Common use of Difference by age Clause in Contracts

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 73% of those 20 and younger to 30% of those 30 and older), university scholarship, financial award, or bursary (decreasing from 39% of those 20 and younger to 17% of those 30 and older), and RESPs (decreasing from 25% of those 20 and younger to 1% of those 30 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about half relying on three or more sources. See Table 19. Table 19: Number of sources of financing All Group University of the students 1 2 3 Fraser Valley (n=22,537) (n=7,117) (n=7,054) (n=8,366) (n=386) One 24% 27% 24% 23% 30% Two 24% 25% 25% 24% 32% Three 24% 23% 25% 24% 22% Four or more 27% 25% 26% 29% 16% Average 2.7 2.6 2.7 2.7 2.3 Difference by visible minority. On average, visible minority students require fewer sources to fund their current year than non-minority students. Visible minority students use 2.3 sources on average compared to 2.9 sources for non-minority students. Further proof is that 32% of non- minority students report using four or more sources to fund their current year, versus 19% of minority students.

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 7376% of those 20 and younger to 3033% of those 30 and older), university scholarship, financial award, or bursary earnings from summer work (decreasing from 3951% of those 20 and younger to 17% of those 30 and older), and RESPs (decreasing from 2521% of those 20 and younger to 1% of those 30 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about more than half relying on three or more sources. See Table 19. Table 1951: Number of sources of financing All Group University of the Nipissing students 1 2 3 Fraser Valley University (n=22,537n=18,144) (n=7,117n=5,612) (n=7,054n=7,916) (n=8,366n=4,616) (n=386n=408) One 24% 27% 24% 23% 3021% Two 2421% 25% 2513% 24Two 23% 32% Three 2423% 23% 25% 2417% 22% Four or more 27Three 26% 25% 26% 2925% 1626% Four or more 28% 32% 30% 25% 44% Average 2.7 2.8 2.8 2.6 2.7 2.7 2.3 3.3 Difference by visible minority. On average, visible minority students require fewer sources to fund their current year than non-minority students. Visible minority students use 2.3 2.5 sources on average compared to 2.9 sources for non-minority students. Further proof evidence is that 3230% of non- visible minority students report using four or more sources only one source to fund their current year, versus 19% of non-visible minority studentsstudents (although this difference is not statistically significant).

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 73% of those 20 19 and younger to 3035% of those 30 25 and older), university scholarship, financial award, or bursary earnings from summer work (decreasing from 3954% of those 20 19 and younger to 1724% of those 30 25 and older), and RESPs (decreasing from 2530% of those 20 19 and younger to 14% of those 30 25 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about more than half relying on three or more sources. See Table 19. Table 1955: Number of sources of financing All (INC1-11) Group University All of the students 1 2 3 Fraser Valley Winnipeg (n=22,537n=15,248) (n=7,117n=5,263) (n=7,054n=7,365) (n=8,366n=2,620) (n=386n=825) One 24% 2721% 25% 24% 29% Two 23% 24% 23% 3021% Two 2427% Three 25% 2526% 24% 32% Three 24% 23% 25% 24% 22% Four or more 27% 25% 26% Four or more 29% 1629% 29% 30% 18% Average 2.7 2.6 2.8 2.7 2.7 2.3 2.8 2.4 Difference by visible minority. On average, visible minority students require rely on fewer sources than non-visible minority students to fund their current year than non-minority studentsyear. Visible minority students use 2.3 2.4 sources on average average, compared to 2.9 3.0 sources for non-visible minority students. Further proof is that 3216% of non- non-visible minority students report using four or more sources one source to fund their current year, versus 19compared to 35% of minority students. Difference by age. As students get older, they rely on fewer sources to fund their education, as 21% of those 19 and younger rely on just one source compared to 36% of those 25 and older.

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 7376% of those 20 and younger to 3033% of those 30 and older), university scholarship, financial award, or bursary earnings from summer work (decreasing from 3951% of those 20 and younger to 17% of those 30 and older), and RESPs (decreasing from 2521% of those 20 and younger to 1% of those 30 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about more than half relying on three or more sources. See Table 19. Table 1951: Number of sources of financing All Group University of the students 1 2 3 Fraser Valley Winnipeg (n=22,537n=18,144) (n=7,117n=5,612) (n=7,054n=7,916) (n=8,366n=4,616) (n=386n=638) One 2423% 21% 21% 25% 27% 24Two 23% 23% 30% Two 2423% 25% 29% Three 26% 25% 26% 25% 24% Four or more 28% 32% Three 24% 2330% 25% 24% 22% Four or more 27% 25% 26% 29% 1620% Average 2.7 2.8 2.8 2.6 2.7 2.7 2.3 2.4 Difference by visible minority. On average, visible minority students require fewer sources to fund their current year than non-minority students. Visible minority students use 2.3 2.5 sources on average compared to 2.9 sources for non-minority students. Further proof evidence is that 3230% of non- visible minority students report using four or more sources only one source to fund their current year, versus 19% of non-visible minority studentsstudents (although this difference is not statistically significant).

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 73% of those 20 19 and younger to 3035% of those 30 25 and older), university scholarship, financial award, or bursary earnings from summer work (decreasing from 3954% of those 20 19 and younger to 1724% of those 30 25 and older), and RESPs (decreasing from 2530% of those 20 19 and younger to 14% of those 30 25 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about more than half relying on three or more sources. See Table 19. Table 1955: Number of sources of financing All (INC1-11) Group University All of the students 1 2 3 Fraser Valley Lethbridge (n=22,537n=15,248) (n=7,117n=5,263) (n=7,054n=7,365) (n=8,366n=2,620) (n=386n=387) One 24% 2721% 25% 24% 14% Two 23% 24% 23% 3021% Two 24% Three 25% 26% 24% 25% 25% 24% 32% Three 24% 23% 25% 24% 2228% Four or more 27% 25% 2629% 29% 1629% 30% 33% Average 2.7 2.6 2.8 2.7 2.7 2.3 2.8 3.0 Difference by visible minority. On average, visible minority students require rely on fewer sources than non-visible minority students to fund their current year than non-minority studentsyear. Visible minority students use 2.3 2.4 sources on average average, compared to 2.9 3.0 sources for non-visible minority students. Further proof is that 3216% of non- non-visible minority students report using four or more sources one source to fund their current year, versus 19compared to 35% of minority students. Difference by age. As students get older, they rely on fewer sources to fund their education, as 21% of those 19 and younger rely on just one source compared to 36% of those 25 and older.

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 7376% of those 20 and younger to 3033% of those 30 and older), university scholarship, financial award, or bursary earnings from summer work (decreasing from 3951% of those 20 and younger to 17% of those 30 and older), and RESPs (decreasing from 2521% of those 20 and younger to 1% of those 30 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about more than half relying on three or more sources. See Table 19. Table 1951: Number of sources of financing All students (n=18,144) Group University of the students UFV (n=434) 1 (n=5,612) 2 (n=7,916) 3 Fraser Valley (n=22,537) (n=7,117) (n=7,054) (n=8,366) (n=386n=4,616) One 2423% 2721% 2421% 25% 31% Two 23% 23% 3023% Two 2425% 28% Three 26% 25% 26% 25% 25% 24Four or more 28% 32% Three 24% 2330% 25% 24% 22% Four or more 27% 25% 26% 29% 16% Average 2.7 2.8 2.8 2.6 2.7 2.7 2.3 Difference by visible minority. On average, visible minority students require fewer sources to fund their current year than non-minority students. Visible minority students use 2.3 2.5 sources on average compared to 2.9 sources for non-minority students. Further proof evidence is that 3230% of non- visible minority students report using four or more sources only one source to fund their current year, versus 19% of non-visible minority studentsstudents (although this difference is not statistically significant).

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 7376% of those 20 and younger to 3033% of those 30 and older), university scholarship, financial award, or bursary earnings from summer work (decreasing from 3951% of those 20 and younger to 17% of those 30 and older), and RESPs (decreasing from 2521% of those 20 and younger to 1% of those 30 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about more than half relying on three or more sources. See Table 19. Table 1951: Number of sources of financing All Group University of the McGill students 1 2 3 Fraser Valley University (n=22,537n=18,144) (n=7,117n=5,612) (n=7,054n=7,916) (n=8,366n=4,616) (n=386n=564) One 2423% 2721% 2421% 25% 28% Two 23% 23% 30% Two 2423% 25% 26% Three 26% 25% 26% 25% 24% Four or more 28% 32% Three 24% 2330% 25% 24% 22% Four or more 27% 25% 26% 29% 16% Average 2.7 2.8 2.8 2.6 2.7 2.7 2.3 2.5 Difference by visible minority. On average, visible minority students require fewer sources to fund their current year than non-minority students. Visible minority students use 2.3 2.5 sources on average compared to 2.9 sources for non-minority students. Further proof evidence is that 3230% of non- visible minority students report using four or more sources only one source to fund their current year, versus 19% of non-visible minority studentsstudents (although this difference is not statistically significant).

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 73% of those 20 19 and younger to 3035% of those 30 25 and older), university scholarship, financial award, or bursary earnings from summer work (decreasing from 3954% of those 20 19 and younger to 1724% of those 30 25 and older), and RESPs (decreasing from 2530% of those 20 19 and younger to 14% of those 30 25 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about more than half relying on three or more sources. See Table 19. Table 1955: Number of sources of financing All (INC1-11) Group University All of the students 1 2 3 Fraser Valley Victoria (n=22,537n=15,248) (n=7,117n=5,263) (n=7,054n=7,365) (n=8,366n=2,620) (n=386n=295) One 24% 27% 24% 23% 30% Two 24% 25% 25% 24% 32% Three 24% 2321% 25% 24% 22% Four or more 27Two 23% 24% 23% 21% 23% Three 25% 26% 24% 25% 25% Four or more 29% 1629% 29% 30% 30% Average 2.7 2.6 2.8 2.7 2.7 2.3 2.8 2.8 Difference by visible minority. On average, visible minority students require rely on fewer sources than non-visible minority students to fund their current year than non-minority studentsyear. Visible minority students use 2.3 2.4 sources on average average, compared to 2.9 3.0 sources for non-visible minority students. Further proof is that 3216% of non- non-visible minority students report using four or more sources one source to fund their current year, versus 19compared to 35% of minority students. Difference by age. As students get older, they rely on fewer sources to fund their education, as 21% of those 19 and younger rely on just one source compared to 36% of those 25 and older.

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 7376% of those 20 and younger to 3033% of those 30 and older), university scholarship, financial award, or bursary earnings from summer work (decreasing from 3951% of those 20 and younger to 17% of those 30 and older), and RESPs (decreasing from 2521% of those 20 and younger to 1% of those 30 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about more than half relying on three or more sources. See Table 19. Table 1951: Number of sources of financing All Group University of the students 1 2 3 Fraser Valley Victoria (n=22,537n=18,144) (n=7,117n=5,612) (n=7,054n=7,916) (n=8,366n=4,616) (n=386n=454) One 2423% 2721% 2421% 25% 22% Two 23% 23% 3023% Two 2425% 29% Three 26% 25% 26% 25% 25% 24Four or more 28% 32% Three 24% 2330% 25% 24% 22% Four or more 27% 25% 26% 29% 16% Average 2.7 2.8 2.8 2.6 2.7 2.7 2.3 2.6 Difference by visible minority. On average, visible minority students require fewer sources to fund their current year than non-minority students. Visible minority students use 2.3 2.5 sources on average compared to 2.9 sources for non-minority students. Further proof evidence is that 3230% of non- visible minority students report using four or more sources only one source to fund their current year, versus 19% of non-visible minority studentsstudents (although this difference is not statistically significant).

Difference by age. The older a student is, the less likely they are to be financing their education through parents, family and spouse (decreasing from 7376% of those 20 and younger to 3033% of those 30 and older), university scholarship, financial award, or bursary earnings from summer work (decreasing from 3951% of those 20 and younger to 17% of those 30 and older), and RESPs (decreasing from 2521% of those 20 and younger to 1% of those 30 and older). Most students do not just rely on one source to finance their education. In fact, the average number of sources reported is about three, with about more than half relying on three or more sources. See Table 19. Table 1951: Number of sources of financing All Group University of the Xxxxx students 1 2 3 Fraser Valley University (n=22,537n=18,144) (n=7,117n=5,612) (n=7,054n=7,916) (n=8,366n=4,616) (n=386n=941) One 24% 27% 24% 23% 3021% Two 2421% 25% 2519% 24Two 23% 32% Three 2423% 23% 25% 2421% 22% Four or more 27Three 26% 25% 26% 2925% 1623% Four or more 28% 32% 30% 25% 37% Average 2.7 2.8 2.8 2.6 2.7 2.7 2.3 3.0 Difference by visible minority. On average, visible minority students require fewer sources to fund their current year than non-minority students. Visible minority students use 2.3 2.5 sources on average compared to 2.9 sources for non-minority students. Further proof evidence is that 3230% of non- visible minority students report using four or more sources only one source to fund their current year, versus 19% of non-visible minority studentsstudents (although this difference is not statistically significant).