Common use of DAMAGE TO A VEHICLE Clause in Contracts

DAMAGE TO A VEHICLE. Insuring Agreement—Collision Coverage 14 Insuring Agreement—Comprehensive Coverage 14 Insuring Agreement—Additional Custom Parts or Equipment Coverage 15 Insuring Agreement—Rental Reimbursement Coverage 15 Insuring Agreement—Loan/Lease Payoff Coverage 16 Insuring Agreement—Pet Injury Coverage 16 Additional Definitions 16 Exclusions 17 Limits of Liability 18 Payment of Loss 20 No Benefit to Bailee 20 Loss Payable Clause 20 Other Sources of Recovery 20 Appraisal 21 Insuring Agreement 21 Additional Definitions 21 Exclusions 22 Unauthorized Service Provider 22 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 25 Transfer of Interest 25 Fraud or Misrepresentation 25 Payment of Premium and Fees 25 Cancellation 25 Cancellation Refund 26 Nonrenewal 27 Automatic Termination 27 Legal Action Against Us 27 Our Rights to Recover Payment 27 Joint and Individual Interests 28 Bankruptcy 28

DAMAGE TO A VEHICLE. Insuring Agreement—Agreement - Collision Coverage 14 13 Insuring Agreement—Agreement - Comprehensive Coverage 14 13 Insuring Agreement—Agreement - Additional Custom Parts or Equipment Coverage 15 14 Insuring Agreement—Agreement - Rental Reimbursement Coverage 15 14 Insuring Agreement—Agreement - Loan/Lease Payoff Coverage 16 Insuring Agreement—Pet Injury Coverage 16 15 Additional Definitions 15 Exclusions 16 Exclusions 17 Limits of Liability 18 17 Payment of Loss 20 19 No Benefit to Bailee 20 19 Loss Payable Clause 20 19 Other Sources of Recovery 20 Appraisal 21 20 Insuring Agreement 21 20 Additional Definitions 20 Exclusions 21 Exclusions 22 Unauthorized Service Provider 22 21 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 23 Settlement of Claims 24 Terms of Policy Conformed to Statutes 25 24 Transfer of Interest 25 24 Fraud or Misrepresentation 25 24 Payment of Premium and Fees 25 Cancellation 25 Cancellation Refund 26 Nonrenewal 27 26 Automatic Termination 27 26 Legal Action Against Us 27 Our Rights to Recover Payment 27 Joint and Individual Interests 28 Bankruptcy 28

DAMAGE TO A VEHICLE. Insuring Agreement—Collision Coverage 13 Insuring Agreement—Comprehensive Coverage 14 Insuring Agreement—Full Comprehensive Window Glass Coverage 14 Insuring Agreement—Additional Custom Parts or Equipment Coverage 15 14 Insuring Agreement—Rental Reimbursement Coverage 15 Insuring Agreement—Loan/Lease Payoff Coverage 16 15 Insuring Agreement—Pet Injury Coverage 16 Additional Definitions 16 Exclusions 17 Limits of Liability 18 Payment of Loss 20 19 No Benefit to Bailee 20 Loss Payable Clause 20 Other Sources of Recovery 20 Appraisal 21 20 Insuring Agreement 21 Additional Definitions 21 Exclusions 22 21 Unauthorized Service Provider 22 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 25 24 Transfer of Interest 25 24 Fraud or Misrepresentation 25 24 Payment of Premium and Fees 25 Cancellation 25 26 Cancellation Refund 26 27 Nonrenewal 27 Automatic Termination 27 Legal Action Against Us 27 Our Rights to Recover Payment 27 28 Joint and Individual Interests 28 29 Bankruptcy 2829

DAMAGE TO A VEHICLE. Insuring Agreement—Agreement - Collision Coverage 14 16 Insuring Agreement—Agreement - Comprehensive Coverage 14 16 Insuring Agreement—Agreement - Additional Custom Parts or Equipment Coverage 15 17 Insuring Agreement—Agreement - Rental Reimbursement Coverage 15 17 Insuring Agreement—Agreement - Loan/Lease Payoff Coverage 16 Insuring Agreement—Pet Injury Coverage 16 18 Additional Definitions 16 18 Exclusions 17 19 Limits of Liability 18 20 Payment of Loss 20 22 No Benefit to Bailee 20 Loss Payable Clause 20 22 Lienholder Agreement 22 Other Sources of Recovery 20 22 Appraisal 21 23 Insuring Agreement 21 23 Additional Definitions 21 23 Exclusions 22 24 Unauthorized Service Provider 22 24 Other Insurance 22 24 Policy Period and Territory 23 25 Changes 23 25 Duty to Report Changes 24 26 Settlement of Claims 24 26 Terms of Policy Conformed to Statutes 25 27 Transfer of Interest 25 27 Fraud or Misrepresentation 25 27 Payment of Premium and Fees 25 27 Cancellation 25 28 Cancellation Refund 26 28 Nonrenewal 27 29 Automatic Termination 27 29 Legal Action Against Us 27 29 Our Rights to Recover Payment 27 30 Joint and Individual Interests 28 31 Bankruptcy 2831 Missouri Property and Casualty Insurance Guaranty Association Coverage Limitation 31

DAMAGE TO A VEHICLE. Insuring Agreement—Agreement - Collision Coverage 14 13 Insuring Agreement—Agreement - Comprehensive Coverage 14 Insuring Agreement—Agreement - Additional Custom Parts or Equipment Coverage 15 14 Insuring Agreement—Agreement - Rental Reimbursement Coverage 15 Insuring Agreement—Agreement - Loan/Lease Payoff Coverage 16 Insuring Agreement—Pet Injury Coverage 16 15 Additional Definitions 16 Exclusions 17 16 Limits of Liability 18 Payment of Loss 20 19 No Benefit to Bailee 20 19 Loss Payable Clause 20 19 Other Sources of Recovery 20 Appraisal 21 20 Insuring Agreement 21 Additional Definitions 21 Exclusions 22 21 Unauthorized Service Provider 22 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 25 24 Transfer of Interest 25 24 Fraud or Misrepresentation 25 24 Payment of Premium and Fees 25 Cancellation 25 Cancellation Refund 26 Nonrenewal 27 Automatic Termination 27 Legal Action Against Us 27 Our Rights to Recover Payment 27 Joint and Individual Interests 28 Bankruptcy 28

DAMAGE TO A VEHICLE. Insuring Agreement—Collision Coverage 14 16 Insuring Agreement—Comprehensive Coverage 14 17 Insuring Agreement—Additional Custom Parts or Equipment Coverage 15 17 Insuring Agreement—Rental Reimbursement Coverage 15 18 Insuring Agreement—Loan/Lease Payoff Coverage 16 18 Insuring Agreement—Pet Injury Coverage 16 19 Additional Definitions 16 19 Exclusions 17 20 Limits of Liability 18 21 Payment of Loss 20 Loss. 22 No Benefit to Bailee 20 23 Loss Payable Clause 20 23 Other Sources of Recovery 20 23 Appraisal 21 23 Insuring Agreement 21 24 Additional Definitions 21 24 Exclusions 22 24 Unauthorized Service Provider 22 25 Other Insurance 22 25 Policy Period and Territory 23 26 Mexico Coverage—Limited 26 Changes 23 27 Duty to Report Changes 24 27 Our Duties in the Event of a Claim 28 Settlement of Claims 24 28 Terms of Policy Conformed to Statutes 25 29 Transfer of Interest 25 29 Fraud or Misrepresentation 25 29 Payment of Premium and Fees 25 30 Cancellation 25 30 Cancellation Refund 26 31 Nonrenewal 27 31 Automatic Termination 27 31 Legal Action Against Us 27 Us. 31 Our Rights to Recover Payment 27 32 Joint and Individual Interests 28 33 Bankruptcy 2833 Mutuals—Membership and Voting Notice 33 Mutuals—Participation Clause Without Contingent Liability 33

DAMAGE TO A VEHICLE. Insuring Agreement—Agreement - Collision Coverage 14 13 Insuring Agreement—Agreement - Comprehensive Coverage 14 Insuring Agreement—Agreement - Additional Custom Parts or Equipment Coverage 15 . 14 Insuring Agreement—Agreement - Rental Reimbursement Coverage 15 Insuring Agreement—Agreement - Loan/Lease Payoff Coverage 16 Insuring Agreement—Pet Injury Coverage 16 15 Additional Definitions 16 Exclusions 17 16 Limits of Liability 18 Payment of Loss 20 19 No Benefit to Bailee 20 19 Loss Payable Clause 20 19 Other Sources of Recovery 20 Appraisal 21 20 Insuring Agreement 21 Additional Definitions 21 Exclusions 22 21 Unauthorized Service Provider 22 Other Insurance 22 Policy Period and Territory 23 Changes 23 Duty to Report Changes 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 25 24 Transfer of Interest 25 24 Fraud or Misrepresentation 25 24 Payment of Premium and Fees 25 Cancellation 25 Cancellation Refund 26 Nonrenewal 27 Automatic Termination 27 Legal Action Against Us 27 Our Rights to Recover Payment 27 Joint and Individual Interests 28 Bankruptcy 28