Common use of Disclosure Relating to Certain Federal Clause in Contracts

Disclosure Relating to Certain Federal. PROTECTIONS The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder. (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. OCWEN PARTNERSHIP X.X. XXXXXXX XXXXX MORTGAGE CAPITAL INC. By: /s/ XXXX XXXXXX By: /s/ XXXXX X. XXXXXX ------------------------- ------------------------- Title: Senior Vice President Title: Vice President ---------------------- ---------------------- Date: March 30, 1998 Date: ------------------------- ----------------------- XXXXXXX XXXXX CREDIT CORPORATION By: /s/ XXXXXXX X. XXXXXX ------------------------- Title: Vice President ---------------------- Date: ----------------------- ANNEX I SUPPLEMENTAL TERMS TO MASTER REPURCHASE AGREEMENT, DATED AS OF MARCH 30, 1998, AMONG XXXXXXX XXXXX MORTGAGE CAPITAL INC. AND XXXXXXX XXXXX CREDIT CORPORATION AND OCWEN PARTNERSHIP L.P. 1. APPLICABILITY. These Supplemental Terms (the "Supplemental Terms") to Master Repurchase Agreement (the "Repurchase Agreement") modify the terms and conditions of the Repurchase Agreement and the terms under which the parties hereto may, from time to time, enter into Transactions (the Repurchase "Agreement"). This Agreement shall be read, taken and construed as one and the same instrument. Capitalized terms used in these Supplemental Terms and not otherwise defined herein shall have the meanings set forth in the Repurchase Agreement.

Disclosure Relating to Certain Federal. PROTECTIONS Protections The parties acknowledge that they have been advised that: : (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("“SEC"”) under Section 15 of the Securities Exchange Act of 1934 ("“1934 Act"”), the Securities Investor Protection Corporation has September 1996 ? Master Repurchase Agreement ? taken the position that the provisions of the Securities Investor Protection Act of 1970 ("“SIPA"”) do not protect the other party with respect to any Transaction hereunder. ; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. OCWEN PARTNERSHIP X.X. XXXXXXX XXXXX MORTGAGE CAPITAL INC. [Name of Party] Hill-Rom Company, Inc. [Name of Party] MUFG Bank By: /s/ XXXX XXXXXX Sxxxxx X. Xxxxxxx By:________________________________ Title: SVP & Chief Financial Officer Title: ______________________________ Date: May 4, 2018 Date: ______________________________ taken the position that the provisions of the Securities Investor Protection Act of 1970 (“SIPA”) do not protect the other party with respect to any Transaction hereunder; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. [Name of Party] Hill-Rom Company, Inc. [Name of Party] MUFG Bank By:________________________________ By: /s/ XXXXX X. XXXXXX ------------------------- ------------------------- Txxxxx Xxxxxxxx Title: Senior Vice President ______________________________ Title: Vice President ---------------------- ---------------------- Director Date: March 30, 1998 ______________________________ Date: ------------------------- ----------------------- XXXXXXX XXXXX CREDIT CORPORATION By: /s/ XXXXXXX X. XXXXXX ------------------------- Title: Vice President ---------------------- Date: ----------------------- ANNEX May 4, 2018 Execution Version Annex I SUPPLEMENTAL TERMS TO MASTER REPURCHASE AGREEMENT, DATED AS OF MARCH 30, 1998, AMONG XXXXXXX XXXXX MORTGAGE CAPITAL INC. AND XXXXXXX XXXXX CREDIT CORPORATION AND OCWEN PARTNERSHIP L.P. 1. APPLICABILITY. These Supplemental Terms (and Conditions This Annex I forms a part of the "Supplemental Terms") to 1996 SIFMA Master Repurchase Agreement dated as of May 4, 2018 (the "Repurchase “SIFMA Master,” and as amended by this Annex I, this or the “Agreement"”) modify the terms between Hill-Rom Manufacturing, Inc. (“Hill-Rom Manufacturing”), and conditions of the Repurchase Agreement and the terms under which the parties hereto mayMUFG Bank, from time to time, enter into Transactions Ltd. (the Repurchase "Agreement"“MUFG”). This Agreement shall be readSubject to the provisions of Paragraph 1 of this Annex I, taken and construed as one and the same instrument. Capitalized (a) capitalized terms used but not defined in these Supplemental Terms and not otherwise defined herein this Annex I shall have the meanings set forth ascribed to them in the Repurchase AgreementSIFMA Master, and (b) aside from this Annex I, including all exhibits and schedules attached hereto and thereto, no other Annexes or Schedules thereto shall form a part of the SIFMA Master or be applicable thereunder.

Disclosure Relating to Certain Federal. PROTECTIONS The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder. (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. OCWEN PARTNERSHIP X.X. XXXXXXX XXXXX MORTGAGE CAPITAL INC. By: /s/ XXXX XXXXXX By: /s/ XXXXX X. XXXXXX ------------------------- ------------------------- Title: Senior Vice President Title: Vice President ---------------------- ---------------------- Date: March 30, 1998 Date: ------------------------- ----------------------- XXXXXXX XXXXX CREDIT CORPORATION By: /s/ XXXXXXX X. XXXXXX ------------------------- Title: Vice President ---------------------- Date: ----------------------- ANNEX I SUPPLEMENTAL TERMS TO MASTER REPURCHASE AGREEMENT, DATED AS OF MARCH 30, 1998, AMONG XXXXXXX XXXXX MORTGAGE CAPITAL INC. AND XXXXXXX XXXXX CREDIT CORPORATION AND OCWEN PARTNERSHIP L.P. 1. APPLICABILITY. These Supplemental Terms (the "Supplemental Terms") to Master Repurchase Agreement (the "Repurchase Agreement") modify the terms and conditions of the Repurchase Agreement and the terms under which the parties hereto may, from time to time, enter into Transactions (the Repurchase "Agreement"). This Agreement shall be read, taken and construed as one and the same instrument. Capitalized terms used in these Supplemental Terms and not otherwise defined herein shall have the meanings set forth in the Repurchase Agreement.

Disclosure Relating to Certain Federal. PROTECTIONS The parties acknowledge that they have been advised that: : (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("SEC") under Section 15 of the Securities Exchange Act of 1934 ("1934 Act"), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("SIPA") do not protect the other party with respect to any Transaction hereunder. ; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA SlPA will not provide protection to the other party with respect to any Transaction hereunder; and and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation, the Federal Savings and Loan Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. OCWEN PARTNERSHIP X.X. XXXXXXX XXXXX [NAME OF PARTY] [NAME OF PARTY] T.A.R. PREFERRED MORTGAGE CS FIRST BOSTON MORTGAGE CAPITAL INCCORPORATION CORP. By: /s/ XXXX XXXXXX By: /s/ XXXXX X. XXXXXX ------------------------- ------------------------- Title: Senior Vice President Title: Vice President ---------------------- ---------------------- Date: March 30, 1998 Date: ------------------------- ----------------------- XXXXXXX XXXXX CREDIT CORPORATION By: /s/ XXXXXXX X. XXXXXX ------------------------- Title: Vice President ---------------------- Date: ----------------------- By ____________________________ By _____________________________ Title _________________________ Title __________________________ Date __________________________ Date ___________________________ ANNEX I SUPPLEMENTAL TERMS TO AND CONDITIONS ANNEX I SUPPLEMENTAL TERMS AND CONDITIONS The MASTER REPURCHASE AGREEMENT, DATED AS OF MARCH 30, 1998, AMONG XXXXXXX XXXXX AGREEMENT between CS FIRST BOSTON MORTGAGE CAPITAL INCCORP. AND XXXXXXX XXXXX CREDIT ("Buyer") and T.A.R. PREFERRED MORTGAGE CORPORATION AND OCWEN PARTNERSHIP L.P.("Seller"), dated as of October 2, 1996, is amended and supplemented as set forth below. All capitalized terms used herein that are defined in the Master Repurchase Agreement are used herein as defined therein except to the extent such terms are amended or supplemented herein. 1. APPLICABILITY. These Supplemental Terms (Paragraph 1 of the "Supplemental Terms") to Master Repurchase Agreement is amended by adding the following after the word "instruments" and before the parenthetical "(the "Repurchase Agreement") modify the terms and conditions of the Repurchase Agreement and the terms under which the parties hereto may, from time to time, enter into Transactions (the Repurchase "AgreementSecurities"). This Agreement shall be read, taken and construed as one and the same instrument. Capitalized terms used in these Supplemental Terms and not otherwise defined herein shall have the meanings set forth " in the Repurchase Agreementsecond line thereof: "or whole mortgage loans or any interests in any whole mortgage loans, including, without limitation, mortgage participation certificates and mortgage pass-through certificates".

Disclosure Relating to Certain Federal. PROTECTIONS Protections The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("“SEC"”) under Section 15 of the Securities Exchange Act of 1934 ("“1934 Act"”), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("“SIPA"”) do not protect the other party with respect to any Transaction hereunder.; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. OCWEN PARTNERSHIP X.X. XXXXXXX XXXXX MORTGAGE CAPITAL INC. RCG PB, LTD, as Buyer By: /s/ XXXX XXXXXX Jxxxxxx X. Xxxxxxx Name: Jxxxxxx X. Xxxxxxx Title: Authorized Signatory HANOVER CAPITAL MORTGAGE HOLDINGS, INC., as Seller By: /s/ XXXXX Jxxx X. XXXXXX ------------------------- ------------------------- Xxxxxxxx Name: Jxxx X. Xxxxxxxx Title: Senior Vice Chairman, President Title: Vice President ---------------------- ---------------------- Date: March 30and Chief Executive Officer This Annex I (this “Annex I”), 1998 Date: ------------------------- ----------------------- XXXXXXX XXXXX CREDIT CORPORATION By: /s/ XXXXXXX X. XXXXXX ------------------------- Title: Vice President ---------------------- Date: ----------------------- ANNEX I SUPPLEMENTAL TERMS TO MASTER REPURCHASE AGREEMENTdated as of August 10, DATED AS OF MARCH 302007, 1998, AMONG XXXXXXX XXXXX MORTGAGE CAPITAL INC. AND XXXXXXX XXXXX CREDIT CORPORATION AND OCWEN PARTNERSHIP L.P. 1. APPLICABILITY. These Supplemental Terms (forms a part of the "Supplemental Terms") to TBMA Master Repurchase Agreement (the "Repurchase Agreement"September 1996 Version) modify the terms and conditions dated as of the Repurchase Agreement and the terms under which the parties hereto mayAugust 10, from time to time, enter into Transactions 2007 (the Repurchase "“Master Agreement"” and, together with this Annex I, Annex II and any schedules and exhibits hereto or thereto, this “Agreement”). This Agreement shall be read, taken between Hanover Capital Mortgage Holdings, Inc., as the Seller (the “Seller”) and construed RCG PB, Ltd, as one and buyer (the same instrument“Buyer”). Capitalized terms used but not defined in these Supplemental Terms and not otherwise defined herein this Annex I shall have the meanings set forth ascribed to them in the Repurchase Master Agreement.. To the extent that this Annex I conflicts with the terms of the Master Agreement, this Annex I shall control. All references to Buyer in the Agreement shall be deemed to be references to RCG PB, Ltd, and except as is otherwise expressly provided in this Annex I to the contrary, any reference to “Seller” in the Master Agreement shall be construed to mean a reference to Hanover Capital Mortgage Holdings, Inc.

Disclosure Relating to Certain Federal. PROTECTIONS Protections The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("“SEC"”) under Section 15 of the Securities Exchange Act of 1934 ("“ 1934 Act"”), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("“SIPA"”) do not protect the other party with respect to any Transaction hereunder.; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore therefor are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. OCWEN PARTNERSHIP X.X. XXXXXXX XXXXX MORTGAGE CAPITAL INC. By: /s/ XXXX XXXXXX Xxxx Xxxxxxxx By: /s/ XXXXX Xxxx X. XXXXXX ------------------------- ------------------------- Xxxxxxxxxx Name: Xxxx Xxxxxxxx Name: Xxxx X. Xxxxxxxxxx Title: Senior Vice President Chief Operating Officer Title: Vice President ---------------------- ---------------------- Chief Financial Officer Date: March 30April 12, 1998 2011 Date: ------------------------- ----------------------- XXXXXXX XXXXX CREDIT CORPORATION By: /s/ XXXXXXX X. XXXXXX ------------------------- Title: Vice President ---------------------- Date: ----------------------- ANNEX April 13, 2011 This Annex I SUPPLEMENTAL TERMS TO MASTER REPURCHASE AGREEMENTdated as of April 12, DATED AS OF MARCH 302011 between Guggenheim Securities, 1998LLC (“Party A”) and Provident Mortgage Capital Associates, AMONG XXXXXXX XXXXX MORTGAGE CAPITAL INC. AND XXXXXXX XXXXX CREDIT CORPORATION AND OCWEN PARTNERSHIP L.P. 1. APPLICABILITY. These Supplemental Terms Inc (“Party B”) hereby amends supplements and forms a part of the "Supplemental Terms") to Master Repurchase Agreement (the "Repurchase Agreement"”) modify dated as of April 12, 2011 between Party A and Party B. In the event of any conflict between the terms and conditions of the Repurchase Agreement this Annex and the terms under which of the parties hereto mayAgreement, from time to time, enter into Transactions (the Repurchase "Agreement")terms of this Annex shall control. This Agreement shall be read, taken and construed as one and the same instrument. Capitalized All capitalized terms used in these Supplemental Terms and herein but not otherwise defined herein shall have the meanings set forth ascribed to them in the Repurchase Agreement, References to Paragraphs herein are to Paragraphs of the Agreement unless otherwise specified. In all other respects, the Agreement remains unchanged, and, as amended hereby, supersedes all prior writings in respect thereof.

Disclosure Relating to Certain Federal. PROTECTIONS Protections The parties acknowledge that they have been advised that: (a) in the case of Transactions in which one of the parties is a broker or dealer registered with the Securities and Exchange Commission ("“SEC"”) under Section 15 of the Securities Exchange Act of 1934 ("“1934 Act"”), the Securities Investor Protection Corporation has taken the position that the provisions of the Securities Investor Protection Act of 1970 ("“SIPA"”) do not protect the other party with respect to any Transaction hereunder.; (b) in the case of Transactions in which one of the parties is a government securities broker or a government securities dealer registered with the SEC under Section 15C of the 1934 Act, SIPA will not provide protection to the other party with respect to any Transaction hereunder; and (c) in the case of Transactions in which one of the parties is a financial institution, funds held by the financial institution pursuant to a Transaction hereunder are not a deposit and therefore are not insured by the Federal Deposit Insurance Corporation or the National Credit Union Share Insurance Fund, as applicable. OCWEN PARTNERSHIP X.X. XXXXXXX XXXXX MORTGAGE CAPITAL INC. RCG PB, LTD, as Buyer By: /s/ XXXX XXXXXX Jxxxxxx X. Xxxxxxx Name: Jxxxxxx X. Xxxxxxx Title: Authorized Signatory HANOVER CAPITAL MORTGAGE HOLDINGS, INC., as Seller By: /s/ XXXXX Jxxx X. XXXXXX ------------------------- ------------------------- Xxxxxxxx Name: Jxxx X. Xxxxxxxx Title: Senior Vice Chairman, President Title: Vice President ---------------------- ---------------------- Date: March 30and Chief Executive Officer This Amended and Restated Annex I (this “Annex I”), 1998 Date: ------------------------- ----------------------- XXXXXXX XXXXX CREDIT CORPORATION By: /s/ XXXXXXX X. XXXXXX ------------------------- Title: Vice President ---------------------- Date: ----------------------- ANNEX I SUPPLEMENTAL TERMS TO MASTER REPURCHASE AGREEMENTdated as of October 2, DATED AS OF MARCH 302007, 1998, AMONG XXXXXXX XXXXX MORTGAGE CAPITAL INC. AND XXXXXXX XXXXX CREDIT CORPORATION AND OCWEN PARTNERSHIP L.P. 1. APPLICABILITY. These Supplemental Terms (forms a part of the "Supplemental Terms") to TBMA Master Repurchase Agreement (the "Repurchase Agreement"September 1996 Version) modify the terms and conditions dated as of the Repurchase Agreement and the terms under which the parties hereto mayAugust 10, from time to time, enter into Transactions 2007 (the Repurchase "“Master Agreement"” and, together with this Amended and Restated Annex I, Annex II and any schedules and exhibits hereto or thereto, this “Agreement”). This Agreement shall be read, taken between Hanover Capital Mortgage Holdings, Inc., as the Seller (the “Seller”) and construed RCG PB, Ltd, as one and buyer (the same instrument“Buyer”). Capitalized terms used but not defined in these Supplemental Terms and not otherwise defined herein this Annex I shall have the meanings set forth ascribed to them in the Repurchase Master Agreement.. To the extent that this Annex I conflicts with the terms of the Master Agreement, this Annex I shall control. All references to Buyer in the Agreement shall be deemed to be references to RCG PB, Ltd, and except as is otherwise expressly provided in this Annex I to the contrary, any reference to “Seller” in the Master Agreement shall be construed to mean a reference to Hanover Capital Mortgage Holdings, Inc.