Common use of Credit Union Liability for Electronic Services Clause in Contracts

Credit Union Liability for Electronic Services. If we do not complete a transaction to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transaction will be to correct the error and in no case will we be liable for any indirect, special, incidental, or consequential damages. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: If, through no fault of ours, you do not have sufficient funds in your account to complete the transaction, your account is inactive, or the transaction would exceed the credit limit on your line of credit, if applicable. If you used the wrong account or Password, you have not properly followed any applicable service or Credit Union user instructions for making eTeller or Bill Pay. If your personal computer malfunctioned or the phone lines were not working properly, or the Credit Union computer system was not working properly and such problem(s) should have been apparent when you attempted your transaction. If circumstances beyond our control (such as fire, flood, telecommunication outages or strikes, equipment or power failure) prevent making the transaction. If the funds in your account are subject to an administrative hold, legal process or other claim. If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process the transaction. If, through no fault of ours, a eTeller or Bill Pay transaction does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was insufficient; payment is lost in the mail or the payee failed to process a payment correctly or in a timely manner and a fee, penalty, or interest charge is assessed against you. If an error was caused by a system beyond the Credit Union's control such as a telecommunications system, an Internet Service Provider, any computer virus or problems related to software not provided by the Credit Union. If there are other exceptions as established by the Credit Union.

Credit Union Liability for Electronic Services. If we do not complete a transaction to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transaction will be to correct the error and in no case will we be liable for any indirect, special, incidental, or consequential damages. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: • If, through no fault of ours, you do not have sufficient funds in your account to complete the transaction, your account is inactive, or the transaction would exceed the credit limit on your line of credit, if applicable. • If you used the wrong account or Password, you have not properly followed any applicable service or Credit Union user instructions for making eTeller Online & Mobile Banking or Bill Xxxx Pay. • If your personal computer malfunctioned or the phone lines were not working properly, or the Credit Union computer system was not working properly and such problem(s) should have been apparent when you attempted your transaction. • If circumstances beyond our control (such as fire, flood, telecommunication outages or strikes, equipment or power failure) prevent making the transaction. • If the funds in your account are subject to an administrative hold, legal process or other claim. • If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process the transaction. • If, through no fault of ours, a eTeller an Online or Bill Mobile Banking or Xxxx Pay transaction does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was insufficient; payment is lost in the mail or the payee failed to process a payment correctly or in a timely manner and a fee, penalty, or interest charge is assessed against you. • If an error was caused by a system beyond the Credit Union's control such as a telecommunications system, an Internet Service Provider, any computer virus or problems related to software not provided by the Credit Union. • If there are other exceptions as established by the Credit Union.

Credit Union Liability for Electronic Services. If we do not complete a transaction to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transaction will be to correct the error and in no case will we be liable for any indirect, special, incidental, or consequential damages. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: • If, through no fault of ours, you do not have sufficient funds in your account to complete the transaction, your account is inactive, or the transaction would exceed the credit limit on your line of credit, if applicable. • If you used the wrong account or Password, you have not properly followed any applicable service or Credit Union user instructions for making eTeller Online & Mobile Banking or Bill Pay. • If your personal computer malfunctioned or the phone lines were not working properly, or the Credit Union computer system was not working properly and such problem(s) should have been apparent when you attempted your transaction. • If circumstances beyond our control (such as fire, flood, telecommunication outages or strikes, equipment or power failure) prevent making the transaction. • If the funds in your account are subject to an administrative hold, legal process or other claim. • If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process the transaction. • If, through no fault of ours, a eTeller an Online or Mobile Banking or Bill Pay transaction does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was insufficient; payment is lost in the mail or the payee failed to process a payment correctly or in a timely manner and a fee, penalty, or interest charge is assessed against you. • If an error was caused by a system beyond the Credit Union's control such as a telecommunications system, an Internet Service Provider, any computer virus or problems related to software not provided by the Credit Union. • If there are other exceptions as established by the Credit Union.

Credit Union Liability for Electronic Services. If we do not complete a transaction to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transaction will be to correct the error and in no case will we be liable for any indirect, special, incidental, or consequential damages. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: If, through no fault of ours, you do not have sufficient funds in your account to complete the transaction, your account is inactive, or the transaction would exceed the credit limit on your line of credit, if applicable. If you used the wrong account or Password, you have not properly followed any applicable service or Credit Union user instructions for making eTeller or Bill Pay. Pay.‌ If your personal computer malfunctioned or the phone lines were not working properly, or the Credit Union computer system was not working properly and such problem(s) should have been apparent when you attempted your transaction. If circumstances beyond our control (such as fire, flood, telecommunication outages or strikes, equipment or power failure) prevent making the transaction. If the funds in your account are subject to an administrative hold, legal process or other claim. claim.‌ If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process the transaction. If, through no fault of ours, a eTeller or Bill Pay transaction does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was insufficient; payment is lost in the mail or the payee failed to process a payment correctly or in a timely manner and a fee, penalty, or interest charge is assessed against you. you.‌ If an error was caused by a system beyond the Credit Union's control such as a telecommunications system, an Internet Service Provider, any computer virus or problems related to software not provided by the Credit Union. If there are other exceptions as established by the Credit Union.

Credit Union Liability for Electronic Services. If we do not complete a transaction to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transaction will be to correct the error and in no case will we be liable for any indirect, special, incidental, or consequential damages. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: • If, through no fault of ours, you do not have sufficient funds enough money in your account to complete make the transaction, your account is inactive, transfer or the transaction transfer would exceed go over the credit limit on your line of credit, if applicable. • If you used the wrong account user name or Passwordpassword, PIN, or you have not properly followed any applicable service computer, or Credit Union user instructions for making eTeller transfer and bill payment transactions. • If the Card has expired or Bill Payis damaged and cannot be used. • If your personal computer malfunctioned the Automated Teller Machine (ATM) where you are making the transfer does not have enough cash or the phone lines were not working properly, or the Credit Union computer system was not working properly and you knew about the problem when you started the transaction. • If your computer or mobile device fails or malfunctions or the Digital Banking services were not properly working and such problem(s) problem should have been apparent when you attempted your such transaction. • If circumstances beyond our control (such as fire, flood, telecommunication outages or outages, postal strikes, equipment or power failure) prevent pre- vent making the transaction. • If the funds in your account are subject to an administrative hold, legal process or other claim. • If you have not given the Credit Union complete, correct correct, and current instructions so the Credit Union can process a transfer or bill payment. • If there are other exceptions as established by the transactionCredit Union. • The ATM or POS terminal may retain your card in certain instances, in which event you may contact the Credit Union about its re- placement. • If, through no fault of ours, a eTeller bill payment or Bill Pay funds transfer transaction does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was insufficientinaccurate; payment is lost in the mail or the payee failed to process a payment correctly pay- ment correctly, or in a timely manner manner, and a fee, penalty, or interest charge is assessed against you. • If an the error was caused by a system beyond the Credit Union's ’s control such as a telecommunications system, an Internet Service Providerservice provider, any computer virus or problems related to software not provided by the Credit Union. If there are other exceptions as established by the Credit Union.

Credit Union Liability for Electronic Services. If we do not complete a transaction to or from your account on time or in the correct amount according to our agreement with you, we will be liable for your losses or damages. Our sole responsibility for an error in a transaction will be to correct the error and in no case will we be liable for any indirect, special, incidental, or consequential damages. In states that do not allow the exclusion or limitation of such damages, our liability is limited to the extent permitted by applicable law. The Credit Union will not be liable for the following: • If, through no fault of ours, you do not have sufficient funds in your account to complete the transaction, your account is inactive, or the transaction would exceed the credit limit on your line of credit, if applicable. • If you used the wrong account or Password, you have not properly followed any applicable service or Credit Union user instructions for making eTeller or Bill Xxxx Pay. • If your personal computer malfunctioned or the phone lines were not working properly, or the Credit Union computer system was not working properly and such problem(s) should have been apparent when you attempted your transaction. • If circumstances beyond our control (such as fire, flood, telecommunication outages or strikes, equipment or power failure) prevent making the transaction. • If the funds in your account are subject to an administrative hold, legal process or other claim. • If you have not given the Credit Union complete, correct and current instructions so the Credit Union can process the transaction. • If, through no fault of ours, a eTeller or Bill Xxxx Pay transaction does not reach a particular payee due to changes in the payee address, account number or otherwise; the time you allow for payment delivery was insufficient; payment is lost in the mail or the payee failed to process a payment correctly or in a timely manner and a fee, penalty, or interest charge is assessed against you. • If an error was caused by a system beyond the Credit Union's control such as a telecommunications system, an Internet Service Provider, any computer virus or problems related to software not provided by the Credit Union. • If there are other exceptions as established by the Credit Union.