Common use of Earning an Award Clause in Contracts

Earning an Award. The Participant shall be eligible to receive a benefit in Company common shares equal in value based on the Grant Date between 0% and 200% of the Target Performance-Based Equity Award, based on achievement during the Performance Period of the Performance Objective set forth below. Performance between two stated levels will be interpolated when determining the percentage of the Target Performance-Based Equity Award earned. The amount of the Target Performance-Based Equity Award that may be earned in Company common shares will be based on the sum of the Company’s return on equity for each fiscal year during the Performance Period divided by three (“Average XXX”), compared to the Average XXX of the Company’s Peer Group during the Performance Period (“Relative Average XXX”). The total, maximum number of XXX Award Shares described in the Grant Notice eligible to be earned was determined by (i) dividing the dollar amount of Participant’s Target Performance-Based Equity Award by the average reported closing price of a share of Company common stock during the 30-day period ending on the day prior to the Grant Date of this Award, and (ii) multiplying the result by 200% (x 2.0), rounded to the nearest whole share. Therefore, between 0% and 100% of the XXX Award Shares are subject to vesting on the “Normal Vesting Date” stated in the Grant Notice, in accordance with the following schedule and percentages: Performance Objective: Relative Average XXX during Performance Period Percentage of Average XXX Award Shares Earned Less than Peer Group 25th percentile 0% Equal to Peer Group 25th percentile (threshold) 10% Equal to Peer Group 50th percentile (target) 50% Equal to or higher than Peer Group 75th percentile (max) 100% For these purposes: (i) Relative Average XXX shall be determined by the Committee in its sole discretion; and (ii) the Committee shall select the institutions constituting, and make such periodic adjustments as it determines appropriate to, the “Peer Group” in its sole discretion.

Earning an Award. The At the end of the Performance Period, the Participant shall be eligible to receive a benefit to be received in Company common shares equal in value based on at the Grant Date to between 0% and 200250% of the Target Performance-Based Equity Award, Award based on the achievement of the Performance Objectives set forth below during the Performance Period of the Performance Objective set forth belowPeriod. Performance between two stated levels will be interpolated when determining the percentage of the Target Performance-Based Equity Award earned. Performance with respect to each Performance Objective is calculated separately. (a) The amount of the Target Performance-Based Equity Award that may can be earned in Company shares of the Company’s common shares will be stock based on the sum of the Company’s return on equity for each fiscal year during the Performance Period divided by three (“Average XXXRXX”), ) compared to the Average XXX RXX of the Company’s Peer Group during the Performance Period (the “Relative Average XXXRXX Award Shares”). The total, maximum total number of XXX the Average RXX Award Shares described in the Grant Notice eligible to be earned was determined by (i) dividing the dollar amount of Participant’s Target Performance-Based Equity Award by the average reported closing price of a share of Company common stock during the 30-day period ending on the day prior to the Grant Date of this AwardAward (the “Target RXX Award Shares”), and (ii) multiplying the result by 200250% (x 2.02.5), rounded to the nearest whole share, to determine the total Average RXX Award Shares eligible to be earned upon vesting. Therefore, between Between 0% and 100% of the XXX Average RXX Award Shares are subject to vesting on the “Normal Vesting Date” stated in the Grant Notice, Date in accordance with the following schedule and percentages: Performance Objective: Relative Average XXX RXX Compared to Peer Group during Performance Period Percentage of Average XXX RXX Award Shares Earned Less Equal to or less than Peer Group 25th percentile 0% Equal to Peer Group 25th 50th percentile (threshold) 1020% Equal to Peer Group 50th 59th percentile (target) 5040% Equal to or higher than Peer Group 75th 85th percentile (max) 100% For these purposes: (i) Relative Average XXX RXX shall be determined by the Committee in its sole discretion; and (ii) the Committee shall select the institutions constituting, and make such periodic adjustments as it determines appropriate to, the “Peer Group” in its sole discretion.

Earning an Award. The Participant shall be eligible to receive a benefit in Company common shares equal in value based on the Grant Date between 0% and 200% of the Target Performance-Based Equity Award, based on achievement during the Performance Period of the Performance Objective set forth below. Performance between two stated levels will be interpolated when determining the percentage of the Target Performance-Based Equity Award earned. The amount of the Target Performance-Based Equity Award that may be earned in Company common shares will be based on the sum of the Company’s return on equity for each fiscal year during the Performance Period divided by three (“Average XXX”), compared to the Average XXX of the Company’s Peer Group during the Performance Period (“Relative Average XXX”). The total, maximum number of XXX Award Shares described in the Grant Notice eligible to be earned was determined by (i) dividing the dollar amount of Participant’s Target Performance-Based Equity Award by the average reported closing price of a share of Company common stock during the 30-day period ending on the day prior to the Grant Date of this Award, and (ii) multiplying the result by 200% (x 2.0), rounded to the nearest whole share. Therefore, between 0% and 100% of the XXX Award Shares are subject to vesting on the “Normal Vesting Date” stated in the Grant Notice, in accordance with the following schedule and percentages: Performance Objective: Relative Average XXX during Performance Period Percentage of Average XXX Award Shares Earned Less than Peer Group 25th percentile 0% Equal to Peer Group 25th percentile (threshold) 10% Equal to Peer Group 50th percentile (target) 50% Equal to or higher than Peer Group 75th percentile (max) 100% For these purposes: % (i) Relative Average XXX shall be determined by the Committee in its sole discretion; and (ii) the Committee shall select the institutions constituting, and make such periodic adjustments as it determines appropriate to, the “Peer Group” in its sole discretion.

Earning an Award. The Participant shall be eligible to receive a benefit in Company common shares equal in value based on the Grant Date between 0% and 200% of the Target Performance-Based Equity Award, based on achievement during the Performance Period of the Performance Objective set forth below. Performance between two stated levels will be interpolated when determining the percentage of the Target Performance-Based Equity Award earned. The amount of the Target Performance-Based Equity Award that may be earned in Company common shares will be based on the sum of the Company’s return on equity for each fiscal year during the Performance Period divided by three (“Average XXXRXX”), compared to the Average XXX RXX of the Company’s Peer Group during the Performance Period (“Relative Average XXXRXX”). The total, maximum number of XXX RXX Award Shares described in the Grant Notice eligible to be earned was determined by (i) dividing the dollar amount of Participant’s Target Performance-Based Equity Award by the average reported closing price of a share of Company common stock during the 30-day period ending on the day prior to the Grant Date of this Award, and (ii) multiplying the result by 200% (x 2.0), rounded to the nearest whole share. Therefore, between 0% and 100% of the XXX RXX Award Shares are subject to vesting on the “Normal Vesting Date” stated in the Grant Notice, in accordance with the following schedule and percentages: Performance Objective: Relative Average XXX RXX during Performance Period Percentage of Average XXX RXX Award Shares Earned Less than Peer Group 25th percentile 0% Equal to Peer Group 25th percentile (threshold) 10% Equal to Peer Group 50th percentile (target) 50% Equal to or higher than Peer Group 75th percentile (max) 100% For these purposes: (i) Relative Average XXX RXX shall be determined by the Committee in its sole discretion; and (ii) the Committee shall select the institutions constituting, and make such periodic adjustments as it determines appropriate to, the “Peer Group” in its sole discretion.

Earning an Award. The At the end of the Performance Period, the Participant shall be eligible to receive a benefit to be received in Company common shares equal in value based on at the Grant Date to between 0% and 200% of the Target Performance-Based Equity Award, Award based on achievement of the Performance Objectives set forth below during the Performance Period of the Performance Objective set forth belowPeriod. Performance between two stated levels will be interpolated when determining the percentage of the Target Performance-Based Equity Award earned. . (a) The amount of the Target Performance-Based Equity Award that may can be earned in Company shares of the Company’s common shares will be stock (the “Average XXX Award Shares”) based on the sum of the Company’s return on equity for each fiscal year during the Performance Period divided by three (“Average XXX”), as compared to the Average XXX of the Company’s Peer Group during the Performance Period (“Relative Average XXX”)Period. The total, maximum total number of the Average XXX Award Shares described in the Grant Notice eligible to be earned upon vesting was determined by (i) dividing the dollar amount of Participant’s Target Performance-Based Equity Award by the average reported closing price of a share of Company common stock during the 30-day period ending on the day prior to the Grant Date of this AwardAward (the “Target Average XXX Award Shares”), and (ii) multiplying the result by 200% (x 2.0), rounded to the nearest whole share. Therefore, between Between 0% and 100% of the Average XXX Award Shares are subject to vesting on the “Normal Vesting Date” stated in the Grant Notice, Date in accordance with the following schedule and percentages: Performance Objective: Relative Average XXX Compared to Peer Group during Performance Period Percentage of Average XXX Award Shares Earned Less than Peer Group 25th percentile 0% Equal to Peer Group 25th percentile (threshold) 10% Equal to Peer Group 50th percentile (target) 50% Equal to or higher than Peer Group 75th percentile (max) 100% For these purposes: (i) Relative Average XXX shall be determined by the Committee in its sole discretion; and (ii) the Committee shall select the institutions constituting, and make such periodic adjustments as it determines appropriate to, the “Peer Group” in its sole discretion.

Earning an Award. The At the end of the Performance Period, the Participant shall be eligible to receive a benefit to be received in Company common shares equal in value based on at the Grant Date to between 0% and 200% of the Target Performance-Based Equity Award, Award based on achievement of the Performance Objectives set forth below during the Performance Period of the Performance Objective set forth belowPeriod. Performance between two stated levels will be interpolated when determining the percentage of the Target Performance-Based Equity Award earned. . (a) The amount of the Target Performance-Based Equity Award that may can be earned in Company shares of the Company’s common shares will be stock (the “Average XXX Award Shares”) based on the sum of the Company’s return on equity for each fiscal year during the Performance Period divided by three (“Average XXX”), as compared to the Average XXX of the Company’s Peer Group during the Performance Period (“Relative Average XXX”)Period. The total, maximum total number of the Average XXX Award Shares described in the Grant Notice eligible to be earned upon vesting was determined by (i) dividing the dollar amount of Participant’s Target Performance-Based Equity Award by the average reported closing price of a share of Company common stock during the 30-day period ending on the day prior to the Grant Date of this AwardAward (the “Target Average XXX Award Shares”), and (ii) multiplying the result by 200% (x 2.0), rounded to the nearest whole share. Therefore, between Between 0% and 100% of the Average XXX Award Shares are subject to vesting on the “Normal Vesting Date” stated in the Grant Notice, Date in accordance with the following schedule and percentages: Performance Objective: Relative Average XXX Compared to Peer Group during Performance Period Percentage of Average XXX Award Shares Earned Less than Peer Group 25th percentile 0% Equal to Peer Group 25th percentile (threshold) 10% Equal to Peer Group 50th percentile (target) 50% Equal to or higher than Peer Group 75th 85th percentile (max) 100% For these purposes: (i) Relative Average XXX shall be determined by the Committee in its sole discretion; and (ii) the Committee shall select the institutions constituting, and make such periodic adjustments as it determines appropriate to, the “Peer Group” in its sole discretion.