Common use of Disclaimer of Warranty and Limitation of Liability Clause in Contracts

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements provided to you under this Agreement. We do not and cannot warrant that eStatements will operate without error, or that eStatements will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The Bank and its affiliates exceed the amounts paid by you for the services provided to you through eStatements. Communications between The Bank and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: 000-000-0000 Facsimile: You can send a fax to us at: 000-000-0000 Postal Mail: You can write to us at: The Savings Bank Electronic Banking P.O. Box 30 Wakefield, MA 01880 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at 000-000-0000, of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements provided to you under this Agreement. We do not and cannot warrant that eStatements will operate without error, or that eStatements will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The Bank Credit Union and its affiliates exceed the amounts paid by you for the services provided to you through eStatements. Communications between The Bank Credit Union and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: (000-000-0000 Facsimile: You can send a fax to us at: 000-) 000-0000 Postal Mail: You can write to us at: The Savings Bank Electronic Banking P.O. Box 30 Wakefield0000 0xx Xxxxxx Rapid City, MA 01880 SD 57701 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- e-mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at (000-) 000-0000, of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part.. If we become aware that you are not receiving e-mail, we will send all notices, attachments and/or documents to you via U.S. Mail to your last address known to us. Hardware and Software Requirements

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements provided to you under this Agreement. We do not and cannot warrant that eStatements will operate without error, or that eStatements will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The the Bank and its affiliates exceed the amounts paid by you for the services provided to you through eStatements. Communications between The the Bank and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: :You can contact us by telephone at: 000-000-0000 Facsimile: You can send a fax to us at: 000-000- 000-0000 Postal Mail: :You can write to us at: The Savings Bank Electronic Banking P.O. Box 30 Wakefield00 Xxxxxxxxx Xxxxxx, MA 01880 Xxxxxx, XX 00000 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- e-mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at 000978-000458-0000, 7999 of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part. If we become aware that you are not receiving e-mail, we will send all notices, attachments and/or documents to you via U.S. Mail to your last address known to us. eStatement Procedures You will receive an e-mail shortly after the end of each statement period (not all accounts generate monthly statements) with your eStatement. You may link to the Bank’s eStatement site by clicking on the link in the e-mail. Clicking this link will take you to the Logon page for eStatements. You will need to enter your user ID and password to view your eStatement. For Regulation E purposes, which mandates time frames for you to notify the Bank of account errors, the date considered your receipt of the statement will be the date you receive the email from the Bank that the eStatement is ready to be viewed. Notice: eStatements are required for the Card Rewards Checking account. Unenrollment in eStatements may cause an additional monthly fee be assessed. Rev. 01/2010 FACTS WHAT DOES WASHINGTON SAVINGS BANK DO WITH YOUR PERSONAL INFORMATION? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. Why? The types of personal information we collect and share depend on the product or service you have with us. This information can include: Social Security Number and income Account balances and payment history Credit history and credit score When you are no longer our customer, we continue to share your information as described in this notice. What? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Washington Savings Bank chooses to share; and whether you can limit this sharing. How? Reasons we can share your personal information Does Washington Savings Bank share? Can you limit this sharing? For our everyday business purposes - such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus YES NO For our marketing purposes - to offer our products and services to you YES NO For joint marketing with other financial companies NO We don't share For our affiliates' everyday business purposes - information about your transactions and experiences NO We don't share For our affiliates' everyday business purposes - information about your creditworthiness NO We don't share For our affiliates to market to you NO We don't share For nonaffiliates to market to you NO We don't share Questions? Call (000) 000-0000 or go to xxxxxxxxxxxxxxxxx.xxx Who we are Who is providing this notice? Washington Savings Bank What we do How does Washington Savings Bank protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. How does Washington Savings Bank collect my personal information We collect your personal information, for example, when you Open an account or deposit money Pay your bills or apply for a loan Use your credit or debit card We also collect your personal information from others, such as credit bureaus, affiliates, or other companies. Why can't I limit all sharing? Federal law gives you the right to limit only Sharing for affiliates' everyday business purposes - information about your credit worthiness Affiliates from using your information to market to you Sharing for nonaffiliates to market to you State laws and individual companies may give you additional rights to limit sharing.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements provided to you under this Agreement. We do not and cannot warrant that eStatements will operate without error, or that eStatements will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The the Bank and its affiliates exceed the amounts paid by you for the services provided to you through eStatements. Communications between The the Bank and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: 000-000-0000 Facsimile: You can send a fax to us at: 000-000-0000 Postal Mail: You can write to us at: The Savings Bank Electronic Banking P.O. Box 30 Wakefield00 Xxxxx Xxxx Xxxxxx Xxxxx, MA 01880 XX 00000 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- e-mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at 000-000-0000, of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part.. If we become aware that you are not receiving e-mail, we will send all notices, attachments and/or documents to you via U.S. Mail to your last address known to us. eStatement Procedures You will receive an e-mail shortly after the end of each statement period (not all accounts generate monthly statements) with your eStatement. You may link to the Bank’s eStatement site by clicking on the link in the e-mail. Clicking this link will take you to the Logon page for eStatements. You will need to enter your user ID and password to view your eStatement. Hardware and Software Requirements We recommend Internet Explorer 6.0 or higher or Firefox 3 or higher but can support any

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements provided to you under this Agreement. We do not and cannot warrant that eStatements will operate without error, or that eStatements will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The the Bank and its affiliates exceed the amounts paid by you for the services provided to you through eStatements. Communications between The the Bank and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: 000- 000-0000 or 000-000-0000 Facsimile: You can send a fax to us at: 000-000- 000-0000 Postal U.S. Mail: You can write to us at: The Savings Bank Electronic Banking P.O. Box 30 Wakefield00000 Xxxxx Xxxxxxx, MA 01880 Walton, KY 41094 Email: You can email us at: xxxx@xxxxxxxxxxxx-xx.xxx Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- e-mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at 000-000-0000, of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part. If we become aware that you are not receiving e-mail, we will send all notices, attachments and/or documents to you via U.S. Mail to your last address known to us. eStatement Procedures You will receive an e-mail shortly after the end of each statement period (not all accounts generate monthly statements) with your eStatement. You may link to the Bank’s eStatement site by clicking on the link in the e-mail. Clicking this link will take you to the Logon page for eStatements. You will need to enter your user ID and password to view your eStatement.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements electronic statements or documents provided to you under this Agreement. We do not and cannot warrant that eStatements electronic statements and documents will operate without error, or that eStatements electronic statements and documents will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatementselectronic statements or documents, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The the Bank and its affiliates exceed the amounts paid by you for the services provided to you through eStatementselectronic statements and documents. Communications between The Between the Bank and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: 000-000-0000 FacsimileEmail: You can send xxxxxxx@xxxxxxxxxxxxxxx.xxx Postal Mail: 0000 XX Xxxxxx Xxxxxx Xxxx Xx. Blvd., Portland, OR 97212. In Person at a fax Branch Office Multiple Access Devices Your acceptance of this agreement on one Access Device constitutes your acceptance on all Access Devices you use. For example, if you view and accept this agreement on a traditional computer, the terms of this Agreement will apply to electronic documents accessed on a mobile device (or vice versa). Additionally, by viewing and accepting this agreement on any Access Device, you are reasonably demonstrating your ability to access and view electronic documents in the format that the services are provided on that Access Device and all subsequent Access Devices. If you change Access Devices (or use multiple Access Devices), it is your responsibility to ensure that the new Access Device meets the applicable system requirements and that you are still able to access and view electronic documents on the subsequent Access Device. Please contact us at: at 0-000-000-0000 Postal Mail: You can write to us at: The Savings Bank Electronic Banking P.O. Box 30 Wakefield, MA 01880 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at 000-000-0000, of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If if you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care difficulties accessing or viewing electronic documents on your partselected Access Device.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements provided to you under this Agreement. We do not and cannot warrant that eStatements will operate without error, or that eStatements will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The the Bank and its affiliates exceed the amounts paid by you for the services provided to you through eStatements. Communications between The the Bank and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: 000-000-0000 Facsimile: You can send a fax to us at: 000-000-0000 Postal Mail: You can write to us at: The Savings Bank Electronic Banking P.O. PO Box 30 Wakefield617 Sterling, MA 01880 IL 61081 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- e-mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at 000-000-0000, of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part.. If we become aware that you are not receiving e-mail, we will send all notices, attachments and/or documents to you via U.S. Mail to your last address known to us. eStatement Procedures You will receive an e-mail shortly after the end of each statement period (not all accounts generate monthly statements) with your eStatement. You may link to the Bank’s eStatement site by clicking on the link in the e-mail. Clicking this link will take you to the Logon page for eStatements. You will need to enter your user ID and password to view your eStatement. Hardware and Software Requirements

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements electronic notices or documents provided to you under this Agreement. We do not and cannot warrant that eStatements electronic notices and documents will operate without error, or that eStatements electronic notices and documents will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatementselectronic notices or documents, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The the Bank and its affiliates exceed the amounts paid by you for the services provided to you through eStatementselectronic notices and documents. Communications between The Between the Bank and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: 000-000-0000 FacsimileEmail: You can send xxxxxxx@xxxxxxxxxxxxxxx.xxx Postal Mail: 2002 NE Xxxxxx Xxxxxx Xxxx Xx. Blvd., Portland, OR 97212. In Person at a fax Branch Office Multiple Access Devices Your acceptance of this agreement on one Access Device constitutes your acceptance on all Access Devices you use. For example, if you view and accept this agreement on a traditional computer, the terms of this Agreement will apply to electronic documents accessed on a mobile device (or vice versa). Additionally, by viewing and accepting this agreement on any Access Device, you are reasonably demonstrating your ability to access and view electronic documents in the format that the services are provided on that Access Device and all subsequent Access Devices. If you change Access Devices (or use multiple Access Devices), it is your responsibility to ensure that the new Access Device meets the applicable system requirements and that you are still able to access and view electronic documents on the subsequent Access Device. Please contact us at: at 0-000-000-0000 Postal Mail: You can write to us at: The Savings Bank Electronic Banking P.O. Box 30 Wakefield, MA 01880 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at 000-000-0000, of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If if you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care difficulties accessing or viewing electronic documents on your partselected Access Device.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements provided to you under this Agreement. We do not and cannot warrant that eStatements will operate without error, or that eStatements will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The Bank the credit union and its affiliates exceed the amounts paid by you for the services provided to you through eStatements. Communications between The Bank the Credit Union and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: 000-000-0000 000.000.0000 Facsimile: You can send a fax to us at: 000-000-0000 000.000.0000 Postal Mail: You can write to us at: The Savings Bank Electronic Banking P.O. Box 30 Wakefield00 Xxxxxxxx Xxxxxx Saratoga Springs, MA 01880 NY 12866 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- e-mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in writing (by letter sent via U.S. Mail) or by calling us at 000-000-0000000.000.0000, of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part.

Disclaimer of Warranty and Limitation of Liability. We make no warranty of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements provided to you under this Agreement. We do not and cannot warrant that eStatements will operate without error, or that eStatements will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The the Bank and its affiliates exceed the amounts paid by you for the services provided to you through eStatements. Communications between The the Bank and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: 0-000-000-0000 Facsimile: You can send a fax to us at: 000-000-0000 Postal Mail: You can write to us at: The Savings Bank Electronic Banking P.O. P O Box 30 Wakefield808, MA 01880 Cuero, TX 77954 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- e-mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in person, in writing (by letter sent via U.S. Mail) ), or by calling us at 0-000-000-0000, of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part. If we become aware that you are not receiving e-mail, we will send all notices, attachments and/or documents to you via U.S. Mail to your last address known to us. eStatement Procedures You will receive an e-mail shortly after the end of each statement period (not all accounts generate monthly statements) with your eStatement. You may link to the Bank’s eStatement site by clicking on the link in the e-mail. Clicking this link will take you to the Logon page for online banking. You will need to enter your user ID and password to view your eStatement.

Disclaimer of Warranty and Limitation of Liability. We make no warranty warranties or representations of any kind, expressed express or implied, including any implied warranty of merchantability or fitness for a particular purpose, in connection with the eStatements provided to you under this Agreement. We do not and cannot warrant that eStatements will operate without error, or that eStatements will be available at all times. Except as specifically provided in this Agreement, or otherwise required by law, you agree that our officers, directors, employees, agents or contractors are not liable for any indirect, incidental, special or consequential damages under or by reason of any services or products provided under this Agreement or by reason of your use of eStatements, including loss of profits, revenue, data or use by you or any third party, whether in an action in contract or tort or based on a warranty or any other legal theory. Further, in no event shall the liability of The the Bank and its affiliates exceed the amounts paid by you for the services provided to you through eStatements. Communications between The the Bank and You Unless this Agreement provides otherwise, you can communicate with us in any one of the following ways: Telephone: You can contact us by telephone at: (000-) 000-0000 Facsimile: You can send a fax to us at: (000-) 000-0000 Postal Mail: You can write to us at: The Savings Bank Electronic Banking P.O. Box 30 Wakefield0000 Xxxxxx Xxxxxx Sea Isle City, MA 01880 NJ 08243 Consent to Electronic Delivery of Notices You agree that any notice or other type of communication provided to you pursuant to the terms of this Agreement, and any future disclosures required by law, including electronic fund transfer disclosures, may be made electronically via e- e-mail, notice with instructions/links or via an e-mail with attached disclosures. You agree to notify us immediately of any change in your e-mail address. We will send all notices, attachments and/or documents via e-mail to the last known e-mail address provided by you. You agree to notify us promptly in person, in writing (by letter sent via U.S. Mail) ), or by calling us at (000) 000-000-0000, 0000 of any change of your e-mail address. For your protection and for security purposes, we will not accept any change of e-mail address notices via e-mail. If you have not notified us in writing of any change of your e-mail address, you agree that your failure to provide us with a good e-mail address is the lack of ordinary care on your part.. If we become aware that you are not receiving e-mail, we will send all notices, attachments and/or documents to you via U.S. Mail to your last address known to us. eStatement Procedures You will receive an e-mail shortly after the end of each statement period (not all accounts generate monthly statements) with your eStatement. You may link to the Bank's eStatement site by clicking on the link in the e-mail. Clicking this link will take you to the Logon page for eStatements. You will need to enter your user ID and password to view your eStatement. Hardware and Software Requirements