Deposits to Your Deposit Account. For more information, see pages 11 to 15 of this Agreement. • We offer many different accounts. Minimum opening balance requirements and fees are found in our Rates and Fees Schedule. • Generally you must be age 18 or older to open a deposit account. • We are required by law to verify your identity. We will obtain consumer reports about you when you open your account and then periodically thereafter. • You will have to sign certain documents for us and verify your Taxpayer Identification Number (or “TIN”) to open an account with us. • Individual Deposit Account: You are the only owner. • Joint Deposit Account: Two or more people own the deposit account jointly with each other. Any one of you can withdraw all of the money in the account at any time.
Deposits to Your Deposit Account. Deposits to the Deposit Account. You can make deposits into your Deposit Account using any of these methods (if enabled by the Platform): Transaction Type Direct deposits or Automated Clearing House (“ACH”) transfers initiated from an Frequency and Frequency and Frequency and Frequency and