Common use of Consequences of Withdrawal Clause in Contracts

Consequences of Withdrawal. In the event of an effective withdrawal, the services received by both parties shall be returned. You are obligated to pay compensation for the value of the service provided up to the time of withdrawal if you were made aware of this legal consequence before submitting your contractual declaration and expressly agreed that we could commence with the performance of the service in return before the end of the withdrawal period. If there is an obligation to pay compensation for lost value, this may mean that you still have to fulfill the contractual payment obligations for the period until the withdrawal. Your right of withdrawal shall expire prematurely if the contract has been completely fulfilled by both parties at your express request before you have exercised your right of withdrawal. Obligations to refund payments must be fulfilled within 30 days. This period begins for you with the dispatch of your withdrawal, for us with its receipt. Upon withdrawal of this contract, you shall also no longer be bound by any contract related to this contract if the related contract concerns a service provided by us or a third party on the basis of an agreement between us and the third party. Appendix 1.2. Information on Handling Conflicts of Interest Trade Republic Bank GmbH Trade Republic has taken precautions to ensure that potential conflicts of interest between Trade Republic, Trade Republic's management and employees, or other persons directly or indirectly related to Trade Republic by control, and the Customer, or among Customers themselves, do not affect Customer interests. Conflicts of interest may arise at Trade Republic between Trade Republic and its Customers, relevant persons employed by Trade Republic or associated with Trade Republic, including management, persons associated with Trade Republic through control and other third parties in the investment services provided by Trade Republic. Conflicts of interest may arise in particular: - from Trade Republic's own (revenue) interest in the sale of financial instruments; - in case of receipt or granting of benefits from third parties or to third parties in connection with investment services or transactions in crypto assets for the Customer (for example, settlement cost allowances from Execution Venues or counterparties for the routing of Customer orders by Trade Republic); - through performance-based compensation of Trade Republic's management and/or employees; - by granting benefits to Trade Republic employees; - from Trade Republic's relationships with issuers of financial instruments; - by obtaining information that is not publicly known; - from personal relationships of Trade Republic's employees or management or persons associated with them, or - in the participation of these persons in supervisory or advisory boards. Trade Republic itself, as well as its management, are obliged, in accordance with the legal basis, to provide the aforementioned investment services and ancillary investment services honestly, fairly and professionally in the interest of the Customer and to avoid conflicts of interest as far as possible. To this end, Trade Republic has taken organizational precautions to identify and counteract such conflicts of interest. At Trade Republic, both the management itself and the compliance area are responsible for preventing and managing conflicts of interest. The compliance department is headed by an independent compliance officer. Specifically, Trade Republic takes the following measures, among others, to avoid conflicts of interest: - All employees for whom conflicts of interest may arise in the course of their work are required to disclose all their transactions in financial instruments. Employee transactions that may conflict with Customer interests are not permitted; - Transparency in pricing; - Ongoing control of all transactions Trade Republic makes, executes and forwards for its Customers; - Orders are executed only at the execution venue specified by the Customer, i.e., Trade Republic has no influence on the execution venue after the order has been placed; the only exception to this is the situation where the specified trading venue fails; - Regulations on the acceptance of gifts and other benefits (gifts-and-entertainment policy); - Continuing education of management and employees. Trade Republic would like to draw the Customer's attention to the following issues in particular: Trade Republic also receives payments from third parties for the execution of orders in financial instruments (see Clause 4.2. of the Framework Agreement). The collection of these payments and benefits or other incentives serves to provide and further develop an efficient and high-quality infrastructure (i.e., in particular the Application) for the acquisition, monitoring and sale of a broad range of financial instruments for the Customer. Trade Republic discloses the receipt of the payments to the Customer on an annual basis. Finally, Trade Republic may receive gratuitous benefits from other service providers, such as financial analysis or other informational materials, training and, in some cases, technical services and equipment to access third party information and dissemination systems. The receipt of such gratuities is not directly related to the services provided to the Customer; Trade Republic uses these gratuities to provide and continuously improve its services to the high quality claimed by the Customer. If conflicts of interest are nevertheless unavoidable in individual cases, Trade Republic will inform the Customer accordingly. If requested by the Customer, Trade Republic will provide further details on the potential conflicts of interest. Appendix 2.1. Special Terms and Conditions for Terminal Devices Trade Republic Bank GmbH

Consequences of Withdrawal. In the event of an effective withdrawal, the services received by both parties shall be returned. You are obligated to pay compensation for the value of the service provided up to the time of withdrawal if you were made aware of this legal consequence before submitting your contractual declaration and expressly agreed that we could commence with the performance of the service in return before the end of the withdrawal period. If there is an obligation to pay compensation for lost value, this may mean that you still have to fulfill the contractual payment obligations for the period until the withdrawal. Your right of withdrawal shall expire prematurely if the contract has been completely fulfilled by both parties at your express request before you have exercised your right of withdrawal. Obligations to refund payments must be fulfilled within 30 days. This period begins for you with the dispatch of your withdrawal, for us with its receipt. Upon withdrawal of this contract, you shall also no longer be bound by any contract related to this contract if the related contract concerns a service provided by us or a third party on the basis of an agreement between us and the third party. Appendix 1.2. Information on Handling Conflicts of Interest Trade Republic Bank GmbH Trade Republic has taken precautions to ensure that potential conflicts of interest between Trade Republic, Trade Republic's management and employees, or other persons directly or indirectly related to Trade Republic by control, and the Customer, or among Customers themselves, do not affect Customer interests. Conflicts of interest may arise at Trade Republic between Trade Republic and its Customers, relevant persons employed by Trade Republic or associated with Trade Republic, including management, persons associated with Trade Republic through control and other third parties in the investment services provided by Trade Republic. Conflicts of interest may arise in particular: - from Trade Republic's own (revenue) interest in the sale of financial instruments; - in case of receipt or granting of benefits from third parties or to third parties in connection with investment services or transactions in crypto assets for the Customer (for example, settlement cost allowances from Execution Venues or counterparties for the routing of Customer orders by Trade Republic); - through performance-based compensation of Trade Republic's management and/or employees; - by granting benefits to Trade Republic employees; - from Trade Republic's relationships with issuers of financial instruments; - by obtaining information that is not publicly known; - from personal relationships of Trade Republic's employees or management or persons associated with them, or - in the participation of these persons in supervisory or advisory boards. Trade Republic itself, as well as its management, are obliged, in accordance with the legal basis, to provide the aforementioned investment services and ancillary investment services honestly, fairly and professionally in the interest of the Customer and to avoid conflicts of interest as far as possible. To this end, Trade Republic has taken organizational precautions to identify and counteract such conflicts of interest. At Trade Republic, both the management itself and the compliance area are responsible for preventing and managing conflicts of interest. The compliance department is headed by an independent compliance officer. Specifically, Trade Republic takes the following measures, among others, to avoid conflicts of interest: - All employees for whom conflicts of interest may arise in the course of their work are required to disclose all their transactions in financial instruments. Employee transactions that may conflict with Customer interests are not permitted; - Transparency in pricing; - Ongoing control of all transactions Trade Republic makes, executes and forwards for its Customers; - Orders are executed only at the execution venue specified by the Customer, i.e., Trade Republic has no influence on the execution venue after the order has been placed; the only exception to this is the situation where the specified trading venue fails; - Regulations on the acceptance of gifts and other benefits (gifts-and-entertainment policy); - Continuing education of management and employees. Trade Republic would like to draw the Customer's attention to the following issues in particular: Trade Republic also receives payments from third parties for the execution of orders in financial instruments (see Clause 4.2. of the Framework Agreement). The collection of these payments and benefits or other incentives serves to provide and further develop an efficient and high-quality infrastructure (i.e., in particular the Application) for the acquisition, monitoring and sale of a broad range of financial instruments for the Customer. Trade Republic discloses the receipt of the payments to the Customer on an annual basis. Finally, Trade Republic may receive gratuitous benefits from other service providers, such as financial analysis or other informational materials, training and, in some cases, technical services and equipment to access third party information and dissemination systems. The receipt of such gratuities is not directly related to the services provided to the Customer; Trade Republic uses these gratuities to provide and continuously improve its services to the high quality claimed by the Customer. If conflicts of interest are nevertheless unavoidable in individual cases, Trade Republic will inform the Customer accordingly. If requested by the Customer, Trade Republic will provide further details on the potential conflicts of interest. Appendix 2.1. Special Terms and Conditions for Terminal Devices Trade Republic Bank GmbH;

Consequences of Withdrawal. In the event of an effective withdrawal, the services received by both parties shall be returned. You are obligated to pay compensation for the value of the service provided up to the time of withdrawal if you were made aware of this legal consequence before submitting your contractual declaration and expressly agreed that we could commence with the performance of the service in return before the end of the withdrawal period. If there is an obligation to pay compensation for lost value, this may mean that you still have to fulfill the contractual payment obligations for the period until the withdrawal. Your right of withdrawal shall expire prematurely if the contract has been completely fulfilled by both parties at your express request before you have exercised your right of withdrawal. Obligations to refund payments must be fulfilled within 30 days. This period begins for you with the dispatch of your withdrawal, for us with its receipt. Upon withdrawal of this contract, you shall also no longer be bound by any contract related to this contract if the related contract concerns a service provided by us or a third party based on the basis of an agreement between us and the third party. Appendix 1.2. Information on Handling Conflicts of Interest Trade Republic Bank GmbH Appendix 1.2. Information on Handling Conflicts of Interest Trade Republic has taken precautions to ensure that potential conflicts of interest between Trade Republic, Trade Republic's management and employees, or other persons directly or indirectly related to Trade Republic by control, and the Customer, or among Customers themselves, do not affect Customer interests. Conflicts of interest may arise at Trade Republic between Trade Republic and its Customers, relevant persons employed by Trade Republic or associated with Trade Republic, including management, persons associated with Trade Republic through control and other third parties in the investment services provided by Trade Republic. Conflicts of interest may arise in particular: - from Trade Republic's own (revenue) interest in the sale of financial instruments; - in case of receipt or granting of benefits from third parties or to third parties in connection with investment services or transactions in crypto assets for the Customer (for example, settlement cost allowances from Execution Venues or counterparties for the routing of Customer orders by Trade Republic); - through performance-based compensation of Trade Republic's management and/or employees; - by granting benefits to Trade Republic employees; - from Trade Republic's relationships with issuers of financial instruments; - by obtaining information that is not publicly known; - from personal relationships of Trade Republic's employees or management or persons associated with them, or - in the participation of these persons in supervisory or advisory boards. Trade Republic itself, as well as its management, are obliged, in accordance with the legal basis, to provide the aforementioned investment services and ancillary investment services honestly, fairly and professionally in the interest of the Customer and to avoid conflicts of interest as far as possible. To this end, Trade Republic has taken organizational precautions to identify and counteract such conflicts of interest. At Trade Republic, both the management itself and the compliance area are responsible for preventing and managing conflicts of interest. The compliance department is headed by an independent compliance officer. Specifically, Trade Republic takes the following measures, among others, to avoid conflicts of interest: - All employees for whom conflicts of interest may arise in the course of their work are required to disclose all their transactions in financial instruments. Employee transactions that may conflict with Customer interests are not permitted; - Transparency in pricing; - Ongoing control of all transactions Trade Republic makes, executes and forwards for its Customers; - Orders are executed only at the execution venue specified by the Customer, i.e., Trade Republic has no influence on the execution venue after the order has been placed; the only exception to this is the situation where the specified trading venue fails; - Regulations on the acceptance of gifts and other benefits (gifts-and-entertainment policy); - Continuing education of management and employees. Trade Republic would like to draw the Customer's attention to the following issues in particular: Trade Republic also receives payments from third parties for the execution of orders in financial instruments (see Clause 4.2. of the Framework Agreement). The collection of these payments and benefits or other incentives serves to provide and further develop an efficient and high-quality infrastructure (i.e., in particular the Application) for the acquisition, monitoring and sale of a broad range of financial instruments for the Customer. Trade Republic discloses the receipt of the payments to the Customer on an annual basis. Finally, Trade Republic may receive gratuitous benefits from other service providers, such as financial analysis or other informational materials, training and, in some cases, technical services and equipment to access third party information and dissemination systems. The receipt of such gratuities is not directly related to the services provided to the Customer; Trade Republic uses these gratuities to provide and continuously improve its services to the high quality claimed by the Customer. If conflicts of interest are nevertheless unavoidable in individual cases, Trade Republic will inform the Customer accordingly. If requested by the Customer, Trade Republic will provide further details on the potential conflicts of interestinterests. Appendix 2.1. Special Terms and Conditions for Terminal Devices Trade Republic Bank GmbH

Consequences of Withdrawal. In the event of an effective withdrawal, the services received by both parties shall be returned. You are obligated to pay compensation for the value of the service provided up to the time of withdrawal if you were made aware of this legal consequence before submitting your contractual declaration and expressly agreed that we could commence with the performance of the service in return before the end of the withdrawal period. If there is an obligation to pay compensation for lost value, this may mean that you still have to fulfill the contractual payment obligations for the period until the withdrawal. Your right of withdrawal shall expire prematurely if the contract has been completely fulfilled by both parties at your express request before you have exercised your right of withdrawal. Obligations to refund payments must be fulfilled within 30 days. This period begins for you with the dispatch of your withdrawal, for us with its receipt. Upon withdrawal of this contract, you shall also no longer be bound by any contract related to this contract if the related contract concerns a service provided by us or a third party based on the basis of an agreement between us and the third party. Appendix 1.2. Information on Handling Conflicts of Interest Trade Republic Bank GmbH Trade Republic has taken precautions to ensure that potential conflicts of interest between Trade Republic, Trade Republic's management and employees, or other persons directly or indirectly related to Trade Republic by control, and the Customer, or among Customers themselves, do not affect Customer interests. Conflicts of interest may arise at Trade Republic between Trade Republic and its Customers, relevant persons employed by Trade Republic or associated with Trade Republic, including management, persons associated with Trade Republic through control and other third parties in the investment services provided by Trade Republic. Conflicts of interest may arise in particular: - from Trade Republic's own (revenue) interest in the sale of financial instruments; - in case of receipt or granting of benefits from third parties or to third parties in connection with investment services or transactions in crypto assets for the Customer (for example, settlement cost allowances from Execution Venues or counterparties for the routing of Customer orders by Trade Republic); - through performance-based compensation of Trade Republic's management and/or employees; - by granting benefits to Trade Republic employees; - from Trade Republic's relationships with issuers of financial instruments; - by obtaining information that is not publicly known; - from personal relationships of Trade Republic's employees or management or persons associated with them, or - in the participation of these persons in supervisory or advisory boards. Trade Republic itself, as well as its management, are obliged, in accordance with the legal basis, to provide the aforementioned investment services and ancillary investment services honestly, fairly and professionally in the interest of the Customer and to avoid conflicts of interest as far as possible. To this end, Trade Republic has taken organizational precautions to identify and counteract such conflicts of interest. At Trade Republic, both the management itself and the compliance area are responsible for preventing and managing conflicts of interest. The compliance department is headed by an independent compliance officer. Specifically, Trade Republic takes the following measures, among others, to avoid conflicts of interest: - All employees for whom conflicts of interest may arise in the course of their work are required to disclose all their transactions in financial instruments. Employee transactions that may conflict with Customer interests are not permitted; - Transparency in pricing; - Ongoing control of all transactions Trade Republic makes, executes and forwards for its Customers; - Orders are executed only at the execution venue specified by the Customer, i.e., Trade Republic has no influence on the execution venue after the order has been placed; the only exception to this is the situation where the specified trading venue fails; - Regulations on the acceptance of gifts and other benefits (gifts-and-entertainment policy); - Continuing education of management and employees. Trade Republic would like to draw the Customer's attention to the following issues in particular: Trade Republic also receives payments from third parties for the execution of orders in financial instruments (see Clause 4.2. of the Framework Agreement). The collection of these payments and benefits or other incentives serves to provide and further develop an efficient and high-quality infrastructure (i.e., in particular the Application) for the acquisition, monitoring and sale of a broad range of financial instruments for the Customer. Trade Republic discloses the receipt of the payments to the Customer on an annual basis. Finally, Trade Republic may receive gratuitous benefits from other service providers, such as financial analysis or other informational materials, training and, in some cases, technical services and equipment to access third party information and dissemination systems. The receipt of such gratuities is not directly related to the services provided to the Customer; Trade Republic uses these gratuities to provide and continuously improve its services to the high quality claimed by the Customer. If conflicts of interest are nevertheless unavoidable in individual cases, Trade Republic will inform the Customer accordingly. If requested by the Customer, Trade Republic will provide further details on the potential conflicts of interest. Appendix 2.1. Special Terms and Conditions for Terminal Devices Trade Republic Bank GmbH