Common use of Community Reinvestment Act, Anti-money Laundering and Customer Information Security Clause in Contracts

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Enterprise’s or EB&T’s operations, neither Enterprise nor any of its Subsidiaries Enterprise Subsidiary is a party to any agreement Contract with any individual or group regarding Community Reinvestment Act matters. To Enterprise’s Knowledge, and neither SWGB nor any of its Subsidiaries has Knowledge that any there are no facts or circumstances exist which that would cause SWGB Enterprise or any of its SubsidiariesEB&T: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by United States federal or state bank regulators of lower than “satisfactory”; or (iib) to be deemed to be operating in material violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103Title X), the USA PATRIOT Act, any order issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury’s Financial Crimes Enforcement Network or Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory material compliance with the applicable privacy of customer information requirements contained in any federal Privacy and state privacy Laws and regulationsInformation Security Requirements, including in Title V as well as the provisions of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. information security program adopted by EB&T pursuant to 12 C.F.R. Part 364, Appendix B. Furthermore, the boards board of directors of SWGB EB&T has adopted and its Subsidiaries EB&T has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act. As of the date hereof, Enterprise’s and EB&T’s most recent examination rating under the Community Reinvestment Act was “satisfactory” or better.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as set forth in HCBF Disclosure Schedule 3.28, neither HCBF nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB HCBF nor any of its Subsidiaries is aware of or has Knowledge Knowledge, that any facts or circumstances exist exist, which would cause SWGB HCBF or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB HCBF and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB nor any of its Subsidiaries is a party Except as has not been and would not reasonably be expected to any agreement materially and adversely impact or interfere with any individual Buyer’s or group regarding Community Reinvestment Act mattersBuyer Bank’s operations, and neither SWGB Buyer nor any of its Subsidiaries has Knowledge that of any facts or circumstances exist which that would cause SWGB Buyer or any of its SubsidiariesBuyer Bank: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (iib) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Buyer Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB Buyer Bank has adopted and its Subsidiaries Company Bank has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as has not been and would not reasonably be expected to materially and adversely impact or interfere with Company or Company Bank’s operations, neither Company nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB Company nor any of its Subsidiaries has Knowledge that of any facts or circumstances exist which that would cause SWGB Company or any of its SubsidiariesCompany Bank: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (iib) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Company Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB Company Bank has adopted and its Subsidiaries Company Bank has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB CBB nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB CBB nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB CBB or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxGramm-XxxxxLeach-Xxxxxx Act of 1999 Xxx xx 0000 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB CBB and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB BBI nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB BBI nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB BBI or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB BBI and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB TB nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, CRA matters and neither SWGB TB nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB TB or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment ActCRA, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act CRA purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB TB and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB SCB nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB SCB nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB SCB or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB SCB and its Subsidiaries has have implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as has not been and would not reasonably be expected to materially and adversely impact or interfere with Patriot’s or the Bank’s operations, neither Patriot nor any of its Subsidiaries is the Bank are a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB nor any Patriot or the Bank do not have Knowledge of its Subsidiaries has Knowledge that any facts or circumstances exist which that would cause SWGB Patriot or any of its Subsidiariesthe Bank: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (iib) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Prime pursuant to 12 C.F.R. Part 364. Furthermore, Patriot’s and the Bank’s boards of directors of SWGB have adopted and its Subsidiaries has Patriot and the Bank have implemented an anti-money laundering program programs that (x) contains contain adequate and appropriate customer identification and verification procedures and (y) meets that meet the material requirements of Sections 352 and 326 of the USA PATRIOT Act.Financing. As of the date of this Agreement, Patriot and the Bank have the financial ability and on the Effective Date of the Merger and through the date of payment of the aggregate amount of cash payable pursuant to this Agreement, Patriot and the Bank shall have the funds necessary to consummate the Merger and pay the aggregate amount of cash to be paid to holders of Prime Common Stock and Prime Stock Options.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB nor any of its Subsidiaries Except as set forth in the FNB Disclosure Schedule, FNB is a party not aware of, been advised of, or have reason to any agreement with any individual or group regarding Community Reinvestment Act mattersbelieve, and neither SWGB nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB or any of its Subsidiaries: FNB (ia) to be deemed not to be in satisfactory compliance in any respect with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; ,” or (iib) to be deemed to be operating in violation in any respect of the USA PATRIOT Act, the Bank Secrecy Act and its implementing any regulations (31 C.F.R. Part 103), or rules promulgated under either of the USA PATRIOT Actforegoing statutes, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; , or (iiic) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy Laws laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by FNB pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB FNB has adopted and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification certification procedures that has not been deemed ineffective in any material respect by any Regulatory Authority and verification procedures and (y) that meets the requirements in all material requirements respects of Sections 352 and 326 Section 353 of the USA PATRIOT ActAct and the regulations thereunder.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB the Company nor any of its Subsidiaries the Company Bank is a party aware of, has been advised of, or has reason to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB nor any of its Subsidiaries has Knowledge believe that any facts or circumstances exist exist, which would cause SWGB or any of its Subsidiariesthe Company Bank: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; ;” or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act Act, as amended, and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act of 2001, Public Law 107-56 (the “USA PATRIOT Act”), and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy Laws laws and regulations, including without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by the Company Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB the Company Bank has adopted and its Subsidiaries the Company Bank has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective in any material respects by any Bank Regulators and (y) that meets the requirements in all material requirements respects of Sections Section 352 and 326 of the USA PATRIOT ActAct and the regulations thereunder.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Company or Company Bank’s operations, neither Company nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters. As of the date hereof, Company’s and neither SWGB Company Bank’s rating in its most recent examination or interim review under the Community Reinvestment Act was “satisfactory” or better. Neither Company nor any of its Subsidiaries has Knowledge that of any facts or circumstances exist which would that could reasonably be expected to cause SWGB Company or any of its SubsidiariesCompany Bank: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (iib) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Company Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB Company Bank has adopted and its Subsidiaries Company Bank has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act. Company and Company Bank, collectively, are the sole owner of all individually identifiable personal information relating to identifiable or identified natural persons, including, but not limited to “personally identifiable financial information” as that term is defined in 12 CFR Part 1016, who are customers, former customers and prospective customers that will be transferred to Buyer and Buyer Bank pursuant to this Agreement.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as set forth in the Leesport Disclosure Schedule, neither Leesport nor any of its Subsidiaries Leesport Bank is a party aware of, has been advised of, or has reason to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB nor any of its Subsidiaries has Knowledge believe that any facts or circumstances exist exist, which would cause SWGB or any of its Subsidiaries: Leesport Bank (ia) to be deemed not to be in satisfactory compliance in any respect with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; ,” or (iib) to be deemed to be operating in violation in any respect of the Bank Secrecy Act USA Patriot Act, and its implementing the regulations (31 C.F.R. Part 103), the USA PATRIOT Actpromulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; , or (iiic) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy Laws laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Leesport Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB Leesport Bank has adopted and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification certification procedures that has not been deemed ineffective in any material respects by any Regulatory Authority and verification procedures and (y) that meets the requirements in all material requirements respects of Sections Section 352 and 326 of the USA PATRIOT ActPatriot Act and the regulations thereunder.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Company or Company Bank’s operations, neither Company nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters. As of the date hereof, Company’s and neither SWGB Company Bank’s rating in its most recent examination or interim review under the Community Reinvestment Act was “satisfactory” or better. Neither Company nor any of its Subsidiaries has Knowledge that of any facts or circumstances exist which would that could reasonably be expected to cause SWGB Company or any of its SubsidiariesCompany Bank: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (iib) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Company Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB Company Bank has adopted and its Subsidiaries Company Bank has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act. Company and Company Bank, collectively, are the sole owner of all individually identifiable personal information relating to identifiable or identified natural persons who are customers, former customers and prospective customers that will be transferred to Buyer and the Buyer Bank pursuant to this Agreement.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB nor any of its Subsidiaries Except as has not been and would not reasonably be expected to materially and adversely impact or interfere with Prime’s operations, Prime is not a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB nor any Prime does not have Knowledge of its Subsidiaries has Knowledge that any facts or circumstances exist which that would cause SWGB or any of its SubsidiariesPrime: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (iib) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Prime pursuant to 12 C.F.R. Part 364. Furthermore, the boards of directors of SWGB Prime Board has adopted and its Subsidiaries Prime has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB SSNF nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB SSNF nor any of its Subsidiaries has Knowledge Knowledge, that any facts or circumstances exist exist, which would cause SWGB SSNF or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB SSNF and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB SSNF nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB SSNF nor any of its Subsidiaries has Knowledge Knowledge, that any facts or circumstances exist exist, which would cause SWGB SSNF or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “"satisfactory”"; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s 's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB SSNF and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Parent’s or Parent Bank’s operations, neither Parent nor any of its Subsidiaries Parent Subsidiary is a party to any agreement Contract with any individual or group regarding Community Reinvestment Act matters. To Parent’s Knowledge, and neither SWGB nor any of its Subsidiaries has Knowledge that any there are no facts or circumstances exist which that would cause SWGB Parent or any of its SubsidiariesParent Bank: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (iib) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103Title X), the USA PATRIOT Act, any order issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury’s Financial Crimes Enforcement Network or Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx GLB Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Parent Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB Parent Bank has adopted and its Subsidiaries Parent Bank has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act. As of the date hereof, Parent’s and Parent Bank’s most recent examination rating under the Community Reinvestment Act was “satisfactory” or better.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as set forth in the Sovereign Disclosure Schedule, neither Sovereign nor any of its Subsidiaries Sovereign Bank is a party aware of, has been advised of, or has reason to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB nor any of its Subsidiaries has Knowledge believe that any facts or circumstances exist exist, which would cause SWGB or any of its Subsidiaries: Sovereign Bank (ia) to be deemed not to be in satisfactory compliance in any respect with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “"satisfactory”; ," or (iib) to be deemed to be operating in violation in any respect of the Bank Secrecy Act USA Patriot Act, and its implementing the regulations (31 C.F.R. Part 103), the USA PATRIOT Actpromulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s 's Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; , or (iiic) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy Laws laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Sovereign Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB Sovereign Bank has adopted and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification certification procedures that has not been deemed ineffective in any material respects by any Regulatory Authority and verification procedures and (y) that meets the requirements in all material requirements respects of Sections Section 352 and 326 of the USA PATRIOT ActPatriot Act and the regulations thereunder.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB the Company nor any of its Subsidiaries the Company Bank is a party aware of, has been advised of, or has reason to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB nor any of its Subsidiaries has Knowledge believe that any facts or circumstances exist exist, which would cause SWGB or any of its Subsidiariesthe Company Bank: (i) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; ;” or (ii) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act Act, as amended, and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act of 2001, Public Law 107-56 (the “USA PATRIOT Act”), and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy Laws laws and regulations, including without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by the Company Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB the Company Bank has adopted and its Subsidiaries the Company Bank has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective in any material respects by any Bank Regulators and (y) that meets the requirements in all material requirements respects of Sections Section 352 and 326 of the USA PATRIOT ActAct and the regulations thereunder.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB BFC nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB BFC nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB BFC or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB BFC and its Subsidiaries has have implemented an anti-money laundering program programs that (x) contains contain adequate and appropriate customer identification and verification procedures that have not been deemed ineffective by any Governmental Authority and (y) meets that meet the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB the Company nor any of its Subsidiaries the Bank is a party aware of, has been advised of, or has reason to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB nor any of its Subsidiaries has Knowledge believe that any facts or circumstances exist exist, which would cause SWGB or any of its Subsidiaries: the Bank (ia) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; ,” or (iib) to be deemed to be operating in violation in any respect of the federal Bank Secrecy Act Act, as amended, and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Patriot Act of 2001, Public Law 107-56 (the “USA Patriot Act”), and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; , or (iiic) to be deemed not to be in satisfactory compliance in any respect with the applicable privacy of customer information requirements contained in any federal and state privacy Laws laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by the Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards The board of directors of SWGB the Bank has adopted and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification certification procedures that has not been deemed ineffective in any material respects by any Regulatory Authority and verification procedures and (y) that meets the requirements in all material requirements respects of Sections Section 352 and 326 of the USA PATRIOT ActPatriot Act and the regulations thereunder.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB FBMS nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB FBMS nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB FBMS or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB FBMS and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Parent's or Parent Bank's operations, neither Parent nor any of its Subsidiaries Parent Subsidiary is a party to any agreement Contract with any individual or group regarding Community Reinvestment Act matters. To Parent's Knowledge, and neither SWGB nor any of its Subsidiaries has Knowledge that any there are no facts or circumstances exist which that would cause SWGB Parent or any of its SubsidiariesParent Bank: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “"satisfactory”"; or (iib) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103Title X), the USA PATRIOT Act, any order issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury’s 's Financial Crimes Enforcement Network or Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx GLB Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Parent Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards board of directors of SWGB Parent Bank has adopted and its Subsidiaries Parent Bank has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act. As of the date hereof, Parent's and Parent Bank's most recent examination rating under the Community Reinvestment Act was "satisfactory" or better.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB LBC nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB LBC nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB LBC or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB LBC and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. (a). Neither SWGB FBMS nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB FBMS nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB FBMS or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory material compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB FBMS and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Enterprise’s or EB&T’s operations, neither Enterprise nor any of its Subsidiaries Enterprise Subsidiary is a party to any agreement Contract with any individual or group regarding Community Reinvestment Act matters. To Enterprise’s Knowledge, and neither SWGB nor any of its Subsidiaries has Knowledge that any there are no facts or circumstances exist which that would cause SWGB Enterprise or any of its SubsidiariesEB&T: (ia) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by United States federal or state bank regulators of lower than “satisfactory”; or (iib) to be deemed to be operating in material violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103Title X), the USA PATRIOT Act, any order issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury’s Financial Crimes Enforcement Network or Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iiic) to be deemed not to be in satisfactory material compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulationsPrivacy Laws, including in Title V as well as the provisions of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. information security program adopted by EB&T pursuant to 12 C.F.R. Part 364, Appendix B. Furthermore, the boards board of directors of SWGB EB&T has adopted and its Subsidiaries EB&T has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act. As of the date hereof, Enterprise’s and EB&T’s most recent examination rating under the Community Reinvestment Act was “satisfactory” or better.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB SWBS nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB SWBS nor any of its Subsidiaries is aware of or has Knowledge Knowledge, that any facts or circumstances exist exist, which would cause SWGB SWBS or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB SWBS and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB HTB nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB HTB nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB HTB or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB HTB and its Subsidiaries has have implemented an anti-money laundering program programs that (x) contains contain adequate and appropriate customer identification and verification procedures that have not been deemed ineffective by any Governmental Authority and (y) meets that meet the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB DBI nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB DBI nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB DBI or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB DBI and its Subsidiaries has have implemented an anti-money laundering program programs that (x) contains contain adequate and appropriate customer identification and verification procedures that have not been deemed ineffective by any Governmental Authority and (y) meets that meet the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB FPB nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB FPB nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB FPB or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB FPB and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB HSBI nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB HSBI nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB HSBI or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory material compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB HSBI and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as set forth in the Madison Disclosure Schedules, neither Madison nor any of its Subsidiaries Madison Bank is a party aware of, has been advised of, or has reason to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB nor any of its Subsidiaries has Knowledge believe that any facts or circumstances exist exist, which would cause SWGB or any of its Subsidiaries: Madison Bank (ia) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; ,” or (iib) to be deemed to be operating in violation in any material respect of the federal Bank Secrecy Act Act, as amended, and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Patriot Act of 2001, Public Law 107-56 (the “USA Patriot Act”), and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; , or (iiic) to be deemed not to be in satisfactory compliance in any material respect with the applicable privacy of customer information requirements contained in any federal and state privacy Laws laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Madison Bank pursuant to 12 C.F.R. Part 364. FurthermoreExcept as set forth in the Madison Disclosure Schedule, the boards board of directors of SWGB Madison Bank has adopted and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification certification procedures that has not been deemed ineffective in any material respects by any Regulatory Authority and verification procedures and (y) that meets the requirements in all material requirements respects of Sections Section 352 and 326 of the USA PATRIOT ActPatriot Act and the regulations thereunder.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB PCB nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB PCB nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB PCB or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB PCB and its Subsidiaries has have implemented an anti-money laundering program programs that (x) contains contain adequate and appropriate customer identification and verification procedures that have not been deemed ineffective by any Governmental Authority and (y) meets that meet the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB PFG nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB PFG nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB PFG or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB PFG and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB Except as set forth in HCBF Disclosure Schedule 3.28, neither HCBF nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB HCBF nor any of its Subsidiaries is aware of or has Knowledge Knowledge, that any facts or circumstances exist exist, which would cause SWGB HCBF or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB HCBF and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB the Company nor any of its Subsidiaries the Bank is a party aware of, has been advised of, or has reason to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB nor any of its Subsidiaries has Knowledge believe that any facts or circumstances exist exist, which would cause SWGB or any of its Subsidiaries: the Bank (ia) to be deemed not to be in satisfactory compliance in any material respect with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; ,” or (iib) to be deemed to be operating in violation in any respect of the federal Bank Secrecy Act Act, as amended, and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Patriot Act of 2001, Public Law 107-56 (the “USA Patriot Act”), and the regulations promulgated thereunder, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; , or (iiic) to be deemed not to be in satisfactory compliance in any respect with the applicable privacy of customer information requirements contained in any federal and state privacy Laws laws and regulations, including including, without limitation, in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by the Bank pursuant to 12 C.F.R. Part 364. Furthermore, the boards The board of directors of SWGB the Bank has adopted and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification certification procedures that has not been deemed ineffective in any material respects by any Regulatory Authority and verification procedures and (y) that meets the requirements in all material requirements respects of Sections Section 352 and 326 of the USA PATRIOT ActPatriot Act and the regulations thereunder.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB FFB nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, and neither SWGB FFB nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB FFB or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including in Title V of the Gxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB FFB and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures and (y) meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Neither SWGB CBAN nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters, matters and neither SWGB CBAN nor any of its Subsidiaries has Knowledge that any facts or circumstances exist which would cause SWGB CBAN or any of its Subsidiaries: (i) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (ii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (iii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including including, without limitation, in Title V of the GxxxxXxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder. Furthermore, the boards of directors of SWGB CBAN and its Subsidiaries has implemented an anti-money laundering program that (x) contains adequate and appropriate customer identification and verification procedures that has not been deemed ineffective by any Governmental Authority and (y) that meets the material requirements of Sections 352 and 326 of the USA PATRIOT Act.