Demands and Needs Clause Samples
Demands and Needs. This travel insurance will suit the Demands and Needs of an individual wishing to insure themselves against unforeseen costs. Subject to Terms and Conditions and maximum specified limits. We do not give you advice as to whether this product is suitable for meeting your specific demands and needs, you must therefore carefully read the policy wording and other documentation, particularly the section on exclusion and limitations, to determine whether this product’s will provide you with sufficient cover and is right for you. Please contact us immediately if you wish to cancel any insurance policy we have arranged for you. You may have a right to cancel a policy without penalty within the first 14 days (or, in some cases, longer). Please refer to your policy documentation for further details. If you cancel within this initial cancellation period (where this applies) you will receive a proportionate refund of premium from the insurer. However, insurers are entitled to make an administrative charge. In addition, we may charge an amount which reflects the administrative costs of arranging and cancelling the policy. Details of the amount we charge are detailed below under Fees and Charges. If you choose to cancel other than within an initial cancellation period you may not receive a pro-rata refund of premium. In addition, we may charge an amount that reflects the administrative costs of arranging and cancelling the policy (see our Fees and Charges below).
Demands and Needs. We ask questions relating to your trip to establish what products are available for you to purchase that meet with your demands and needs and give you information to help you. We will not choose the product, you need to decide what is the right choice for you making sure the terms of the policy meet your needs before purchasing. A to Z Travel Insurance has been designed specifically to meet the demands and needs of travellers who want to have peace of mind being financially protected in the event of medical emergencies, cancellation, delayed departures or curtailment, baggage and contents that are lost or stolen, loss or theft of travel money and passport, personal liability and legal expenses when travelling. We also offer optional cover which can be included if applicable. We have various levels of cover depending on your circumstances, the options you choose and where you travel to. Cover is only available and valid to customers who: - Answer questions accurately and truthfully - Are UK residents with an address in the United Kingdom and have lived in the UK for at least 6 of the last 12 months - Are registered with a General Practitioner in the UK - Are in the United Kingdom when the Policy is purchased (except when You renew an existing Annual multi-trip policy, provided there is no gap in cover); - Are aged 65 or under at the start of the Policy Period for Backpacker policies; - Are aged 75 or under at the start of the Policy Period for Annual multi-trip policies; - Are aged 64 or under at the start of the Policy Period for Winter Sports policies You are entitled to cancel your travel insurance policy by contacting us by phone or email within 14 days of receiving your insurance documents, if you change your mind and decide it is no longer required or appropriate. In these circumstances, we will give you a full refund of the premium already paid as long as no claim has been made and you have no intention of making a claim. After this 14 day window, you will still have the right to cancel your travel insurance policy at any point. If you do this outside of the 14 day cooling-off period, no premium will be refunded. We may however decide differently in very exceptional circumstances, such as bereavement, or a change to your policy resulting in us declining to cover your medical conditions. A to Z Cover Limited may cancel your policy by giving you 14 days’ notice. In the event of this happening, we will refund you the premium you have paid for the rest o...
Demands and Needs. All products we offer you are designed to meet the demands and needs of those who wish to ensure that they are financially protected against the risks associated with travelling abroad, including medical emergencies, delayed departures, cancellation and curtailment, lost, stolen or delayed possessions, personal liability and loss of travel money and passport. The levels of cover may vary depending on which options you choose and where you travel to. Please refer to your travel insurance certificate for full details. Please note that this statement does not constitute advice or a personal recommendation about the suitability of the product to meet your personal needs. We act as the agent of the insurer in our dealings with you. We also collect and hold money as agent of the insurer.
Demands and Needs. This travel insurance will suit the Demands and Needs of an individual wishing to insure themselves against unforeseen costs. Subject to Terms and Conditions and maximum specified limits. We do not give you advice as to whether this product is suitable for meeting your specific demands and needs, you must therefore carefully read the policy wording and other documentation, particularly the section on exclusion and limitations, to determine whether this product’s will provide you with sufficient cover and is right for you. Please contact us immediately if you wish to cancel any insurance policy we have arranged for you. You have the right to cancel your policy within 14 days of the receipt of your policy documentation and, providing you have not started a trip or made or intend to make a claim, we will give you a full refund. However, this right to a premium refund does not apply to the cancellation of a single-trip policies of less than one month duration. Following this 14 day period, you continue to have the right to cancel your policy at any time by contacting us but we will not have to refund any premium. However, discretion may be exercised in exceptional circumstances We take your privacy extremely seriously and we will only use your personal details in line with our Privacy Notice. Please read our Privacy Notice carefully [▇▇▇▇▇://▇▇▇▇▇ ▇▇▇▇▇▇▇▇.▇▇.▇▇/▇▇▇▇▇▇▇-▇▇▇▇▇▇] and contact us immediately if you have any queries. Where necessary, for example where we would like to use your data for some marketing purposes, we shall ask for your specific consent to do so. Your personal information includes all of the details you have given us to process your insurance policy (we will not ask for more information than is necessary). We may share your data with Third Parties for the provision and ongoing performance of your insurance policy. Your data may be transferred outside the UK. We will not sell, rent or trade your data under any circumstances ALL of the personal information you supply to us will be handled strictly in accordance with the applicable Data Protection regulations and legislation.
Demands and Needs. This product range meets the demands and needs of a vehicle owner who wishes to cover themselves against certain costs of mechanical failure of their vehicle. Us/we – means ValueGuard Assist. You, your – the person named on the Validation Certificate. Vehicle – the vehicle covered on your warranty and the Validation Certificate. Breakdown – a mechanical or electrical failure, puncture or accident, which immediately renders the vehicle immobilised. Territorial limits – means Great Britain, Northern Ireland, Scotland and Wales. Details of ValueGuard Assist cover may not reach us by the time assistance is required. In this unlikely event, we will always assist customers, but before assistance can be provided, we will ask you to provide immediate payment for the service required by Credit or Debit card. A payment receipt will be sent to you in order for you to seek reimbursement from the administrator. Please contact us if you have any questions concerning this procedure. Tell the controller who answers your call: • You are a ValueGuard Warranty customer • Your warranty type, number and car registration number • Where your vehicle is and what seems to be the problem (for example, if you have a puncture, tell the controller your tyre size) If you also intend to claim under your warranty you must telephone the administrator on 0344 573 8218 and obtain advance authorisation, before any repairs are commenced. With ValueGuard Assist as part of your warranty you will be entitled to the following services:
Demands and Needs. Consumers
Demands and Needs. This travel insurance policy will suit the demands and needs of an individual, or group who have no excluded existing medical conditions, are travelling to countries included within the policy terms and who wish to insure themselves against the unforeseen circumstances/ events detailed in this insurance policy. Subject to terms and conditions and maximum specified claim limits.