Common use of Currently Lending Clause in Contracts

Currently Lending. Domestic Approved ----------------- Titan Yes No ----- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx By: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------- Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:

Currently Lending. Domestic Approved ----------------- Titan Yes No ----- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP VI[P GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL DPTGLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- ----------------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx By: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------- Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:BANK

Currently Lending. Domestic Approved ----------------- Titan Yes No ----- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP VI[P GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL DPTGLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx By: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------- Xxxx Xxxxxxx ----------------------------------- ----------------------------------- Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Xxxx Xxxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:: September 8, 2003

Currently Lending. Domestic Approved ----------------- Titan Yes No ----- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP VI[P GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL DPTGLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- ----------------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx By: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------- Xxxx Xxxxxxx ----------------------------------- ----------------------------------- Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Xxxx Xxxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:: September 8, 2003

Currently Lending. Domestic Approved ----------------- Titan Yes No ----- --- -- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- --- -- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL DPTGLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- ----------------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- --- -- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx By: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------- Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:BANK

Currently Lending. Domestic Approved ----------------- Titan Yes No ----- --- -- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP VI[P GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- --- -- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL DPTGLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- ----------------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- --- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx Michael P. Bishof By: Xxxxxxxxxxx Xxxxxx Gene Gemelli ------------------------------- ----------------------- Name: Xxxxxxx X. Xxxxxx Michael P. Bishof Name: Xxxxxxxxxxx Gene Gemilli Titlx: Xxxxxx Title: Senior Vice Xxce President/Treasurer Title: Vice President Date: July 17, 2003 Date:: September 8, 2003

Currently Lending. Domestic Approved ----------------- Titan Yes No ----- --- -- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- --- -- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- ----------------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- --- -- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx By: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------- Xxxx Xxxxxxx ----------------------------------- ---------------------- Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Xxxx Xxxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:: September 8, 2003

Currently Lending. Domestic DOMESTIC Approved ----------------- Titan Yes No ----- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International INTERNATIONAL Approved ----------------- -------- -------- Titan GTI Yes No ----- --- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL DPTGLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- International ----------------- INTERNATIONAL (Continued) Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK ByBY: Xxxxxxx X. Xxxxxx ByBY: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------- -------------------------------- ------------------------ Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:

Currently Lending. Domestic Approved ----------------- Titan Yes No ----- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND X INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL DPTGLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY X FUND X -------- -------- ----------------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME X FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx By: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------- Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:BANK

Currently Lending. Domestic Approved ----------------- Titan Yes No ----- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP VI[P GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL DPTGLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- ----------------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx Michael P. Bishof By: Xxxxxxxxxxx Xxxxxx Christopher Martix ------------------------------- ----------------------- --------------------- Name: Xxxxxxx X. Xxxxxx Michael P. Bishof Name: Xxxxxxxxxxx Christopher Martix Xxxxx: Xxxxxx Title: Senior Vice Xxce President/Treasurer Title: Vice President Date: July 17, 2003 Date:: July 17, 2003

Currently Lending. Domestic Approved ----------------- -------- -------- Titan Yes No ----- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X Restriction 1) -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL DPTGLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- ----------------- International (Continued) Approved ----------------- Titan GTI Yes No ----- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx By: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------- -------------------------------- -------------------------- Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:: --------------------------

Currently Lending. Domestic Approved ----------------- -------- -------- Titan Yes No ----- -------- -------- P50665 VIP LARGE CAP VALUE SERIES X -------- -------- P50669 VIP BALANCED SERIES X -------- -------- P50670 VIP GROWTH OPPORTUNITIES SERIES X -------- -------- P50671 DELAWARE DELCHESTER FUND X -------- -------- P50672 VIP TREND SERIES X -------- -------- P50676 DELAWARE BALANCED FUND X -------- -------- P50677 DELAWARE DEVON FUND X -------- -------- P50684 DELAWARE GROWTH OPPORTUNITIES FUND X -------- -------- P50685 DELAWARE SMALL-CAP VALUE FUND X -------- -------- P82406 DELAWARE TREND FUND X -------- -------- P82404 DELAWARE DECATUR EQUITY INCOME FUND X -------- -------- P82405 DELAWARE GROWTH & INCOME FUND X -------- -------- P50679 DELAWARE REIT FUND X -------- -------- P50673 (Subject to Restriction 1) VIP SMALL CAP VALUE SERIES X -------- -------- P50683 DELAWARE INVESTMENTS DIVIDEND AND INCOME, INC. X -------- -------- -------- -------- N/A OPTIMUM FIXED INCOME FUND X -------- -------- N/A OPTIMUM INTERNATIONAL FUND X -------- -------- N/A OPTIMUM LARGE CAP GROWTH FUND X -------- -------- N/A OPTIMUM LARGE CAP VALUE FUND X -------- -------- N/A OPTIMUM SMALL CAP GROWTH FUND X -------- -------- N/A OPTIMUM SMALL CAP VALUE FUND X -------- -------- ----------------- International Approved ----------------- -------- -------- Titan GTI Yes No ----- --- -------- -------- P81294 7689 VIP INTERNATIONAL EQUITY SERIES X -------- -------- P81295 7690 DPT INTERNATIONAL EQUITY PORTFOLIO X -------- -------- P81296 7691 DPT GLOBAL FIXED INCOME PORTFOLIO X -------- -------- P81297 7692 DPT LABOR SELECT INT'L EQUITY PORTFOLIO X -------- -------- P81298 7693 DELAWARE INTERNATIONAL VALUE EQUITY FUND X -------- -------- ----------------- International (Continued) Approved ----------------- -------- -------- Titan GTI Yes No ----- --- -------- -------- P81776 (Subject to 9849 DPT EMERGING MARKETS PORTFOLIO X Restriction 2) -------- -------- P82424 13852 DELAWARE GLOBAL DIVIDEND AND INCOME FUND, INC. X -------- -------- AGREED AND ACCEPTED: CUSTOMER JPMORGAN CHASE BANK By: Xxxxxxx X. Xxxxxx By: Xxxxxxxxxxx Xxxxxx ------------------------------- ----------------------------------- ----------------------- Name: Xxxxxxx X. Xxxxxx Name: Xxxxxxxxxxx Xxxxxx Title: Senior Vice President/Treasurer Title: Vice President Date: July 17, 2003 Date:: ________________