Common use of Documents Delivered Clause in Contracts

Documents Delivered. Shareholder acknowledges having ------------------- reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to his execution of this Voting Agreement, available for inspection and copying at the Offices of the Commission and that Mercantile delivered the following such documents to Horizon: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 1996; (b) Mercantile's Quarterly Report on Form 10-Q for the quarter ended March 31, 1997; and (c) Mercantile's Current Reports on Form 8-K dated May 2, 1997, May 13, 1997 and July 14, 1997 and Current Report on Form 8-K/A dated May 22, 1997.

Documents Delivered. Shareholder Stockholder acknowledges having reviewed ------------------- reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to his execution of this Voting Agreement, available for inspection and copying at the Offices of the Commission and that Mercantile delivered the following such documents to HorizonHomecorp: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 1996; (b) Mercantile's Quarterly Report Reports on Form 10-Q for the quarter quarters ended March 31, 1997 and June 30, 1997; and (c) Mercantile's Current Reports on Form 8-K dated May 2April 25, 1997, May 13, 1997, July 1, 1997 and July 14September 25, 1997 and Current Report on Form 8-K/A dated May 22, 1997.

Documents Delivered. Shareholder acknowledges ------------------- having ------------------- reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to his its execution of this Voting Agreement, available for inspection and copying at the Offices offices of the Commission and that Mercantile delivered the following such documents to HorizonSBC: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 19961994; (b) Mercantile's Annual Report to Shareholders for the year ended December 31, 1994; (c) Mercantile's Current Reports on Form 8-K filed on May 12, 1995 and May 31, 1995; (d) Mercantile's Quarterly Report on Form 10-Q for the quarter ended March 31, 19971995; and (ce) Mercantile's Current Reports on Form 8-K dated May 2, 1997, May 13, 1997 and July 14, 1997 and Current Amendment #1 to the Annual Report on Form 810-K/A dated May 22filed on June 29, 19971995.

Documents Delivered. Shareholder acknowledges having ------------------- reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to his execution of this Voting Agreement, available for inspection and copying at the Offices of the Commission and that Mercantile delivered the following such documents to HorizonCBT: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 1996, as amended by Form 10-K/A; (b) Mercantile's Quarterly Report Reports on Form 10-Q for the quarter quarters ended March 31, 1997, June 30, 1997 and September 30, 1997; and (c) Mercantile's Current Reports on Form 8-K dated May 2April 25, 1997, May 13, 1997 and 1997, July 141, 1997, two dated September 25, 1997 and Current Report on Form 8-K/A dated May 22, 1997.

Documents Delivered. Shareholder acknowledges having ------------------- reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to his execution of this Voting Agreement, available for inspection and copying at the Offices of the Commission and that Mercantile delivered the following such documents to HorizonCBT: (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 1996; , as amended by Form 10-K/A; (b) Mercantile's Quarterly Report Reports on Form 10-Q for the quarter quarters ended March 31, 1997, June 30, 1997 and September 30, 1997; and and (c) Mercantile's Current Reports on Form 8-K dated May 2April 25, 1997, May 13, 1997 and 1997, July 141, 1997, two dated September 25, 1997 and Current Report on Form 8-K/A dated May 22, 1997.

Documents Delivered. Shareholder Stockholder acknowledges having ------------------- that he has reviewed the Agreement and its attachments and that reports, proxy statements and other information with respect to Mercantile filed with the Securities and Exchange Commission (the "Commission") were, prior to his execution of this Voting Agreement, available for inspection and copying at the Offices of the Commission and that Mercantile delivered the following such documents to Horizon:Regional Bancshares. (a) Mercantile's Annual Report on Form 10-K for the year ended December 31, 19961995; (b) Mercantile's Quarterly Annual Report on Form 10-Q to Stockholders for the quarter year ended March December 31, 1997; and1995; (c) Mercantile's Current Reports on Form 8-K dated May 2January 16, 19971996 and March 11, May 13, 1997 and July 14, 1997 and Current 1996; and (d) Mercantile's Quarterly Report on Form 810-K/A dated May 22Q for the quarters ended March 31, 19971996 and June 30, 1996.