Common use of Counterparts; Further Instruments Clause in Contracts

Counterparts; Further Instruments. This Agreement may be --------------------------------- executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. The parties hereto agree to execute such further instruments and to take such further action as may be reasonably necessary to carry out the purposes and intent of this Agreement. [SIGNATURES OF THE CORPORATION AND THE PARTICIPANT FOLLOW ON SCHEDULE A/GRANT NOTICE.] NEW YORK COMMUNITY BANCORP, INC. 2006 STOCK INCENTIVE PLAN NONQUALIFIED STOCK OPTION AGREEMENT SCHEDULE A/GRANT NOTICE ----------------------- 1. Pursuant to the terms and conditions of the Corporation's 2006 Stock Incentive Plan (the "Plan"), you (the "Participant") have been granted an option (the "Option") to purchase ________ shares (the "Shares") of our Common Stock as outlined below. Name of Participant: ------------------------------- Address: ------------------------------- Grant Date: ------------------------------- Number of Shares Subject to Option: ------------------------------- Option Price: ------------------------------- Type of Option: ------------------------------- Expiration Date (Last Day of Option Period): ------------------------------- Vesting Schedule/Conditions: ------------------------------- 2. By my signature below, I, the Participant, hereby acknowledge receipt of this Grant Notice and the Option Agreement (the "Agreement") dated _______________, 2006, between the Participant and New York Community Bancorp, Inc. (the "Corporation") which is attached to this Grant Notice. I understand that the Grant Notice and other provisions of Schedule A herein are incorporated by reference into the Agreement and constitute a part of the Agreement. By my ----- signature below, I further agree to be bound by the terms of the Plan and the ----------------------------------------------------------------------------- Agreement, including but not limited to the terms of this Grant Notice and the ------------------------------------------------------------------------------ other provisions of Schedule A contained herein. The Corporation reserves the ----------------------------------------------------------------------------- right to treat the Option and the Agreement as cancelled, void and of no effect ------------------------------------------------------------------------------- if the Participant fails to return a signed copy of the Grant Notice within 30 ------------------------------------------------------------------------------ days of grant date stated above. ------------------------------- Signature: Date: ----------------------------------- --------------------------- Agreed to by: NEW YORK COMMUNITY BANCORP, INC. By: -----------------------------

Counterparts; Further Instruments. This Agreement may be --------------------------------- executed in --------------------------------- two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. The parties hereto agree to execute such further instruments and to take such further action as may be reasonably necessary to carry out the purposes and intent of this Agreement. [SIGNATURES OF THE CORPORATION AND THE PARTICIPANT FOLLOW ON SCHEDULE Signatures of the Corporation and the Participant follow on Schedule A/GRANT NOTICEGrant Notice.] NEW YORK COMMUNITY BANCORPFORM OF HEALTHEXTRAS, INC. 2006 STOCK INCENTIVE PLAN NONQUALIFIED STOCK OPTION AGREEMENT SCHEDULE Nonqualified Stock Option Agreement Schedule A/GRANT NOTICE Grant Notice ----------------------- 1. Pursuant to the terms and conditions of the Corporation's 2006 Stock Incentive Plan (the "Plan"), you (the "Participant") have been granted an option (the "Option") to purchase ________ shares (the "Shares") of our Common Stock as outlined below. Name of Participant: ------------------------------- --------------------------------- Address: ------------------------------- --------------------------------- Grant Date: ------------------------------- --------------------------------- Number of Shares Subject to Option: ------------------------------- --------------------------------- Option Price: ------------------------------- --------------------------------- Type of Option: ------------------------------- --------------------------------- Expiration Date (Last Day of Option Period): ------------------------------- --------------------------------- Vesting Schedule/Conditions: ---------------------------------------------------------------- 2. By my signature below, I, the Participant, hereby acknowledge receipt of this Grant Notice and the Option Agreement (the "Agreement") dated _______________, 2006, between the Participant and New York Community BancorpHealthExtras, Inc. (the "Corporation") which is attached to this Grant Notice. I understand that the Grant Notice and other provisions of Schedule A herein are incorporated by reference into the Agreement and constitute a part of the Agreement. By my ----- signature below, I further agree to be bound by the terms of the Plan and the ----------------------------------------------------------------------------- Agreement, including but not limited to the terms of this Grant Notice and the ------------------------------------------------------------------------------ other provisions of Schedule A contained herein. The Corporation reserves the ----------------------------------------------------------------------------- right to treat the Option and the Agreement as cancelled, void and of no effect ------------------------------------------------------------------------------- if the Participant fails to return a signed copy of the Grant Notice within 30 ------------------------------------------------------------------------------ days of grant date stated above. ------------------------------- Signature: Date: ----------------------------------- --------------------------- ---------------------------------- -------------------------- Agreed to by: NEW YORK COMMUNITY BANCORPHEALTHEXTRAS, INC. By: -----------------------------

Counterparts; Further Instruments. This Agreement may be --------------------------------- executed in --------------------------------- two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. The parties hereto agree to execute such further instruments and to take such further action as may be reasonably necessary to carry out the purposes and intent of this Agreement. [SIGNATURES OF THE CORPORATION AND THE PARTICIPANT FOLLOW ON SCHEDULE A/GRANT NOTICE.] NEW YORK COMMUNITY BANCORPFORM OF HEALTHEXTRAS, INC. 2006 STOCK INCENTIVE PLAN NONQUALIFIED INCENTIVE STOCK OPTION AGREEMENT SCHEDULE A/GRANT NOTICE ----------------------- 1. Pursuant to the terms and conditions of the Corporation's 2006 Stock Incentive Plan (the "Plan"), you (the "Participant") have been granted an option (the "Option") to purchase ________ shares (the "Shares") of our Common Stock as outlined below. Name of Participant: ------------------------------- ----------------------------------------- Address: ------------------------------- ----------------------------------------- Grant Date: ------------------------------- ----------------------------------------- Number of Shares Subject to Option: ------------------------------- ----------------------------------------- Option Price: ------------------------------- ----------------------------------------- Type of Option: ------------------------------- ----------------------------------------- Expiration Date (Last Day of Option Period): ------------------------------- ----------------------------------------- Vesting Schedule/Conditions: ------------------------------------------------------------------------ 2. By my signature below, I, the Participant, hereby acknowledge receipt of this Grant Notice and the Option Agreement (the "Agreement") dated _____________ ___, 2006200__, between the Participant and New York Community BancorpHealthExtras, Inc. (the "Corporation") which is attached to this Grant Notice. I understand that the Grant Notice and other provisions of Schedule A herein are incorporated by reference into the Agreement and constitute a part of the Agreement. By my ----- signature below, I further agree to be bound by the terms of the Plan and the ----------------------------------------------------------------------------- Agreement, including but not limited to the terms of this Grant Notice and the ------------------------------------------------------------------------------ other provisions of Schedule A contained herein. The Corporation reserves the ----------------------------------------------------------------------------- right to treat the Option and the Agreement as cancelled, void and of no effect ------------------------------------------------------------------------------- if the Participant fails to return a signed copy of the Grant Notice within 30 ------------------------------------------------------------------------------ days of grant date stated above. ------------------------------- Signature: Date: ----------------------------------- --------------------------- -------------------------------- ------------------------- Agreed to by: NEW YORK COMMUNITY BANCORPHEALTHEXTRAS, INC. By: --------------------------------------------------------

Counterparts; Further Instruments. This Agreement may be --------------------------------- executed in two or more counterparts, each of which shall be deemed an original, but all of which together shall constitute one and the same instrument. The parties hereto agree to execute such further instruments and to take such further action as may be reasonably necessary to carry out the purposes and intent of this Agreement. [SIGNATURES OF THE CORPORATION AND THE PARTICIPANT FOLLOW ON SCHEDULE A/GRANT NOTICE.] NEW YORK COMMUNITY BANCORP, INC. 2006 STOCK INCENTIVE PLAN NONQUALIFIED INCENTIVE STOCK OPTION AGREEMENT SCHEDULE A/GRANT NOTICE ----------------------- 1. Pursuant to the terms and conditions of the Corporation's 2006 Stock Incentive Plan (the "Plan"), you (the "Participant") have been granted an option (the "Option") to purchase ________ shares (the "Shares") of our Common Stock as outlined below. Name of Participant: ------------------------------- ----------------------------- Address: ------------------------------- ----------------------------- Grant Date: ------------------------------- ----------------------------- Number of Shares Subject to Option: ------------------------------- ----------------------------- Option Price: ------------------------------- ----------------------------- Type of Option: ------------------------------- ----------------------------- Expiration Date (Last Day of Option Period): ------------------------------- ----------------------------- Vesting Schedule/Conditions: ------------------------------------------------------------ 2. By my signature below, I, the Participant, hereby acknowledge receipt of this Grant Notice and the Option Agreement (the "Agreement") dated _____________ ___, 2006200__, between the Participant and New York Community Bancorp, Inc. (the "Corporation") which is attached to this Grant Notice. I understand that the Grant Notice and other provisions of Schedule A herein are incorporated by reference into the Agreement and constitute a part of the Agreement. By my ----- signature below, I further agree to be bound by the terms of the Plan and the ----------------------------------------------------------------------------- Agreement, including but not limited to the terms of this Grant Notice and the ------------------------------------------------------------------------------ ----------------------------------------------------------------------------- other provisions of Schedule A contained herein. The Corporation reserves the ----------------------------------------------------------------------------- right to treat the Option and the Agreement as cancelled, void and of no effect ------------------------------------------------------------------------------- ----------------------------------------------------------------------------- if the Participant fails to return a signed copy of the Grant Notice within 30 ------------------------------------------------------------------------------ ----------------------------------------------------------------------------- days of grant date stated above. ------------------------------- Signature: Date: ----------------------------------- --------------------------- Agreed to by: NEW YORK COMMUNITY BANCORP, INC. By: -----------------------------