Common use of Computer Requirements; Consent to Electronic Communications Clause in Contracts

Computer Requirements; Consent to Electronic Communications. You are responsible for the installation, maintenance and operation of your computer, other equipment used to access Online Banking services, and software (collectively, your “Computer”). We are not responsible for any errors or failures caused by any malfunction of your Computer, and we are not responsible for any computer virus or related problems that may be associated with the use of Online Banking services or your Computer. You are also responsible for all telephone charges incurred in connecting to Online Banking services and for charges by any Internet provider providing your connection to the Internet. You must have an e-mail account, and provide us with a valid e-mail address, in order to use Online Banking services. By using Online Banking services, you agree that for as long as you use Online Banking services, any communication from us to you, including any disclosures or other information required to be delivered in writing under applicable law, may be delivered to you in electronic form (e-mail), that you will check for e-mail regularly, and that such electronic communication shall be in lieu of written communication. This includes electronic delivery of change in terms notices affecting your use of Online Banking services.

Computer Requirements; Consent to Electronic Communications. You are responsible for the installation, maintenance and operation of your computer, other equipment used to access Online Banking services, and software (collectively, your “Computer”). We are not responsible for any errors or failures caused by any malfunction of your Computer, and we are not responsible for any computer virus or related problems that may be associated with the use of Online Banking services or your Computer. You are also responsible for all telephone charges incurred in connecting to Online Banking services and for charges by any Internet provider providing your connection to the Internet. You must have an e-mail account, and provide us with a valid e-mail address, in order to use Small Business Online Banking services. By using Small Business Online Banking services, you agree that for as long as you use Online Banking these services, any communication from us to you, including any disclosures or other information required to be delivered in writing under applicable law, may be delivered to you in electronic form (e-mail), that you will check for e-mail regularly, and that such electronic communication shall be in lieu of written communication. This includes electronic delivery of change in terms notices affecting your use of Small Business Online Banking services.

Computer Requirements; Consent to Electronic Communications. You are responsible for the installation, maintenance and operation of your computer, other equipment used to access Online Home Banking servicesService, and software (collectively, your “Computer”). We are not responsible for any errors or failures caused by any malfunction of your Computer, and we are not responsible for any computer virus or related problems that may be associated with the use of Online Home Banking services Service or your Computer. You are also responsible for all telephone charges incurred in connecting to Online Home Banking services Service and for charges by any Internet provider providing your connection to the Internet. You must have an e-mail account, and provide us with a valid e-mail address, in order to use Online Home Banking servicesService. By using Online Home Banking servicesService, you agree that for as long as you use Online Home Banking servicesService, any communication from us to you, including any disclosures or other information required to be delivered in writing under applicable law, may be delivered to you in electronic form (e-mail), that you will check for e-mail regularly, and that such electronic communication shall be in lieu of written communication. This includes electronic delivery of change in terms notices affecting your use of Online Home Banking servicesService.

Computer Requirements; Consent to Electronic Communications. You are responsible for the installation, maintenance and operation of your computer, other equipment used to access Online Banking services, and software (collectively, your “Computer”). We are not responsible for any errors or failures caused by any malfunction of your Computer, and we are not responsible for any computer virus or related problems that may be associated with the use of Online Banking services or your Computer. You are also responsible for all telephone charges incurred in connecting to Online Banking services and for charges by any Internet provider providing your connection to the Internet. You must have an e-mail account, and provide us with a valid e-mail address, in order to use Online Banking services. By using Online Banking services, you agree that for as long as you use Online Banking servicesServices, any communication from us to you, including any disclosures or other information required to be delivered in writing under applicable law, may be delivered to you in electronic form (e-mail), that you will check for e-mail regularly, and that such electronic communication shall be in lieu of written communication. This includes electronic delivery of change in terms notices affecting your use of Online Banking services. On RFCU’s public home page, you can apply for membership in RFCU, for any account or loan facility offered by RFCU to its members, or for Online Banking and the delivery of eStatements.. You can send electronic mail (e-mail) to us either from the public home page or while using Online Banking services.