Common use of DAMAGE TO A VEHICLE Clause in Contracts

DAMAGE TO A VEHICLE. Insuring Agreement - Collision Coverage 13 Insuring Agreement - Comprehensive Coverage 13 Insuring Agreement - Additional Custom Parts or Equipment Coverage 14 Insuring Agreement - Rental Reimbursement Coverage 14 Insuring Agreement - Loan/Lease Payoff Coverage 15 Additional Definitions 15 Exclusions 16 Limits of Liability 17 Payment of Loss 19 No Benefit to Bailee 19 Loss Payable Clause 19 Other Sources of Recovery 20 Appraisal 20 PART V - ROADSIDE ASSISTANCE COVERAGE Insuring Agreement 20 Additional Definitions 20 Exclusions 21 Unauthorized Service Provider 21 Other Insurance 22 PART VI - DUTIES IN CASE OF AN ACCIDENT OR LOSS 22 PART VII - GENERAL PROVISIONS Policy Period and Territory 23 Changes 23 Duty to Report Changes 23 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 Transfer 24 Fraud or Misrepresentation 24 Payment of Premium and Fees 25 Cancellation 25 Cancellation Refund 26 Nonrenewal 26 Automatic Termination 26 Legal Action Against Us 27 Our Rights to Recover Payment 27 Joint and Individual Interests 28 Bankruptcy 28

DAMAGE TO A VEHICLE. Insuring Agreement - Collision Coverage 13 Insuring Agreement - Comprehensive Coverage 13 14 Insuring Agreement - Additional Custom Parts or Equipment Coverage . 14 Insuring Agreement - Rental Reimbursement Coverage 14 15 Insuring Agreement - Loan/Lease Payoff Coverage 15 Additional Definitions 15 16 Exclusions 16 Limits of Liability 17 18 Payment of Loss 19 No Benefit to Bailee 19 Loss Payable Clause 19 Other Sources of Recovery 20 Appraisal 20 PART V - ROADSIDE ASSISTANCE COVERAGE Insuring Agreement 20 21 Additional Definitions 20 21 Exclusions 21 Unauthorized Service Provider 21 22 Other Insurance 22 PART VI - DUTIES IN CASE OF AN ACCIDENT OR LOSS 22 PART VII - GENERAL PROVISIONS Policy Period and Territory 23 Changes 23 Duty to Report Changes 23 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 Transfer of Interest 24 Fraud or Misrepresentation 24 Payment of Premium and Fees 25 Cancellation 25 Cancellation Refund 26 Nonrenewal 26 27 Automatic Termination 26 27 Legal Action Against Us 27 Our Rights to Recover Payment 27 Joint and Individual Interests 28 Bankruptcy 28

DAMAGE TO A VEHICLE. Insuring Agreement - Agreement—Collision Coverage 13 14 Insuring Agreement - Agreement—Comprehensive Coverage 13 14 Insuring Agreement - Agreement—Additional Custom Parts or Equipment Coverage 14 15 Insuring Agreement - Agreement—Rental Reimbursement Coverage 14 15 Insuring Agreement - Agreement—Loan/Lease Payoff Coverage 15 16 Insuring Agreement—Pet Injury Coverage 16 Additional Definitions 15 16 Exclusions 16 17 Limits of Liability 17 18 Payment of Loss 19 20 No Benefit to Bailee 19 20 Loss Payable Clause 19 20 Other Sources of Recovery 20 Appraisal 20 21 PART V - V—ROADSIDE ASSISTANCE COVERAGE Insuring Agreement 20 21 Additional Definitions 20 21 Exclusions 21 22 Unauthorized Service Provider 21 22 Other Insurance 22 PART VI - VI—DUTIES IN CASE OF AN ACCIDENT OR LOSS 22 PART VII - VII—GENERAL PROVISIONS Policy Period and Territory 23 Changes 23 Duty to Report Changes 23 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 25 Transfer 24 of Interest 25 Fraud or Misrepresentation 24 25 Payment of Premium and Fees 25 Cancellation 25 Cancellation Refund 26 Nonrenewal 26 27 Automatic Termination 26 27 Legal Action Against Us 27 Our Rights to Recover Payment 27 Joint and Individual Interests 28 Bankruptcy 28

DAMAGE TO A VEHICLE. Insuring Agreement - Agreement—Collision Coverage 13 Insuring Agreement - Agreement—Comprehensive Coverage 13 14 Insuring Agreement - Agreement—Full Comprehensive Window Glass Coverage 14 Insuring Agreement—Additional Custom Parts or Equipment Coverage 14 Insuring Agreement - Agreement—Rental Reimbursement Coverage 14 15 Insuring Agreement - Agreement—Loan/Lease Payoff Coverage 15 Insuring Agreement—Pet Injury Coverage 16 Additional Definitions 15 16 Exclusions 16 17 Limits of Liability 17 18 Payment of Loss 19 No Benefit to Bailee 19 20 Loss Payable Clause 19 20 Other Sources of Recovery 20 Appraisal 20 PART V - V—ROADSIDE ASSISTANCE COVERAGE Insuring Agreement 20 21 Additional Definitions 20 21 Exclusions 21 Unauthorized Service Provider 21 22 Other Insurance 22 PART VI - VI—DUTIES IN CASE OF AN ACCIDENT OR LOSS 22 PART VII - VII—GENERAL PROVISIONS Policy Period and Territory 23 Changes 23 Duty to Report Changes 23 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 Transfer of Interest 24 Fraud or Misrepresentation 24 Payment of Premium and Fees 25 Cancellation 25 26 Cancellation Refund 26 27 Nonrenewal 26 27 Automatic Termination 26 27 Legal Action Against Us 27 Our Rights to Recover Payment 27 28 Joint and Individual Interests 28 29 Bankruptcy 2829

DAMAGE TO A VEHICLE. Insuring Agreement - Collision Coverage 13 Insuring Agreement - Comprehensive Coverage 13 14 Insuring Agreement - Additional Custom Parts or Equipment Coverage 14 Insuring Agreement - Rental Reimbursement Coverage 14 15 Insuring Agreement - Loan/Lease Payoff Coverage 15 Additional Definitions 15 16 Exclusions 16 Limits of Liability 17 18 Payment of Loss 19 No Benefit to Bailee 19 Loss Payable Clause 19 Other Sources of Recovery 20 Appraisal 20 PART V - ROADSIDE ASSISTANCE COVERAGE Insuring Agreement 20 21 Additional Definitions 20 21 Exclusions 21 Unauthorized Service Provider 21 22 Other Insurance 22 PART VI - DUTIES IN CASE OF AN ACCIDENT OR LOSS 22 PART VII - GENERAL PROVISIONS Policy Period and Territory 23 Changes 23 Duty to Report Changes 23 24 Settlement of Claims 24 Terms of Policy Conformed to Statutes 24 Transfer of Interest 24 Fraud or Misrepresentation 24 Payment of Premium and Fees 25 Cancellation 25 Cancellation Refund 26 Nonrenewal 26 27 Automatic Termination 26 27 Legal Action Against Us 27 Our Rights to Recover Payment 27 Joint and Individual Interests 28 Bankruptcy 28

DAMAGE TO A VEHICLE. Insuring Agreement - Agreement—Collision Coverage 13 16 Insuring Agreement - Agreement—Comprehensive Coverage 13 17 Insuring Agreement - Agreement—Additional Custom Parts or Equipment Coverage 14 17 Insuring Agreement - Agreement—Rental Reimbursement Coverage 14 18 Insuring Agreement - Agreement—Loan/Lease Payoff Coverage 15 18 Insuring Agreement—Pet Injury Coverage 19 Additional Definitions 15 19 Exclusions 16 20 Limits of Liability 17 21 Payment of Loss 19 Loss. 22 No Benefit to Bailee 19 23 Loss Payable Clause 19 23 Other Sources of Recovery 20 23 Appraisal 20 23 PART V - V—ROADSIDE ASSISTANCE COVERAGE Insuring Agreement 20 24 Additional Definitions 20 24 Exclusions 21 24 Unauthorized Service Provider 21 25 Other Insurance 22 25 PART VI - VI—DUTIES IN CASE OF AN ACCIDENT OR LOSS 22 25 PART VII - VII—GENERAL PROVISIONS Policy Period and Territory 23 26 Mexico Coverage—Limited 26 Changes 23 27 Duty to Report Changes 23 27 Our Duties in the Event of a Claim 28 Settlement of Claims 24 28 Terms of Policy Conformed to Statutes 24 29 Transfer 24 of Interest 29 Fraud or Misrepresentation 24 29 Payment of Premium and Fees 25 30 Cancellation 25 30 Cancellation Refund 26 31 Nonrenewal 26 31 Automatic Termination 26 31 Legal Action Against Us 27 Us. 31 Our Rights to Recover Payment 27 32 Joint and Individual Interests 28 33 Bankruptcy 2833 Mutuals—Membership and Voting Notice 33 Mutuals—Participation Clause Without Contingent Liability 33

DAMAGE TO A VEHICLE. Insuring Agreement - Collision Coverage 13 16 Insuring Agreement - Comprehensive Coverage 13 16 Insuring Agreement - Additional Custom Parts or Equipment Coverage 14 17 Insuring Agreement - Rental Reimbursement Coverage 14 17 Insuring Agreement - Loan/Lease Payoff Coverage 15 18 Additional Definitions 15 18 Exclusions 16 19 Limits of Liability 17 20 Payment of Loss 19 22 No Benefit to Bailee 19 Loss Payable Clause 19 22 Lienholder Agreement 22 Other Sources of Recovery 20 22 Appraisal 20 23 PART V - ROADSIDE ASSISTANCE COVERAGE Insuring Agreement 20 23 Additional Definitions 20 23 Exclusions 21 24 Unauthorized Service Provider 21 24 Other Insurance 22 24 PART VI - DUTIES IN CASE OF AN ACCIDENT OR LOSS 22 25 PART VII - GENERAL PROVISIONS Policy Period and Territory 23 25 Changes 23 25 Duty to Report Changes 23 26 Settlement of Claims 24 26 Terms of Policy Conformed to Statutes 24 27 Transfer 24 27 Fraud or Misrepresentation 24 27 Payment of Premium and Fees 25 27 Cancellation 25 28 Cancellation Refund 26 28 Nonrenewal 26 29 Automatic Termination 26 29 Legal Action Against Us 27 29 Our Rights to Recover Payment 27 30 Joint and Individual Interests 28 31 Bankruptcy 2831 Missouri Property and Casualty Insurance Guaranty Association Coverage Limitation 31