Common use of Deferred Sales Charge Clause in Contracts

Deferred Sales Charge. The Deferred Sales Charge only applies to the Purchase Payment(s) portion withdrawn and varies according to the elapsed time since deposit (see Schedule - Accumulation Period). Purchase Payment amounts are withdrawn in the same order they were applied. No Deferred Sales Charge is deducted from any portion of the Purchase Payment which is paid: (a) To a Beneficiary due to the Annuitant's death before Annuity Payments start, up to a maximum of the aggregate Purchase Payment(s) minus the total of all partial surrenders, amounts applied to an Annuity Payout Option and deductions made prior to the Annuitant's date of death; (b) For an Annuity Payout Option (see Section V); (c) As a distribution under a Systematic Distribution Option; (d) For a full withdrawal of the Account where the Account Value is $2,500 or less and no withdrawals have been taken from the Account within the prior 12 months; (e) By Aetna under Section III - Payment of Adjusted Account Value; (f) Under a qualified Contract when the amount withdrawn is equal to the minimum distribution required by the Code for the Account, calculated using a method permitted under the Code and agreed to by Aetna; (g) As a free withdrawal as described in Section IV - OPTION PACKAGES; or (h) Under the Nursing Home Waiver, if available, and as described in Section IV - OPTION PACKAGES.

Deferred Sales Charge. The Deferred Sales Charge only applies to the Purchase Payment(s) portion withdrawn and varies according to the elapsed time since deposit (see Schedule SEE SCHEDULE - Accumulation PeriodACCUMULATION PERIOD). Purchase Payment amounts are withdrawn in the same order they were applied. No Deferred Sales Charge is deducted from any portion of the Purchase Payment which is paid: (a) To a Beneficiary due to the Annuitant's death before Annuity Payments start, up to a maximum of the aggregate Purchase Payment(s) minus the total of all partial surrenders, amounts applied to an Annuity Payout Option and deductions made prior to the Annuitant's date of death; (b) For an Annuity Payout Option (see Section SEE SECTION V); (c) As a distribution under a Systematic Distribution Option; (d) For a full withdrawal of the Account where the Account Value is $2,500 or less and no withdrawals have been taken from the Account within the prior 12 months; (e) By Aetna GALIC under Section SECTION III - Payment of Adjusted Account ValuePAYMENT OF ADJUSTED ACCOUNT VALUE; (f) Under a qualified Contract when the amount withdrawn is equal to the minimum distribution required by the Code for the Account, calculated using a method permitted under the Code and agreed to by AetnaGALIC; (g) As a free withdrawal as described in Section SECTION IV - OPTION PACKAGES; or (h) Under the Nursing Home Waiver, if available, and as described in Section SECTION IV - OPTION PACKAGES.

Deferred Sales Charge. The Deferred Sales Charge only applies to the Purchase Payment(s) portion withdrawn and varies according to the elapsed time since deposit (see Schedule - Accumulation Period). Purchase Payment amounts are withdrawn in the same order they were applied. No Deferred Sales Charge is deducted from any portion of the Purchase Payment which is paid: (a) To a Beneficiary due to the Annuitant's death before Annuity Payments start, up to a maximum of the aggregate Purchase Payment(s) minus the total of all partial surrenders, amounts applied to an Annuity Payout Option surrenders and deductions made prior to the Annuitant's date of death; (b) For an Annuity Payout Option (see Section VV - Annuity Payout Provisions); (c) As a distribution under a Systematic Distribution Option; (d) For a full withdrawal of the Account where the Account Value is $2,500 or less and no withdrawals have been taken from the Account within the prior 12 months; (ed) By Aetna under Section III - Payment of Adjusted Account Value; (fe) Under a qualified Contract when the amount withdrawn is equal to the minimum distribution required by the Code for the Account, either paid under a Systematic Distribution Option or calculated by the Certificate Holder using a method permitted under the Code and agreed to by Aetna; (gf) As a free withdrawal of up to 10% of the Account Value on the Account anniversary in any Account Year less any amounts taken as a Systematic Distribution Option or as a required minimum distribution as described in Section IV - OPTION PACKAGES; or (he) Under above. Aetna reserves the Nursing Home Waiver, if available, and as described in Section IV - OPTION PACKAGESright to increase the percentage of the free withdrawal amount. The free withdrawal amount includes any Premium Bonus amount applied.

Deferred Sales Charge. The Deferred Sales Charge only applies to the Purchase Payment(s) portion withdrawn and varies according to the elapsed time since deposit (see Schedule - Accumulation Period). Purchase Payment amounts are withdrawn in the same order they were applied. No Deferred Sales Charge is deducted from any portion of the Purchase Payment which is paid: (a) To a Beneficiary due to the Annuitant's death before Annuity Payments start, up to a maximum of the aggregate Purchase Payment(s) minus the total of all partial surrenders, amounts applied to an Annuity Payout Option and deductions made prior to the Annuitant's date of death; (b) For an Annuity Payout Option (see Section V); (c) As a distribution under a Systematic Distribution Option; (d) For a full withdrawal of the Account where the Account Value is $2,500 or less and no withdrawals have been taken from the Account within the prior 12 months; (e) By Aetna under Section III - Payment of Adjusted Account Value; (f) Under a qualified Contract when the amount withdrawn is equal to the minimum distribution required by the Code for the Account, calculated using a method permitted under the Code and agreed to by Aetna; (g) As a free withdrawal as described in Section IV - OPTION PACKAGES; or (h) Under the Nursing Home Waiver, if available, and as described in Section IV - OPTION PACKAGES.

Deferred Sales Charge. The Deferred Sales Charge only applies to the Purchase Payment(s) portion withdrawn and varies according to the elapsed time since deposit (see Schedule SEE SCHEDULE - Accumulation PeriodACCUMULATION PERIOD). Purchase Payment amounts are withdrawn in the same order they were applied. No Deferred Sales Charge is deducted from any portion of the Purchase Payment which is paid: (a) To a Beneficiary due to the Annuitant's death before Annuity Xxxxxxx Payments start, up to a maximum of the aggregate Purchase Payment(s) minus the total of all partial surrenders, amounts applied to an Annuity Payout Option and deductions made prior to the Annuitant's date of death; (b) For an Annuity Payout Option (see Section SEE SECTION V); (c) As a distribution under a Systematic Distribution Option; (d) For a full withdrawal of the Account where the Account Value is $2,500 or less and no withdrawals have been taken from the Account within the prior 12 months; (e) By Aetna GALIC under Section SECTION III - Payment of Adjusted Account ValuePAYMENT OF ADJUSTED ACCOUNT VALUE; (f) Under a qualified Contract when the amount withdrawn is equal to the minimum distribution required by the Code for the Account, calculated using a method permitted under the Code and agreed to by AetnaXXXXX; (g) As a free withdrawal as described in Section SECTION IV - OPTION PACKAGES; or (h) Under the Nursing Home Waiver, if available, and as described in Section SECTION IV - OPTION PACKAGES.

Deferred Sales Charge. The Deferred Sales Charge only applies to the Purchase Payment(s) portion withdrawn and varies according to the elapsed time since deposit (see Schedule - Accumulation Period). Purchase Payment amounts are withdrawn in the same order they were applied. No Deferred Sales Charge is deducted from any portion of the Purchase Payment which is paid: (a) To a Beneficiary due to the Annuitant's death before Annuity Payments start, up to a maximum of the aggregate Purchase Payment(s) minus the total of all partial surrenders, amounts applied to an Annuity Payout Option and deductions made prior to the Annuitant's date of death; (b) For an Annuity Payout Option (see Section V); (c) As a distribution under a Systematic Distribution Option; (d) For a full withdrawal of the Account where the Account Value is $2,500 or less and no withdrawals have been taken from the Account within the prior 12 months; (e) By Aetna under Section III - Payment of Adjusted Account Value; (f) Under a qualified Contract when the amount withdrawn is equal to the minimum distribution required by the Code for the Account, calculated using a method permitted under the Code and agreed to by Aetna; (g) As a free withdrawal as described in Section IV - OPTION PACKAGES; or (h) Under As a Purchase Payment for a contract issued by Aetna, that gives credit for time spent in the Nursing Home Waiver, if available, and as described predecessor contract in Section IV - OPTION PACKAGESapplying the deferred sales charge.