Common use of Coverage of Required Amount for the Investor Certificates Clause in Contracts

Coverage of Required Amount for the Investor Certificates. On each Determination Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) Class A Monthly Interest for the following Distribution Date, (ii) any Class A Monthly Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iii) Class A Default Interest, if any, for such Distribution Date and any Class A Default Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iv) if First USA Bank is no longer the Servicer, the Class A Monthly Servicing Fee for the related Distribution Date and (v) the Class A Investor Default Amount, if any, for such Distribution Date exceeds the Class A Available Funds for the related Monthly Period. On each Determination Date, the Servicer shall determine the amount (the "Class B Required Amount"), if any, equal to the sum of (x) the amount, if any, by which the sum of (i) Class B Monthly Interest for the following Distribution Date, (ii) any Class B Monthly Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date, (iii) Class B Default Interest, if any, for such Distribution Date and any Class B Default Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date and (iv) if First USA Bank is no longer the Servicer, the Class B Monthly Servicing Fee for the related Distribution Date exceeds the Class B Investor Percentage of Collections in respect of Finance Charge Receivables deposited in the Finance Charge Account for the related Monthly Period and (y) the amount, if any, by which the Class B Investor Default Amount, if any, for such Distribution Date exceeds the amount of Excess Finance Charge Collections available to make payments with respect thereto pursuant to subsection 4.13(d) of the Agreement.

Coverage of Required Amount for the Investor Certificates. On each Determination Date, the Servicer shall determine the amount (the "Class ----- A Required Amount"), if any, by which the sum of (i) Class A Monthly Interest ----------------- for the following Distribution Date, (ii) any Class A Monthly Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iii) Class A Default Interest, if any, for such Distribution Date and any Class A Default Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iv) if First USA Bank is no longer the Servicer, the Class A Monthly Servicing Fee for the related Distribution Date and (v) the Class A Investor Default Amount, if any, for such Distribution Date exceeds the Class A Available Funds for the related Monthly Period. On each Determination Date, the Servicer shall determine the amount (the "Class B Required Amount"), if any, equal to the sum of (x) the amount, if any, ----------------------- by which the sum of (i) Class B Monthly Interest for the following Distribution Date, (ii) any Class B Monthly Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date, (iii) Class B Default Interest, if any, for such Distribution Date and any Class B Default Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date and (iv) if First USA Bank is no longer the Servicer, the Class B Monthly Servicing Fee for the related Distribution Date exceeds the Class B Investor Percentage of Collections in respect of Finance Charge Receivables deposited in the Finance Charge Account for the related Monthly Period and (y) the amount, if any, by which the Class B Investor Default Amount, if any, for such Distribution Date exceeds the amount of Excess Finance Charge Collections available to make payments with respect thereto pursuant to subsection 4.13(d) of the Agreement.

Coverage of Required Amount for the Investor Certificates. On each Determination Date, the Servicer shall determine the amount (the "Class ----- A Required Amount"), if any, by which the sum of (i) Class A Monthly Interest ----------------- for the following Distribution Date, (ii) any Class A Monthly Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iii) Class A Default Interest, if any, for such Distribution Date and any Class A Default Interest previously due but not paid to the Class A Certificateholders Certificate holders on a prior Distribution Date, (iv) if First USA Bank Bank, N.A. is no longer the Servicer, the Class A Monthly Servicing Fee for the related Distribution Date and (v) the Class A Investor Default Amount, if any, for such Distribution Date exceeds the Class A Available Funds for the related Monthly Period. On each Determination Date, the Servicer shall determine the amount (the "Class B Required Amount"), if any, equal to the sum of (x) the amount, if ----------------------- any, by which the sum of (i) Class B Monthly Interest for the following Distribution Date, (ii) any Class B Monthly Interest previously due but not paid to the Class B Certificateholders Certificate holders on a prior Distribution Date, (iii) Class B Default Interest, if any, for such Distribution Date and any Class B Default Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date and (iv) if First USA Bank Bank, N.A. is no longer the Servicer, the Class B Monthly Servicing Fee for the related Distribution Date exceeds the Class B Investor Percentage of Collections in respect of Finance Charge Receivables deposited in the Finance Charge Account Available Funds for the related Monthly Period and (y) the amount, if any, by which the Class B Investor Default Amount, if any, for such Distribution Date exceeds the amount of Excess Finance Charge Collections available to make payments with respect thereto pursuant to subsection 4.13(d) of the Agreement.. In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Distribution Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on the related Determination Date. In the event that the Class A Required Amount for such Distribution Date is greater than zero all or a portion of the Excess Finance Charge Collec-

Coverage of Required Amount for the Investor Certificates. On each Determination Date, the Servicer shall determine the amount (the "Class ----- A Required Amount"), if any, by which the sum of (i) Class A Monthly Interest ----------------- for the following Distribution Date, (ii) any Class A Monthly Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iii) Class A Default Interest, if any, for such Distribution Date and any Class A Default Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iv) if First USA Bank is no longer the Servicer, the Class A Monthly Servicing Fee for the related Distribution Date and (v) the Class A Investor Default Amount, if any, for such Distribution Date exceeds the Class A Available Funds for the related Monthly Period. On each Determination Date, the Servicer shall determine the amount (the "Class B Required Amount"), if any, equal to the sum of (x) the amount, if any, ----------------------- by which the sum of (i) Class B Monthly Interest for the following Distribution Date, (ii) any Class B Monthly Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date, (iii) Class B Default Interest, if any, for such Distribution Date and any Class B Default Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date and (iv) if First USA Bank is no longer the Servicer, the Class B Monthly Servicing Fee for the related Distribution Date exceeds the Class B Investor Percentage of Collections in respect of Finance Charge Receivables deposited in the Finance Charge Account Available Funds for the related Monthly Period and (y) the amount, if any, by which the Class B Investor Default Amount, if any, for such Distribution Date exceeds the amount of Excess Finance Charge Collections available to make payments with respect thereto pursuant to subsection 4.13(d) of the Agreement.. In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Distribution Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on the Determination Date. In the event that the Class A Required Amount for such Distribution Date is greater than zero all or a portion of the Excess Finance Charge Collections with respect to the related Transfer Date in an

Coverage of Required Amount for the Investor Certificates. On each Determination Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) Class A Monthly Interest for the following Distribution Date, (ii) any Class A Monthly Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iii) Class A Default Interest, if any, for such Distribution Date and any Class A Default Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iv) if First USA Bank is no longer the Servicer, the Class A Monthly Servicing Fee for the related Distribution Date and (v) the Class A Investor Default Amount, if any, for such Distribution Date exceeds the Class A Available Funds for the related Monthly Period. On each Determination Date, the Servicer shall determine the amount (the "Class B Required Amount"), if any, equal to the sum of (x) the amount, if any, by which the sum of (i) Class B Monthly Interest for the following Distribution Date, (ii) any Class B Monthly Interest previously due but not paid to the Class B Certificateholders Certificate- holders on a prior Distribution Date, (iii) Class B Default Interest, if any, for such Distribution Date and any Class B Default Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date and (iv) if First USA Bank is no longer the Servicer, the Class B Monthly Servicing Fee for the related Distribution Date exceeds the Class B Investor Percentage of Collections in respect of Finance Charge Receivables deposited in the Finance Charge Account for the related Monthly Period and (y) the amount, if any, by which the Class B Investor Default Amount, if any, for such Distribution Date exceeds the amount of Excess Finance Charge Collections available to make payments with respect thereto pursuant to subsection 4.13(d) of the Agreement.

Coverage of Required Amount for the Investor Certificates. On each Determination Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) Class A Monthly Interest for the following Distribution Date, (ii) any Class A Monthly Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iii) Class A Default Interest, if any, for such Distribution Date and any Class A Default Interest previously due but not paid to the Class A Certificateholders on a prior Distribution Date, (iv) if First USA Bank Bank, N.A. is no longer the Servicer, the Class A Monthly Servicing Fee for the related Distribution Date and (v) the Class A Investor Default Amount, if any, for such Distribution Date exceeds the Class A Available Funds for the related Monthly Period. On each Determination Date, the Servicer shall determine the amount (the "Class B Required Amount"), if any, equal to the sum of (x) the amount, if any, by which the sum of (i) Class B Monthly Interest for the following Distribution Date, (ii) any Class B Monthly Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date, (iii) Class B Default Interest, if any, for such Distribution Date and any Class B Default Interest previously due but not paid to the Class B Certificateholders on a prior Distribution Date and (iv) if First USA Bank Bank, N.A. is no longer the Servicer, the Class B Monthly Servicing Fee for the related Distribution Date exceeds the Class B Investor Percentage of Collections in respect of Finance Charge Receivables deposited in the Finance Charge Account Available Funds for the related Monthly Period and (y) the amount, if any, by which the Class B Investor Default Amount, if any, for such Distribution Date exceeds the amount of Excess Finance Charge Collections available to make payments with respect thereto pursuant to subsection 4.13(d) of the Agreement.