Common use of EHC Benefit % Benefit Maximum Clause in Contracts

EHC Benefit % Benefit Maximum. Provincial Drug Formulary Plan 100% Limited to the British Columbia Drug Benefit formulary and Special Authority drugs that are approved by Pharmacare Deductible is equal to the dispensing xxx.Xx coverage for drugs not listed in the provincial formulary. Fertility Drugs 50% $2,500 lifetime maximum Massage Therapist 80% $500 per calendar yearPhysician referral required Physiotherapist 80% $500 per calendar year Speech Therapist 80% $500 per calendar year Acupuncturist Naturopath Osteopath Chiropodist Psychologist / Psychotherapist/ Social Worker (MSW) 80% $500 per calendar year per practitioner Podiatrist 80% $500 per calendar year Chiropractor 80% $500 per calendar year Registered Nutritional Consulting Practitioner / Registered Dietician 80% $150 per calendar year Eye Examinations 80% $50 Every 24 months Vision Care $250 every 2 years Ambulance Service 100% Per EHC Details Foot Orthotics 80% 2 pair per calendar year.$350 total per calendar year Orthopedic Shoes 80% 2 pair per calendar year.$500 total per calendar year Prosthetics 100% $25,000 lifetime maximum– initial placement only Hearing Aids 100% $500 every 4 years Dental Plan – 75% Employer Paid – 25% Employee Paid. Basics & Preventative Dental Treatment % Benefit Maximum Routine Dental Care 80% - Recall, emergency or specific oral examinations, bitewing x- rays, scaling, polishing & fluoride once every 9 months. - Periodontal scaling/root planning 8 units per calendar year. Periodontics 80% Endodontics 80% Denture Repairs 80% Dental Deductible $50 per calendar year Life Insurance – 75% Employer Paid – 25% Employee Paid. Accidental Death and Dismemberment – 75% Employer Paid– 25% Employee Paid. Life Benefit Formula $50,000 The Employer shall provide these benefits and shall be consistent with the current provisions. All employees who are scheduled for 20 hours or more per week are entitled to enroll in the health and welfare benefits plan. See Group Benefits Plan for other details.

EHC Benefit % Benefit Maximum. Provincial Drug Formulary Plan 100% Limited to the British Columbia Drug Benefit formulary and Special Authority drugs that are approved by Pharmacare Deductible is equal to the dispensing xxx.Xx fee. No coverage for drugs not listed in the provincial formulary. Fertility Drugs 50% $2,500 lifetime maximum Massage Therapist 80% $500 per calendar yearPhysician referral required Physiotherapist 80% $500 per calendar year Speech Therapist 80% $500 per calendar year Acupuncturist Naturopath Osteopath Chiropodist Psychologist / Psychotherapist/ Social Worker Psychotherapist SocialWorker (MSW) 80% $500 per calendar year per practitioner Podiatrist 80% $500 per calendar year Chiropractor 80% $500 per calendar year Registered Nutritional Consulting Practitioner / Registered Dietician 80% $150 per calendar year Eye Examinations 80% $50 Every 24 months *Vision Care *$250 350 every 2 years - Corrective eye glasses - Medical required contact lenses Ambulance Service 100% Per EHC Details Foot Orthotics *80% 2 pair per calendar year.$350 year. $350 total per calendar year Orthopedic Shoes *80% 2 pair per calendar year.$500 year. $500 total per calendar year Prosthetics 100% $25,000 lifetime maximum25,000lifetime maximum – initial placement only Hearing Aids 100% $500 every 4 years Dental Plan – 75% Employer Paid – 25% Employee Paid. Basics & Preventative Dental Treatment % Benefit Maximum Maximum$50 deductible per calendar year Routine Dental Care 80% - Recall, emergency or specific oral examinations, bitewing x- rays, scaling, polishing & fluoride once every 9 months. - Periodontal scaling/root planning 8 units per calendar year. Periodontics 80% Endodontics 80% Denture Repairs 80% Dental Deductible $50 per calendar year Life Insurance – 75% Employer Paid – 25% Employee Paid. Accidental Death and Dismemberment – 75% Employer Paid– 25% Employee Paid. Life Benefit Formula $50,000 * The new benefits effective start date of August 1st, 2022. The Employer shall provide these benefits and shall be consistent with the current provisions. All regular employees who are scheduled for 20 hours or more per week are entitled to enroll in the health and welfare benefits plan. See Group Benefits Plan for other details.

EHC Benefit % Benefit Maximum. Provincial Drug Formulary Plan 100% Limited to the British Columbia Drug Benefit formulary and Special Authority drugs that are approved by Pharmacare Deductible is equal to the dispensing xxx.Xx coverage for drugs not listed in the provincial formulary. Fertility Drugs 50% $2,500 lifetime maximum Massage Therapist 80% $500 per calendar yearPhysician referral required Physiotherapist 80% $500 per calendar year Speech Therapist 80% $500 per calendar year Acupuncturist Naturopath Osteopath Chiropodist Psychologist / Psychotherapist/ Psychotherapist / Social Worker (MSW) 80% $500 per calendar year per practitioner Podiatrist 80% $500 per calendar year Chiropractor 80% $500 per calendar year Registered Nutritional Consulting Practitioner / Registered Dietician 80% $150 per calendar year Eye Examinations 80% $50 Every 24 months Vision Care $250 every 2 years Ambulance Service 100% Per EHC Details Foot Orthotics 80% 2 pair per calendar year.$350 total per calendar year Orthopedic Shoes 80% 2 pair per calendar year.$500 total per calendar year Prosthetics 100% $25,000 lifetime maximum– initial placement only Hearing Aids 100% $500 every 4 years Dental Plan – 75% Employer Paid – 25% Employee Paid. Basics & Preventative Dental Treatment % Benefit Maximum Routine Dental Care 80% - Recall, emergency or specific oral examinations, bitewing x- rays, scaling, polishing & fluoride once every 9 months. - Periodontal scaling/root planning 8 units per calendar year. Periodontics 80% Endodontics 80% Denture Repairs 80% Dental Deductible $50 per calendar year Life Insurance – 75% Employer Paid – 25% Employee Paid. Accidental Death and Dismemberment – 75% Employer Paid– 25% Employee Paid. Life Benefit Formula $50,000 The Employer shall provide these benefits and shall be consistent with the current provisions. All employees who are scheduled for 20 hours or more per week are entitled to enroll in the health and welfare benefits plan. See Group Benefits Plan for other details.

EHC Benefit % Benefit Maximum. Provincial Drug Formulary Plan 100% Limited to the British Columbia Drug Benefit formulary and Special Authority drugs that are approved by Pharmacare Deductible is equal to the dispensing xxx.Xx coverage for drugs not listed in the provincial formulary. Fertility Drugs 50% $2,500 lifetime maximum Massage Therapist 80% $500 per calendar yearPhysician referral required Physiotherapist 80% $500 per calendar year Speech Therapist 80% $500 per calendar year Acupuncturist Naturopath Osteopath Chiropodist Psychologist / Psychotherapist/ Psychotherapist Social Worker (MSW) 80% $500 per calendar year per practitioner Podiatrist 80% $500 per calendar year Chiropractor 80% $500 per calendar year Registered Nutritional Consulting Practitioner / Registered Dietician 80% $150 per calendar year Eye Examinations 80% $50 100 Every 24 months Vision Care $250 350 every 2 years Ambulance Service 100% Per EHC Details Foot Orthotics 80100% 2 pair per calendar year.$350 total per calendar year Orthopedic Shoes 80100% 2 pair per calendar year.$500 total per calendar year Prosthetics 100% $25,000 lifetime maximum– initial placement only Hearing Aids 100% $500 every 4 years Dental Plan – 75% Employer Paid – 25% Employee Paid. Basics & Preventative Dental Treatment % Benefit Maximum Maximum$50 deductible per calendar year Routine Dental Care 80% - Recall, emergency or specific oral examinations, bitewing x- rays, scaling, polishing & fluoride once every 9 months. - Periodontal scaling/root planning 8 units per calendar year. Periodontics 80% Endodontics 80% Denture Repairs 80% Dental Deductible $50 per calendar year Life Insurance – 75% Employer Paid – 25% Employee Paid. Accidental Death and Dismemberment – 75% Employer Paid– 25% Employee Paid. Life Benefit Formula $50,000 *The HUB plan will be ended for all staff on July 31, 2022. **The new plan with RWAM has an effective start date of August 1, 2022. The Employer shall provide these benefits and shall be consistent with the current provisions. All regular employees who are scheduled for 20 hours or more per week are entitled to enroll in the health and welfare benefits plan. See Group Benefits Plan for other details.

EHC Benefit % Benefit Maximum. Provincial Drug Formulary Plan 100% Limited to the British Columbia Drug Benefit formulary and Special Authority drugs that are approved by Pharmacare Deductible is equal to the dispensing xxx.Xx coverage for drugs not listed in the provincial formulary. Fertility Drugs 50% $2,500 lifetime maximum Massage Therapist 80% $500 per calendar yearPhysician year Physician referral required Physiotherapist 80% $500 per calendar year Speech Therapist 80% $500 per calendar year Acupuncturist Naturopath Osteopath Chiropodist Psychologist / Psychotherapist/ Social Worker (MSW) 80% $500 per calendar year per practitioner Psychologist / Psychotherapist Social Worker (MSW) Podiatrist 80% $500 per calendar year Chiropractor 80% $500 per calendar year Registered Nutritional Consulting Practitioner / Registered Dietician 80% $150 per calendar year Eye Examinations 80% $50 100 Every 24 months Vision Care $250 350 every 2 years Ambulance Service 100% Per EHC Details Foot Orthotics 80100% 2 pair per calendar year.$350 total per calendar year Orthopedic Shoes 80100% 2 pair per calendar year.$500 total per calendar year Prosthetics 100% $25,000 lifetime maximum25,000lifetime maximum – initial placement only Hearing Aids 100% $500 every 4 years Dental Plan – 75% Employer Paid – 25% Employee Paid. Basics & Preventative Dental Treatment % Benefit Maximum Maximum$50 deductible per calendar year Routine Dental Care 80% - Recall, emergency or specific oral examinations, bitewing x- rays, scaling, polishing & fluoride once every 9 months. - Periodontal scaling/root planning 8 units per calendar year. Periodontics 80% Endodontics 80% Denture Repairs 80% Dental Deductible $50 per calendar year Life Insurance – 75% Employer Paid – 25% Employee Paid. Accidental Death and Dismemberment – 75% Employer Paid– 25% Employee Paid. Life Benefit Formula $50,000 *The HUB plan will end for all staff on Jul 31, 2022. **The new plan with RWAM has an effective start date of August 1, 2022. The Employer shall provide these benefits and shall be consistent with the current provisions. All regular employees who are scheduled for 20 hours or more per week are entitled to enroll in the health and welfare benefits plan. See Group Benefits Plan for other details.