Common use of Credit Reference and Fraud Prevention Agencies Clause in Contracts

Credit Reference and Fraud Prevention Agencies. We may make periodic searches with credit reference and fraud prevention agencies to manage your account which will allow us to make decisions regarding credit, including whether to make credit available or to continue or extend existing credit. Where you do not make repayments in accordance with our payment terms, or if we suspect fraud, we reserve the right to inform credit reference agencies accordingly. By signing this Agreement, you agree to us undertaking searches through external credit reference agencies where necessary for any application under consideration. Breach of the Terms and Conditions of Membership can result in disciplinary procedures being taken against you, possibly including the suspension of your account (please refer to ecmk Disciplinary Procedures (ACC-413). Intellectual Property ecmk retains all copyright and other intellectual property rights in any material or software provided to Members in any media, whether or not registered, including (without limitation) patents, trademarks, service marks, trade names, registered design and any applications for the protection or registration of these rights and all renewals and extensions thereof throughout the world.