Common use of Coverage J Clause in Contracts

Coverage J. Extended Coverage On Jewelry, Watches and Furs Coverage C Personal Property Protection is extended to pay for sudden and accidental direct physical loss to the following property, subject to the provisions in this coverage: a) jewelry, watches, gems, precious and semi-precious stones, gold, platinum; and b) furs, including any item containing fur which represents its principal value. The total amount of coverage and per item limit is shown on the Policy Declarations. This amount is not in addition to the amount of insurance applying to Coverage C Personal Property Protection. However, in no event will coverage be less than would have applied in the absence of Coverage J. a) intentional or criminal acts of or at the direction of any insured person, if the loss that occurs: 1) may be reasonably expected to result from such acts; or 2) is the intended result of such acts. b) wear and tear, gradual deterioration, inherent vice, insects or vermin; c) nuclear action, meaning nuclear reaction, discharge, radiation or radioactive contamination or any consequence of any of these. Loss caused by nuclear action is not considered a loss by fire, explosion or smoke. d) war or warlike acts, including, but not limited to insurrection, rebellion or revolution. e) failure by any insured person to take all reasonable steps to preserve property during and after a loss or when the property is endangered by a cause of loss we cover. Any deductible shown on the Policy Declarations applicable to Coverage C Personal Property Protection, also applies to a loss under this coverage.

Coverage J. Extended Coverage On Jewelry, Watches and Furs Coverage C Personal Property Protection is extended to pay for sudden and accidental direct physical loss to the following property, subject to the provisions in this coverage: a) jewelry, watches, gems, precious and semi-precious stones, gold, platinum; and b) furs, including any item containing fur which represents its principal value. The total amount of coverage and per item limit is shown on the Policy Declarations. This amount is not in addition to the amount of insurance applying to Coverage C Personal Property Protection. However, in no event will coverage be less than would have applied in the absence of Coverage J. a) intentional or criminal acts of or at the direction of any insured person, if the loss that occurs: b) aCr 1) may be reasonably expected to result from such acts; or 2) is the intended result of such acts. b) wear . we and tear, gradual deterioration, inherent vice, insects or vermin; c) nuclear action, meaning nuclear reaction, discharge, radiation or radioactive contamination or any consequence of any of these. Loss caused by nuclear action is not considered a loss by fire, explosion or smoke. d) war or warlike acts, including, but not limited to insurrection, rebellion or revolution.; e) failure by any insured person to take all reasonable steps to preserve property during and after a loss or when the property is endangered by a cause of loss we cover. Any deductible shown on the Policy Declarations applicable to Coverage C Personal Property Protection, also applies to a loss under this coverage.

Coverage J. Extended Coverage On Jewelry, Watches and Furs Coverage C Personal Property Protection is extended to pay for sudden and accidental direct physical loss to the following property, subject to the provisions in this coverage: a) jewelry, watches, gems, precious and semi-precious stones, gold, platinum; and b) furs, including any item containing fur which represents its principal value. The total amount of coverage and per item limit is shown on the Policy Declarations. This amount is not in addition to the amount of insurance applying to Coverage C Personal Property Protection. However, in no event will coverage be less than would have applied in the absence of Coverage J. a) intentional or criminal acts of or at the direction of any insured person, if the loss that occurs: 1) may be reasonably expected to result from such acts; or 2) is the intended result of such acts. b) wear and tear, gradual deterioration, inherent vice, insects or vermin; c) nuclear action, meaning nuclear reaction, discharge, radiation or radioactive contamination or any consequence of any of these. Loss caused by nuclear action is not considered a loss by fire, explosion or smoke. d) war or warlike acts, including, but not limited to insurrection, rebellion or revolution. e) failure by any insured person to take all reasonable steps to preserve property during and after a loss or when the property is endangered by a cause of loss we cover. Any deductible shown on the Policy Declarations applicable to Coverage C Personal Property Protection, also applies to NPage 29 a loss under this coverage.

Coverage J. Extended Coverage On Jewelry, Watches and Furs Coverage C Personal Property Protection is extended to pay for sudden and accidental direct physical loss damage to the following property, subject to the provisions in this coverage: a) jewelry, watches, gems, precious and semi-semi- precious stones, gold, platinum; and b) furs, including any item containing fur which represents its principal value. The total amount of coverage and per item limit is shown on the Policy Declarations. This amount is not in addition to the amount of insurance applying to Coverage C Personal Property Protection. However, in no event will coverage be less than would have applied in the absence of Coverage J. a) intentional or criminal acts of or at the direction of any insured person, if the loss that occurs: 1) may be reasonably expected to result from such acts; or 2) is the intended result of such acts. b) wear and tear, gradual deterioration, inherent vice, insects or vermin; c) nuclear action, meaning nuclear reaction, discharge, radiation or radioactive contamination or any consequence of any of these. Loss caused by nuclear action is not considered a loss by fire, explosion or smoke. d) war or warlike acts, including, but not limited to insurrection, rebellion or revolution. e) failure by any insured person to take all reasonable steps to preserve property during and after a loss or when the property is endangered by a cause of loss we cover. Any deductible shown on the Policy Declarations applicable to Coverage C Personal Property Protection, also applies to a loss under this coverage.

Coverage J. P Extended Coverage On Jewelry, Watches and Furs L Coverage C Personal Property Protection is extended to pay for sudden and accidental direct physical loss to the following property, subject to the provisions in this coverage: a) jewelry, watches, gems, precious and semi-precious stones, gold, platinum; and b) furs, including any item containing fur which represents its principal value. The total amount of coverage and per item limit is shown on the Policy Declarations. This amount is not in addition to the amount of insurance applying to Coverage C Personal Property Protection. However, in no event will coverage be less than would have applied in the absence of Coverage J. a) intentional or criminal acts of or at the direction of any insured person, if the loss that occurs: 1) may be reasonably expected to result from such acts; or 2) is the intended result of such acts. b) wear and tear, gradual deterioration, inherent vice, insects or vermin; c) nuclear action, meaning nuclear reaction, discharge, radiation or radioactive contamination or any consequence of any of these. Loss caused by nuclear action is not considered a loss by fire, explosion or smoke. We do cover sudden and accidental direct physical loss by fire resulting from nuclear action. d) war or warlike acts, including, but not limited to to, insurrection, rebellion or revolution. e) failure by any insured person to take all reasonable steps to preserve property during and after a loss or when the property is endangered by a cause of loss we cover. Any deductible shown on the Policy Declarations applicable to Coverage C Personal Property Protection, also applies to a loss under this coverage.

Coverage J. Extended Coverage On Jewelry, Watches and Furs Coverage C Personal Property Protection is extended to pay for sudden and accidental direct physical loss to the following property, subject to the provisions in this coverage: a) jewelry, watches, gems, precious and semi-precious stones, gold, platinum; and b) furs, including any item containing fur which represents its principal value. The total amount of coverage and per item limit is shown on the Policy Declarations. This amount is not in addition to the amount of insurance applying to Coverage C Personal Property Protection. However, in no event will coverage be less than would have applied in the absence of Coverage J. a) intentional or criminal acts of or at the direction of any insured person, if the loss that occurs: 1) may be reasonably expected to result from such acts; or 2) is the intended result of such acts. b) wear and tear, gradual deterioration, inherent vice, insects or vermin; c) nuclear action, meaning nuclear reaction, discharge, radiation or radioactive contamination or any consequence of any of these. Loss caused by nuclear action is not considered a loss by fire, explosion or smoke. We do cover sudden and accidental direct physical loss by fire resulting from nuclear action. d) war or warlike acts, including, but not limited to to, insurrection, rebellion or revolution. e) failure by any insured person to take all reasonable steps to preserve property during and after a loss or when the property is endangered by a cause of loss we cover. Any deductible shown on the Policy Declarations applicable to Coverage C Personal Property Protection, also applies to a loss under this coverage.

Coverage J. Extended Coverage On Jewelry, Watches and Furs Coverage C Personal Property Protection is extended to pay for sudden and accidental direct physical loss to the following property, subject to the provisions in this coverage: a) jewelry, watches, gems, precious and semi-precious stones, gold, platinum; and b) furs, including any item containing fur which represents its principal value. The total amount of coverage and per item limit is shown on the Policy Declarations. This amount is not in addition to the amount of insurance applying to Coverage C Personal Property Protection. However, in no event will coverage be less than would have applied in the absence of Coverage J. a) intentional or criminal acts of or at the direction of any insured person, if the loss that occurs: 1) may be reasonably expected to result from such acts; or 2) is the intended result of such acts. b) wear and tear, gradual deterioration, inherent vice, insects or vermin; c) nuclear action, meaning nuclear reaction, discharge, radiation or radioactive contamination or any consequence of any of these. Loss caused by nuclear action is not considered a loss by fire, explosion or smoke.. war or d) war or warlike action.warlike acts, including, but not limited to insurrection, rebellion or revolution. e) failure by any insured person to take all reasonable steps to preserve property during and after a loss or when the property is endangered by a cause of loss we cover. Any deductible shown on the Policy Declarations applicable to Coverage C Personal Property Protection, also applies to a loss under this coverage.Property

Coverage J. P Extended Coverage On Jewelry, Watches and Furs L Coverage C Personal Property Protection is extended to pay for sudden and accidental direct physical loss to the following property, subject to the provisions in this coverage: a) jewelry, watches, gems, precious and semi-precious stones, gold, platinum; and b) furs, including any item containing fur which represents its principal value. The total amount of coverage and per item limit is shown on the Policy Declarations. This amount is not in addition to the amount of insurance applying to Coverage C Personal Property Protection. However, in no event will coverage be less than would have applied in the absence of Coverage J. a) intentional or criminal acts of or at the direction of any insured person, if the loss that occurs: 1) may be reasonably expected to result from such acts; or 2) is the intended result of such acts. b) wear and tear, gradual deterioration, inherent vice, insects or vermin; c) nuclear action, meaning nuclear reaction, discharge, radiation or radioactive contamination or any consequence of any of these. Loss caused by nuclear action is not considered a loss by fire, explosion or smoke. d) war or warlike acts, including, but not limited to insurrection, rebellion or revolution. . We do cover sudden and accidental direct physical loss by fire e) failure by any insured person to take all reasonable steps to preserve property during and after a loss or when the property is endangered by a cause of loss we cover. Any deductible shown on the Policy Declarations applicable to Coverage C Personal Property Protection, also applies to a loss under this coverage.