Common use of Designation Clause in Contracts

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2019-2.” The Series 2019-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2019-2 2.67% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2019-2 2.86% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2019-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2019-2 shall be included in Group I and shall be a Principal Sharing Series. Series 2019-2 shall be an Excess Allocation Series. Series 2019-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2019-2 shall be the May 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30, 2019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20192000-24.” " The Series 20192000-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20192000-2 2.67% 4 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20192000-2 2.86% 4 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20192000-2” 4" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192000-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192000-2 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192000-2 4 shall be an Excess Allocation Series. Series 20192000-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192000-2 4 shall be the May 2019 July 2000 Distribution Date and the first Monthly Period shall begin on and include the Closing Date Date, and end on and include April 30July 24, 20192000. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192018-29.” The Series 20192018-2 9 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192018-2 2.67% 9 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192018-2 2.86% 9 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192018-29” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192018-2 9 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192018-2 9 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192018-2 9 shall be an Excess Allocation Series. Series 20192018-2 9 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192018-2 9 shall be the May 2019 October 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April September 30, 20192018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192018-2 9 Certificates by issuing and selling additional Series 20192018-29 Certificates. Any additional Series 2018-9 Certificates so issued shall be treated, for all purpose, like the Series 2018-9 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2018-9 shall be a Repurchase Reporting Series. (f) Series 2018-9 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2018-9 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2018-9.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2019-21.” The Series 2019-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2019-2 2.671 2.87% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2019-2 2.861 3.07% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2019-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2019-2 1 shall be included in Group I and shall be a Principal Sharing Series. Series 2019-2 1 shall be an Excess Allocation Series. Series 2019-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2019-2 1 shall be the May March 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30February 28, 2019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 1 Certificates by issuing and selling additional Series 2019-21 Certificates. Any additional Series 2019-1 Certificates so issued shall be treated, for all purpose, like the Series 2019-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2019-1 shall be a Repurchase Reporting Series. (f) Series 2019-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2019-1 with respect to any Rating Agency (other than Moody’s) then rating Series 2019-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192018-27.” The Series 20192018-2 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192018-2 2.67% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192018-2 2.86% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192018-27” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192018-2 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192018-2 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192018-2 7 shall be an Excess Allocation Series. Series 20192018-2 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192018-2 7 shall be the May 2019 August 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 31, 20192018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192018-2 7 Certificates by issuing and selling additional Series 20192018-27 Certificates. Any additional Series 2018-7 Certificates so issued shall be treated, for all purpose, like the Series 2018-7 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2018-7 shall be a Repurchase Reporting Series. (f) Series 2018-7 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2018-7 with respect to any Rating Agency (other than Moody’s) then rating Series 2018-7.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192017-23.” The Series 20192017-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192017-2 2.673 1.77% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192017-2 2.863 1.92% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192017-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192017-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192017-2 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20192017-2 3 shall be an Excess Allocation Series. Series 20192017-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192017-2 3 shall be the May 2019 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30, 20192017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192017-2 3 Certificates by issuing and selling additional Series 20192017-23 Certificates. Any additional Series 2017-3 Certificates so issued shall be treated, for all purpose, like the Series 2017-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2017-3 shall be a Repurchase Reporting Series. (f) Series 2017-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2017-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2017-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192018-23.” The Series 20192018-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192018-2 2.67% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192018-2 2.86% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192018-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192018-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192018-2 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192018-2 3 shall be an Excess Allocation Series. Series 20192018-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192018-2 3 shall be the May 2019 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30March 31, 20192018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192018-2 3 Certificates by issuing and selling additional Series 20192018-23 Certificates. Any additional Series 2018-3 Certificates so issued shall be treated, for all purpose, like the Series 2018-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2018-3 shall be a Repurchase Reporting Series. (f) Series 2018-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2018-3 with respect to any Rating Agency (other than Moody’s) then rating Series 2018-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192017-28.” The Series 20192017-2 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192017-2 2.67% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192017-2 2.86% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192017-28” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192017-2 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192017-2 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192017-2 8 shall be an Excess Allocation Series. Series 20192017-2 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192017-2 8 shall be the May 2019 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30October 31, 20192017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192017-2 8 Certificates by issuing and selling additional Series 20192017-28 Certificates. Any additional Series 2017-8 Certificates so issued shall be treated, for all purpose, like the Series 2017-8 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2017-8 shall be a Repurchase Reporting Series. (f) Series 2017-8 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2017-8 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2017-8.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192018-25.” The Series 20192018-2 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192018-2 2.67% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192018-2 2.86% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192018-25” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192018-2 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192018-2 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192018-2 5 shall be an Excess Allocation Series. Series 20192018-2 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192018-2 5 shall be the May 2019 June 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30May 31, 20192018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192018-2 5 Certificates by issuing and selling additional Series 20192018-25 Certificates. Any additional Series 2018-5 Certificates so issued shall be treated, for all purpose, like the Series 2018-5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2018-5 shall be a Repurchase Reporting Series. (f) Series 2018-5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2018-5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2018-5.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192018-28.” The Series 20192018-2 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192018-2 2.678 3.18% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192018-2 2.868 3.35% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192018-28” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192018-2 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192018-2 8 shall be included in Group I and shall be a Principal Sharing Series. Series 20192018-2 8 shall be an Excess Allocation Series. Series 20192018-2 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192018-2 8 shall be the May 2019 October 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April September 30, 20192018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192018-2 8 Certificates by issuing and selling additional Series 20192018-28 Certificates. Any additional Series 2018-8 Certificates so issued shall be treated, for all purpose, like the Series 2018-8 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2018-8 shall be a Repurchase Reporting Series. (f) Series 2018-8 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2018-8 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2018-8.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192018-21.” The Series 20192018-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192018-2 1 2.67% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192018-2 2.861 2.82% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192018-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192018-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192018-2 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20192018-2 1 shall be an Excess Allocation Series. Series 20192018-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192018-2 1 shall be the May 2019 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30March 31, 20192018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192018-2 1 Certificates by issuing and selling additional Series 20192018-21 Certificates. Any additional Series 2018-1 Certificates so issued shall be treated, for all purpose, like the Series 2018-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2018-1 shall be a Repurchase Reporting Series. (f) Series 2018-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2018-1 with respect to any Rating Agency (other than Moody’s) then rating Series 2018-1.

Designation. (a) There is hereby created a Series of Investor Certificates Notes to be issued pursuant to the Agreement Indenture and this Indenture Supplement to be known as “American Express Credit Account Master Barclays Dryrock Issuance Trust, Series 20192015-2” or the “Series 2015-2 Notes.” The Series 20192015-2 Certificates Notes shall be issued in two (2) Classes, the first of which shall be known as the “Class A Series 20192015-2 2.67% Fixed Rate Asset Backed CertificatesNotes” and the second of which shall be known as the “Class B Series 20192015-2 2.86% Fixed Rate Asset Backed CertificatesNotes.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which The Series 2015-2 Notes shall be known as due and payable on the “Collateral Interest, Series 2019-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this SupplementLegal Maturity Date. (b) The Series 20192015-2 Notes shall be secured by the Collateral. For the avoidance of doubt, the parties agree that the payment of principal and interest on the Series 2015-2 Notes shall be primarily based on the performance of the Receivables and, except for interest rate or currency mismatches between the Receivables and the Series 2015-2 Notes, shall not be contingent on market or credit events that are independent of such financial assets. (c) Series 2015-2 shall be included in Group I a Shared Excess Available Finance Charge Collections Series and shall be a Principal Sharing Seriesincluded in Shared Excess Available Finance Charge Collections Group One. Series 20192015-2 shall be an a Shared Excess Allocation SeriesAvailable Principal Collections Series and shall be included in Shared Excess Available Principal Collections Group One. Other than as specified in this Section 2.01(c), Series 20192015-2 shall not be in any other Group. (d) Series 2015-2 shall not be subordinated to any other Series. Series of Notes. (e) Notwithstanding any provision in the Agreement Indenture or in this Indenture Supplement to the contrary, the first Distribution Payment Date with respect to Series 20192015-2 shall be the May 2019 Distribution Date July 2015 Payment Date, and the first Monthly Period shall begin on and include the Closing Date and end on and include April June 30, 20192015. (cf) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates The Series 2015-2 Notes shall not be applicable predominantly sold to the Collateral Interest, an affiliate (other than a wholly-owned subsidiary consolidated for accounting and (iicapital purposes with BBD) the provisions or insider of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustBBD. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192024-23.” The Series 20192024-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192024-2 2.673 4.65% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192024-2 2.863 5.08% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192024-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192024-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192024-2 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20192024-2 3 shall be an Excess Allocation Series. Series 20192024-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192024-2 3 shall be the May 2019 August 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 31, 20192024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192024-2 3 Certificates by issuing and selling additional Series 20192024-23 Certificates. Any additional Series 2024-3 Certificates so issued shall be treated, for all purpose, like the Series 2024-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2024-3 shall be a Repurchase Reporting Series. (f) Series 2024-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2024-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2024-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192021-21.” The Series 20192021-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192021-2 2.671 0.90% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192021-2 2.861 1.10% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192021-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192021-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192021-2 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20192021-2 1 shall be an Excess Allocation Series. Series 20192021-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192021-2 1 shall be the May 2019 December 2021 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April November 30, 20192021. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192021-2 1 Certificates by issuing and selling additional Series 20192021-21 Certificates. Any additional Series 2021-1 Certificates so issued shall be treated, for all purpose, like the Series 2021-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2021-1 shall be a Repurchase Reporting Series. (f) Series 2021-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2021-1 with respect to any Rating Agency (other than Moody’s) then rating Series 2021-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192024-2.” The Series 20192024-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192024-2 2.675.24% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192024-2 2.865.51% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192024-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192024-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192024-2 shall be included in Group I and shall be a Principal Sharing Series. Series 20192024-2 shall be an Excess Allocation Series. Series 20192024-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192024-2 shall be the May 2019 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30, 20192024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192024-2 Certificates by issuing and selling additional Series 20192024-2 Certificates. Any additional Series 2024-2 Certificates so issued shall be treated, for all purpose, like the Series 2024-2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2024-2 shall be a Repurchase Reporting Series. (f) Series 2024-2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2024-2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2024-2.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192017-2.” The Series 20192017-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192017-2 2.67% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192017-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192017-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192017-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192017-2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192017-2 shall be an Excess Allocation Series. Series 20192017-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192017-2 shall be the May 2019 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30February 28, 20192017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192017-2 Certificates by issuing and selling additional Series 20192017-2 Certificates. Any additional Series 2017-2 Certificates so issued shall be treated, for all purpose, like the Series 2017-2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2017-2 shall be a Repurchase Reporting Series. (f) Series 2017-2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2017-2 with respect to any Rating Agency (other than Moody’s) then rating Series 2017-2.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192017-27.” The Series 20192017-2 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192017-2 2.677 2.35% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192017-2 2.867 2.54% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192017-27” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192017-2 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192017-2 7 shall be included in Group I and shall be a Principal Sharing Series. Series 20192017-2 7 shall be an Excess Allocation Series. Series 20192017-2 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192017-2 7 shall be the May 2019 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30October 31, 20192017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192017-2 7 Certificates by issuing and selling additional Series 20192017-27 Certificates. Any additional Series 2017-7 Certificates so issued shall be treated, for all purpose, like the Series 2017-7 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2017-7 shall be a Repurchase Reporting Series. (f) Series 2017-7 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2017-7 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2017-7.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192018-24.” The Series 20192018-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192018-2 2.674 2.99% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192018-2 2.864 3.18% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192018-24” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192018-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192018-2 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20192018-2 4 shall be an Excess Allocation Series. Series 20192018-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192018-2 4 shall be the May 2019 June 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30May 31, 20192018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192018-2 4 Certificates by issuing and selling additional Series 20192018-24 Certificates. Any additional Series 2018-4 Certificates so issued shall be treated, for all purpose, like the Series 2018-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2018-4 shall be a Repurchase Reporting Series. (f) Series 2018-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2018-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2018-4.

Designation. (a) There is hereby created a Series consisting of an Investor Certificates Certificate to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account "Capital One Master Trust, Series 20192002-2CC.” " The Series 20192002-2 Certificates shall be issued in two Classes, the first of which CC Certificate shall be known as the “Class A Series 2019-2 2.67% "Asset Backed Certificates” Certificate, Series 2002-CC." The Series 2002-CC Certificate shall constitute a "security" within the meaning of (i) Article 8 of the Uniform Commercial Code (including Section 8-102(a)(15) thereof) as in effect from time to time in the State of New York and (ii) the Uniform Commercial Code of any other applicable jurisdiction that presently or hereafter substantially includes the 1994 revisions to Article 8 thereof as adopted by the American Law Institute and the second National Conference of which shall be known as Commissioners on Uniform State Laws and approved by the “Class B Series 2019-2 2.86% Asset Backed Certificates.” In additionAmerican Bar Association on February 14, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2019-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement1995. (b) Series 20192002-2 CC shall be included in Group I One and shall be a Principal Sharing Series. Series 20192002-2 shall be an Excess Allocation Series. Series 2019-2 CC shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192002-2 CC shall be the May 2019 November 2002 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30, 2019Date. (c) In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) This Supplement is the Series 2002-CC Supplement referred to in the Transfer and Administration Agreement, dated as of October 9, 2002, among Capital One Multi-asset Execution Trust, as issuer, the Transferor, as transferor, Capital One Bank, as administrator, and The Bank of New York, as indenture trustee. (e) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not apply to cause the Collateral Interest Series 2002-CC Certificate to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsintends and, and together with the Collateral Interest HolderSeries 2002-CC Certificateholder, agree agrees to treat the Collateral Interest Series 2002-CC Certificate for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2019-24.” The Series 2019-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2019-2 2.67% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2019-2 2.86% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2019-24” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2019-2 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 2019-2 4 shall be an Excess Allocation Series. Series 2019-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2019-2 4 shall be the May October 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April September 30, 2019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 4 Certificates by issuing and selling additional Series 2019-24 Certificates. Any additional Series 2019-4 Certificates so issued shall be treated, for all purpose, like the Series 2019-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2019-4 shall be a Repurchase Reporting Series. (f) Series 2019-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2019-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2019-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192017-21.” The Series 20192017-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192017-2 2.671 1.93% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192017-2 2.861 2.10% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192017-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192017-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192017-2 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20192017-2 1 shall be an Excess Allocation Series. Series 20192017-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192017-2 1 shall be the May 2019 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30February 28, 20192017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192017-2 1 Certificates by issuing and selling additional Series 20192017-21 Certificates. Any additional Series 2017-1 Certificates so issued shall be treated, for all purpose, like the Series 2017-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2017-1 shall be a Repurchase Reporting Series. (f) Series 2017-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2017-1 with respect to any Rating Agency (other than Moody’s) then rating Series 2017-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192022-24.” The Series 20192022-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192022-2 2.674 4.95% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192022-2 2.864 5.23% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192022-24” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192022-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192022-2 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20192022-2 4 shall be an Excess Allocation Series. Series 20192022-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192022-2 4 shall be the May 2019 December 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30November 31, 20192022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192022-2 4 Certificates by issuing and selling additional Series 20192022-24 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192023-24.” The Series 20192023-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192023-2 2.674 5.15% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192023-2 2.864 5.46% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192023-24” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192023-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192023-2 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20192023-2 4 shall be an Excess Allocation Series. Series 20192023-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192023-2 4 shall be the May 2019 October 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April September 30, 20192023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192023-2 4 Certificates by issuing and selling additional Series 20192023-24 Certificates. Any additional Series 2023-4 Certificates so issued shall be treated, for all purpose, like the Series 2023-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2023-4 shall be a Repurchase Reporting Series. (f) Series 2023-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2023-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2023-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192025-21.” The Series 20192025-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192025-2 2.671 4.56% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192025-2 2.861 4.96% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192025-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192025-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192025-2 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20192025-2 1 shall be an Excess Allocation Series. Series 20192025-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192025-2 1 shall be the May 2019 March 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30February 28, 20192025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192025-2 1 Certificates by issuing and selling additional Series 20192025-21 Certificates. Any additional Series 2025-1 Certificates so issued shall be treated, for all purpose, like the Series 2025-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-1 shall be a Repurchase Reporting Series. (f) Series 2025-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192018-26.” The Series 20192018-2 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192018-2 2.676 3.06% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192018-2 2.866 3.25% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192018-26” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192018-2 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192018-2 6 shall be included in Group I and shall be a Principal Sharing Series. Series 20192018-2 6 shall be an Excess Allocation Series. Series 20192018-2 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192018-2 6 shall be the May 2019 August 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 31, 20192018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192018-2 6 Certificates by issuing and selling additional Series 20192018-26 Certificates. Any additional Series 2018-6 Certificates so issued shall be treated, for all purpose, like the Series 2018-6 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2018-6 shall be a Repurchase Reporting Series. (f) Series 2018-6 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2018-6 with respect to any Rating Agency (other than Moody’s) then rating Series 2018-6.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192017-26.” The Series 20192017-2 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192017-2 2.676 2.04% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192017-2 2.866 2.20% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192017-26” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192017-2 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192017-2 6 shall be included in Group I and shall be a Principal Sharing Series. Series 20192017-2 6 shall be an Excess Allocation Series. Series 20192017-2 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192017-2 6 shall be the May 2019 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30October 31, 20192017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192017-2 6 Certificates by issuing and selling additional Series 20192017-26 Certificates. Any additional Series 2017-6 Certificates so issued shall be treated, for all purpose, like the Series 2017-6 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2017-6 shall be a Repurchase Reporting Series. (f) Series 2017-6 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2017-6 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2017-6.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2019-23.” The Series 2019-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2019-2 2.673 2.00% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2019-2 2.863 2.20% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2019-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2019-2 3 shall be included in Group I and shall be a Principal Sharing Series. Series 2019-2 3 shall be an Excess Allocation Series. Series 2019-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2019-2 3 shall be the May October 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April September 30, 2019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 3 Certificates by issuing and selling additional Series 2019-23 Certificates. Any additional Series 2019-3 Certificates so issued shall be treated, for all purpose, like the Series 2019-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2019-3 shall be a Repurchase Reporting Series. (f) Series 2019-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2019-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2019-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192022-2.” The Series 20192022-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192022-2 2.673.39% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192022-2 2.863.61% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192022-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192022-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192022-2 shall be included in Group I and shall be a Principal Sharing Series. Series 20192022-2 shall be an Excess Allocation Series. Series 20192022-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192022-2 shall be the May 2019 June 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30May 31, 20192022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192022-2 Certificates by issuing and selling additional Series 20192022-2 Certificates. Any additional Series 2022-2 Certificates so issued shall be treated, for all purpose, like the Series 2022-2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-2 shall be a Repurchase Reporting Series. (f) Series 2022-2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-2.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192024-21.” The Series 20192024-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192024-2 2.671 5.23% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192024-2 2.861 5.50% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192024-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192024-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192024-2 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20192024-2 1 shall be an Excess Allocation Series. Series 20192024-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192024-2 1 shall be the May 2019 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30, 20192024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192024-2 1 Certificates by issuing and selling additional Series 20192024-21 Certificates. Any additional Series 2024-1 Certificates so issued shall be treated, for all purpose, like the Series 2024-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2024-1 shall be a Repurchase Reporting Series. (f) Series 2024-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2024-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2024-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192018-2.” The Series 20192018-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192018-2 2.673.01% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192018-2 2.863.18% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192018-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192018-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192018-2 shall be included in Group I and shall be a Principal Sharing Series. Series 20192018-2 shall be an Excess Allocation Series. Series 20192018-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192018-2 shall be the May 2019 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30March 31, 20192018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192018-2 Certificates by issuing and selling additional Series 20192018-2 Certificates. Any additional Series 2018-2 Certificates so issued shall be treated, for all purpose, like the Series 2018-2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2018-2 shall be a Repurchase Reporting Series. (f) Series 2018-2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2018-2 with respect to any Rating Agency (other than Moody’s) then rating Series 2018-2.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192022-23.” The Series 20192022-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192022-2 2.673 3.75% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192022-2 2.863 4.07% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192022-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192022-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192022-2 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20192022-2 3 shall be an Excess Allocation Series. Series 20192022-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192022-2 3 shall be the May 2019 September 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30August 31, 20192022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192022-2 3 Certificates by issuing and selling additional Series 20192022-23 Certificates. Any additional Series 2022-3 Certificates so issued shall be treated, for all purpose, like the Series 2022-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-3 shall be a Repurchase Reporting Series. (f) Series 2022-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-3 with respect to any Rating Agency (other than Moody’s) then rating Series 2022-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192017-24.” The Series 20192017-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192017-2 2.674 1.64% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192017-2 2.864 1.82% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192017-24” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192017-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192017-2 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20192017-2 4 shall be an Excess Allocation Series. Series 20192017-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192017-2 4 shall be the May 2019 June 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30May 31, 20192017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192017-2 4 Certificates by issuing and selling additional Series 20192017-24 Certificates. Any additional Series 2017-4 Certificates so issued shall be treated, for all purpose, like the Series 2017-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2017-4 shall be a Repurchase Reporting Series. (f) Series 2017-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2017-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2017-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192023-23.” The Series 20192023-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192023-2 2.673 5.23% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192023-2 2.863 5.52% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192023-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192023-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192023-2 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20192023-2 3 shall be an Excess Allocation Series. Series 20192023-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192023-2 3 shall be the May 2019 October 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April September 30, 20192023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192023-2 3 Certificates by issuing and selling additional Series 20192023-23 Certificates. Any additional Series 2023-3 Certificates so issued shall be treated, for all purpose, like the Series 2023-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2023-3 shall be a Repurchase Reporting Series. (f) Series 2023-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2023-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2023-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192014-21.” The Series 20192014-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192014-2 2.67% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192014-2 2.86% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192014-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192014-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192014-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192014-2 1 shall be an Excess Allocation Series. Series 20192014-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192014-2 1 shall be the May 2019 June 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30May 25, 20192014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time Rating Agency Condition need not be satisfied for Series 2014-1 with respect to time, increase the amount of the any Rating Agency (other than Moody’s) then rating Series 20192014-2 Certificates by issuing and selling additional Series 2019-21.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20191999-23.” " The Series 20191999-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20191999-2 2.67% 3 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20191999-2 2.86% 3 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20191999-2” 3" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20191999-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20191999-2 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20191999-2 3 shall be an Excess Allocation Series. Series 20191999-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20191999-2 3 shall be the May 2019 June 1999 Distribution Date and the first Monthly Period shall begin on and include the Closing Date May 19, 1999, and end on and include April 30May 25, 20191999. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Capital One Master Trust, Series 20192001-21.” The Series 20192001-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2019-2 2.67% Floating Rate Asset Backed Certificates, Series 2001-1” and the second of which shall be known as the “Class B Series 2019-2 2.86% Floating Rate Asset Backed Certificates, Series 2001-1.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which, except as expressly provided herein, shall be deemed to be “Investor Certificates” (and the Collateral Interest Holder shall be deemed to be an “Investor Certificateholder”) for all purposes under the Agreement and this Supplement and which shall be known as the “Collateral Interest, Series 20192001-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement1.” (b) Series 20192001-2 1 shall be included in Group I One and shall be a Principal Sharing Series. Series 20192001-2 shall be an Excess Allocation Series. Series 2019-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192001-2 1 shall be the May 2019 March 2001 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30, 2019Date. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Collateral Interest Holder, as holder of an “Investor Certificate” shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of “Tax Opinion” in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not apply to cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsSeller intends and, and together with the Collateral Interest Holder, agree agrees to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192008-25.” The Series 20192008-2 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192008-2 2.67% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192008-2 2.86% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192008-25” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192008-2 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192008-2 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192008-2 5 shall be an Excess Allocation Series. Series 20192008-2 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192008-2 5 shall be the May 2019 July 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30June 24, 20192008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192014-23.” The Series 20192014-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192014-2 2.673 1.49% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192014-2 2.863 1.73% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192014-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192014-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192014-2 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20192014-2 3 shall be an Excess Allocation Series. Series 20192014-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192014-2 3 shall be the May 2019 October 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30September 24, 20192014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192008-27.” The Series 20192008-2 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192008-2 2.67% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192008-2 2.86% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192008-27” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192008-2 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192008-2 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192008-2 7 shall be an Excess Allocation Series. Series 20192008-2 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192008-2 7 shall be the May 2019 September 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30August 24, 20192008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192007-27.” The Series 20192007-2 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192007-2 2.67% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192007-2 2.86% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192007-27” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192007-2 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192007-2 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192007-2 7 shall be an Excess Allocation Series. Series 20192007-2 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192007-2 7 shall be the May 2019 August 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 24, 20192007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192008-21.” The Series 20192008-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192008-2 2.67% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192008-2 2.86% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192008-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192008-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192008-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192008-2 1 shall be an Excess Allocation Series. Series 20192008-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192008-2 1 shall be the May 2019 February 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30January 25, 20192008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192013-23.” The Series 20192013-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192013-2 2.673 0.98% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192013-2 2.863 1.28% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192013-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192013-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192013-2 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20192013-2 3 shall be an Excess Allocation Series. Series 20192013-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192013-2 3 shall be the May 2019 December 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30November 24, 20192013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time Rating Agency Condition need not be satisfied for Series 2013-3 with respect to time, increase the amount of the any Rating Agency (other than Moody’s) then rating Series 20192013-2 Certificates by issuing and selling additional Series 2019-23.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192007-26.” The Series 20192007-2 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192007-2 2.67% 6 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192007-2 2.86% 6 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192007-26” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192007-2 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192007-2 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192007-2 6 shall be an Excess Allocation Series. Series 20192007-2 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192007-2 6 shall be the May 2019 August 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 24, 20192007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192008-24.” The Series 20192008-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192008-2 2.67% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192008-2 2.86% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192008-24” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192008-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192008-2 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192008-2 4 shall be an Excess Allocation Series. Series 20192008-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192008-2 4 shall be the May 2019 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 3024, 20192008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "Travelers Bank Credit Account Card Master TrustTrust I, Series 20191998-21.” " The Series 2019-2 of Investor Certificates created hereby shall be issued in two three Classes, the . The first of which Class shall be known as the “"Class A Series 2019-2 2.676.00% Asset Backed Certificates” and , Series 1998-1," the second of which Class shall be known as the “"Class B Series 2019-2 2.86% Asset Backed Certificates.” In addition, there is hereby created a Series 1998-1" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Asset Backed Interests, Series 20191998-2” 1." Except as expressly provided herein, the Class B Certificates and which the Class C Interests shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes and shall be in uncertificated form. Notwithstanding anything to the contrary in the Agreement, (i) none of the definition of Class B Certificateholders or the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Class C Interest Holders shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this SupplementSeries 1998-1. (b) Series 20191998-2 1 shall be included in Group I and One. Series 1998-1 shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20191998-2 1 shall be an Excess Allocation SeriesSeries with respect to Group One only. Series 20191998-2 1 shall be entitled to share Excess Transferor Finance Charge Collections and Shared Transferor Principal Collections. Series 1998-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20191998-2 1 shall be the May 2019 April 15, 1998 Distribution Date, and references herein to the Monthly Period relating to the April 15, 1998 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and end on and include April 30through March 31, 20191998. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Class B Certificateholders and the Class C Interest Holders, as holders of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) Class B Certificates or the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "Fleet Credit Account Card Master TrustTrust II, Series 20192000-2.” C." The Series 2019-2 of Investor Certificates created hereby shall be issued in two Classes, the . The first of which Class shall be known as the “"Class A Series 2019-2 2.677.02% Asset Backed Certificates” , Series 2000-C," and the second of which Class shall be known as the “"Class B Series 2019-2 2.86% Floating Rate Asset Backed Certificates.” , Series 2000-C." In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2019-2” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest and shall be considered a Class of in uncertificated form and which shall be known as the "Collateral Interest, Series 20192000-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. C." The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement.Series 2000-C. (b) Series 20192000-2 C shall be included in Group I and One. Series 2000-C shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20192000-2 shall be an Excess Allocation Series. Series 2019-2 C shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192000-2 C shall be the May 2019 October 2000 Distribution Date, and references herein to the Monthly Period relating to the October 2000 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and through the end on and include April 30, 2019of September 2000. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. 6 (d) The Collateral Interest Holder, as holder of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registrationexecution, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor Seller intends, and together with the Collateral Interest Holder, agree agrees to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "Fleet Credit Account Card Master TrustTrust II, Series 20191999-2.” D." The Series 2019-2 of Investor Certificates created hereby shall be issued in two Classes, the . The first of which Class shall be known as the “"Class A Series 2019Floating Rate Asset-2 2.67% Asset Backed Certificates” , Series 1999-D," and the second of which Class shall be known as the “"Class B Series 2019Floating Rate Asset-2 2.86% Asset Backed Certificates.” , Series 1999-D." In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2019-2” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest and shall be considered a Class of in uncertificated form and which shall be known as the "Collateral Interest, Series 20191999-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. D." The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement.Series 1999-D. (b) Series 20191999-2 D shall be included in Group I and One. Series 1999-D shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20191999-2 shall be an Excess Allocation Series. Series 2019-2 D shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20191999-2 D shall be the May 2019 December 15, 1999 Distribution Date, and references herein to the Monthly Period relating to the December 15, 1999 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and through the end on and include April 30, 2019of November 1999. (cd) Except The Collateral Interest Holder, as holder of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registrationexecution, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor Seller intends, and together with the Collateral Interest Holder, agree agrees to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192007-23.” The Series 20192007-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192007-2 2.67% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192007-2 2.86% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192007-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192007-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192007-2 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192007-2 3 shall be an Excess Allocation Series. Series 20192007-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192007-2 3 shall be the May 2019 April 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30March 26, 20192007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192012-25.” The Series 20192012-2 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192012-2 2.675 0.59% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192012-2 2.865 0.77% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192012-25” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192012-2 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192012-2 5 shall be included in Group I and shall be a Principal Sharing Series. Series 20192012-2 5 shall be an Excess Allocation Series. Series 20192012-2 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192012-2 5 shall be the May 2019 December 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30November 24, 20192012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time Rating Agency Condition need not be satisfied for Series 2012-5 with respect to time, increase the amount of the any Rating Agency (other than Standard & Poor’s) then rating Series 20192012-2 Certificates by issuing and selling additional Series 2019-25.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192017-25.” The Series 20192017-2 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192017-2 2.67% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192017-2 2.86% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192017-25” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192017-2 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192017-2 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192017-2 5 shall be an Excess Allocation Series. Series 20192017-2 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192017-2 5 shall be the May 2019 August 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 31, 20192017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for Table of Contents federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192017-2 5 Certificates by issuing and selling additional Series 20192017-25 Certificates. Any additional Series 2017-5 Certificates so issued shall be treated, for all purpose, like the Series 2017-5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2017-5 shall be a Repurchase Reporting Series. (f) Series 2017-5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2017-5 with respect to any Rating Agency (other than Xxxxx’x) then rating Series 2017-5.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "Fleet Credit Account Card Master TrustTrust II, Series 20191999-2.” A." The Series 2019-2 of Investor Certificates created hereby shall be issued in two three Classes, the . The first of which Class shall be known as the “"Class A Series 2019-2 2.67% Floating Rate Asset Backed Certificates” and , Series 1999-A," the second of which Class shall be known as the “"Class B Series 2019-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a Series 1999-A" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Floating Rate Asset Backed Interests, Series 20191999-2” and which A." Except as expressly provided herein, the Class C Interests shall be deemed to be “"Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer " for all purposes under the Agreement and this Supplement. The Class C Interests shall be in uncertificated form. Solely for the purposes of Section 9.02(a) of the Agreement, the holders of interests in the Cash Collateral Account shall be deemed to be a separate Class. Notwithstanding anything to the contrary in the Agreement, (i) none of the Class B Certificateholders or the Class C Interest Holders shall be considered a Series Enhancer for Series 1999-A, (ii) the Cash Collateral Depositor shall be considered a Series Enhancer for Series 1999-A only if such Person is not the Seller, Servicer or an Affiliate thereof and (iii) the Spread Account Residual Interest Holder shall be considered a Series Enhancer only if such Person is not the Seller, the Servicer or an Affiliate thereof. (b) Series 20191999-2 A shall be included in Group I and One. Series 1999-A shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20191999-2 shall be an Excess Allocation Series. Series 2019-2 A shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this 5 Supplement to the contrary, the first Distribution Date with respect to Series 20191999-2 A shall be the May 2019 1999 Distribution Date, and references herein to the Monthly Period relating to the May 1999 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and through the end on and include of April 30, 20191999. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Class C Interest Holders, as holder of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement (including the Class C Supplemental Agreement). Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registrationexecution, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192011-21.” The Series 20192011-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192011-2 2.67% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192011-2 2.86% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192011-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192011-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192011-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192011-2 1 shall be an Excess Allocation Series. Series 20192011-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192011-2 1 shall be the May 2019 November 2011 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30October 25, 20192011. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192011-2.” The Series 20192011-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192011-2 2.67% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192011-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192011-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192011-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192011-2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192011-2 shall be an Excess Allocation Series. Series 20192011-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192011-2 shall be the May 2019 December 2011 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30November 24, 20192011. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192023-21.” The Series 20192023-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192023-2 2.671 4.87% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192023-2 2.861 5.12% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192023-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192023-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192023-2 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20192023-2 1 shall be an Excess Allocation Series. Series 20192023-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192023-2 1 shall be the May 2019 July 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April June 30, 20192023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192023-2 1 Certificates by issuing and selling additional Series 20192023-21 Certificates. Any additional Series 2023-1 Certificates so issued shall be treated, for all purpose, like the Series 2023-1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2023-1 shall be a Repurchase Reporting Series. (f) Series 2023-1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2023-1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2023-1.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express the "Chevy Chase Master Credit Account Master TrustCard Trust II, Series 20191996-2.” A." The Series 2019-2 of Investor Certificates created hereby shall be issued in two three Classes, the first of which shall be known as the “"Class A Series 2019-2 2.67% Floating Rate Asset Backed Certificates” and , Series 1996-A," the second of which shall be known as the “"Class B Series 2019-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a Series 1996-A" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Floating Rate Asset Backed Interests, Series 20191996-2” and which A." Except as expressly provided herein, the Class C Interests shall be deemed to be “"Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer " for all purposes under the Agreement and this Supplement. The Class C Interests shall be issued in uncertificated form. Notwithstanding anything to the contrary in the Agreement, (i) none of the Class B Certificateholders or the Class C Interest Holders shall be deemed to be a Series Enhancer for Series 1996-A and (ii) the Cash Collateral Depositor or the Spread Account Residual Interest Holders shall be deemed to be a Series Enhancer only if such Person is not a Transferor, the Servicer or an Affiliate thereof. (b) Series 20191996-2 A shall be included in Group I and shall be a Principal Sharing Series. Series 20191996-2 shall be an Excess Allocation Series. Series 2019-2 A shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20191996-2 A shall be the May 2019 November 1996 Distribution Date and the first Monthly Period shall begin on and include be the period from the Closing Date and end on and include April 30until October 31, 20191996. (c) Except The Class C Interest Holders, as holders of "Investor Certificates" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement (including the Class C Supplemental Agreement). Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, form, execution, authentication, delivery, presentation, cancellation cancellation, exchange, disposal and surrender of Registered Certificates shall not be applicable apply to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "Fleet Credit Account Card Master TrustTrust II, Series 20192000-2.” D." The Series 2019-2 of Investor Certificates created hereby shall be issued in two Classes, the . The first of which Class shall be known as the “"Class A Series 2019Floating Rate Asset-2 2.67% Asset Backed Certificates” , Series 2000-D," and the second of which Class shall be known as the “"Class B Series 2019Floating Rate Asset-2 2.86% Asset Backed Certificates.” , Series 2000-D." In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2019-2” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest and shall be considered a Class of in uncertificated form and which shall be known as the "Collateral Interest, Series 20192000-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. D." The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement.Series 2000-D. (b) Series 20192000-2 D shall be included in Group I and One. Series 2000-D shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20192000-2 shall be an Excess Allocation Series. Series 2019-2 D shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192000-2 D shall be the May 2019 January 2001 Distribution Date, and references herein to the Monthly Period relating to the January 2001 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and through the end on and include April 30, 2019of December 2000. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Collateral Interest Holder, as holder of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registrationexecution, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor Seller intends, and together with the Collateral Interest Holder, agree agrees to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192008-29.” The Series 20192008-2 9 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192008-2 2.67% 9 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192008-2 2.86% 9 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192008-29” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192008-2 9 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192008-2 9 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192008-2 9 shall be an Excess Allocation Series. Series 20192008-2 9 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192008-2 9 shall be the May 2019 October 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30September 24, 20192008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192007-2.” The Series 20192007-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192007-2 2.67% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192007-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192007-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192007-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192007-2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192007-2 shall be an Excess Allocation Series. Series 20192007-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192007-2 shall be the May 2019 March 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30February 24, 20192007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192009-2.” The Series 20192009-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192009-2 2.67% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192009-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192009-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192009-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192009-2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192009-2 shall be an Excess Allocation Series. Series 20192009-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192009-2 shall be the May 2019 October 2009 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30September 24, 20192009. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192013-2.” The Series 20192013-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192013-2 2.67% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192013-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192013-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192013-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192013-2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192013-2 shall be an Excess Allocation Series. Series 20192013-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192013-2 shall be the May 2019 December 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30November 24, 20192013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time to time, increase the amount of the Rating Agency Condition need not be satisfied for Series 20192013-2 Certificates by issuing and selling additional with respect to any Rating Agency (other than Moody’s) then rating Series 20192013-2.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192010-21.” The Series 20192010-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192010-2 2.67% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192010-2 2.86% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192010-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192010-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192010-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192010-2 1 shall be an Excess Allocation Series. Series 20192010-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192010-2 1 shall be the May 2019 June 2010 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30May 25, 20192010. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express the "Chevy Chase Master Credit Account Master TrustCard Trust II, Series 20191996-2.” C." The Series 2019-2 of Investor Certificates created hereby shall be issued in two three Classes, the first of which shall be known as the “"Class A Series 2019-2 2.67% Floating Rate Asset Backed Certificates” and , Series 1996-C," the second of which shall be known as the “"Class B Series 2019-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a Series 1996-C" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Floating Rate Asset Backed Interests, Series 20191996-2” and which C." Except as expressly provided herein, the Class C Interests shall be deemed to be “"Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer " for all purposes under the Agreement and this Supplement. The Class C Interests shall be issued in uncertificated form. Notwithstanding anything to the contrary in the Agreement, (i) none of the Class B Certificateholders or the Class C Interest Holders shall be deemed to be a Series Enhancer for Series 1996-C and (ii) the Cash Collateral Depositor or the Spread Account Residual Interest Holder shall be deemed to be a Series Enhancer only if such Person is not a Transferor, the Servicer or an Affiliate thereof. (b) Series 20191996-2 C shall be included in Group I and shall be a Principal Sharing Series. Series 20191996-2 shall be an Excess Allocation Series. Series 2019-2 C shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20191996-2 C shall be the May 2019 February 1997 Distribution Date and the first Monthly Period shall begin on and include be the period from the Closing Date and end on and include April 30until January 31, 20191997. (c) Except The Class C Interest Holders, as holders of "Investor Certificates" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement (including the Class C Supplemental Agreement). Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, form, execution, authentication, delivery, presentation, cancellation cancellation, exchange, disposal and surrender of Registered Certificates shall not be applicable apply to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20192001-26.” " The Series 20192001-2 6 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20192001-2 2.67% 6 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20192001-2 2.86% 6 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20192001-2” 6" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192001-2 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192001-2 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192001-2 6 shall be an Excess Allocation Series. Series 20192001-2 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192001-2 6 shall be the May 2019 July 2001 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30June 23, 20192001. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192007-24.” The Series 20192007-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192007-2 2.67% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192007-2 2.86% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192007-24” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192007-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192007-2 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192007-2 4 shall be an Excess Allocation Series. Series 20192007-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192007-2 4 shall be the May 2019 June 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30May 25, 20192007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192008-2.” The Series 20192008-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192008-2 2.67% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192008-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192008-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192008-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192008-2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192008-2 shall be an Excess Allocation Series. Series 20192008-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192008-2 shall be the May 2019 March 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30February 24, 20192008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192012-21.” The Series 20192012-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192012-2 2.67% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192012-2 2.86% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192012-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192012-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192012-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192012-2 1 shall be an Excess Allocation Series. Series 20192012-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192012-2 1 shall be the May 2019 July 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30June 24, 20192012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time Rating Agency Condition need not be satisfied for Series 2012-1 with respect to time, increase the amount of the any Rating Agency (other than Moody’s) then rating Series 20192012-2 Certificates by issuing and selling additional Series 2019-21.

Designation. (a) There is hereby created a Series of Investor Certificates Notes to be issued pursuant to the Agreement Indenture and this Indenture Supplement to be known as “American Express Credit Account Master Trust"HOUSEHOLD PRIVATE LABEL CREDIT CARD MASTER NOTE TRUST I, Series 2019SERIES 2001-2" or the "SERIES 2001-2 NOTES.” " The Series 20192001-2 Certificates Notes shall be issued in two Classes, the first of which shall be known as the “Class "CLASS A Series 2019SERIES 2001-2 2.67% Asset Backed Certificates” FIXED RATE ASSET BACKED NOTES" and the second of which shall be known as the “Class "CLASS B Series 2019SERIES 2001-2 2.86% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which FLOATING RATE ASSET BACKED NOTES". The Series 2001-2 Notes shall be known as due and payable on the “Collateral Interest, Series 2019-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192001-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this SupplementFinal Maturity Date. (b) Series 20192001-2 shall be included in Group I a Pool One Series and shall be a in Principal Sharing SeriesGroup One and Excess Finance Charge Sharing Group One, and shall not be in a Reallocation Group, Shared Enhancement Group or be allocated Shared Transferor Principal Collections. Series 2019-2 shall be an Excess Allocation Series. Series 20192001-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement Indenture or in this Indenture Supplement to the contrary, the first Distribution Date with respect to Series 20192001-2 shall be the May 2019 September 17, 2001 Distribution Date Date, and the first Monthly Due Period shall begin on and include the Closing Date August 1, 2001 and end on and include April 30August 31, 20192001. (c) Except as expressly provided hereinIn the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Indenture, (i) the terms and provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates this Indenture Supplement shall be controlling. All capitalized terms not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest otherwise defined herein are defined in the assets of Indenture, the Transfer and Servicing Agreement or the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates Notes to be issued pursuant to the Agreement Indenture and this Indenture Supplement to be known as “American Express Credit Account Master TrustIssuance Trust II, Series 20192013-21” or the “Series 2013-1 Notes.” The Series 20192013-2 Certificates 1 Notes shall be issued in two three Classes, the first of which shall be known as the “Class A Series 20192013-2 2.67% 1 Floating Rate Asset Backed CertificatesNotes,” and the second of which shall be known as the “Class B Series 20192013-2 2.86% 1 Floating Rate Asset Backed Certificates.Notes” In addition, there is hereby created a and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Class C Series 20192013-21 Floating Rate Asset Backed Notes.” and which The Series 2013-1 Notes shall be deemed to be “Investor Certificates” for all purposes under due and payable on the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this SupplementLegal Maturity Date. (b) The Series 20192013-2 1 Notes shall be secured by the Collateral. Series 2013-1 shall be included in Reallocation Group I A. Series 2013-1 shall be a Shared Excess Available Finance Charge Collections Series and shall be included in Shared Excess Available Finance Charge Collections Group A. Series 2013-1 shall be a Shared Excess Available Principal Sharing SeriesCollections Series and shall be included in Shared Excess Available Principal Collections Group A. Series 2013-1 shall not be in any other Group (as defined in the Indenture). Series 20192013-2 shall be an Excess Allocation Series. Series 2019-2 1 shall not be subordinated to any other SeriesSeries of Notes. Notwithstanding any provision in the Agreement Indenture or in this Indenture Supplement to the contrary, the first Distribution Payment Date with respect to Series 20192013-2 1 shall be the May 2019 Distribution Date April 2013 Payment Date, and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30March 25, 20192013. (c) Except as expressly provided hereinFor the avoidance of doubt, (i) the provisions parties agree that the payment of Article VI principal and Article XII interest on the Series 2013-1 Notes shall be primarily based on the performance of the Agreement relating to Receivables and, except for Derivative Agreements addressing interest rate or currency mismatches between the registrationReceivables and the Series 2013-1 Notes, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 contingent on market or credit events that are independent of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustReceivables. (d) Pursuant The Series 2013-1 Notes shall not be predominantly sold to Section 6.03(can affiliate (other than a wholly-owned subsidiary consolidated for accounting purposes with an Account Owner) or insider of the Agreement, the Transferor may, from time to time, increase the amount of the an Account Owner. (e) Series 20192013-2 Certificates by issuing and selling additional Series 2019-21 shall be a Repurchase Reporting Series.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Capital One Master Trust, Series 20192001-25.” The Series 20192001-2 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2019-2 2.675.30% Asset Backed Certificates, Series 2001-5” and the second of which shall be known as the “Class B Series 2019-2 2.86% Floating Rate Asset Backed Certificates, Series 2001-5.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which, except as expressly provided herein, shall be deemed to be “Investor Certificates” (and the Collateral Interest Holder shall be deemed to be an “Investor Certificateholder”) for all purposes under the Agreement and this Supplement and which shall be known as the “Collateral Interest, Series 20192001-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement5.” (b) Series 20192001-2 5 shall be included in Group I One and shall be a Principal Sharing Series. Series 20192001-2 shall be an Excess Allocation Series. Series 2019-2 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192001-2 5 shall be the May 2019 September 2001 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30, 2019Date. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Collateral Interest Holder, as holder of an “Investor Certificate” shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of “Tax Opinion” in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not apply to cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsSellers intend and, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192015-21.” The Series 20192015-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192015-2 2.67% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192015-2 2.86% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192015-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192015-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192015-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192015-2 1 shall be an Excess Allocation Series. Series 20192015-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192015-2 1 shall be the May 2019 August 2015 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 31, 20192015. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time Rating Agency Condition need not be satisfied for Series 2015-1 with respect to time, increase the amount of the any Rating Agency (other than Moody’s) then rating Series 20192015-2 Certificates by issuing and selling additional Series 2019-21.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192008-26.” The Series 20192008-2 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192008-2 2.67% 6 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192008-2 2.86% 6 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192008-26” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192008-2 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192008-2 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192008-2 6 shall be an Excess Allocation Series. Series 20192008-2 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192008-2 6 shall be the May 2019 August 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 24, 20192008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192009-21.” The Series 20192009-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192009-2 2.67% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192009-2 2.86% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192009-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192009-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192009-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192009-2 1 shall be an Excess Allocation Series. Series 20192009-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192009-2 1 shall be the May 2019 July 2009 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30June 25, 20192009. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192023-2.” The Series 20192023-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192023-2 2.674.80% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192023-2 2.865.12% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192023-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192023-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192023-2 shall be included in Group I and shall be a Principal Sharing Series. Series 20192023-2 shall be an Excess Allocation Series. Series 20192023-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192023-2 shall be the May 2019 July 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April June 30, 20192023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192023-2 Certificates by issuing and selling additional Series 20192023-2 Certificates. Any additional Series 2023-2 Certificates so issued shall be treated, for all purpose, like the Series 2023-2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2023-2 shall be a Repurchase Reporting Series. (f) Series 2023-2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2023-2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2023-2.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192014-25.” The Series 20192014-2 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192014-2 2.67% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192014-2 2.86% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192014-25” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192014-2 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192014-2 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192014-2 5 shall be an Excess Allocation Series. Series 20192014-2 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192014-2 5 shall be the May 2019 December 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30November 24, 20192014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192007-21.” The Series 20192007-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192007-2 2.67% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192007-2 2.86% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192007-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192007-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192007-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192007-2 1 shall be an Excess Allocation Series. Series 20192007-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192007-2 1 shall be the May 2019 March 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30February 24, 20192007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192022-21.” The Series 20192022-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192022-2 2.671 2.21% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192022-2 2.861 2.50% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192022-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192022-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192022-2 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20192022-2 1 shall be an Excess Allocation Series. Series 20192022-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192022-2 1 shall be the May 2019 April 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30March 31, 20192022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20192022-2 Certificates by issuing and selling additional Series 2019-21

Designation. (a) There is hereby created a Series of Investor Certificates Securities to be issued pursuant to the Agreement and this Series Supplement to be known generally as “American Express Credit Account Master Trust, the "Series 2019[-2] Securities.” " The Series 2019[-2 Certificates ] Securities shall be issued in two Classes, the first of which shall be known designated generally as the “Floating Rate Asset Backed Securities, Series [-], Class A Series 2019-2 2.67% (the "Class A Securities"), and the Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Securities, Series [-], Class B Series 2019-2 2.86% Asset Backed Certificates.” (the "Class B Securities"). In addition, there is hereby created a third Class of an uncertificated interests interest in the Trust which shall be known as the “Collateral Interest, Series 2019-2” and which shall be deemed to be “an "Investor Certificates” Security" for all purposes under the Agreement and this Supplement other than for purposes Series Supplement, except as expressly provided herein, and which shall be known as the Excess Collateral, Series [-] (the "Excess Collateral"). (b) The Excess Collateral Holder, as holder of the definition of the term “Tax Opinion” in Section 1.01 of an "Investor Security" under the Agreement. The Collateral Interest , shall be considered a Class of Series 2019-2 for all purposes entitled to the benefits of the Agreement and this Supplement, including for purposes Series Supplement upon payment by the Excess Collateral Holder of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2019-2 shall be included in Group I and shall be a Principal Sharing Series. Series 2019-2 shall be an Excess Allocation Series. Series 2019-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2019-2 shall be the May 2019 Distribution Date and the first Monthly Period shall begin amount owing on and include the Closing Date as agreed to by the Transferor and end on and include April 30the Excess Collateral Holder. Notwithstanding the foregoing, 2019. (c) Except except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of the Registered Certificates Securities and the provisions of subsection 6.9(b) of the Agreement with respect to the effect that a newly issued series of Investor Securities will be treated as debt for Federal income tax purposes shall not be applicable to the Excess Collateral Interest, and (ii) the provisions of Section 3.07 3.7 of the Agreement shall not apply to cause the Excess Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsintends and, and together with the Excess Collateral Interest Holder, agree agrees to treat the Excess Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192012-24.” The Series 20192012-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192012-2 2.67% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192012-2 2.86% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192012-24” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192012-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192012-2 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192012-2 4 shall be an Excess Allocation Series. Series 20192012-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192012-2 4 shall be the May 2019 December 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30November 24, 20192012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time Rating Agency Condition need not be satisfied for Series 2012-4 with respect to time, increase the amount of the any Rating Agency (other than Standard & Poor’s) then rating Series 20192012-2 Certificates by issuing and selling additional Series 2019-24

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192014-24.” The Series 20192014-2 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192014-2 2.674 1.43% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192014-2 2.864 1.62% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192014-24” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192014-2 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192014-2 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20192014-2 4 shall be an Excess Allocation Series. Series 20192014-2 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192014-2 4 shall be the May 2019 December 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30November 24, 20192014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192008-28.” The Series 20192008-2 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192008-2 2.67% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192008-2 2.86% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192008-28” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192008-2 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192008-2 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192008-2 8 shall be an Excess Allocation Series. Series 20192008-2 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192008-2 8 shall be the May 2019 October 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30September 24, 20192008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express the "Chevy Chase Master Credit Account Master TrustCard Trust II, Series 20191998-2.” A." The Series 2019-2 of Investor Certificates created hereby shall be issued in two three Classes, the first of which shall be known as the “"Class A Series 2019-2 2.67% Floating Rate Asset Backed Certificates” and , Series 1998-A," the second of which shall be known as the “"Class B Series 2019-2 2.86% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a Series 1998-A" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Floating Rate Asset Backed Interests, Series 20191998-2” and which A." Except as expressly provided herein, the Class C Interests shall be deemed to be “"Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer " for all purposes under the Agreement and this Supplement. The Class C Interests shall be issued in uncertificated form. Notwithstanding anything to the contrary in the Agreement, (i) none of the Class B Certificateholders or the Class C Interest Holders shall be deemed to be a Series Enhancer for Series 1998-A and (ii) the Cash Collateral Depositor or the Spread Account Residual Interest Holder shall be deemed to be a Series Enhancer only if such Person is not a Transferor, the Servicer or an Affiliate thereof. (b) Series 20191998-2 A shall be included in Group I and shall be a Principal Sharing Series. Series 20191998-2 shall be an Excess Allocation Series. Series 2019-2 A shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20191998-2 A shall be the May 2019 August 1998 Distribution Date and the first Monthly Period shall begin on and include be the period from the Closing Date and end on and include April 30until July 31, 20191998. (c) Except The Class C Interest Holders, as holders of "Investor Certificates" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement (including the Class C Supplemental Agreement). Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, form, execution, authentication, delivery, presentation, cancellation cancellation, exchange, disposal and surrender of Registered Certificates shall not be applicable apply to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192008-23.” The Series 20192008-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192008-2 2.67% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192008-2 2.86% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192008-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192008-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192008-2 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192008-2 3 shall be an Excess Allocation Series. Series 20192008-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192008-2 3 shall be the May 2019 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 3024, 20192008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192017-25.” The Series 20192017-2 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192017-2 2.67% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192017-2 2.86% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192017-25” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192017-2 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192017-2 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192017-2 5 shall be an Excess Allocation Series. Series 20192017-2 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192017-2 5 shall be the May 2019 August 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 31, 20192017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for Table of Contents federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20192017-2 5 Certificates by issuing and selling additional Series 20192017-25 Certificates. Any additional Series 2017-5 Certificates so issued shall be treated, for all purpose, like the Series 2017-5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2017-5 shall be a Repurchase Reporting Series. (f) Series 2017-5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2017-5 with respect to any Rating Agency (other than Moody’s) then rating Series 2017-5.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "ADVANTA Credit Account Card Master TrustTrust II, Series 20191998-2.” A." The Series 20191998-2 A Certificates shall be issued in two Classes, the . The first of which Class shall be known as the “"Class A Series 2019-2 2.67% Floating Rate Asset Backed Certificates” , Series 1998-A" and the second of which Class shall be known as the “"Class B Series 2019-2 2.86% Floating Rate Asset Backed Certificates.” , Series 1998-A." In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2019-2” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than and shall be in uncertificated form and which shall be known as the "Collateral Interest, Series 1998-A." Solely for the purposes of the definition of the term “Tax Opinion” in Section 1.01 9.02(a) of the Agreement. The , the holders of interests in the Collateral Interest and the Cash Collateral Account shall each be considered deemed to be a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreementseparate Class. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under Series 1998-A. Notwithstanding anything to the Agreement and this Supplement.contrary in the Agreement, the institution making the initial deposit to the Cash Collateral Account shall not be deemed to be a Series Enhancer for Series 1998-A. (b) Series 20191998-2 A shall be included in Group I and One. Series 1998-A shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20191998-2 shall be an Excess Allocation Series. Series 2019-2 A shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20191998-2 A shall be the May 2019 April 1998 Distribution Date, and references herein to the Monthly Period relating to the April 1998 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and through the end on and include April 30, 2019of March 1998. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Collateral Interest Holder, as holder of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20191999-2.” " The Series 20191999-2 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20191999-2 2.675.95% Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20191999-2 2.866.10% Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20191999-2” " and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20191999-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20191999-2 shall be included in Group I and shall be a Principal Sharing Series. Series 20191999-2 shall be an Excess Allocation Series. Series 20191999-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20191999-2 shall be the May 2019 June 1999 Distribution Date and the first Monthly Period shall begin on and include the Closing Date Date, and end on and include April 30May 25, 20191999. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20192005-21.” " The Series 20192005-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20192005-2 2.67% 1 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20192005-2 2.86% 1 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20192005-2” 1" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192005-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192005-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192005-2 1 shall be an Excess Allocation Series. Series 20192005-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192005-2 1 shall be the May 2019 April 2005 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30March 27, 20192005. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192013-21.” The Series 20192013-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192013-2 2.67% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192013-2 2.86% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192013-21” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192013-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192013-2 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192013-2 1 shall be an Excess Allocation Series. Series 20192013-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192013-2 1 shall be the May 2019 August 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 25, 20192013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time Rating Agency Condition need not be satisfied for Series 2013-1 with respect to time, increase the amount of the any Rating Agency (other than Moody’s) then rating Series 20192013-2 Certificates by issuing and selling additional Series 2019-21.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192014-2.” The Series 20192014-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192014-2 2.671.26% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192014-2 2.861.42% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192014-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192014-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192014-2 shall be included in Group I and shall be a Principal Sharing Series. Series 20192014-2 shall be an Excess Allocation Series. Series 20192014-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192014-2 shall be the May 2019 August 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30July 25, 20192014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time to time, increase the amount of the Rating Agency Condition need not be satisfied for Series 20192014-2 Certificates by issuing and selling additional with respect to any Rating Agency (other than Moody’s) then rating Series 20192014-2.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192007-28.” The Series 20192007-2 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192007-2 2.67% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192007-2 2.86% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192007-28” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192007-2 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192007-2 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192007-2 8 shall be an Excess Allocation Series. Series 20192007-2 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192007-2 8 shall be the May 2019 November 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30October 24, 20192007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account "AT&T Universal Card Master Trust, Series 20191997-21.” " The Series 20191997-2 1 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20191997-2 2.67% 1 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20191997-2 2.86% 1 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2019-2” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement (other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement) and which shall be known as the "Collateral Interest, Series 1997- 1. The Collateral Interest shall be considered a Class of Series 20191997-2 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20191997-2 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20191997-2 1 shall be an Excess Allocation Series. Series 20191997-2 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in 6 this Supplement to the contrary, the first Distribution Date with respect to Series 20191997-2 1 shall be the May 2019 June 1997 Distribution Date and the first Monthly Period shall begin on and include the Closing Date May 1, 1997 and end on and include April 30May 31, 20191997. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2

Designation. (a) There is hereby created a Series of Investor Certificates Notes to be issued pursuant to the Agreement Indenture and this Indenture Supplement to be known as “American Express Credit Account Master TrustIssuance Trust II, Series 20192013-2” or the “Series 2013-2 Notes.” The Series 20192013-2 Certificates Notes shall be issued in two three Classes, the first of which shall be known as the “Class A Series 20192013-2 2.67% Floating Rate Asset Backed CertificatesNotes,” and the second of which shall be known as the “Class B Series 20192013-2 2.86% Floating Rate Asset Backed Certificates.Notes” In addition, there is hereby created a and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Class C Series 20192013-22 Floating Rate Asset Backed Notes.” and which The Series 2013-2 Notes shall be deemed to be “Investor Certificates” for all purposes under due and payable on the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2019-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this SupplementLegal Maturity Date. (b) The Series 20192013-2 Notes shall be secured by the Collateral. Series 2013-2 shall be included in Reallocation Group I and shall be a Principal Sharing Series. A. Series 20192013-2 shall be an a Shared Excess Allocation SeriesAvailable Finance Charge Collections Series and shall be included in Shared Excess Available Finance Charge Collections Group A. Series 2013-2 shall be a Shared Excess Available Principal Collections Series and shall be included in Shared Excess Available Principal Collections Group A. Series 2013-2 shall not be in any other Group (as defined in the Indenture). Series 20192013-2 shall not be subordinated to any other SeriesSeries of Notes. Notwithstanding any provision in the Agreement Indenture or in this Indenture Supplement to the contrary, the first Distribution Payment Date with respect to Series 20192013-2 shall be the May 2019 Distribution Date October 2013 Payment Date, and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30September 25, 20192013. (c) Except as expressly provided hereinFor the avoidance of doubt, (i) the provisions parties agree that the payment of Article VI principal and Article XII interest on the Series 2013-2 Notes shall be primarily based on the performance of the Agreement relating to Receivables and, except for Derivative Agreements addressing interest rate or currency mismatches between the registrationReceivables and the Series 2013-2 Notes, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 contingent on market or credit events that are independent of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustReceivables. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the The Series 20192013-2 Certificates by issuing and selling additional Notes shall not be predominantly sold to an affiliate (other than a wholly-owned subsidiary consolidated for accounting purposes with an Account Owner) or insider of an Account Owner. (e) Series 20192013-22 shall be a Repurchase Reporting Series.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192012-2.” The Series 20192012-2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192012-2 2.670.68% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192012-2 2.860.99% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192012-2” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192012-2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192012-2 shall be included in Group I and shall be a Principal Sharing Series. Series 20192012-2 shall be an Excess Allocation Series. Series 20192012-2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192012-2 shall be the May 2019 September 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30August 25, 20192012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time to time, increase the amount of the Rating Agency Condition need not be satisfied for Series 20192012-2 Certificates by issuing and selling additional with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20192012-2.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192012-23.” The Series 20192012-2 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192012-2 2.67% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192012-2 2.86% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192012-23” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192012-2 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192012-2 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192012-2 3 shall be an Excess Allocation Series. Series 20192012-2 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192012-2 3 shall be the May 2019 September 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30August 25, 20192012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(cIn connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Transferor may, from time Rating Agency Condition need not be satisfied for Series 2012-3 with respect to time, increase the amount of the any Rating Agency (other than Standard & Poor’s) then rating Series 20192012-2 Certificates by issuing and selling additional Series 2019-23

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20192007-25.” The Series 20192007-2 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20192007-2 2.67% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20192007-2 2.86% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20192007-25” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20192007-2 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20192007-2 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20192007-2 5 shall be an Excess Allocation Series. Series 20192007-2 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20192007-2 5 shall be the May 2019 June 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include April 30May 25, 20192007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2019-2 Certificates by issuing and selling additional Series 2019-2