Common use of Designation Clause in Contracts

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2022-4.” The Series 2022-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2022-4 4.95% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2022-4 5.23% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2022-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2022-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2022-4 shall be included in Group I and shall be a Principal Sharing Series. Series 2022-4 shall be an Excess Allocation Series. Series 2022-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2022-4 shall be the December 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31, 2022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222024-43.” The Series 20222024-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222024-4 4.953 4.65% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222024-4 5.233 5.08% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222024-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222024-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222024-4 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20222024-4 3 shall be an Excess Allocation Series. Series 20222024-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222024-4 3 shall be the December 2022 August 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222024-4 3 Certificates by issuing and selling additional Series 20222024-4 3 Certificates. Any additional Series 20222024-4 3 Certificates so issued shall be treated, for all purpose, like the Series 20222024-4 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222024-4 3 shall be a Repurchase Reporting Series. (f) Series 20222024-4 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222024-4 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222024-43.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222021-41.” The Series 20222021-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222021-4 4.951 0.90% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222021-4 5.231 1.10% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222021-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222021-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222021-4 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20222021-4 1 shall be an Excess Allocation Series. Series 20222021-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222021-4 1 shall be the December 2022 2021 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 3130, 20222021. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222021-4 1 Certificates by issuing and selling additional Series 20222021-4 1 Certificates. Any additional Series 20222021-4 1 Certificates so issued shall be treated, for all purpose, like the Series 20222021-4 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222021-4 1 shall be a Repurchase Reporting Series. (f) Series 20222021-4 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222021-4 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222021-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222018-4.” The Series 20222018-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222018-4 4.952.99% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222018-4 5.233.18% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222018-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222018-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222018-4 shall be included in Group I and shall be a Principal Sharing Series. Series 20222018-4 shall be an Excess Allocation Series. Series 20222018-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222018-4 shall be the December 2022 June 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November May 31, 20222018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222018-4 Certificates by issuing and selling additional Series 20222018-4 Certificates. Any additional Series 20222018-4 Certificates so issued shall be treated, for all purpose, like the Series 20222018-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222018-4 shall be a Repurchase Reporting Series. (f) Series 20222018-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222018-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222018-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222023-4.” The Series 20222023-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222023-4 4.955.15% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222023-4 5.235.46% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222023-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222023-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222023-4 shall be included in Group I and shall be a Principal Sharing Series. Series 20222023-4 shall be an Excess Allocation Series. Series 20222023-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222023-4 shall be the December 2022 October 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 30, 20222023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222023-4 Certificates by issuing and selling additional Series 20222023-4 Certificates. Any additional Series 20222023-4 Certificates so issued shall be treated, for all purpose, like the Series 20222023-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222023-4 shall be a Repurchase Reporting Series. . (f) Series 20222023-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222023-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222023-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222024-42.” The Series 20222024-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222024-4 4.952 5.24% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222024-4 5.232 5.51% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222024-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222024-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222024-4 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20222024-4 2 shall be an Excess Allocation Series. Series 20222024-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222024-4 2 shall be the December 2022 May 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31April 30, 20222024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222024-4 2 Certificates by issuing and selling additional Series 20222024-4 2 Certificates. Any additional Series 20222024-4 2 Certificates so issued shall be treated, for all purpose, like the Series 20222024-4 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222024-4 2 shall be a Repurchase Reporting Series. (f) Series 20222024-4 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222024-4 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222024-42.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222025-42.” The Series 20222025-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222025-4 4.952 4.28% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222025-4 5.232 4.59% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222025-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222025-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222025-4 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20222025-4 2 shall be an Excess Allocation Series. Series 20222025-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222025-4 2 shall be the December 2022 June 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November May 31, 20222025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222025-4 2 Certificates by issuing and selling additional Series 20222025-4 2 Certificates. Any additional Series 20222025-4 2 Certificates so issued shall be treated, for all purpose, like the Series 20222025-4 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222025-4 2 shall be a Repurchase Reporting Series. . (f) Series 20222025-4 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222025-4 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222025-42.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222017-47.” The Series 20222017-4 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222017-4 4.957 2.35% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222017-4 5.237 2.54% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222017-47” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222017-4 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222017-4 7 shall be included in Group I and shall be a Principal Sharing Series. Series 20222017-4 7 shall be an Excess Allocation Series. Series 20222017-4 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222017-4 7 shall be the December 2022 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November October 31, 20222017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222017-4 7 Certificates by issuing and selling additional Series 20222017-4 7 Certificates. Any additional Series 20222017-4 7 Certificates so issued shall be treated, for all purpose, like the Series 20222017-4 7 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222017-4 7 shall be a Repurchase Reporting Series. (f) Series 20222017-4 7 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222017-4 7 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222017-47.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222019-4.” The Series 20222019-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222019-4 4.95% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222019-4 5.23% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222019-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222019-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222019-4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222019-4 shall be an Excess Allocation Series. Series 20222019-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222019-4 shall be the December 2022 October 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 30, 20222019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222019-4 Certificates by issuing and selling additional Series 20222019-4 Certificates. Any additional Series 20222019-4 Certificates so issued shall be treated, for all purpose, like the Series 20222019-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222019-4 shall be a Repurchase Reporting Series. (f) Series 20222019-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222019-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222019-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222018-43.” The Series 20222018-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222018-4 4.95% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222018-4 5.23% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222018-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222018-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222018-4 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222018-4 3 shall be an Excess Allocation Series. Series 20222018-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222018-4 3 shall be the December 2022 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November March 31, 20222018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222018-4 3 Certificates by issuing and selling additional Series 20222018-4 3 Certificates. Any additional Series 20222018-4 3 Certificates so issued shall be treated, for all purpose, like the Series 20222018-4 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222018-4 3 shall be a Repurchase Reporting Series. (f) Series 20222018-4 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222018-4 3 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222018-43.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222017-41.” The Series 20222017-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222017-4 4.951 1.93% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222017-4 5.231 2.10% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222017-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222017-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222017-4 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20222017-4 1 shall be an Excess Allocation Series. Series 20222017-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222017-4 1 shall be the December 2022 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31February 28, 20222017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222017-4 1 Certificates by issuing and selling additional Series 20222017-4 1 Certificates. Any additional Series 20222017-4 1 Certificates so issued shall be treated, for all purpose, like the Series 20222017-4 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222017-4 1 shall be a Repurchase Reporting Series. (f) Series 20222017-4 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222017-4 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222017-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222025-43.” The Series 20222025-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222025-4 4.953 4.51% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222025-4 5.233 4.83% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222025-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222025-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222025-4 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20222025-4 3 shall be an Excess Allocation Series. Series 20222025-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222025-4 3 shall be the December 2022 June 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November May 31, 20222025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222025-4 3 Certificates by issuing and selling additional Series 20222025-4 3 Certificates. Any additional Series 20222025-4 3 Certificates so issued shall be treated, for all purpose, like the Series 20222025-4 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222025-4 3 shall be a Repurchase Reporting Series. (f) Series 20222025-4 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222025-4 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222025-43.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222017-42.” The Series 20222017-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222017-4 4.95% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222017-4 5.23% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222017-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222017-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222017-4 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222017-4 2 shall be an Excess Allocation Series. Series 20222017-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222017-4 2 shall be the December 2022 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31February 28, 20222017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222017-4 2 Certificates by issuing and selling additional Series 20222017-4 2 Certificates. Any additional Series 20222017-4 2 Certificates so issued shall be treated, for all purpose, like the Series 20222017-4 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222017-4 2 shall be a Repurchase Reporting Series. (f) Series 20222017-4 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222017-4 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222017-42.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222017-4.” The Series 20222017-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222017-4 4.951.64% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222017-4 5.231.82% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222017-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222017-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222017-4 shall be included in Group I and shall be a Principal Sharing Series. Series 20222017-4 shall be an Excess Allocation Series. Series 20222017-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222017-4 shall be the December 2022 June 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November May 31, 20222017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222017-4 Certificates by issuing and selling additional Series 20222017-4 Certificates. Any additional Series 20222017-4 Certificates so issued shall be treated, for all purpose, like the Series 20222017-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222017-4 shall be a Repurchase Reporting Series. (f) Series 20222017-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222017-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222017-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222023-43.” The Series 20222023-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222023-4 4.953 5.23% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222023-4 5.233 5.52% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222023-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222023-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222023-4 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20222023-4 3 shall be an Excess Allocation Series. Series 20222023-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222023-4 3 shall be the December 2022 October 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 30, 20222023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222023-4 3 Certificates by issuing and selling additional Series 20222023-4 3 Certificates. Any additional Series 20222023-4 3 Certificates so issued shall be treated, for all purpose, like the Series 20222023-4 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222023-4 3 shall be a Repurchase Reporting Series. (f) Series 20222023-4 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222023-4 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222023-43.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222019-41.” The Series 20222019-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222019-4 4.951 2.87% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222019-4 5.231 3.07% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222019-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222019-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222019-4 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20222019-4 1 shall be an Excess Allocation Series. Series 20222019-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222019-4 1 shall be the December 2022 March 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31February 28, 20222019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222019-4 1 Certificates by issuing and selling additional Series 20222019-4 1 Certificates. Any additional Series 20222019-4 1 Certificates so issued shall be treated, for all purpose, like the Series 20222019-4 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222019-4 1 shall be a Repurchase Reporting Series. (f) Series 20222019-4 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222019-4 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222019-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222024-41.” The Series 20222024-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222024-4 4.951 5.23% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222024-4 5.231 5.50% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222024-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222024-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222024-4 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20222024-4 1 shall be an Excess Allocation Series. Series 20222024-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222024-4 1 shall be the December 2022 May 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31April 30, 20222024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222024-4 1 Certificates by issuing and selling additional Series 20222024-4 1 Certificates. Any additional Series 20222024-4 1 Certificates so issued shall be treated, for all purpose, like the Series 20222024-4 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222024-4 1 shall be a Repurchase Reporting Series. (f) Series 20222024-4 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222024-4 1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222024-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222018-41.” The Series 20222018-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222018-4 4.951 2.67% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222018-4 5.231 2.82% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222018-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222018-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222018-4 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20222018-4 1 shall be an Excess Allocation Series. Series 20222018-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222018-4 1 shall be the December 2022 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November March 31, 20222018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222018-4 1 Certificates by issuing and selling additional Series 20222018-4 1 Certificates. Any additional Series 20222018-4 1 Certificates so issued shall be treated, for all purpose, like the Series 20222018-4 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222018-4 1 shall be a Repurchase Reporting Series. (f) Series 20222018-4 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222018-4 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222018-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2022-43.” The Series 2022-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2022-4 4.953 3.75% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2022-4 5.233 4.07% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2022-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2022-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2022-4 3 shall be included in Group I and shall be a Principal Sharing Series. Series 2022-4 3 shall be an Excess Allocation Series. Series 2022-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2022-4 3 shall be the December September 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November August 31, 2022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 3 Certificates by issuing and selling additional Series 2022-4 3 Certificates. Any additional Series 2022-4 3 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 3 shall be a Repurchase Reporting Series. (f) Series 2022-4 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 3 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 2022-43.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222019-43.” The Series 20222019-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222019-4 4.953 2.00% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222019-4 5.233 2.20% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222019-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222019-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222019-4 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20222019-4 3 shall be an Excess Allocation Series. Series 20222019-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222019-4 3 shall be the December 2022 October 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 30, 20222019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222019-4 3 Certificates by issuing and selling additional Series 20222019-4 3 Certificates. Any additional Series 20222019-4 3 Certificates so issued shall be treated, for all purpose, like the Series 20222019-4 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222019-4 3 shall be a Repurchase Reporting Series. (f) Series 20222019-4 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222019-4 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222019-43.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222018-46.” The Series 20222018-4 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222018-4 4.956 3.06% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222018-4 5.236 3.25% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222018-46” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222018-4 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222018-4 6 shall be included in Group I and shall be a Principal Sharing Series. Series 20222018-4 6 shall be an Excess Allocation Series. Series 20222018-4 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222018-4 6 shall be the December 2022 August 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222018-4 6 Certificates by issuing and selling additional Series 20222018-4 6 Certificates. Any additional Series 20222018-4 6 Certificates so issued shall be treated, for all purpose, like the Series 20222018-4 6 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222018-4 6 shall be a Repurchase Reporting Series. (f) Series 20222018-4 6 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222018-4 6 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222018-46.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222017-46.” The Series 20222017-4 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222017-4 4.956 2.04% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222017-4 5.236 2.20% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222017-46” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222017-4 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222017-4 6 shall be included in Group I and shall be a Principal Sharing Series. Series 20222017-4 6 shall be an Excess Allocation Series. Series 20222017-4 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222017-4 6 shall be the December 2022 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November October 31, 20222017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222017-4 6 Certificates by issuing and selling additional Series 20222017-4 6 Certificates. Any additional Series 20222017-4 6 Certificates so issued shall be treated, for all purpose, like the Series 20222017-4 6 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222017-4 6 shall be a Repurchase Reporting Series. (f) Series 20222017-4 6 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222017-4 6 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222017-46.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20222000-4.” " The Series 20222000-4 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20222000-4 4.95% Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20222000-4 5.23% Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20222000-4” " and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222000-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222000-4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222000-4 shall be an Excess Allocation Series. Series 20222000-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222000-4 shall be the December 2022 July 2000 Distribution Date and the first Monthly Period shall begin on and include the Closing Date Date, and end on and include November 31July 24, 20222000. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222025-41.” The Series 20222025-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222025-4 4.951 4.56% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222025-4 5.231 4.96% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222025-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222025-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222025-4 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20222025-4 1 shall be an Excess Allocation Series. Series 20222025-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222025-4 1 shall be the December 2022 March 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31February 28, 20222025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222025-4 1 Certificates by issuing and selling additional Series 20222025-4 1 Certificates. Any additional Series 20222025-4 1 Certificates so issued shall be treated, for all purpose, like the Series 20222025-4 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222025-4 1 shall be a Repurchase Reporting Series. (f) Series 20222025-4 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222025-4 1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222025-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222018-47.” The Series 20222018-4 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222018-4 4.95% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222018-4 5.23% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222018-47” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222018-4 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222018-4 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222018-4 7 shall be an Excess Allocation Series. Series 20222018-4 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222018-4 7 shall be the December 2022 August 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222018-4 7 Certificates by issuing and selling additional Series 20222018-4 7 Certificates. Any additional Series 20222018-4 7 Certificates so issued shall be treated, for all purpose, like the Series 20222018-4 7 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222018-4 7 shall be a Repurchase Reporting Series. (f) Series 20222018-4 7 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222018-4 7 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222018-47.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222018-49.” The Series 20222018-4 9 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222018-4 4.95% 9 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222018-4 5.23% 9 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222018-49” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222018-4 9 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222018-4 9 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222018-4 9 shall be an Excess Allocation Series. Series 20222018-4 9 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222018-4 9 shall be the December 2022 October 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 30, 20222018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222018-4 9 Certificates by issuing and selling additional Series 20222018-4 9 Certificates. Any additional Series 20222018-4 9 Certificates so issued shall be treated, for all purpose, like the Series 20222018-4 9 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222018-4 9 shall be a Repurchase Reporting Series. (f) Series 20222018-4 9 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222018-4 9 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222018-49.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2022-42.” The Series 2022-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2022-4 4.952 3.39% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2022-4 5.232 3.61% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2022-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2022-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2022-4 2 shall be included in Group I and shall be a Principal Sharing Series. Series 2022-4 2 shall be an Excess Allocation Series. Series 2022-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2022-4 2 shall be the December June 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November May 31, 2022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 2 Certificates by issuing and selling additional Series 2022-4 2 Certificates. Any additional Series 2022-4 2 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 2 shall be a Repurchase Reporting Series. (f) Series 2022-4 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-42.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222019-42.” The Series 20222019-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222019-4 4.952 2.67% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222019-4 5.232 2.86% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222019-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222019-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222019-4 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20222019-4 2 shall be an Excess Allocation Series. Series 20222019-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222019-4 2 shall be the December 2022 May 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31April 30, 20222019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222019-4 2 Certificates by issuing and selling additional Series 20222019-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222018-45.” The Series 20222018-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222018-4 4.95% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222018-4 5.23% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222018-45” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222018-4 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222018-4 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222018-4 5 shall be an Excess Allocation Series. Series 20222018-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222018-4 5 shall be the December 2022 June 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November May 31, 20222018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222018-4 5 Certificates by issuing and selling additional Series 20222018-4 5 Certificates. Any additional Series 20222018-4 5 Certificates so issued shall be treated, for all purpose, like the Series 20222018-4 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222018-4 5 shall be a Repurchase Reporting Series. (f) Series 20222018-4 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222018-4 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222018-45.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222018-48.” The Series 20222018-4 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222018-4 4.958 3.18% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222018-4 5.238 3.35% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222018-48” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222018-4 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222018-4 8 shall be included in Group I and shall be a Principal Sharing Series. Series 20222018-4 8 shall be an Excess Allocation Series. Series 20222018-4 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222018-4 8 shall be the December 2022 October 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 30, 20222018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222018-4 8 Certificates by issuing and selling additional Series 20222018-4 8 Certificates. Any additional Series 20222018-4 8 Certificates so issued shall be treated, for all purpose, like the Series 20222018-4 8 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222018-4 8 shall be a Repurchase Reporting Series. (f) Series 20222018-4 8 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222018-4 8 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222018-48.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222018-42.” The Series 20222018-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222018-4 4.952 3.01% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222018-4 5.232 3.18% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222018-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222018-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222018-4 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20222018-4 2 shall be an Excess Allocation Series. Series 20222018-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222018-4 2 shall be the December 2022 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November March 31, 20222018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222018-4 2 Certificates by issuing and selling additional Series 20222018-4 2 Certificates. Any additional Series 20222018-4 2 Certificates so issued shall be treated, for all purpose, like the Series 20222018-4 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222018-4 2 shall be a Repurchase Reporting Series. (f) Series 20222018-4 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222018-4 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222018-42.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222017-43.” The Series 20222017-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222017-4 4.953 1.77% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222017-4 5.233 1.92% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222017-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222017-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222017-4 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20222017-4 3 shall be an Excess Allocation Series. Series 20222017-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222017-4 3 shall be the December 2022 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31April 30, 20222017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222017-4 3 Certificates by issuing and selling additional Series 20222017-4 3 Certificates. Any additional Series 20222017-4 3 Certificates so issued shall be treated, for all purpose, like the Series 20222017-4 3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222017-4 3 shall be a Repurchase Reporting Series. (f) Series 20222017-4 3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222017-4 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222017-43.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222017-48.” The Series 20222017-4 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222017-4 4.95% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222017-4 5.23% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222017-48” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222017-4 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222017-4 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222017-4 8 shall be an Excess Allocation Series. Series 20222017-4 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222017-4 8 shall be the December 2022 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November October 31, 20222017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222017-4 8 Certificates by issuing and selling additional Series 20222017-4 8 Certificates. Any additional Series 20222017-4 8 Certificates so issued shall be treated, for all purpose, like the Series 20222017-4 8 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222017-4 8 shall be a Repurchase Reporting Series. (f) Series 20222017-4 8 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222017-4 8 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222017-48.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222008-47.” The Series 20222008-4 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222008-4 4.95% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222008-4 5.23% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222008-47” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222008-4 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222008-4 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222008-4 7 shall be an Excess Allocation Series. Series 20222008-4 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222008-4 7 shall be the December 2022 September 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31August 24, 20222008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222007-47.” The Series 20222007-4 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222007-4 4.95% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222007-4 5.23% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222007-47” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222007-4 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222007-4 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222007-4 7 shall be an Excess Allocation Series. Series 20222007-4 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222007-4 7 shall be the December 2022 August 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31July 24, 20222007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222014-45.” The Series 20222014-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222014-4 4.95% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222014-4 5.23% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222014-45” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222014-4 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222014-4 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222014-4 5 shall be an Excess Allocation Series. Series 20222014-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222014-4 5 shall be the December 2022 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 3124, 20222014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "ADVANTA Credit Account Card Master TrustTrust II, Series 20221998-4.” A." The Series 20221998-4 A Certificates shall be issued in two Classes, the . The first of which Class shall be known as the “"Class A Series 2022-4 4.95% Floating Rate Asset Backed Certificates” , Series 1998-A" and the second of which Class shall be known as the “"Class B Series 2022-4 5.23% Floating Rate Asset Backed Certificates.” , Series 1998-A." In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2022-4” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than and shall be in uncertificated form and which shall be known as the "Collateral Interest, Series 1998-A." Solely for the purposes of the definition of the term “Tax Opinion” in Section 1.01 9.02(a) of the Agreement. The , the holders of interests in the Collateral Interest and the Cash Collateral Account shall each be considered deemed to be a Class of Series 2022-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreementseparate Class. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under Series 1998-A. Notwithstanding anything to the Agreement and this Supplement.contrary in the Agreement, the institution making the initial deposit to the Cash Collateral Account shall not be deemed to be a Series Enhancer for Series 1998-A. (b) Series 20221998-4 A shall be included in Group I and One. Series 1998-A shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20221998-4 shall be an Excess Allocation Series. Series 2022-4 A shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20221998-4 A shall be the December 2022 April 1998 Distribution Date, and references herein to the Monthly Period relating to the April 1998 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and through the end on and include November 31, 2022of March 1998. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Collateral Interest Holder, as holder of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20221999-42.” " The Series 20221999-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20221999-4 4.952 5.95% Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20221999-4 5.232 6.10% Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20221999-4” 2" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20221999-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20221999-4 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20221999-4 2 shall be an Excess Allocation Series. Series 20221999-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20221999-4 2 shall be the December 2022 June 1999 Distribution Date and the first Monthly Period shall begin on and include the Closing Date Date, and end on and include November 31May 25, 20221999. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222008-4.” The Series 20222008-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222008-4 4.95% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222008-4 5.23% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222008-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222008-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222008-4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222008-4 shall be an Excess Allocation Series. Series 20222008-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222008-4 shall be the December 2022 May 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31April 24, 20222008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "Travelers Bank Credit Account Card Master TrustTrust I, Series 20221998-41.” " The Series 2022-4 of Investor Certificates created hereby shall be issued in two three Classes, the . The first of which Class shall be known as the “"Class A Series 2022-4 4.956.00% Asset Backed Certificates” and , Series 1998-1," the second of which Class shall be known as the “"Class B Series 2022-4 5.23% Asset Backed Certificates.” In addition, there is hereby created a Series 1998-1" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Asset Backed Interests, Series 20221998-4” 1." Except as expressly provided herein, the Class B Certificates and which the Class C Interests shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes and shall be in uncertificated form. Notwithstanding anything to the contrary in the Agreement, (i) none of the definition of Class B Certificateholders or the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Class C Interest Holders shall be considered a Class of Series 2022-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this SupplementSeries 1998-1. (b) Series 20221998-4 1 shall be included in Group I and One. Series 1998-1 shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20221998-4 1 shall be an Excess Allocation SeriesSeries with respect to Group One only. Series 20221998-4 1 shall be entitled to share Excess Transferor Finance Charge Collections and Shared Transferor Principal Collections. Series 1998-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20221998-4 1 shall be the December 2022 April 15, 1998 Distribution Date, and references herein to the Monthly Period relating to the April 15, 1998 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and end on and include November through March 31, 20221998. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Class B Certificateholders and the Class C Interest Holders, as holders of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) Class B Certificates or the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222008-49.” The Series 20222008-4 9 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222008-4 4.95% 9 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222008-4 5.23% 9 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222008-49” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222008-4 9 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222008-4 9 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222008-4 9 shall be an Excess Allocation Series. Series 20222008-4 9 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222008-4 9 shall be the December 2022 October 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 24, 20222008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222007-42.” The Series 20222007-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222007-4 4.95% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222007-4 5.23% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222007-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222007-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222007-4 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222007-4 2 shall be an Excess Allocation Series. Series 20222007-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222007-4 2 shall be the December 2022 March 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31February 24, 20222007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222009-42.” The Series 20222009-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222009-4 4.95% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222009-4 5.23% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222009-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222009-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222009-4 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222009-4 2 shall be an Excess Allocation Series. Series 20222009-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222009-4 2 shall be the December 2022 October 2009 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 24, 20222009. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222007-4.” The Series 20222007-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222007-4 4.95% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222007-4 5.23% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222007-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222007-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222007-4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222007-4 shall be an Excess Allocation Series. Series 20222007-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222007-4 shall be the December 2022 June 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31May 25, 20222007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222007-45.” The Series 20222007-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222007-4 4.95% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222007-4 5.23% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222007-45” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222007-4 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222007-4 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222007-4 5 shall be an Excess Allocation Series. Series 20222007-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222007-4 5 shall be the December 2022 June 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31May 25, 20222007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222014-42.” The Series 20222014-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222014-4 4.952 1.26% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222014-4 5.232 1.42% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222014-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222014-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222014-4 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20222014-4 2 shall be an Excess Allocation Series. Series 20222014-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222014-4 2 shall be the December 2022 August 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31July 25, 20222014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222014-4 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222014-42.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222008-48.” The Series 20222008-4 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222008-4 4.95% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222008-4 5.23% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222008-48” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222008-4 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222008-4 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222008-4 8 shall be an Excess Allocation Series. Series 20222008-4 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222008-4 8 shall be the December 2022 October 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 24, 20222008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222008-42.” The Series 20222008-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222008-4 4.95% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222008-4 5.23% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222008-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222008-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222008-4 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222008-4 2 shall be an Excess Allocation Series. Series 20222008-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222008-4 2 shall be the December 2022 March 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31February 24, 20222008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222007-46.” The Series 20222007-4 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222007-4 4.95% 6 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222007-4 5.23% 6 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222007-46” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222007-4 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222007-4 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222007-4 6 shall be an Excess Allocation Series. Series 20222007-4 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222007-4 6 shall be the December 2022 August 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31July 24, 20222007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222025-4.” The Series 20222025-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222025-4 4.954.30% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222025-4 5.234.69% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222025-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222025-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222025-4 shall be included in Group I and shall be a Principal Sharing Series. Series 20222025-4 shall be an Excess Allocation Series. Series 20222025-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20222025-4 shall be the December 2022 August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222025-4 Certificates by issuing and selling additional Series 20222025-4 Certificates. Any additional Series 20222025-4 Certificates so issued shall be treated, for all purpose, like the Series 20222025-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222025-4 shall be a Repurchase Reporting Series. . (f) Series 20222025-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222025-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222025-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222013-42.” The Series 20222013-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222013-4 4.95% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222013-4 5.23% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222013-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222013-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222013-4 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222013-4 2 shall be an Excess Allocation Series. Series 20222013-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222013-4 2 shall be the December 2022 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 3124, 20222013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222013-4 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222013-42.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222010-41.” The Series 20222010-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222010-4 4.95% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222010-4 5.23% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222010-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222010-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222010-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222010-4 1 shall be an Excess Allocation Series. Series 20222010-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222010-4 1 shall be the December 2022 June 2010 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31May 25, 20222010. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222008-43.” The Series 20222008-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222008-4 4.95% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222008-4 5.23% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222008-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222008-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222008-4 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222008-4 3 shall be an Excess Allocation Series. Series 20222008-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222008-4 3 shall be the December 2022 May 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31April 24, 20222008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222017-45.” The Series 20222017-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222017-4 4.95% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222017-4 5.23% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222017-45” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222017-4 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222017-4 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222017-4 5 shall be an Excess Allocation Series. Series 20222017-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222017-4 5 shall be the December 2022 August 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for Table of Contents federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222017-4 5 Certificates by issuing and selling additional Series 20222017-4 5 Certificates. Any additional Series 20222017-4 5 Certificates so issued shall be treated, for all purpose, like the Series 20222017-4 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222017-4 5 shall be a Repurchase Reporting Series. (f) Series 20222017-4 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222017-4 5 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222017-45.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20222001-46.” " The Series 20222001-4 6 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20222001-4 4.95% 6 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20222001-4 5.23% 6 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20222001-4” 6" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222001-4 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222001-4 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222001-4 6 shall be an Excess Allocation Series. Series 20222001-4 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222001-4 6 shall be the December 2022 July 2001 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31June 23, 20222001. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222008-45.” The Series 20222008-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222008-4 4.95% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222008-4 5.23% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222008-45” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222008-4 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222008-4 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222008-4 5 shall be an Excess Allocation Series. Series 20222008-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222008-4 5 shall be the December 2022 July 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31June 24, 20222008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222017-45.” The Series 20222017-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222017-4 4.95% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222017-4 5.23% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222017-45” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222017-4 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222017-4 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222017-4 5 shall be an Excess Allocation Series. Series 20222017-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222017-4 5 shall be the December 2022 August 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for Table of Contents federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20222017-4 5 Certificates by issuing and selling additional Series 20222017-4 5 Certificates. Any additional Series 20222017-4 5 Certificates so issued shall be treated, for all purpose, like the Series 20222017-4 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222017-4 5 shall be a Repurchase Reporting Series. (f) Series 20222017-4 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222017-4 5 with respect to any Rating Agency (other than Standard & Poor’s▇▇▇▇▇’▇) then rating Series 20222017-45.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222025-45.” The Series 20222025-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222025-4 4.955 4.51% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222025-4 5.235 4.90% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222025-45” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222025-4 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222025-4 5 shall be included in Group I and shall be a Principal Sharing Series. Series 20222025-4 5 shall be an Excess Allocation Series. Series 20222025-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 20222025-4 5 shall be the December 2022 August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222025-4 5 Certificates by issuing and selling additional Series 20222025-4 5 Certificates. Any additional Series 20222025-4 5 Certificates so issued shall be treated, for all purpose, like the Series 20222025-4 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222025-4 5 shall be a Repurchase Reporting Series. . (f) Series 20222025-4 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222025-4 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222025-45.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Capital One Master Trust, Series 20222001-45.” The Series 20222001-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2022-4 4.955.30% Asset Backed Certificates, Series 2001-5” and the second of which shall be known as the “Class B Series 2022-4 5.23% Floating Rate Asset Backed Certificates, Series 2001-5.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which, except as expressly provided herein, shall be deemed to be “Investor Certificates” (and the Collateral Interest Holder shall be deemed to be an “Investor Certificateholder”) for all purposes under the Agreement and this Supplement and which shall be known as the “Collateral Interest, Series 20222001-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2022-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement5.” (b) Series 20222001-4 5 shall be included in Group I One and shall be a Principal Sharing Series. Series 20222001-4 shall be an Excess Allocation Series. Series 2022-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222001-4 5 shall be the December 2022 September 2001 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31, 2022Date. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Collateral Interest Holder, as holder of an “Investor Certificate” shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of “Tax Opinion” in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not apply to cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsSellers intend and, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222007-48.” The Series 20222007-4 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222007-4 4.95% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222007-4 5.23% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222007-48” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222007-4 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222007-4 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222007-4 8 shall be an Excess Allocation Series. Series 20222007-4 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222007-4 8 shall be the December 2022 November 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31October 24, 20222007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222013-43.” The Series 20222013-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222013-4 4.953 0.98% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222013-4 5.233 1.28% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222013-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222013-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222013-4 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20222013-4 3 shall be an Excess Allocation Series. Series 20222013-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222013-4 3 shall be the December 2022 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 3124, 20222013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222013-4 3 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222013-43.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222011-42.” The Series 20222011-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222011-4 4.95% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222011-4 5.23% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222011-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222011-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222011-4 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222011-4 2 shall be an Excess Allocation Series. Series 20222011-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222011-4 2 shall be the December 2022 2011 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 3124, 20222011. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222023-41.” The Series 20222023-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222023-4 4.951 4.87% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222023-4 5.231 5.12% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222023-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222023-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222023-4 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20222023-4 1 shall be an Excess Allocation Series. Series 20222023-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222023-4 1 shall be the December 2022 July 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31June 30, 20222023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222023-4 1 Certificates by issuing and selling additional Series 20222023-4 1 Certificates. Any additional Series 20222023-4 1 Certificates so issued shall be treated, for all purpose, like the Series 20222023-4 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222023-4 1 shall be a Repurchase Reporting Series. (f) Series 20222023-4 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222023-4 1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222023-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222012-45.” The Series 20222012-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222012-4 4.955 0.59% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222012-4 5.235 0.77% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222012-45” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222012-4 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222012-4 5 shall be included in Group I and shall be a Principal Sharing Series. Series 20222012-4 5 shall be an Excess Allocation Series. Series 20222012-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222012-4 5 shall be the December 2022 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 3124, 20222012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222012-4 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222012-45.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222013-41.” The Series 20222013-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222013-4 4.95% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222013-4 5.23% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222013-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222013-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222013-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222013-4 1 shall be an Excess Allocation Series. Series 20222013-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222013-4 1 shall be the December 2022 August 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31July 25, 20222013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222013-4 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222013-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222025-4.” The Series 20222025-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222025-4 4.954.30% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222025-4 5.234.69% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222025-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222025-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222025-4 shall be included in Group I and shall be a Principal Sharing Series. Series 20222025-4 shall be an Excess Allocation Series. Series 20222025-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the closing date with respect to Series 20222025-4 shall be the December 2022 August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222025-4 Certificates by issuing and selling additional Series 20222025-4 Certificates. Any additional Series 20222025-4 Certificates so issued shall be treated, for all purpose, like the Series 20222025-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222025-4 shall be a Repurchase Reporting Series. . (f) Series 20222025-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222025-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222025-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222008-41.” The Series 20222008-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222008-4 4.95% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222008-4 5.23% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222008-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222008-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222008-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222008-4 1 shall be an Excess Allocation Series. Series 20222008-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222008-4 1 shall be the December 2022 February 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31January 25, 20222008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20222005-41.” " The Series 20222005-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20222005-4 4.95% 1 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20222005-4 5.23% 1 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20222005-4” 1" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222005-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222005-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222005-4 1 shall be an Excess Allocation Series. Series 20222005-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222005-4 1 shall be the December 2022 April 2005 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31March 27, 20222005. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222025-45.” The Series 20222025-4 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222025-4 4.955 4.51% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222025-4 5.235 4.90% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222025-45” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222025-4 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222025-4 5 shall be included in Group I and shall be a Principal Sharing Series. Series 20222025-4 5 shall be an Excess Allocation Series. Series 20222025-4 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the closing date with respect to Series 20222025-4 5 shall be the December 2022 August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222025-4 5 Certificates by issuing and selling additional Series 20222025-4 5 Certificates. Any additional Series 20222025-4 5 Certificates so issued shall be treated, for all purpose, like the Series 20222025-4 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222025-4 5 shall be a Repurchase Reporting Series. . (f) Series 20222025-4 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222025-4 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222025-45.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222012-41.” The Series 20222012-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222012-4 4.95% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222012-4 5.23% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222012-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222012-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222012-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222012-4 1 shall be an Excess Allocation Series. Series 20222012-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222012-4 1 shall be the December 2022 July 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31June 24, 20222012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222012-4 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222012-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222012-4.” The Series 20222012-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222012-4 4.95% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222012-4 5.23% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222012-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222012-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222012-4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222012-4 shall be an Excess Allocation Series. Series 20222012-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222012-4 shall be the December 2022 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 3124, 20222012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222012-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222012-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222023-42.” The Series 20222023-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222023-4 4.952 4.80% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222023-4 5.232 5.12% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222023-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222023-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222023-4 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20222023-4 2 shall be an Excess Allocation Series. Series 20222023-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222023-4 2 shall be the December 2022 July 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31June 30, 20222023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20222023-4 2 Certificates by issuing and selling additional Series 20222023-4 2 Certificates. Any additional Series 20222023-4 2 Certificates so issued shall be treated, for all purpose, like the Series 20222023-4 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20222023-4 2 shall be a Repurchase Reporting Series. . (f) Series 20222023-4 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222023-4 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222023-42.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222012-43.” The Series 20222012-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222012-4 4.95% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222012-4 5.23% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222012-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222012-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222012-4 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222012-4 3 shall be an Excess Allocation Series. Series 20222012-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222012-4 3 shall be the December 2022 September 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31August 25, 20222012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222012-4 3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222012-4.3

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2022-41.” The Series 2022-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2022-4 4.951 2.21% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2022-4 5.231 2.50% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2022-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2022-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2022-4 1 shall be included in Group I and shall be a Principal Sharing Series. Series 2022-4 1 shall be an Excess Allocation Series. Series 2022-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2022-4 1 shall be the December April 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November March 31, 2022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.1

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222008-46.” The Series 20222008-4 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222008-4 4.95% 6 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222008-4 5.23% 6 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222008-46” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222008-4 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222008-4 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222008-4 6 shall be an Excess Allocation Series. Series 20222008-4 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222008-4 6 shall be the December 2022 August 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31July 24, 20222008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222009-41.” The Series 20222009-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222009-4 4.95% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222009-4 5.23% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222009-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222009-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222009-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222009-4 1 shall be an Excess Allocation Series. Series 20222009-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222009-4 1 shall be the December 2022 July 2009 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31June 25, 20222009. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222014-43.” The Series 20222014-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222014-4 4.953 1.49% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222014-4 5.233 1.73% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222014-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222014-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222014-4 3 shall be included in Group I and shall be a Principal Sharing Series. Series 20222014-4 3 shall be an Excess Allocation Series. Series 20222014-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222014-4 3 shall be the December 2022 October 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31September 24, 20222014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222015-41.” The Series 20222015-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222015-4 4.95% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222015-4 5.23% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222015-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222015-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222015-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222015-4 1 shall be an Excess Allocation Series. Series 20222015-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222015-4 1 shall be the December 2022 August 2015 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November July 31, 20222015. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222015-4 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222015-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222011-41.” The Series 20222011-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222011-4 4.95% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222011-4 5.23% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222011-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222011-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222011-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222011-4 1 shall be an Excess Allocation Series. Series 20222011-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222011-4 1 shall be the December 2022 November 2011 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31October 25, 20222011. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222014-4.” The Series 20222014-4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222014-4 4.951.43% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222014-4 5.231.62% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222014-4” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222014-4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222014-4 shall be included in Group I and shall be a Principal Sharing Series. Series 20222014-4 shall be an Excess Allocation Series. Series 20222014-4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222014-4 shall be the December 2022 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 3124, 20222014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222007-43.” The Series 20222007-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222007-4 4.95% 3 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222007-4 5.23% 3 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222007-43” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222007-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222007-4 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222007-4 3 shall be an Excess Allocation Series. Series 20222007-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222007-4 3 shall be the December 2022 April 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31March 26, 20222007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222012-42.” The Series 20222012-4 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222012-4 4.952 0.68% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222012-4 5.232 0.99% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222012-42” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222012-4 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222012-4 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20222012-4 2 shall be an Excess Allocation Series. Series 20222012-4 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222012-4 2 shall be the December 2022 September 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31August 25, 20222012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222012-4 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20222012-42.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222007-41.” The Series 20222007-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222007-4 4.95% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222007-4 5.23% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222007-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222007-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222007-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222007-4 1 shall be an Excess Allocation Series. Series 20222007-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222007-4 1 shall be the December 2022 March 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31February 24, 20222007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20222014-41.” The Series 20222014-4 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20222014-4 4.95% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20222014-4 5.23% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20222014-41” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20222014-4 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20222014-4 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20222014-4 1 shall be an Excess Allocation Series. Series 20222014-4 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20222014-4 1 shall be the December 2022 June 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include November 31May 25, 20222014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20222014-4 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20222014-41.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20221999-43.” " The Series 20221999-4 3 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20221999-4 4.95% 3 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20221999-4 5.23% 3 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20221999-4” 3" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20221999-4 3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20221999-4 3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20221999-4 3 shall be an Excess Allocation Series. Series 20221999-4 3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20221999-4 3 shall be the December 2022 June 1999 Distribution Date and the first Monthly Period shall begin on and include the Closing Date May 19, 1999, and end on and include November 31May 25, 20221999. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2022-4 Certificates by issuing and selling additional Series 2022-4 Certificates. Any additional Series 2022-4 Certificates so issued shall be treated, for all purpose, like the Series 2022-4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2022-4 shall be a Repurchase Reporting Series. (f) Series 2022-4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2022-4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2022-4.