Common use of Disclosure Relating to Certain Federal Clause in Contracts

Disclosure Relating to Certain Federal. Protections The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial Institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. IMPAC WAREHOUSING LENDING GROUP, INC. PMCC FINANCIAL CORPORATION AND PMCC MORTGAGE CORPORATION By /s/ Xxxxx X. Xxxxxxx By /s/ Xxxxx X. Xxxxxxx ---------------------------------- ---------------------------------- Title Vice President Title CEO ------------------------------- ------------------------------- Date 3/6/00 Date 3/3/00 --------------------------------- -------------------------------- ANNEX I Supplemental Terms and Conditions

Disclosure Relating to Certain Federal. Protections PROTECTIONS The parties acknowledge that they have been advised that: : (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder; ; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial Institution institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. IMPAC WAREHOUSING LENDING GROUPBANC OF AMERICA SECURITIES LLC THE PMI Group, INC. PMCC FINANCIAL CORPORATION AND PMCC MORTGAGE CORPORATION By By: /s/ Xxxxx X. Xxxxxxx By Xxxxxxxxxxx By: /s/ Xxxxx Xxxxxxx -------------------------------------------------------------------------------- Name: Xxxxx X. Xxxxxxxxxxx Name: Xxxxx Xxxxxxx ---------------------------------- ---------------------------------- Title Vice President Title CEO ------------------------------- ------------------------------- Date 3/6/00 Date 3/3/00 --------------------------------- -------------------------------- ANNEX I Supplemental Terms and Conditions-------------------------------------------------------------------------------- Title: Principal Title: SVP Treasurer -------------------------------------------------------------------------------- Date: 4/25/03 Date: 4/24/03

Disclosure Relating to Certain Federal. Protections The parties acknowledge that they have been advised that: : (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder; ; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial Institution institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. IMPAC WAREHOUSING LENDING GROUPCAPITAL TRUST, INC. PMCC FINANCIAL CORPORATION AND PMCC MORTGAGE CORPORATION By ., /s/ Xxxxx X. Xxxxxxx By /s/ Xxxxxx --------------------------- Name: Xxxxx X. Xxxxxx Title: Chief Financial Officer Date: XXXXXXX XXXXX MORTGAGE COMPANY, By: Xxxxxxx ---------------------------------- ---------------------------------- Title Sachs Real Estate Funding Corp., its general partner By: /s/ Xxxx Xxxxx -------------------------- Name: Xxxx Xxxxx Title: Vice President Title CEO ------------------------------- ------------------------------- Date 3/6/00 Date 3/3/00 --------------------------------- -------------------------------- Date: Annex I ANNEX I Supplemental Terms and Conditionsto MASTER REPURCHASE AGREEMENT TABLE OF CONTENTS Page 1. APPLICABILITY; OTHER APPLICABLE ANNEXES....................................1

Disclosure Relating to Certain Federal. Protections The parties acknowledge that they have been advised that: : (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder; ; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial Institution institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. IMPAC WAREHOUSING LENDING GROUP, CRIIMI MAE INC. PMCC FINANCIAL CORPORATION AND PMCC MORTGAGE CORPORATION By MXXXXXX LXXXX INTERNATIONAL, ACTING THROUGH ITS AGENT, MXXXXXX LYNCH, PIERCE, FXXXXX & SXXXX INCORPORATED By: /s/ Xxxxx DXXXX X. Xxxxxxx By XXXXXXXXX By: /s/ Xxxxx JXXXXX X. Xxxxxxx ---------------------------------- ---------------------------------- Title XXXXX -------------------------------- ----------------------------- Title: Executive Vice President Title CEO ------------------------------- ------------------------------- Date 3/6/00 Date 3/3/00 --------------------------------- -------------------------------- ANNEX I Supplemental Terms and ConditionsTitle: Vice President Date: April 17, 2001 Date: April 17, 2001

Disclosure Relating to Certain Federal. Protections The parties acknowledge that they have been advised that: : (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder; ; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial Institution institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. IMPAC WAREHOUSING LENDING GROUPCAPITAL TRUST, INC. PMCC FINANCIAL CORPORATION AND PMCC ., /s/ Brian H. Oswald ------------------------- Name: Brian H. Oswald Titxx: Xxxxx Xxxxxcial Officer Date: May 28, 2003 XXXXXXX XXXXX MORTGAGE CORPORATION By COMPANY, By: Goldman Sachs Real Estate Xxxxxxx Xxxx., its general partner By: /s/ Xxxxx X. Xxxxxxx By /s/ Xxxxx X. Xxxxxxx ---------------------------------- ---------------------------------- Title Daniel Sparks ----------------- Name: Daniel Xxxxxx Title: Vice President Title CEO ------------------------------- ------------------------------- Date 3/6/00 Date 3/3/00 --------------------------------- -------------------------------- Date: May 28, 2000 ANNEX I Supplemental Terms and Conditionsto MASTER REPURCHASE AGREEMENT 1. APPLICABILITY .........................................................1 2. DEFINITIONS............................................................1

Disclosure Relating to Certain Federal. Protections The parties acknowledge that they have been advised that: : (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("" 1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder; ; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial Institution institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. IMPAC WAREHOUSING LENDING GROUP, INC. PMCC FINANCIAL CORPORATION AND PMCC MORTGAGE CORPORATION By /s/ Xxxxx X. Xxxxxxx By /s/ Xxxxx X. Xxxxxxx ---------------------------------- ---------------------------------- Title Vice President Title CEO ------------------------------- ------------------------------- Date 3/6/00 Date 3/3/00 --------------------------------- -------------------------------- ANNEX [Name of Party] [Name of Party] By: By: ------------------------- ------------------------- Title: Title: ------------------------- ------------------------- Date: Date: ------------------------- ------------------------- September 1996 o Master Repurchase Agreement o 13 Annex I Supplemental Terms and ConditionsConditions This Annex I forms a part of the Master Repurchase Agreement dated as of ________, 19__ (the "Agreement") between _______________ and ____________. Capitalized terms used but not defined in this Annex I shall have the meanings ascribed to them in the Agreement.

Disclosure Relating to Certain Federal. Protections PROTECTIONS The parties acknowledge that they have been advised that: : (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection 11 . September 1996 . Master Repurchase Agreement Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder; ; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial Institution institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. IMPAC WAREHOUSING LENDING GROUP, INCXxxxxxx Xxxxx Xxxxxx Inc. KANKAKEE FED SVGS BANK. PMCC FINANCIAL CORPORATION AND PMCC MORTGAGE CORPORATION By By: By: /s/ Xxxxx Xxxxxx X. Xxxxxxx By /s/ Xxxxx ---------------------------- --------------------------- Name: Xxxxxx Xxxxxxxxxx Name: Xxxxxx X. Xxxxxxx ---------------------------------- ---------------------------------- Title Vice President Title CEO ------------------------------- ------------------------------- Date 3/6/00 Date 3/3/00 --------------------------------- -------------------------------- ANNEX I Supplemental Terms and Conditions------------------------- Title: Director Title: SR. V.P. & Treasurer ------------------------ Date: Date: 3/13/2002 --------------------------- -------------------------

Disclosure Relating to Certain Federal. Protections PROTECTIONS The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial Institution institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. IMPAC WAREHOUSING LENDING GROUP, INCBT SECURITIES CORPORATION PRIME HOSPITALITY CORP. PMCC FINANCIAL CORPORATION AND PMCC MORTGAGE CORPORATION By /s/ Xxxxx X. Xxxxxxx By /s/ Xxxxx X. Xxxxxxx ---------------------------------- ---------------------------------- Title By: By: --------------------------------------------- --------------------------------------------- Title: Vice President Title CEO ------------------------------- ------------------------------- Date 3/6/00 Date 3/3/00 --------------------------------- -------------------------------- ANNEX I Supplemental Terms and ConditionsTitle: Executive Vice President --------------------------------------------- --------------------------------------------- Date: 10/23/96 Date: 10/23/96 --------------------------------------------- ---------------------------------------------