Common use of Community Reinvestment Act, Anti-money Laundering and Customer Information Security Clause in Contracts

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Buyer’s or Buyer Bank’s operations, neither Buyer nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters. Neither Buyer nor any of its Subsidiaries has Knowledge of any facts or circumstances that would cause Buyer or Buyer Bank: (a) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (b) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (c) to be deemed not to be in compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Buyer Bank pursuant to 12 C.F.R. Part 364. Furthermore, the board of directors of Buyer Bank has adopted and Buyer Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act. As of the date hereof, Buyer’s and Buyer Bank’s most recent examination rating under the Community Reinvestment Act was “satisfactory” or better.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Buyer’s Company or Buyer Company Bank’s 's operations, neither Buyer Company nor any of its Subsidiaries Company Subsidiary is a party to any agreement Contract with any individual or group regarding Community Reinvestment Act matters. Neither Buyer nor As of the date hereof, Company's and Company Bank's rating in its most recent examination or interim review under the Community Reinvestment Act was "satisfactory" or better, and Company has not received any of written or, to Company's Knowledge, oral, communication that Company Bank's rating in its Subsidiaries has Knowledge of any facts next subsequent examination or circumstances that would cause Buyer or Buyer Bank: interim review under the Community Reinvestment Act will be lower than "satisfactory." Company and each Company Subsidiary (a) to be deemed not to be is in satisfactory compliance in all material respects with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (b) to be deemed to be is operating in violation of in compliance in all material respects with the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103Title X), the USA PATRIOT Act, any order or guidance issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury’s 's Financial Crimes Enforcement Network or Office of Foreign Assets Control, or and any other applicable anti-money laundering statute, rule or regulationLaw; or and (c) to be deemed not to be is in compliance in all material respects with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx GLB Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Buyer Company Bank pursuant to 12 C.F.R. Part 36430. Furthermore, the board of directors of Buyer Company Bank has adopted and Buyer Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that meets meet the requirements of Sections 352 and 326 of the USA PATRIOT Act. As Company and Company Bank, collectively, are the sole owner of the date hereofall individually identifiable personal information relating to identifiable or identified natural Persons who are customers, Buyer’s former customers and Buyer prospective customers of Company and Company Bank’s most recent examination rating under the Community Reinvestment Act was “satisfactory” or better.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Buyer’s or Buyer Bank’s operationsset forth in Company Disclosure Schedule 3.29, neither Buyer Company nor any of its Subsidiaries is a party to any agreement with any individual or group regarding Community Reinvestment Act matters. Neither Buyer matters and neither Company nor any of its Subsidiaries is aware of or has Knowledge (because of Company Bank’s Home Mortgage Disclosure Act data for the year ended December 31, 2014, filed with the FDIC, or otherwise), that any facts or circumstances that exist, which would cause Buyer Company or Buyer Company Bank: (ai) to be deemed not to be in satisfactory compliance with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (bii) to be deemed to be operating in violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103), the USA PATRIOT Act, any order issued with respect to anti-money laundering by the U.S. Department of the Treasury’s Office of Foreign Assets Control, or any other applicable anti-money laundering statute, rule or regulation; or (ciii) to be deemed not to be in satisfactory compliance with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Buyer Company Bank pursuant to 12 C.F.R. Part 364. Furthermore, the board of directors of Buyer Company Bank has adopted and Buyer Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that has not been deemed ineffective by any Governmental Authority and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act. As of the date hereof, Buyer’s and Buyer Bank’s most recent examination rating under the Community Reinvestment Act was “satisfactory” or better.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Buyer’s Company or Buyer Company Bank’s operations, neither Buyer Company nor any of its Subsidiaries Company Subsidiary is a party to any agreement Contract with any individual or group regarding Community Reinvestment Act matters. Neither Buyer nor As of the date hereof, Company’s and Company Bank’s rating in its most recent examination or interim review under the Community Reinvestment Act was “satisfactory” or better, and Company has not received any of written or, to Company’s Knowledge, oral, communication that Company Bank’s rating in its Subsidiaries has Knowledge of any facts next subsequent examination or circumstances that would cause Buyer or Buyer Bank: interim review under the Community Reinvestment Act will be lower than “satisfactory.” Company and each Company Subsidiary (a) to be deemed not to be is in satisfactory compliance in all material respects with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (b) to be deemed to be is operating in violation of in compliance in all material respects with the Bank Secrecy Act and its implementing regulations (31 C.F.R. Part 103Title X), the USA PATRIOT Act, any order or guidance issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury’s Financial Crimes Enforcement Network or Office of Foreign Assets Control, or and any other applicable anti-money laundering statute, rule or regulationLaw; or and (c) to be deemed not to be is in compliance in all material respects with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including, without limitation, in Title V of the Xxxxx-Xxxxx-Xxxxxx GLB Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Buyer Company Bank pursuant to 12 C.F.R. Part 36430. Furthermore, the board of directors of Buyer Company Bank has adopted and Buyer Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that meets meet the requirements of Sections 352 and 326 of the USA PATRIOT Act. As Company and Company Bank, collectively, are the sole owner of the date hereofall individually identifiable personal information relating to identifiable or identified natural Persons who are customers, Buyer’s former customers and Buyer prospective customers of Company and Company Bank’s most recent examination rating under the Community Reinvestment Act was “satisfactory” or better.