Common use of Electronic Delivery of Documents Clause in Contracts

Electronic Delivery of Documents. The Program is an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” we are obtaining your informed consent to electronic delivery of all notices and communications relating to your Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99rises. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99rises, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted email. E-mails on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program is We provide an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” Agreement, we are obtaining your informed consent to electronic delivery of all notices notices, marketing communications about Ellevest’s products and services and communications relating to your Account to an e-mail address or phone number that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”)) regarding your relationship with Ellevest and its suppliers. You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if If you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Ellevest’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail or via text. E-mails or texts on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it It may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Ellevest does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to To receive electronic deliveries, you must have Internet access, a working phone number with texting capacity, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Ellevest may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-e- mail address and phone number with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Ellevest will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Ellevest of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program is an electronically based service. By , by accepting this Account Management Agreement when you click “I Agree,” Client Agreement, we are obtaining your informed consent to electronic delivery of all notices and communications relating to your Advisory Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Advisory Account (“Account Communications”). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 section 11 of this Account Management Client Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your Advisory Account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Ellevest’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail. E-mails on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Ellevest does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Ellevest may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Ellevest will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Ellevest of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Client Agreement.

Electronic Delivery of Documents. The Program is an electronically based service. By , by accepting this Account Management Agreement when you click “I Agree,” Client Agreement, we are obtaining your informed consent to electronic delivery of all notices notices, marketing communications about Ellevest’s products and services and communications relating to your Program Account to an e-mail address or phone number that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”)) regarding your Program Account. You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 section 11 of this Account Management Client Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your Program Account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Xxxxxxxx’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail or via text. E-mails or texts on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.three

Electronic Delivery of Documents. The Program is We provide an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” Agreement, we are obtaining your informed consent to electronic delivery of all notices notices, marketing communications about Ellevest’s products and services and communications relating to your Account to an e-mail address or phone number that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”)) regarding your relationship with Ellevest and its suppliers. You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if If you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Ellevest’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail or via text. E-mails or texts on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it It may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Ellevest does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to To receive electronic deliveries, you must have Internet access, a working phone number with texting capacity, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Ellevest may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-e- mail address and phone number with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Ellevest will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Ellevest of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement. CERTAIN DEFINITIONS‌ “agent,” in contrast to an “owner,” is one whose power to withdraw from an account comes from, or is on behalf of the owners. Authorized signers, attorneys-in-fact, and convenience signers are examples of agents.

Electronic Delivery of Documents. The Program is an electronically based service. By , by accepting this Account Management Agreement when you click “I Agree,” Client Agreement, we are obtaining your informed consent to electronic delivery of all notices notices, marketing communications about Ellevest’s products and services and communications relating to your Advisory Account to an e-mail address or phone number that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Advisory Account (“Account Communications”). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 section 11 of this Account Management Client Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your Advisory Account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Ellevest’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail or via text. E-mails or texts on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Ellevest does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a working phone number with texting capacity, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Ellevest may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address and phone number with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Ellevest will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Ellevest of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Client Agreement.

Electronic Delivery of Documents. The Program is We provide an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” Agreement, we are obtaining your informed consent to electronic delivery of all notices notices, marketing communications about Ellevest’s products and services and communications relating to your Account to an e-mail address or phone number that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”)) regarding your relationship with Ellevest and its suppliers. You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if If you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Xxxxxxxx’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail or via text. E-mails or texts on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it It may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Ellevest does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to To receive electronic deliveries, you must have Internet access, a working phone number with texting capacity, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Ellevest may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail email address and phone number with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Ellevest will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Ellevest of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program is an electronically based service. By accepting this Account Management Agreement when opening a VirtualWealth account you click “I Agree,” we are obtaining your informed consent have consented to the electronic delivery of all notices documents and communications relating pertaining to your Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your "Account (“Account Communications”Information"). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation Information will be effective upon successful completion of its processing by 99rises. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99rises, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronicallyelectronically either, in CQSI’s discretion, via posting to the "Documents" section of your online account accessible by logging in to your account on the VirtualWealth client website at xxx.xxxxxxxxxxxxx.xx or via email to the email address you have provided. Neither You will receive email notification when Account Information has been posted to your revocation secure online account. You agree that you will inform XXXX immediately in writing in the event that you are unable to access the Documents section of consent your secure online account or your email address changes. To view Account Information posted to electronic deliveryyour secure online account, you understand and agree that you must use a modern web browser and Adobe Acrobat or other applicable program. You acknowledge and agree that Account Information posted to your request for paper delivery, nor 99rises’ delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications secure online account will be deemed to be delivered to and received by you at the time it is posted to your secure online account regardless of whether or when you actually access or view the Account Information, and Account Information sent to your e-mail email address will be deemed to be delivered to and received by you when it is sent, regardless of recordwhether and when you actually access or view the Account Information. You acknowledge hereby agree that all Account Information delivered to you electronically as described above will constitute original written documents for the Internet purposes of all applicable laws. CQSI’s records will be conclusive proof of the date on which Account Information is not a posted to your secure network online account, you accessed your secure online account or particular Account Information and that communications transmitted over Account Information is sent to your email address. You hereby agree to release, hold harmless, defend and indemnify CQSI and its agents, contractors and employees from any and all claims, losses, suits or damages which may in any manner arise out of the Internet may be accessed transmission through the internet of information ("Confidential Information") related to you or your Account, any inaccuracies contained in such Confidential Information, any subsequent use of such Confidential Information, whether authorized or unauthorized, by unauthorized the intended or unintended third parties. Due recipient and your access to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted email. E-mails on rare occasions may fail use of Confidential Information related to transmit properlyyour Account. You understand and agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement and will remain in effect unless and until that if you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companiesInformation, and such charges are borne solely by youCQSI may charge you a fee for paper delivery. 99rises does not charge additional online access fees for receiving electronic delivery Paper versions of Account Communications. You understand that Information can be obtained for a fee by making a request by email to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability xxxxxxx@xxxxxxxxxxxxx.xx or by telephone to download documents as 99rises may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement0.000.000.0000.

Electronic Delivery of Documents. The Program is an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” we are obtaining your informed consent to electronic delivery of all notices and communications relating to your Quantalytics Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Quantalytics Account (“Account Communications”). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesQuantalytics. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesQuantalytics, at its discretion, may (i) terminate this agreement and/or close your Quantalytics Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99risesQuantalytics’ delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. E-mails on rare occasions may fail to transmit properly. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted email. E-mails on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Quantalytics does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Quantalytics may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Quantalytics will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Quantalytics of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program is an electronically based service. By accepting this Account Management Agreement when you click “Advisory Agreement, I Agree,” we are obtaining your am giving my informed consent to electronic delivery of all Quarterly Portfolio Reviews and, once available for electronic delivery, all notices and communications relating to your my Advisory Account to an e-mail address that you provided. This includes all (including prospectuses, proxy solicitations, privacy notices, disclosuresand required communications with Quarterly Portfolio Reviews, regulatory communications (including privacy notices) and other informationcollectively, documents, data and records regarding your Account (“Account Communications”)) on the terms set forth herein to an email address provided in my account application. You I may revoke your my consent to electronic delivery of any or all Account Communications by providing notice in accordance with Section 13 12 of this Account Management Advisory Agreement, and such revocation will be effective upon successful completion of its processing by 99risesETCM. You This consent is effective immediately and will remain in effect unless and until I revoke my consent to electronic delivery or ETCM no longer generates an Account Communication electronically. I understand that it may take up to three business days to process a revocation of consent to electronic delivery, and I may receive electronic notifcations in the interim. I understand that if you I revoke or restrict your my consent to electronic delivery of any Account Communications or request paper delivery, 99risesETCM, at its discretion, may (i) terminate this agreement and/or charge me a reasonable service fee for such method of delivery or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronicallymy Advisory Account. Neither your my revocation of consent to electronic delivery, your my request for paper delivery, nor 99rises’ ETCM’s delivery of paper copies of any Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your my consent was in effect. All e-mail notifications of I will receive an electronic communication that an Account Communications will be sent Communication is available to your e-mail address of recordreview online, with instructions from ETCM about how to access the Account Communication. You I acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you I will not send any sensitive information, such as account numbers numbers, Social Security numbers, or passwords, in an unencrypted email. E-mails Emails on rare occasions may fail to transmit properly. You I agree that, solely for your my records, you I can download and save or print the Account Communications you Communication I receive via electronic delivery. This consent is effective upon the execution of this Agreement and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of an Account Communications Communication include charges from Internet access providers and telephone companies, and such charges are borne solely by youme. 99rises ETCM does not charge me additional online access fees for receiving electronic delivery of Account Communications. You I understand that to receive electronic deliveries, you I must have Internet access, a valid e-mail email address with sufficient suffcient storage space, the ability to download documents such applications as 99rises ETCM may specify and to which you I have access access, and a printer or other device to download and print or save any information you I may wish to retain. You I acknowledge that you I have, and will continue to have and maintain, Internet access and a valid e-mail email address with characteristics as described in this paragraph, and you are I am able to receive electronic deliveries as set forth herein. 99rises ETCM will notify you me of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You I hereby agree that you I have carefully read the above information regarding informed consent and fully understand the implications thereof. You I hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail my email address changes, you I agree to notify 99rises ETCM of your my new e-mail email address immediately in writing in accordance with the notice provisions of Section 12 of this Account Management Advisory Agreement.

Electronic Delivery of Documents. The Program is an electronically based service. By accepting this Account Management Agreement when opening a VirtualWealth account you click “I Agree,” we are obtaining your informed consent have consented to the electronic delivery of all notices documents and communications relating pertaining to your Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your "Account (“Account Communications”Information"). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation Information will be effective upon successful completion of its processing by 99rises. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99rises, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronicallyelectronically either, in CQSI’s discretion, via posting to the "Documents" section of your online account accessible by logging in to your account on the VirtualWealth client website at xxx.xxxxxxxxxxxxx.xx or via email to the email address you have provided. Neither You will receive email notification when Account Information has been posted to your revocation secure online account. You agree that you will inform CQSI immediately in writing in the event that you are unable to access the Documents section of consent your secure online account or your email address changes. To view Account Information posted to electronic deliveryyour secure online account, you understand and agree that you must use a modern web browser and Adobe Acrobat or other applicable program. You acknowledge and agree that Account Information posted to your request for paper delivery, nor 99rises’ delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications secure online account will be deemed to be delivered to and received by you at the time it is posted to your secure online account regardless of whether or when you actually access or view the Account Information, and Account Information sent to your e-mail email address will be deemed to be delivered to and received by you when it is sent, regardless of recordwhether and when you actually access or view the Account Information. You acknowledge hereby agree that all Account Information delivered to you electronically as described above will constitute original written documents for the Internet purposes of all applicable laws. CQSI’s records will be conclusive proof of the date on which Account Information is not a posted to your secure network online account, you accessed your secure online account or particular Account Information and that communications transmitted over Account Information is sent to your email address. You hereby agree to release, hold harmless, defend and indemnify CQSI and its agents, contractors and employees from any and all claims, losses, suits or damages which may in any manner arise out of the Internet may be accessed transmission through the internet of information ("Confidential Information") related to you or your Account, any inaccuracies contained in such Confidential Information, any subsequent use of such Confidential Information, whether authorized or unauthorized, by unauthorized the intended or unintended third parties. Due recipient and your access to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted email. E-mails on rare occasions may fail use of Confidential Information related to transmit properlyyour Account. You understand and agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement and will remain in effect unless and until that if you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companiesInformation, and such charges are borne solely by youCQSI may charge you a fee for paper delivery. 99rises does not charge additional online access fees for receiving electronic delivery Paper versions of Account Communications. You understand that Information can be obtained for a fee by making a request by email to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability xxxxxxx@xxxxxxxxxxxxx.xx or by telephone to download documents as 99rises may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement0.000.000.0000.

Electronic Delivery of Documents. The Program Platform is an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” we are obtaining your informed consent to electronic delivery of all notices and communications relating to your Investment Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Investment Account (“Account Communications”). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 16 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesAura. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesAura, at its discretion, may (i) terminate this agreement and/or close your Investment Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Xxxx’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted email. E-mails on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Xxxx does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Aura may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Aura will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Aura of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program is an electronically based service. By , by accepting this Account Management Agreement when you click “I Agree,” Advisory Agreement, we are obtaining your informed consent to electronic delivery of all notices and communications relating to your Advisory Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Advisory Account (“Account Communications”). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 section 11 of this Account Management Advisory Agreement, and such revocation will be effective effective upon successful completion of its processing by 99risesCatch Capital. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesCatch Capital, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your Advisory Account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Catch Capital's delivery of paper copies of Account Communications will affect affect the legal effectiveness effectiveness or validity of any electronic communication provided while your consent was in effecteffect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail. E-mails on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective effective upon the execution of this Agreement contract and will remain in effect effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three five (35) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Catch Capital does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient sufficient storage space, the ability to download documents as 99rises Catch Capital may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-e- mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Catch Capital will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Catch Capital of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Advisory Agreement.

Electronic Delivery of Documents. The Program is We provide an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” Agreement, we are obtaining your informed consent to electronic delivery of all notices notices, marketing communications about Ellevest’s products and services and communications relating to your Account to an e-mail address or phone number that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”)) regarding your relationship with Ellevest and its suppliers. You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if If you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or Agreement and close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronicallyaccount. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Xxxxxxxx’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail or via text. E-mails or texts on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it It may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Ellevest does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to To receive electronic deliveries, you must have Internet access, a working phone number with texting capacity, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Ellevest may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail email address and phone number with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Ellevest will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Ellevest of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program is an electronically based service. By , by accepting this Account Management Agreement when you click “I Agree,” Advisory Agreement, we are obtaining your informed consent to electronic delivery of all notices and communications relating to your Advisory Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Advisory Account (“'Account Communications”'). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 10 of this Account Management Advisory Agreement, and such revocation will be effective upon successful completion of its processing by 99risesRound. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesRound, at its discretion, may (i) terminate this agreement and/or close your Account Agreement or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your Advisory Account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Round's delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail. E-mails on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.three

Electronic Delivery of Documents. The Program is an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” we You are obtaining your informed consent to electronic delivery of all notices and communications relating to your Account to an e-mail address showing us that you providedhave the ability to receive documents electronically. This includes all notices, disclosures, regulatory communications (including privacy notices) We describe the hardware and other information, documents, data software you will need to receive documents electronically and records regarding your Account (“Account Communications”). You may revoke your consent how to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99rises. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99rises, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted email. E-mails on rare occasions may fail to transmit properlycopies. You agree thatto electronically receive information presented as part of your Internet transactions, solely for your recordsour decisions about those transactions, you can download and save or print the Account Communications you receive via electronic deliveryUSAA Privacy Promise. This consent is effective upon the execution of this Agreement and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises does not charge additional online change how we deliver other Documents. Hardware requirements: To access fees for receiving and retain electronic delivery of Account Communications. You understand that Documents you need a computer or mobile device with access to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage spacethe Internet, the ability to download documents as 99rises may specify and to which you have access or print Documents, and a printer current version of a PDF reader. If you agree to receive a Document electronically by a recorded message through a telephone system, you will need a touchtone telephone. If you agree to receive an electronic Document delivered to a personal digital assistant device or other mobile device, you will need the device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and service plan that enables you are able to view messages. Your ability to receive electronic deliveries as set forth herein. 99rises will notify Documents: By signing this Agreement you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree are demonstrating that you have carefully read the above information regarding informed consent ability to view and fully understand the implications thereofsave Documents through electronic means. You hereby Documents you agree to receive electronically: You agree to receive electronic delivery of: (1) the conditions outlined above concerning Privacy Promise, (2) information presented to you as part of an online transaction such as disclosures, forms, notices, account agreements and other information, (3) Documents reflecting our decisions regarding your online transactions, including adverse action notices and (4) Document selections made by you as shown in your Document preferences. Choosing to receive other electronic documents: In the future, you may agree by telephone, through the Internet, or in writing to receive Documents through electronic means. This will update your Document preferences. Updating your contact information: You may update your contact information for electronic delivery of Account CommunicationsDocuments by accessing and updating your profile. Previous Agreements: If your e-mail address changesyou previously signed the USAA Documents Online (UDO) agreement, you agree to notify 99rises of your new e-mail address immediately in writing in accordance with the notice provisions terms of this Account Management Online Agreement replace the terms of the UDO agreement. Delivery preferences made under the UDO agreement will remain valid and are subject to this Online Agreement, unless you revoke your preferences. Your responsibilities: If you choose to receive documents electronically, it is your responsibility to periodically logon to xxxx.xxx and check the delivery of new Documents. Open and read your Documents. Promptly notify USAA if any Documents are not accessible or are incomplete or unreadable. YOU REPRESENT THAT YOU HAVE THE EQUIPMENT TO RECEIVE DOCUMENTS ONLINE. Changes to this Agreement: You may only amend this Agreement by changing your Preference Settings or by instructing USAA to change your Preference Settings. USAA may amend this Agreement at any time. You accept any amendment to this Agreement made by USAA by your continued use of this Site. Joint accounts: Your preferences will control the delivery of Documents for your joint accountholders, unless they instruct USAA otherwise.

Electronic Delivery of Documents. The Program is We provide an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” Agreement, we are obtaining your informed consent to electronic delivery of all notices notices, marketing communications about Ellevest’s products and services and communications relating to your Account to an e-mail address or phone number that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”)) regarding your relationship with Ellevest and its suppliers. You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if If you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Ellevest’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail or via text. E-mails or texts on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it It may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Ellevest does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to To receive electronic deliveries, you must have Internet access, a working phone number with texting capacity, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Ellevest may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-e mail address and phone number with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Ellevest will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Ellevest of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program platform is an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” we are obtaining your informed consent to electronic delivery of all notices and communications relating to your Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 16 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesGoHenry Network Financial. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesGoHenry Network Financial, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ GoHenry Network Financial’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted email. E-mails on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises GoHenry Network Financial does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises GoHenry Network Financial may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises GoHenry Network Financial will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises GoHenry Network Financial of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program platform is an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” we are obtaining your informed consent to electronic delivery of all notices and communications relating to your Investment Account to an e-mail address that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Investment Account (“Account Communications”). You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 16 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesNext Financial. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesNext Financial, at its discretion, may (i) terminate this agreement and/or close your Investment Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Next Financial’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted email. E-mails on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Next Financial does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises Next Financial may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Next Financial will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises Next Financial of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program is We provide an electronically based service. By accepting this Account Management Agreement when you click “I Agree,” Agreement, we are obtaining your informed consent to electronic delivery of all notices notices, marketing communications about Ellevest’s products and services and communications relating to your Account to an e-mail email address or phone number that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”)) regarding your relationship with Ellevest and its suppliers. You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 of this Account Management Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if If you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or Agreement and close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronicallyaccount. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Xxxxxxxx’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail email address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emailemail or via text. E-mails Emails or texts on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it It may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises Ellevest does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to To receive electronic deliveries, you must have Internet access, a working phone number with texting capacity, a valid e-mail email address with sufficient storage space, the ability to download documents as 99rises Ellevest may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail email address and phone number with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises Ellevest will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail email address changes, you agree to notify 99rises Ellevest of your new e-mail email address immediately in writing in accordance with the notice provisions of this Account Management Agreement.

Electronic Delivery of Documents. The Program is an electronically based service. By , by accepting this Account Management Agreement when you click “I Agree,” Client Agreement, we are obtaining your informed consent to electronic delivery of all notices notices, marketing communications about Ellevest’s products and services and communications relating to your Program Account to an e-mail address or phone number that you provided. This includes all notices, disclosures, regulatory communications (including privacy notices) and other information, documents, data and records regarding your Account (“Account Communications”)) regarding your Program Account. You may revoke your consent to electronic delivery of Account Communications by providing notice in accordance with Section 13 section 11 of this Account Management Client Agreement, and such revocation will be effective upon successful completion of its processing by 99risesEllevest. You understand that if you revoke or restrict your consent to electronic delivery of Account Communications or request paper delivery, 99risesEllevest, at its discretion, may (i) terminate this agreement and/or close your Account or (ii) charge you for the cost of the delivery of Account Communications that would otherwise be delivered to you electronically, or close your Program Account. Neither your revocation of consent to electronic delivery, your request for paper delivery, nor 99rises’ Ellevest’s delivery of paper copies of Account Communications will affect the legal effectiveness or validity of any electronic communication provided while your consent was in effect. All e-mail notifications of Account Communications will be sent to your e-mail address of record. You acknowledge that the Internet is not a secure network and that communications transmitted over the Internet may be accessed by unauthorized or unintended third parties. Due to security risks, you will not send any sensitive information, such as account numbers or passwords, in an unencrypted emaile-mail or via text. E-mails or texts on rare occasions may fail to transmit properly. You agree that, solely for your records, you can download and save or print the Account Communications you receive via electronic delivery. This consent is effective upon the execution of this Agreement contract and will remain in effect unless and until you revoke your consent to electronic delivery. You understand that it may take up to three (3) business days to process a revocation of consent to electronic delivery, and you may receive electronic notifications in the interim. Potential costs associated with electronic delivery of Account Communications include charges from Internet access providers and telephone companies, and such charges are borne solely by you. 99rises does not charge additional online access fees for receiving electronic delivery of Account Communications. You understand that to receive electronic deliveries, you must have Internet access, a valid e-mail address with sufficient storage space, the ability to download documents as 99rises may specify and to which you have access and a printer or other device to download and print or save any information you may wish to retain. You acknowledge that you have, and will continue to have and maintain, Internet access and a valid e-mail address with characteristics as described in this paragraph, and you are able to receive electronic deliveries as set forth herein. 99rises will notify you of any changes in the hardware and software requirements needed to access electronic records covered by this consent. You hereby agree that you have carefully read the above information regarding informed consent and fully understand the implications thereof. You hereby agree to the conditions outlined above concerning electronic delivery of Account Communications. If your e-mail address changes, you agree to notify 99rises of your new e-mail address immediately in writing in accordance with the notice provisions of this Account Management Agreement.three