Common use of EXCLUSION FROM REIMBURSABLE EXPENSES Clause in Contracts

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. EXHIBIT 2.9

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. EXHIBIT 2.9.

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. First National Bank of Central Florida Winter Park, FL EXHIBIT 2.9

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. Module 1 — Whole Bank w/ Optional Shared Loss Agreements Coastal Bank Version 3.01 — Commercial Shared-Loss Agreement Cocoa Beach, FL December 8, 2010 EXHIBIT 2.9

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. Module 1 — Whole Bank w/ Optional Shared Loss Agreements XXXXXX COMMUNITY BANK Version 3.01 — Commercial Shared-Loss Agreement BROOKSVILLE, FLORIDA December 8, 2010 EXHIBIT 2.9

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. Module 1 – Whole Bank w/ Optional Shared Loss Agreements C-39 Summit Bank Version 3.1.1 – PURCHASE AND ASSUMPTION AGREEMENT Burlington, Washington April 27, 2011 EXHIBIT 2.9

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. Whole Bank w/ Optional Shared Loss Agreements Version 4.2.2 – COMMERCIAL SHARED-LOSS AGREEMENT June 1, 0000 X-00 Xxxxxxxx Xxxxxxxx Xxxx Xxxxxxxx, Xxxxxxx EXHIBIT 2.9

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C1-(A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. Module 1 – Whole Bank w/ Optional Shared Loss Agreements C-39 Central Florida State Bank Version 3.3.1 – COMMERCIAL SHARED-LOSS AGREEMENT Belleview, Florida December 7, 2011 EXHIBIT 2.9

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] A+B+C)l (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. EXHIBIT 2.9

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C1-(A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. EXHIBIT 2.9.

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. Module 1 – Whole Bank w/ Optional Shared Loss Agreements C-39 High Trust Bank Version 3.1.1 – COMMERCIAL SHARED-LOSS AGREEMENT Stockbridge, Georgia April 27, 2011 Table of Contents EXHIBIT 2.9

EXCLUSION FROM REIMBURSABLE EXPENSES. Pursuant to Section 2.7(b)(iii) of this Agreement, the following calculation applies to determine the proportion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of a Shared-Loss Loan which may not be included as a Permitted Expense. All capitalized terms used in this Exhibit 2.7 have the meanings defined or referenced in Article 8 of this Agreement. X = E * [1- (A+B+C)] (A+B+D) Where: X = the proportion of expense not allowed as a Permitted Expense pursuant to Section 2.7(b)(iii) A = the total amount of all Failed Bank Charge-Offs of principal on the Shared-Loss Loan (excluding reversals or charge-offs of Accrued Interest) B = the total of all Charge-Offs effected by the Assuming Institution of principal on the Shared-Loss Loan amount (excluding reversals or charge-offs of Accrued Interest) C = the amount of principal on the Shared-Loss Loan that has not yet been charged-off but has been placed on non-accrual status, all of which occurred during the period in which the expenses represented by E were recognized D = the total amount of principal indebtedness due from the Obligor on the Shared-Loss Loan after any amendment, modification, renewal, extension, refinance, restructure, commitment, sale or other similar action E = the portion of the expense attributable, for financial accounting purposes, to the reduction of the Book Value of the Shared-Loss Loan However, in the event that the portion derived from the calculation represented by: [1- (A+B+C)] (A+B+D) is a negative number, the value of: (A+B+C) (A+B+D) shall be deemed to be 1 and accordingly the value of X shall be zero. Module 1 – Whole Bank w/ Optional Shared Loss Agreements C-39 Central Bank of Georgia Version 3.3.1 – COMMERCIAL SHARED-LOSS AGREEMENT Ellaville, GA December 7, 2011 EXHIBIT 2.9