Common use of Consent to Emails and Automated Text Messages Clause in Contracts

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enroll, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service or related transfers between Network Banks and you. You agree that we, Zelle, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ To cancel text messaging from us, text STOP to 20736. For help or information regarding text messaging, text HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000(000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag, and/or other alias you enrollhave enrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag, and/or other alias to send or receive money using the Zelle® Payment Service as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service P2P Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle® may, or either of our respective agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : (i) You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. (ii) You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, you or (ii) changed by you. ▪ . (iii) In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . (iv) Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . (v) To cancel P2P Services text messaging from us, text send STOP to 20736767666. For help or information regarding P2P Services text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000767666. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- MobileYour phone service provider is not the provider of the Zelle® Payment Service. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, and Sprintyou are responsible for any such charges. Check with In the event your individual carrier enrolled mobile device is lost or stolen, you agree to confirm availability. ▪ We or Zelle may use update your enrollment information on file with your wireless operator and make the appropriate changes to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized disable the use of such device. You understand that there are risks associated with using a mobile device, and that in the Zelle Service. By using the Zelle Serviceevent of theft or loss, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By enrolling for the Transfer Service, and/or participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Mobile Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Transfer Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : i. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable feesfees as message and data rates may apply ii. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) either surrendered by you, or (ii) changed by you. iii. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. iv. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . v. To cancel text messaging from usus for the Transfer Service, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. the number provided in section A “How to Contact Us/Loss of your Device and/or Security Codes” You expressly consent to receipt of a text message to confirm your “STOP” request. vi. ▪ Our Zelle notifications Supported Carriers are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, listed in Section A. “General Terms and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationConditions.”

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollregistered, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enrollregister. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled registered is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service Customer Service at 0.000.000.0000 the number or 0.000.000.0000address provided in Part C above. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle Payment Service. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service Customer Service at 0.000.000.0000 the number or 0.000.000.0000address provided in Part C above. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 000-000-0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described these Zelle and Other Payment Terms. You consent to our disclosure of your personal information (including bank account information) to Zelle, other Network Financial Institutions and other third parties as necessary to complete payment transactions in this Agreementaccordance with our customary processes and procedures. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. By providing us with a telephone number (including a wireless/cellular, mobile telephone number and/or email address), you consent to receiving calls from us and our Vendors at that number INCLUDING THOSE MADE BY USE OF AN AUTOMATIC TELEPHONE DIALING SYSTEM ("ATDS"), and/or emails from us for our everyday business purposes (including identity verification). You acknowledge and agree that such telephone calls include, but are not limited to, live telephone calls, prerecorded or artificial voice message calls, text messages, and calls made by an ATDS from us or our Affiliates and you further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient Receiver of such emails or automated text messages to send such emails or text messages to the recipientReceiver. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ To cancel text messaging from us, text STOP to 20736. For help or information regarding text messaging, text HELP to 20736 or contact our customer . e. Your phone service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use provider is not the provider of the Zelle Serviceand Other Payment Services. By using Users of the Zelle ServicePayment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, and you are responsible for any such charges. In the event your enrolled mobile device is lost or stolen, you authorize agree to update your wireless operator (AT&Tenrollment information and make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, Sprintand that in the event of theft or loss, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this AgreementAddendum. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that we, Zelle, or either of our agents may may, use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. 888-MIDFIRST. f. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag, and/or other alias to send or receive money as described these Zelle and Other Payment Terms. You consent to our disclosure of your personal information (including bank account information) to Zelle, other Network Financial Institutions and other third parties as necessary to complete payment transactions in this Agreementaccordance with our customary processes and procedures. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. By providing us with a telephone number (including a wireless/cellular, mobile telephone number and/or email address), you consent to receiving calls from us and our Vendors at that number INCLUDING THOSE MADE BY USE OF AN AUTOMATIC TELEPHONE DIALING SYSTEM (“ATDS”), and/or emails from us for our everyday business purposes (including identity verification). You acknowledge and agree that such telephone calls include, but are not limited to, live telephone calls, prerecorded or artificial voice message calls, text messages, and calls made by an ATDS from us or our Affiliates and you further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient Receiver of such emails or automated text messages to send such emails or text messages to the recipientReceiver. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Zelle Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ • You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service online banking services agreement for details or applicable fees. ▪ • You will immediately notify us the Bank if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ • In the case of any messages that you may send through either us the Bank or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ • Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us the Bank or Zelle, including messages that you may send through us the Bank or through Zelle or that we may send or Zelle may send on your behalf. ▪ • To cancel text messaging from usthe Bank, text send STOP to 2073653608. For help or information regarding text messaging, text send HELP to 20736 53608 or contact our customer service at 0.000.000.0000 1-855- 660-5862 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias that you enrollenrolled to use the Services, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of receiving emails or and text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Institutions or their agents regarding the Zelle Service Services or related transfers between Network Banks Institutions and you. You agree that we, Zelle, Zelle and/or our or either of our its respective agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number that you enrollenroll with the Services. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including including, without limitation limitation, fees for short message service. Please check your mobile service agreement for details or applicable fees. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . b. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf the Site to an email address or and/or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or and/or text messages to the recipient. You understand and agree that any emails or and/or text messages that we send or that Xxxxx sends on your behalf sent through the Site may include your name. ▪ , mobile phone number and/or email address. c. Your wireless carrier is not the provider of the Services and is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send sends on your behalf. ▪ . d. You understand that there are inherent risks associated with using a mobile device, and that in the event of theft or loss, your confidential information could be compromised. e. To cancel text messaging from us, text send STOP to 20736729935. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000729935. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers include AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI Verizon and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationothers.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag, and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Transfer Service or related transfers between Network Banks and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : (a) You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message serviceservice (SMS). Please check your mobile service agreement for details or applicable fees. ▪ . (b) You will immediately notify us if any email address or mobile phone number you have enrolled registered is (i1) surrendered by you, or (ii2) changed by you. ▪ . (c) In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . (d) Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . (e) To cancel text messaging from us, text reply STOP to 20736any TTCU text message or send STOP to (918) 203- 8828. For help or information regarding text messaging, text HELP to 20736 or contact our customer service by email at 0.000.000.0000 xxxxxxxxxxxxxxx@xxxx.xxx or 0.000.000.0000phone at (000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enroll, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service or related transfers between Network Banks and you. You agree that wewe may, ZelleZelle may, or either of our agents may may, use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from usus relating to your Eligible Transaction Accounts for the Zelle and Other Payment Services, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000Customer Service as set forth in Section V.A.2 (Contacting Us; Customer Service) below. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose Verizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000315-735-8571or 000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information. f. Supported Carriers:

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our either Bank’s or Zelle’s agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message serviceservice (SMS). Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text STOP send “STOP” to 2073653608. For help or information regarding text messaging, text HELP send “ HELP” to 20736 53608 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Terms of Use. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have youhave enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ yourname. d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationSTOP”request.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text STOP to 20736. For help or information regarding text messaging, text HELP to 20736 or contact our customer service center at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent If you cancel text messaging from us, in order to receipt support your use of the Service thereafter, you must provide us with a text message valid e-mail address that we may use for communications related to confirm your “STOP” request. ▪ Our Zelle notifications the Service. f. Supported Carriers include, but are supported by many carriersnot limited to, such as AT&T, T-Mobile, Sprint, and Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, ZelleZelle may, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ • You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text text, or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ • You will immediately notify us if any email address or mobile phone number you have enrolled in is (i) surrendered by you, or (ii) changed by you. ▪ • In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ • Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ • To cancel text messaging from us, text send STOP to 2073653608. For help or information regarding text messaging, text send HELP to 20736 53608 or contact our customer service at 0.000.000.0000 (000) 000-0000 or 0.000.000.0000XxxxXxxxxx@xxxxxxxx.xxx. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many • Supported Carriers: All mobile carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By enrolling for the Transfer Service, and/or participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Mobile Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Transfer Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : i. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ii. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) either surrendered by you, or (ii) changed by you. iii. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. iv. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . v. To cancel text messaging from usus for the Transfer Service, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. the number provided in section A “How to Contact Us/Loss of your Device and/or Security Codes” You expressly consent to receipt of a text message to confirm your “STOP” request. vi. ▪ Our Zelle notifications Supported Carriers are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, listed in Section A. “General Terms and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationConditions.”

Consent to Emails and Automated Text Messages. ‌ By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Online Services Access Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000(000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. The section entitled “Text Messages, Calls and/or Emails to You” of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact call our customer service Client Care Center team at 0.000.000.0000 000-000-0000 or 0.000.000.0000000-000-0000 (outside the U.S.). You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736729935. For help or information regarding text messaging, text send HELP to 20736 729935 or contact our customer service Customer Service at 0.000.000.0000 the number or 0.000.000.0000address provided in Part C above. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, address and/or mobile phone number, and/or other alias number you enrollregistered, or that you have the delegated legal authority to act on behalf of the owner of such email address, address and/or mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zellethe Zelle Network, and from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service or related transfers between Network Banks and you. You agree that wewe may, Zellethe Zelle Network may, or either of our agents may use automatic telephone dialing systems in connection with send automated text messages sent to any mobile phone number you enrollregister. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled registered is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or the Zelle Network or that we may send or the Zelle Network may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx the Zelle Network sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zellethe Zelle Network, including messages that you may send through us or through the Zelle Network or that we may send or the Zelle Network may send on your behalf. ▪ To cancel text messaging from us, text STOP to 20736. For help or information regarding text messaging, text HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Terms of Use. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you numberyou have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent yourepresent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By enrolling for the Transfer Service, and/or participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Mobile Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Transfer Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : i. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable feesfees as message and data rates may apply ii. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) either surrendered by you, or (ii) changed by you. iii. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. iv. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . v. To cancel text messaging from usus for the Transfer Service, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. the number provided in section A “How to Contact Us/Loss of your Device and/or Security Codes” You expressly consent to receipt of a text message to confirm your “STOP” request. vi. ▪ Our Zelle notifications Supported Carriers are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, listed in Section A. “General Terms and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationConditions.”

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated duly authorized legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Terms of Use. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message serviceservice (SMS). Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000877.580.0235. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, . f. Supported Carriers: please refer to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.mobile banking FAQs at xxxxx://xxx.xxxxxxxxxxx.xxx/personal/services/mobile-banking.html

Consent to Emails and Automated Text Messages. Section 8 of the General Terms (Text Messages, Calls, and/or Emails to You) does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, ZelleZelle may, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text text, or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, you or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service Customer Service Center at 0.000.000.0000 808.544.0500 or toll- free at 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, U.S. mobile phone number, Zelle® tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, U.S. mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use the number provide in the section of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.Agreement titled ERRORS,

Consent to Emails and Automated Text Messages. By enrolling for the Transfer Service, and/or participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Mobile Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Transfer Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : i. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ii. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) either surrendered by you, or (ii) changed by you. iii. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. iv. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . v. To cancel text messaging from usus for the Transfer Service, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. the number provided in section A “How to Contact Us/ Loss of your Device and/or Security Codes” You expressly consent to receipt of a text message to confirm your “STOP” request. vi. ▪ Our Zelle notifications Supported Carriers are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, listed in Section A. “General Terms and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationConditions.”

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from usCSB, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that weCSB may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us CSB if any email address or mobile phone number you have enrolled is is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us CSB or Zelle or that we CSB may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send CSB sends or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us CSB or Zelle, including messages that you may send through us CSB or through Zelle or that we CSB may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from usCSB, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000(000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthe Zelle® Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that we, Zelle®, or either of our agents may may, use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. 888.MIDFIRST (888.643.3477). f. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollregistered, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enrollregister. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled registered is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text STOP to 2073653849. For help or information regarding text messaging, text HELP to 20736 53849 or contact our customer service at 800.432.1000 for consumer accounts and 0.000.000.0000 or 0.000.000.0000for small business accounts. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers. f. Supported Carriers: AT&T, such as AT&TSprint, Boost, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, SprintU.S. Cellular, T-Mobile, US CellularCincinnati Bell, VerizonVirgin Mobile USA, or any other branded wireless operator) Cellular South, Centennial and Ntelos. g. Transfer instructions relating to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers external accounts and the transmission and issuance of data related to such instructions shall be received pursuant to the terms of this Agreement and the rules of the National Automated Clearing House Association (IMSI and IMEI"NACHA") and other subscriber status the applicable automated clearing house ("Regional ACH") (collectively, the "Rules") and device detailsyou and we agree to be bound by such Rules as in effect from time to time. In accordance with such Rules, if available, any credit to our an account shall be provisional until such credit has been finally settled by us or the third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for institution which holds the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationaccount.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Xxxxx may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000- 000-0000. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 9 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 000-000-0000 or 0.000.000.0000800-233- 2328. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. f. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enroll, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service or related transfers between Network Banks and you. You agree that we, Zelle, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪  You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪  You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪  In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪  Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪  To cancel text messaging from us, text STOP to 20736. For help or information regarding text messaging, text HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪  Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪  We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 2073653608. For help or information regarding text messaging, text send HELP to 20736 53608 or contact our customer service at 0.000.000.0000 or 0.000.000.0000(000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many . f. Supported Carriers: All major wireless carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle® may, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 000-000-0000 or 0.000.000.0000800-233- 2328. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (Supported Carriers: AT&T, Sprint, T-Mobile, US Cellular, Verizon, or and others. f. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ • You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text text, or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ • You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ • In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ • Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ • To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriersxxxxxxxxx@xxx.xxxx • Supported Carriers AT & T, such as AT&TSprint, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationothers.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer member service at 0.000.000.0000 or 0.000.000.0000888.336.2700. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ Your . d. Neither we nor your wireless carrier is not are liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service center at 0.000.000.0000 000-000-0000 or 0.000.000.0000toll free at 000- 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks and you. You agree that we, Zelle, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ related a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000(000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle® may, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text text, or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact call our customer service Client Care Center team at 0.000.000.0000 000 000 0000 or 0.000.000.0000000 000 0000 (outside the U.S.). You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. Section 7 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000767666. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. The section entitled “Text Messages, Calls and/or Emails to You” of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service or related transfers between Network Banks and you. You agree that we, Zelle, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ receive a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 207367629935. For help or information regarding text messaging, text send HELP to 20736 729935 or contact call our customer service Client Care Center team at 0.000.000.0000 000-000-0000 or 0.000.000.0000000-000-0000 (outside the U.S.). You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle and Other Payment Services will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. 5.1 By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollregister, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this AgreementTOS. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. register. 5.2 You further acknowledge and agree: ▪ : i. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ii. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled registered is (i) surrendered by you, or (ii) changed by you. iii. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. iv. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . v. To cancel text messaging from us, text send STOP to 2073628776. For help or information regarding text messaging, text send HELP to 20736 28776 or contact our customer service us at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 2073679680. For help or information regarding text messaging, text send HELP to 20736 79680 or contact our customer service at 0.000.000.0000 000-000-0000 or 0.000.000.0000email xxxxxxxxxx@xxxxxxxxxxx.xxx. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many . f. Supported Carriers: Surrey Bank & Trust’s Mobile Banking service supports most wireless carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By enrolling to use the Service and participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that we, Zelle, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a) You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including including, without limitation limitation, fees or charges for short message service. Please check your mobile service agreement for details or applicable fees. ▪ fees as message and data rates may apply. b) You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c) In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d) Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.00000-000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriersPLEASE NOTE THAT THIS TEXT MESSAGING CANCELLATION PROCESS APPLIES ONLY TO TEXT MESSAGES RECEIVED IN CONNECTION WITH THE ZELLE P2P SERVICE. THIS CANCELLATION PROCESS DOES NOT APPLY TO ANY CONSENT TO RECEIVE EMAILS OR AUTODIALED TEXT MESSAGES YOU PROVIDED OR WILL PROVIDE TO TTCU FEDERAL CREDIT UNION IN CONNECTION WITH ANY CURRENT OR FUTURE ACCOUNTS, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationOR OTHER PRODUCTS AND/OR SERVICES OTHER THAN THE ZELLE P2P SERVICE.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, U.S. mobile phone number, Zelle® Tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, U.S. mobile phone number number, Zelle® Tag and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ , (iii) is otherwise no longer active, in service, or assigned to you, or iv) has been compromised in any way that might possibly enable an unauthorized person to gain access to the Service. c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000(000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” or “HELP” request. f. Most major carriers supported; some restrictions may apply. ▪ Our Zelle notifications are supported ability to provide the Service is dependent upon our ability to communicate with you by many carriersemail or text. If, such as AT&Tat any time, Verizon Wirelessyou no longer wish to consent to the use of text and/or email communications in connection with the Service, T- Mobile, and Sprint. Check with you must discontinue your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using Service in accordance with the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) section of this Agreement titled Right to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationTerminate Access.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollregistered, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Terms of Use. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Participating Financial Institutions or their agents regarding the Zelle Service or related transfers between Network Banks Participating Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either any of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enrollregister. You further acknowledge and agree: ▪ : (a) You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including including, without limitation limitation, for short message service. Please check refer to your carrier's mobile service agreement for further details or applicable fees. ▪ . (b) You will immediately notify us if any email address or mobile phone number you have enrolled registered is (i) surrendered by you, or (ii) changed by you. ▪ . (c) In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . (d) Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.00000-000-000-0000. You expressly consent to the receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollregistered, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Terms of Use. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Participating Financial Institutions or their agents regarding the Zelle Service or related transfers between Network Banks Participating Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either any of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enrollregister. You further acknowledge and agree: ▪ : a) You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including including, without limitation limitation, for short message service. Please check refer to your carrier's mobile service agreement for further details or applicable fees. ▪ . b) You will immediately notify us if any email address or mobile phone number you have enrolled registered is (i) surrendered by you, or (ii) changed by you. ▪ . c) In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d) Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.00000- 000-000-0000. You expressly consent to the receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 888.4BAYFED or 0.000.000.0000888.422.9333. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. Section 4 (Text Messages, Calls and/or Emails to You) of the Additional General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : A. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. B. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . C. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . D. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . E. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. F. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. G. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Xxxxx may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you I represent that you are I am the owner of the email address, mobile phone number, and/or other alias you enrollI registered, or that you I have the delegated legal authority to act on behalf of the owner of such the email address, mobile phone number number, and/or other alias to send or receive money as described in this Agreement. You I consent to the receipt of emails or text messages from usBank, from Zelle, from other Users that are sending you me money or requesting money from youme, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and youme. You I agree that weBank may, Zelle, Zelle may or either of our Bank’s or Zelle’s agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enrollI register. You I further acknowledge and agree: ▪ You are : a. I am responsible for any fees or other charges that your my wireless carrier may charge for any related data, text or other message services, including without limitation for short message serviceservice ("SMS"). Please check your I should review my mobile service agreement for details or applicable fees. ▪ You . b. I will immediately notify us Bank if any email address or mobile phone number you I have enrolled registered is (i) surrendered by youme, or (ii) changed by you. ▪ me. c. In the case of any messages that you I may send through either us Bank or Zelle or that we Bank may send or Zelle may send on your my behalf to an email address or mobile phone number, you I represent that you I have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You I understand and agree that any emails or text messages that we send Bank sends or that Xxxxx sends on your my behalf may include your my name. ▪ Your . d. My wireless carrier is not liable for any delay or failure to deliver any message sent to or from us Bank or Zelle, including messages that you I may send through us Bank or through Zelle or that we Bank may send or Zelle may send on your my behalf. ▪ . e. To cancel text messaging from usXxxxx, reply "STOP" to the text STOP to 20736message. For help or information regarding text messaging, reply "HELP" to the text HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000message. You I expressly consent to receipt of a text message to confirm your “my "STOP” " request. f. I may view Bank’s list of Supported Carriers by doing the following: i. Visit xxxxx://xxx.xxxxxxxxx.xxx/pages/online-mobile-banking.aspx. ii. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier Scroll to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use the bottom of the Zelle Servicewebpage. iii. By using Locate the Zelle Service, footnote that reads "Message frequency depends on account settings. Message and data rates may apply. At any time you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizoncan text "HELP" to "FROST" for help, or any other branded wireless operator) text "STOP" to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, "FROST" to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationshipcancel. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your dataour privacy policy and complete terms and conditions." iv. Please review our Privacy Policy for more informationClick on the "terms and conditions" hyperlink within the footnote, which will display a window with the list of Supported Carriers.

Consent to Emails and Automated Text Messages. a. By participating as a Zelle User, you represent that you are the owner of the email address, U.S. mobile phone number, Zelle Tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, U.S. mobile phone number number, Zelle Tag and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Transfer Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : i. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message servicesZelle Transfer Services, including without limitation for short message service. Please check your mobile service Zelle Transfer Service agreement for details or applicable fees. ii. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. iii. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. iv. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . v. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service Zelle Transfer Service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000800-795-2325. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 000-000-0000 or 0.000.000.0000email xxxxxxxxxx@xxxxxxxxxxx.xxx. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many . f. Supported Carriers: Surrey Bank & Trust's Mobile Banking service supports most wireless carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 000-000-0000 or 0.000.000.0000email xxxxxxxxxx@xxxxxxxxxxx.xxx. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many . f. Supported Carriers: Surrey Bank & Trust's Mobile Banking service supports most wireless carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 (000) 000-0000 or 0.000.000.0000email xxxxxxxxxx@xxxxxxxxxxx.xxx. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many . f. Surrey Bank & Trust's Mobile Banking service supports most wireless carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Online Services Access Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : 1. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. 2. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. 3. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. 4. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. 5. ▪ To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000(000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as providing us with a Zelle Usertelephone number (including a wireless/cellular, mobile telephone number and/or email address), you represent consent to receiving calls from us and our Service Providers at that you are the owner of the email address, mobile phone numbernumber INCLUDING THOSE MADE BY USE OF AN AUTOMATIC TELEPHONE DIALING SYSTEM ("ATDS"), and/or other alias you enroll, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementemails from us for our everyday business purposes (including identity verification). You consent to the receipt of emails acknowledge and agree that such telephone calls include, but are not limited to, live telephone calls, prerecorded or artificial voice message calls, text messages from us, from Zelle, from other Users that are sending you money or requesting money from youmessages, and calls made by an ATDS from other Network Banks us or their agents regarding the Zelle Service or related transfers between Network Banks our affiliates and youagents. You agree that we, Zelle, or either of Please review our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ Privacy Policy for more information. a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from usfor the Zelle and Other Payment Services, text send STOP to 20736767666. For help or information regarding text messagingmessaging for the Zelle and Other Payment Services, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.00000-000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. a. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, number and/or other alias you enrollregistered, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Transfer Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enrollregister. You further acknowledge and agree: ▪ : i. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message servicesZelle Transfer Services, including without limitation for short message service. Please check your mobile service Zelle Transfer Service agreement for details or applicable fees. ii. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled registered is (i) surrendered by you, or (ii) changed by you. iii. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. iv. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . v. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service Zelle Transfer Service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, ZelleZelle may, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ You : x. Xxx are responsible for any fees or other charges that your wireless carrier may charge for any related data, text text, or other message services, including without limitation for short message service. You are also responsible for the content of the memos you send using Zelle. Please check your mobile service agreement for details or applicable fees. xx. ▪ You Xxx will immediately notify us if any email address or mobile phone number you have enrolled is (ia) surrendered by you, (b) inactivated or removed by your provider, or (iic) changed by you. ▪ In For your security, if we notice changes to your email or mobile number, or we are unable to deliver notifications, we may delete it and notify you. xxx. Xx the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your namename and the memo that you sent. iv. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ To . x. Xx cancel text messaging from us, text STOP to 20736855.470.7669. This will unenroll you from the Service. For help or information regarding text messaging, text HELP to 20736 000.000.0000 or contact our customer service at 0.000.000.0000 or 0.000.000.0000855.269.1122. xx. You expressly consent to receipt Xxxx of a text message to confirm your “STOP” request. ▪ Our Zelle Xxxxxxxx’x Xxxxx notifications are supported by many carriers, such as like AT&T, T-Mobile, Sprint, and Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. vii. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-T- Mobile, US Cellular, Verizon, or any other branded wireless operator) to use or disclose information related to your wireless subscriber account (such as your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other device and subscriber status and device detailsinformation) to Bank of Whittier or its service providers, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information which they may use for the duration of our your business relationshiprelationship with them, solely to verify your identity and help prevent fraud. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review For Bank of Whittier’s Privacy Policy, go to our Privacy Policy for more informationWeb site at xxxxx://xxx.xxxxxxxxxxxxxx.xxx/pdf/Privacy_Notice.pdf.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You By using the Service, you consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks FIs or their agents regarding the Zelle Service Services or related transfers between Network Banks FIs and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text text, or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 2073653608. For help or information regarding text messaging, text send HELP to 20736 53608 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications . f. Not all wireless carriers are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, ZelleZelle may, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ • You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ • You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ • In the case of any messages that you may send through either us us, or Zelle Zelle, or that we may send send, or Zelle may send send, on your behalf behalf, to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send send, or that Xxxxx sends Zelle sends, on your behalf may include your name. ▪ • Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us us, or Zelle, including messages that you may send through us us, or through Zelle Zelle, or that we may send send, or Zelle may send send, on your behalf. ▪ • To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer member service department at 0.000.000.0000 or 0.000.000.0000(000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, U.S. mobile phone number, Zelle® tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, U.S. mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 (000) 000-0000 or 0.000.000.0000email xxxxxxxxxx@xxxxxxxxxxx.xxx. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many . f. Surrey Bank & Trust's Mobile Banking service supports most wireless carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as providing us with a Zelle Usertelephone number (including a wireless/cellular, mobile telephone number and/or email address), you represent consent to receiving calls from us and our Service Providers at that you are the owner of the email address, mobile phone numbernumber INCLUDING THOSE MADE BY USE OF AN AUTOMATIC TELEPHONE DIALING SYSTEM ("ATDS"), and/or other alias you enroll, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementemails from us for our everyday business purposes (including identity verification). You consent to the receipt of emails acknowledge and agree that such telephone calls include, but are not limited to, live telephone calls, prerecorded or artificial voice message calls, text messages from us, from Zelle, from other Users that are sending you money or requesting money from youmessages, and calls made by an ATDS from other Network Banks us or their agents regarding the Zelle Service or related transfers between Network Banks our affiliates and youagents. You agree that we, Zelle, or either of Please review our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ Privacy Policy for more information. a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service Customer Service Center at 0.000.000.0000 808.544.0500 or toll- free at 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias that you enrollenrolled to use the Services, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of receiving emails or and text messages from us, from ZelleXxxxx, from other Users that are sending you money or requesting money from you, and from other Network Banks Institutions or their agents regarding the Zelle Service Services or related transfers between Network Banks Institutions and you. You agree that we, Zelle, Zelle and/or our or either of our its respective agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number that you enrollenroll with the Services. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including including, without limitation limitation, fees for short message service. Please check your mobile service agreement for details or applicable fees. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . b. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf the Site to an email address or and/or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or and/or text messages to the recipient. You understand and agree that any emails or and/or text messages that we send or that Xxxxx sends on your behalf sent through the Site may include your name. ▪ , mobile phone number and/or email address. c. Your wireless carrier is not the provider of the Services and is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send Xxxxx sends on your behalf. ▪ . d. You understand that there are inherent risks associated with using a mobile device, and that in the event of theft or loss, your confidential information could be compromised. e. To cancel text messaging from us, text send STOP to 20736729935. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000729935. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers include AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI Verizon and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationothers.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service Member Service at 0.000.000.0000 000-000-0000 or 0.000.000.00000-000-000-0000 Toll Free outside local calling areas. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, address and/or other alias you enroll, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias you registered to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Service(s) or related transfers between Network Banks and you. You agree that wewe may, ZelleZelle may, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enrollregister. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text text, or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ ; b. You will immediately notify us if any email address or mobile phone number you have enrolled is registered is: (i) surrendered by you, ; or (ii) changed by you. ▪ ; c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ ; d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle Zelle, or that we may send or Zelle may send on your behalf. ▪ ; and e. To cancel text messaging from usmessaging, text reply STOP to 20736any received text message from us regarding the Service. For help or information regarding text messaging, text reply HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000855.855.8805. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationrequests.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag, and/or other alias to send or receive money as described these Zelle and Other Payment Terms. You consent to our disclosure of your personal information (including bank account information) to Zelle, other Network Financial Institutions and other third parties as necessary to complete payment transactions in this Agreementaccordance with our customary processes and procedures. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. By providing us with a telephone number (including a wireless/cellular, mobile telephone number and/or email address), you consent to receiving calls from us and our Vendors at that number INCLUDING THOSE MADE BY USE OF AN AUTOMATIC TELEPHONE DIALING SYSTEM (“ATDS”), and/or emails from us for our everyday business purposes (including identity verification). You acknowledge and agree that such telephone calls include, but are not limited to, live telephone calls, prerecorded or artificial voice message calls, text messages, and calls made by an ATDS from us or our Affiliates and you further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient Receiver of such emails or automated text messages to send such emails or text messages to the recipientReceiver. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You By using the Service, you consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks FIs or their agents regarding the Zelle Service Services or related transfers between Network Banks FIs and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text text, or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 2073653608. For help or information regarding text messaging, text send HELP to 20736 53608 or contact our customer service at 0.000.000.0000 or 0.000.000.0000800-388-7000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications . f. Not all wireless carriers are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this [Agreement]. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 xxxxxxxx.xxxxxxx@xxxxxxxxxxxxxxxxxxx.xxx or 0.000.000.00000-000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. a. By participating as a Zelle User, you represent that you are the owner of the email address, U.S. mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, U.S. mobile phone number and/or other alias to send or receive money as described in this Zelle Agreement. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle® may, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. . b. You further acknowledge and agree: ▪ : I. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. II. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. III. ▪ In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. IV. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ To cancel text messaging from us, text STOP to 20736. For help or information regarding text messaging, text HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, U.S. mobile phone number, Zelle® tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, U.S. mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 2073632858. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 (000) 000-0000 or 0.000.000.0000(000) 000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enroll, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service or related transfers between Network Banks and you. You agree that we, Zelle, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ ƒ You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ ƒ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ ƒ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ ƒ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ ƒ To cancel text messaging from us, text STOP to 20736. For help or information regarding text messaging, text HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” requestSTOrePqu”est. ▪ ƒ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ ƒ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Zelle’Psrivacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪  You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. You are also responsible for the content of the memos you send using Zelle. Please check your mobile service agreement for details or applicable fees. ▪  You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, (ii) inactivated or removed by your provider, or (iiiii) changed by you. ▪ For your security, if we notice changes to your email or mobile number, or we are unable to deliver notifications, we may delete it and notify you.  In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your namename and the memo that you sent. ▪  Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪  To cancel text test messaging from us, text test STOP to 20736. For help or information regarding text messaging, text HELP to 20736 99588 or contact our customer service us at 0.000.000.0000 or 0.000.000.0000678‐385‐0800. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our  PromiseOne Bank’s Zelle notifications are supported by many carriers, such as carriers like AT&T, Verizon Wireless, T- T‐ Mobile, and SprintVerizon Wireless. Check with your individual carrier to confirm availability. ▪  We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-MobileT‐Mobile, US Cellular, Verizon, or any other branded wireless operator) to use or disclose information related to your wireless subscriber account (such as your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other device and subscriber status and device detailsinformation) to PromiseOne Bank or its service providers, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information which they may use for the duration of our your business relationshiprelationship with them, solely to verify your identity and help prevent fraud. See Xxxxx’x Zelle’s Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policyxxxxx://xxx.xxxxxxxx.xxx/privacy‐policy] for how it treats your data. Please review For PromiseOne Bank’s Privacy Policy, go to our Privacy Policy for more information.Web site at xxxxx://xxxxxxxxxx.xxxx/en/privacy‐policy/

Consent to Emails and Automated Text Messages. By participating as providing us with a Zelle Usertelephone number (including a wireless/cellular, mobile telephone number and/or email address), you represent consent to receiving calls from us and our Service Providers at that you are the owner of the email address, mobile phone numbernumber INCLUDING THOSE MADE BY USE OF AN AUTOMATIC TELEPHONE DIALING SYSTEM ("ATDS"), and/or other alias you enroll, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementemails from us for our everyday business purposes (including identity verification). You consent to the receipt of emails acknowledge and agree that such telephone calls include, but are not limited to, live telephone calls, prerecorded or artificial voice message calls, text messages from us, from Zelle, from other Users that are sending you money or requesting money from youmessages, and calls made by an ATDS from other Network Banks us or their agents regarding the Zelle Service or related transfers between Network Banks our affiliates and youagents. You agree that we, Zelle, or either of Please review our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ Privacy Policy for more information. a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from usfor the Zelle and Other Payment Services, text send STOP to 20736767666. For help or information regarding text messagingmessaging for the Zelle and Other Payment Services, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.00000-000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated duly authorized legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Terms of Use. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message serviceservice (SMS). Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000877.580.0235. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, . f. Supported Carriers: please refer to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.mobile banking FAQs at xxxxx://xxx.xxxxxxxxxxx.xxx/personal/services/mobile-banking.html

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.00000-000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. 000-000-0000 You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle tag and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ , as message and data rates may apply. b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Terms of Use. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email e-mail address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email e-mail address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails e-mails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, ZelleZelle may, or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email e-mail address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email e-mail address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails e-mails or automated text messages to send such emails e-mails or text messages to the recipient. You understand and agree that any emails e-mails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from usmessaging, text reply STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service us at 0.000.000.0000 (000) 000-0000 or 0.000.000.00000 (000) 000-0000 during Call Center hours. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (requests. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. (Text Messages, Calls and/or Emails to You) above does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.00000-000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Zelle and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736729935. For help or information regarding text messaging, text send HELP to 20736 729935 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (. f. Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. g. Your phone service provider is not the provider of the Zelle and Other Payment Services. Users of the Zelle Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees, as message and data rates may apply. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 713.627.4000 or 0.000.000.0000xxx.xxx@xxxxxxxxxxxxxx.xxx. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (Supported Carriers: AT&T, Sprint, T-Mobile, US CellularVerizon and others. Your phone service provider is not the provider of the Zelle® and Other Payment Services. Users of the Zelle® Payment Service will receive text messages relating to their Payment Instructions and other notices from time to time if a mobile phone number is provided. Data and messaging charges from your telecommunications provider may apply, Verizon, or and you are responsible for any other branded wireless operator) to disclose such charges. In the event your mobile number, name, address, email, network status, customer type, customer role, billing type, enrolled mobile device identifiers (IMSI is lost or stolen, you agree to update your enrollment information and IMEI) make the appropriate changes to disable the use of such device. You understand that there are risks associated with using a mobile device, and other subscriber status and device detailsthat in the event of theft or loss, if available, to our third party service provider solely to allow verification of your identity and to compare confidential information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more informationcould be compromised.

Consent to Emails and Automated Text Messages. Section 8 (Text Messages, Calls and/or Emails to You) of the General Terms does not apply to Zelle® Payment Services. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, Zelle® tag and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreementthese Zelle® and Other Payment Terms. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks Financial Institutions or their agents regarding the Zelle Service Zelle® and Other Payment Services or related transfers between Network Banks Financial Institutions and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : 1. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees, as message and data rates may apply. 2. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. 3. ▪ In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. 4. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. 5. ▪ To cancel text messaging from us, text send STOP to 20736767666. For help or information regarding text messaging, text send HELP to 20736 767666 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle Userin online/mobile banking, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementalias. You consent to the receipt of emails or text messages from usto the email address(es) or phone number(s) you provide to us for any purpose, from Zelle, from other Users that are sending you money or requesting money from you, including marketing of our products and from other Network Banks or their agents regarding the Zelle Service or related transfers between Network Banks and youservices. You agree that we, Zelle, we or either of our respective agents and/or service providers may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. (TCPA), CAN-SPAM Act and their related federal regulations and orders issued by the Federal Communications Commission (FCC). You further acknowledge and agree: ▪ You are responsible for authorize us to contact you regarding this account throughout its existence using any fees telephone numbers or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent addresses that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ To cancel text messaging from us, text STOP to 20736. For help or information regarding text messaging, text HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have previously provided to us or that you may subsequently provide to Zelle with your us. This consent is regardless of whether the number we use to contact you is assigned to a landline, a paging service, a cellular wireless operator account profile information service, a specialized mobile radio service, other radio common carrier service or any other service for which you may be charged for the duration call. You further authorize us to contact you through the use of voice, voice mail and text messaging, including the use of pre-recorded or artificial voice messages and an automated dialing device. We may rely upon your address as it appears on our business relationshiprecords, including, without limitation, your E-mail address, unless and until you provide notice of a change of address online via Services / Member Profile within Online Banking, or via mail to Pawtucket Credit Union, 0000 Xxxxxxx Xxxxxx, Xxxxxxxxx, XX 00000, Attention: Operations Department, and we have had a reasonable opportunity to act upon such notice. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] The Online Banking service is designed to safeguard your online transactions from unauthorized use. In addition to user IDs and password, secure Access Codes and user and computer registration provide multiple levels of protection. We do not have joint agreements for how our Online Banking service. If you are an individual or sole proprietor, you are the only member under this Agreement. However, any of the accounts to which you have access through our Online Banking service may be jointly owned with, or joint obligations with, others. We will tell you which types of accounts qualify for our Online Banking service. You must be a named owner/signer/obligor on the account in our records for it treats your datato qualify. Please review our Privacy Policy Any account requiring more than one signature for more informationwithdrawal, draw or transfer of funds does not qualify. You agree to provide us with any authority we require before we permit access to any qualifying account.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, mobile phone number, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, mobile phone number and/or other alias to send or receive money as described in this Agreementthese Terms of Use. You consent to the receipt of emails or text messages from us, from Zelle, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, Zelle may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle or that we may send or Zelle may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx sends on your behalf may include your name. ▪ yourname. d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle, including messages that you may send through us or through Zelle or that we may send or Zelle may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 or 0.000.000.0000000-000-0000. You expressly consent to receipt of a text message to confirm your “STOP” request. ▪ Our Zelle notifications are supported by many carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.

Consent to Emails and Automated Text Messages. By participating as a Zelle User, you represent that you are the owner of the email address, U.S. mobile phone number, Zelle® tag, and/or other alias you enrollenrolled, or that you have the delegated legal authority to act on behalf of the owner of such email address, U.S. mobile phone number number, Zelle® tag and/or other alias to send or receive money as described in this Agreement. You consent to the receipt of emails or text messages from us, from Zelle®, from other Users that are sending you money or requesting money from you, and from other Network Banks or their agents regarding the Zelle Service Services or related transfers between Network Banks and you. You agree that wewe may, Zelle, ® may or either of our agents may use automatic telephone dialing systems in connection with text messages sent to any mobile phone number you enroll. You further acknowledge and agree: ▪ : a. You are responsible for any fees or other charges that your wireless carrier may charge for any related data, text or other message services, including without limitation for short message service. Please check your mobile service agreement for details or applicable fees. ▪ . b. You will immediately notify us if any email address or mobile phone number you have enrolled is is (i) surrendered by you, or (ii) changed by you. ▪ . c. In the case of any messages that you may send through either us or Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf to an email address or mobile phone number, you represent that you have obtained the consent of the recipient of such emails or automated text messages to send such emails or text messages to the recipient. You understand and agree that any emails or text messages that we send or that Xxxxx Zelle® sends on your behalf may include your name. ▪ . d. Your wireless carrier is not liable for any delay or failure to deliver any message sent to or from us or Zelle®, including messages that you may send through us or through Zelle Zelle® or that we may send or Zelle Zelle® may send on your behalf. ▪ . e. To cancel text messaging from us, text send STOP to 20736. For help or information regarding text messaging, text send HELP to 20736 or contact our customer service at 0.000.000.0000 (000) 000-0000 or 0.000.000.0000email xxxxxxxxxx@xxxxxxxxxxx.xxx. You expressly consent to receipt of a text message to confirm your “"STOP” " request. ▪ Our Zelle notifications are supported by many . f. Surrey Bank & Trust's Mobile Banking service supports most wireless carriers, such as AT&T, Verizon Wireless, T- Mobile, and Sprint. Check with your individual carrier to confirm availability. ▪ We or Zelle may use information on file with your wireless operator to further verify your identity and to protect against or prevent actual or potential fraud or unauthorized use of the Zelle Service. By using the Zelle Service, you authorize your wireless operator (AT&T, Sprint, T-Mobile, US Cellular, Verizon, or any other branded wireless operator) to disclose your mobile number, name, address, email, network status, customer type, customer role, billing type, mobile device identifiers (IMSI and IMEI) and other subscriber status and device details, if available, to our third party service provider solely to allow verification of your identity and to compare information you have provided to us or to Zelle with your wireless operator account profile information for the duration of our business relationship. See Xxxxx’x Privacy Policy [xxxxx://xxx.xxxxxxxx.xxx/privacy-policy] for how it treats your data. Please review our Privacy Policy for more information.