Common use of Crossover Amounts Clause in Contracts

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2, the aggregate Class Principal Balance of the Group 1 and Group 2 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Group 2 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will instead be distributed as principal to the Senior Certificates related to the other Loan Group which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and Certificates, the Group 2 Certificates, the Group 3 Certificates, the Group 4 Certificates or the Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class Class or classesClasses, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Track 1 Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Track 1 Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Group 2 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will instead be distributed as principal to the Senior Certificates related to the other Loan Group which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments2 Certificates, the aggregate Class Principal Balance of Group 3 Certificates, the Group 3, Group 4 and Certificates or the Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts with respect to the related Mortgage Loans otherwise distributable as principal on each class Class of Subordinate Certificates related to Loan Group 1, Loan Group 2, Loan Group 3, Loan Group 4 and Loan Group 5 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Groups which in the Track 1 Loan Group that remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to Loan Group 1, Loan Group 2, Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1, Loan Group 2, Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (ec) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01. There shall be no crossover amounts with respect to the Track 2 Loan Group or between the Track 1 Loan Group and the Track 2 Loan Group.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3 or Group 4 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3 or Group 4 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Group Groups which remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to such Loan Group 1 and Loan Group 2 Groups have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such the Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 1, Loan Group 2, Loan Group 3 and Loan Group 2 4 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related sum of the Group Subordinate Percentage Amounts is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3, Group 4 or Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates affected certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in their related Loan Group 1 and Loan Group 2. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Group 2 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will instead be distributed as principal to the Senior Certificates related to the other Loan Group which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5Group. If on any Distribution Date, there is more than one undercollateralized Undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. . (b) In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (dc) In addition, if, as a result of rapid prepayments, if the aggregate Class Principal Balance of the Group 1, Group 2, Group 3, Group 4 and or Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date; provided, it must also be true however, that either (a) the related Subordinate Percentage for the Loan Groups in the aggregate for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in the related Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and Certificates, the Group 2 Certificates, the Group 3 Certificates or the Group 4 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class Class or classesClasses, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Certificates, the Group 2 Certificates, the Group 3 Certificates or the Group 4 Certificates has been reduced to zero and such Senior Certificates are retired, amounts with respect to the Mortgage Loans otherwise distributable as principal on each class Class of Subordinate Certificates related to Loan Group 1 1, Loan Group 2, Loan Group 3 and Loan Group 2 will 4 shall instead be distributed as principal to the Senior Certificates related to the other Loan Groups that Group which remain outstanding1, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 2, Loan Group 3 and Loan Group 2 4 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 1, Loan Group 2, Loan Group 3 and Loan Group 2 4 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 1, Group 2, Group 3 and Group 2 4 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, ,” and such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 1, Group 2, Group 3 and Group 2 4 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will instead be distributed as principal to the Senior Certificates related to the other Loan Group Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 1, Loan Group 2, Loan Group 3 and Loan Group 2 4 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 or Group 3 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “"Affected Senior Certificates”", such Loan Group, the “"Undercollateralized Loan Group”"), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will be “"crossed over” " or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates affected certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in their related Loan Group 1 and Loan Group 2. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Group 2 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will instead be distributed as principal to the Senior Certificates related to the other Loan Group which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5Group. If on any Distribution Date, there is more than one undercollateralized Undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. . (b) In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (dc) In addition, if, as a result of rapid prepayments, if the aggregate Class Principal Balance of the Group 31, Group 4 and 2 or Group 5 3 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date; provided, it must also be true however, that either (a) the related Subordinate Percentage for the Loan Groups in the aggregate for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in the related Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 1, Group 2, Group 3 and Group 2 4 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Hybrid Group Subordinate Certificates related to Loan Group 1 and Loan Group 2 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Hybrid Group Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 1, Group 2, Group 3 and Group 2 4 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 1, Loan Group 2, Loan Group 3 and Loan Group 2 4 will instead be distributed as principal to the Senior Certificates related to the other another such Loan Group or Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 1, Loan Group 2, Loan Group 3 and Loan Group 2 4 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 1, Loan Group 2, Loan Group 3 and Loan Group 2 4 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01. There shall be no crossover amounts with respect to Loan Group 5.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and Certificates, the Group 2 Certificates, the Group 3 Certificates or the Group 4 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class Class or classesClasses, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Certificates, the Group 2 Certificates, the Group 3 Certificates or the Group 4 Certificates has been reduced to zero and such Senior Certificates are retired, amounts with respect to the Mortgage Loans otherwise distributable as principal on each class Class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Group which Groups that remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to such Loan Group 1 and or Loan Group 2 Groups have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 1, Loan Group 2, Loan Group 3 and Loan Group 2 4 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and or Group 2 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Short Reset Group Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Short Reset Group Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Short Reset Group Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Short Reset Group Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Short Reset Group Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Short Reset Group Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and or Group 2 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Group which remain remains outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5any Distribution Date, the aggregate Class Principal Balance of the Group 3, Group 4 and 4, Group 5 5, Group 6, Group 7 or Group 8 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Hybrid Group Senior Certificates”), then future principal payments otherwise allocable to the Hybrid Group Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will shall be “crossed over” or used to repay principal of the Affected Hybrid Group Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Hybrid Group Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Hybrid Group Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Hybrid Group Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized the related Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and 4, Group 5 5, Group 6, Group 7 or Group 8 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 4, Loan Group 5, Loan Group 6, Loan Group 7 and Loan Group 5 will 8 shall instead be distributed as principal to the Senior Certificates related to the other another such Loan Group or Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to Loan Group 3, Loan Group 4 4, Loan Group 5, Loan Group 6, Loan Group 7 and Loan Group 5 8 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 4, Loan Group 5, Loan Group 6, Loan Group 7 and Loan Group 5 8 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01. There shall be no crossover amounts between the Short Reset Loan Group and the Hybrid Loan Group.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3, Group 4, Group 5, Group 6 or Group 7 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates affected certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in their related Loan Group 1 and Loan Group 2. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Group 2 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will instead be distributed as principal to the Senior Certificates related to the other Loan Group which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5Group. If on any Distribution Date, there is more than one undercollateralized Undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. . (b) In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (dc) In addition, if, as a result of rapid prepayments, if the aggregate Class Principal Balance of the Group 31, Group 2, Group 3 or Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date; provided, it must also be true however, that either (a) the related Subordinate Percentage for the Loan Groups in the aggregate for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in the related Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3 or Group 4 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “"Affected Senior Certificates”", such Loan Group, the “"Undercollateralized Loan Group”"), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will be “"crossed over” " or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates affected certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in their related Loan Group 1 and Loan Group 2. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Group 2 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will instead be distributed as principal to the Senior Certificates related to the other Loan Group which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5Group. If on any Distribution Date, there is more than one undercollateralized Undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. . (b) In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (dc) In addition, if, as a result of rapid prepayments, if the aggregate Class Principal Balance of the Group 31, Group 2, Group 3 or Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date; provided, it must also be true however, that either (a) the related Subordinate Percentage for the Loan Groups in the aggregate for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in the related Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and I Certificates, the Group 2 II Certificates, the Group III Certificates or the Group IV Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class Class or classesClasses, the related “"Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”"), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “"crossed over” " or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and I Certificates, the Group 2 II Certificates, the Group III or the Group IV Certificates has been reduced to zero and such Senior Certificates are retired, amounts with respect to the Mortgage Loans otherwise distributable as principal on each class Class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Group which Groups that remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to such Loan Group 1 and or Loan Group 2 Groups have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 I, Loan Group II, Loan Group III and Loan Group 2 IV that are delinquent 60 sixty (60) days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will 4.03 shall be made in accordance with the priorities set forth in Section 3.014.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3 or Group 4 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “"Affected Senior Certificates”", such Loan Group, the “"Undercollateralized Loan Group”"), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will be “"crossed over” " or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal 111484 GSR 2004-7 Trust Agreement Distribution Amount for the Loan Group related to the Affected Senior Certificates affected certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in their related Loan Group 1 and Loan Group 2. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Group 2 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will instead be distributed as principal to the Senior Certificates related to the other Loan Group which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5Group. If on any Distribution Date, there is more than one undercollateralized Undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. . (b) In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (dc) In addition, if, as a result of rapid prepayments, if the aggregate Class Principal Balance of the Group 31, Group 2, Group 3 or Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date; provided, it must also be true however, that either (a) the related Subordinate Percentage for the Loan Groups in the aggregate for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in the related Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and or Group 2 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and or Group 2 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Group Groups which remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to such Loan Group 1 and Loan Group 2 Groups have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will 4.08 shall be made in accordance with the priorities set forth in Section 3.01.4.01

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3, Group 4, Group 5 or Group 6 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3, Group 4, Group 5 or Group 6 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Group Groups which remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to such Loan Group 1 and Loan Group 2 Groups have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 1, Loan Group 2, Loan Group 3, Loan Group 4, Loan Group 5 and Loan Group 2 6 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 2, Group 2 3, Group 4 or Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Hybrid Group Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Hybrid Group Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Hybrid Group Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Hybrid Group Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Hybrid Group Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Hybrid Group Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Group 2 Certificates has been reduced to zero and such Senior Certificates are retired2, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will instead be distributed as principal to the Senior Certificates related to the other Loan Group which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 1 and Loan Group 2 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 and Loan Group 2 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 2, Loan Group 3, Loan Group 4 and Loan Group 5 will shall instead be distributed as principal to the Senior Certificates related to the other another such Loan Group or Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to Loan Group 2, Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 2, Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (ec) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01. There shall be no crossover amounts between the Short Reset Loan Group and the Hybrid Loan Group.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3, Group 4, Group 5A, Group 5B or Group 6 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 2, Group 3, Group 4, Group 5A, Group 5B or Group 6 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Group Groups which remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to such Loan Group 1 and Loan Group 2 Groups have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 1, Loan Group 2, Loan Group 3, Loan Group 4, Loan Group 5A, Loan Group 5B and Loan Group 2 6 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01.

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 or Group 3 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class or classes, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and 1, Group 2 or Group 3 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Group Groups which remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to such Loan Group 1 and Loan Group 2 Groups have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 1, Loan Group 2 and Loan Group 2 3 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01.. 213742 STARM 2007-1 Master Servicing and Trust Agreement

Crossover Amounts. (a) If, as a result of losses on the Mortgage Loans in Loan Group 1 and Loan Group 2any Distribution Date, the aggregate Class Principal Balance of the Group 1 and Certificates, the Group 2 Certificates or the Group 3 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2 (such class Class or classesClasses, the related “Affected Senior Certificates”, such Loan Group, the “Undercollateralized Loan Group”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 1 and Loan Group 2 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in the related Loan Group 1 and Loan Group 2Group. (b) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 1 and Certificates, the Group 2 Certificates or the Group 3 Certificates has been reduced to zero and such Senior Certificates are retired, amounts with respect to the Mortgage Loans otherwise distributable as principal on each class Class of Subordinate Certificates related to Loan Group 1 and Loan Group 2 will shall instead be distributed as principal to the Senior Certificates related to the other Loan Group which Groups that remain outstanding, until the Class Principal Balances of the Subordinate Senior Certificates related to such Loan Group 1 and or Loan Group 2 Groups have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Cut-Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 1 1, Loan Group 2 and Loan Group 2 3 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (c) If, as a result of losses on the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates exceeds the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 (such class or classes, the related “Affected Senior Certificates”), then future principal payments otherwise allocable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will be “crossed over” or used to repay principal of the Affected Senior Certificates by increasing the Senior Principal Distribution Amount for the Loan Group related to the Affected Senior Certificates in an amount equal to the lesser of (i) the aggregate amount of principal otherwise payable to the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 on such Distribution Date and (ii) the amount required to be paid to the Affected Senior Certificates so that their aggregate Class Principal Balance is equal to the outstanding aggregate principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5. If on any Distribution Date, there is more than one undercollateralized Loan Group, the distributions described above will be made in proportion to the amounts by which the aggregate Class Principal Balance of the classes of Affected Senior Certificates related to a Loan Group exceeds the principal balance of the Mortgage Loans in such Loan Group. In addition, to the extent the Available Distribution Amount for any Loan Group (without taking into account any cross-over payments from other Loan Groups) is less than the interest and principal then distributable to the related Senior Certificates, the remaining Available Distribution Amount for the other Loan Groups (after payment of all amounts distributable to Senior Certificates related to such Loan Groups) will be reduced pro rata by an aggregate amount equal to such shortfall, and the amount of such reduction will be added to the Available Distribution Amount of the Loan Group experiencing such shortfall. (d) In addition, if, as a result of rapid prepayments, the aggregate Class Principal Balance of the Group 3, Group 4 and Group 5 Certificates has been reduced to zero and such Senior Certificates are retired, amounts otherwise distributable as principal on each class of Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 will instead be distributed as principal to the Senior Certificates related to the other Loan Groups which remain outstanding, until the Class Principal Balances of the Subordinate Certificates related to Loan Group 3, Loan Group 4 and Loan Group 5 have been reduced to zero. In order for the distribution priority described in the foregoing sentence to apply on any Distribution Date, it must also be true that either (a) the related Subordinate Percentage for that Distribution Date is less than 200% of such Subordinate Percentage as of the Cut Off Date, or (b) the average outstanding principal balance of the Mortgage Loans in Loan Group 3, Loan Group 4 and Loan Group 5 that are delinquent 60 days or more (including any such Mortgage Loans in foreclosure or bankruptcy and REO properties) during the most recent three calendar months as a percentage of the related Subordinate Percentage is greater than or equal to 50%. (e) All distributions described in this Section 3.03 will shall be made in accordance with the priorities set forth in Section 3.01.