Common use of Eligible Credit Support Clause in Contracts

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable Fixed Rate debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Initial Rating Event Subsequent Rating Event Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) ) (i) not more than one year; 98% 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS DBRS (ii) more than one year but not more than 2 years; 98% 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 98% 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0To be agreed between Party A and DBRS To be agreed between Party A and DBRS (iv) more than 3 years but not more than 5 years; 98% 91% 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, as 85.5% To be agreed between Party A and DBRS 98.0To be agreed between Party A and DBRS (v) more than 5 years but not more than 7 years; 98% 90% 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, as 85.1% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (vi) more than 7 years but not more than 10 years; 98% 88% 91.0% if collateral is in the Base Currency otherwise 78.3% 92.5% if collateral is in the Base Currency, otherwise, 83.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (vii) more than 10 years but less than 20 years 98% 85% 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (viii) more than 20 years but less than 30 years 98% 83% 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (C) Negotiable Floating Rate debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than Aa3 by Xxxxx’x and AA(low) by DBRS) In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Initial Rating Event Subsequent Rating Event Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 98% 93% 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 98% 93% 96% if collateral is in the Base Currency otherwise 82.6% 97.0% if collateral is in the Base Currency, otherwise, 87.8% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (iii) more than 2 years but not more than 3 years; 98% 93% 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, 85.5% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (iv) more than 3 years but not more than 5 years; 98% 93% 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, 85.1% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (v) more than 5 years but not more than 7 years 98% 93% 91.0% if collateral is in the Base Currency otherwise 78.3% 92.5% if collateral is in the Base Currency, otherwise, 83.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ A: Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD an Eligible Currency issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x Moody’s and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher Collateral Type Valuation Percentages in respect of Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS by DBRS)) having a remaining time to maturity of: Highest Highest Initial Subsequent (i) not more than one year; 94% if collateral 97.5% if 98% if 99.7% if 99.0% if is fixed rate and collateral collateral collateral collateral is in USD, 93% if is in the is in the is in the in the Base collateral is Base Base Base Currency, floating rate and Currency Currency, Currency, otherwise, in USD, otherwise otherwise, otherwise, as agreed otherwise as 83.9% 88.7% as agreed between agreed between between Party A and Party A and Party A DBRS Moody’s and DBRS (ii) more than one year but not more 93% if collateral 96% if 97% if 99.0% if 98.0% if than 2 years; is in USD, collateral collateral collateral collateral is otherwise as is in the is in the is in the in the Base agreed between Base Base Base Currency, Party A and Currency Currency, Currency, otherwise, Moody’s otherwise otherwise, otherwise, as agreed 82.6% 87.8% as agreed between between Party A and Party A DBRS and DBRS (iii) more than 2 years but not more 92% if collateral 96% if 97% if 99.0% if 98.0% if than 3 years is fixed rate and collateral collateral collateral collateral is in USD, 93% if is in the is in the is in the in the Base collateral is Base Base Base Currency, floating rate and Currency Currency, Currency, otherwise, in USD, otherwise otherwise, otherwise, as agreed otherwise as 82.6% 87.8% as agreed between agreed between between Party A and Party A and Party A DBRS Moody’s and DBRS (iv) more than 3 years but not more 91% if collateral 93.5% if 94.5% if 98.5% if 96.5% if than 5 years; is fixed rate and collateral collateral collateral collateral is in USD, 93% if is in the is in the is in the in the Base collateral is Base Base Base Currency, floating rate and Currency Currency, Currency, otherwise, in USD, otherwise otherwise, otherwise, as agreed otherwise as 80.4% 85.5% as agreed between agreed between between Party A and DBRS Collateral Type Valuation Percentages in respect of Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS Party A and Moody’s Party A and DBRS (v) more than 5 years but not more than 7 years; 90% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5Moody’s 93% if collateral is in the Base Currency Currency, otherwise 83.980% 9894% if collateral is in the Base Currency, otherwise, 88.785.1% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.095.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable Fixed Rate debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Initial Rating Event Subsequent Rating Event Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) ) (i) not more than one year; 98% 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS DBRS (ii) more than one year but not more than 2 years; 98% 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0To be agreed between Party A and DBRS To be agreed between Party A and DBRS (iii) more than 2 years but not more than 3 years 98% 92% 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, as 87.8% To be agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iiiiv) more than 2 3 years but not more than 3 years 925 years; 98% 91% 93.5% if collateral is fixed rate in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, 85.5% To be agreed between Party A and in USD, DBRS To be agreed between Party A and DBRS (v) more than 5 years but not more than 7 years; 98% 90% 93% if collateral is floating rate and in USDthe Base Currency, otherwise as 80% 94% if collateral is in the Base Currency, otherwise, 85.1% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (vi) more than 7 years but not more than 10 years; 98% 88% 91.0% if collateral is in the Base Currency otherwise 78.3% 92.5% if collateral is in the Base Currency, otherwise, 83.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (vii) more than 10 years but less than 20 years 98% 85% 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (viii) more than 20 years but less than 30 years 98% 83% 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (C) Negotiable Floating Rate debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRS) In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS Initial Rating Event Subsequent Rating Event Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 98% 93% 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 98% 93% 96% if collateral is in the Base Currency otherwise 82.6% 9797.0% if collateral is in the Base Currency, otherwise, 87.8% 99.0To be agreed between Party A and DBRS To be agreed between Party A and DBRS (iii) more than 2 years but not more than 3 years; 98% 93% 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, as 85.5% To be agreed between Party A and DBRS 98.0To be agreed between Party A and DBRS (iv) more than 3 years but not more than 5 years; 98% 93% 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, as 85.1% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (v) more than 5 years but not more than 7 years 98% 93% 91.0% if collateral is in the Base Currency otherwise 78.3% 92.5% if collateral is in the Base Currency, otherwise, 83.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ A: Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRSFitch (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRSXxxxx’x) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 100% 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% (ii) more than one year but not more than 2 years; 99% 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% (iii) more than 2 years but not more than 3 years 98% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% (iv) more than 3 years but not more than 5 years; 97% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, 85.5% (v) more than 5 years but not more than 7 years; 96% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, 85.1% (vi) more than 7 years but not more than 10 years; 94% if collateral is fixed rate and in USD, 9399% if collateral is floating rate and in USD 91.0% if collateral is in the Base Currency otherwise 78.3% 92.5% if collateral is in the Base Currency, otherwise, 83.7% Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch (vii) more than 10 years but less than 20 years 90% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 80% if collateral is in the Base Currency otherwise as 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% (viii) more than 20 years but less than 30 years 88% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% (C) Negotiable debt obligations denominated in the Base Currency issued by: the Government of Canada; or any Province of Canada; (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x) having a remaining time to maturity of: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below (i) not more than one year; To be agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 3 years; 93% if collateral is in USD, otherwise as To be agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS%

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ A: Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRSFitch (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD an Eligible Currency issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRSMoody’s) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS)below (i) not more than one year; 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x Moody’s 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS% (ii) more than one year but not more than 2 years; 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x Moody’s 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS % (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x Moody’s 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0Collateral Type Valuation Percentages in respect of Moody’s Valuation Percentages in respect of Fitch (iv) more than 3 years but not more than 5 years; 91% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Moody’s 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, 85.5% (v) more than 5 years but not more than 7 years; 90% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and DBRS 98.0Moody’s 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, 85.1% (vi) more than 7 years but not more than 10 years; 88% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and DBRSMoody’s 91.0% if collateral is in the Base Currency otherwise 78.3% 92.5% if collateral is in the Base Currency, otherwise, 83.7% (vii) more than 10 years but less than 20 years 85% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Moody’s 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% (viii) more than 20 years but less than 30 years 83% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Moody’s 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% Collateral Type Valuation Percentages in respect of Moody’s Valuation Percentages in respect of Fitch (C) Negotiable debt obligations denominated in an Eligible Currency issued by: the Government of Canada; or any Province of Canada; (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Moody’s) having a remaining time to maturity of: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below (i) not more than one year; To be agreed between Party A and Moody’s 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% (ii) more than one year but not more than 3 years; To be agreed between Party A and Moody’s 96% if collateral is in the Base Currency otherwise 82.6% 97.0% if collateral is in the Base Currency, otherwise, 87.8% (iii) more than 3 years but not more than 5 years; To be agreed between Party A and Moody’s 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, 85.5% (iv) more than 5 years but not more than 7 years; To be agreed between Party A and Moody’s 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, 85.1% (v) more than 7 years but not more than 10 years; or To be agreed between Party A and Moody’s 91.0% if collateral is in the Base Currency 92.5% if collateral is in the Base Currency, Collateral Type Valuation Percentages in respect of Moody’s Valuation Percentages in respect of Fitch otherwise 78.3% otherwise, 83.7% (vi) more than 10 years but not more than 20 years To be agreed between Party A and Moody’s 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7%

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ A: Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x Moody’s and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Collateral Type Valuation Percentages in respect of Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming CBL22 Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x Moody’s 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x Moody’s 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ A: Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming CBL23 Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable Fixed Rate debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x Moody’s and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Initial Rating Event Subsequent Rating Event Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) ) (i) not more than one year; 98% 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS DBRS (ii) more than one year but not more than 2 years; 98% 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 98% 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0To be agreed between Party A and DBRS To be agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iv) more than 3 years but not more than 5 years; 98% 91% 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, as 85.5% To be agreed between Party A and DBRS 98.0To be agreed between Party A and DBRS (v) more than 5 years but not more than 7 years; 98% 90% 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, as 85.1% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (vi) more than 7 years but not more than 10 years; 98% 88% 91.0% if collateral is in the Base Currency otherwise 78.3% 92.5% if collateral is in the Base Currency, otherwise, 83.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (vii) more than 10 years but less than 20 years 98% 85% 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (viii) more than 20 years but less than 30 years 98% 83% 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (C) Negotiable Floating Rate debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Moody’s and AA(low) by DBRS) In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Collateral Type Valuation Percentages in respect of Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS Initial Rating Event Subsequent Rating Event Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 98% 93% 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 98% 93% 96% if collateral is in the Base Currency otherwise 82.6% 97.0% if collateral is in the Base Currency, otherwise, 87.8% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (iii) more than 2 years but not more than 3 years; 98% 93% 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, 85.5% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (iv) more than 3 years but not more than 5 years; 98% 93% 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, 85.1% To be agreed between Party A and DBRS To be agreed between Party A and DBRS (v) more than 5 years but not more than 7 years 98% 93% 91.0% if collateral is in the Base Currency otherwise 78.3% 92.5% if collateral is in the Base Currency, otherwise, 83.7% To be agreed between Party A and DBRS To be agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ A: Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRSFitch (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRSXxxxx’x) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming i) not more than one year; 100% 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% (ii) more than one year but not more than 2 years; 99% 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% (iii) more than 2 years but not more than 3 years 98% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% (iv) more than 3 years but not more than 5 years; 97% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, 85.5% (v) more than 5 years but not more than 7 years; 96% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, 85.1% (vi) more than 7 years but not more 94% if collateral 91.0% if collateral is in 92.5% if collateral is in the Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch than 10 years; is fixed rate and in USD, 99% if collateral is floating rate and in USD the Base Currency otherwise 78.3% Base Currency, otherwise, 83.7% (vii) more than 10 years but less than 20 years 90% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% (viii) more than 20 years but less than 30 years 88% if collateral is fixed rate and in USD, 99% if collateral is floating rate and in USD 80% if collateral is in the Base Currency otherwise 68.8% 87% if collateral is in the Base Currency, otherwise, 78.7% (C) Negotiable debt obligations denominated in the Base Currency issued by: the Government of Canada; or any Province of Canada; (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x) having a remaining time to maturity of: Highest Covered Bonds are rated AA(low)(sf) Bond Rated AA- or higher by DBRS)Highest Covered Bond Rated A+ or below (i) not more than one year; 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as To be agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 3 years; 93% if collateral is in USD, otherwise as To be agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS%

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ A: Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its the Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100%% if cash is in the Base Currency Collateral Type Valuation Percentages in respect of Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (B) Negotiable debt obligations denominated in USD an Eligible Currency issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch Fitch, AA(low) by DBRS and Aa3 by Xxxxx’x Moody’s) having a remaining time to maturity of: In relation to In relation to residual In relation to residual maturity as set out residual maturity as set out in in the corresponding order under maturity as set the corresponding Collateral Type: out in the order under Collateral corresponding Type: order under Collateral Type: Highest Highest Initial Rating Subsequent (i) not more than one year; 99% 97.5% if the Collateral is in the 98% if collateral is in the Base To be agreed between Party A and DBRS To be agreed between Party A and DBRS Base Currency, Currency otherwise, otherwise 88.7% 83.9% (ii) more than one year but not To be agreed 96% if 96.5% if To be agreed To be agreed more than 2 years between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 82.6% 87.3% (iii) more than 2 years but not To be agreed 96% if 96.5% if To be agreed To be agreed more than 3 years; between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 82.6% 87.3% (iv) more than 3 years but not To be agreed 93.5% if 94.5% if To be agreed To be agreed more than 5 years; between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 80.4% 85.5% (v) more than 5 years but not To be agreed 93% if 94% if To be agreed To be agreed more than 7 years; between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency, Currency, otherwise otherwise, 80% 85.1% Collateral Type Valuation Valuation Valuation Percentages in respect of Percentages in Percentages in DBRS respect of respect of Fitch Moody’s (vi) more than 7 years but less To be agreed 91% if 92.5% if To be agreed To be agreed than 10 years between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 78.3% 83.7 (vii) more than 10 years but less To be agreed 87% if 89% if To be agreed To be agreed than 20 years between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 74.8% 80.5% (viii) more than 20 years but less To be agreed 87% if 89% if To be agreed To be agreed than 30 years between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 74.8% 80.5% (C) Negotiable debt obligations denominated in the Base Currency issued by: the Government of Canada; or any Province of Canada; (with local and foreign currency issuer ratings equal to or greater than AA- by Fitch, Aa3 by Moody’s and AA(low) or R-1 (middle) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 9499% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral the Collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS DBRS Base Currency, Currency otherwise, otherwise 88.7% 83.9% (ii) more than one year but not To be agreed 96% if 96.5% if To be agreed To be agreed more than 2 years between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 82.6% 87.3% Collateral Type Valuation Valuation Valuation Percentages in respect of Percentages in Percentages in DBRS respect of respect of Fitch Moody’s (iii) more than 2 years but not To be agreed 96% if 96.5% if To be agreed To be agreed more than 3 years; between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 82.6% 87.3% (iv) more than 3 years but not To be agreed 93.5% if 94.5% if To be agreed To be agreed more than 5 years; between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 80.4% 85.5% (v) more than 5 years but not To be agreed 93% if 94% if To be agreed To be agreed more than 7 years; between Party A and Moody’s collateral is in USDthe Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency, Currency, otherwise otherwise, 80% 85.1% (vi) more than 7 years but less To be agreed 91% if 92.5% if To be agreed To be agreed than 10 years between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 78.3% 83.7 (vii) more than 10 years but less To be agreed 87% if 89% if To be agreed To be agreed than 20 years between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 74.8% 80.5% (viii) more than 20 years but less To be agreed 87% if 89% if To be agreed To be agreed than 30 years between Party A and Moody’s collateral is in the Base collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 74.8% 80.5% (D) Subject to satisfaction of the Rating Agency Condition, such other items as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base CurrencyParty B from time to time, otherwisewhich Party B can lawfully receive from, 87.8% 99.0% if collateral is in the Base Currencyand transfer back to, otherwiseParty A as required, that will qualify as Eligible Credit To be agreed between Party A and Moody’s To be agreed between Party A and Fitch To be agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS Support. In order to ensure that the amount of cash held by Party B on any day, including the amount of cash transferred to Party B hereunder, does not in the aggregate exceed Party B’s Prescribed Cash Limitation, upon providing notice to Party A, Party B shall exchange all or a portion of cash originally transferred as Eligible Credit Support hereunder (iiisuch amount of cash to be exchanged, the “Original Cash Amount”) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USDfor non-cash Eligible Credit Support having a Value at least equal to the Original Cash Amount. For the avoidance of doubt, 93% if collateral is floating rate and in USDwhere negotiable debt obligations are rated by only one of the above relevant rating agencies, otherwise the rating applied will be based on the rating of that agency. Where the ratings and/or the Valuation Percentages of the relevant rating agencies differ with respect to the same negotiable debt obligation, for the purposes of B to E above the lower of the ratings and/or the Valuation Percentages, as agreed between the case maybe, shall apply. For the purpose of this Annex, references to the “relevant rating agency” shall mean the rating agency whose Ratings Agency Requirement will be used to determine the amount of Eligible Credit Support that Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between required to transfer to Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between B following a credit ratings downgrade of Party A and DBRSA.

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ A: Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRSFitch (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x and AA(low) by DBRSXxxxx’x) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 9499% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 93% if collateral is in USD, otherwise as To be agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as To be agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0(iv) more than 3 years but not more than 5 years; To be agreed between Party A and Xxxxx’x 93.5% if collateral is in the Base Currency otherwise 80.4% 94.5% if collateral is in the Base Currency, otherwise, as 85.5% (v) more than 5 years but not more than 7 years; To be agreed between Party A and DBRS 98.0Xxxxx’x 93% if collateral is in the Base Currency, otherwise 80% 94% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS85.1% Collateral Type Valuation Percentages in respect of Xxxxx’x Valuation Percentages in respect of Fitch

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100% (B) Negotiable debt obligations denominated in USD issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch and Aa3 by Xxxxx’x Moody’s and AA(low) by DBRS) having a remaining time to maturity of: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 94% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x Moody’s 97.5% if collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS (ii) more than one year but not more than 2 years; 93% if collateral is in USD, otherwise as agreed between Party A and Xxxxx’x Moody’s 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x Moody’s 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS

Eligible Credit Support. The following items will qualify as “Eligible Credit Support” for Party A:‌ A: Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (A) Provided Party B will not exceed its the Prescribed Cash Limitation and subject to the provision immediately following this Eligible Credit Support chart, cash in the Base Currency 100% 100% 100%% if cash is in the Base Currency (B) Negotiable debt obligations denominated in USD an Eligible Currency issued by: the U.S. Treasury Department, (with local and foreign currency issuer ratings equal to or greater than AA- or F1+ by Fitch Fitch, AA(low) by DBRS and Aa3 by Xxxxx’x and AA(low) by DBRSMoody’s) having a remaining time to maturity of: In relation to In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in the corresponding order under Collateral Type: In relation to residual maturity as set out in in the corresponding order under maturity as set the corresponding Collateral Type: out in the order under Collateral corresponding Type: order under Collateral Type: Highest Covered Bond Rated AA- or higher Highest Covered Bond Rated A+ or below Initial Rating Event Subsequent Rating Event (assuming Covered Bonds are rated AA(low)(sf) or higher by DBRS) (i) not more than one year; 9499% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 97.5% if collateral the Collateral is in the Base Currency otherwise 83.9% 98% if collateral is in the Base Currency, otherwise, 88.7% 99.7% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS 99.0% if collateral is in the Base Currency, otherwise, as To be agreed between Party A and DBRS DBRS Base Currency, Currency otherwise, otherwise 88.7% 83.9% (ii) more than one year but not To be agreed 96% if 96.5% if To be agreed To be agreed more than 2 years; 93% if collateral is in USD, otherwise as agreed years between Party A and Xxxxx’x 96% if Moody’s collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base between Party A and DBRS between Party A and DBRS Currency Currency, otherwise otherwise, 87.882.6% 99.087.3% (iii) more than 2 years but not To be agreed 96% if 96.5% if To be agreed To be agreed more than 3 years; between Party A and Moody’s collateral is in the Base Currency, otherwise, as agreed collateral is in the Base between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS Currency Currency, otherwise otherwise, 82.6% 87.3% Collateral Type Valuation Percentages in respect of Xxxxx’x Moody’s Valuation Percentages in respect of Fitch Valuation Percentages in respect of DBRS (iii) more than 2 years but not more than 3 years 92% if collateral is fixed rate and in USD, 93% if collateral is floating rate and in USD, otherwise as agreed between Party A and Xxxxx’x 96% if collateral is in the Base Currency otherwise 82.6% 97% if collateral is in the Base Currency, otherwise, 87.8% 99.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS 98.0% if collateral is in the Base Currency, otherwise, as agreed between Party A and DBRS