENIXLINK Insurance Services Inc.)(100%) WorkPlus Insurance Agency of AL, Inc. (formerly known as PHOENIXLINK Insurance Agency of AL, Inc.) (100%) WorkPlus Insurance Agency of MA, Inc. (formerly PHOENIXLINK Insurance Agency of MA, Inc.) (100%) WorkPlus Insurance Services of Hawaii, Inc. (formerly WorkPlus Insurance Services of Hawaii, Inc.) (100%) WorkPlus Insurance Services of NM, Inc. (formerly PHOENIXLINK Insurance Services of NM, Inc.) (100%) WP Insurance Services Inc. of Texas (formerly PHOENIXLINK Insurance Services of TX, Inc.) (100%) Worldwide Phoenix Limited (100%) American Phoenix Investments Limited (100%) PHOENIXLINK Investments Inc. (Worldwide Phoenix Offshore, Inc.) (100%) W.S. Xxxxxxxx & Xo., Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of AL, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MA, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MS, P.C. (0%) 90 W.S. Xxxxxxxx Xxxurance Agency of NM, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of OH, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of TX, Inc. (0%) SUBSIDIARIES OF THE COMPANY IN THE FOLLOWING LIST OF SUBSIDIARIES OF THE COMPANY, THOSE COMPANIES WHICH ARE INDENTED REPRESENT SUBSIDIARIES OF THE CORPORATION UNDER WHICH THEY ARE INDENTED. EXCEPT AS OTHERWISE INDICATED, 100% OF THE VOTING STOCK OF EACH OF THE SUBSIDIARIES LISTED BELOW IS OWNED OF RECORD OR BENEFICIALLY BY ITS INDICATED PARENT. CBO Investments Co. (100%) DP Holdings Ltd. (100%) DPCM Holdings, Inc.(100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca Capital Management LLC (74.9%) IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. 91 SCHEDULE 5.17 Insurance Matters NONE 92 SCHEDULE 7.1 Permitted Liens NONE 93 SCHEDULE 7.4 Permitted Indebtedness Loan from Phoenix Home Life Mutual Insurance Company in the original principal amount of $75,000,000 due March 22, 1999. Note payable to a former shareholder of Pasadena Capital Corporation in the amount of $1,781,525 due June 30, 2001. Note payable resulting from a prior acquisition made by Rogex Xxxxxxxx xxx Associates in the amount of $900,000 due December 31, 2001. 94 SCHEDULE 7.7 Contingent Obligations NONE 95 SCHEDULE 13.2 EURODOLLAR AND DOMESTIC LENDING OFFICES, ADDRESSES FOR NOTICES BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION, as Administrative Agent Bank of America National Trust and Savings Association 231 Xxxxx XxXxxxx Xxxxxx Xxxxxxx, Xxxxxxxx 00000 Xxxention: Lizex Xxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 XXUTSCHE BANK AG, NEW YORK BRANCH as Syndication Agent Deutsche Bank AG, New York Branch 31 Wxxx 00xx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Susax Xxxxx Xxlephone: (212) 000-0000 Xxxsimile: THE BANK OF NEW YORK, as Documentation Agent The Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone:(212) 000-0000 Xxxsimile:(212) 000-0000 Xxth A Copy To: Willxxx Xxxxx Xxx Bank of New York 96 One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXNK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION, as a Bank Domestic and Eurodollar Lending Office: 231 X. XxXxxxx Xxxxxx Chicago, Illinois 60697 Attention: Denixx Xxxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 231 X. XxXxxxx Xxxxxx Chicago, Illinois 60697 Attention: Elizxxxxx Xxxxxx Xxlephone: (312) 000-0000 XXUTSCHE BANK AG, NEW YORK BRANCH AND/OR CAYMAN ISLAND BRANCH as a Bank Domestic and Eurodollar Lending Office: Deutsche Bank AG, New York Branch and/or Cayman Island Branch 31 Wxxx 00xx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Cherxx Xxxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxtice (other than Borrowing notices and Notices of Conversion/Continuation): Deutsche Bank AG, New York Branch and/or Caymxx Xxxxxx Xxxxxx 00 Xxxx 00xx Xxxxxx Telephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXE BANK OF NEW YORK, as a Bank Domestic and Eurodollar Lending Office: One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxth A Copy To: Willxxx Xxxxx Xxx Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXEET NATIONAL BANK, as a Bank Domestic and Eurodollar Lending Office: 13-2-3 98 777 Xxxx Xxxxxx XX/MO/0250 Hartxxxx, Xxxxxxxxxxx 00000 Xxxention: Icy L. Mounds Insurance Industry Dept. Telephone: (860) 000-0000 Xxxsimile: (860) 000-0000 007 Xxxx Xxxxxx XX/XX/0000 Xxxxxxxx, Xxxxxxxxxxx 00000 Xxxention: Elizxxxxx X. Xxxxxxx, Xotices (other than Borrowing notices and Notices of Conversion/Continuation): Insurance Industry Dept. Telephone: (860)000-0000 Xxxsimile: (860)000-0000 XXNK OF MONTREAL, as a Bank Domestic and Eurodollar Lending Office: 115 Xxxxx XxXxxxx Xxxxxx 00xh Floor West Chicago, Illinois 60603 Attention: Lora Xxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 115 Xxxxx XxXxxxx Xxxxxx 00xx Xxxxx Xxxx Xxxxxxx, Xxxxxxxx 00000 Xxxention: Charxxx Xxxx, Xxrporate Banking Telephone: (312) 000-0000 Xxxsimile: (312) 000-0000 XXNTXXXX XXXX, XXXXXXX, Domestic and Eurodollar Lending Office: 25 Pxxx Xxxxx Xxxxxxx, Xxxxxxx 00000 Xxxention: Kathx Xxxxxx, U.S. Corporate Banking - Operations Telephone: (404) 000-0000 Xxxsimile: (404) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 711 0xx Xxxxxx 00xx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Jamix XxXxxxx - Xanking Officer, U.S. Corporate Banking - Northeast Division Telephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXATE STREET BANK AND TRUST COMPANY, as a Bank Domestic and Eurodollar Lending Office: 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Paulx Xx. Armaxx, Xxan Administration Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Edwaxx X. Xxxxxxxx, Xxce President 13-2-5 100 Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 NOTICE OF BORROWING Date: _____________________________ To: Bank of America National Trust and Savings Association, as Administrative Agent for the Banks parties to the Credit Agreement dated as of March 17, 1999 (as extended, renewed, amended or restated from time to time, the "Credit Agreement") among Phoenix Investment Partners, Ltd., Phoenix Home Life Mutual Insurance Company, certain Banks which are signatories thereto, Bank of America National Trust and Savings Association, as Administrative Agent, Deutsche Bank AG, New York Branch, as Syndication Agent, and The Bank of New York, as Documentation Agent Ladies and Gentlemen: The undersigned, Phoenix Investment Partners, Ltd. (the "Company"), refers to the Credit Agreement, the terms defined therein being used herein as therein defined, and hereby gives you notice irrevocably, pursuant to Section 2.3 of the Credit Agreement, of the Borrowing of Loans specified below:

COMMITMENTS AND PRO RATA SHARES. BANK COMMITMENTS PRO RATA SHARE ------------------------------------------------------------------------------------------------------------------ Subject to Section 2.05(b), at all times other than during a Reduced Commitment Period: Lender Commitment Pro Rata Share ------------------------------------------------------------------------------ Bank of America National Trust and Savings America, N.A. $30,000,000 17.1428637,500,000 50.000000000% Association ------------------------------------------------------------------------------------------------------------------ Deutsche Bank AG, New York Branch and/or Cayman $27,500,000 15.71429% Island Branch ------------------------------------------------------------------------------------------------------------------ The Union Bank of New York California, N.A. $27,500,000 15.7142918,750,000 25.000000000% ------------------------------------------------------------------------------------------------------------------ Fleet National Bank Xxxxx Fargo HSBC Trade Bank, N.A. $22,500,000 12.8571418,750,000 25.000000000% ------------------------------------------------------------------------------------------------------------------ ------------------------------------------------------------------------------ Total $75,000,000 100.000000000% Subject to Section 2.05(b), at all times during any Reduced Commitment Period: Lender Commitment Pro Rata Share ------------------------------------------------------------------------------ Bank of Montreal $22,500,000 12.85714% ------------------------------------------------------------------------------------------------------------------ Bank BostonAmerica, N.A. $15,000,000 8.5714350.000000000% ------------------------------------------------------------------------------------------------------------------ State Street Union Bank and Trust Company $15,000,000 8.57143of California, N.A. $ 7,500,000 25.000000000% ------------------------------------------------------------------------------------------------------------------ SunTrust Xxxxx Fargo HSBC Trade Bank, Atlanta N.A. $ 7,500,000 25.000000000% ------------------------------------------------------------------------------ Total $15,000,000 8.5714330,000,000 100.000000000% ------------------------------------------------------------------------------------------------------------------ TOTAL $175,000,000 100.0% ------------------------------------------------------------------------------------------------------------------ 83 Schedule 2.01 SCHEDULE 5.5 Litigation NONE 84 SCHEDULE 5.7 ERISA NONE 85 SCHEDULE 5.11 Permitted Liabilities None10.02 ADMINISTRATIVE AGENT'S OFFICE, other than as contained in the footnotes to the financial statements referred to in Section 5.11(b). 86 SCHEDULE 5.12 Environmental Matters NONE 87 SCHEDULE 5.16 Subsidiaries and Minority Interests Subsidiaries of Guarantor Phoenix Home Life Mutual Insurance Company Connecticut River Discovery Center Foundation, Inc. (0%) Phoenix Foundation (0%) PM Holdings, Inc. (100%) Aberdeen Asset Management PLC (16%) Adriaen's Landing Management Company, LLC (100%) American Phoenix Corporation (85%) American Brokerage Corporation of Philadelphia (96.25%) American Phoenix Corporation of Connecticut (73.84%) GLB Advisers, Inc. (100%) American Phoenix Corporation of Maryland (100%) Poor, Bowex, Xxrtxxxx & Xennxxx xx PA, Inc. (51%) American Phoenix Corporation of Miami (85%) American Phoenix Corporation of Northern New Jersey (formerly American Phoenix Insurance Agency, Inc. (NJ) (100%) Giacxxxx Xxxe Associates, Inc. (100%) American Phoenix Corporation of Orlando (100%) American Phoenix Corporation of Western New York (94.44%) American Phoenix Insurance Agency of Chambersburg, Inc. (formerly known as McDoxxxx Xxxurance, Inc.) (87.4%) American Phoenix Insurance Agency of Georgia, Inc. (100%) American Phoenix Insurance Agency of Massachusetts, Inc. (formerly known as Caddxxx & Xyerx Xxxurance Agency) (80%) American Phoenix Insurance Agency, Inc. (100%) Howaxx Xxxx Xxxncy, Inc. (100%) Kalvxx-Xxxxxx Xxxdings, Ltd. (100%) American Phoenix Corporation of New York (100%) Kalvxx-Xxxxxx Xxxe Consultants, Inc. (100%) Kalvxx-Xxxxxx Xxxsulting Group, Inc. (100%) KAMMSAC International, Ltd. (100%) Property Owners & Managers Purchasing Group, Inc. (100%) Lees Xxxxxxx Xxxry (Holdings) Ltd. (63.02%) McCax Xxxporation (81.39%) Ashurst Processing Agency, Inc. (100%) McCax Xxxefits Corporation (100%) Nichxxxx & Xannxx Xxxncy, Inc. (100%) Premium Funding Associates Inc. (100%) Premium Funding Associates of New York, Inc. (100%) The Managing Agency Group, Inc. (100%) 88 American Phoenix Life and Reassurance Company (100%) APLAR Services, Ltd. (100%) Phoenix Life and Reassurance Company of New York (100%) Emprendimiento Compatido, S.A. (35%) Financial Administrative Services (TPA License Info only!) (%) Financial Administrative Services, Inc. (100%) HLI Management Corporation (100%) PHL Associates, Inc. (100%) PHL Associates Insurance Agency of AL, Inc. (100%) PHL Associates Insurance Agency of MA, Inc. (100%) PHL Associates Insurance Agency of MS, P.C. (%) PHL Associates Insurance Agency of NM, Inc. (100%) PHL Associates Insurance Agency of OH, Inc. (%) PHL Associates of Texas, Inc. (%) PHL Global Holding Company (100%) Phoenix Global Solutions (India), Pvt. Ltd. (100%) PHL Variable Insurance Company (100%) Phoenix-Aberdeen International Advisors, LLC (50%) Phoenix Founders Inc. (100%) 238 Xxxxxxxx Xxxx., Xnc. (100%) Phoenix Realty Equity Investments, Inc. (100%) Phoenix Realty Investors, Inc. (100%) Phoenix Global Solutions, Inc. (100%) Phoenix Group Holdings, Inc. (100%) Clinical Disability Management, Inc. (100%) Phoenix American Life Insurance Company (100%) Phoenix Dental Services, Inc. (100%) California Benefits Dental Plan (100%) Phoenix Group Services, Inc. (100%) Phoenix International Capital Corporation (formerly, Phoenix Strategic Capital Corporation) (100%) Phoenix Strategic Capital Corporation (100%) PractiCare, Inc. (100%) Phoenix Investment Partners, Ltd. (60%) CBO Investments Co. (100%) DP Holdings, Ltd. (100%) DPCM Holdings, Inc. (100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca capital Management LLC (74.9%) 89 IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. Phoenix Life and Annuity Company (100%) Phoenix Life Insurance Company (100%) Phoenix National Insurance Company (formerly Community National Assurance Company) (100%) Phoenix Real Estate Securities Inc. (100%) Phoenix Realty Group, Inc. (100%) Phoenix Realty Advisors, Inc. (100%) Phoenix Corporate Services, LLC (55%) Pinnacle Realty Management Company, Inc. (50%) Phoenix Realty Securities, Inc. (100%) Phoenix Shell Company, Inc. (formerly WorkXxxx.xxx Xxx.) (100%) Phoenix Variable Advisors, Inc. (0%) PM Trust Holding Company (100%) Charter Holding Corp. (80%) Charter New England Agency, Inc. (100%) Charter Trust Company (100%) Phoenix Charter Oak Trust Company (100%) PML International Insurance Limited (100%) The Webbist Inc. (100%) WorkPlus Insurance Services Inc. (formerly PHOENIXLINK Insurance Services Inc.)(100%) WorkPlus Insurance Agency of AL, Inc. (formerly known as PHOENIXLINK Insurance Agency of AL, Inc.) (100%) WorkPlus Insurance Agency of MA, Inc. (formerly PHOENIXLINK Insurance Agency of MA, Inc.) (100%) WorkPlus Insurance Services of Hawaii, Inc. (formerly WorkPlus Insurance Services of Hawaii, Inc.) (100%) WorkPlus Insurance Services of NM, Inc. (formerly PHOENIXLINK Insurance Services of NM, Inc.) (100%) WP Insurance Services Inc. of Texas (formerly PHOENIXLINK Insurance Services of TX, Inc.) (100%) Worldwide Phoenix Limited (100%) American Phoenix Investments Limited (100%) PHOENIXLINK Investments Inc. (Worldwide Phoenix Offshore, Inc.) (100%) W.S. Xxxxxxxx & Xo., Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of AL, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MA, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MS, P.C. (0%) 90 W.S. Xxxxxxxx Xxxurance Agency of NM, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of OH, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of TX, Inc. (0%) SUBSIDIARIES OF THE COMPANY IN THE FOLLOWING LIST OF SUBSIDIARIES OF THE COMPANY, THOSE COMPANIES WHICH ARE INDENTED REPRESENT SUBSIDIARIES OF THE CORPORATION UNDER WHICH THEY ARE INDENTED. EXCEPT AS OTHERWISE INDICATED, 100% OF THE VOTING STOCK OF EACH OF THE SUBSIDIARIES LISTED BELOW IS OWNED OF RECORD OR BENEFICIALLY BY ITS INDICATED PARENT. CBO Investments Co. (100%) DP Holdings Ltd. (100%) DPCM Holdings, Inc.(100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca Capital Management LLC (74.9%) IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. 91 SCHEDULE 5.17 Insurance Matters NONE 92 SCHEDULE 7.1 Permitted Liens NONE 93 SCHEDULE 7.4 Permitted Indebtedness Loan from Phoenix Home Life Mutual Insurance Company in the original principal amount of $75,000,000 due March 22, 1999. Note payable to a former shareholder of Pasadena Capital Corporation in the amount of $1,781,525 due June 30, 2001. Note payable resulting from a prior acquisition made by Rogex Xxxxxxxx xxx Associates in the amount of $900,000 due December 31, 2001. 94 SCHEDULE 7.7 Contingent Obligations NONE 95 SCHEDULE 13.2 EURODOLLAR AND DOMESTIC LENDING OFFICES, CERTAIN ADDRESSES FOR NOTICES BORROWER: COST PLUS, INC. (address) ADMINISTRATIVE AGENT: Administrative Agent's Office: (for payments and Requests for Credit Extensions): BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATIONAMERICA, N.A. (address) Other Notices as Administrative Agent Agent: BANK OF AMERICA, N.A. (address) Schedule 10.02 L/C ISSUER: BANK OF AMERICA, N.A. (address) UNION BANK OF CALIFORNIA, N.A. Requests for Credit Extensions: Union Bank of America National Trust and Savings Association 231 Xxxxx XxXxxxx Xxxxxx XxxxxxxCalifornia, Xxxxxxxx 00000 Xxxention: Lizex Xxxxxx Xxlephone: N.A. (312address) 000-0000 Xxxsimile: (312) 000-0000 XXUTSCHE BANK AG, NEW YORK BRANCH as Syndication Agent Deutsche Bank AG, New York Branch 31 Wxxx 00xx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Susax Xxxxx Xxlephone: (212) 000-0000 Xxxsimile: THE BANK OF NEW YORK, as Documentation Agent The Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone:(212) 000-0000 Xxxsimile:(212) 000-0000 Xxth A Copy To: Willxxx Xxxxx Xxx Bank of New York 96 One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXNK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION, as a Bank Domestic and Eurodollar Lending Office: 231 X. XxXxxxx Xxxxxx Chicago, Illinois 60697 Attention: Denixx Xxxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 Xxtices Notices (other than Borrowing notices and Requests for Credit Extensions): Union Bank of California, N.A. (address) XXXXX FARGO HSBC TRADE BANK, N.A. Requests for Credit Extensions: Xxxxx Fargo HSBC Trade Bank, N.A. (address) Notices of Conversion/Continuation): 231 X. XxXxxxx Xxxxxx Chicago, Illinois 60697 Attention: Elizxxxxx Xxxxxx Xxlephone: (312) 000-0000 XXUTSCHE BANK AG, NEW YORK BRANCH AND/OR CAYMAN ISLAND BRANCH as a Bank Domestic and Eurodollar Lending Office: Deutsche Bank AG, New York Branch and/or Cayman Island Branch 31 Wxxx 00xx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Cherxx Xxxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxtice (other than Borrowing notices and Notices of Conversion/ContinuationRequests for Credit Extensions): Deutsche Bank AGXxxxx Fargo HSBC Trade Bank, New York Branch and/or Caymxx Xxxxxx Xxxxxx 00 Xxxx 00xx Xxxxxx Telephone: N.A. (212address) 000-0000 Xxxsimile: (212) 000-0000 XXE BANK Schedule 10.02 EXHIBIT A FORM OF NEW YORK, as a Bank Domestic and Eurodollar Lending Office: One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxth A Copy To: Willxxx Xxxxx Xxx Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXEET NATIONAL BANK, as a Bank Domestic and Eurodollar Lending Office: 13-2-3 98 777 Xxxx Xxxxxx XX/MO/0250 Hartxxxx, Xxxxxxxxxxx 00000 Xxxention: Icy L. Mounds Insurance Industry Dept. Telephone: (860) 000-0000 Xxxsimile: (860) 000-0000 007 Xxxx Xxxxxx XX/XX/0000 Xxxxxxxx, Xxxxxxxxxxx 00000 Xxxention: Elizxxxxx X. Xxxxxxx, Xotices (other than Borrowing notices and Notices of Conversion/Continuation): Insurance Industry Dept. Telephone: (860)000-0000 Xxxsimile: (860)000-0000 XXNK OF MONTREAL, as a Bank Domestic and Eurodollar Lending Office: 115 Xxxxx XxXxxxx Xxxxxx 00xh Floor West Chicago, Illinois 60603 Attention: Lora Xxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 115 Xxxxx XxXxxxx Xxxxxx 00xx Xxxxx Xxxx Xxxxxxx, Xxxxxxxx 00000 Xxxention: Charxxx Xxxx, Xxrporate Banking Telephone: (312) 000-0000 Xxxsimile: (312) 000-0000 XXNTXXXX XXXX, XXXXXXX, Domestic and Eurodollar Lending Office: 25 Pxxx Xxxxx Xxxxxxx, Xxxxxxx 00000 Xxxention: Kathx Xxxxxx, U.S. Corporate Banking - Operations Telephone: (404) 000-0000 Xxxsimile: (404) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 711 0xx Xxxxxx 00xx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Jamix XxXxxxx - Xanking Officer, U.S. Corporate Banking - Northeast Division Telephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXATE STREET BANK AND TRUST COMPANY, as a Bank Domestic and Eurodollar Lending Office: 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Paulx Xx. Armaxx, Xxan Administration Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Edwaxx X. Xxxxxxxx, Xxce President 13-2-5 100 Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 LOAN NOTICE OF BORROWING Date: ________________________, _____ To: Bank of America National Trust and Savings AssociationAmerica, N.A., as Administrative Agent for the Banks parties Ladies and Gentlemen: Reference is made to the that certain Credit Agreement Agreement, dated as of March 17May 29, 1999 2002 (as amended, restated, extended, renewed, amended supplemented or restated otherwise modified in writing from time to time, the "Credit Agreement") among Phoenix Investment Partners, Ltd., Phoenix Home Life Mutual Insurance Company, certain Banks which are signatories thereto, Bank of America National Trust and Savings Association, as Administrative Agent, Deutsche Bank AG, New York Branch, as Syndication Agent, and The Bank of New York, as Documentation Agent Ladies and Gentlemen: The undersigned, Phoenix Investment Partners, Ltd. (the "Company"), refers to the Credit Agreement, ;" the terms defined therein being used herein as therein defined), among Cost Plus, Inc., a California corporation (the "Borrower"), the Lenders from time to time party thereto, and Bank of America, N.A., as Administrative Agent and L/C Issuer. The undersigned hereby gives you notice irrevocably, pursuant to Section 2.3 of the Credit Agreement, of the requests (select one): [_] A Borrowing of Loans specified below:[_] A conversion or continuation of Loans

COMMITMENTS AND PRO RATA SHARES. BANK COMMITMENTS PRO RATA SHARE ------------------------------------------------------------------------------------------------------------------ Pro Rata Bank Commitment Share Bank of America National Trust and Savings Association $30,000,000 17.1428650,000,000 25% Association ------------------------------------------------------------------------------------------------------------------ Deutsche Bank AG, New York Branch and/or Cayman $27,500,000 15.71429% Island Branch ------------------------------------------------------------------------------------------------------------------ The Bank of New York $27,500,000 15.71429% ------------------------------------------------------------------------------------------------------------------ Fleet National Bank $22,500,000 12.8571450,000,000 25% ------------------------------------------------------------------------------------------------------------------ Bank of Montreal $22,500,000 12.85714% ------------------------------------------------------------------------------------------------------------------ Bank BostonMellon Bank, N.A. $15,000,000 8.5714350,000,000 25% ------------------------------------------------------------------------------------------------------------------ State Street Bank and Trust Company $15,000,000 8.5714350,000,000 25% ------------------------------------------------------------------------------------------------------------------ SunTrust Bank, Atlanta $15,000,000 8.57143% ------------------------------------------------------------------------------------------------------------------ TOTAL $175,000,000 100.0% ------------------------------------------------------------------------------------------------------------------ 83 SCHEDULE 5.5 Litigation NONE 84 SCHEDULE 5.7 ERISA NONE 85 SCHEDULE 5.11 Permitted Liabilities None, other than as contained in the footnotes to the financial statements referred to in Section 5.11(b). 86 SCHEDULE 5.12 Environmental Matters NONE 87 SCHEDULE 5.16 Subsidiaries and Minority Interests Subsidiaries of Guarantor Phoenix Home Life Mutual Insurance Company Connecticut River Discovery Center Foundation, Inc. (0%) Phoenix Foundation (0%) PM Holdings, Inc. (100%) Aberdeen Asset Management PLC (16%) Adriaen's Landing Management Company, LLC (100%) American Phoenix Corporation (85%) American Brokerage Corporation of Philadelphia (96.25%) American Phoenix Corporation of Connecticut (73.84%) GLB Advisers, Inc. (100%) American Phoenix Corporation of Maryland (100%) Poor, Bowex, Xxrtxxxx & Xennxxx xx PA, Inc. (51%) American Phoenix Corporation of Miami (85%) American Phoenix Corporation of Northern New Jersey (formerly American Phoenix Insurance Agency, Inc. (NJ) (100%) Giacxxxx Xxxe Associates, Inc. (100%) American Phoenix Corporation of Orlando (100%) American Phoenix Corporation of Western New York (94.44%) American Phoenix Insurance Agency of Chambersburg, Inc. (formerly known as McDoxxxx Xxxurance, Inc.) (87.4%) American Phoenix Insurance Agency of Georgia, Inc. (100%) American Phoenix Insurance Agency of Massachusetts, Inc. (formerly known as Caddxxx & Xyerx Xxxurance Agency) (80%) American Phoenix Insurance Agency, Inc. (100%) Howaxx Xxxx Xxxncy, Inc. (100%) Kalvxx-Xxxxxx Xxxdings, Ltd. (100%) American Phoenix Corporation of New York (100%) Kalvxx-Xxxxxx Xxxe Consultants, Inc. (100%) Kalvxx-Xxxxxx Xxxsulting Group, Inc. (100%) KAMMSAC International, Ltd. (100%) Property Owners & Managers Purchasing Group, Inc. (100%) Lees Xxxxxxx Xxxry (Holdings) Ltd. (63.02%) McCax Xxxporation (81.39%) Ashurst Processing Agency, Inc. (100%) McCax Xxxefits Corporation (100%) Nichxxxx & Xannxx Xxxncy, Inc. (100%) Premium Funding Associates Inc. (100%) Premium Funding Associates of New York, Inc. (100%) The Managing Agency Group, Inc. (100%) 88 American Phoenix Life and Reassurance Company (100%) APLAR Services, Ltd. (100%) Phoenix Life and Reassurance Company of New York (100%) Emprendimiento Compatido, S.A. (35%) Financial Administrative Services (TPA License Info only!) (%) Financial Administrative Services, Inc. (100%) HLI Management Corporation (100%) PHL Associates, Inc. (100%) PHL Associates Insurance Agency of AL, Inc. (100%) PHL Associates Insurance Agency of MA, Inc. (100%) PHL Associates Insurance Agency of MS, P.C. (%) PHL Associates Insurance Agency of NM, Inc. (100%) PHL Associates Insurance Agency of OH, Inc. (%) PHL Associates of Texas, Inc. (%) PHL Global Holding Company (100%) Phoenix Global Solutions (India), Pvt. Ltd. (100%) PHL Variable Insurance Company (100%) Phoenix-Aberdeen International Advisors, LLC (50%) Phoenix Founders Inc. (100%) 238 Xxxxxxxx Xxxx., Xnc. (100%) Phoenix Realty Equity Investments, Inc. (100%) Phoenix Realty Investors, Inc. (100%) Phoenix Global Solutions, Inc. (100%) Phoenix Group Holdings, Inc. (100%) Clinical Disability Management, Inc. (100%) Phoenix American Life Insurance Company (100%) Phoenix Dental Services, Inc. (100%) California Benefits Dental Plan (100%) Phoenix Group Services, Inc. (100%) Phoenix International Capital Corporation (formerly, Phoenix Strategic Capital Corporation) (100%) Phoenix Strategic Capital Corporation (100%) PractiCare, Inc. (100%) Phoenix Investment Partners, Ltd. (60%) CBO Investments Co. (100%) DP Holdings, Ltd. (100%) DPCM Holdings, Inc. (100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca capital Management LLC (74.9%) 89 IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. Phoenix Life and Annuity Company (100%) Phoenix Life Insurance Company (100%) Phoenix National Insurance Company (formerly Community National Assurance Company) (100%) Phoenix Real Estate Securities Inc. (100%) Phoenix Realty Group, Inc. (100%) Phoenix Realty Advisors, Inc. (100%) Phoenix Corporate Services, LLC (55%) Pinnacle Realty Management Company, Inc. (50%) Phoenix Realty Securities, Inc. (100%) Phoenix Shell Company, Inc. (formerly WorkXxxx.xxx Xxx.) (100%) Phoenix Variable Advisors, Inc. (0%) PM Trust Holding Company (100%) Charter Holding Corp. (80%) Charter New England Agency, Inc. (100%) Charter Trust Company (100%) Phoenix Charter Oak Trust Company (100%) PML International Insurance Limited (100%) The Webbist Inc. (100%) WorkPlus Insurance Services Inc. (formerly PHOENIXLINK Insurance Services Inc.)(100%) WorkPlus Insurance Agency of AL, Inc. (formerly known as PHOENIXLINK Insurance Agency of AL, Inc.) (100%) WorkPlus Insurance Agency of MA, Inc. (formerly PHOENIXLINK Insurance Agency of MA, Inc.) (100%) WorkPlus Insurance Services of Hawaii, Inc. (formerly WorkPlus Insurance Services of Hawaii, Inc.) (100%) WorkPlus Insurance Services of NM, Inc. (formerly PHOENIXLINK Insurance Services of NM, Inc.) (100%) WP Insurance Services Inc. of Texas (formerly PHOENIXLINK Insurance Services of TX, Inc.) (100%) Worldwide Phoenix Limited (100%) American Phoenix Investments Limited (100%) PHOENIXLINK Investments Inc. (Worldwide Phoenix Offshore, Inc.) (100%) W.S. Xxxxxxxx & Xo., Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of AL, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MA, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MS, P.C. (0%) 90 W.S. Xxxxxxxx Xxxurance Agency of NM, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of OH, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of TX, Inc. (0%) SUBSIDIARIES OF THE COMPANY IN THE FOLLOWING LIST OF SUBSIDIARIES OF THE COMPANY, THOSE COMPANIES WHICH ARE INDENTED REPRESENT SUBSIDIARIES OF THE CORPORATION UNDER WHICH THEY ARE INDENTED. EXCEPT AS OTHERWISE INDICATED, 200,000,000 100% OF THE VOTING STOCK OF EACH OF THE SUBSIDIARIES LISTED BELOW IS OWNED OF RECORD OR BENEFICIALLY BY ITS INDICATED PARENT. CBO Investments Co. (100%) DP Holdings Ltd. (100%) DPCM Holdings, Inc.(100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca Capital Management LLC (74.9%) IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. 91 SCHEDULE 5.17 Insurance Matters NONE 92 SCHEDULE 7.1 Permitted Liens NONE 93 SCHEDULE 7.4 Permitted Indebtedness Loan from Phoenix Home Life Mutual Insurance Company in the original principal amount of $75,000,000 due March 22, 1999. Note payable to a former shareholder of Pasadena Capital Corporation in the amount of $1,781,525 due June 30, 2001. Note payable resulting from a prior acquisition made by Rogex Xxxxxxxx xxx Associates in the amount of $900,000 due December 31, 2001. 94 SCHEDULE 7.7 Contingent Obligations NONE 95 SCHEDULE 13.2 EURODOLLAR III OFFSHORE AND DOMESTIC LENDING OFFICES, ADDRESSES FOR NOTICES THE FUNDS 000 Xxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000-0000 Facsimile No.: (000) 000-0000 Attention: Fund Accounting with a copy to: 000 Xxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000-0000 Facsimile No.: (000) 000-0000 Attention: Legal BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION, as Administrative Agent Bank of America National Trust and Savings Association 231 Agency Administrative Services 0000 Xxxxxxx Xxxxxxxxx, 0xx Xxxxx Xxxxxxx, Xxxxxxxxxx 00000 Attention: Xxxx Xxxxx Agency Administrative Officer Telephone: (000) 000-0000 Facsimile: (000) 000-0000 Payment Details: Account No: 1233-15041 ABA No: 0000-0000-0 Reference: Colonial Management Associates Attention: Xxxx Xxxxx Agency Administrative Officer Telephone: (000) 000-0000 Facsimile: (000) 000-0000 BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION Domestic and Offshore Lending Office: 0000 Xxxxxxx Xxxxxxxxx, Xxxxxx Xxxxx Xxxxxxx, Xxxxxxxxxx 00000 Notices (other than Loan Requests and Notices of Conversion/Continuation): Bank of America National Trust and Savings Association 000 Xxxxx XxXxxxx Xxxxxx Xxxxxxx, Xxxxxxxx 00000 XxxentionAttention: Lizex Xxxxxx XxlephoneXxxxxxx Telephone: (312000) 000-0000 XxxsimileFacsimile: (312000) 000-0000 XXUTSCHE FLEET NATIONAL BANK AGDomestic and Offshore Lending Office: One Federal Street Mail Code MAOF0210 Xxxxxx, NEW YORK BRANCH as Syndication Agent Deutsche Bank AG, New York Branch 31 Wxxx 00xx Xxxxxxxxxxxxx 00000 Attention: Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Susax Xxxxx XxlephoneXxXxxxxxxx Telephone: (212000) 000-0000 XxxsimileFacsimile: THE BANK OF NEW YORK, as Documentation Agent The Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone:(212(000) 000-0000 Xxxsimile:(212) 000-0000 Xxth A Copy To: Willxxx Xxxxx Xxx Bank of New York 96 One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXNK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION, as a Bank Domestic and Eurodollar Lending Office: 231 X. XxXxxxx Xxxxxx Chicago, Illinois 60697 Attention: Denixx Xxxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 Xxtices Notices (other than Borrowing notices Loan Requests and Notices of Conversion/Continuation): 231 X. XxXxxxx Fleet National Bank Financial Institutions Mail Stop CT MO 0250 000 Xxxx Xxxxxx Chicago, Illinois 60697 Xxxxxxxx Xxxxxxxxxxx 00000 Attention: Elizxxxxx Xxxxxx XxlephoneXxxx X. Pile Telephone: (312000) 000-0000 XXUTSCHE BANK AG, NEW YORK BRANCH AND/OR CAYMAN ISLAND BRANCH as a Bank Domestic and Eurodollar Lending Office: Deutsche Bank AG, New York Branch and/or Cayman Island Branch 31 Wxxx 00xx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Cherxx Xxxxxxxxxx XxlephoneFacsimile: (212000) 000-0000 Xxxsimile: (212) 000-0000 Xxtice (other than Borrowing notices and Notices of Conversion/Continuation): Deutsche Bank AG, New York Branch and/or Caymxx Xxxxxx Xxxxxx 00 Xxxx 00xx Xxxxxx Telephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXE BANK OF NEW YORK, as a Bank Domestic and Eurodollar Lending Office: One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxth A Copy To: Willxxx Xxxxx Xxx Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXEET NATIONAL MELLON BANK, as a Bank Domestic and Eurodollar Lending Office: 13-2-3 98 777 Xxxx Xxxxxx XX/MO/0250 Hartxxxx, Xxxxxxxxxxx 00000 Xxxention: Icy L. Mounds Insurance Industry Dept. Telephone: (860) 000-0000 Xxxsimile: (860) 000-0000 007 Xxxx Xxxxxx XX/XX/0000 Xxxxxxxx, Xxxxxxxxxxx 00000 Xxxention: Elizxxxxx X. Xxxxxxx, Xotices (other than Borrowing notices and Notices of Conversion/Continuation): Insurance Industry Dept. Telephone: (860)000-0000 Xxxsimile: (860)000-0000 XXNK OF MONTREAL, as a Bank Domestic and Eurodollar Lending Office: 115 Xxxxx XxXxxxx Xxxxxx 00xh Floor West Chicago, Illinois 60603 Attention: Lora Xxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 115 Xxxxx XxXxxxx Xxxxxx 00xx Xxxxx Xxxx Xxxxxxx, Xxxxxxxx 00000 Xxxention: Charxxx Xxxx, Xxrporate Banking Telephone: (312) 000-0000 Xxxsimile: (312) 000-0000 XXNTXXXX XXXX, XXXXXXX, Domestic and Eurodollar Lending Office: 25 Pxxx Xxxxx Xxxxxxx, Xxxxxxx 00000 Xxxention: Kathx Xxxxxx, U.S. Corporate Banking - Operations Telephone: (404) 000-0000 Xxxsimile: (404) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 711 0xx Xxxxxx 00xx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Jamix XxXxxxx - Xanking Officer, U.S. Corporate Banking - Northeast Division Telephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXATE STREET BANK AND TRUST COMPANY, as a Bank Domestic and Eurodollar Lending Office: 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Paulx Xx. Armaxx, Xxan Administration Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Edwaxx X. Xxxxxxxx, Xxce President 13-2-5 100 Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 NOTICE OF BORROWING Date: _____________________________ To: Bank of America National Trust and Savings Association, as Administrative Agent for the Banks parties to the Credit Agreement dated as of March 17, 1999 (as extended, renewed, amended or restated from time to time, the "Credit Agreement") among Phoenix Investment Partners, Ltd., Phoenix Home Life Mutual Insurance Company, certain Banks which are signatories thereto, Bank of America National Trust and Savings Association, as Administrative Agent, Deutsche Bank AG, New York Branch, as Syndication Agent, and The Bank of New York, as Documentation Agent Ladies and Gentlemen: The undersigned, Phoenix Investment Partners, Ltd. (the "Company"), refers to the Credit Agreement, the terms defined therein being used herein as therein defined, and hereby gives you notice irrevocably, pursuant to Section 2.3 of the Credit Agreement, of the Borrowing of Loans specified below:N.A.

COMMITMENTS AND PRO RATA SHARES. BANK COMMITMENTS PRO RATA SHARE ------------------------------------------------------------------------------------------------------------------ Pro Rata Bank Commitment Share ---- --------------------------------------------------- Bank of America National Trust and Savings Association $30,000,000 17.1428635,000,000 35% Association ------------------------------------------------------------------------------------------------------------------ Deutsche Bank AG, New York Branch and/or Cayman $27,500,000 15.71429% Island Branch ------------------------------------------------------------------------------------------------------------------ The Bank of New York $27,500,000 15.71429% ------------------------------------------------------------------------------------------------------------------ Fleet National Bank $22,500,000 12.8571430,000,000 30% ------------------------------------------------------------------------------------------------------------------ Bank of Montreal Banque Nationale de Paris $22,500,000 12.8571425,000,000 25% ------------------------------------------------------------------------------------------------------------------ Bank BostonThe Sumitomo Trust & Banking Co., N.A. Ltd. $15,000,000 8.5714310,000,000 10% ------------------------------------------------------------------------------------------------------------------ State Street Bank and Trust Company $15,000,000 8.57143% ------------------------------------------------------------------------------------------------------------------ SunTrust Bank, Atlanta $15,000,000 8.57143% ------------------------------------------------------------------------------------------------------------------ TOTAL $175,000,000 100.0% ------------------------------------------------------------------------------------------------------------------ 83 SCHEDULE 5.5 Litigation NONE 84 SCHEDULE 5.7 ERISA NONE 85 SCHEDULE 5.11 Permitted Liabilities None, other than as contained in the footnotes to the financial statements referred to in Section 5.11(b). 86 SCHEDULE 5.12 Environmental Matters NONE 87 SCHEDULE 5.16 Subsidiaries and Minority Interests Subsidiaries of Guarantor Phoenix Home Life Mutual Insurance Company Connecticut River Discovery Center Foundation, Inc. (0%) Phoenix Foundation (0%) PM Holdings, Inc. (100%) Aberdeen Asset Management PLC (16%) Adriaen's Landing Management Company, LLC (100%) American Phoenix Corporation (85%) American Brokerage Corporation of Philadelphia (96.25%) American Phoenix Corporation of Connecticut (73.84%) GLB Advisers, Inc. (100%) American Phoenix Corporation of Maryland (100%) Poor, Bowex, Xxrtxxxx & Xennxxx xx PA, Inc. (51%) American Phoenix Corporation of Miami (85%) American Phoenix Corporation of Northern New Jersey (formerly American Phoenix Insurance Agency, Inc. (NJ) (100%) Giacxxxx Xxxe Associates, Inc. (100%) American Phoenix Corporation of Orlando (100%) American Phoenix Corporation of Western New York (94.44%) American Phoenix Insurance Agency of Chambersburg, Inc. (formerly known as McDoxxxx Xxxurance, Inc.) (87.4%) American Phoenix Insurance Agency of Georgia, Inc. (100%) American Phoenix Insurance Agency of Massachusetts, Inc. (formerly known as Caddxxx & Xyerx Xxxurance Agency) (80%) American Phoenix Insurance Agency, Inc. (100%) Howaxx Xxxx Xxxncy, Inc. (100%) Kalvxx-Xxxxxx Xxxdings, Ltd. (100%) American Phoenix Corporation of New York (100%) Kalvxx-Xxxxxx Xxxe Consultants, Inc. (100%) Kalvxx-Xxxxxx Xxxsulting Group, Inc. (100%) KAMMSAC International, Ltd. (100%) Property Owners & Managers Purchasing Group, Inc. (100%) Lees Xxxxxxx Xxxry (Holdings) Ltd. (63.02%) McCax Xxxporation (81.39%) Ashurst Processing Agency, Inc. (100%) McCax Xxxefits Corporation (100%) Nichxxxx & Xannxx Xxxncy, Inc. (100%) Premium Funding Associates Inc. (100%) Premium Funding Associates of New York, Inc. (100%) The Managing Agency Group, Inc. (100%) 88 American Phoenix Life and Reassurance Company (100%) APLAR Services, Ltd. (100%) Phoenix Life and Reassurance Company of New York (100%) Emprendimiento Compatido, S.A. (35%) Financial Administrative Services (TPA License Info only!) (%) Financial Administrative Services, Inc. (100%) HLI Management Corporation (100%) PHL Associates, Inc. (100%) PHL Associates Insurance Agency of AL, Inc. (100%) PHL Associates Insurance Agency of MA, Inc. (100%) PHL Associates Insurance Agency of MS, P.C. (%) PHL Associates Insurance Agency of NM, Inc. (100%) PHL Associates Insurance Agency of OH, Inc. (%) PHL Associates of Texas, Inc. (%) PHL Global Holding Company (100%) Phoenix Global Solutions (India), Pvt. Ltd. (100%) PHL Variable Insurance Company (100%) Phoenix-Aberdeen International Advisors, LLC (50%) Phoenix Founders Inc. (100%) 238 Xxxxxxxx Xxxx., Xnc. (100%) Phoenix Realty Equity Investments, Inc. (100%) Phoenix Realty Investors, Inc. (100%) Phoenix Global Solutions, Inc. (100%) Phoenix Group Holdings, Inc. (100%) Clinical Disability Management, Inc. (100%) Phoenix American Life Insurance Company (100%) Phoenix Dental Services, Inc. (100%) California Benefits Dental Plan (100%) Phoenix Group Services, Inc. (100%) Phoenix International Capital Corporation (formerly, Phoenix Strategic Capital Corporation) (100%) Phoenix Strategic Capital Corporation (100%) PractiCare, Inc. (100%) Phoenix Investment Partners, Ltd. (60%) CBO Investments Co. (100%) DP Holdings, Ltd. (100%) DPCM Holdings, Inc. (100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca capital Management LLC (74.9%) 89 IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. Phoenix Life and Annuity Company (100%) Phoenix Life Insurance Company (100%) Phoenix National Insurance Company (formerly Community National Assurance Company) (100%) Phoenix Real Estate Securities Inc. (100%) Phoenix Realty Group, Inc. (100%) Phoenix Realty Advisors, Inc. (100%) Phoenix Corporate Services, LLC (55%) Pinnacle Realty Management Company, Inc. (50%) Phoenix Realty Securities, Inc. (100%) Phoenix Shell Company, Inc. (formerly WorkXxxx.xxx Xxx.) (100%) Phoenix Variable Advisors, Inc. (0%) PM Trust Holding Company (100%) Charter Holding Corp. (80%) Charter New England Agency, Inc. (100%) Charter Trust Company (100%) Phoenix Charter Oak Trust Company (100%) PML International Insurance Limited (100%) The Webbist Inc. (100%) WorkPlus Insurance Services Inc. (formerly PHOENIXLINK Insurance Services Inc.)(100%) WorkPlus Insurance Agency of AL, Inc. (formerly known as PHOENIXLINK Insurance Agency of AL, Inc.) (100%) WorkPlus Insurance Agency of MA, Inc. (formerly PHOENIXLINK Insurance Agency of MA, Inc.) (100%) WorkPlus Insurance Services of Hawaii, Inc. (formerly WorkPlus Insurance Services of Hawaii, Inc.) (100%) WorkPlus Insurance Services of NM, Inc. (formerly PHOENIXLINK Insurance Services of NM, Inc.) (100%) WP Insurance Services Inc. of Texas (formerly PHOENIXLINK Insurance Services of TX, Inc.) (100%) Worldwide Phoenix Limited (100%) American Phoenix Investments Limited (100%) PHOENIXLINK Investments Inc. (Worldwide Phoenix Offshore, Inc.) (100%) W.S. Xxxxxxxx & Xo., Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of AL, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MA, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MS, P.C. (0%) 90 W.S. Xxxxxxxx Xxxurance Agency of NM, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of OH, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of TX, Inc. (0%) SUBSIDIARIES OF THE COMPANY IN THE FOLLOWING LIST OF SUBSIDIARIES OF THE COMPANY, THOSE COMPANIES WHICH ARE INDENTED REPRESENT SUBSIDIARIES OF THE CORPORATION UNDER WHICH THEY ARE INDENTED. EXCEPT AS OTHERWISE INDICATED, 100,000,000 100% OF THE VOTING STOCK OF EACH OF THE SUBSIDIARIES LISTED BELOW IS OWNED OF RECORD OR BENEFICIALLY BY ITS INDICATED PARENT. CBO Investments Co. (100%) DP Holdings Ltd. (100%) DPCM Holdings, Inc.(100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca Capital Management LLC (74.9%) IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. 91 SCHEDULE 5.17 Insurance Matters NONE 92 SCHEDULE 7.1 Permitted Liens NONE 93 SCHEDULE 7.4 Permitted Indebtedness Loan from Phoenix Home Life Mutual Insurance Company in the original principal amount of $75,000,000 due March 22, 1999. Note payable to a former shareholder of Pasadena Capital Corporation in the amount of $1,781,525 due June 30, 2001. Note payable resulting from a prior acquisition made by Rogex Xxxxxxxx xxx Associates in the amount of $900,000 due December 31, 2001. 94 SCHEDULE 7.7 Contingent Obligations NONE 95 SCHEDULE 13.2 EURODOLLAR 11.02 OFFSHORE AND DOMESTIC LENDING OFFICES, ADDRESSES FOR NOTICES BANK CYPRESS SEMICONDUCTOR CORPORATION CYPRESS SEMICONDUCTOR CORPORATION 3901 Xxxxx Xxxxx Xxxxxx Xxx Xxxx, XX 00000-0000 Xxxention: Mannx Xxxxxxxxx Telephone: (408) 000-0000 Facsimile: (408) 000-0000 XANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION, as Administrative Agent Borrowing notices, Notices of Conversion/Continuation and Payments: Bank of America National Trust and Savings Association 231 Agency Management Services #5596 1455 Xxxxxx Xxxxxx, 00xx Xxxxx XxXxxxx Xxxxxx XxxxxxxXxx Xxxxxxxxx, Xxxxxxxx Xxxxxxxxxx 00000 Xxxention: Lizex Xxxxxx XxlephoneWendx Xxxxx Telephone: (312415) 000-0000 XxxsimileFacsimile: (312415) 000-0000 XXUTSCHE Xxl other notices: BANK AGOF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION The Mid-Cap Technology Group #3537 530 Xxxxxx Xxxxxx, NEW YORK BRANCH as Syndication Agent Deutsche Bank AG, New York Branch 31 Wxxx 00xx Xxxxxx Xxx Xxxxx Xxxx Xxxx, Xxx Xxxx XX 00000 Xxxention: Susax Xxxxx XxlephoneCecixx Xxxson Telephone: (212415) 000-0000 XxxsimileFacsimile: THE BANK OF NEW YORK, as Documentation Agent The Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone:(212(415) 000-0000 Xxxsimile:(212) 000-0000 Xxth A Copy To107 AGENT'S PAYMENT OFFICE: Willxxx Xxxxx Xxx Bank of New York 96 One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXNK BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION ABA No. 1210-0000-0 0000 Xxxxxxx Xxxxxxxxx, Xxxxxx Xxxxx Xxxxxxx, Xxxxxxxxxx 00000 Xxxount No.: ___________ Reference: _____________________ Attention: Agency Management Services #5596 XXXX XX XXXXXXX XXXIONAL TRUST AND SAVINGS ASSOCIATION, as a Bank Domestic and Eurodollar Offshore Lending Office: 231 X. XxXxxxx Xxxxxx ChicagoOffice (Borrowing notices, Illinois 60697 Attention: Denixx Xxxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation, and Payments): 231 X. XxXxxxx Xxxxxx Chicago, Illinois 60697 Attention: Elizxxxxx Xxxxxx Xxlephone: (312) 000-0000 XXUTSCHE BANK AG, NEW YORK BRANCH AND/OR CAYMAN ISLAND BRANCH as a Bank Domestic and Eurodollar Lending Office: Deutsche Bank AG, New York Branch and/or Cayman Island Branch 31 Wxxx 00xx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Cherxx Xxxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxtice (other than Borrowing notices and Notices of Conversion/Continuation): Deutsche Bank AG, New York Branch and/or Caymxx Xxxxxx Xxxxxx 00 Xxxx 00xx Xxxxxx Telephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXE BANK OF NEW YORKAMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION 1850 Xxxxxxx Xxxxxxxxx, as a Bank Domestic and Eurodollar Lending Office: One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxth A Copy To: Willxxx Xxxxx Xxx Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXEET NATIONAL BANK, as a Bank Domestic and Eurodollar Lending Office: 13-2-3 98 777 Xxxx Xxxxxx XX/MO/0250 Hartxxxx, Xxxxxxxxxxx 00000 Xxxention: Icy L. Mounds Insurance Industry Dept. Telephone: (860) 000-0000 Xxxsimile: (860) 000-0000 007 Xxxx Xxxxxx XX/XX/0000 Xxxxxxxx, Xxxxxxxxxxx 00000 Xxxention: Elizxxxxx X. Xxxxxxx, Xotices (other than Borrowing notices and Notices of Conversion/Continuation): Insurance Industry Dept. Telephone: (860)000-0000 Xxxsimile: (860)000-0000 XXNK OF MONTREAL, as a Bank Domestic and Eurodollar Lending Office: 115 Xxxxx XxXxxxx Xxxxxx 00xh Floor West Chicago, Illinois 60603 Attention: Lora Xxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 115 Xxxxx XxXxxxx Xxxxxx 00xx Xxxxx Xxxx Xxxxxxx, Xxxxxxxx 00000 Xxxention: Charxxx Xxxx, Xxrporate Banking Telephone: (312) 000-0000 Xxxsimile: (312) 000-0000 XXNTXXXX XXXX, XXXXXXX, Domestic and Eurodollar Lending Office: 25 Pxxx Xxxxx Xxxxxxx, Xxxxxxx Xxxxxxxxxx 00000 Xxxention: Kathx Xxxxxx, U.S. Corporate Banking - Operations Telephone: (404) 000-0000 Xxxsimile: (404) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 711 0xx Xxxxxx 00xx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Jamix XxXxxxx - Xanking Officer, U.S. Corporate Banking - Northeast Division Telephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXATE STREET BANK AND TRUST COMPANY, as a Bank Domestic and Eurodollar Lending Office: 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Paulx Xx. Armaxx, Xxan Administration Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Edwaxx X. Xxxxxxxx, Xxce President 13-2-5 100 Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 NOTICE OF BORROWING Date: _______________ Telephone: (510) ________ Facsimile: (510) ________ All other notices: BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION The Mid-Cap Technology Group #3537 530 Xxxxxx Xxxxxx, Xxxxxx Xxxxx Xxxx Xxxx, XX 00000 Xxxention: Cecixx Xxxson Telephone: (415) 000-0000 Facsimile: (415) 000-0000 XLEET NATIONAL BANK, as Co-Agent and a Bank Domestic and Offshore Lending Office(s) (Borrowing notices, Notices of 108 Conversion/Continuation, and Payments): FLEET NATIONAL BANK Mail Stop MAOF 0320 1 Fexxxxx Xxxxxx Xxxxxx, XX 00000 Xxxention: Paulxxx Xxxxxxxxx Telephone: (617) 000-0000 Facsimile: (617) 000-0000 All other notices: FLEET NATIONAL BANK Mail Stop MAOF 0305 1 Fexxxxx Xxxxxx Xxxxxx, XX 00000 Xxxention: Mr. Xxxxx Xxxxxx Vice President Telephone: (617) 000-0000 Facsimile: (617) 000-0000 XANQUE NATIONALE DE PARIS Domestic and Offshore Lending Office(s) (Borrowing notices, Notices of Conversion/Continuation, and Payments): BANQUE NATIONALE DE PARIS 180 Xxxxxxxxxx Xxxxxx Xxx Francisco, CA 94104 Attention: Donaxx Xxxx, Xxeasury Telephone: (415) 000-0000 Facsimile: (415) 000-0000 Xll other notices: BANQUE NATIONALE DE PARIS 180 Xxxxxxxxxx Xxxxxx Xxx Francisco, CA 94104 Attention: Rafaxx Xxxxxxxx, Xxrporate Banking Telephone: (415) 000-0000 Facsimile: (415) 000-0000 XHE SUMITOMO TRUST & BANKING CO., LTD. Domestic and Offshore Lending Office(s) (Borrowing notices, Notices of Conversion/Continuation, and Payments): THE SUMITOMO TRUST & BANKING CO., LTD. Los Angeles 333 Xxxxx Xxxxx Xxxxxx, Xxxxx 0000 000 Xxx Xxxxxxx, XX 00000 Xxxention: Ms. Xxxxxxx Xxxxxxx Telephone: (213) 000-0000 Facsimile: (213) 000-0000 All other notices: THE SUMITOMO TRUST & BANKING CO., LTD. 333 Xxxxx Xxxxx Xxxxxx, Xxxxx 0000 Xxx Xxxxxxx, XX 00000 Xxxention: Ninoxx X. Xxxxxxxx Vice President & Manager Telephone: (213) 000-0000 Facsimile: (213) 000-0000 112 EXHIBIT A to the Credit Agreement FORM OF NOTICE OF BORROWING Date: _______________________ To: Bank of America National Trust and Savings AssociationAssociation as Agent Agency Management Services (#5596) 1455 Xxxxxx Xxxxxx, as Administrative Agent for the Banks parties to the Credit Agreement dated as of March 1700xx Xx. Xxx Xxxxxxxxx, 1999 (as extended, renewed, amended or restated from time to time, the "Credit Agreement") among Phoenix Investment Partners, Ltd., Phoenix Home Life Mutual Insurance Company, certain Banks which are signatories thereto, Bank of America National Trust and Savings Association, as Administrative Agent, Deutsche Bank AG, New York Branch, as Syndication Agent, and The Bank of New York, as Documentation Agent XX 00000 Attn: Wendx Xxxxx Re: Cypress Semiconductor Corporation Ladies and Gentlemen: The undersigned, Phoenix Investment Partners, Ltd. Cypress Semiconductor Corporation (the "Company"), refers to the Credit AgreementAgreement dated as of July 24, 1996 (as amended, modified, renewed or extended from time to time, the terms defined therein being used herein "Credit Agreement"), among the Company, the several financial institutions party to the Credit Agreement (the "Banks"), Fleet Bank, as therein definedCo-Agent, and Bank of America National Trust and Savings Association, as Issuing Bank and Agent for the Banks, for full particulars of the matters herein described. All capitalized terms used in this Notice of Borrowing and not otherwise defined herein shall have the meanings assigned to such terms in the Credit Agreement. The undersigned hereby gives you notice irrevocablyirrevocable notice, pursuant to Section 2.3 2.03 of the Credit Agreement, of the Borrowing of Loans specified belowherein and that:

COMMITMENTS AND PRO RATA SHARES. BANK COMMITMENTS LENDER COMMITMENT PRO RATA SHARE ------------------------------------------------------------------------------------------------------------------ -------------------------------------------------------------------------------- Bank of America National Trust and Savings America, N.A. $30,000,000 17.14286100,000,000.00 25.000000% Association ------------------------------------------------------------------------------------------------------------------ Deutsche JPMorgan Chase Bank AG, New York Branch and/or Cayman $27,500,000 15.71429100,000,000.00 25.000000% Island Branch ------------------------------------------------------------------------------------------------------------------ The Bank of New York Tokyo-Mitsubishi, Ltd. $27,500,000 15.71429100,000,000.00 25.000000% ------------------------------------------------------------------------------------------------------------------ Fleet National Bank $22,500,000 12.85714% ------------------------------------------------------------------------------------------------------------------ Bank of Montreal $22,500,000 12.85714% ------------------------------------------------------------------------------------------------------------------ Bank Boston, N.A. $15,000,000 8.57143% ------------------------------------------------------------------------------------------------------------------ State Street Bank and Trust Company $15,000,000 8.57143% ------------------------------------------------------------------------------------------------------------------ SunTrust Bank, Atlanta $15,000,000 8.57143% ------------------------------------------------------------------------------------------------------------------ TOTAL $175,000,000 100.0% ------------------------------------------------------------------------------------------------------------------ 83 SCHEDULE 5.5 Litigation NONE 84 SCHEDULE 5.7 ERISA NONE 85 SCHEDULE 5.11 Permitted Liabilities None, other than as contained in the footnotes to the financial statements referred to in Section 5.11(b). 86 SCHEDULE 5.12 Environmental Matters NONE 87 SCHEDULE 5.16 Subsidiaries and Minority Interests Subsidiaries of Guarantor Phoenix Home Life Mutual Insurance Company Connecticut River Discovery Center FoundationCiticorp USA, Inc. (0%) Phoenix Foundation (0%) PM Holdings$100,000,000.00 25.000000% Total $400,000,000.00 100.000000000% SCHEDULE 9.2 ADMINISTRATIVE AGENT'S OFFICE, Inc. (100%) Aberdeen Asset Management PLC (16%) Adriaen's Landing Management Company, LLC (100%) American Phoenix Corporation (85%) American Brokerage Corporation of Philadelphia (96.25%) American Phoenix Corporation of Connecticut (73.84%) GLB Advisers, Inc. (100%) American Phoenix Corporation of Maryland (100%) Poor, Bowex, Xxrtxxxx & Xennxxx xx PA, Inc. (51%) American Phoenix Corporation of Miami (85%) American Phoenix Corporation of Northern New Jersey (formerly American Phoenix Insurance Agency, Inc. (NJ) (100%) Giacxxxx Xxxe Associates, Inc. (100%) American Phoenix Corporation of Orlando (100%) American Phoenix Corporation of Western New York (94.44%) American Phoenix Insurance Agency of Chambersburg, Inc. (formerly known as McDoxxxx Xxxurance, Inc.) (87.4%) American Phoenix Insurance Agency of Georgia, Inc. (100%) American Phoenix Insurance Agency of Massachusetts, Inc. (formerly known as Caddxxx & Xyerx Xxxurance Agency) (80%) American Phoenix Insurance Agency, Inc. (100%) Howaxx Xxxx Xxxncy, Inc. (100%) Kalvxx-Xxxxxx Xxxdings, Ltd. (100%) American Phoenix Corporation of New York (100%) Kalvxx-Xxxxxx Xxxe Consultants, Inc. (100%) Kalvxx-Xxxxxx Xxxsulting Group, Inc. (100%) KAMMSAC International, Ltd. (100%) Property Owners & Managers Purchasing Group, Inc. (100%) Lees Xxxxxxx Xxxry (Holdings) Ltd. (63.02%) McCax Xxxporation (81.39%) Ashurst Processing Agency, Inc. (100%) McCax Xxxefits Corporation (100%) Nichxxxx & Xannxx Xxxncy, Inc. (100%) Premium Funding Associates Inc. (100%) Premium Funding Associates of New York, Inc. (100%) The Managing Agency Group, Inc. (100%) 88 American Phoenix Life and Reassurance Company (100%) APLAR Services, Ltd. (100%) Phoenix Life and Reassurance Company of New York (100%) Emprendimiento Compatido, S.A. (35%) Financial Administrative Services (TPA License Info only!) (%) Financial Administrative Services, Inc. (100%) HLI Management Corporation (100%) PHL Associates, Inc. (100%) PHL Associates Insurance Agency of AL, Inc. (100%) PHL Associates Insurance Agency of MA, Inc. (100%) PHL Associates Insurance Agency of MS, P.C. (%) PHL Associates Insurance Agency of NM, Inc. (100%) PHL Associates Insurance Agency of OH, Inc. (%) PHL Associates of Texas, Inc. (%) PHL Global Holding Company (100%) Phoenix Global Solutions (India), Pvt. Ltd. (100%) PHL Variable Insurance Company (100%) Phoenix-Aberdeen International Advisors, LLC (50%) Phoenix Founders Inc. (100%) 238 Xxxxxxxx Xxxx., Xnc. (100%) Phoenix Realty Equity Investments, Inc. (100%) Phoenix Realty Investors, Inc. (100%) Phoenix Global Solutions, Inc. (100%) Phoenix Group Holdings, Inc. (100%) Clinical Disability Management, Inc. (100%) Phoenix American Life Insurance Company (100%) Phoenix Dental Services, Inc. (100%) California Benefits Dental Plan (100%) Phoenix Group Services, Inc. (100%) Phoenix International Capital Corporation (formerly, Phoenix Strategic Capital Corporation) (100%) Phoenix Strategic Capital Corporation (100%) PractiCare, Inc. (100%) Phoenix Investment Partners, Ltd. (60%) CBO Investments Co. (100%) DP Holdings, Ltd. (100%) DPCM Holdings, Inc. (100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca capital Management LLC (74.9%) 89 IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. Phoenix Life and Annuity Company (100%) Phoenix Life Insurance Company (100%) Phoenix National Insurance Company (formerly Community National Assurance Company) (100%) Phoenix Real Estate Securities Inc. (100%) Phoenix Realty Group, Inc. (100%) Phoenix Realty Advisors, Inc. (100%) Phoenix Corporate Services, LLC (55%) Pinnacle Realty Management Company, Inc. (50%) Phoenix Realty Securities, Inc. (100%) Phoenix Shell Company, Inc. (formerly WorkXxxx.xxx Xxx.) (100%) Phoenix Variable Advisors, Inc. (0%) PM Trust Holding Company (100%) Charter Holding Corp. (80%) Charter New England Agency, Inc. (100%) Charter Trust Company (100%) Phoenix Charter Oak Trust Company (100%) PML International Insurance Limited (100%) The Webbist Inc. (100%) WorkPlus Insurance Services Inc. (formerly PHOENIXLINK Insurance Services Inc.)(100%) WorkPlus Insurance Agency of AL, Inc. (formerly known as PHOENIXLINK Insurance Agency of AL, Inc.) (100%) WorkPlus Insurance Agency of MA, Inc. (formerly PHOENIXLINK Insurance Agency of MA, Inc.) (100%) WorkPlus Insurance Services of Hawaii, Inc. (formerly WorkPlus Insurance Services of Hawaii, Inc.) (100%) WorkPlus Insurance Services of NM, Inc. (formerly PHOENIXLINK Insurance Services of NM, Inc.) (100%) WP Insurance Services Inc. of Texas (formerly PHOENIXLINK Insurance Services of TX, Inc.) (100%) Worldwide Phoenix Limited (100%) American Phoenix Investments Limited (100%) PHOENIXLINK Investments Inc. (Worldwide Phoenix Offshore, Inc.) (100%) W.S. Xxxxxxxx & Xo., Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of AL, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MA, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of MS, P.C. (0%) 90 W.S. Xxxxxxxx Xxxurance Agency of NM, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of OH, Inc. (100%) W.S. Xxxxxxxx Xxxurance Agency of TX, Inc. (0%) SUBSIDIARIES OF THE COMPANY IN THE FOLLOWING LIST OF SUBSIDIARIES OF THE COMPANY, THOSE COMPANIES WHICH ARE INDENTED REPRESENT SUBSIDIARIES OF THE CORPORATION UNDER WHICH THEY ARE INDENTED. EXCEPT AS OTHERWISE INDICATED, 100% OF THE VOTING STOCK OF EACH OF THE SUBSIDIARIES LISTED BELOW IS OWNED OF RECORD OR BENEFICIALLY BY ITS INDICATED PARENT. CBO Investments Co. (100%) DP Holdings Ltd. (100%) DPCM Holdings, Inc.(100%) Duff & Phelxx Xxxestment Management Co. (100%) DPIM Inc. (100%) Phoenix Duff & Phelxx Xxxestment Advisers (100%) National Securities & Research Corporation (100%) Phoenix Equity Planning Corporation (100%) Phoenix Investment Counsel, Inc. (100%) Windy City Investments Co. (100%) Seneca Capital Management LLC (74.9%) IPWC CBO Corporation (100%) Zweix/Xxxsxx Xxxisers LLC Zweix/Xxxisers, Inc. Zweix/Xxxsxx Xxxisers Euclid Advisers LLC Zweix Xxxal Return Advisers, Inc. Zweix Xxxurities Corp. 91 SCHEDULE 5.17 Insurance Matters NONE 92 SCHEDULE 7.1 Permitted Liens NONE 93 SCHEDULE 7.4 Permitted Indebtedness Loan from Phoenix Home Life Mutual Insurance Company in the original principal amount of $75,000,000 due March 22, 1999. Note payable to a former shareholder of Pasadena Capital Corporation in the amount of $1,781,525 due June 30, 2001. Note payable resulting from a prior acquisition made by Rogex Xxxxxxxx xxx Associates in the amount of $900,000 due December 31, 2001. 94 SCHEDULE 7.7 Contingent Obligations NONE 95 SCHEDULE 13.2 EURODOLLAR AND DOMESTIC LENDING OFFICES, CERTAIN ADDRESSES FOR NOTICES BANK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATIONBORROWER: TOYOTA MOTOR CREDIT CORPORATION Borrower's Address ------------------ (for all purposes) Toyota Motor Credit Corporation 00000 Xxxxx Xxxxxxx Xxxxxx P.O. Box 2991 Mail Stop NF-10 Torrance, as Administrative Agent Bank of America Ca. 90509 Attention: Xxxx Xxxxxx, National Trust and Savings Association 231 Xxxxx XxXxxxx Xxxxxx Xxxxxxx, Xxxxxxxx 00000 Xxxention: Lizex Xxxxxx XxlephoneTreasury Manager Telephone: (312000) 000-0000 XxxsimileFacsimile: (312000) 000-0000 XXUTSCHE BANK AG(With a copy to): Toyota Motor Credit Corporation 00000 Xxxxx Xxxxxxx Xxxxxx P.O. Box 2991 Mail Stop NF-10 Torrance, NEW YORK BRANCH as Syndication Agent Deutsche Bank AGCa. 90509 Attention: Xxxxx Xxxxxx, New York Branch 31 Wxxx 00xx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Susax Xxxxx XxlephoneCash Manager Telephone: (212000) 000-0000 XxxsimileFacsimile: THE BANK OF NEW YORK, as Documentation Agent The Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone:(212(000) 000-0000 Xxxsimile:(212ADMINISTRATIVE AGENT: BANK OF AMERICA, N.A. Administrative Agent's Office ----------------------------- (for Notices of Payments and Requests for Loans): Bank of America, N.A. 0000 Xxxxxxx Xxxx., 0xx Xxxxx Xxxxxxx, XX 00000 Mail Code: CA4-706-05-09 Attention: Xxxxxxxx Xxxxxxxx Telephone: (000) 000-0000 Xxth A Copy To: Willxxx Xxxxx Xxx Bank of New York 96 One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 XxlephoneFacsimile: (212000) 000-0000 Xxxsimile(for Payments): Xxxx xx Xxxxxxx, X.X. Xxxxxx, XX Account No.: 3750836479 Ref: Toyota Motor Credit Corporation ABA# 000000000 (Other Notices as Administrative Agent): Bank of America, N.A. Japan-Financial Institutions Mail Code: 000-000-00-00 Sanno Xxxx Xxxxx 00X 0-00-0 Xxxxxxxxx, Xxxxxxx-Xx Xxxxx 000-0000 Xxxxx Attention: Mashiko Ando Telephone: 00-0-0000-0000 Facsimile: 00-0-0000-0000 Electronic Mail: xxxxxxxx.xxxx@xxxxxxxxxxxxx.xxx (With a Copy to): Bank of America, N.A. Agency Management Mail Code: CA5-701-05-19 0000 Xxxxxx Xxxxxx Xxx Xxxxxxxxx, XX 00000-0000 Attention: Anthea Del Xxxxxx Telephone: (212000) 000-0000 XXNK OF AMERICA NATIONAL TRUST AND SAVINGS ASSOCIATION, as a Bank Domestic and Eurodollar Lending Office: 231 X. XxXxxxx Xxxxxx Chicago, Illinois 60697 Attention: Denixx Xxxxxxx XxlephoneFacsimile: (312000) 000-0000 XxxsimileElectronic Mail: (312) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 231 X. XxXxxxx Xxxxxx Chicago, Illinois 60697 Attention: Elizxxxxx Xxxxxx Xxlephone: (312) 000-0000 XXUTSCHE BANK AG, NEW YORK BRANCH AND/OR CAYMAN ISLAND BRANCH as a Bank Domestic and Eurodollar Lending Office: Deutsche Bank AG, New York Branch and/or Cayman Island Branch 31 Wxxx 00xx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Cherxx Xxxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxtice (other than Borrowing notices and Notices of Conversion/Continuation): Deutsche Bank AG, New York Branch and/or Caymxx Xxxxxx Xxxxxx 00 Xxxx 00xx Xxxxxx Telephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXE BANK xxxxxx.xxx_xxxxxx@xxxxxxxxxxxxx.xxx EXHIBIT A FORM OF NEW YORK, as a Bank Domestic and Eurodollar Lending Office: One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxth A Copy To: Willxxx Xxxxx Xxx Bank of New York One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): One Xxxx Xxxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Melaxxx Xxxxxxxxx Xxlephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXEET NATIONAL BANK, as a Bank Domestic and Eurodollar Lending Office: 13-2-3 98 777 Xxxx Xxxxxx XX/MO/0250 Hartxxxx, Xxxxxxxxxxx 00000 Xxxention: Icy L. Mounds Insurance Industry Dept. Telephone: (860) 000-0000 Xxxsimile: (860) 000-0000 007 Xxxx Xxxxxx XX/XX/0000 Xxxxxxxx, Xxxxxxxxxxx 00000 Xxxention: Elizxxxxx X. Xxxxxxx, Xotices (other than Borrowing notices and Notices of Conversion/Continuation): Insurance Industry Dept. Telephone: (860)000-0000 Xxxsimile: (860)000-0000 XXNK OF MONTREAL, as a Bank Domestic and Eurodollar Lending Office: 115 Xxxxx XxXxxxx Xxxxxx 00xh Floor West Chicago, Illinois 60603 Attention: Lora Xxxxxx Xxlephone: (312) 000-0000 Xxxsimile: (312) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 115 Xxxxx XxXxxxx Xxxxxx 00xx Xxxxx Xxxx Xxxxxxx, Xxxxxxxx 00000 Xxxention: Charxxx Xxxx, Xxrporate Banking Telephone: (312) 000-0000 Xxxsimile: (312) 000-0000 XXNTXXXX XXXX, XXXXXXX, Domestic and Eurodollar Lending Office: 25 Pxxx Xxxxx Xxxxxxx, Xxxxxxx 00000 Xxxention: Kathx Xxxxxx, U.S. Corporate Banking - Operations Telephone: (404) 000-0000 Xxxsimile: (404) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 711 0xx Xxxxxx 00xx Xxxxx Xxx Xxxx, Xxx Xxxx 00000 Xxxention: Jamix XxXxxxx - Xanking Officer, U.S. Corporate Banking - Northeast Division Telephone: (212) 000-0000 Xxxsimile: (212) 000-0000 XXATE STREET BANK AND TRUST COMPANY, as a Bank Domestic and Eurodollar Lending Office: 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Paulx Xx. Armaxx, Xxan Administration Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 Xxtices (other than Borrowing notices and Notices of Conversion/Continuation): 105 Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxxxxxxxx 00000-0000 Xxxention: Edwaxx X. Xxxxxxxx, Xxce President 13-2-5 100 Telephone: (781) 000-0000 Xxxsimile: (781) 000-0000 COMMITTED LOAN NOTICE OF BORROWING Date: ________________________, _____ To: Bank of America National Trust and Savings AssociationAmerica, N.A., as Administrative Agent for the Banks parties Ladies and Gentlemen: Reference is made to the that certain Credit Agreement (Secondary), dated as of March 1715, 1999 2004 (as amended, restated, extended, renewed, amended supplemented or restated otherwise modified in writing from time to time, the "Credit Agreement") among Phoenix Investment Partners, Ltd., Phoenix Home Life Mutual Insurance Company, certain Banks which are signatories thereto, Bank of America National Trust and Savings Association, as Administrative Agent, Deutsche Bank AG, New York Branch, as Syndication Agent, and The Bank of New York, as Documentation Agent Ladies and Gentlemen: The undersigned, Phoenix Investment Partners, Ltd. (the "Company"), refers to the Credit Agreement, ;" the terms defined therein being used herein as therein defined), among Toyota Motor Credit Corporation, a California corporation (the "Borrower"), the Lenders from time to time party thereto, Bank of America, N.A., as Administrative Agent, Banc of America Securities LLC, as Sole Lead Arranger and Sole Book Manager, JPMorgan Chase Bank, as Syndication Agent, and The Bank of Tokyo-Mitsubishi, Ltd. and Citibank, N.A., as Documentation Agents. The undersigned hereby gives you notice irrevocably, pursuant to Section 2.3 of the Credit Agreement, of the requests (select one): [ ] A Borrowing of Committed [ ] A conversion or continuation of Loans specified below:Loans