Common use of Designation Clause in Contracts

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2025-3.” The Series 2025-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2025-3 4.51% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2025-3 4.83% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2025-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2025-3 shall be included in Group I and shall be a Principal Sharing Series. Series 2025-3 shall be an Excess Allocation Series. Series 2025-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2025-3 shall be the June 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31, 2025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252017-32.” The Series 20252017-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252017-3 4.51% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252017-3 4.83% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252017-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252017-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252017-3 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252017-3 2 shall be an Excess Allocation Series. Series 20252017-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252017-3 2 shall be the June 2025 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31February 28, 20252017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252017-3 2 Certificates by issuing and selling additional Series 20252017-3 2 Certificates. Any additional Series 20252017-3 2 Certificates so issued shall be treated, for all purpose, like the Series 20252017-3 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252017-3 2 shall be a Repurchase Reporting Series. (f) Series 20252017-3 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252017-3 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252017-32.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2025-32.” The Series 2025-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2025-3 4.512 4.28% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2025-3 4.832 4.59% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2025-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2025-3 2 shall be included in Group I and shall be a Principal Sharing Series. Series 2025-3 2 shall be an Excess Allocation Series. Series 2025-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2025-3 2 shall be the June 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31, 2025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 2 Certificates by issuing and selling additional Series 2025-3 2 Certificates. Any additional Series 2025-3 2 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 2 shall be a Repurchase Reporting Series. . (f) Series 2025-3 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-32.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252017-37.” The Series 20252017-3 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252017-3 4.517 2.35% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252017-3 4.837 2.54% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252017-37” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252017-3 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252017-3 7 shall be included in Group I and shall be a Principal Sharing Series. Series 20252017-3 7 shall be an Excess Allocation Series. Series 20252017-3 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252017-3 7 shall be the June 2025 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May October 31, 20252017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252017-3 7 Certificates by issuing and selling additional Series 20252017-3 7 Certificates. Any additional Series 20252017-3 7 Certificates so issued shall be treated, for all purpose, like the Series 20252017-3 7 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252017-3 7 shall be a Repurchase Reporting Series. (f) Series 20252017-3 7 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252017-3 7 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252017-37.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252024-32.” The Series 20252024-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252024-3 4.512 5.24% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252024-3 4.832 5.51% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252024-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252024-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252024-3 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20252024-3 2 shall be an Excess Allocation Series. Series 20252024-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252024-3 2 shall be the June 2025 May 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31April 30, 20252024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252024-3 2 Certificates by issuing and selling additional Series 20252024-3 2 Certificates. Any additional Series 20252024-3 2 Certificates so issued shall be treated, for all purpose, like the Series 20252024-3 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252024-3 2 shall be a Repurchase Reporting Series. (f) Series 20252024-3 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252024-3 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252024-32.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252018-36.” The Series 20252018-3 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252018-3 4.516 3.06% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252018-3 4.836 3.25% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252018-36” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252018-3 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252018-3 6 shall be included in Group I and shall be a Principal Sharing Series. Series 20252018-3 6 shall be an Excess Allocation Series. Series 20252018-3 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252018-3 6 shall be the June 2025 August 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 20252018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252018-3 6 Certificates by issuing and selling additional Series 20252018-3 6 Certificates. Any additional Series 20252018-3 6 Certificates so issued shall be treated, for all purpose, like the Series 20252018-3 6 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252018-3 6 shall be a Repurchase Reporting Series. (f) Series 20252018-3 6 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252018-3 6 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252018-36.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252017-36.” The Series 20252017-3 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252017-3 4.516 2.04% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252017-3 4.836 2.20% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252017-36” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252017-3 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252017-3 6 shall be included in Group I and shall be a Principal Sharing Series. Series 20252017-3 6 shall be an Excess Allocation Series. Series 20252017-3 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252017-3 6 shall be the June 2025 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May October 31, 20252017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252017-3 6 Certificates by issuing and selling additional Series 20252017-3 6 Certificates. Any additional Series 20252017-3 6 Certificates so issued shall be treated, for all purpose, like the Series 20252017-3 6 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252017-3 6 shall be a Repurchase Reporting Series. (f) Series 20252017-3 6 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252017-3 6 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252017-36.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252017-34.” The Series 20252017-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252017-3 4.514 1.64% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252017-3 4.834 1.82% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252017-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252017-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252017-3 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20252017-3 4 shall be an Excess Allocation Series. Series 20252017-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252017-3 4 shall be the June 2025 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31, 20252017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252017-3 4 Certificates by issuing and selling additional Series 20252017-3 4 Certificates. Any additional Series 20252017-3 4 Certificates so issued shall be treated, for all purpose, like the Series 20252017-3 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252017-3 4 shall be a Repurchase Reporting Series. (f) Series 20252017-3 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252017-3 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252017-34.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252023-3.” The Series 20252023-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252023-3 4.515.23% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252023-3 4.835.52% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252023-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252023-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252023-3 shall be included in Group I and shall be a Principal Sharing Series. Series 20252023-3 shall be an Excess Allocation Series. Series 20252023-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252023-3 shall be the June 2025 October 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 30, 20252023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252023-3 Certificates by issuing and selling additional Series 20252023-3 Certificates. Any additional Series 20252023-3 Certificates so issued shall be treated, for all purpose, like the Series 20252023-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252023-3 shall be a Repurchase Reporting Series. (f) Series 20252023-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252023-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252023-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252017-3.” The Series 20252017-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252017-3 4.511.77% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252017-3 4.831.92% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252017-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252017-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252017-3 shall be included in Group I and shall be a Principal Sharing Series. Series 20252017-3 shall be an Excess Allocation Series. Series 20252017-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252017-3 shall be the June 2025 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31April 30, 20252017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252017-3 Certificates by issuing and selling additional Series 20252017-3 Certificates. Any additional Series 20252017-3 Certificates so issued shall be treated, for all purpose, like the Series 20252017-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252017-3 shall be a Repurchase Reporting Series. (f) Series 20252017-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252017-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252017-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252018-3.” The Series 20252018-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252018-3 4.51% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252018-3 4.83% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252018-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252018-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252018-3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252018-3 shall be an Excess Allocation Series. Series 20252018-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252018-3 shall be the June 2025 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May March 31, 20252018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252018-3 Certificates by issuing and selling additional Series 20252018-3 Certificates. Any additional Series 20252018-3 Certificates so issued shall be treated, for all purpose, like the Series 20252018-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252018-3 shall be a Repurchase Reporting Series. (f) Series 20252018-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252018-3 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252018-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252017-38.” The Series 20252017-3 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252017-3 4.51% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252017-3 4.83% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252017-38” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252017-3 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252017-3 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252017-3 8 shall be an Excess Allocation Series. Series 20252017-3 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252017-3 8 shall be the June 2025 November 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May October 31, 20252017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252017-3 8 Certificates by issuing and selling additional Series 20252017-3 8 Certificates. Any additional Series 20252017-3 8 Certificates so issued shall be treated, for all purpose, like the Series 20252017-3 8 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252017-3 8 shall be a Repurchase Reporting Series. (f) Series 20252017-3 8 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252017-3 8 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252017-38.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2025-31.” The Series 2025-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2025-3 4.511 4.56% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2025-3 4.831 4.96% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2025-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2025-3 1 shall be included in Group I and shall be a Principal Sharing Series. Series 2025-3 1 shall be an Excess Allocation Series. Series 2025-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2025-3 1 shall be the June March 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31February 28, 2025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 1 Certificates by issuing and selling additional Series 2025-3 1 Certificates. Any additional Series 2025-3 1 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 1 shall be a Repurchase Reporting Series. (f) Series 2025-3 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252022-32.” The Series 20252022-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252022-3 4.512 3.39% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252022-3 4.832 3.61% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252022-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252022-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252022-3 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20252022-3 2 shall be an Excess Allocation Series. Series 20252022-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252022-3 2 shall be the June 2025 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31, 20252022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252022-3 2 Certificates by issuing and selling additional Series 20252022-3 2 Certificates. Any additional Series 20252022-3 2 Certificates so issued shall be treated, for all purpose, like the Series 20252022-3 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252022-3 2 shall be a Repurchase Reporting Series. (f) Series 20252022-3 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252022-3 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252022-32.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252018-37.” The Series 20252018-3 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252018-3 4.51% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252018-3 4.83% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252018-37” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252018-3 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252018-3 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252018-3 7 shall be an Excess Allocation Series. Series 20252018-3 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252018-3 7 shall be the June 2025 August 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 20252018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252018-3 7 Certificates by issuing and selling additional Series 20252018-3 7 Certificates. Any additional Series 20252018-3 7 Certificates so issued shall be treated, for all purpose, like the Series 20252018-3 7 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252018-3 7 shall be a Repurchase Reporting Series. (f) Series 20252018-3 7 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252018-3 7 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252018-37.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252018-31.” The Series 20252018-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252018-3 4.511 2.67% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252018-3 4.831 2.82% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252018-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252018-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252018-3 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20252018-3 1 shall be an Excess Allocation Series. Series 20252018-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252018-3 1 shall be the June 2025 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May March 31, 20252018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252018-3 1 Certificates by issuing and selling additional Series 20252018-3 1 Certificates. Any additional Series 20252018-3 1 Certificates so issued shall be treated, for all purpose, like the Series 20252018-3 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252018-3 1 shall be a Repurchase Reporting Series. (f) Series 20252018-3 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252018-3 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252018-31.

Designation. (a) There is hereby created a Series of Investor Certificates Notes to be issued pursuant to the Agreement Indenture and this Indenture Supplement to be known as “American Express Credit Account Master Barclays Dryrock Issuance Trust, Series 20252015-32” or the “Series 2015-2 Notes.” The Series 20252015-3 Certificates 2 Notes shall be issued in two (2) Classes, the first of which shall be known as the “Class A Series 20252015-3 4.51% 2 Fixed Rate Asset Backed CertificatesNotes” and the second of which shall be known as the “Class B Series 20252015-3 4.83% 2 Fixed Rate Asset Backed CertificatesNotes.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which The Series 2015-2 Notes shall be known as due and payable on the “Collateral Interest, Series 2025-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this SupplementLegal Maturity Date. (b) The Series 20252015-3 2 Notes shall be secured by the Collateral. For the avoidance of doubt, the parties agree that the payment of principal and interest on the Series 2015-2 Notes shall be primarily based on the performance of the Receivables and, except for interest rate or currency mismatches between the Receivables and the Series 2015-2 Notes, shall not be contingent on market or credit events that are independent of such financial assets. (c) Series 2015-2 shall be a Shared Excess Available Finance Charge Collections Series and shall be included in Shared Excess Available Finance Charge Collections Group I One. Series 2015-2 shall be a Shared Excess Available Principal Collections Series and shall be a included in Shared Excess Available Principal Sharing SeriesCollections Group One. Other than as specified in this Section 2.01(c), Series 20252015-3 2 shall not be an Excess Allocation Series. in any other Group. (d) Series 20252015-3 2 shall not be subordinated to any other Series. Series of Notes. (e) Notwithstanding any provision in the Agreement Indenture or in this Indenture Supplement to the contrary, the first Distribution Payment Date with respect to Series 20252015-3 2 shall be the June 2025 Distribution Date July 2015 Payment Date, and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31June 30, 2025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series2015. (f) The Series 20252015-3 2 Notes shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect predominantly sold to any Rating Agency an affiliate (other than Standard & Poor’sa wholly-owned subsidiary consolidated for accounting and capital purposes with BBD) then rating Series 2025-3or insider of BBD.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252019-32.” The Series 20252019-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252019-3 4.512 2.67% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252019-3 4.832 2.86% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252019-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252019-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252019-3 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20252019-3 2 shall be an Excess Allocation Series. Series 20252019-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252019-3 2 shall be the June 2025 May 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31April 30, 20252019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252019-3 2 Certificates by issuing and selling additional Series 20252019-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.2

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252018-34.” The Series 20252018-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252018-3 4.514 2.99% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252018-3 4.834 3.18% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252018-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252018-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252018-3 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20252018-3 4 shall be an Excess Allocation Series. Series 20252018-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252018-3 4 shall be the June 2025 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31, 20252018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252018-3 4 Certificates by issuing and selling additional Series 20252018-3 4 Certificates. Any additional Series 20252018-3 4 Certificates so issued shall be treated, for all purpose, like the Series 20252018-3 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252018-3 4 shall be a Repurchase Reporting Series. (f) Series 20252018-3 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252018-3 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252018-34.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252018-35.” The Series 20252018-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252018-3 4.51% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252018-3 4.83% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252018-35” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252018-3 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252018-3 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252018-3 5 shall be an Excess Allocation Series. Series 20252018-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252018-3 5 shall be the June 2025 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31, 20252018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252018-3 5 Certificates by issuing and selling additional Series 20252018-3 5 Certificates. Any additional Series 20252018-3 5 Certificates so issued shall be treated, for all purpose, like the Series 20252018-3 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252018-3 5 shall be a Repurchase Reporting Series. (f) Series 20252018-3 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252018-3 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252018-35.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252018-38.” The Series 20252018-3 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252018-3 4.518 3.18% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252018-3 4.838 3.35% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252018-38” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252018-3 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252018-3 8 shall be included in Group I and shall be a Principal Sharing Series. Series 20252018-3 8 shall be an Excess Allocation Series. Series 20252018-3 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252018-3 8 shall be the June 2025 October 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 30, 20252018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252018-3 8 Certificates by issuing and selling additional Series 20252018-3 8 Certificates. Any additional Series 20252018-3 8 Certificates so issued shall be treated, for all purpose, like the Series 20252018-3 8 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252018-3 8 shall be a Repurchase Reporting Series. (f) Series 20252018-3 8 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252018-3 8 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252018-38.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252024-3.” The Series 20252024-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252024-3 4.514.65% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252024-3 4.835.08% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252024-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252024-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252024-3 shall be included in Group I and shall be a Principal Sharing Series. Series 20252024-3 shall be an Excess Allocation Series. Series 20252024-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252024-3 shall be the June 2025 August 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 20252024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252024-3 Certificates by issuing and selling additional Series 20252024-3 Certificates. Any additional Series 20252024-3 Certificates so issued shall be treated, for all purpose, like the Series 20252024-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252024-3 shall be a Repurchase Reporting Series. (f) Series 20252024-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252024-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252024-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252021-31.” The Series 20252021-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252021-3 4.511 0.90% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252021-3 4.831 1.10% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252021-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252021-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252021-3 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20252021-3 1 shall be an Excess Allocation Series. Series 20252021-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252021-3 1 shall be the June 2025 December 2021 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31November 30, 20252021. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252021-3 1 Certificates by issuing and selling additional Series 20252021-3 1 Certificates. Any additional Series 20252021-3 1 Certificates so issued shall be treated, for all purpose, like the Series 20252021-3 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252021-3 1 shall be a Repurchase Reporting Series. (f) Series 20252021-3 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252021-3 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252021-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252019-3.” The Series 20252019-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252019-3 4.512.00% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252019-3 4.832.20% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252019-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252019-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252019-3 shall be included in Group I and shall be a Principal Sharing Series. Series 20252019-3 shall be an Excess Allocation Series. Series 20252019-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252019-3 shall be the June 2025 October 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 30, 20252019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252019-3 Certificates by issuing and selling additional Series 20252019-3 Certificates. Any additional Series 20252019-3 Certificates so issued shall be treated, for all purpose, like the Series 20252019-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252019-3 shall be a Repurchase Reporting Series. (f) Series 20252019-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252019-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252019-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252022-3.” The Series 20252022-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252022-3 4.513.75% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252022-3 4.834.07% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252022-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252022-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252022-3 shall be included in Group I and shall be a Principal Sharing Series. Series 20252022-3 shall be an Excess Allocation Series. Series 20252022-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252022-3 shall be the June 2025 September 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May August 31, 20252022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252022-3 Certificates by issuing and selling additional Series 20252022-3 Certificates. Any additional Series 20252022-3 Certificates so issued shall be treated, for all purpose, like the Series 20252022-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252022-3 shall be a Repurchase Reporting Series. (f) Series 20252022-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252022-3 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252022-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252018-32.” The Series 20252018-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252018-3 4.512 3.01% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252018-3 4.832 3.18% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252018-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252018-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252018-3 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20252018-3 2 shall be an Excess Allocation Series. Series 20252018-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252018-3 2 shall be the June 2025 April 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May March 31, 20252018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252018-3 2 Certificates by issuing and selling additional Series 20252018-3 2 Certificates. Any additional Series 20252018-3 2 Certificates so issued shall be treated, for all purpose, like the Series 20252018-3 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252018-3 2 shall be a Repurchase Reporting Series. (f) Series 20252018-3 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252018-3 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252018-32.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252019-34.” The Series 20252019-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252019-3 4.51% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252019-3 4.83% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252019-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252019-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252019-3 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252019-3 4 shall be an Excess Allocation Series. Series 20252019-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252019-3 4 shall be the June 2025 October 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 30, 20252019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252019-3 4 Certificates by issuing and selling additional Series 20252019-3 4 Certificates. Any additional Series 20252019-3 4 Certificates so issued shall be treated, for all purpose, like the Series 20252019-3 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252019-3 4 shall be a Repurchase Reporting Series. (f) Series 20252019-3 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252019-3 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252019-34.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252022-34.” The Series 20252022-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252022-3 4.514 4.95% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252022-3 4.834 5.23% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252022-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252022-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252022-3 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20252022-3 4 shall be an Excess Allocation Series. Series 20252022-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252022-3 4 shall be the June 2025 December 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May November 31, 20252022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252022-3 4 Certificates by issuing and selling additional Series 20252022-3 4 Certificates. Any additional Series 20252022-3 4 Certificates so issued shall be treated, for all purpose, like the Series 20252022-3 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252022-3 4 shall be a Repurchase Reporting Series. (f) Series 20252022-3 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252022-3 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252022-34.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252024-31.” The Series 20252024-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252024-3 4.511 5.23% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252024-3 4.831 5.50% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252024-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252024-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252024-3 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20252024-3 1 shall be an Excess Allocation Series. Series 20252024-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252024-3 1 shall be the June 2025 May 2024 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31April 30, 20252024. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252024-3 1 Certificates by issuing and selling additional Series 20252024-3 1 Certificates. Any additional Series 20252024-3 1 Certificates so issued shall be treated, for all purpose, like the Series 20252024-3 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252024-3 1 shall be a Repurchase Reporting Series. (f) Series 20252024-3 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252024-3 1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252024-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252023-34.” The Series 20252023-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252023-3 4.514 5.15% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252023-3 4.834 5.46% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252023-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252023-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252023-3 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20252023-3 4 shall be an Excess Allocation Series. Series 20252023-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252023-3 4 shall be the June 2025 October 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 30, 20252023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252023-3 4 Certificates by issuing and selling additional Series 20252023-3 4 Certificates. Any additional Series 20252023-3 4 Certificates so issued shall be treated, for all purpose, like the Series 20252023-3 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252023-3 4 shall be a Repurchase Reporting Series. . (f) Series 20252023-3 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252023-3 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252023-34.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252018-39.” The Series 20252018-3 9 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252018-3 4.51% 9 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252018-3 4.83% 9 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252018-39” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252018-3 9 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252018-3 9 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252018-3 9 shall be an Excess Allocation Series. Series 20252018-3 9 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252018-3 9 shall be the June 2025 October 2018 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 30, 20252018. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252018-3 9 Certificates by issuing and selling additional Series 20252018-3 9 Certificates. Any additional Series 20252018-3 9 Certificates so issued shall be treated, for all purpose, like the Series 20252018-3 9 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252018-3 9 shall be a Repurchase Reporting Series. (f) Series 20252018-3 9 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252018-3 9 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252018-39.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252017-31.” The Series 20252017-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252017-3 4.511 1.93% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252017-3 4.831 2.10% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252017-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252017-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252017-3 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20252017-3 1 shall be an Excess Allocation Series. Series 20252017-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252017-3 1 shall be the June 2025 March 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31February 28, 20252017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252017-3 1 Certificates by issuing and selling additional Series 20252017-3 1 Certificates. Any additional Series 20252017-3 1 Certificates so issued shall be treated, for all purpose, like the Series 20252017-3 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252017-3 1 shall be a Repurchase Reporting Series. (f) Series 20252017-3 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252017-3 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252017-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252019-31.” The Series 20252019-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252019-3 4.511 2.87% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252019-3 4.831 3.07% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252019-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252019-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252019-3 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20252019-3 1 shall be an Excess Allocation Series. Series 20252019-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252019-3 1 shall be the June 2025 March 2019 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31February 28, 20252019. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252019-3 1 Certificates by issuing and selling additional Series 20252019-3 1 Certificates. Any additional Series 20252019-3 1 Certificates so issued shall be treated, for all purpose, like the Series 20252019-3 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252019-3 1 shall be a Repurchase Reporting Series. (f) Series 20252019-3 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252019-3 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252019-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20252000-34.” " The Series 20252000-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20252000-3 4.51% 4 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20252000-3 4.83% 4 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20252000-3” 4" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252000-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252000-3 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252000-3 4 shall be an Excess Allocation Series. Series 20252000-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252000-3 4 shall be the June 2025 July 2000 Distribution Date and the first Monthly Period shall begin on and include the Closing Date Date, and end on and include May 31July 24, 20252000. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252008-35.” The Series 20252008-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252008-3 4.51% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252008-3 4.83% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252008-35” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252008-3 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252008-3 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252008-3 5 shall be an Excess Allocation Series. Series 20252008-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252008-3 5 shall be the June 2025 July 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31June 24, 20252008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252013-32.” The Series 20252013-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252013-3 4.51% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252013-3 4.83% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252013-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252013-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252013-3 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252013-3 2 shall be an Excess Allocation Series. Series 20252013-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252013-3 2 shall be the June 2025 December 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31November 24, 20252013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252013-3 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252013-32.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252010-31.” The Series 20252010-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252010-3 4.51% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252010-3 4.83% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252010-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252010-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252010-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252010-3 1 shall be an Excess Allocation Series. Series 20252010-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252010-3 1 shall be the June 2025 2010 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 3125, 20252010. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252011-32.” The Series 20252011-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252011-3 4.51% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252011-3 4.83% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252011-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252011-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252011-3 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252011-3 2 shall be an Excess Allocation Series. Series 20252011-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252011-3 2 shall be the June 2025 December 2011 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31November 24, 20252011. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252023-31.” The Series 20252023-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252023-3 4.511 4.87% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252023-3 4.831 5.12% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252023-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252023-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252023-3 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20252023-3 1 shall be an Excess Allocation Series. Series 20252023-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252023-3 1 shall be the June 2025 July 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31June 30, 20252023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252023-3 1 Certificates by issuing and selling additional Series 20252023-3 1 Certificates. Any additional Series 20252023-3 1 Certificates so issued shall be treated, for all purpose, like the Series 20252023-3 1 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252023-3 1 shall be a Repurchase Reporting Series. (f) Series 20252023-3 1 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252023-3 1 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252023-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252013-3.” The Series 20252013-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252013-3 4.510.98% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252013-3 4.831.28% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252013-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252013-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252013-3 shall be included in Group I and shall be a Principal Sharing Series. Series 20252013-3 shall be an Excess Allocation Series. Series 20252013-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252013-3 shall be the June 2025 December 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31November 24, 20252013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252013-3 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252013-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252022-31.” The Series 20252022-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252022-3 4.511 2.21% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252022-3 4.831 2.50% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252022-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252022-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252022-3 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20252022-3 1 shall be an Excess Allocation Series. Series 20252022-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252022-3 1 shall be the June 2025 April 2022 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May March 31, 20252022. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252022-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.1

Designation. (a) There is hereby created a Series of Investor Certificates Securities to be issued pursuant to the Agreement and this Series Supplement to be known generally as “American Express Credit Account Master Trust, the "Series 2025[-3] Securities.” " The Series 2025[-3 Certificates ] Securities shall be issued in two Classes, the first of which shall be known designated generally as the “Floating Rate Asset Backed Securities, Series [-], Class A Series 2025-3 4.51% (the "Class A Securities"), and the Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Securities, Series [-], Class B Series 2025-3 4.83% Asset Backed Certificates.” (the "Class B Securities"). In addition, there is hereby created a third Class of an uncertificated interests interest in the Trust which shall be known as the “Collateral Interest, Series 2025-3” and which shall be deemed to be “an "Investor Certificates” Security" for all purposes under the Agreement and this Supplement other than for purposes Series Supplement, except as expressly provided herein, and which shall be known as the Excess Collateral, Series [-] (the "Excess Collateral"). (b) The Excess Collateral Holder, as holder of the definition of the term “Tax Opinion” in Section 1.01 of an "Investor Security" under the Agreement. The Collateral Interest , shall be considered a Class of Series 2025-3 for all purposes entitled to the benefits of the Agreement and this Supplement, including for purposes Series Supplement upon payment by the Excess Collateral Holder of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2025-3 shall be included in Group I and shall be a Principal Sharing Series. Series 2025-3 shall be an Excess Allocation Series. Series 2025-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 2025-3 shall be the June 2025 Distribution Date and the first Monthly Period shall begin amount owing on and include the Closing Date as agreed to by the Transferor and end on and include May 31the Excess Collateral Holder. Notwithstanding the foregoing, 2025. (c) Except except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of the Registered Certificates Securities and the provisions of subsection 6.9(b) of the Agreement with respect to the effect that a newly issued series of Investor Securities will be treated as debt for Federal income tax purposes shall not be applicable to the Excess Collateral Interest, and (ii) the provisions of Section 3.07 3.7 of the Agreement shall not apply to cause the Excess Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsintends and, and together with the Excess Collateral Interest Holder, agree agrees to treat the Excess Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252012-3.” The Series 20252012-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252012-3 4.51% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252012-3 4.83% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252012-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252012-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252012-3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252012-3 shall be an Excess Allocation Series. Series 20252012-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252012-3 shall be the June 2025 September 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31August 25, 20252012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252012-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252012-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252011-31.” The Series 20252011-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252011-3 4.51% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252011-3 4.83% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252011-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252011-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252011-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252011-3 1 shall be an Excess Allocation Series. Series 20252011-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252011-3 1 shall be the June 2025 November 2011 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31October 25, 20252011. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account "Providian Master Trust, Asset Backed Certificates, Series 20251997-32.” The " Series 20251997-3 Certificates 2 shall be issued in two Classesconsist of three Classes of Investor Certificates, the first of which shall be in certificated form and shall be known as the “"Providian Master Trust, Floating Rate Class A Series 2025Asset-3 4.51% Asset Backed Certificates” and , Series 1997-2" (the "Class A Certificates"), the second of which shall be known as the “Class B Series 2025-3 4.83% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which certificated form and shall be known as "Providian Master Trust, Floating Rate Class B Asset Backed Certificates, Series 1997-2" (the “"Class B Certificates") and the third of which shall be in uncertificated form and shall be known as "Providian Master Trust, Collateral Interest, Series 20251997-3” and which 2" (the "Collateral Interest"). In connection with the issuance of the Collateral Interest, the Trustee is hereby directed to enter into the Collateral Agreement. (b) Series 1997-2 shall be deemed included in Group One. Notwithstanding any other provision to the contrary in the Agreement or in this Supplement, the first Distribution Date with respect to Series 1997-2 shall be “the April 1997 Distribution Date. (c) The Class A Certificates and the Class B Certificates are "Investor Certificates” " and the Class A Certificateholders and the Class B Certificateholders are "Investor Certificateholders" for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the AgreementSupplement. The Collateral Interest shall be considered a Class of Series 2025-3 for all purposes of deemed to be an "Investor Certificate" and the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be an "Investor Certificateholder" for all purposes under the Agreement and this Supplement, except where expressly stated to the contrary. The Class A Certificates, the Class B Certificates and the Collateral Interest together shall constitute the "Certificateholders' Interest" with respect to Series Enhancer 1997-2 for all purposes under the Agreement and this Supplement. (bd) Series 2025-3 shall be included in Group I and shall be a Principal Sharing Series. Series 2025-3 shall be an Excess Allocation Series. Series 2025-3 shall not be subordinated to In the event that any other Series. Notwithstanding any term or provision contained herein or in the Collateral Agreement shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement to or the contraryCollateral Agreement, as the first Distribution Date with respect to Series 2025-3 case may be, shall be the June 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31, 2025govern. (ce) Except The Collateral Interest Holder, as holder of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates contained in Article VI and Article XII of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252008-38.” The Series 20252008-3 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252008-3 4.51% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252008-3 4.83% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252008-38” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252008-3 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252008-3 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252008-3 8 shall be an Excess Allocation Series. Series 20252008-3 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252008-3 8 shall be the June 2025 October 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 24, 20252008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252014-34.” The Series 20252014-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252014-3 4.514 1.43% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252014-3 4.834 1.62% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252014-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252014-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252014-3 4 shall be included in Group I and shall be a Principal Sharing Series. Series 20252014-3 4 shall be an Excess Allocation Series. Series 20252014-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252014-3 4 shall be the June 2025 December 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31November 24, 20252014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252012-35.” The Series 20252012-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252012-3 4.515 0.59% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252012-3 4.835 0.77% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252012-35” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252012-3 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252012-3 5 shall be included in Group I and shall be a Principal Sharing Series. Series 20252012-3 5 shall be an Excess Allocation Series. Series 20252012-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252012-3 5 shall be the June 2025 December 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31November 24, 20252012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252012-3 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252012-35.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252007-31.” The Series 20252007-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252007-3 4.51% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252007-3 4.83% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252007-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252007-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252007-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252007-3 1 shall be an Excess Allocation Series. Series 20252007-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252007-3 1 shall be the June 2025 March 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31February 24, 20252007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account "AT&T Universal Card Master Trust, Series 20251997-31.” " The Series 20251997-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20251997-3 4.51% 1 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20251997-3 4.83% 1 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2025-3” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement (other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement) and which shall be known as the "Collateral Interest, Series 1997- 1. The Collateral Interest shall be considered a Class of Series 20251997-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20251997-3 1 shall be included in Group I and shall be a Principal Sharing Series. Series 20251997-3 1 shall be an Excess Allocation Series. Series 20251997-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in 6 this Supplement to the contrary, the first Distribution Date with respect to Series 20251997-3 1 shall be the June 2025 1997 Distribution Date and the first Monthly Period shall begin on and include the Closing Date May 1, 1997 and end on and include May 31, 20251997. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252008-34.” The Series 20252008-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252008-3 4.51% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252008-3 4.83% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252008-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252008-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252008-3 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252008-3 4 shall be an Excess Allocation Series. Series 20252008-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252008-3 4 shall be the June 2025 May 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31April 24, 20252008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "Travelers Bank Credit Account Card Master TrustTrust I, Series 20251998-31.” " The Series 2025-3 of Investor Certificates created hereby shall be issued in two three Classes, the . The first of which Class shall be known as the “"Class A Series 2025-3 4.516.00% Asset Backed Certificates” and , Series 1998-1," the second of which Class shall be known as the “"Class B Series 2025-3 4.83% Asset Backed Certificates.” In addition, there is hereby created a Series 1998-1" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Asset Backed Interests, Series 20251998-3” 1." Except as expressly provided herein, the Class B Certificates and which the Class C Interests shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes and shall be in uncertificated form. Notwithstanding anything to the contrary in the Agreement, (i) none of the definition of Class B Certificateholders or the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Class C Interest Holders shall be considered a Class of Series 2025-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this SupplementSeries 1998-1. (b) Series 20251998-3 1 shall be included in Group I and One. Series 1998-1 shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20251998-3 1 shall be an Excess Allocation SeriesSeries with respect to Group One only. Series 20251998-3 1 shall be entitled to share Excess Transferor Finance Charge Collections and Shared Transferor Principal Collections. Series 1998-1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20251998-3 1 shall be the June 2025 April 15, 1998 Distribution Date, and references herein to the Monthly Period relating to the April 15, 1998 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and end on and include May through March 31, 20251998. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Class B Certificateholders and the Class C Interest Holders, as holders of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) Class B Certificates or the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252008-39.” The Series 20252008-3 9 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252008-3 4.51% 9 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252008-3 4.83% 9 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252008-39” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252008-3 9 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252008-3 9 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252008-3 9 shall be an Excess Allocation Series. Series 20252008-3 9 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252008-3 9 shall be the June 2025 October 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 24, 20252008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252007-36.” The Series 20252007-3 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252007-3 4.51% 6 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252007-3 4.83% 6 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252007-36” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252007-3 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252007-3 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252007-3 6 shall be an Excess Allocation Series. Series 20252007-3 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252007-3 6 shall be the June 2025 August 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31July 24, 20252007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2025-34.” The Series 2025-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2025-3 4.514 4.30% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2025-3 4.834 4.69% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2025-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2025-3 4 shall be included in Group I and shall be a Principal Sharing Series. Series 2025-3 4 shall be an Excess Allocation Series. Series 2025-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 2025-3 4 shall be the June August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 2025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 4 Certificates by issuing and selling additional Series 2025-3 4 Certificates. Any additional Series 2025-3 4 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 4 shall be a Repurchase Reporting Series. . (f) Series 2025-3 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-34.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252007-38.” The Series 20252007-3 8 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252007-3 4.51% 8 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252007-3 4.83% 8 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252007-38” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252007-3 8 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252007-3 8 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252007-3 8 shall be an Excess Allocation Series. Series 20252007-3 8 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252007-3 8 shall be the June 2025 November 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31October 24, 20252007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252013-31.” The Series 20252013-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252013-3 4.51% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252013-3 4.83% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252013-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252013-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252013-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252013-3 1 shall be an Excess Allocation Series. Series 20252013-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252013-3 1 shall be the June 2025 August 2013 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31July 25, 20252013. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252013-3 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252013-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express the "Chevy Chase Master Credit Account Master TrustCard Trust II, Series 20251996-3.” C." The Series 2025-3 of Investor Certificates created hereby shall be issued in two three Classes, the first of which shall be known as the “"Class A Series 2025-3 4.51% Floating Rate Asset Backed Certificates” and , Series 1996-C," the second of which shall be known as the “"Class B Series 2025-3 4.83% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a Series 1996-C" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Floating Rate Asset Backed Interests, Series 20251996-3” and which C." Except as expressly provided herein, the Class C Interests shall be deemed to be “"Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer " for all purposes under the Agreement and this Supplement. The Class C Interests shall be issued in uncertificated form. Notwithstanding anything to the contrary in the Agreement, (i) none of the Class B Certificateholders or the Class C Interest Holders shall be deemed to be a Series Enhancer for Series 1996-C and (ii) the Cash Collateral Depositor or the Spread Account Residual Interest Holder shall be deemed to be a Series Enhancer only if such Person is not a Transferor, the Servicer or an Affiliate thereof. (b) Series 20251996-3 C shall be included in Group I and shall be a Principal Sharing Series. Series 20251996-3 shall be an Excess Allocation Series. Series 2025-3 C shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20251996-3 C shall be the June 2025 February 1997 Distribution Date and the first Monthly Period shall begin on and include be the period from the Closing Date and end on and include May until January 31, 20251997. (c) Except The Class C Interest Holders, as holders of "Investor Certificates" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement (including the Class C Supplemental Agreement). Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, form, execution, authentication, delivery, presentation, cancellation cancellation, exchange, disposal and surrender of Registered Certificates shall not be applicable apply to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2025-35.” The Series 2025-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2025-3 5 4.51% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2025-3 4.835 4.90% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2025-35” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2025-3 5 shall be included in Group I and shall be a Principal Sharing Series. Series 2025-3 5 shall be an Excess Allocation Series. Series 2025-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the Closing Date with respect to Series 2025-3 5 shall be the June August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 2025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 5 Certificates by issuing and selling additional Series 2025-3 5 Certificates. Any additional Series 2025-3 5 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 5 shall be a Repurchase Reporting Series. . (f) Series 2025-3 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-35.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Capital One Master Trust, Series 20252001-35.” The Series 20252001-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2025-3 4.515.30% Asset Backed Certificates, Series 2001-5” and the second of which shall be known as the “Class B Series 2025-3 4.83% Floating Rate Asset Backed Certificates, Series 2001-5.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which, except as expressly provided herein, shall be deemed to be “Investor Certificates” (and the Collateral Interest Holder shall be deemed to be an “Investor Certificateholder”) for all purposes under the Agreement and this Supplement and which shall be known as the “Collateral Interest, Series 20252001-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement5.” (b) Series 20252001-3 5 shall be included in Group I One and shall be a Principal Sharing Series. Series 20252001-3 shall be an Excess Allocation Series. Series 2025-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252001-3 5 shall be the June 2025 September 2001 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31, 2025Date. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Collateral Interest Holder, as holder of an “Investor Certificate” shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of “Tax Opinion” in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not apply to cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsSellers intend and, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252007-3.” The Series 20252007-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252007-3 4.51% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252007-3 4.83% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252007-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252007-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252007-3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252007-3 shall be an Excess Allocation Series. Series 20252007-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252007-3 shall be the June 2025 April 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31March 26, 20252007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20252005-31.” " The Series 20252005-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20252005-3 4.51% 1 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20252005-3 4.83% 1 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20252005-3” 1" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252005-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252005-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252005-3 1 shall be an Excess Allocation Series. Series 20252005-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252005-3 1 shall be the June 2025 April 2005 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31March 27, 20252005. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express the "Chevy Chase Master Credit Account Master TrustCard Trust II, Series 20251996-3.” A." The Series 2025-3 of Investor Certificates created hereby shall be issued in two three Classes, the first of which shall be known as the “"Class A Series 2025-3 4.51% Floating Rate Asset Backed Certificates” and , Series 1996-A," the second of which shall be known as the “"Class B Series 2025-3 4.83% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a Series 1996-A" and the third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest"Class C Floating Rate Asset Backed Interests, Series 20251996-3” and which A." Except as expressly provided herein, the Class C Interests shall be deemed to be “"Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer " for all purposes under the Agreement and this Supplement. The Class C Interests shall be issued in uncertificated form. Notwithstanding anything to the contrary in the Agreement, (i) none of the Class B Certificateholders or the Class C Interest Holders shall be deemed to be a Series Enhancer for Series 1996-A and (ii) the Cash Collateral Depositor or the Spread Account Residual Interest Holders shall be deemed to be a Series Enhancer only if such Person is not a Transferor, the Servicer or an Affiliate thereof. (b) Series 20251996-3 A shall be included in Group I and shall be a Principal Sharing Series. Series 20251996-3 shall be an Excess Allocation Series. Series 2025-3 A shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20251996-3 A shall be the June 2025 November 1996 Distribution Date and the first Monthly Period shall begin on and include be the period from the Closing Date and end on and include May until October 31, 20251996. (c) Except The Class C Interest Holders, as holders of "Investor Certificates" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement (including the Class C Supplemental Agreement). Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, form, execution, authentication, delivery, presentation, cancellation cancellation, exchange, disposal and surrender of Registered Certificates shall not be applicable apply to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the TrustClass C Interests. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2025-35.” The Series 2025-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2025-3 5 4.51% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2025-3 4.835 4.90% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2025-35” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2025-3 5 shall be included in Group I and shall be a Principal Sharing Series. Series 2025-3 5 shall be an Excess Allocation Series. Series 2025-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the closing date with respect to Series 2025-3 5 shall be the June August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 2025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 5 Certificates by issuing and selling additional Series 2025-3 5 Certificates. Any additional Series 2025-3 5 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 5 shall be a Repurchase Reporting Series. . (f) Series 2025-3 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 5 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-35.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252007-35.” The Series 20252007-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252007-3 4.51% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252007-3 4.83% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252007-35” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252007-3 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252007-3 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252007-3 5 shall be an Excess Allocation Series. Series 20252007-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252007-3 5 shall be the June 2025 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 3125, 20252007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252012-34.” The Series 20252012-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252012-3 4.51% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252012-3 4.83% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252012-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252012-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252012-3 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252012-3 4 shall be an Excess Allocation Series. Series 20252012-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252012-3 4 shall be the June 2025 December 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31November 24, 20252012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252012-3 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252012-3.4

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252014-31.” The Series 20252014-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252014-3 4.51% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252014-3 4.83% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252014-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252014-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252014-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252014-3 1 shall be an Excess Allocation Series. Series 20252014-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252014-3 1 shall be the June 2025 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 3125, 20252014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252014-3 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252014-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20251999-3.” " The Series 20251999-3 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20251999-3 4.51% Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20251999-3 4.83% Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20251999-3” " and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20251999-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20251999-3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20251999-3 shall be an Excess Allocation Series. Series 20251999-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20251999-3 shall be the June 2025 1999 Distribution Date and the first Monthly Period shall begin on and include the Closing Date May 19, 1999, and end on and include May 3125, 20251999. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252014-35.” The Series 20252014-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252014-3 4.51% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252014-3 4.83% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252014-35” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252014-3 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252014-3 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252014-3 5 shall be an Excess Allocation Series. Series 20252014-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252014-3 5 shall be the June 2025 December 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31November 24, 20252014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252012-31.” The Series 20252012-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252012-3 4.51% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252012-3 4.83% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252012-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252012-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252012-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252012-3 1 shall be an Excess Allocation Series. Series 20252012-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252012-3 1 shall be the June 2025 July 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31June 24, 20252012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252012-3 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252012-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20252001-36.” " The Series 20252001-3 6 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20252001-3 4.51% 6 Floating Rate Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20252001-3 4.83% 6 Floating Rate Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20252001-3” 6" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252001-3 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252001-3 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252001-3 6 shall be an Excess Allocation Series. Series 20252001-3 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252001-3 6 shall be the June 2025 July 2001 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31June 23, 20252001. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252007-34.” The Series 20252007-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252007-3 4.51% 4 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252007-3 4.83% 4 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252007-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252007-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252007-3 4 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252007-3 4 shall be an Excess Allocation Series. Series 20252007-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252007-3 4 shall be the June 2025 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 3125, 20252007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates Notes to be issued pursuant to the Agreement Indenture and this Indenture Supplement to be known as “American Express Credit Account Master Trust"HOUSEHOLD PRIVATE LABEL CREDIT CARD MASTER NOTE TRUST I, Series 2025SERIES 2001-32" or the "SERIES 2001-2 NOTES.” " The Series 20252001-3 Certificates 2 Notes shall be issued in two Classes, the first of which shall be known as the “Class "CLASS A Series 2025SERIES 2001-3 4.51% Asset Backed Certificates” 2 FIXED RATE ASSET BACKED NOTES" and the second of which shall be known as the “Class "CLASS B SERIES 2001-2 FLOATING RATE ASSET BACKED NOTES". The Series 20252001-3 4.83% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which 2 Notes shall be known as the “Collateral Interest, Series 2025-3” due and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be payable on the Series Enhancer for all purposes under the Agreement and this Supplement2001-2 Final Maturity Date. (b) Series 20252001-3 2 shall be included in Group I a Pool One Series and shall be a in Principal Sharing SeriesGroup One and Excess Finance Charge Sharing Group One, and shall not be in a Reallocation Group, Shared Enhancement Group or be allocated Shared Transferor Principal Collections. Series 20252001-3 shall be an Excess Allocation Series. Series 2025-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement Indenture or in this Indenture Supplement to the contrary, the first Distribution Date with respect to Series 20252001-3 2 shall be the June 2025 September 17, 2001 Distribution Date Date, and the first Monthly Due Period shall begin on and include the Closing Date August 1, 2001 and end on and include May August 31, 20252001. (c) Except as expressly provided hereinIn the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Indenture, (i) the terms and provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates this Indenture Supplement shall be controlling. All capitalized terms not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest otherwise defined herein are defined in the assets of Indenture, the Transfer and Servicing Agreement or the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252014-3.” The Series 20252014-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252014-3 4.511.49% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252014-3 4.831.73% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252014-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252014-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252014-3 shall be included in Group I and shall be a Principal Sharing Series. Series 20252014-3 shall be an Excess Allocation Series. Series 20252014-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252014-3 shall be the June 2025 October 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 24, 20252014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252015-31.” The Series 20252015-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252015-3 4.51% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252015-3 4.83% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252015-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252015-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252015-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252015-3 1 shall be an Excess Allocation Series. Series 20252015-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252015-3 1 shall be the June 2025 August 2015 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 20252015. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252015-3 1 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252015-31.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252012-32.” The Series 20252012-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252012-3 4.512 0.68% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252012-3 4.832 0.99% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252012-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252012-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252012-3 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20252012-3 2 shall be an Excess Allocation Series. Series 20252012-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252012-3 2 shall be the June 2025 September 2012 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31August 25, 20252012. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252012-3 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252012-32.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252014-32.” The Series 20252014-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252014-3 4.512 1.26% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252014-3 4.832 1.42% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252014-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252014-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252014-3 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20252014-3 2 shall be an Excess Allocation Series. Series 20252014-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252014-3 2 shall be the June 2025 August 2014 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31July 25, 20252014. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252014-3 2 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252014-32.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252007-32.” The Series 20252007-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252007-3 4.51% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252007-3 4.83% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252007-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252007-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252007-3 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252007-3 2 shall be an Excess Allocation Series. Series 20252007-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252007-3 2 shall be the June 2025 March 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31February 24, 20252007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252009-32.” The Series 20252009-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252009-3 4.51% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252009-3 4.83% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252009-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252009-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252009-3 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252009-3 2 shall be an Excess Allocation Series. Series 20252009-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252009-3 2 shall be the June 2025 October 2009 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31September 24, 20252009. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 2025-34.” The Series 2025-3 4 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 2025-3 4.514 4.30% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 2025-3 4.834 4.69% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 2025-34” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 2025-3 4 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 2025-3 4 shall be included in Group I and shall be a Principal Sharing Series. Series 2025-3 4 shall be an Excess Allocation Series. Series 2025-3 4 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date after the closing date with respect to Series 2025-3 4 shall be the June August 2025 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 2025. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 4 Certificates by issuing and selling additional Series 2025-3 4 Certificates. Any additional Series 2025-3 4 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 4 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 4 shall be a Repurchase Reporting Series. . (f) Series 2025-3 4 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 4 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-34.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252008-31.” The Series 20252008-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252008-3 4.51% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252008-3 4.83% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252008-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252008-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252008-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252008-3 1 shall be an Excess Allocation Series. Series 20252008-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252008-3 1 shall be the June 2025 February 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31January 25, 20252008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252008-36.” The Series 20252008-3 6 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252008-3 4.51% 6 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252008-3 4.83% 6 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252008-36” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252008-3 6 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252008-3 6 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252008-3 6 shall be an Excess Allocation Series. Series 20252008-3 6 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252008-3 6 shall be the June 2025 August 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31July 24, 20252008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252009-31.” The Series 20252009-3 1 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252009-3 4.51% 1 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252009-3 4.83% 1 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252009-31” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252009-3 1 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252009-3 1 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252009-3 1 shall be an Excess Allocation Series. Series 20252009-3 1 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252009-3 1 shall be the June 2025 July 2009 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31June 25, 20252009. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252008-32.” The Series 20252008-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252008-3 4.51% 2 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252008-3 4.83% 2 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252008-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252008-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252008-3 2 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252008-3 2 shall be an Excess Allocation Series. Series 20252008-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252008-3 2 shall be the June 2025 March 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31February 24, 20252008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252017-35.” The Series 20252017-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252017-3 4.51% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252017-3 4.83% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252017-35” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252017-3 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252017-3 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252017-3 5 shall be an Excess Allocation Series. Series 20252017-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252017-3 5 shall be the June 2025 August 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 20252017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for Table of Contents federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252017-3 5 Certificates by issuing and selling additional Series 20252017-3 5 Certificates. Any additional Series 20252017-3 5 Certificates so issued shall be treated, for all purpose, like the Series 20252017-3 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252017-3 5 shall be a Repurchase Reporting Series. (f) Series 20252017-3 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252017-3 5 with respect to any Rating Agency (other than Standard & Poor’s▇▇▇▇▇’▇) then rating Series 20252017-35.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252008-3.” The Series 20252008-3 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252008-3 4.51% Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252008-3 4.83% Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252008-3” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252008-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252008-3 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252008-3 shall be an Excess Allocation Series. Series 20252008-3 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252008-3 shall be the June 2025 May 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31April 24, 20252008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252017-35.” The Series 20252017-3 5 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252017-3 4.51% 5 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252017-3 4.83% 5 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252017-35” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252017-3 5 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252017-3 5 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252017-3 5 shall be an Excess Allocation Series. Series 20252017-3 5 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252017-3 5 shall be the June 2025 August 2017 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May July 31, 20252017. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for Table of Contents federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor Transferors may, from time to time, increase the amount of the Series 20252017-3 5 Certificates by issuing and selling additional Series 20252017-3 5 Certificates. Any additional Series 20252017-3 5 Certificates so issued shall be treated, for all purpose, like the Series 20252017-3 5 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252017-3 5 shall be a Repurchase Reporting Series. (f) Series 20252017-3 5 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252017-3 5 with respect to any Rating Agency (other than Standard & PoorMoody’s) then rating Series 20252017-35.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252023-32.” The Series 20252023-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252023-3 4.512 4.80% Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252023-3 4.832 5.12% Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252023-32” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252023-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252023-3 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20252023-3 2 shall be an Excess Allocation Series. Series 20252023-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252023-3 2 shall be the June 2025 July 2023 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31June 30, 20252023. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 20252023-3 2 Certificates by issuing and selling additional Series 20252023-3 2 Certificates. Any additional Series 20252023-3 2 Certificates so issued shall be treated, for all purpose, like the Series 20252023-3 2 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 20252023-3 2 shall be a Repurchase Reporting Series. . (f) Series 20252023-3 2 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 20252023-3 2 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 20252023-32.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252008-37.” The Series 20252008-3 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252008-3 4.51% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252008-3 4.83% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252008-37” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252008-3 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252008-3 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252008-3 7 shall be an Excess Allocation Series. Series 20252008-3 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252008-3 7 shall be the June 2025 September 2008 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31August 24, 20252008. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express Credit Account Master Trust, Series 20252007-37.” The Series 20252007-3 7 Certificates shall be issued in two Classes, the first of which shall be known as the “Class A Series 20252007-3 4.51% 7 Floating Rate Asset Backed Certificates” and the second of which shall be known as the “Class B Series 20252007-3 4.83% 7 Floating Rate Asset Backed Certificates.” In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “Collateral Interest, Series 20252007-37” and which shall be deemed to be “Investor Certificates” for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “Tax Opinion” in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20252007-3 7 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20252007-3 7 shall be included in Group I II and shall be a Principal Sharing Series. Series 20252007-3 7 shall be an Excess Allocation Series. Series 20252007-3 7 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20252007-3 7 shall be the June 2025 August 2007 Distribution Date and the first Monthly Period shall begin on and include the Closing Date and end on and include May 31July 24, 20252007. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intendsTransferors intend, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “American Express "ADVANTA Credit Account Card Master TrustTrust II, Series 20251998-3.” A." The Series 20251998-3 A Certificates shall be issued in two Classes, the . The first of which Class shall be known as the “"Class A Series 2025-3 4.51% Floating Rate Asset Backed Certificates” , Series 1998-A" and the second of which Class shall be known as the “"Class B Series 2025-3 4.83% Floating Rate Asset Backed Certificates.” , Series 1998-A." In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known which, except as the “Collateral Interestexpressly provided herein, Series 2025-3” and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than and shall be in uncertificated form and which shall be known as the "Collateral Interest, Series 1998-A." Solely for the purposes of the definition of the term “Tax Opinion” in Section 1.01 9.02(a) of the Agreement. The , the holders of interests in the Collateral Interest and the Cash Collateral Account shall each be considered deemed to be a Class of Series 2025-3 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreementseparate Class. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under Series 1998-A. Notwithstanding anything to the Agreement and this Supplement.contrary in the Agreement, the institution making the initial deposit to the Cash Collateral Account shall not be deemed to be a Series Enhancer for Series 1998-A. (b) Series 20251998-3 A shall be included in Group I and One. Series 1998-A shall be a Principal Sharing SeriesSeries with respect to Group One only. Series 20251998-3 shall be an Excess Allocation Series. Series 2025-3 A shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20251998-3 A shall be the June 2025 April 1998 Distribution Date, and references herein to the Monthly Period relating to the April 1998 Distribution Date and shall mean the first Monthly Period shall begin on and include period from the Closing Date and through the end on and include May 31, 2025of March 1998. (c) Except In the event that any term or provision contained herein shall conflict with or be inconsistent with any term or provision contained in the Agreement, the terms and provisions of this Supplement shall govern. (d) The Collateral Interest Holder, as holder of an "Investor Certificate" under the Agreement, shall be entitled to the benefits of the Agreement and this Supplement. Notwithstanding the foregoing, except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates and clauses (a) and (c) of the definition of "Tax Opinion" in Section 1.01 of the Agreement shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.

Designation. (a) There is hereby created a Series of Investor Certificates to be issued pursuant to the Agreement and this Supplement to be known as “"American Express Credit Account Master Trust, Series 20251999-32.” " The Series 20251999-3 2 Certificates shall be issued in two Classes, the first of which shall be known as the “"Class A Series 20251999-3 4.512 5.95% Asset Backed Certificates” " and the second of which shall be known as the “"Class B Series 20251999-3 4.832 6.10% Asset Backed Certificates.” " In addition, there is hereby created a third Class of uncertificated interests in the Trust which shall be known as the “"Collateral Interest, Series 20251999-3” 2" and which shall be deemed to be “"Investor Certificates” " for all purposes under the Agreement and this Supplement other than for purposes of the definition of the term “"Tax Opinion” " in Section 1.01 of the Agreement. The Collateral Interest shall be considered a Class of Series 20251999-3 2 for all purposes of the Agreement and this Supplement, including for purposes of voting concerning the liquidation of the Trust pursuant to Section 9.01 of the Agreement. The Collateral Interest Holder shall be deemed to be the Series Enhancer for all purposes under the Agreement and this Supplement. (b) Series 20251999-3 2 shall be included in Group I and shall be a Principal Sharing Series. Series 20251999-3 2 shall be an Excess Allocation Series. Series 20251999-3 2 shall not be subordinated to any other Series. Notwithstanding any provision in the Agreement or in this Supplement to the contrary, the first Distribution Date with respect to Series 20251999-3 2 shall be the June 2025 1999 Distribution Date and the first Monthly Period shall begin on and include the Closing Date Date, and end on and include May 3125, 20251999. (c) Except as expressly provided herein, (i) the provisions of Article VI and Article XII of the Agreement relating to the registration, authentication, delivery, presentation, cancellation and surrender of Registered Certificates shall not be applicable to the Collateral Interest, and (ii) the provisions of Section 3.07 of the Agreement shall not cause the Collateral Interest to be treated as debt for federal, state and local income and franchise tax purposes, but rather the Transferor intends, and together with the Collateral Interest Holder, agree to treat the Collateral Interest for federal, state and local income and franchise tax purposes as representing an equity interest in the assets of the Trust. (d) Pursuant to Section 6.03(c) of the Agreement, the Transferor may, from time to time, increase the amount of the Series 2025-3 Certificates by issuing and selling additional Series 2025-3 Certificates. Any additional Series 2025-3 Certificates so issued shall be treated, for all purpose, like the Series 2025-3 Certificates subject to the terms of the Agreement and this Supplement. (e) Series 2025-3 shall be a Repurchase Reporting Series. (f) Series 2025-3 shall be an Investor Communication Reporting Series. (g) In connection with the issuance of any future Series of Investor Certificates, notwithstanding subsection 6.03(b)(iv) of the Agreement, the Rating Agency Condition need not be satisfied for Series 2025-3 with respect to any Rating Agency (other than Standard & Poor’s) then rating Series 2025-3.