Common use of Crediting Rate Clause in Contracts

Crediting Rate. For the Account value, the crediting rate for the first 6 years from the Policy commencement date is guaranteed and fixed at the crediting rate determined by us on the Policy issue date. This crediting rate will not be lower than 2.68% a. You may refer to the Policy Illustration for the guaranteed crediting rates for the first 6 years from the Policy commencement date. For subsequent years, the crediting rate will be determined by us based on the prevailing rate, subject to the minimum guaranteed crediting rate of 0% p.a. Interest is calculated based on the daily Account value and credited into the Account value at the end of each Policy month. Any revision in crediting rates will take effect on the 1st business day of each calendar month but any interest earned will only be credited to the Account value at the end of each Policy month. For reinstatement, we reserve the right to revise the crediting rate for the Account value.

Crediting Rate. For the Account value, the crediting rate for the first 6 3 years from the Policy commencement issue date is guaranteed and fixed at the crediting rate determined by us on the Policy issue date. This crediting rate will not be lower than 2.68% a. You may refer to the Policy Illustration for the guaranteed crediting rates for the first 6 3 years from the Policy commencement issue date. For subsequent years, the crediting rate will be determined by us based on the prevailing rate, subject to the minimum guaranteed crediting rate of 0% p.a. which ensures that your capital is fully guaranteed each year. Interest is calculated based on the daily Account value and credited into the Account value at the end of each Policy month. Any revision in crediting rates will take effect on the 1st business day of each calendar month but any interest earned will only be credited to the Account value at the end of each Policy month. For reinstatement, we reserve the right to revise the crediting rate for the Account value.

Crediting Rate. For the Account value, the crediting rate for the first 6 years from the Policy commencement date is guaranteed and fixed at the crediting rate determined by us on the Policy issue date. This crediting rate will not be lower than 2.68%2.00% p. a. You may refer to the Policy Illustration for the guaranteed crediting rates for the first 6 years from the Policy commencement date. For subsequent years, the crediting rate will be determined by us based on the prevailing rate, subject to the minimum guaranteed crediting rate of 0% p.a. Interest is calculated based on the daily Account value and credited into the Account value at the end of each Policy month. Any revision in We reserve the right to revise the crediting rates will take effect on the 1st business day of each calendar month at any time by giving You 30 days written notice, but any interest earned will only be credited to the Account value at the end of each Policy month. For reinstatement, we We reserve the right to revise the crediting rate for the Account value.

Crediting Rate. For the Account value, the crediting rate for the first 6 years from the Policy commencement date is guaranteed and fixed at the crediting rate determined by us on the Policy issue date. This crediting rate will not be lower than 2.683.00% a. You may refer to the Policy Illustration for the guaranteed crediting rates for the first 6 years from the Policy commencement date. For subsequent years, the crediting rate will be determined by us based on the prevailing rate, subject to the minimum guaranteed crediting rate of 0% p.a. Interest is calculated based on the daily Account value and credited into the Account value at the end of each Policy month. Any revision in crediting rates will take effect on the 1st business day of each calendar month but any interest earned will only be credited to the Account value at the end of each Policy month. For reinstatement, we reserve the right to revise the crediting rate for the Account value.