Common use of Community Reinvestment Act, Anti-money Laundering and Customer Information Security Clause in Contracts

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Company or Company Bank's operations, neither Company nor any Company Subsidiary is a party to any Contract with any individual or group regarding Community Reinvestment Act matters. As of the date hereof, Company's and Company Bank's rating in its most recent examination or interim review under the Community Reinvestment Act was "satisfactory" or better, and Company has not received any written or, to Company's Knowledge, oral, communication that Company Bank's rating in its next subsequent examination or interim review under the Community Reinvestment Act will be lower than "satisfactory." Company and each Company Subsidiary (a) is in compliance in all material respects with the Community Reinvestment Act, and the regulations promulgated thereunder; (b) is operating in in compliance in all material respects with the Bank Secrecy Act and its implementing regulations (31 C.F.R. Title X), the USA PATRIOT Act, any order or guidance issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury's Financial Crimes Enforcement Network or Office of Foreign Assets Control, and any other applicable anti-money laundering Law; and (c) is in compliance in all material respects with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including, without limitation, in Title V of the GLB Act and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Company Bank pursuant to 12 C.F.R. Part 30. Furthermore, the board of directors of Company Bank has adopted and Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that meet the requirements of Sections 352 and 326 of the USA PATRIOT Act. Company and Company Bank, collectively, are the sole owner of all individually identifiable personal information relating to identifiable or identified natural Persons who are customers, former customers and prospective customers of Company and Company Bank.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Company Buyer’s or Company Buyer Bank's ’s operations, neither Company Buyer nor any Company Subsidiary of its Subsidiaries is a party to any Contract agreement with any individual or group regarding Community Reinvestment Act matters. As Neither Buyer nor any of the date hereof, Company's and Company its Subsidiaries has Knowledge of any facts or circumstances that would cause Buyer or Buyer Bank's rating in its most recent examination or interim review under the Community Reinvestment Act was "satisfactory" or better, and Company has not received any written or, to Company's Knowledge, oral, communication that Company Bank's rating in its next subsequent examination or interim review under the Community Reinvestment Act will be lower than "satisfactory." Company and each Company Subsidiary : (a) is to be deemed not to be in satisfactory compliance in all material respects with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (b) is to be deemed to be operating in in compliance in all material respects with violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Title XPart 103), the USA PATRIOT Act, any order or guidance issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury's Financial Crimes Enforcement Network or ’s Office of Foreign Assets Control, and or any other applicable anti-money laundering Lawstatute, rule or regulation; and or (c) is to be deemed not to be in compliance in all material respects with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including, without limitation, in Title V of the GLB Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Company Buyer Bank pursuant to 12 C.F.R. Part 30364. Furthermore, the board of directors of Company Buyer Bank has adopted and Company Buyer Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that meet meets the requirements of Sections 352 and 326 of the USA PATRIOT Act. Company As of the date hereof, Buyer’s and Company Buyer Bank, collectively, are ’s most recent examination rating under the sole owner of all individually identifiable personal information relating to identifiable Community Reinvestment Act was “satisfactory” or identified natural Persons who are customers, former customers and prospective customers of Company and Company Bankbetter.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with Company or Company Bank's ’s operations, neither Company nor any Company Subsidiary is a party to any Contract with any individual or group regarding Community Reinvestment Act matters. As of the date hereof, Company's ’s and Company Bank's ’s rating in its most recent examination or interim review under the Community Reinvestment Act was "“satisfactory" ” or better, and Company has not received any written or, to Company's ’s Knowledge, oral, communication that Company Bank's ’s rating in its next subsequent examination or interim review under the Community Reinvestment Act will be lower than "“satisfactory." ” Company and each Company Subsidiary (a) is in compliance in all material respects with the Community Reinvestment Act, and the regulations promulgated thereunder; (b) is operating in in compliance in all material respects with the Bank Secrecy Act and its implementing regulations (31 C.F.R. Title X), the USA PATRIOT Act, any order or guidance issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury's ’s Financial Crimes Enforcement Network or Office of Foreign Assets Control, and any other applicable anti-money laundering Law; and (c) is in compliance in all material respects with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including, without limitation, in Title V of the GLB Act and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Company Bank pursuant to 12 C.F.R. Part 30. Furthermore, the board of directors of Company Bank has adopted and Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that meet the requirements of Sections 352 and 326 of the USA PATRIOT Act. Company and Company Bank, collectively, are the sole owner of all individually identifiable personal information relating to identifiable or identified natural Persons who are customers, former customers and prospective customers of Company and Company Bank.

Community Reinvestment Act, Anti-money Laundering and Customer Information Security. Except as has not been and would not reasonably be expected to materially and adversely affect or interfere with set forth in Company or Company Bank's operationsDisclosure Schedule 3.29, neither Company nor any Company Subsidiary of its Subsidiaries is a party to any Contract agreement with any individual or group regarding Community Reinvestment Act matters. As matters and neither Company nor any of the date hereof, Company's and its Subsidiaries is aware of or has Knowledge (because of Company Bank's rating in its most recent examination ’s Home Mortgage Disclosure Act data for the year ended December 31, 2014, filed with the FDIC, or interim review under the Community Reinvestment Act was "satisfactory" otherwise), that any facts or bettercircumstances exist, and which would cause Company has not received any written or, to Company's Knowledge, oral, communication that or Company Bank's rating : (i) to be deemed not to be in its next subsequent examination or interim review under the Community Reinvestment Act will be lower than "satisfactory." Company and each Company Subsidiary (a) is in satisfactory compliance in all material respects with the Community Reinvestment Act, and the regulations promulgated thereunder, or to be assigned a rating for Community Reinvestment Act purposes by federal or state bank regulators of lower than “satisfactory”; or (bii) is to be deemed to be operating in in compliance in all material respects with violation of the Bank Secrecy Act and its implementing regulations (31 C.F.R. Title XPart 103), the USA PATRIOT Act, any order or guidance issued with respect to anti-money laundering or sanctions programs by the U.S. Department of the Treasury's Financial Crimes Enforcement Network or ’s Office of Foreign Assets Control, and or any other applicable anti-money laundering Lawstatute, rule or regulation; and or (ciii) is to be deemed not to be in satisfactory compliance in all material respects with the applicable privacy of customer information requirements contained in any federal and state privacy Laws and regulations, including, without limitation, in Title V of the GLB Xxxxx-Xxxxx-Xxxxxx Act of 1999 and regulations promulgated thereunder, as well as the provisions of the information security program adopted by Company Bank pursuant to 12 C.F.R. Part 30364. Furthermore, the board of directors of Company Bank has adopted and Company Bank has implemented an anti-money laundering program that contains adequate and appropriate customer identification verification procedures that meet has not been deemed ineffective by any Governmental Authority and that meets the requirements of Sections 352 and 326 of the USA PATRIOT Act. Company and Company Bank, collectively, are the sole owner of all individually identifiable personal information relating to identifiable or identified natural Persons who are customers, former customers and prospective customers of Company and Company Bank.