Duties After an Accident Clause Samples
The "Duties After an Accident" clause outlines the specific responsibilities that a party must fulfill following an accident or loss covered by the agreement. Typically, this includes promptly notifying the insurer or relevant party, providing detailed information about the incident, cooperating with any investigations, and preserving evidence or property as required. By clearly defining these post-accident obligations, the clause ensures that claims can be processed efficiently and helps prevent disputes or delays due to incomplete or late information.
Duties After an Accident. In addition to the terms and conditions of this policy, an insured person claiming any coverage under any Part of this policy must:
1. Upon our request at any time before or during the policy term, make any car, or utility trailer that you insure or intend to insure available for inspection by us to the extent permitted by law.
2. Refrain from voluntarily making any payment, assuming any obligation, or incurring any expenses except for bail bonds and first aid expenses for others.
3. Report all theft losses to the police within 24 hours or as soon as reasonably practicable.
4. As soon as reasonably practicable, inform us of any accident or loss and of all details, including the date and time it occurred, the location where it occurred, the facts and circumstances of the accident, the identity of persons involved, the license plate information of the cars involved, and injury and witness information.
5. Protect your insured car from further loss. We will pay reasonable expenses to guard against further loss. If you don't protect your insured car, further loss is not covered.
6. If we ask that insured person must also cooperate and assist us:
a. In the investigation of the accident;
b. In making settlements;
c. In the conduct of suits; SAMPLE POLICY
d. In enforcing any right of contribution or indemnity against any legally responsible person or organization because of bodily injury or property damage;
e. At trials and hearings;
f. In securing and giving evidence; and
g. By obtaining the attendance of witnesses. Only at the insured person’s own cost, will the insured person make a payment, assume any obligation, incur any cost or permit the entry of a judgment against the insured person without our consent.
7. Allow us to inspect and appraise the damaged property before it is repaired, destroyed or discarded.
8. Allow us, with your consent, to move your insured car, at our expense, to a storage facility of our choice. If you do not give us your consent, we will pay only the storage costs which would have resulted if we had moved your insured car to a storage facility of our choice.
9. Submit to statements and or examinations under oath as often as we reasonably require, separately and apart from others, and to sign the transcript.
10. Provide us with copies of any documents that we reasonably require at the time of the examination under oath and any other time, and allow the copying of any documents we or our designated representative requests. This includes ...
Duties After an Accident. OR LOSS 18 PART F – GENERAL PROVISIONS 19 NAMED DRIVER EXCLUSION 22 NAMED NON-OWNER COVERAGE 22 PHYSICAL DAMAGE COVERAGE FOR COVERED TRAILER 23
Duties After an Accident. OR LOSS 15 PART F – GENERAL PROVISIONS 16