Common use of Community Reinvestment Act Compliance Clause in Contracts

Community Reinvestment Act Compliance. Each of the Bank Subsidiaries is in compliance in all material respects with the applicable provisions of the Community Reinvestment Act of 1977 and the regulations promulgated thereunder (collectively, “CRA”) and has received a CRA rating of at least “satisfactory” from the OCC or the FDIC, as applicable, in its most recently completed exam, and the Company has no knowledge of the existence of any fact or circumstance or set of facts or circumstances which could reasonably be expected to result in any of the Bank Subsidiaries failing to be in compliance in all material respects with such provisions or having its current rating lowered.

Community Reinvestment Act Compliance. Each of the The Bank and its Subsidiaries is are in compliance in all material respects with the applicable provisions of the Community Reinvestment Act of 1977 and the regulations promulgated thereunder (collectively, “CRA”) and the Bank has received a CRA rating of at least “satisfactory” from the OCC or the FDIC, as applicableOTS, in its most recently completed examexamination, and the Company Bank has no knowledge of the existence of any fact or circumstance or set of facts or circumstances which could reasonably be expected to result in any of the Bank Subsidiaries Bank’s failing to be in compliance in all material respects with such provisions or having its current rating lowered.

Community Reinvestment Act Compliance. Each of the Bank Purchaser’s bank Subsidiaries is in compliance in all material respects with the applicable provisions of the Community Reinvestment Act CRA and each of 1977 and the regulations promulgated thereunder (collectively, “CRA”) and Purchaser’s bank Subsidiaries has received a CRA rating of at least “satisfactory” from the OCC or the FDIC, as applicableOCC, in its most recently completed examexamination, and the Company Purchaser has no knowledge of the existence of any fact or circumstance or set of facts or circumstances which could reasonably be expected to result in any of the Bank Subsidiaries such Subsidiary failing to be in compliance in all material respects with such provisions or having its current rating lowered.