Common use of Electronic Delivery of Disclosures and Notices Clause in Contracts

Electronic Delivery of Disclosures and Notices. By Agreeing, you are consenting to receive the disclosures, notices, terms and conditions, and communications (“required disclosures”), related to the opening and ongoing maintenance of all of the account(s) you access electronically through BCU’s Internet Banking. The specific documents and disclosures will be provided electronically following your acceptance of this E-SIGN Consent Agreement. You understand that these documents will not be mailed to you, unless you specifically request it. To request a paper copy of any disclosure, notice or other document, contact Member Relations at 000-000-0000 or write us at BCU, 000 Xxxxx Xxxxxxxxx Xxx., Xxxxxx Xxxxx, Xxxxxxxx 00000. Upon request, paper copies will be mailed to you. With the exception of other documents such as copies of checks, statements, or other items, copies of disclosures and other notices will be mailed at no charge (contact us at the above telephone number or see the Service Charge and Fee Schedule included in the Member Service Agreement for specific charges). You can also print any document you view under this Agreement. Your communications and required disclosures related to the ongoing maintenance of your account(s) will be available in BCU’s Internet Banking. You can also link directly to your new communications and required disclosures from the email message we will send you each time you have a new communication, notice, or disclosure available. All communications, notices, and disclosures will be delivered in Portable Document Format (“PDF”) and presented in Adobe® Acrobat Reader. The disclosures you may receive electronically include, but are not limited to the following: • Member Service Agreement • Periodic Statements • Notification of any changes in the terms to your account(s) • Privacy Policy Notice • Maturity / Expiration Notices • Notices under the Electronic Fund Transfer or Truth in Lending Acts related to dispute or error resolution • Other notices we are required to provide In addition, we may, at any time, in our sole discretion, provide you with or require you to use a paper version of the documents, even if you have provided consent for electronic delivery.

Electronic Delivery of Disclosures and Notices. By Agreeing, you are consenting to receive the disclosures, periodic statements, notices, terms and conditions, and communications (“required disclosures”), related to the opening and ongoing maintenance of all of the account(s) you access electronically through BCU’s Internet Banking. The specific documents and disclosures will be provided electronically following your acceptance of this E-SIGN Consent Agreement. You understand that these documents will not be mailed to you, unless you specifically request it. To request a paper copy of any disclosure, notice or other document, contact Member Relations at 000800-000388-0000 7000 or write us at BCU, 000 Xxxxx Xxxxxxxxx Xxx., Xxxxxx Xxxxx, Xxxxxxxx 00000Xxxxx 60061. Upon request, paper copies will be mailed to you. With the exception of other documents such as copies of checks, statements, checks or other items, copies of disclosures and other notices will be mailed at no charge (contact us at the above telephone number or see the Service Charge and Fee Schedule included in the Member Service BCU Deposit Account Agreement for specific charges). You can also print any document you view under this Agreement. Your communications and required disclosures related to the ongoing maintenance of your account(s) will be available in on BCU’s Internet Banking. You can also link directly to your new communications and required disclosures from the email message we will send you each time you have a new communication, notice, or disclosure available. All communications, notices, and disclosures will be delivered in Portable Document Format (“PDF”) and presented in Adobe® Acrobat Reader. The disclosures you may receive electronically include, but are not limited to the following: • Member Service  Deposit Account Agreement •  Periodic Statements •  Notification of any changes in the terms to of your account(s) •  Privacy Policy Notice •  Maturity / Expiration Notices •  Notices under the Electronic Fund Transfer or Truth in Lending Acts related to dispute or error resolution •  Other notices we are required to provide In additionSystem Requirements to Access Information You must confirm that your computer or electronic device meets the specifications and requirements listed below, we may, at any time, in our sole discretion, provide you with or require and permits you to use a paper access and retain the disclosures and notices electronically. BCU hosted Web pages and Web-based applications support the following operating systems and browsers:  Windows XP, Windows Vista, Windows 7 and 8  Microsoft Internet Explorer 8.0 and higher  Firefox current version of and two previous versions  Google Chrome current version and two previous versions  Macintosh OS 10.7 and higher To open and save PDF files, you must install the documents, even if you have provided consent for electronic deliveryfree Adobe Reader software. This is available online at xxx.xxxxx.xxx/xxxxxx. BCU’s hosted Web pages and Web-based applications support Adobe Reader versions 8.0 and higher.

Electronic Delivery of Disclosures and Notices. By Agreeing, If you are consenting applying for access to receive the our Online Banking and/or any service that is offered as a result of your membership in Online Banking including but not limited to Online Bill Pay and Presentment and Funds Transfer, we will provide certain disclosures, agreements, required notices, terms and conditions, and communications (“required disclosures”), related to the opening and ongoing maintenance of all of the account(s) you access electronically through BCU’s Internet Banking. The specific documents and disclosures will be provided electronically following your acceptance of this E-SIGN Consent Agreement. You understand that these documents will not be mailed to you, unless you specifically request it. To request a paper copy of any disclosure, notice or other document, contact Member Relations at 000-000-0000 or write us at BCU, 000 Xxxxx Xxxxxxxxx Xxx., Xxxxxx Xxxxx, Xxxxxxxx 00000. Upon request, paper copies will be mailed to you. With the exception of other documents such as copies of checks, statements, or other items, copies of disclosures and documents electronically. This Agreement will cover any other notices will be mailed at no charge (contact us at the above telephone number or see the Service Charge and Fee Schedule included service(s) not specifically mentioned in the Member Service Agreement for specific charges). You can also print any document you view under this Agreement. Your communications and required disclosures related to the ongoing maintenance of Notice but are accessible through your account(s) will be available in BCU’s Internet enrollment with Online Banking. You can also link directly to your new communications and required disclosures from the email message we will send you each time you have a new communication, notice, or disclosure available. All communications, notices, and disclosures will be delivered in Portable Document Format (“PDF”) and presented in Adobe® Acrobat Reader. The disclosures you may receive electronically include, These include but are not limited to the following: • Member Service Agreement • Periodic Statements • Notification - Our Online Banking Agreement, including any Addendums, and Disclosure and any other required notices, disclosures, or other documents electronically. All updates to these agreements and all disclosures, notices and other communication regarding Online Banking and/or any service that is offered as a result of your membership in Online Banking including but not limited to Online Bill Pay and Presentment or Funds Transfer. By clicking the "Accept" button below, you are consenting to receive these electronic disclosures. You are not consenting to receive other electronic records such as your bank statements or cancelled checks. At your own cost you are responsible for providing an internet connected device that is compatible with the Katahdin Trust Company account opening portal. Our system must meet the minimum requirements that are outlined below so that you may access and retain the disclosures and notices electronically. To save and retain your disclosures you may utilize the Save function in your Internet browser and utilize a hard drive, CD, or any changes in the terms to your account(s) • Privacy Policy Notice • Maturity / Expiration Notices • Notices under the Electronic Fund Transfer or Truth in Lending Acts related to dispute or error resolution • Other notices we are required to provide In addition, we may, at any time, in our sole discretion, provide you with or require you to use other removable media. You may retain a paper version copy of the documentsdisclosures by using the Print function in your Internet browser. If you click the "Decline" button below, even if you will not be permitted to continue with the electronic application process. If you have provided consent for electronic deliveryquestions, please contact any of our branch offices, or telephone us at 0-000-000-0000, or e-mail us at xxxx@xxxxxxxxxxxxx.xxx, or send us your question using the secure email on our web site.

Electronic Delivery of Disclosures and Notices. By Agreeing, If you are consenting applying for access to receive the our Online Banking and/or any service that is offered as a result of your membership in Online Banking including but not limited to Online Bill Pay and Presentment and Funds Transfer, we will provide certain disclosures, agreements, required notices, terms and conditions, and communications (“required disclosures”), related to the opening and ongoing maintenance of all of the account(s) you access electronically through BCU’s Internet Banking. The specific documents and disclosures will be provided electronically following your acceptance of this E-SIGN Consent Agreement. You understand that these documents will not be mailed to you, unless you specifically request it. To request a paper copy of any disclosure, notice or other document, contact Member Relations at 000-000-0000 or write us at BCU, 000 Xxxxx Xxxxxxxxx Xxx., Xxxxxx Xxxxx, Xxxxxxxx 00000. Upon request, paper copies will be mailed to you. With the exception of other documents such as copies of checks, statements, or other items, copies of disclosures and documents electronically. This Agreement will cover any other notices will be mailed at no charge (contact us at the above telephone number or see the Service Charge and Fee Schedule included service(s) not specifically mentioned in the Member Service Agreement for specific charges). You can also print any document you view under this Agreement. Your communications and required disclosures related to the ongoing maintenance of Notice but are accessible through your account(s) will be available in BCU’s Internet enrollment with Online Banking. You can also link directly to your new communications and required disclosures from the email message we will send you each time you have a new communication, notice, or disclosure available. All communications, notices, and disclosures will be delivered in Portable Document Format (“PDF”) and presented in Adobe® Acrobat Reader. The disclosures you may receive electronically include, These include but are not limited to the following: • Member Service Agreement • Periodic Statements • Notification - Our Online Banking Agreement, including any Addendums, and Disclosure and any other required notices, disclosures, or other documents electronically. All updates to these agreements and all disclosures, notices and other communication regarding Online Banking and/or any service that is offered as a result of your membership in Online Banking including but not limited to Online Bill Pay and Presentment or Funds Transfer. By clicking the "Accept" button below, you are consenting to receive these electronic disclosures. You are not consenting to receive other electronic records such as your bank statements or cancelled checks. At your own cost you are responsible for providing an internet connected device that is compatible with the Katahdin Trust Company account opening portal. Your system must meet the minimum requirements that are outlined below so that you may access and retain the disclosures and notices electronically. To save and retain your disclosures you may utilize the Save function in your Internet browser and utilize a hard drive, CD, or any other removable media. You may retain a paper copy of the disclosures by using the Print function in your Internet browser. If you click the "Decline" button below, you will not be permitted to continue with the electronic application process. If you have questions, please contact any of our branch offices, or telephone us at 0-000-000-0000, or e-mail us at xxxx@xxxxxxxxxxxxx.xxx, or send us your question using the secure email on our web site. You have the right to request paper copies of any changes in the terms disclosures related to your account(saccount. To do so, please contact any of our branch offices, or telephone us at 0-000-000-0000, or e-mail us at xxxx@xxxxxxxxxxxxx.xxx, or send us your request using the secure email on our web site. You may request a paper copy of an electronic disclosure. To request a paper copy, you may 1) • Privacy Policy Notice • Maturity / Expiration Notices • Notices under utilize the "Contact Us" section of our website, or 2) write to us at Katahdin Trust Company, Attn: Electronic Fund Transfer Banking, PO Box 36, Houlton ME 04730, or Truth in Lending Acts related 3) contact the Customer Service Representative at your local branch. Please see our "Fees for General Services" for any fees that may be associated with your request. You have the right to dispute or error resolution • Other notices we are required withdraw your consent to provide In addition, we may, receive electronic disclosures at any time. To withdraw consent, you must notify the Bank, in our sole discretionwriting, provide you with or require you at least 30 days in advance. This notice must be delivered to use a paper version of Katahdin Trust Company, Attn: Electronic Banking, PO Box 36, Houlton, ME 04730. You agree to notify the documents, even Bank at once if you have provided consent for electronic deliveryyour e-mail address changes.

Electronic Delivery of Disclosures and Notices. By Agreeing, If you are consenting applying for access to receive the our Online Banking and/or any service that is offered as a result of your membership in Online Banking including but not limited to Online Bill Pay and Presentment and Funds Transfer, we will provide certain disclosures, agreements, required notices, terms and conditions, and communications (“required disclosures”), related to the opening and ongoing maintenance of all of the account(s) you access electronically through BCU’s Internet Banking. The specific documents and disclosures will be provided electronically following your acceptance of this E-SIGN Consent Agreement. You understand that these documents will not be mailed to you, unless you specifically request it. To request a paper copy of any disclosure, notice or other document, contact Member Relations at 000-000-0000 or write us at BCU, 000 Xxxxx Xxxxxxxxx Xxx., Xxxxxx Xxxxx, Xxxxxxxx 00000. Upon request, paper copies will be mailed to you. With the exception of other documents such as copies of checks, statements, or other items, copies of disclosures and documents electronically. This Agreement will cover any other notices will be mailed at no charge (contact us at the above telephone number or see the Service Charge and Fee Schedule included service(s) not specifically mentioned in the Member Service Agreement for specific charges). You can also print any document you view under this Agreement. Your communications and required disclosures related to the ongoing maintenance of Notice but are accessible through your account(s) will be available in BCU’s Internet enrollment with Online Banking. You can also link directly to your new communications and required disclosures from the email message we will send you each time you have a new communication, notice, or disclosure available. All communications, notices, and disclosures will be delivered in Portable Document Format (“PDF”) and presented in Adobe® Acrobat Reader. The disclosures you may receive electronically include, These include but are not limited to the following: • Member Service Agreement • Periodic Statements • Notification Our Online Banking Agreement, including any Addendums, and Disclosure and any other required notices, disclosures, or other documents electronically. All updates to these agreements and all disclosures, notices and other communication regarding Online Banking and/or any service that is offered as a result of your membership in Online Banking including but not limited to Online Bill Pay and Presentment or Funds Transfer. By clicking the "Accept" button below, you are consenting to receive these electronic disclosures. You are not consenting to receive other electronic records such as your bank statements or cancelled checks. At your own cost you are responsible for providing an internet connected device that is compatible with the Katahdin Trust Company account opening portal. Your system must meet the minimum requirements that are outlined below so that you may access and retain the disclosures and notices electronically. To save and retain your disclosures you may utilize the Save function in your Internet browser and utilize a hard drive, CD, or any other removable media. You may retain a paper copy of the disclosures by using the Print function in your Internet browser. If you click the "Decline" button below, you will not be permitted to continue with the electronic application process. If you have questions, please contact any of our branch offices, or telephone us at 0-000-000-0000, or e-mail us at xxxx@xxxxxxxxxxxxx.xxx, or send us your question using the secure email on our web site. You have the right to request paper copies of any changes in the terms disclosures related to your account(saccount. To do so, please contact any of our branch offices, or telephone us at 0-000-000-0000, or e-mail us at xxxx@xxxxxxxxxxxxx.xxx, or send us your request using the secure email on our web site. You may request a paper copy of an electronic disclosure. To request a paper copy, you may 1) • Privacy Policy Notice • Maturity / Expiration Notices • Notices under utilize the "Contact Us" section of our website, or 2) write to us at Katahdin Trust Company, Attn: Electronic Fund Transfer Banking, PO Box 36, Houlton ME 04730, or Truth in Lending Acts related 3) contact the Customer Service Representative at your local branch. Please see our "Fees for General Services" for any fees that may be associated with your request. You have the right to dispute or error resolution • Other notices we are required withdraw your consent to provide In addition, we may, receive electronic disclosures at any time. To withdraw consent, you must notify the Bank, in our sole discretionwriting, provide you with or require you at least 30 days in advance. This notice must be delivered to use a paper version of Katahdin Trust Company, Attn: Electronic Banking, PO Box 36, Houlton, ME 04730. You agree to notify the documents, even Bank at once if you have provided consent for electronic deliveryyour e-mail address changes.