Common use of Deposit Agreements Clause in Contracts

Deposit Agreements. Each of the following Deposit and Security Agreements, as amended or supplemented, was entered into by and among The Education Resources Institute, Inc., The First Marblehead Corporation, U.S. Bank National Association (successor in interest to State Street Bank and Trust Company) and: • Bank of America, N.A., dated April 30, 2001, for loans that were originated under Bank of America's BAGEL Loan Program, CEDU Loan Program and ISLP Loan Program. • Bank of America, N.A., dated June 30, 2003, for loans that were originated under Bank of America's Direct to Consumer Loan Program. • Bank One, N.A., dated April 30, 2001, for loans that were originated under Bank One's CORPORATE ADVANTAGE Loan Program and EDUCATION ONE Loan Program. • Bank One, N.A., dated July 26, 2002, for loans that were originated under Bank One's M&T REFERRAL Loan Program • First National Bank Northeast, dated August 1, 2001, for loans that were originated under First National Bank Northeast's CASL Undergraduate Alternative Loan Program. • GMAC Bank, dated May 30, 2003, for loans that were originated under GMAC Bank's Alternative Loan Program. • HSBC Bank USA, National Association, dated April 17, 2002, for loans that were originated under the HSBC Loan Program. • The Huntington National Bank, dated May 20, 2003, for loans that were originated under The Huntington National Bank's Huntington Bank Education Loan Program. • National City Bank, dated July 26, 2002, for loans that were originated under National City Bank's National City Loan Program. • SunTrust Bank, dated March 1, 2002, for loans that were originated under SunTrust Bank's SunTrust Alternative Loan Program. Each of the following Control Agreements, as amended or supplemented, was entered into by and among The First Marblehead Corporation, U.S. Bank National Association and: • Charter One Bank, N.A., dated March 1, 2004, for all XXXX-guaranteed loan programs funded by Charter One Bank, N.A. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, for loans that were originated under Chase's Chase Extra Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for all loan XXXX-guaranteed programs funded by Citizens Bank of Rhode Island. • Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's Alternative Loan Program. • PNC Bank, N.A., dated April 22, 2004, for all TERU-guaranteed loan programs funded by PNC Bank, N.A.. • Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's Alternative Loan Program. • TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's Alternative Loan Program. • U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's Alternative Loan Program. Each of the following Security Agreements, as amended or supplemented, was entered into by and between The Education Resources Institute, Inc. and: • Charter One Bank, N.A., dated March 1, 2004, for all XXXX-guaranteed loan programs funded by Charter One Bank, N.A.. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, as amended on March 1, 2004 and February 25, 2005, for loans that were originated under Chase's Chase Extra Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for all XXXX-guaranteed loan programs funded by Citizens Bank of Rhode Island. • Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's Alternative Loan Program. • PNC Bank, N.A., dated April 22, 2004, for all XXXX-guaranteed loan programs funded by PNC Bank, N.A.. • Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's Alternative Loan Program. • TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's Alternative Loan Program. • U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's Alternative Loan Program. Each of the following Security Agreements, as amended or supplemented, was entered into by and between The Education Resources Institute, Inc. and: • Charter One Bank, N.A., dated December 29, 2003, for loans that were originated under Charter One's AAA Southern New England Bank Loan Program. • Charter One Bank, N.A., dated October 31, 2003, for loans that were originated under Charter One's AES EducationGAIN Loan Program. • Charter One Bank, N.A., dated December 1, 2003, for loans that were originated under Charter One's Custom Educredit Loan Program. • Charter One Bank, N.A., dated May 10, 2004, for loans that were originated under Charter One's EdFinancial Loan Program. • Charter One Bank, N.A., dated November 17, 2003, for loans that were originated under Charter One's National Education Loan Program. • Charter One Bank, N.A., dated March 26, 2004, for loans that were originated under Charter One's NextStudent Private Consolidation Loan Program. • Charter One Bank, N.A., dated March 1, 2004, for loans that were originated under Charter One's START Education Loan Program. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, as amended on March 1, 2004 and February 25, 2005, for loans that were originated under Chase's Chase Extra Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Compass Bank Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's DTC Alternative Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Navy Federal Referral Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Xanthus Loan Program. • Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's Alternative Loan Program. • PNC Bank, N.A., dated April 22, 2004, for loans that were originated under PNC Bank's PNC Bank Alternative Loan Program. • Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's Alternative Loan Program. • TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's Alternative Loan Program. • U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's Alternative Loan Program. First Marblehead Data Services, Inc. The Prudential Tower 000 Xxxxxxxx Xxxxxx — 00xx Xxxxx Xxxxxx, XX 00000-0000 with a copy to: U.S. Bank National Association Corporate Trust Services-SFS Xxx Xxxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000 Re: XXXX/NCT Pledged Account # Ladies and Gentlemen: Reference is made to (i) the Deposit and Security Agreement (the "Agreement"), dated as of June 8, 2006, by and among THE EDUCATION RESOURCES INSTITUTE, INC. ("XXXX"), FIRST MARBLEHEAD DATA SERVICES, INC. and THE NATIONAL COLLEGIATE STUDENT LOAN TRUST 2006-2. Capitalized terms used and not otherwise defined herein have the respective meanings ascribed to such terms in the Agreement. In accordance with the Agreement, please remit $___________________ in Guarantee Claims to U.S. Bank National Association ABA # [_______________] Corporate Trust Department DDA A/C# [____________] Attention: [__________________________]Collateral Proceeds Acct. SEI#: [________________] In addition, please fax this direction letter along with the attached breakdown, which lists the Loan(s), associated with the above-referenced claim funds to: [Owner] Attention: [Name]; and Fax Number: ____________ [Servicer] Attention: [Name]: Fax Number: Please contact me at [XXXX Contact Telephone Number] should you have any questions regarding this request. Authorized Signature XXXX Enc First Marblehead Data Services, Inc. The Prudential Tower 000 Xxxxxxxx Xxxxxx — 00xx Xxxxx Xxxxxx, XX 00000-0000 with a copy to: U.S. Bank National Association Corporate Trust Services-SFS Xxx Xxxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000 Re: XXXX/NCT Pledged Account # Ladies and Gentlemen: Reference is made to the Deposit and Security Agreement (the "Agreement"), dated as of June 8, 2006, by and among THE EDUCATION RESOURCES INSTITUTE, INC., ("XXXX"), FIRST MARBLEHEAD DATA SERVICES, INC. and THE NATIONAL COLLEGIATE STUDENT LOAN TRUST 2006-2. Capitalized terms used and not otherwise defined herein have the respective meanings ascribed to such terms in the Agreement. In accordance with the Agreement, the following amounts will be wired to the Pledged Account:

Deposit Agreements. Each of the following Deposit and Security Agreements or Security Agreements and Control Agreements, as amended or supplemented, was entered into by and among The Education Resources Institute, Inc., The First Marblehead Corporation, U.S. Bank National Association (successor in interest to State Street Bank and Trust Company) and: • · Bank of America, N.A., dated April 30, 2001, for loans that were originated under Bank of America's ’s BAGEL Loan Program, CEDU XXXX (School Channel) Loan Program and XXXX ISLP Loan Program. • · Bank of America, N.A., dated June 30, 2003, for loans that were originated under Bank of America's ’s Direct to Consumer Loan Program. • · Citizens Bank One, N.A.of Rhode Island, dated April 30, 2001, for loans that were originated under Bank One's CORPORATE ADVANTAGE Loan Program and EDUCATION ONE Loan Program. • Bank One, N.A., dated July 26October 1, 2002, for loans that were originated under Citizens Bank One's M&T REFERRAL of Rhode Island’s Penn State Undergraduate Loan Program • Program. · First National Bank Northeast, dated August 1July 31, 2001, for loans that were originated under First National Bank Northeast's CASL ’s Nelnet Undergraduate Alternative Loan Program. • GMAC Bank, dated May 30, 2003, for loans that were originated under GMAC Bank's Alternative Loan Program. • · HSBC Bank USA, National Association, dated April 17, 2002, for loans that were originated under the HSBC Loan Program. • · The Huntington National Bank, dated May 20, 2003, for loans that were originated under The the Huntington National Bank's Huntington Bank Education Loan Program. • · JPMorgan Chase Bank, N.A. (as successor to Bank One, N.A.), dated April 30, 2001, for loans that were originated under Bank One’s CORPORATE ADVANTAGE Loan Program, EDUCATION ONE Loan Program, and Campus One Loan Program. · National City Bank, dated July 26, 2002, for loans that were originated under National City Bank's the National City Loan Program and the National City Referral Loan Program, including the Astute Private Loan Program. • · SunTrust Bank, dated March 1, 2002, for loans that were originated under the SunTrust Bank's SunTrust Alternative Loan Program. Each of the following Control Agreements, as amended or supplemented, was entered into by and among The First Marblehead Corporation, U.S. Bank National Association and: • · Charter One Bank, N.A., dated March 1, 2004, for all XXXX-guaranteed loan programs funded by Charter One Bank, N.A. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, for loans that were originated under Chase's Chase Extra Loan Program. • · Citizens Bank of Rhode Island, dated April 30, 2004, for all loan XXXX-guaranteed programs funded by Citizens Bank of Rhode IslandIsland other than the Citizens Bank Penn State Undergraduate Loan Program. • · Comerica Bank, dated June 30, 2006, for loans that were originated in the Comerica Direct to Consumer Loan Program. · InsurBanc, dated July 1, 2006, for loans that were originated in the InsurBanc Loan Program. · KeyBank National Association, dated May 12, 2006, for loans that were originated in the KeyBank Private Education Loan Program. · Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's the M&T Alternative Loan Program. • · PNC Bank, N.A., dated April 22, 2004, for all TERUXXXX-guaranteed loan programs funded by PNC Bank, N.A.. • · Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's ’s Alternative Student Loan Program. • TCF National · Union Federal Savings Bank, dated July 22March 26, 20052007, for loans that were originated under TCF National Bank's Alternative the UFSB Astrive Loan Program. • · U.S. Bank, N.A.Bank National Association, dated May 1, 2005, for loans that were originated under the U.S Bank's Bank Alternative Loan Program. Each of the following Security Agreements, as amended or supplemented, was entered into by and between The Education Resources Institute, Inc. and: • · Charter One Bank, N.A., dated March 1, 2004, for all XXXX-guaranteed loan programs funded by Charter One Bank, N.A.. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, as amended on March 1, 2004 and February 25, 2005, for loans that were originated under Chase's Chase Extra Loan Program. • · Citizens Bank of Rhode Island, dated April 30, 2004, for all XXXX-guaranteed loan programs funded by Citizens Bank of Rhode Island. • · Comerica Bank, dated June 30, 2006, for loans that were originated in the Comerica Direct to Consumer Loan Program. · InsurBanc, dated July 1, 2006, for loans that were originated in the InsurBanc Loan Program. · KeyBank National Association, dated May 12, 2006, for loans that were originated in the KeyBank Private Education Loan Program. · Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's the M&T Alternative Loan Program. • · PNC Bank, N.A., dated April 22, 2004, for all XXXX-guaranteed loan programs funded by PNC Bank, N.A.. • · Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's ’s Alternative Student Loan Program. • TCF National · Union Federal Savings Bank, dated July 22March 26, 20052007, for loans that were originated under TCF National Bank's Alternative the UFSB Astrive Loan Program. • · U.S. Bank, N.A.Bank National Association, dated May 1, 2005, for loans that were originated under the U.S Bank's Alternative Loan Program. Each of the following Security Agreements, as amended or supplemented, was entered into by and between The Education Resources Institute, Inc. and: • Charter One Bank, N.A., dated December 29, 2003, for loans that were originated under Charter One's AAA Southern New England Bank Loan Program. • Charter One Bank, N.A., dated October 31, 2003, for loans that were originated under Charter One's AES EducationGAIN Loan Program. • Charter One Bank, N.A., dated December 1, 2003, for loans that were originated under Charter One's Custom Educredit Loan Program. • Charter One Bank, N.A., dated May 10, 2004, for loans that were originated under Charter One's EdFinancial Loan Program. • Charter One Bank, N.A., dated November 17, 2003, for loans that were originated under Charter One's National Education Loan Program. • Charter One Bank, N.A., dated March 26, 2004, for loans that were originated under Charter One's NextStudent Private Consolidation Loan Program. • Charter One Bank, N.A., dated March 1, 2004, for loans that were originated under Charter One's START Education Loan Program. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, as amended on March 1, 2004 and February 25, 2005, for loans that were originated under Chase's Chase Extra Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Compass Bank Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's DTC Alternative Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Navy Federal Referral Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Xanthus Loan Program. • Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's Alternative Loan Program. • PNC Bank, N.A., dated April 22, 2004, for loans that were originated under PNC Bank's PNC Bank Alternative Loan Program. • Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's Alternative Loan Program. • TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's Alternative Loan Program. • U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's Alternative Loan Program. First Marblehead Data Services, Inc. The Prudential Tower 000 Xxxxxxxx Xxxxxx — - 00xx Xxxxx Xxxxxx, XX 00000-0000 with a copy to: U.S. Bank National Association Corporate Trust Services-SFS Xxx Xxxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000 Re: XXXX/NCT Pledged Account # Ladies and Gentlemen: Reference is made to (i) the Deposit and Security Agreement (the "“Agreement"”), dated as of June 8September 20, 20062007, by and among THE EDUCATION RESOURCES INSTITUTE, INC. ("“XXXX"”), FIRST MARBLEHEAD DATA SERVICES, INC. and THE NATIONAL COLLEGIATE STUDENT LOAN TRUST 20062007-23. Capitalized terms used and not otherwise defined herein have the respective meanings ascribed to such terms in the Agreement. In accordance with the Agreement, please remit $___________________ in Guarantee Claims to U.S. Bank National Association ABA # [_______________] Corporate Trust Department DDA A/C# [____________] Attention: [__________________________]Collateral Proceeds Acct. SEI#: [________________] In addition, please fax this direction letter along with the attached breakdown, which lists the Loan(s), associated with the above-referenced claim funds to: [Owner] Attention: Name]; and Servicer] Attention: [Name]; and : Fax Number: ____________ [Servicer] Attention: [Name]: Fax Number: Please contact me at [XXXX Contact Telephone Number] should you have any questions regarding this request. Authorized Signature XXXX Enc First Marblehead Data Services, Inc. The Prudential Tower 000 Xxxxxxxx Xxxxxx — - 00xx Xxxxx Xxxxxx, XX 00000-0000 with a copy to: U.S. Bank National Association Corporate Trust Services-SFS Xxx Xxxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000 Re: XXXX/NCT Pledged Account # Ladies and Gentlemen: Reference is made to the Deposit and Security Agreement (the "“Agreement"”), dated as of June 8September 20, 20062007, by and among THE EDUCATION RESOURCES INSTITUTE, INC., ("“XXXX"”), FIRST MARBLEHEAD DATA SERVICES, INC. and THE NATIONAL COLLEGIATE STUDENT LOAN TRUST 20062007-23. Capitalized terms used and not otherwise defined herein have the respective meanings ascribed to such terms in the Agreement. In accordance with the Agreement, the following amounts will be wired to the Pledged Account:

Deposit Agreements. Each of the following Deposit and Security Agreements or Security Agreements and Control Agreements, as amended or supplemented, was entered into by and among The Education Resources Institute, Inc., The First Marblehead Corporation, U.S. Bank National Association (successor in interest to State Street Bank and Trust Company) and: • · Bank of America, N.A., dated April 30, 2001, for loans that were originated under Bank of America's ’s BAGEL Loan Program, CEDU XXXX Loan Program and ISLP Loan Program. • · Bank of America, N.A., dated June 30, 2003, for loans that were originated under Bank of America's ’s Direct to Consumer Loan Program. • · Citizens Bank One, N.A., dated April 30, 2001of Rhode Island, for loans that were originated under Citizens Bank One's CORPORATE ADVANTAGE Loan Program and EDUCATION ONE of Rhode Island’s Penn State Undergraduate Loan Program. • Bank One, N.A., dated July 26, 2002, for loans that were originated under Bank One's M&T REFERRAL Loan Program • · First National Bank Northeast, dated August 1, 2001, for loans that were originated under First National Bank Northeast's CASL Undergraduate ’s Nelnet Alternative Loan Program. • · GMAC Bank, dated May 30, 2003, for loans that were originated under GMAC Bank's ’s Alternative Loan Program. • · HSBC Bank USA, National Association, dated April 17, 2002, for loans that were originated under the HSBC Loan Program. • · The Huntington National Bank, dated May 20, 2003, for loans that were originated under The Huntington National Bank's ’s Huntington Bank Education Loan Program. • · JPMorgan Chase Bank, N.A. (as successor to Bank One, N.A.), dated April 30, 2001, for loans that were originated under Bank One’s CORPORATE ADVANTAGE Loan Program, EDUCATION ONE Loan Program, and Campus One Loan Program. · National City Bank, dated July 26, 2002, for loans that were originated under National City Bank's ’s National City Loan Program and National City Referral Loan Program, including the Astute Private Loan Program. • · SunTrust Bank, dated March 1, 2002, for loans that were originated under SunTrust Bank's ’s SunTrust Alternative Loan Program. Each of the following Control Agreements, as amended or supplemented, was entered into by and among The First Marblehead Corporation, U.S. Bank National Association and: • · Charter One Bank, N.A., dated March 1, 2004, for all XXXX-guaranteed loan programs funded by Charter One Bank, N.A. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, for loans that were originated under Chase's Chase Extra Loan Program. • · Citizens Bank of Rhode Island, dated April 30, 2004, for all loan XXXX-guaranteed programs funded by Citizens Bank of Rhode IslandIsland other than the Citizens Bank Penn State Undergraduate Loan Program. • · KeyBank, N.A., dated May 12, 2006, for loan originated in the the KeyBank Private Education Loan Program. · Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's ’s Alternative Loan Program. • · PNC Bank, N.A., dated April 22, 2004, for all TERUXXXX-guaranteed loan programs funded by PNC Bank, N.A.. • · Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's ’s Alternative Loan Program. • · TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's ’s Alternative Loan Program. • · U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's ’s Alternative Loan Program. Each of the following Security Agreements, as amended or supplemented, was entered into by and between The Education Resources Institute, Inc. and: • · Charter One Bank, N.A., dated March 1, 2004, for all XXXX-guaranteed loan programs funded by Charter One Bank, N.A.. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, as amended on March 1, 2004 and February 25, 2005, for loans that were originated under Chase's Chase Extra Loan Program. • · Citizens Bank of Rhode Island, dated April 30, 2004, for all XXXX-guaranteed loan programs funded by Citizens Bank of Rhode Island. • · KeyBank, N.A., dated May 12, 2006, for loan originated in the the KeyBank Private Education Loan Program. · Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's ’s Alternative Loan Program. • · PNC Bank, N.A., dated April 22, 2004, for all XXXX-guaranteed loan programs funded by PNC Bank, N.A.. • · Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's ’s Alternative Loan Program. • · TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's ’s Alternative Loan Program. • · U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's ’s Alternative Loan Program. Each of the following Security Agreements, as amended or supplemented, was entered into by and between The Education Resources Institute, Inc. and: • Charter One Bank, N.A., dated December 29, 2003, for loans that were originated under Charter One's AAA Southern New England Bank Loan Program. • Charter One Bank, N.A., dated October 31, 2003, for loans that were originated under Charter One's AES EducationGAIN Loan Program. • Charter One Bank, N.A., dated December 1, 2003, for loans that were originated under Charter One's Custom Educredit Loan Program. • Charter One Bank, N.A., dated May 10, 2004, for loans that were originated under Charter One's EdFinancial Loan Program. • Charter One Bank, N.A., dated November 17, 2003, for loans that were originated under Charter One's National Education Loan Program. • Charter One Bank, N.A., dated March 26, 2004, for loans that were originated under Charter One's NextStudent Private Consolidation Loan Program. • Charter One Bank, N.A., dated March 1, 2004, for loans that were originated under Charter One's START Education Loan Program. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, as amended on March 1, 2004 and February 25, 2005, for loans that were originated under Chase's Chase Extra Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Compass Bank Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's DTC Alternative Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Navy Federal Referral Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Xanthus Loan Program. • Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's Alternative Loan Program. • PNC Bank, N.A., dated April 22, 2004, for loans that were originated under PNC Bank's PNC Bank Alternative Loan Program. • Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's Alternative Loan Program. • TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's Alternative Loan Program. • U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's Alternative Loan Program. First Marblehead Data Services, Inc. The Prudential Tower 000 Xxxxxxxx Xxxxxx — - 00xx Xxxxx Xxxxxx, XX 00000-0000 with a copy to: U.S. Bank National Association Corporate Trust Services-SFS Xxx Xxxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000 Re: XXXX/NCT Pledged Account # Ladies and Gentlemen: Reference is made to (i) the Deposit and Security Agreement (the "“Agreement"”), dated as of June 8December 7, 2006, by and among THE EDUCATION RESOURCES INSTITUTE, INC. ("“XXXX"”), FIRST MARBLEHEAD DATA SERVICES, INC. and THE NATIONAL COLLEGIATE STUDENT LOAN TRUST 2006-24. Capitalized terms used and not otherwise defined herein have the respective meanings ascribed to such terms in the Agreement. In accordance with the Agreement, please remit $___________________ in Guarantee Claims to U.S. Bank National Association ABA # [_______________] Corporate Trust Department DDA A/C# [____________] Attention: [__________________________]Collateral Proceeds Acct. SEI#: [________________] In addition, please fax this direction letter along with the attached breakdown, which lists the Loan(s), associated with the above-referenced claim funds to: [Owner] Attention: [Name]; and [Servicer] Attention: [Name]: Fax Number: ____________ [Servicer] Attention: [Name]: Fax Number: Please contact me at [XXXX Contact Telephone Number] should you have any questions regarding this request. Authorized Signature XXXX Enc First Marblehead Data Services, Inc. The Prudential Tower 000 Xxxxxxxx Xxxxxx — - 00xx Xxxxx Xxxxxx, XX 00000-0000 with a copy to: U.S. Bank National Association Corporate Trust Services-SFS Xxx Xxxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000 Re: XXXX/NCT Pledged Account # Ladies and Gentlemen: Reference is made to the Deposit and Security Agreement (the "“Agreement"”), dated as of June 8December 7, 2006, by and among THE EDUCATION RESOURCES INSTITUTE, INC., ("“XXXX"”), FIRST MARBLEHEAD DATA SERVICES, INC. and THE NATIONAL COLLEGIATE STUDENT LOAN TRUST 2006-24. Capitalized terms used and not otherwise defined herein have the respective meanings ascribed to such terms in the Agreement. In accordance with the Agreement, the following amounts will be wired to the Pledged Account:

Deposit Agreements. Each of the following Deposit and Security Agreements or Security Agreements and Control Agreements, as amended or supplemented, was entered into by and among The Education Resources Institute, Inc., The First Marblehead Corporation, U.S. Bank National Association (successor in interest to State Street Bank and Trust Company) and: • · Bank of America, N.A., dated April 30, 2001, for loans that were originated under Bank of America's ’s BAGEL Loan Program, CEDU XXXX Loan Program and ISLP Loan Program. • · Bank of America, N.A., dated June 30, 2003, for loans that were originated under Bank of America's ’s Direct to Consumer Loan Program. • · Bank One, N.A., dated April 30, 2001, for loans that were originated under Bank One's ’s CORPORATE ADVANTAGE Loan Program and Program, EDUCATION ONE Loan Program, and Campus One Loan Program. • · Citizens Bank One, N.A., dated July 26, 2002of Rhode Island, for loans that were originated under Citizens Bank One's M&T REFERRAL of Rhode Island’s Penn State Undergraduate Loan Program • Program. · First National Bank Northeast, dated August 1, 2001, for loans that were originated under First National Bank Northeast's CASL Undergraduate ’s Nelnet Alternative Loan Program. • GMAC Bank, dated May 30, 2003, for loans that were originated under GMAC Bank's Alternative Loan Program. • · HSBC Bank USA, National Association, dated April 17, 2002, for loans that were originated under the HSBC Loan Program. • · The Huntington National Bank, dated May 20, 2003, for loans that were originated under The Huntington National Bank's ’s Huntington Bank Education Loan Program. • · National City Bank, dated July 26, 2002, for loans that were originated under National City Bank's ’s National City Loan Program. • · SunTrust Bank, dated March 1, 2002, for loans that were originated under SunTrust Bank's ’s SunTrust Alternative Loan Program. Each of the following Control Agreements, as amended or supplemented, was entered into by and among The First Marblehead Corporation, U.S. Bank National Association and: • · Charter One Bank, N.A., dated March 1, 2004, for all XXXX-guaranteed loan programs funded by Charter One Bank, N.A. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, for loans that were originated under Chase's Chase Extra Loan Program. • · Citizens Bank of Rhode Island, dated April 30, 2004, for all loan XXXX-guaranteed programs funded by Citizens Bank of Rhode IslandIsland other than the Citizens Bank Penn State Undergraduate Loan Program. • · KeyBank, N.A., dated May 12, 2006, for loan originated in the the KeyBank Private Education Loan Program. · Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's ’s Alternative Loan Program. • · PNC Bank, N.A., dated April 22, 2004, for all TERU-guaranteed loan programs funded by PNC Bank, N.A.. • · Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's ’s Alternative Loan Program. • · TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's ’s Alternative Loan Program. • · U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's ’s Alternative Loan Program. Each of the following Security Agreements, as amended or supplemented, was entered into by and between The Education Resources Institute, Inc. and: • · Charter One Bank, N.A., dated March 1, 2004, for all XXXX-guaranteed loan programs funded by Charter One Bank, N.A.. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, as amended on March 1, 2004 and February 25, 2005, for loans that were originated under Chase's Chase Extra Loan Program. • · Citizens Bank of Rhode Island, dated April 30, 2004, for all XXXX-guaranteed loan programs funded by Citizens Bank of Rhode Island. • · KeyBank, N.A., dated May 12, 2006, for loan originated in the the KeyBank Private Education Loan Program. · Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's ’s Alternative Loan Program. • · PNC Bank, N.A., dated April 22, 2004, for all XXXX-guaranteed loan programs funded by PNC Bank, N.A.. • · Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's ’s Alternative Loan Program. • · TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's ’s Alternative Loan Program. • · U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's ’s Alternative Loan Program. Each of the following Security Agreements, as amended or supplemented, was entered into by and between The Education Resources Institute, Inc. and: • Charter One Bank, N.A., dated December 29, 2003, for loans that were originated under Charter One's AAA Southern New England Bank Loan Program. • Charter One Bank, N.A., dated October 31, 2003, for loans that were originated under Charter One's AES EducationGAIN Loan Program. • Charter One Bank, N.A., dated December 1, 2003, for loans that were originated under Charter One's Custom Educredit Loan Program. • Charter One Bank, N.A., dated May 10, 2004, for loans that were originated under Charter One's EdFinancial Loan Program. • Charter One Bank, N.A., dated November 17, 2003, for loans that were originated under Charter One's National Education Loan Program. • Charter One Bank, N.A., dated March 26, 2004, for loans that were originated under Charter One's NextStudent Private Consolidation Loan Program. • Charter One Bank, N.A., dated March 1, 2004, for loans that were originated under Charter One's START Education Loan Program. • Chase Manhattan Bank USA, N.A., dated September 30, 2003, as amended on March 1, 2004 and February 25, 2005, for loans that were originated under Chase's Chase Extra Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Compass Bank Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's DTC Alternative Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Navy Federal Referral Loan Program. • Citizens Bank of Rhode Island, dated April 30, 2004, for loans that were originated under Citizens Bank of Rhode Island's Xanthus Loan Program. • Manufacturers and Traders Trust Company, dated April 29, 2004, for loans that were originated under Manufacturers and Traders Trust Company's Alternative Loan Program. • PNC Bank, N.A., dated April 22, 2004, for loans that were originated under PNC Bank's PNC Bank Alternative Loan Program. • Sovereign Bank, dated April 30, 2004, for loans that were originated under Sovereign Bank's Alternative Loan Program. • TCF National Bank, dated July 22, 2005, for loans that were originated under TCF National Bank's Alternative Loan Program. • U.S. Bank, N.A., dated May 1, 2005, for loans that were originated under U.S Bank's Alternative Loan Program. First Marblehead Data Services, Inc. The Prudential Tower 000 Xxxxxxxx Xxxxxx — - 00xx Xxxxx Xxxxxx, XX 00000-0000 with a copy to: U.S. Bank National Association Corporate Trust Services-SFS Xxx Xxxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000 Re: XXXX/NCT Pledged Account # Ladies and Gentlemen: Reference is made to (i) the Deposit and Security Agreement (the "“Agreement"”), dated as of June 8September 28, 2006, by and among THE EDUCATION RESOURCES INSTITUTE, INC. ("“XXXX"”), FIRST MARBLEHEAD DATA SERVICES, INC. and THE NATIONAL COLLEGIATE STUDENT LOAN TRUST 2006-23. Capitalized terms used and not otherwise defined herein have the respective meanings ascribed to such terms in the Agreement. In accordance with the Agreement, please remit $___________________ in Guarantee Claims to U.S. Bank National Association ABA # [_______________] Corporate Trust Department DDA A/C# [____________] Attention: [__________________________]Collateral Proceeds Acct. SEI#: [________________] In addition, please fax this direction letter along with the attached breakdown, which lists the Loan(s), associated with the above-referenced claim funds to: [Owner] Attention: [Name]; and [Servicer] Attention: [Name]: Fax Number: ____________ [Servicer] Attention: [Name]: Fax Number: Please contact me at [XXXX Contact Telephone Number] should you have any questions regarding this request. Authorized Signature XXXX Enc First Marblehead Data Services, Inc. The Prudential Tower 000 Xxxxxxxx Xxxxxx — - 00xx Xxxxx Xxxxxx, XX 00000-0000 with a copy to: U.S. Bank National Association Corporate Trust Services-SFS Xxx Xxxxxxx Xxxxxx, 0xx Xxxxx Xxxxxx, XX 00000 Re: XXXX/NCT Pledged Account # Ladies and Gentlemen: Reference is made to the Deposit and Security Agreement (the "“Agreement"”), dated as of June 8September 28, 2006, by and among THE EDUCATION RESOURCES INSTITUTE, INC., ("“XXXX"”), FIRST MARBLEHEAD DATA SERVICES, INC. and THE NATIONAL COLLEGIATE STUDENT LOAN TRUST 2006-23. Capitalized terms used and not otherwise defined herein have the respective meanings ascribed to such terms in the Agreement. In accordance with the Agreement, the following amounts will be wired to the Pledged Account: