Common use of Determination of Monthly Principal Clause in Contracts

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on following the Monthly Period in which an amount equal to the Class A Investor Interest has been deposited paid in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)full, or and during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be has been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (A) during the "Revolving Period following any reduction of the Required Collateral Monthly Principal"), with respect Interest pursuant to clause (z) of the Controlled Accumulation Period, beginning with proviso in the Transfer Date on which definition thereof an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior over the Required Collateral Interest on such Transfer Date and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Accumulation Period or Rapid Amortization Period, an amount equal to the lesser of (1) the excess, if any, of the Collateral Interest (after taking into account any deposit into adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date and (2) the excess, if any, of (i) the Available Investor Principal Funding Account Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to for the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer first Distribution Date in with respect to the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Class A Expected Final Distribution Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an the full amount equal to of the Class A Investor Interest has been deposited Amount is on deposit in the Principal Funding Account (after taking into account any deposits or has been paid to be made on such Transfer Date)the Class A Certificateholders or, or during if earlier, the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution first Special Payment Date on which the Class A Investor Interest will be Amount is paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Class B Expected Final Distribution Date), the Controlled Deposit Amount for such Transfer Distribution Date (minus the portion of such Controlled Deposit Amount for such Distribution Date applied to Class A Monthly Principal with respect to on such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount Collateral Principal Commencement Date, shall be equal to the sum lesser of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iiiy) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date.

Determination of Monthly Principal. (aj) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (bk) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on following the Monthly Period in which an amount equal to the Class A Investor Interest has been deposited paid in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)full, or and during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be has been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (cl) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (A) during the "Revolving Period following any reduction of the Required Collateral Monthly Principal"), with respect Interest pursuant to clause (z) of the Controlled Accumulation Period, beginning with proviso in the Transfer Date on which definition thereof an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into over the Principal Funding Account Required Collateral Interest on such Transfer Date, and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Accumulation Period or Rapid Amortization Period an amount equal to the lesser of (1) the excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date, and (2) the excess, if any, of (i) the Available Investor Principal Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (A) during the "Revolving Period following any reduction of the Required Collateral Monthly Principal"), with respect Interest pursuant to clause (z) of the Controlled Accumulation Period, beginning with proviso in the Transfer Date on which definition thereof an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into over the Principal Funding Account Required Collateral Interest on such Transfer Date, and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Accumulation Period or the Rapid Amortization Period an amount equal to the lesser of (1) the excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date, and (2) the excess, if any, of (i) the Available Investor Principal Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date (the "Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. (a) The amount of ---------------------------------- monthly principal (the "Class A Monthly Principal") distributable from the ------------------------- Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly Principal") ------------------------- distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "Excess Collateral Monthly ------------------------- Principal") distributable from the Principal Account with respect to the Excess --------- Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Excess Collateral Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Excess Collateral Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Excess Collateral Interest Adjusted Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on following the Monthly Period in which an amount equal to the Class A Investor Interest has been deposited paid in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)full, or and during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be has been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (A) during the "Revolving Period following any reduction of the Required Collateral Monthly Principal")Interest pursuant to clause (z) of the proviso in the definition thereof, with respect to at the Controlled Accumulation Periodoption of the Transferor, beginning with the Transfer Date on which an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior over the Required Collateral Interest on such Transfer Date and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Accumulation Period or Rapid Amortization Period, an amount equal to the lesser of (1) the excess, if any, of the sum of the Collateral Interest (after taking into account any deposit into adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Principal Funding Account Required Collateral Interest on such Transfer Date, and (2) the excess, if any, of (i) the Available Investor Principal Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (aj) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (bk) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related such Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (cl) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (A) during the "Revolving Period following any reduction of the Required Collateral Monthly Principal"), with respect Interest pursuant to clause (z) of the Controlled Accumulation Period, beginning with proviso in the Transfer Date on which definition thereof an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into over the Principal Funding Account Required Collateral Interest on such Transfer Date, and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Accumulation Period or Rapid Amortization Period an amount equal to the lesser of (1) the excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date, and (2) the excess, if any, of (i) the Available Investor Principal Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal ("Class A Monthly Principal") distributable or available for deposit into the Principal Account from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Distribution Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid an Amortization Period begins, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit held in the Principal Collection Account and available for distribution with respect to such Transfer Distribution Date, (iiy) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Expected Payment Date, the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable or available for deposit into the Principal Account from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date (the "Class B Monthly Principal"), with respect relating to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution B Principal Commencement Date), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit held in the Principal Collection Account and available for distribution with respect to such Transfer Date (Distribution Date, minus the portion of such Available Investor Principal Collections amounts applied to Class A Monthly Principal on such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Expected Payment Date, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount amount, if any, of monthly principal ("Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Indebtedness Interest on each Transfer Distribution Date shall be equal to: (i) on any Distribution Date prior to the "Collateral Monthly Principal")payment in full of the Class B Certificates, the lesser of (x) the Available Principal Collections held in the Collection Account and available for distribution with respect to such Distribution Date minus the Controlled Accumulation Period, beginning with portion of Available Principal Collections held in the Transfer Collection Account and available for distribution as Class A Monthly Principal or Class B Monthly Principal on such Distribution Date on which an amount equal to the sum of and (iy) the Enhancement Surplus on such Distribution Date, provided that the Transferor shall have elected to pay such Collateral Monthly Principal (after giving effect to any increase in the amount held in the Cash Collateral Account or increase in the Class A D Investor Interest and Amount on such Distribution Date); and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be Certificates have been paid in full full, the lesser of (after taking into account payments x) the Available Principal Collections held in the Collection Account and available for distribution with respect to be made such Distribution Date minus the portion of such Available Principal Collections applied to any Class A Monthly Principal or Class B Monthly Principal on such Distribution Date and (y) the related Collateral Indebtedness Amount on such Distribution Date. (d) The amount of monthly principal ("Class D Monthly Principal") distributable with respect to the Class D Certificates on each Distribution Date, beginning with the Distribution Date on which the Collateral Indebtedness Amount has been paid in full, or prior thereto subject to the consent of the Enhancement Provider and otherwise subject to the satisfaction of the requirements of the Loan Agreement (and provided that such distribution would not require the Transferor to designate a Minimum Transferor Interest Percentage in accordance with Section C hereof), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit held in the Principal Collection Account with respect to such Transfer Distribution Date (minus the amount portion of such Available Investor Principal Collections applied to any Class A Monthly Principal and Principal, Class B Monthly Principal or Collateral Monthly Principal on such Transfer Distribution Date), (iiy) for each Transfer the Enhancement Surplus on such Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (minus z) the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted D Investor Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date (the "Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (A) during the "Revolving Period following any reduction of the Required Collateral Monthly Principal")Interest pursuant to clause (z) of the proviso in the definition thereof, with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into over the Principal Funding Account Required Collateral Interest on such Transfer Date, and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Accumulation Period, the Rapid Accumulation Period or the Rapid Amortization Period, an amount equal to the lesser of (1) the excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date, and (2) the excess, if any, of (i) the Available Investor Principal Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Distribution Date ("the “Class A Monthly Principal"”), beginning with the Transfer Distribution Date in the month following the month in which the Controlled Accumulation Amortization Period or, if earlier, the Rapid Accumulation Period or the Rapid Early Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Distribution Date, (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodAmortization Period prior to the Class A Expected Final Payment Date, the Class A Controlled Deposit Payment Amount for the Due Period related to such Transfer Distribution Date and (iii) the Class A Adjusted Investor Interest on such Distribution Date (after taking into account any adjustments to be made on such Transfer Distribution Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date). (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B M Certificates on each Transfer Distribution Date (the "“Class B M Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, ”) beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Distribution Date immediately preceding following the Distribution Date on which the Class A Investor Interest will be has been paid in full, and during the Early Amortization Period, beginning with the Distribution Date on which the Class A Investor Interest has been paid in full (after taking into account payments to be made on in either case, the related Distribution “Class M Principal Commencement Date”), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodAmortization Period beginning on the Class M Principal Commencement Date but prior to the Class M Expected Final Payment Date, the Class M Controlled Deposit Payment Amount for such Transfer Date (minus the Class A Monthly Principal with respect Due Period related to such Transfer Date) Distribution Date and (iii) the Class B Adjusted M Investor Interest (after taking into account any adjustments to be made on such Transfer Distribution Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest Class B Certificates on each Transfer Distribution Date (the "Collateral “Class B Monthly Principal"), with respect to the Controlled Accumulation Period, ”) beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Distribution Date immediately preceding following the Distribution Date on which the Class B A Investor Interest will be and the Class M Investor Interest have been paid in full, and during the Early Amortization Period, beginning with the Distribution Date on which the Class A Investor Interest and the Class M Investor Interest have been paid in full (after taking into account payments to be made on in either case, the related Distribution “Class B Principal Commencement Date”), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B M Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodAmortization Period beginning on the Class B Principal Commencement Date but prior to the Class B Expected Final Payment Date, the Class B Controlled Deposit Payment Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect Due Period related to such Transfer Date) Distribution Date and (iii) the Collateral Class B Investor Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Distribution Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (d) The amount of monthly principal distributable with respect to the Class C Certificates on each Distribution Date (the “Class C Monthly Principal”) shall be, beginning with the Distribution Date on which the Class B Investor Interest has been paid in full, an amount equal to the lesser of (i) the Available Principal Collections with respect to such Distribution Date (minus the portion of such Available Principal Collections applied to Class A Monthly Principal, Class M Monthly Principal and Class B Monthly Principal on such Distribution Date) and (ii) the Class C Investor Interest (after taking into account any adjustments to be made on such Distribution Date pursuant to Sections 4.10 and 4.12) on such Distribution Date. (e) The amount of monthly principal distributable with respect to the Class D-1 Certificates on each Distribution Date (the “Class D-1 Monthly Principal”) shall be, beginning with the Distribution Date on which the Class C Investor Interest has been paid in full, an amount equal to the lesser of (i) the Available Principal Collections with respect to such Distribution Date (minus the portion of such Available Principal Collections applied to Class A Monthly Principal, Class M Monthly Principal, Class B Monthly Principal and Class C Monthly Principal on such Distribution Date) and (ii) the Class D-1 Investor Interest (after taking into account any adjustments to be made on such Distribution Date pursuant to Sections 4.10 and 4.12) on such Distribution Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period begins or, if earlier, the Rapid Accumulation Period or Transfer Date following the commencement of the Rapid Amortization Period beginsPeriod, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to ) for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date after the one on which an amount equal to the Class A Adjusted Investor Interest has been deposited in the Principal Funding Account is reduced to zero (after taking into account any deposits to be made on such Transfer Date), or during and for the Rapid Amortization Period, Period beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (is reduced to zero, after taking into account giving effect to payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (i) the excess, if any, of (A) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date over (minus B) the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), if any, and (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.15) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (i) if any reduction of the "Required Collateral Monthly Principal"), with respect Interest has occurred pursuant to clause (z) of the Controlled Accumulation proviso in the definition thereof during the Revolving Period, beginning with the Transfer Date on which an amount equal to the sum lesser of (iA) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.15) prior to any deposit into over the Principal Funding Account Required Collateral Interest on such Transfer Date, and (B) the Available Investor Principal Collections on such Transfer Date or (ii) at all times during the Controlled Accumulation Period or Rapid Amortization Period, an amount equal to the lesser of (A) the excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.12 and 4.15) over the Required Collateral Interest on such Transfer Date and (B) the excess, if any, of (1) the Available Investor Principal Collections on such Transfer Date over (2) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest Class C Interests on each Transfer Date (the "Collateral Class C Monthly Principal"), with respect to for the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Class C Adjusted Investor Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. Series 1998-1 ------------------------------------------------- Accounts; Class A Accumulation Period. ------------------------------------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Class A Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Class A Accumulation PeriodPeriod (and on or prior to the Class A Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount Class B Principal Commencement Date, shall be equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal ----- Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiy) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Class C Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest Class C Invested Amount on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount Class C Principal Commencement Date, shall be equal to the sum lesser of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of ----- such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Distribution Date) and (y) the Class C Invested Amount on such Distribution Date. (i) The Servicer, for the benefit of the Class A Certificateholders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Class A Certificateholders. The Principal Funding Account shall initially be established with Xxxxxx Trust and Savings Bank. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Class A Certificateholders; provided, that on each Distribution Date all interest -------- and other investment income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date preceding the following Distribution Date. No Eligible Investment shall be disposed of prior to its maturity; provided, however, that the Trustee may sell, liquidate or -------- ------- dispose of an Eligible Investment before its maturity, if so directed by the Servicer, the Servicer having reasonably determined that the interest of the Class A Certificateholders may be adversely affected if such Eligible Investment is held to its maturity. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Controlled Class A Accumulation Period, the Controlled Deposit Amount Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Principal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for such Transfer Date purposes of this Supplement. (minus i) The Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Class A Monthly Certificateholders. If, at any time, the Principal Funding Account ceases to be an Eligible Deposit Account, the Trustee (or the Servicer on its behalf) shall within 10 Business Days (or such longer period, not to exceed 30 calendar days, as to which each Rating Agency may consent) establish a new Principal Funding Account meeting the conditions specified in paragraph (d)(i) above as an Eligible Deposit Account and shall transfer any cash and/or any investments to such new Principal Funding Account. (ii) Pursuant to the authority granted to the Servicer in Section 3.01(b) of the Agreement, the Servicer shall have the power, revocable by the Trustee, to make withdrawals and payments or to instruct the Trustee to make withdrawals and payments from the Principal Funding Account for the purposes of carrying out the Servicer's or Trustee's duties hereunder. Pursuant to the authority granted to the Paying Agent in Section 5.01 of this Supplement and Section 6.07 of the Agreement, the Paying Agent shall have the power, revocable by the Trustee, to withdraw funds from the Principal Funding Account for the purpose of making distributions to the Class B Monthly Principal A Certificateholders. (f) The Class A Accumulation Period is scheduled to commence at the close of business on the last Business Day of July 2006; provided, however, that -------- ------- if the Class A Accumulation Period Length on any Determination Date (determined as described below) is less than twenty months, upon notice to the Trustee, the Seller and each Rating Agency, the Servicer, at its option, may elect to modify the date on which the Class A Accumulation Period actually commences to the last Business Day of any month that precedes the month that is the number of months prior to the Class A Expected Final Payment Date equal to the Class A Accumulation Period Length; provided, however, that (i) the length of the Class -------- ------- A Accumulation Period will not be less than one month; and (ii) notwithstanding any other provision of this Supplement to the contrary, no election to postpone the commencement of the Class A Accumulation Period shall be made after a Pay Out Event (as defined in the related Supplement) shall have occurred and is continuing with respect to any other Series. On each Determination Date, the Servicer will determine the "Class A Accumulation Period Length" which will equal the number of months such Transfer that the Class A Accumulation Period Amount for the Monthly Period immediately preceding the Class A Expected Final Payment Date, when aggregated with the Class A Accumulation Period Amounts for each preceding Monthly Period, will equal or exceed the Class A Initial Invested Amount. Any notice by the Servicer electing to modify the commencement of the Class A Accumulation Period pursuant to this subsection (f) shall specify (i) the Class A Accumulation Period Length, (ii) the commencement date of the Class A Accumulation Period and (iii) the Collateral Interest Adjusted Controlled Accumulation Amount (after taking into account any adjustments with respect to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into each Monthly Period during the Principal Funding Account on such Transfer DateClass A Accumulation Period.

Determination of Monthly Principal. (ak) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (bl) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (cm) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (A) during the "Revolving Period following any reduction of the Required Collateral Monthly Principal")Interest pursuant to clause (z) of the proviso in the definition thereof, with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date, and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Accumulation Period, the Rapid Accumulation Period or the Rapid Amortization Period, an amount equal to the lesser of (1) the excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date, and (2) the excess, if any, of (i) the Available Investor Principal Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date. (n) On or before each Transfer Date, the Servicer shall determine the amount (the "Class A Required Amount"), if any, by which the sum of (i) the Class A Monthly Interest for such Transfer Date, plus (ii) the Class A Deficiency Amount, if any, for such Transfer Date, plus (iii) the Class A Additional Interest, if any, for such Transfer Date, plus (iv) the Class A Servicing Fee for the prior Monthly Period, plus (v) the Class A Servicing Fee, if any, due but not paid on any prior Transfer Date, plus (vi) the Class A Investor Default Amount, if any, for the prior Monthly Period, plus (vii) the Net Swap Payment, if any, for such Transfer Date, plus (viii) the Net Swap Payments, if any, due but not paid on any prior Transfer Date exceeds the Class A Available Funds for the related Monthly Period. (o) On or before each Transfer Date, the Servicer shall also determine the amount (the "Class B Required Amount"), if any, equal to the sum of (i) the amount, if any, by which the sum of (A) the Class B Monthly Interest for such Transfer Date, plus (B) the Class B Deficiency Amount, if any, for such Transfer Date, plus (C) the Class B Additional Interest, if any, for such Transfer Date, plus (D) the Class B Servicing Fee for the prior Monthly Period, plus (E) the Class B Servicing Fee, if any, due but not paid on any deposit into prior Transfer Date, exceeds the Principal Funding Class B Available Funds for the related Monthly Period, plus (ii) the Class B Investor Default Amount, if any, for the prior Monthly Period. (p) In the event that the sum of the Class A Required Amount and the Class B Required Amount for such Transfer Date is greater than zero, the Servicer shall give written notice to the Trustee of such positive Class A Required Amount or Class B Required Amount on or before such Transfer Date. In the event that the Class A Required Amount for such Transfer Date is greater than zero, all or a portion of the Excess Spread with respect to such Transfer Date in an amount equal to the Class A Required Amount, to the extent available, for such Transfer Date shall be distributed from the Finance Charge Account on such Transfer Date pursuant to subsection 4.11(a). In the event that the Class A Required Amount for such Transfer Date exceeds the amount of Excess Spread with respect to such Transfer Date, the Collections of Principal Receivables allocable to the Collateral Interest and the Collections of Principal Receivables allocable to the Class B Certificates with respect to the prior Monthly Period shall be applied as specified in Section 4.12. In the event that the Class B Required Amount for such Transfer Date exceeds the amount of Excess Spread available to fund the Class B Required Amount pursuant to subsection 4.11(c), the Collections of Principal Receivables allocable to the Collateral Interest (after application to the Class A Required Amount) shall be applied as specified in Section 4.12; provided, however, that the sum of any payments pursuant to this paragraph shall not exceed the sum of the Class A Required Amount and the Class B Required Amount.

Determination of Monthly Principal. (a) The amount of monthly principal ("CLASS A MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer first to occur of (i) the first Distribution Date in with respect to an Early Amortization Period, if any, and (ii) the month following the month in which first Distribution Date with respect to the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (iA) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiB) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date and (iiiC) the Class A Adjusted Investor Interest Invested Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such the related Transfer Date). (b) The amount of monthly principal ("CLASS B MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such the related Transfer Date). (c) The amount of monthly principal ("COLLATERAL MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Collateral Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.B

Determination of Monthly Principal. (a) The amount of monthly principal (the "Class A Monthly Principal") distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly Principal") distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "CIA Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest CIA Certificates on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution CIA Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the CIA Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Collateral Interest CIA Adjusted Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. (a) The ---------------------------------- amount of monthly principal (the "Class A Monthly Principal") distributable from ------------------------- the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly --------------- Principal") distributable from the Principal Account with respect to the Class B --------- Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "Excess Collateral ----------------- Monthly Principal") distributable from the Principal Account with respect to the ----------------- Excess Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Excess Collateral Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Excess Collateral Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Excess Collateral Interest Adjusted Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date (the "Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (d) The amount of monthly principal distributable from the Principal Account with respect to the Class D Certificates on each Transfer Date (the "Class D Monthly Principal") with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest, (ii) the Class B Investor Interest and (iii) the Collateral Interest Amount has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Collateral Interest Amount will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal, Class B Monthly Principal and Collateral Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal, Class B Monthly Principal and Collateral Monthly Principal with respect to such Transfer Date) and (ii) the Class D Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Date, beginning with the Transfer Date in the month following the month in which the Class A Controlled Accumulation Amortization Period begins or, if earlier, the Rapid Accumulation Period or first Transfer Date occurring after the Rapid Amortization Period begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date occurring during the Class A Controlled Amortization Period, commencing with respect the [____________] Transfer Date, prior to the Controlled Accumulation Periodpayment in full of the Class A Ownership Interest, the Controlled Deposit Distribution Amount for such Transfer the related Distribution Date and (iii) the Class A Adjusted Investor Ownership Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (Date, for the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which an amount equal to the Class A Investor Ownership Interest has will have been deposited paid in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)full, or and during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Ownership Interest will be have been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Class B Controlled Accumulation PeriodAmortization Period prior to the payment in full of the Class B Ownership Interest, the Controlled Deposit Distribution Amount for such Transfer the related Distribution Date (minus the portion of such Controlled Distribution Amount applied to Class A Monthly Principal with respect to on such Transfer Date) ), and (iii) the Class B Adjusted Investor Ownership Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest Class C Certificates on each Transfer Date (Date, for the "Collateral Monthly Principal"), with respect to the Class C Controlled Accumulation Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Ownership Interest has will have been deposited paid in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)full, or and during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Ownership Interest will be have been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Class C Controlled Accumulation PeriodAmortization Period prior to the payment in full of the Class C Ownership Interest, the Controlled Deposit Distribution Amount for such Transfer the related Distribution Date (minus the portion of such Controlled Distribution Amount applied to Class A Monthly Principal and Class B Monthly Principal with respect to on such Transfer Date) ), and (iii) the Collateral Class C Ownership Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable to be deposited in the Principal Funding Account or the Distribution Account, as applicable, from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.104.17 hereof) prior to any deposit into the Principal Funding Account on deposits or distributions with respect to such Transfer Date. (b) The amount of monthly principal distributable to be deposited in the Principal Funding Account or the Distribution Account, as applicable, from the Principal Account with respect to the Class B Certificates Investor Interest on each Transfer Date (the "Class B Monthly Principal"), ) with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related such Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.17 and 4.124.19 hereof) prior to any deposit into the Principal Funding Account on deposits or distributions with respect to such Transfer Date. (c) The amount of monthly principal distributable to be deposited in the Principal Funding Account or the Distribution Account, as applicable, from the Principal Account with respect to the Collateral Class C Investor Interest on each Transfer Date (the "Collateral Class C Monthly Principal")) shall be (A) during the Revolving Period following any reduction of the Required Class C Investor Interest pursuant to clause (z) of the proviso in the definition thereof, with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum lesser of (i1) the excess, if any, of the Class A C Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.17 and 4.124.19 hereof) prior over the Required Class C Investor Interest on such Transfer Date and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Accumulation Period or the Rapid Amortization Period, an amount equal to the lesser of (1) the excess, if any, of the Class C Investor Interest (after taking into account any deposit into adjustments to be made on such Transfer Date pursuant to Sections 4.17 and 4.19 hereof) over the Required Class C Investor Interest on such Transfer Date and (2) the excess, if any, of (i) the Available Investor Principal Funding Account Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Distribution Date (the "Class A Monthly Principal"), beginning with the Transfer Distribution Date in the month following the month in which the Controlled Accumulation Amortization Period or, if earlier, the Rapid Accumulation Period or the Rapid Early Amortization Period Period, begins, shall be equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, Distribution Date and (ii) (a) for each Transfer Distribution Date with respect to the Controlled Accumulation Amortization Period, the Controlled Deposit Payment Amount for such Transfer Distribution Date and (iiib) for each Distribution Date during the Early Amortization Period, the Class A Adjusted Investor Interest on such Distribution Date (after taking into account any adjustments to be made on such Transfer Distribution Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date). (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Distribution Date (the "Class B Monthly Principal"), with respect to ) shall be (i) during the Controlled Accumulation Period or the Rapid Accumulation Revolving Period, beginning with the Transfer Date on which an amount equal to the lesser of (1) the amount of any Enhancement Surplus or such lesser amount as designated by the Servicer on the related Determination Date and (2) the Available Principal Collections not required for any Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made Optional Amortization on such Transfer Distribution Date), or (ii) during the Rapid Amortization Period, beginning with an amount equal to the Transfer Date immediately preceding lesser of (1) the amount of any Enhancement Surplus on such Distribution Date and (2) the Available Principal Collections not required for Class A Monthly Principal or any Class A Optional Amortization on such Distribution Date and (iii) during the Early Amortization Period on and after the date on which the Class A Investor Interest will be is paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest on such Distribution Date (after taking into account any adjustments to be made on such Transfer Distribution Date pursuant to Sections Section 4.10 and Section 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date). (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal ("CLASS A MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer first to occur of (i) the first Distribution Date in with respect to an Early Amortization Period, if any, and (ii) the month following the month in which first Distribution Date with respect to the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (iA) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiB) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date and (iiiC) the Class A Adjusted Investor Interest Invested Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such the related Transfer Date). (b) The amount of monthly principal ("CLASS B MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such the related Transfer Date). (c) The amount of monthly principal ("COLLATERAL MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Collateral Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.Collections

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class CLASS A Monthly PrincipalMONTHLY PRINCIPAL")) shall be equal to (i) during the Controlled Accumulation Period, beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (iiy) for each Transfer Date with respect to the Controlled Accumulation Period, the Class A Controlled Deposit Amount for such Transfer Date and (iiiz) the Class A Adjusted Investor Interest on such Transfer Date, prior to any deposit into the Class A Principal Funding Account to be made on such day (and after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.104.12) and (ii) during the Rapid Amortization Period, the lesser of (x) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date and (y) the Class A Investor Interest prior to any deposit distributions with respect to such Transfer Date (and after taking into the Principal Funding Account account any adjustments to be made on such Transfer DateDate pursuant to Section 4.12). (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class CLASS B Monthly PrincipalMONTHLY PRINCIPAL"), with respect ) shall be equal to (i) during the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during month following the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on month in which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Controlled Accumulation Period begins, shall be an amount equal to the least of (ix) the excess, if any of (A) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date over (minus the portion of such Available Investor Principal Collections applied to B) Class A Monthly Principal on such Transfer Date), (iiy) for each Transfer Date with respect to the Controlled Accumulation Period, the Class B Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiz) the Class B Adjusted Investor Interest on such Transfer Date, prior to any deposit into the Class B Principal Funding Account to be made on such date (and after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.14) prior and (ii) during the Rapid Amortization Period, beginning with the Transfer Date on which the Class A Investor Interest is reduced to zero (after giving effect to payments of Class A Monthly Principal to be made on the related Distribution Date), the lesser of (x) the excess, if any deposit into of (A) the Available Investor Principal Funding Account Collections over (B) any Class A Monthly Principal on such Transfer Date and (y) the Class B Investor Interest on such Transfer Date, prior to any distributions with respect to such Transfer Date (and after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.12 and 4.14). (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly PrincipalCOLLATERAL MONTHLY PRINCIPAL"), with respect ) shall be equal to (i) during the Controlled Accumulation Revolving Period, beginning with the Transfer Date on which an amount equal to the sum lesser of (ix) the Class A Investor excess, if any, of the Collateral Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account prior to any deposits distributions to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.14) over the Required Collateral Interest and (y) Available Investor Principal Collections, (ii) during the Controlled Accumulation Period, beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period begins, the least of (x) the excess, if any of (A) the Available Investor Principal Collections over (B) the sum of (1) the Class A Monthly Principal and (2) the Class B Monthly Principal on such Transfer Date, (y) the sum of (A) the Collateral Interest Controlled Deposit Amount for such Transfer Date plus (B) the excess, if any, of the Collateral Interest for such Transfer Date (prior to any distributions on such Transfer Date and after taking into account any adjustments to be made pursuant to Sections 4.12 and 4.14) over the Required Collateral Interest for such Transfer Date and (z) the Collateral Interest Adjusted Investor Interest on such Transfer Date, prior to any deposit into the Collateral Interest Principal Funding Account to be made on such date (and after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.12 and 4.14) and (iii) during the Rapid Amortization Period, beginning with the Transfer Date on which both the Class A Investor Interest and the Class B Investor Interest have been reduced to zero (after giving effect to payments of Class A Monthly Principal and/or Class B Monthly Principal to be made on the related Distribution Date), the lesser of (x) the excess, if any of (A) the Available Investor Principal Collections over (B) the sum of any Class A Monthly Principal and any Class B Monthly Principal on such Transfer Date and (y) the Collateral Interest on such Transfer Date, prior to any distributions with respect to such Transfer Date (and after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.12 and 4.14).

Determination of Monthly Principal. (a) The amount of monthly principal (“Class A Monthly Principal”) distributable from the Principal Account with respect to the Class A Certificates (i) on each Transfer Date ("Class A Monthly Principal")Date, beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Amortization Period orbegins (unless an Early Amortization Period shall have commenced prior to such Transfer Date) shall be the least of: (x) the Class A Pro Rata Percentage of the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (y) the Class A Pro Rata Percentage of the Controlled Payment Amount for such Transfer Date plus the Class A Pro Rata Percentage of the Unfunded Optional Amortization Amount, if earlierany, for such Transfer Date and (z) the Rapid Accumulation Period or Class A Invested Amount (after giving effect to all reductions thereof on such Transfer Date pursuant to Sections 4.12 and 4.14), (ii) on each Transfer Date beginning with the Rapid Transfer Date in the month following the month in which the Early Amortization Period begins, the lesser of (x) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date and (y) the Class A Invested Amount (after giving effect to all reductions thereof on such Transfer Date pursuant to Sections 4.12 and 4.14), and (iii) on each Transfer Date, beginning with the Transfer Date in the month following the month in which the Mandatory Limited Amortization Period begins and on the Transfer Date in the month in which Controlled Amortization Period begins (unless an Early Amortization Period shall have commenced prior to the end of the month immediately preceding such Transfer Date), shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (iiy) for each Transfer Date with respect prior to the Controlled Accumulation PeriodNon-Renewing Purchaser Scheduled Distribution Date, the Controlled Deposit Mandatory Limited Payment Amount for such Transfer Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer DateNon-Renewing Purchaser Funded Amount. (b) The amount of monthly principal (“Class M Monthly Principal”) distributable from the Principal Account with respect to the Class B M Certificates (i) on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on in the month following the month in which the Controlled Amortization Period begins (unless an amount equal Early Amortization Period shall have commenced prior to such Transfer Date) shall be the least of: (x) the Class A M Pro Rata Percentage of the Available Investor Interest has been deposited Principal Collections on deposit in the Principal Funding Account with respect to such Transfer Date, (y) the Class M Pro Rata Percentage of the Controlled Payment Amount for such Transfer Date plus the Class M Pro Rata Percentage of the Unfunded Optimal Amortization Amount, if any, for such Transfer Date, and (z) the Class M Invested Amount (after taking into account any deposits giving effect to be made all reductions thereof on such Transfer DateDate pursuant to Sections 4.12 and 4.14), or during the Rapid Amortization Period, and (ii) on each Transfer Date beginning with the Transfer Date immediately preceding in the Distribution Date on month following the month in which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Early Amortization Period begins, shall be an amount equal to the least of (ix) the excess of the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus over the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiy) the Class B Adjusted Investor Interest M Invested Amount (after taking into account any adjustments giving effect to be made all reductions thereof on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date4.14). (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. Series 2001-8 ------------------------------------------------- Accounts. -------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class A Invested Amount is paid in full, and (ii) the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount the Principal Funding Account Balance is at least equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class B Invested Amount is paid in full, and (ii) the first Distribution Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date Period on which an amount the Principal Funding Account Balance is at least equal to the sum of (i) the Class A Investor Interest Invested Amount and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Distribution Date. (i) The Servicer, for the benefit of the Series 2001-8 Holders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of Series 2001-8 Holders. The Principal Funding Account shall initially be established with The Bank of New York. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Series 2001-8 Holders; provided that on each Distribution Date all interest and other -------- investment income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date pursuant preceding the following Distribution Date. The Trustee shall (i) hold each Eligible Investment that constitutes investment property through a securities intermediary, which securities intermediary shall agree with the Trustee that (A) such investment property shall at all times be credited to Sections 4.10 a securities account of the Trustee, (B) such securities intermediary shall treat the Trustee as entitled to exercise the rights that comprise each financial asset credited to such securities account, (C) all property credited to such securities account shall be treated as a financial asset, (D) such securities intermediary shall comply with entitlement orders originated by the Trustee without the further consent of any other person or entity, (E) such securities intermediary shall not agree with any person or entity other than the Trustee to comply with entitlement orders originated by such other person or entity, (F) such securities intermediary waives any lien on, security interest in, or right of set- off with respect to any property credited to such securities account, and 4.12(G) such agreement shall be governed by the laws of the State of New York; and (ii) maintain possession of each other Eligible Investment not described in clause (i) above in the State of New York. Terms used in clause (i) above that are defined in the New York UCC and not otherwise defined herein shall have the meaning set forth in the New York UCC. No Eligible Investment shall be disposed of prior to any deposit into its maturity. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Accumulation Period, the Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Transfer DatePrincipal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds, Class B Available Funds and Collateral Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for purposes of this Supplement. (i) The Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Series 2001-8

Determination of Monthly Principal. (a) ---------------------------------- Amortization Period. ------------------- (i) The amount of monthly principal (the "Class A Monthly --------------- Principal") distributable from the Principal Account with respect to the --------- Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month [following the month month] in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, and (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account Invested Amount on such Transfer Date. (bii) The amount of monthly principal (the "Class B Monthly --------------- Principal") distributable from the Principal Account with respect to the --------- Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on in the month following the month in which an amount the Amortization Period begins shall be equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal ----- Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account Invested Amount on such Transfer Date. (ciii) The amount of monthly principal (the "Collateral Monthly ------------------ Principal") distributable from the Principal Account with respect to the --------- Collateral Interest on each Transfer Date shall be (A) if any reduction of the "Required Collateral Monthly Principal")Invested Amount has occurred pursuant to clause (z) of the proviso in the definition thereof, with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.15) prior to any deposit into over the Principal Funding Account Required Collateral Invested Amount on such Transfer Date, and (2) the Available Investor Principal Collections on such Transfer Date or (B) at all times during the Amortization Period, an amount equal to the lesser of (1) the excess, if any, of the Collateral Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.12 and 4.15) over the Required Collateral Invested Amount on such Transfer Date and (2) the excess, if any, of (aa) the Available Investor Principal Collections on such Transfer Date over (bb) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of ---------------------------------- monthly principal (the "Class A Monthly Principal") distributable from the ------------------------- Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly Principal") ------------------------- distributable from the Principal Account with respect to the Class B Certificates Certifi- xxxxx on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "CIA Monthly Principal") --------------------- distributable from the Principal Account with respect to the Collateral Interest CIA Certificates on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution CIA Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the CIA Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Collateral Interest CIA Adjusted Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest Class C Interests on each Transfer Date (the "Collateral Class C Monthly Principal"), with respect to for the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Class C Adjusted Investor Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (d) The amount of monthly principal distributable from the Principal Account with respect to the Class D Certificates on each Transfer Date (the "Class D Monthly Principal") with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest, (ii) the Class B Investor Interest and (iii) the Class C Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class C Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal, Class B Monthly Principal and Class C Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal, the Class B Monthly Principal and the Class C Monthly Principal with respect to such Transfer Date) and (iii) the Class D Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal ("Class A Monthly Principal") distributable or available for deposit into the Principal Account from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Distribution Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid an Amortization Period begins, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit held in - 24 - 28 the Principal Collection Account and available for distribution with respect to such Transfer Distribution Date, (iiy) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Expected Payment Date, the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable or available for deposit into the Principal Account from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date (the "Class B Monthly Principal"), with respect relating to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution B Principal Commencement Date), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit held in the Principal Collection Account and available for distribution with respect to such Transfer Date (Distribution Date, minus the portion of such Available Investor Principal Collections amounts applied to Class A Monthly Principal on such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Expected Payment Date, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount amount, if any, of monthly principal ("Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Indebtedness Interest on each Transfer Distribution Date shall be equal to: (i) on any Distribution Date prior to the "Collateral Monthly Principal")payment in full of the Class B Certificates, the lesser of (x) the Available Principal Collections held in the Collection Account and available for distribution with respect to such Distribution Date minus the Controlled Accumulation Period, beginning with portion of Available Principal Collections held in the Transfer Collection Account and available for distribution as Class A Monthly Principal or Class B Monthly Principal on such Distribution Date on which an amount equal to the sum of and (iy) the Enhancement Surplus on such Distribution Date, provided that the Transferor shall have elected to pay such Collateral Monthly Principal (after giving effect to any increase in the amount held in the Cash Collateral Account or increase in the Class A D Investor Interest and Amount on such Distribution Date); and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be Certificates have been paid in full (after taking into account payments to be made on full, the related Distribution Date), shall be an amount equal to the least lesser of (ix) the Available Investor Principal Collections on deposit held in the Principal Collection Account and available for distribution with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to any Class A Monthly Principal and or Class B Monthly Principal on such Transfer Distribution Date and (y) the Collateral Indebtedness Amount on such Distribution Date), . (iid) for each Transfer Date The amount of monthly principal ("Class D Monthly Principal") distributable with respect to the Controlled Accumulation PeriodClass D Certificates on each Distribution Date, beginning with the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) on which the Collateral Interest Adjusted Indebtedness Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.has been paid in

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest on such Transfer Date prior to any deposit into the Principal Funding Account to be made on such day. (b) [RESERVED] (c) The amount of monthly principal (the "Class B Monthly Principal") distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date shall be (A) during the Revolving Period in respect of any Monthly Period following the Monthly Period in which there occurs any reduction of the Required Class B Investor Interest pursuant to clause (z) of the proviso in the definition thereof an amount equal to the lesser of (1) the excess, if any, of the Class B Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10Sections 4.10 and 4.12) prior to any deposit into over the Principal Funding Account Required Class B Investor Interest on such Transfer Date. Date and (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i2) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date or (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (iiB) for each Transfer Date with respect to during the Controlled Accumulation Period or Rapid Amortization Period, an amount equal to the Controlled Deposit Amount for such Transfer Date lesser of (minus 1) the Class A Monthly Principal with respect to such Transfer Date) and (iii) excess, if any, of the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into as of the Principal Funding Account on such Transfer Date. (c) The amount last day of monthly principal distributable from the Principal Account with respect to second preceding Monthly Period over the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Required Class B Investor Interest has been deposited in as of the Principal Funding Account (after taking into account any deposits to be made on last day of the Monthly Period preceding such Transfer Date)Date and (2) the excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), over (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus sum of the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on for such Transfer Date.

Determination of Monthly Principal. Series 2000-2 ------------------------------------------------- Accounts. -------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class A Invested Amount is paid in full, and (ii) the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount the Principal Funding Account Balance is at least equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class B Invested Amount is paid in full, and (ii) the first Distribution Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date Period on which an amount the Principal Funding Account Balance is at least equal to the sum of (i) the Class A Investor Interest Invested Amount and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 Distribution Date. (i) The Servicer, for the benefit of the Series 2000-2 Holders, shall establish and 4.12) prior to any deposit into maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account on such Transfer Date.Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of Series 2000-2

Determination of Monthly Principal. (a) The amount of monthly principal (“Class A Monthly Principal”) distributable from the Principal Account with respect to the Class A Certificates (i) on each Transfer Date ("Class A Monthly Principal")Date, beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Amortization Period orbegins (unless an Early Amortization Period shall have commenced prior to such Transfer Date) shall be the least of: (x) the Class A Pro Rata Percentage of the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (y) the Class A Pro Rata Percentage of the Controlled Payment Amount for such Transfer Date plus the Class A Pro Rata Percentage of the Unfunded Optional Amortization Amount, if earlierany, for such Transfer Date and (z) the Rapid Accumulation Period or Class A Invested Amount (after giving effect to all reductions thereof on such Transfer Date pursuant to Sections 4.12 and 4.14), (ii) on each Transfer Date beginning with the Rapid Transfer Date in the month following the month in which the Early Amortization Period begins, the lesser of (x) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date and (y) the Class A Invested Amount (after giving effect to all reductions thereof on such Transfer Date pursuant to Sections 4.12 and 4.14), (iii) on each Transfer Date, beginning with the Transfer Date in the month following the month in which the Mandatory Limited Amortization Period begins if such Mandatory Limited Amortization Period results from a Declined Renewal and on the Transfer Date in the month in which Controlled Amortization Period begins (unless an Early Amortization Period shall have commenced prior to the end of the month immediately preceding such Transfer Date), shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (iiy) for each Transfer Date with respect prior to the Controlled Accumulation PeriodNon-Renewing Purchaser Scheduled Distribution Date, the Controlled Deposit Mandatory Limited Payment Amount for such Transfer Date and (iiiz) the Class A Adjusted Investor Interest Non-Renewing Purchaser Funded Amount and (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10iv) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on in the month following the month in which an amount the Mandatory Limited Amortization Period begins if such Mandatory Limited Amortization Period results from a Merchant Bankruptcy Event, shall be equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (ix) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiy) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer DateMandatory Limited Amortization Amount. (cb) The amount of monthly principal (“Class M Monthly Principal”) distributable from the Principal Account with respect to the Collateral Interest Class M Certificates (i) on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on in the month following the month in which the Controlled Amortization Period begins (unless an amount equal Early Amortization Period shall have commenced prior to such Transfer Date) shall be the sum of least of: (ix) the Class A M Pro Rata Percentage of the Available Investor Interest Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (y) the Class M Pro Rata Percentage of the Controlled Payment Amount for such Transfer Date plus the Class M Pro Rata Percentage of the Unfunded Optimal Amortization Amount, if any, for such Transfer Date, and (z) the Class M Invested Amount (after giving effect to all reductions thereof on such Transfer Date pursuant to Sections 4.12 and 4.14), and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such each Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, Date beginning with the Transfer Date immediately preceding in the Distribution Date on month following the month in which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Early Amortization Period begins, shall be an amount equal to the least of (ix) the excess of the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus over the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), and (iiy) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted M Invested Amount (after taking into account any adjustments giving effect to be made all reductions thereof on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date4.14).

Determination of Monthly Principal. Series 2000-3 Accounts. ---------------------------------------------------------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class A Invested Amount is paid in full, and (ii) the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount the Principal Funding Account Balance is at least equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class B Invested Amount is paid in full, and (ii) the first Distribution Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date Period on which an amount the Principal Funding Account Balance is at least equal to the sum of (i) the Class A Investor Interest Invested Amount and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (z) the Collateral Adjusted Invested Amount on such Distribution Date. (i) The Servicer, for the benefit of the Series 2000-3 Holders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of Series 2000-3 Holders. The Principal Funding Account shall initially be established with The Bank of New York. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Series 2000-3 Holders; provided that on each Distribution Date all interest and other -------- investment income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date preceding the following Distribution Date. No Eligible Investment shall be disposed of prior to its maturity; provided, -------- however, that the Trustee may sell, liquidate or dispose of an Eligible ------- Investment before its maturity, if so directed by the Servicer, the Servicer having reasonably determined that (i) the interest of the Series 2000-3 Holders may be adversely affected if such Eligible Investment is held to its maturity and (ii) the primary purpose of such sale, liquidation or disposition is not recognizing gains or decreasing losses resulting from market value changes. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Accumulation Period, the Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Principal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds, Class B Available Funds and Collateral Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for purposes of this Supplement. (i) Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Series 2000-3 Holders. If, at any time, the Principal Funding Account ceases to be an Eligible Deposit Account, the Trustee (or the Servicer on its behalf) shall within 10 Business Days (or such longer period, not to exceed 30 calendar days, as to which each Rating Agency may consent) establish a new Principal Funding Account meeting the conditions specified in paragraph (d)(i) above as an Eligible Deposit Account and shall transfer any cash and/or any investments to such new Principal Funding Account. (ii) Pursuant to the authority granted to the Servicer in Section 3.01(b) of the Agreement, the Servicer shall have the power, revocable by the Trustee, to make withdrawals and payments or to instruct the Trustee to make withdrawals and payments from the Principal Funding Account for the purposes of carrying out the Servicer's or Trustee's duties hereunder. Pursuant to the authority granted to the Paying Agent in Section 5.01 of this Supplement and Section 6.07 of the Agreement, the Paying Agent shall have the power, revocable by the Trustee, to withdraw funds from the Principal Funding Account for the purpose of making distributions to the Series 2000-3 Holders. (f) The Accumulation Period is scheduled to commence at the close of business on the last day of the November 2005 Monthly Period; provided, however, -------- ------- that if the Accumulation Period Length on any Determination Date (determined as described below) is less than twenty months, upon notice to the Trustee, the Seller and each Rating Agency, the Servicer, at its option, may elect to modify the date on which the Accumulation Period actually commences to the last Business Day of any month that precedes the month that is the number of months prior to the Expected Final Payment Date equal to the Accumulation Period Length; provided, however, that (i) the length of the Accumulation Period will -------- ------- not be less than one month; and (ii) notwithstanding any other provision of this Supplement to the contrary, no election to postpone the commencement of the Accumulation Period shall be made after a Pay Out Event (as defined in the related Supplement) shall have occurred and is continuing with respect to any other Series. On each Determination Date, the Servicer will determine the "Accumulation Period Length" which will equal the number of months such that the Accumulation Period Amount for the Monthly Period immediately preceding the Expected Final Payment Date, when aggregated with the Accumulation Period Amounts for each preceding Monthly Period, will equal or exceed the Initial Invested Amount. Any notice by the Servicer electing to modify the commencement of the Accumulation Period pursuant to this subsection (f) shall specify (i) the Accumulation Period Length, (ii) the commencement date of the Accumulation Period and (iii) the Collateral Interest Adjusted Controlled Accumulation Amount (after taking into account any adjustments with respect to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into each Monthly Period during the Principal Funding Account on such Transfer DateAccumulation Period.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Distribution Date (the "Class A Monthly Principal"), beginning with the Transfer Distribution Date in the month following the month in which the Controlled Accumulation Amortization Period or, if earlier, the Rapid Accumulation Period or the Rapid Early Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Distribution Date, (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodAmortization Period prior to the Class A Expected Final Payment Date, the Controlled Deposit Payment Amount for such Transfer Distribution Date and (iii) the Class A Adjusted Investor Interest on such Distribution Date (after taking into account any adjustments to be made on such Distribution Date pursuant to Section 4.10). (b) The amount of monthly principal distributable with respect to the Class B Certificates on each Distribution Date (the "Class B Monthly Principal") beginning with the Distribution Date immediately following the Distribution Date on which the Class A Investor Interest has been paid in full, and during the Early Amortization Period, beginning with the Distribution Date on which the Class A Investor Interest has been paid in full (the "Class B Principal Commencement Date"), shall be an amount equal to the lesser of (i) the Available Principal Collections with respect to such Distribution Date (minus the portion of such Available Principal Collections applied to Class A Monthly Principal on such Distribution Date) and (ii) the Class B Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest Class C Certificates on each Transfer Distribution Date (the "Collateral Class C Monthly Principal"), with respect to the Controlled Accumulation Period) shall be, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be has been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiii) the Collateral Class C Investor Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Distribution Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (d) The amount of monthly principal distributable with respect to the Class D Certificates on each Distribution Date (the "Class D Monthly Principal") shall be, beginning with the Distribution Date on which the Class C Investor Interest has been paid in full, an amount equal to the lesser of (i) the Available Principal Collections with respect to such Distribution Date (minus the portion of such Available Principal Collections applied to Class A Monthly Principal, Class B Monthly Principal and Class C Monthly Principal on such Distribution Date) and (ii) the Class D Investor Interest (after taking into account any adjustments to be made on such Distribution Date pursuant to Sections 4.10 and 4.12) on such Distribution Date.

Determination of Monthly Principal. Series 2000-5 ------------------------------------------------- Accounts. -------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class A Invested Amount is paid in full, and (ii) the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount the Principal Funding Account Balance is at least equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class B Invested Amount is paid in full, and (ii) the first Distribution Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date Period on which an amount the Principal Funding Account Balance is at least equal to the sum of (i) the Class A Investor Interest Invested Amount and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 Distribution Date. (i) The Servicer, for the benefit of the Series 2000-5 Holders, shall establish and 4.12maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of Series 2000-5 Holders. The Principal Funding Account shall initially be established with The Bank of New York. (ii) prior to any At the direction of the Servicer, funds on deposit into in the Principal Funding Account on such Transfer Date.shall be invested by the Trustee in Eligible Investments selected by the

Determination of Monthly Principal. Series 1999-2 ------------------------------------------------- Accounts. --------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class A Invested Amount is paid in full, and (ii) the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount the Principal Funding Account Balance is equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class B Invested Amount is paid in full, and (ii) the first Distribution Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date Period on which an amount the Principal Funding Account Balance is equal to the sum of (i) the Class A Investor Interest Invested Amount and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Distribution Date. (i) The Servicer, for the benefit of the Series 1999-2 Holders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of Series 1999-2 Holders. The Principal Funding Account shall initially be established with Xxxxxx Trust and Savings Bank. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Series 1999-2 Holders; provided that on each Distribution Date all interest and other -------- investment income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date pursuant to Sections 4.10 and 4.12) preceding the following Distribution Date. No Eligible Investment shall be disposed of prior to any deposit into its maturity; provided, however, that the Trustee may sell, liquidate or dispose of -------- ------- an Eligible Investment before its maturity, if so directed by the Servicer, the Servicer having reasonably determined that the interest of the Series 1999-2 Holders may be adversely affected if such Eligible Investment is held to its maturity. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Accumulation Period, the Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Transfer DatePrincipal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds, Class B Available Funds and Collateral Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for purposes of this Supplement. (i) The Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Series 1999-2

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Distribution Date (the "Class A Monthly Principal"), beginning with the Transfer Distribution Date in the month following the month in which the Controlled Accumulation Amortization Period or, if earlier, the Rapid Accumulation Period or the Rapid Early Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Distribution Date, (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodAmortization Period prior to the Class A Expected Final Payment Date, the Class A Controlled Deposit Payment Amount for the Due Period related to such Transfer Distribution Date and (iii) the Class A Adjusted Investor Interest on such Distribution Date (after taking into account any adjustments to be made on such Transfer Distribution Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Date). (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, ) beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Distribution Date immediately preceding following the Distribution Date on which the Class A Investor Interest will be has been paid in full, and during the Early Amortization Period, beginning with the Distribution Date on which the Class A Investor Interest has been paid in full (after taking into account payments to be made on in either case, the related Distribution "Class B Principal Commencement Date"), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodAmortization Period beginning on the Class B Principal Commencement Date but prior to the Class B Expected Final Payment Date, the Class B Controlled Deposit Payment Amount for such Transfer Date (minus the Class A Monthly Principal with respect Due Period related to such Transfer Date) Distribution Date and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Distribution Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest Class C Certificates on each Transfer Distribution Date (the "Collateral Class C Monthly Principal"), with respect to the Controlled Accumulation Period) shall be, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be has been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiii) the Collateral Class C Investor Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Distribution Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (d) The amount of monthly principal distributable with respect to the Class D-1 Certificates on each Distribution Date (the "Class D-1 Monthly Principal") shall be, beginning with the Distribution Date on which the Class C Investor Interest has been paid in full, an amount equal to the lesser of (i) the Available Principal Collections with respect to such Distribution Date (minus the portion of such Available Principal Collections applied to Class A Monthly Principal, Class B Monthly Principal and Class C Monthly Principal on such Distribution Date) and (ii) the Class D-1 Investor Interest (after taking into account any adjustments to be made on such Distribution Date pursuant to Sections 4.10 and 4.12) on such Distribution Date. (e) The amount of monthly principal distributable with respect to the Class D-2 Certificates on each Distribution Date (the "Class D-2 Monthly Principal") shall be, beginning with the Distribution Date on which the Class D-1 Investor Interest has been paid in full, an amount equal to the lesser of (i) the Available Principal Collections with respect to such Distribution Date (minus the portion of such Available Principal Collections applied to Class A Monthly Principal, Class B Monthly Principal, Class C Monthly Principal and Class D-1 Monthly Principal on such Distribution Date) and (ii) the Class D-2 Investor Interest (after taking into account any adjustments to be made on such Distribution Date pursuant to Sections 4.10 and 4.12) on such Distribution Date.

Determination of Monthly Principal. (a) The amount of ---------------------------------- monthly principal (the "Class A Monthly Principal") distributable from the ------------------------- Principal Account with respect to the Class A Certificates on each 37 42 Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly Principal") ------------------------- distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "Excess Collateral Monthly ------------------------- Principal") distributable from the Principal Account with respect to the Excess --------- Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Excess Collateral Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Excess Collateral Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Excess Collateral Interest Adjusted Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. Series 1998-4 ------------------------------------------------- Accounts; Class A Accumulation Period. ------------------------------------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Class A Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Class A Accumulation PeriodPeriod (and on or prior to the Class A Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount Class B Principal Commencement Date, shall be equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal ----- Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiy) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Class C Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest Class C Invested Amount on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount Class C Principal Commencement Date, shall be equal to the sum lesser of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal ----- Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Distribution Date) and (y) the Class C Invested Amount on such Distribution Date. (i) The Servicer, for the benefit of the Class A Certificateholders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Class A Certificateholders. The Principal Funding Account shall initially be established with Xxxxxx Trust and Savings Bank. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Class A Certificateholders; provided that on each Distribution Date all interest -------- and other investment income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date preceding the following Distribution Date. No Eligible Investment shall be disposed of prior to its maturity; provided, however, that the Trustee may sell, liquidate or -------- ------- dispose of an Eligible Investment before its maturity, if so directed by the Servicer, the Servicer having reasonably determined that the interest of the Class A Certificateholders may be adversely affected if such Eligible Investment is held to its maturity. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Controlled Class A Accumulation Period, the Controlled Deposit Amount Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Principal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for such Transfer Date purposes of this Supplement. (minus i) The Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Class A Monthly Certificateholders. If, at any time, the Principal Funding Account ceases to be an Eligible Deposit Account, the Trustee (or the Servicer on its behalf) shall within 10 Business Days (or such longer period, not to exceed 30 calendar days, as to which each Rating Agency may consent) establish a new Principal Funding Account meeting the conditions specified in paragraph (d)(i) above as an Eligible Deposit Account and shall transfer any cash and/or any investments to such new Principal Funding Account. (ii) Pursuant to the authority granted to the Servicer in Section 3.01(b) of the Agreement, the Servicer shall have the power, revocable by the Trustee, to make withdrawals and payments or to instruct the Trustee to make withdrawals and payments from the Principal Funding Account for the purposes of carrying out the Servicer's or Trustee's duties hereunder. Pursuant to the authority granted to the Paying Agent in Section 5.01 of this Supplement and Section 6.07 of the Agreement, the Paying Agent shall have the power, revocable by the Trustee, to withdraw funds from the Principal Funding Account for the purpose of making distributions to the Class B Monthly Principal A Certificateholders. (f) The Class A Accumulation Period is scheduled to commence at the close of business on the last day of February 2002; provided, however, that if -------- ------- the Class A Accumulation Period Length on any Determination Date (determined as described below) is less than twenty months, upon notice to the Trustee, the Seller and each Rating Agency, the Servicer, at its option, may elect to modify the date on which the Class A Accumulation Period actually commences to the last Business Day of any month that precedes the month that is the number of months prior to the Class A Expected Final Payment Date equal to the Class A Accumulation Period Length; provided, however, that (i) the length of the Class -------- ------- A Accumulation Period will not be less than one month; and (ii) notwithstanding any other provision of this Supplement to the contrary, no election to postpone the commencement of the Class A Accumulation Period shall be made after a Pay Out Event (as defined in the related Supplement) shall have occurred and is continuing with respect to any other Series. On each Determination Date, the Servicer will determine the "Class A Accumulation Period Length" which will equal the number of months such Transfer that the Class A Accumulation Period Amount for the Monthly Period immediately preceding the Class A Expected Final Payment Date, when aggregated with the Class A Accumulation Period Amounts for each preceding Monthly Period, will equal or exceed the Class A Initial Invested Amount. Any notice by the Servicer electing to modify the commencement of the Class A Accumulation Period pursuant to this subsection (f) shall specify (i) the Class A Accumulation Period Length, (ii) the commencement date of the Class A Accumulation Period and (iii) the Collateral Interest Adjusted Controlled Accumulation Amount (after taking into account any adjustments with respect to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into each Monthly Period during the Principal Funding Account on such Transfer DateClass A Accumulation Period.

Determination of Monthly Principal. (a) The amount of ---------------------------------- monthly principal (the "Class A Monthly Principal") distributable from the ------------------------- Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly Principal") ------------------------- distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "Excess Collateral Monthly ------------------------- Principal") distributable from the Principal Account with respect to the Excess --------- Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Excess Collateral Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Excess Collateral Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Excess Collateral Interest Adjusted Amount on such Transfer Date (after taking into account any adjustments to be made on such 38 Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. Series 1999-1 ------------------------------------------------- Accounts. --------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class A Invested Amount is paid in full, and (ii) the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount the Principal Funding Account Balance is equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class B Invested Amount is paid in full, and (ii) the first Distribution Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date Period on which an amount the Principal Funding Account Balance is equal to the sum of (i) the Class A Investor Interest Invested Amount and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Distribution Date. (i) The Servicer, for the benefit of the Series 1999-1 Holders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of Series 1999-1 Holders. The Principal Funding Account shall initially be established with Xxxxxx Trust and Savings Bank. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Series 1999-1 Holders; provided that on each -------- Distribution Date all interest and other investment income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date pursuant to Sections 4.10 and 4.12) preceding the following Distribution Date. No Eligible Investment shall be disposed of prior to any deposit into its maturity; provided, -------- however, that the Trustee may sell, liquidate or dispose of an Eligible ------- Investment before its maturity, if so directed by the Servicer, the Servicer having reasonably determined that the interest of the Series 1999-1 Holders may be adversely affected if such Eligible Investment is held to its maturity. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Accumulation Period, the Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Transfer DatePrincipal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds, Class B Available Funds and Collateral Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for purposes of this Supplement. (i) The Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Series 1999-1

Determination of Monthly Principal. Series 199_-_ ------------------------------------------------- Accounts; Class A Accumulation Period. ------------------------------------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Class A Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Class A Accumulation PeriodPeriod (and on or prior to the Class A Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiy) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Class C Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest Class C Invested Amount on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount Class C Principal Commencement Date, shall be equal to the sum lesser of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal ----- Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Distribution Date) and (y) the Class C Invested Amount on such Distribution Date. (i) The Servicer, for the benefit of the Class A Certificateholders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Class A Certificateholders. The Principal Funding Account shall initially be established with Xxxxxx Trust and Savings Bank. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Class A Certificateholders; provided that on each Distribution Date all interest -------- and other investment income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date preceding the following Distribution Date. No Eligible Investment shall be disposed of prior to its maturity; provided, however, that the Trustee may sell, liquidate or -------- ------- dispose of an Eligible Investment before its maturity, if so directed by the Servicer, the Servicer having reasonably determined that the interest of the Class A Certificateholders may be adversely affected if such Eligible Investment is held to its maturity. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Controlled Class A Accumulation Period, the Controlled Deposit Amount Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Principal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for such Transfer Date purposes of this Supplement. (minus i) The Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Class A Monthly Certificateholders. If, at any time, the Principal Funding Account ceases to be an Eligible Deposit Account, the Trustee (or the Servicer on its behalf) shall within 10 Business Days (or such longer period, not to exceed 30 calendar days, as to which each Rating Agency may consent) establish a new Principal Funding Account meeting the conditions specified in paragraph (d)(i) above as an Eligible Deposit Account and shall transfer any cash and/or any investments to such new Principal Funding Account. (ii) Pursuant to the authority granted to the Servicer in Section 3.01(b) of the Agreement, the Servicer shall have the power, revocable by the Trustee, to make withdrawals and payments or to instruct the Trustee to make withdrawals and payments from the Principal Funding Account for the purposes of carrying out the Servicer's or Trustee's duties hereunder. Pursuant to the authority granted to the Paying Agent in Section 5.01 of this Supplement and Section 6.07 of the Agreement, the Paying Agent shall have the power, revocable by the Trustee, to withdraw funds from the Principal Funding Account for the purpose of making distributions to the Class B Monthly Principal A Certificateholders. (f) The Class A Accumulation Period is scheduled to commence at the close of business on the last day of ___________ 200_; provided, however, that -------- ------- if the Class A Accumulation Period Length on any Determination Date (determined as described below) is less than twenty months, upon notice to the Trustee, the Seller and each Rating Agency, the Servicer, at its option, may elect to modify the date on which the Class A Accumulation Period actually commences to the last Business Day of any month that precedes the month that is the number of months prior to the Class A Expected Final Payment Date equal to the Class A Accumulation Period Length; provided, however, that (i) the length of the Class -------- ------- A Accumulation Period will not be less than one month; and (ii) notwithstanding any other provision of this Supplement to the contrary, no election to postpone the commencement of the Class A Accumulation Period shall be made after a Pay Out Event (as defined in the related Supplement) shall have occurred and is continuing with respect to any other Series. On each Determination Date, the Servicer will determine the "Class A Accumulation Period Length" which will equal the number of months such Transfer that the Class A Accumulation Period Amount for the Monthly Period immediately preceding the Class A Expected Final Payment Date, when aggregated with the Class A Accumulation Period Amounts for each preceding Monthly Period, will equal or exceed the Class A Initial Invested Amount. Any notice by the Servicer electing to modify the commencement of the Class A Accumulation Period pursuant to this subsection (f) shall specify (i) the Class A Accumulation Period Length, (ii) the commencement date of the Class A Accumulation Period and (iii) the Collateral Interest Adjusted Controlled Accumulation Amount (after taking into account any adjustments with respect to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into each Monthly Period during the Principal Funding Account on such Transfer DateClass A Accumulation Period.

Determination of Monthly Principal. (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer first Distribution Date in with respect to the month following the month in which the Controlled Accumulation Period or, if earlierPeriod, the Rapid Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Class A Expected Final Distribution Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date Period on which an the full amount equal to of the Class A Investor Interest has been deposited Amount is on deposit in the Principal Funding Account (after taking into account any deposits or has been paid to be made on such Transfer Date)the Class A Certificateholders or, or during if earlier, the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution first Special Payment Date on which the Class A Investor Interest will be Amount is paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Class B Expected Final Distribution Date), the Controlled Deposit Amount for such Transfer Distribution Date (minus the portion of such Controlled Deposit Amount for such Distribution Date applied to Class A Monthly Principal with respect to on such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount Collateral Principal Commencement Date, shall be equal to the sum lesser of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iiiy) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date.

Determination of Monthly Principal. (a) The amount of ---------------------------------- monthly principal (the "Class A Monthly Principal") distributable from the ------------------------- Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Princi- pal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly Principal") ------------------------- distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "CIA Monthly Principal") --------------------- distributable from the Principal Account with respect to the Collateral Interest CIA Certificates on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution CIA Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the CIA Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Collateral Interest CIA Adjusted Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. (a) Amortization ---------------------------------- ------------ Period. ------- (i) The amount of monthly principal (the "Class A Monthly --------------- Principal") distributable from the Principal Account with respect to the --------- Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, and (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account Invested Amount on such Transfer Date. (bii) The amount of monthly principal (the "Class B Monthly --------------- Principal") distributable from the Principal Account with respect to the --------- Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on in the month following the month in which an amount the Amortization Period begins shall be equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal ----- Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account Invested Amount on such Transfer Date. (ciii) The amount of monthly principal (the "Collateral ---------- Monthly Principal") distributable from the Principal Account with respect ----------------- to the Collateral Interest on each Transfer Date shall be (A) if any reduction of the "Required Collateral Monthly Principal")Invested Amount has occurred pursuant to clause (z) of the proviso in the definition thereof, with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.15) prior to any deposit into over the Principal Funding Account Required Collateral Invested Amount on such Transfer Date, and (2) the Available Investor Principal Collections on such Transfer Date and (B) at all times during the Amortization Period, an amount equal to the lesser of (1) the excess, if any, of the Collateral Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.12 and 4.15) over the Required Collateral Invested Amount on such Transfer Date and (2) the excess, if any, of (aa) the Available Investor Principal Collections on such Transfer Date over (bb) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of ---------------------------------- monthly principal (the "Class A Monthly Principal") distributable from the ------------------------- Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly Principal") ------------------------- distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "Excess Collateral Monthly ------------------------- Principal") distributable from the Principal Account with respect to the Excess --------- Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Excess Collateral Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Excess Collateral Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Excess Collateral Interest Adjusted Amount on such Transfer Date (after taking into account any adjustments to be made on such 39 Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. (a) The amount of ---------------------------------- monthly principal (the "Class A Monthly Principal") distributable from the ------------------------- Principal 37 Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly ---------------- Principal") distributable from the Principal Account with respect to the Class B ---------- Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "CIA Monthly Principal") ---------------------- distributable from the Principal Account with respect to the Collateral Interest CIA Certificates on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution CIA Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the CIA Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Collateral Interest CIA Adjusted Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. (a) The During the Amortization Period, the amount of monthly principal ("Class A Monthly Principal") distributable to Class A Certificateholders ------------------------- (during the Rapid Amortization Period) or available for deposit into the Principal Account (during the Accumulation Period), from the Principal Collection Account with respect to the Class A Certificates on each Transfer Distribution Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit held in the Principal Collection Account and available for distribution with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") ------------------------- distributable to Class B Certificateholders (during the Rapid Amortization Period) or available for deposit into the Principal Account (during the Accumulation Period) from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date (the "Class B Monthly Principal"), with respect relating to the Controlled Accumulation Period or the Rapid Accumulation an Amortization Period, beginning with the Transfer Distribution Date on which an amount equal to the Class A Investor Interest Amount has been deposited in into the Principal Funding Account (after taking into account any deposits to be made on such Transfer Distribution Date), or during with respect to any Distribution Date relating to the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest Certificates will be paid in full (after taking into account payments to be made on the related such Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) Amount prior to any deposit into the Principal Funding Account deposits on such Transfer Distribution Date. (c) The amount of monthly principal ("CTO Monthly Principal") --------------------- distributable from to CTO Holders (during the Rapid Amortization Period) or available for deposit into the Principal Account from the Collection Account (during the Accumulation Period) with respect to the Collateral Interest Collateralized Trust Obligations on each Transfer Distribution Date (the "Collateral Monthly Principal"), with respect relating to the Controlled Accumulation an Amortization Period, beginning with the Transfer Distribution Date on which an amount equal to the sum of (i) the Class A Investor Interest Amount and (ii) the Class B Investor Interest Amount has been deposited in into the Principal Funding Account (after taking into account any deposits to be made on such Transfer Distribution Date), or during the Rapid Accumulation Period or with respect to any Distribution Date relating to the Rapid Amortization Period, Period beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Certificates and the Class B Investor Interest Certificates will be paid in full (after taking into account payments to be made on the related such Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Collection Account and available for distribution with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the sum of the Class A Monthly Principal and the Class B Monthly Principal with respect to such Transfer Distribution Date) and (iii) the Collateral Interest CTO Adjusted Investor Amount prior to any deposits on such Distribution Date. (d) The amount of monthly principal ("Class D Monthly Principal") ------------------------- distributable to Class D certificateholders (during the Rapid Amortization Period) or available for deposit into the Principal Account from the Collection Account (during the Accumulation Period) with respect to the Class D Certificateholders on each Distribution Date relating to an Amortization Period, beginning with the Distribution Date on which an amount equal to the sum of the Class A Investor Amount, the Class B Investor Amount and the CTO Investor Amount has been deposited into the Principal Account (after taking into account any adjustments deposits to be made on such Transfer Distribution Date), or with respect to any Distribution Date pursuant relating to Sections 4.10 the Rapid Amortization Period beginning with the Distribution Date on which the Class A Certificates, the Class B Certificates, and 4.12the Collateralized Trust Obligations will be paid in full (after taking into account payments to be made on such Distribution Date), shall be equal to the least of (i) the Available Principal Collections on deposit in the Collection Account and available for distribution with respect to such Distribution Date (minus the portion of such Available Principal Collections applied to Class A Monthly Principal, Class B Monthly Principal and CTO Monthly Principal on such Distribution Date), (ii) for each Distribution Date with respect to the Accumulation Period, the Controlled Deposit Amount for such Distribution Date (minus the sum of the Class A Monthly Principal, the Class B Monthly Principal and CTO Monthly Principal with respect to such Distribution Date) and (iii) the Class D Adjusted Investor Amount prior to any deposit into the Principal Funding Account deposits on such Transfer Distribution Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect allocable to the each Senior Class A Certificates on each Transfer Distribution Date (the "Senior Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, shall be equal to the least ------------------------------ lesser of (i) during the Available Investor Amortization Period the Fixed/Floating Allocation Percentage for such Senior Class or during the Revolving Period the Floating Allocation % for such Senior Class of Collections of Principal Receivables with respect to the preced ing Monthly Period, plus the Pro Rata Share for such ---- Senior Class of the amount of any Shared Principal Collections with respect to other Series that are allocated to Series 2001-1 in accordance with the Master Pooling and Servicing Agreement, plus, any amounts required by Section 4.4(a)(i) ---- or Section 4.9(e) to be applied in accor dance with Section 4.5 governing Principal Collections plus, prior to the Subordinate Class Principal ---- Commencement Date, the Pro Rata Share for such Senior Class of the amount which would be, but for the failure of the Subordinate Class Principal Commencement Date to occur, treated hereunder as the Subordinate Class Monthly Principal for such Distribution Date, minus the amount of Reallocated Subordinate Class ----- Principal Collections allocated to such Senior Class on deposit in such Distribution Date pursuant to Section 4.4(c) and (ii) the Principal Account Senior Class Investor Amount for such Senior Class with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal distributable from the Principal Account with respect allocable to the Subordinate Class B Certificates on each Transfer Distribution Date (the "Subordinate Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning ----------------------------------- with the Transfer Date on which an amount Subordinate Class Principal Commencement Date, shall be equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (i) the Available Investor Floating Allocation Percentage for the Subordinate Class of Collections of Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date Receivables with respect to the Controlled Accumulation preceding Monthly Period, plus, any amounts required by Section 4.4(a)(ii) to be applied in ---- accordance with Section 4.5 governing Principal Collections plus the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Shared ---- Principal Collections with respect to such Transfer Date) other Series that are allocated to Series 2001-1 in accordance with the Agreement and (iii) the Class B Adjusted Investor Interest (remaining after taking into account any adjustments to be made on such Transfer Date application pursuant to Sections 4.10 and 4.12Section 4.3(a) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Subordinate Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account Amount with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date.

Determination of Monthly Principal. (a) The amount of ---------------------------------- monthly principal (the "Class A Monthly Principal") distributable from the ------------------------- Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly --------------- Principal") distributable from the Principal Account with respect to the Class B --------- Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "CIA Monthly ----------- Principal") distributable from the Principal Account with respect to the Collateral Interest CIA --------- Certificates on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution CIA Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the CIA Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Collateral Interest CIA Adjusted Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Amortization Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) (x) for each Transfer Date preceding a Class A Payment Date with respect to the Controlled Amortization Period, prior to the payment in full of the Class A Investor Interest, the excess of the applicable Controlled Distribution Amount for such Class A Payment Date over the Principal Funding Account Balance on such Transfer Date, (y) for each Transfer Date with respect to the Controlled Accumulation Period, prior to the payment in full of the Class A Investor Interest and on or prior to the Class A Scheduled Payment Date, the applicable Controlled Deposit Amount for such Transfer Date and (z) for each Transfer Date with respect to the Controlled Amortization Period with respect to any Monthly Period prior to the commencement of the Controlled Accumulation Period which is not a Transfer Date preceding a Class A Payment Date, zero and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Amortization Period, beginning with the Transfer Date on following the Monthly Period in which an amount equal to the Class A Investor Interest has been deposited paid in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)full, or and during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be has been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (A) during the "Revolving Period following any reduction of the Required Collateral Monthly Principal"), with respect Interest pursuant to clause (z) of the Controlled Accumulation Period, beginning with proviso in the Transfer Date on which definition thereof an amount equal to the sum lesser of (i1) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior over the Required Collateral Interest on such Transfer Date and (2) the Available Investor Principal Collections on such Transfer Date or (B) during the Controlled Amortization Period, the Controlled Accumulation Period or Rapid Amortization Period, an amount equal to the lesser of (1) the excess, if any, of the Collateral Interest (after taking into account any deposit into adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Interest on such Transfer Date and (2) the excess, if any, of (i) the Available Investor Principal Funding Account Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer first Distribution Date in with respect to the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Class A Expected Final Distribution Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an the full amount equal to of the Class A Investor Interest has been deposited Amount is on deposit in the Principal Funding Account (after taking into account any deposits or has been paid to be made on such Transfer Date)the Class A Certificateholders or, or during if earlier, the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution first Special Payment Date on which the Class A Investor Interest will be Amount is paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Class B Expected Final Distribution Date), the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.applied to

Determination of Monthly Principal. (a) The amount of ----------------------------------- monthly principal (the "Class A Monthly Principal") distributable from the ------------------------- Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Princi- pal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly --------------- Principal") distributable from the Principal Account with respect to the Class B --------- Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "CIA Monthly Principal") --------------------- distributable from the Principal Account with respect to the Collateral Interest CIA Certificates on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution CIA Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the CIA Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Collateral Interest CIA Adjusted Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. Series 2002-3 ------------------------------------------------- Accounts -------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class A Invested Amount is paid in full, and (ii) the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount the Principal Funding Account Balance is at least equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class B Invested Amount is paid in full, and (ii) the first Distribution Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date Period on which an amount the Principal Funding Account Balance is at least equal to the sum of (i) the Class A Investor Interest Invested Amount and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Distribution Date. (i) The Servicer, for the benefit of the Series 2002-3 Holders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of Series 2002-3 Holders. The Principal Funding Account shall initially be established with The Bank of New York. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Series 2002-3 Holders; provided that on each Distribution Date all interest and other investment -------- income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date pursuant preceding the following Distribution Date. The Trustee shall (i) hold each Eligible Investment that constitutes investment property through a securities intermediary, which securities intermediary shall agree with the Trustee that (A) such investment property shall at all times be credited to Sections 4.10 a securities account of the Trustee, (B) such securities intermediary shall treat the Trustee as entitled to exercise the rights that comprise each financial asset credited to such securities account, (C) all property credited to such securities account shall be treated as a financial asset, (D) such securities intermediary shall comply with entitlement orders originated by the Trustee without the further consent of any other person or entity, (E) such securities intermediary shall not agree with any person or entity other than the Trustee to comply with entitlement orders originated by such other person or entity, (F) such securities intermediary waives any lien on, security interest in, or right of set-off with respect to any property credited to such securities account, and 4.12(G) such agreement shall be governed by the laws of the State of New York; and (ii) maintain possession of each other Eligible Investment not described in clause (i) above in the State of New York. Terms used in clause (i) above that are defined in the New York UCC and not otherwise defined herein shall have the meaning set forth in the New York UCC. No Eligible Investment shall be disposed of prior to any deposit into its maturity. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Accumulation Period, the Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Transfer DatePrincipal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds, Class B Available Funds and Collateral Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for purposes of this Supplement. (i) The Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Series 2002-3

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Principal Payment Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to ) for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date after the one on which an amount equal to the Class A Adjusted Investor Interest has been deposited in is reduced to zero (and for the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), Payment Period or during the Rapid Amortization Period, Period beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (is reduced to zero, after taking into account giving effect to payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (i) the excess, if any, of (A) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date over (minus the portion of such Available Investor Principal Collections applied to B) any Class A Monthly Principal on such Transfer Date), Date and (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.14) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date shall be (the "Collateral Monthly Principal"), i) with respect to the Controlled Accumulation Period, beginning with Revolving Period following any reduction of the Transfer Date on which Required Collateral Interest pursuant to clause (z) of the proviso in the definition thereof an amount equal to the sum lesser of (iA) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)excess, or during the Rapid Accumulation Period or the Rapid Amortization Periodif any, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.14) prior to any deposit into over the Principal Funding Account Required Collateral Interest on such Transfer Date, and (B) the Available Investor Principal Collections on such Transfer Date or (ii) with respect to the Controlled Accumulation Period, the Principal Payment Period or the Rapid Amortization Period an amount equal to the lesser of (A) the excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.12 and 4.14) over the Required Collateral Interest on such Transfer Date, and (B) the excess, if any, of (1) the Available Investor Principal Collections on such Transfer Date over (2) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. Series 2001-7 ------------------------------------------------- Accounts. -------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class A Invested Amount is paid in full, and (ii) the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount the Principal Funding Account Balance is at least equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class B Invested Amount is paid in full, and (ii) the first Distribution Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date Period on which an amount the Principal Funding Account Balance is at least equal to the sum of (i) the Class A Investor Interest Invested Amount and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Distribution Date. (i) The Servicer, for the benefit of the Series 2001-7 Holders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of Series 2001-7 Holders. The Principal Funding Account shall initially be established with The Bank of New York. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Series 2001-7 Holders; provided that on each Distribution Date all interest and -------- other investment income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date pursuant preceding the following Distribution Date. The Trustee shall (i) hold each Eligible Investment that constitutes investment property through a securities intermediary, which securities intermediary shall agree with the Trustee that (A) such investment property shall at all times be credited to Sections 4.10 a securities account of the Trustee, (B) such securities intermediary shall treat the Trustee as entitled to exercise the rights that comprise each financial asset credited to such securities account, (C) all property credited to such securities account shall be treated as a financial asset, (D) such securities intermediary shall comply with entitlement orders originated by the Trustee without the further consent of any other person or entity, (E) such securities intermediary shall not agree with any person or entity other than the Trustee to comply with entitlement orders originated by such other person or entity, (F) such securities intermediary waives any lien on, security interest in, or right of set-off with respect to any property credited to such securities account, and 4.12(G) such agreement shall be governed by the laws of the State of New York; and (ii) maintain possession of each other Eligible Investment not described in clause (i) above in the State of New York. Terms used in clause (i) above that are defined in the New York UCC and not otherwise defined herein shall have the meaning set forth in the New York UCC. No Eligible Investment shall be disposed of prior to any deposit into its maturity. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Accumulation Period, the Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Transfer DatePrincipal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds, Class B Available Funds and Collateral Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for purposes of this Supplement. (i) The Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Series 2001-7

Determination of Monthly Principal. (a) The amount of monthly principal (“Class A Monthly Principal”) distributable from the Principal Account with respect to the Class A Certificates (i) on each Transfer Date ("Class A Monthly Principal")Date, beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins (unless an Early Amortization Period shall have commenced prior to such Transfer Date) shall be equal to the least of: (x) the Class A Pro Rata Percentage of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (iiy) the Class A Pro Rata Percentage of the Controlled Payment Amount for each such Transfer Date with respect to plus the Controlled Accumulation PeriodClass A Pro Rata Percentage of the Unfunded Optional Amortization Amount, the Controlled Deposit Amount if any, for such Transfer Date and (iiiz) the Class A Adjusted Investor Interest Invested Amount (after taking into account any adjustments giving effect to be made all reductions thereof on such Transfer Date pursuant to Section 4.10Sections 4.12 and 4.14) prior to any deposit into the Principal Funding Account on such Transfer Date. and (bii) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during month following the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on month in which the Class A Investor Interest will be paid in full (after taking into account payments to be made on Early Amortization Period begins, the related Distribution Date), shall be an amount equal to the least lesser of (ix) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date and (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (iiy) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount (after taking into account any adjustments giving effect to be made all reductions thereof on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date4.14). (cb) The amount of monthly principal (“Class M Monthly Principal”) distributable from the Principal Account with respect to the Collateral Interest Class M Certificates (i) on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on in the month following the month in which the Controlled Amortization Period begins (unless an amount equal Early Amortization Period shall have commenced prior to such Transfer Date) shall be the sum of least of: (ix) the Class A M Pro Rata Percentage of the Available Investor Interest Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (y) the Class M Pro Rata Percentage of the Controlled Payment Amount for such Transfer Date plus the Class M Pro Rata Percentage of the Unfunded Optimal Amortization Amount, if any, for such Transfer Date, and (z) the Class M Invested Amount (after giving effect to all reductions thereof on such Transfer Date pursuant to Sections 4.12 and 4.14), and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such each Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, Date beginning with the Transfer Date immediately preceding in the Distribution Date on month following the month in which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Early Amortization Period begins, shall be an amount equal to the least of (ix) the excess of the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus over the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), and (iiy) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted M Invested Amount (after taking into account any adjustments giving effect to be made all reductions thereof on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date4.14).

Determination of Monthly Principal. (a) The amount of monthly principal (the "Class A Monthly Principal") distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, begins shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal (the "Class B Monthly Principal") distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to first preceding the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to for such Transfer Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date). (c) The amount of monthly principal (the "Excess Collateral Monthly Principal") distributable from the Principal Account with respect to the Excess Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDate, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately first preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Excess Collateral Principal Commencement Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Excess Collateral Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and the Class B Monthly Principal with respect to for such Transfer Date) and (iii) the Excess Collateral Interest Adjusted Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.12) prior to any deposit into 4.14 of the Principal Funding Account Agreement on such Transfer Date).

Determination of Monthly Principal. (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer first Distribution Date in with respect to the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Class A Expected Final Distribution Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an the full amount equal to of the Class A Investor Interest has been deposited Amount is on deposit in the Principal Funding Account (after taking into account any deposits or has been paid to be made on such Transfer Date)the Class A Certificateholders or, or during if earlier, the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution first Special Payment Date on which the Class A Investor Interest will be Amount is paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Class B Expected Final Distribution Date), the Controlled Deposit Amount for such Transfer Distribution Date (minus the portion of such Controlled Deposit Amount for such Distribution Date applied to Class A Monthly Principal with respect to on such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date.each

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect allocable to the each Senior Class A Certificates on each Transfer Distribution Date (the "Senior Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, shall be equal to the least lesser of (i) the Available Investor Fixed/Floating Allocation Percentage for such Senior Class of Collections of Principal Receivables with respect to the preceding Monthly Period, plus the Pro Rata Share for such Senior Class of the amount of any Shared Principal Collections with respect to other Series that are allocated to Series 1997-1 in accordance with the Master Pooling and Servicing Agreement, plus, prior to the Subordinate Class Principal Commencement Date, the Pro Rata Share for such Senior Class of the amount which would be, but for the failure of the Subordinate Class Principal Commencement Date to occur, treated hereunder as the Subordinate Class Monthly Principal for such Distribution Date, minus the amount of Reallocated Subordinate Class Principal Collections allocated to such Senior Class on deposit in such Distribution Date pursuant to Section 4.4(c) and (ii) the Principal Account Senior Class Investor Amount for such Senior Class with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal distributable from the Principal Account with respect allocable to the Subordinate Class B Certificates on each Transfer Distribution Date (the "Subordinate Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount Subordinate Class Principal Commencement Date, shall be equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (i) the Available Investor Floating Allocation Percentage for the Subordinate Class of Collections of Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date Receivables with respect to the Controlled Accumulation preceding Monthly Period, plus the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Shared Principal Collections with respect to such Transfer Date) other Series that are allocated to Series 1997-1 in accordance with the Agreement and (iii) the Class B Adjusted Investor Interest (remaining after taking into account any adjustments to be made on such Transfer Date application pursuant to Sections 4.10 and 4.12Section 4.3(a) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Subordinate Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account Amount with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date.

Determination of Monthly Principal. (a) The amount of monthly principal ("CLASS A MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer first to occur of (i) the first Distribution Date in with respect to an Early Amortization Period, if any, and (ii) the month following the month in which first Distribution Date with respect to the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (iA) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiB) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date and (iiiC) the Class A Adjusted Investor Interest Invested Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such the related Transfer Date). (b) The amount of monthly principal ("CLASS B MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such the related Transfer Date). (c) The amount of monthly principal ("COLLATERAL MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Collateral Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iii) the Collateral Interest Adjusted Invested Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such the related Transfer Date).

Determination of Monthly Principal. (a) The amount of monthly principal ("Class A Monthly Principal") ------------------------- distributable or available for deposit into the Principal Account from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Distribution Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid an Amortization Period begins, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit held in the Principal Collection Account and available for distribution with respect to such Transfer Distribution Date, (iiy) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Expected Payment Date, the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") ------------------------- distributable or available for deposit into the Principal Account from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date (the "Class B Monthly Principal"), with respect relating to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution B Principal Commencement Date), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit held in the Principal Collection Account and available for distribution with respect to such Transfer Date (Distribution Date, minus the portion of such Available Investor Principal Collections amounts applied to Class A Monthly Principal on such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class B Expected Payment Date, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount amount, if any, of monthly principal ("Collateral Monthly ------------------ Principal") distributable from the Principal Account with respect to the Collateral Indebtedness Interest --------- on each Transfer Distribution Date shall be equal to: (i) on any Distribution Date prior to the "Collateral Monthly Principal")payment in full of the Class B Certificates, the lesser of (x) the Available Principal Collections held in the Collection Account and available for distribution with respect to such Distribution Date minus the Controlled Accumulation Period, beginning with portion of Available Principal Collections held in the Transfer Collection Account and available for distribution as Class A Monthly Principal or Class B Monthly Principal on such Distribution Date on which an amount equal to the sum of and (iy) the Enhancement Surplus on such Distribution Date, provided that the Transferor shall have elected to pay such Collateral Monthly Principal (after giving effect to any increase in the amount held in the Cash Collateral Account or increase in the Class A D Investor Interest and Amount on such Distribution Date); and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be Certificates have been paid in full full, the lesser of (after taking into account payments x) the Available Principal Collections held in the Collection Account and available for distribution with respect to be made such Distribution Date minus the portion of such Available Principal Collections applied to any Class A Monthly Principal or Class B Monthly Principal on such Distribution Date and (y) the related Collateral Indebtedness Amount on such Distribution Date. (d) The amount of monthly principal ("Class D Monthly Principal") ------------------------- distributable with respect to the Class D Certificates on each Distribution Date, beginning with the Distribution Date on which the Collateral Indebtedness Amount has been paid in full, or prior thereto subject to the consent of the Enhancement Provider and otherwise subject to the satisfaction of the requirements of the Loan Agreement (and provided that such distribution would not require the Transferor to designate a Minimum Transferor Interest Percentage in accordance with Section C hereof), shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit held in the Principal Collection Account with respect to such Transfer Distribution Date (minus the amount portion of such Available Investor Principal Collections applied to any Class A Monthly Principal and Principal, Class B Monthly Principal or Collateral Monthly Principal on such Transfer Distribution Date), (iiy) for each Transfer the Enhancement Surplus on such Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date and (minus z) the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted D Investor Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date.

Determination of Monthly Principal. Series 2002-2 ------------------------------------------------- Accounts -------- (a) The amount of monthly principal ("Class A Monthly Principal") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation PeriodPeriod (and on or prior to the Expected Final Payment Date), the Controlled Deposit Amount for such Transfer Distribution Date and (iiiz) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (b) The amount of monthly principal ("Class B Monthly Principal") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class A Invested Amount is paid in full, and (ii) the first Distribution Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount the Principal Funding Account Balance is at least equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Distribution Date. (c) The amount of monthly principal ("Collateral Monthly Principal") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Distribution Date, beginning with the first to occur of (i) the first Special Payment Date, if any, on which the Class B Invested Amount is paid in full, and (ii) the first Distribution Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date Period on which an amount the Principal Funding Account Balance is at least equal to the sum of (i) the Class A Investor Interest Invested Amount and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Invested Amount, shall be an amount equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on with respect to such Transfer Distribution Date), (iiy) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iiiz) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Distribution Date. (i) The Servicer, for the benefit of the Series 2002-2 Holders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of Series 2002-2 Holders. The Principal Funding Account shall initially be established with The Bank of New York. (ii) At the direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held by the Trustee for the benefit of the Series 2002-2 Holders; provided that on each Distribution Date all -------- interest and other investment income (net of losses and investment expenses) ("Principal Funding Investment Proceeds") on funds on deposit therein shall be applied as set forth in paragraph (iii) below. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date pursuant preceding the following Distribution Date. The Trustee shall (i) hold each Eligible Investment that constitutes investment property through a securities intermediary, which securities intermediary shall agree with the Trustee that (A) such investment property shall at all times be credited to Sections 4.10 a securities account of the Trustee, (B) such securities intermediary shall treat the Trustee as entitled to exercise the rights that comprise each financial asset credited to such securities account, (C) all property credited to such securities account shall be treated as a financial asset, (D) such securities intermediary shall comply with entitlement orders originated by the Trustee without the further consent of any other person or entity, (E) such securities intermediary shall not agree with any person or entity other than the Trustee to comply with entitlement orders originated by such other person or entity, (F) such securities intermediary waives any lien on, security interest in, or right of set-off with respect to any property credited to such securities account, and 4.12(G) such agreement shall be governed by the laws of the State of New York; and (ii) maintain possession of each other Eligible Investment not described in clause (i) above in the State of New York. Terms used in clause (i) above that are defined in the New York UCC and not otherwise defined herein shall have the meaning set forth in the New York UCC. No Eligible Investment shall be disposed of prior to any deposit into its maturity. Unless the Servicer directs otherwise, funds deposited in the Principal Funding Account on a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (iii) On each Distribution Date with respect to the Accumulation Period, the Servicer shall direct the Trustee to withdraw from the Principal Funding Account and deposit into the Collection Account all Principal Funding Investment Proceeds then on deposit in the Principal Funding Account and such Transfer DatePrincipal Funding Investment Proceeds shall be treated as a portion of Class A Available Funds, Class B Available Funds and Collateral Available Funds. (iv) Reinvested interest and other investment income on funds deposited in the Principal Funding Account shall not be considered to be principal amounts on deposit therein for purposes of this Supplement. (i) The Trustee shall possess all right, title and interest in all funds on deposit from time to time in the Principal Funding Account and in all proceeds thereof. The Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Series 2002-2

Determination of Monthly Principal. (a) The amount of monthly principal ("CLASS A MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer first to occur of (i) the first Distribution Date in with respect to an Early Amortization Period, if any, and (ii) the month following the month in which first Distribution Date with respect to the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least of (iA) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, (iiB) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date and (iiiC) the Class A Adjusted Investor Interest Invested Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account on such the related Transfer Date). (b) The amount of monthly principal ("CLASS B MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the B Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Distribution Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iii) the Class B Adjusted Investor Interest Invested Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such the related Transfer Date). (c) The amount of monthly principal ("COLLATERAL MONTHLY PRINCIPAL") distributable from the Principal Collection Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation PeriodDistribution Date, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Collateral Principal Funding Account (after taking into account any deposits to be made on such Transfer Commencement Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Distribution Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Distribution Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Distribution Date) and (iii) the Collateral Interest Adjusted Amount on such Distribution Date (after without taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such the related Transfer Date).

Determination of Monthly Principal. Principal --------------------------------------------- Funding Account; Accumulation Period. (a) The amount of monthly principal ------------------------------------ ("Monthly Investor Principal") distributable from the Principal Collection Account with respect to the Class A Series 1998-1 Certificates on each Transfer Date ("Class A Monthly Principal")Distribution Date, beginning with the Transfer Date in first to occur of (i) the month following the month in which the Controlled Accumulation Period orfirst Special Payment Date, if earlierany, and (ii) the Rapid first Distribution Date with respect to the Accumulation Period or the Rapid Amortization Period beginsPeriod, shall be equal to the least lesser of (ix) the Available Investor Principal Collections on deposit in the Principal Collection Account with respect to such Transfer Distribution Date, and (iiy) for each Transfer if such Distribution Date with respect to occurs during the Controlled Accumulation Period, the Controlled Deposit Amount for such Distribution Date; provided that Monthly Investor Principal on -------- any such Distribution Date shall not exceed the Invested Amount. (i) The Servicer, for the benefit of the Series 1998-1 Certificateholders, shall establish and maintain in the name of the Trustee, on behalf of the Trust, an Eligible Deposit Account (the "Principal Funding Account"), bearing a designation clearly indicating that the funds deposited therein are held for the benefit of the Series 1998-1 Certificateholders. The Principal Funding Account shall initially be established with The Chase Manhattan Bank. (ii) At the written direction of the Servicer, funds on deposit in the Principal Funding Account shall be invested by the Trustee in Eligible Investments selected by the Servicer. All such Eligible Investments shall be held for the benefit of the Series 1998-1 Certificateholders; provided that -------- on each Distribution Date all interest and other investment earnings (net of losses and investment expenses) on funds on deposit therein shall be paid to the Seller. Funds on deposit in the Principal Funding Account shall be invested in Eligible Investments that will mature so that such funds will be available at the close of business on the Transfer Date and (iii) preceding the Class A Adjusted Investor Interest (after taking into account any adjustments to be made following Distribution Date. Funds on such Transfer Date pursuant to Section 4.10) prior to any deposit into in the Principal Funding Account on such a Transfer Date (which immediately precedes a Payment Date) upon the maturity of any Eligible Investments are not required to be invested overnight. (biii) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates Reinvested interest and other investment income on each Transfer Date (the "Class B Monthly Principal"), with respect to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been funds deposited in the Principal Funding Account (after taking into account any deposits shall not be considered to be made principal amounts on such Transfer Date), or during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least deposit therein for purposes of this Series Supplement. (i) the Available Investor Principal Collections The Trustee shall possess all right, title and interest in all funds on deposit in the Principal Account with respect from time to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited time in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), and in all proceeds thereof. Except as expressly provided herein or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date)Agreement, (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account shall be under the sole dominion and control of the Trustee for the benefit of the Series 1998- 1 Certificateholders. If, at any time, the Principal Funding Account ceases to be an Eligible Deposit Account, the Trustee (or the Servicer on its behalf) shall within 10 Business Days (or such Transfer Datelonger period, not to exceed 30 calendar days, as to which each Rating Agency may consent) establish a new Principal Funding Account meeting the conditions specified in paragraph (b)(i) above, as an Eligible Deposit Account and shall transfer any cash and/or any investments to such new Principal Funding Account. (ii) Pursuant to the authority granted to the Servicer in Section 3.01 of the Agreement, the Servicer shall have the power, revocable by the Trustee, to make withdrawals and payments or to instruct the Trustee to make withdrawals and payments from the Principal Funding Account for the purposes of carrying out the Servicer's or Trustee's duties hereunder. Pursuant to the authority granted to the Paying Agent in Section 5.0l of this Series Supplement and Section 6.07 of the Agreement, the Paying Agent shall have the power, revocable by the Trustee, to withdraw funds from the Principal Funding Account for the purpose of making distributions to the Series 1998-1 Certificateholders.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("“Class A Monthly Principal")”) shall be equal to (i) during the Controlled Accumulation Period, beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period begins, shall be equal to the least of (ix) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (iiy) for each Transfer Date with respect to the Controlled Accumulation Period, the Class A Controlled Deposit Amount for such Transfer Date and (iiiz) the Class A Adjusted Investor Interest on such Transfer Date, prior to any deposit into the Class A Principal Funding Account to be made on such day (and after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.104.12) and (ii) during the Rapid Amortization Period, the lesser of (x) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date and (y) the Class A Investor Interest prior to any deposit distributions with respect to such Transfer Date (and after taking into the Principal Funding Account account any adjustments to be made on such Transfer DateDate pursuant to Section 4.12). (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "“Class B Monthly Principal"), with respect ”) shall be equal to (i) during the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during month following the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on month in which the Class A Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date)Controlled Accumulation Period begins, shall be an amount equal to the least of (ix) the excess, if any of (A) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date over (minus the portion of such Available Investor Principal Collections applied to B) Class A Monthly Principal on such Transfer Date), (iiy) for each Transfer Date with respect to the Controlled Accumulation Period, the Class B Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iiiz) the Class B Adjusted Investor Interest on such Transfer Date, prior to any deposit into the Class B Principal Funding Account to be made on such date (and after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.14) prior and (ii) during the Rapid Amortization Period, beginning with the Transfer Date on which the Class A Investor Interest is reduced to zero (after giving effect to payments of Class A Monthly Principal to be made on the related Distribution Date), the lesser of (x) the excess, if any deposit into of (A) the Available Investor Principal Funding Account Collections over (B) any Class A Monthly Principal on such Transfer Date and (y) the Class B Investor Interest on such Transfer Date, prior to any distributions with respect to such Transfer Date (and after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.12 and 4.14). (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "“Collateral Monthly Principal"), with respect ”) shall be equal to (i) during the Controlled Accumulation Revolving Period, beginning with the Transfer Date on which an amount equal to the sum lesser of (ix) the Class A Investor excess, if any, of the Collateral Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account prior to any deposits distributions to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.14) over the Required Collateral Interest and (y) Available Investor Principal Collections, (ii) during the Controlled Accumulation Period, beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period begins, the least of (x) the excess, if any of (A) the Available Investor Principal Collections over (B) the sum of (1) the Class A Monthly Principal and (2) the Class B Monthly Principal on such Transfer Date, (y) the sum of (A) the Collateral Interest Controlled Deposit Amount for such Transfer Date plus (B) the excess, if any, of the Collateral Interest for such Transfer Date (prior to any distributions on such Transfer Date and after taking into account any adjustments to be made pursuant to Sections 4.12 and 4.14) over the Required Collateral Interest for such Transfer Date and (z) the Collateral Interest Adjusted Investor Interest on such Transfer Date, prior to any deposit into the Collateral Interest Principal Funding Account to be made on such date (and after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.12 and 4.14) and (iii) during the Rapid Amortization Period, beginning with the Transfer Date on which both the Class A Investor Interest and the Class B Investor Interest have been reduced to zero (after giving effect to payments of Class A Monthly Principal and/or Class B Monthly Principal to be made on the related Distribution Date), the lesser of (x) the excess, if any of (A) the Available Investor Principal Collections over (B) the sum of any Class A Monthly Principal and any Class B Monthly Principal on such Transfer Date and (y) the Collateral Interest on such Transfer Date, prior to any distributions with respect to such Transfer Date (and after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.12 and 4.14).

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Early Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made Invested Amount on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to ) for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date after the one on which an amount equal to the Class A Investor Interest has been deposited in Adjusted Invested Amount is reduced to zero, and for the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Early Amortization Period, Period beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be paid Invested Amount is reduced to zero (in full (either case after taking into account giving effect to payments to be made on the related Distribution Date), shall be an amount equal to the least lesser of (i) the excess, if any, of (A) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date over (minus the portion of such Available Investor Principal Collections applied to B) any Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 4.12 and 4.124.14) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal (the "Class C Monthly Principal") distributable from the Principal Account with respect to the Class C Interests on each Transfer Date shall be (i) during the Revolving Period following any reduction of the Required Enhancement Amount, an amount equal to the lesser of (A) the Enhancement Surplus on such Transfer Date and (B) the Available Investor Principal Collections on such Transfer Date or (ii) during the Controlled Accumulation Period or Early Amortization Period an amount equal to the lesser of (A) the Enhancement Surplus on such Transfer Date, (B) the excess, if any, of (1) the Available Investor Principal Collections on such Transfer Date over (2) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date and (C) the Class C Invested Amount on such Transfer Date (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.12 and 4.14).

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect to the Class A Certificates on each Transfer Date ("Class A Monthly Principal"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Scheduled Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Section 4.10) prior to any deposit into the Principal Funding Account to be made on such Transfer Dateday. (b) The amount of monthly principal distributable from the Principal Account with respect to the Class B Certificates on each Transfer Date (the "Class B Monthly Principal"), with respect to for the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on following the Monthly Period in which an amount equal to the Class A Investor Interest has been deposited paid in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date)full, or and during the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be has been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal on such Transfer Date), ) and (ii) for each the Class B Investor Interest (after taking into account any adjust- ments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) on such Transfer Date. (c) The amount of monthly principal (the "Collateral Monthly Principal") distributable from the Principal Account with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Collateral Interest on each Transfer Date shall be (minus A) during the Class A Monthly Principal with respect Revolving Period following any reduction of the Required Collateral Interest pursuant to such Transfer Dateclause (z) and of the proviso in the definition thereof an amount equal to the lesser of (iii1) the Class B Adjusted Investor excess, if any, of the Collateral Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into over the Principal Funding Account Required Collateral Interest on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i2) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date or (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (iiB) for each Transfer Date with respect to during the Controlled Accumulation Period or Rapid Amortization Period, an amount equal to the Controlled Deposit Amount for such Transfer Date lesser of (minus 1) the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) excess, if any, of the Collateral Interest Adjusted Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into over the Required Collateral Interest on such Transfer Date and (2) the excess, if any, of (i) the Available Investor Principal Funding Account Collections on such Transfer Date over (ii) the sum of the Class A Monthly Principal and the Class B Monthly Principal for such Transfer Date.

Determination of Monthly Principal. (a) The amount of monthly principal distributable from the Principal Account with respect allocable to the Class A Certificates on each Transfer Date prior to the payment in full of the Class A Invested Amount ("Class CLASS A Monthly PrincipalMONTHLY PRINCIPAL"), beginning with the Transfer Date in the month following the month in which the Controlled Accumulation Period or, if earlier, the Rapid Accumulation Period or the Rapid Early Amortization Period Period, begins, shall be equal to the least of (i) the Available Investor Principal Collections on deposit in the Collection Account PLUS the amount of any Reallocated Principal Account Collections used to fund any Class A Investor Default Amount or Class B Investor Default Amount pursuant to subsections 4.12(a) and (b), in each case with respect to such Transfer Datethe preceding Collection Period, (ii) for each Transfer Date with respect to the Controlled Accumulation PeriodPeriod prior to the Class A Expected Final Payment Date, the Controlled Deposit Amount for such Transfer Date and (iii) the Class A Adjusted Investor Interest Invested Amount (after taking into account any adjustments adjustment to be made on such Transfer Date pursuant to Section 4.10) on such Transfer Date prior to any deposit into the Principal Funding Account to be made on such Transfer Date. (b) The amount of monthly principal distributable from the Principal Account with respect allocable to the Class B Certificates on each Transfer Date (the "Class CLASS B Monthly PrincipalMONTHLY PRINCIPAL"), with respect ) relating to the Controlled Accumulation Period or the Rapid Accumulation Period, beginning with the Transfer Date on which an amount equal to the Class A Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Early Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class A Investor Interest will be Invested Amount has been paid in full (after taking into account payments to be made on the related Distribution Date)full, shall be an amount equal to the least lesser of (i) the Available Investor Principal Collections on deposit in the Collection Account PLUS the amount of any Reallocated Principal Account Collections used to fund any Class A Investor Default Amount or Class B Investor Default Amount pursuant to subsections 4.12(a) and (b), in each case with respect to such Transfer Date the preceding Collection Period (minus the portion of such Available Investor Principal Collections amounts applied to Class A Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal with respect to such Transfer Date) and (iii) the Class B Adjusted Investor Interest (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal distributable from the Principal Account with respect to the Collateral Interest on each Transfer Date (the "Collateral Monthly Principal"), with respect to the Controlled Accumulation Period, beginning with the Transfer Date on which an amount equal to the sum of (i) the Class A Investor Interest and (ii) the Class B Investor Interest has been deposited in the Principal Funding Account (after taking into account any deposits to be made on such Transfer Date), or during the Rapid Accumulation Period or the Rapid Amortization Period, beginning with the Transfer Date immediately preceding the Distribution Date on which the Class B Investor Interest will be paid in full (after taking into account payments to be made on the related Distribution Date), shall be an amount equal to the least of (i) the Available Investor Principal Collections on deposit in the Principal Account with respect to such Transfer Date (minus the portion of such Available Investor Principal Collections applied to Class A Monthly Principal and Class B Monthly Principal on such Transfer Date), (ii) for each Transfer Date with respect to the Controlled Accumulation Period, the Controlled Deposit Amount for such Transfer Date (minus the Class A Monthly Principal and Class B Monthly Principal with respect to such Transfer Date) and (iii) the Collateral Interest Adjusted Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) prior to any deposit into the Principal Funding Account on such Transfer Date. (c) The amount of monthly principal (the "COLLATERAL MONTHLY PRINCIPAL") allocable to the Collateral Investor Interest on each Transfer Date shall be: (i) with respect to any Transfer Date prior to the payment in full of the Class B Invested Amount (after taking into account payments to be made on the related Distribution Date), during the Revolving Period or the Accumulation Period, the excess of the Collateral Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) over the Required Collateral Invested Amount (such excess, the "ENHANCEMENT SURPLUS") or any lesser amount (including zero) as the Transferor may determine, at its option and in its sole dis- cretion; PROVIDED, HOWEVER, that such amount shall not exceed the portion of the Available Investor Principal Collections PLUS the amount of any Reallocated Principal Collections used to fund any Class A Investor Default Amount or Class B Investor Default Amount pursuant to subsections 4.12(a) and (b) remaining after the application thereof to pay the Class A Monthly Principal and Class B Monthly Principal on such Transfer Date; and (ii) with respect to any Transfer Date after the Class B Invested Amount has been paid in full (after taking into account payments to be made on the related Distribution Date), the portion of the Available Investor Principal Collections PLUS the amount of any Reallocated Principal Collections used to fund any Class A Investor Default Amount or Class B Investor Default Amount pursuant to subsections 4.12(a) and (b) remaining after the application thereof to pay the Class A Monthly Principal and Class B Monthly Principal on such Transfer Date; PROVIDED, HOWEVER, that Collateral Monthly Principal shall not exceed the Collateral Invested Amount (after taking into account any adjustments to be made on such Transfer Date pursuant to Sections 4.10 and 4.12) on such Transfer Date.